INSTITUT PENDIDIKAN GURU KAMPUS SULTAN MIZAN, BESUT

BASIC MATHEMATICS SHORT COUREWORK

NAME : NUR HASIMAH BINTI KREMA (NO.KP: 921002-12-5744) NOR HIDAYATUL ZIANA BINTI JAHARI (NO.KP: 920629-10-5566) UNIT : MATEMATIK PPISMP SEMESTER 1 BASIC MATHEMATIC () EN. WAN JUSOH BIN WAN AHMAD

SUBJECT/ CODE : LECTURER NAME :

CONFESSION

I ADMIT THAT THIS WORK IS MY OWN WORK EXCEPT FOR THE QUOTATION AND A SUMMARY OF EACH OF THEM HAD I EXPLAIN THE SOURCES"

SIGNATURE NAME DATE

: : NUR HASIMAH BT KREMA : SEPTEMBER 2010

CONFESSION

I ADMIT THAT THIS WORK IS MY OWN WORK EXCEPT FOR THE QUOTATION AND A SUMMARY OF EACH OF THEM HAD I EXPLAIN THE SOURCES"

SIGNATURE NAME DATE

: : NOR HIDAYATUL ZIANA BT JAHARI : SEPTEMBER 2010

APPRECIATION

They always gave us spirit to do the best and try harder to complete these coursework perfectly. We would like to convey our appreciation to our dedicated lecture, Mr. . He help us to understand the question and always Thank you to all our friends for helping us during the process to complete the coursework. They were helping us a lot especially about how to solve the question given. They also never forget to share the latest information about this coursework with us. Last but not least, thank to all people that helped us a lot during the process to complete this mathematic II coursework. We are really enjoy doing this coursework Thank you

lhamdullillah, thank to Allah S.W.T because finally we managed to complete this basic mathematic short coursework. First of all, we would like to thank to our parent for supporting us even they are far from us.

Truly, . (NUR HASIMAH BT KREMA) ..... (NOR HIDAYATUL ZIANA BT JAHARI)

CONTENTS
CONFESSION APPRECIATION CONTENT 1.0 PLANNING ON PERSONAL BUDGET 1.1 PERSONAL BUDGET FOR A MONTH 1.2 PIE CHART FOR THE PERSONAL BUDGET 2.0 INFORMATION OF PERSONAL LOAN 2.1 CIMB BANK 2.2 BANK SIMPANAN NASIONAL 2.3 BANK RAKYAT 3.0 COMPARE OF PERSONAL LOAN FOR THE 3 BANK 4.0 5 DIFFERENCES OF THE LAPTOPS 5.0 5 DIFFERENCES OF THE PRINTERS 6.0 THE DICISION OF OUR PERSONAL LOAN, LAPTOP AND PRINTER REFLECTION ENCLOSURE

PLANNING ON PERSONAL BUDGET

Personal budget for a month

Items Food ( RM 6.00 per day) Transportation Stationary Topup Others Saving TOTAL Amount (RM) RM 6.0030 (a month) = RM 180.00 RM 15.00 RM 10.00 RM 20.00 RM 50.00 RM 20.00 RM 295.00

Monthly personal budget = RM 295.00 Allowance given for a month = RM 430.00 The remaining balanced = allowance given monthly personal budget = RM 430.00 RM 295.00 = RM 135.00

Pie chart for the personal budget for a month

PERSONAL BUDGET FOR A MONTH

17%

FOOD 6% TRANSPORT STATIONARY 6% 3% 5% TOPUP SAVING 63% OTHERS

As a trainer teacher, we are given RM 430 as our allowance for monthly expenses. We used the money to buy our necessary. As a student, we had many assignments that given by lecturers. To facilitate our works, we need to have a laptop and a printer. After we calculate our personal budget, we do not have enough money to buy a laptop and printer. We used RM 295 per month and still have RM 135 as the balance from the allowance given. So, we need to buy a loan from any local bank that give the lowest interest rate. We have been choose three local banks and make comparison on their loan.

DETAILS ABOUT PERSONAL LOAN SCHEME FOR THREE BANK

CIMB Bank Bank Simpana Nasional Bank Maybank

CIMB Bank
Year Month Interest rate Loan Amount (RM) 3000 265 139 97 1 12 4.88% 2 24 4.88% 3 36 4.88%

Interest rate of 4.88% for 3 years Loan amount needed : RM 3000 3000 = RM 146.40

RM 146.40 3 = RM 439.20 ( interest payment for 3 years ) To improve RM 97 interest per month : = RM 97 ( monthly installment to the bank )

Bank Simpanan Nasional

Year Month Interest rate Loan Amount (RM) 5000 124 104 90 4 48 4.75% 5 60 4.75% 6 72 4.75%

Interest rate of 4.75% for 3 years Loan amount needed : RM 5000 5000 = RM 237.50

RM 237.50 5 = RM 1187.50 ( interest payment for 5 years ) To prove RM 104 interest per month = RM 104 ( monthly installment to the bank )

Bank Maybank
Year Month Interest rate Loan Amount (RM) 5000 184.72 150 129.17 3 36 11% 4 48 11% 5 60 11%

Interest rate of 11% Loan amoun needed : RM 5000 5 000 = RM 550 (interest per year)

550 5 = RM 2750 (interest payment for 5 years) To prove RM 129.17 per month = RM 129.17 (monthly installment to the bank)

COMPARISON BETWEEN THE THREE PERSONAL LOAN

Name Of Bank CIMB Bank Categories Minimum Salary Financy Amount for 3 years Interest rate 4.88% per month 4.75% for 4,5 & 6 11% for loan RM years 5000 RM 20,000 RM 97 ( per month ) RM 104 ( per month ) RM 129.17 (per month) Bank Simpanan Nasional Bank Rakyat

Minimum Loan Amount Average Of Age RM 3000 18 years and above RM 5000 18 years - 58 years RM 5000 21 years and above

DETAILS ABOUT THE FIVE DIFFERENT LAP TOP

Acer Name

Toshiba

Lenova

Dell

Toshiba

Model

Aspire 4741G5452G50 RM2299 2GB DDR3 RAM

Satellite L510-P4018 RM1699 1GB DDR2 SDRAM

Lenova C200 RM1799 2GB DDR2 SDRAM

Price Memory

Warrant y (Year) Compre ssor

1 Intel Atom Processor D510 18.5 Genuine Windows 7 Home Basic -Intel 945GC Chipset -320GB (SATA) HDD (5400rpm) -Dual Lyer Multiburner Drive (DVDRW) -nVidia IONTM 256MB -18.5 16:9 Widescreen -Wired Keyboard and Mouse

DellTM InspironTM 14 RM1899 2GB (1X2GB) DDR2 SDRAM 1 Intel Atom Processor N470 (1.83GHz) 14.0 Genuine Windows 7 Home Basic -320GB Hard Driver -14.0 Widescree n HD WLED Glossy Display with TrueLifeTM -Intel HD Graphics

Satelite M645 RM3999 4GB DDR3 SDRAM

1 IntelCoreTM I5-450M Processor 14.0 Genuine Windows 7 Home Premium -500GB (SATA) with shock absorbers HDD -Slot DVD Super Multi Double Layer Drive With Layer Drive with Label Flash Technology -NVIDIA GeForce GT 330M up to 1786MB total available graphic (ext 1GB VRAM)

Display Operatin g System Other Facilities

IntelCoreTM I5- Intel Pentium 450M Processor Dual-Core Processor T4500 14.0 14.0 Genuine No Windows 7 Operating Home Premium System -Intel HM55 Express Chipset -NVIDIA GeForce 310M with up to 4094 MB of TurboCache, Supporting NVIDIA CUDA Phys. Pure Video HD technology -Intergrated Bluetooth -Multi-in-1 Card Reader -Intel GMA 4500M -320GB (SATA) With Shock Absorbers HDD -Glossy Metallic Gray

DETAILS ABOUT THE FIVE DIFFERENT PRINTER

Five differences of the prices lists and brochures of printers

Name

Canon

Samsung

HP

HP

Model

LBP 3360

CLX-3175N

Price(RM 349 ) Printing Up to 21 ppm speed

498 16ppm Black 4ppm Colour

HP Officejet J3608 329 20ppm Black 14 ppm Colour Print, Copy, Scan, Fax, Handset -HP 702 Ink Black -HP 22 Ink TriColour

HP HP Officejet HP J4660 Officejet 4500 439 459 28 ppm Black 22ppm Colour Print, scan, copy, faxflatbed, ADF, Handset -HP 901 Black- 200 page yields -HP 901 Tricolour360 page yields 28ppm Black 22ppm Colour Print, scan, copy, fax

Availabl e Function

Print

Print, scan, copy

Others

-Built-in- 64MB memory & network -Auto Duplex Printing

Warranty -

-Network Printing -USB Direct and PictBridge Connectivity -ID Copy, Clone, Poster and Auto-fit 3 years

-HP 901 Black- 200 page yields -HP 901 Tricolour360 page yields -

FINAL DECISION FOR PERSONAL LOAN, LAP TOP AND PRINTER CHOOSEN

Based on the comparison of the bank loan from CIMB Bank, Bank Maybank and Bank Simpanan Nasional, we would like to choose the loan from CIMB Bank. It is because we have to pay only RM 97 per month compared to the other bank that more expensive. Besides, we only have to make loan for RM 3000 only. For the other bank, the minimum loan is RM 5000. It is too much for us to make loan because we only need to buy a laptop and printer. Other than that, CIMB Bank offered the facilities for the customer who are 18 years and above. So, we are available to get the loan based on their condition. After comparing all five different lap top, my partner and I finally choose one of the most branded lap top which is Acer Aspire 4741G-5452G50. It is because this lap top have one year warranty. The price also suitable with our personal loan that we had choose. It also contain 2GB DDR3 RAM and Multi-In card reader. Hence, we assume that is the best lap top between all the five lap top that we are compared. HP Officejet J4660 All-In-One printer is the printer that we choose from five different printer that we had compared. The main reason why we choose this printer is this printer have the most important function which is print, copy, fax, scan, handset and others. The price also cheap and based on our personal loan that we had choose, it is the most suitable printer.

ENCLOSURE

Reflection
Reflection by NUR HASIMAH BINTI KREMA At the first time I got this basic mathematics short coursework, I thought it was so difficult because I do not understand the question very well. However when my partner and i did the collaboration with our lecturer, Mr. Suhaimi, both of us finally understand the question better than before. The main problem that I faced during the process to completed this short coursework was my partner and I should discuss about this coursework but we did not have much time to discuss because we will have 2 weeks holiday for hari raya. We solved this problem by discussed about it before that holiday. Besides that, we also have a problem to find the prices list and brochure for printer because some company did not provide the brochure for printer. However, we finally managed to found the brochure by surfing internet. During the process to complete this short coursework, there are many things that I learned. I learned that we should be a responsible person and should try the best to complete our work. I also learned about friendship because this short coursework involved two persons. Hence, this help me to tolerate with my partner and as the result, we became more closer. Furthermore, I gained new knowledge and experiences from this task. The most important is, now I know about loans and how to plan my budget. This task also helped me to improved my communication skill because during the process to found the brochures, I met many people that I did know. Last but not least, I really enjoy doing this basic mathematics short coursework with my partner, Nor Hidayatul Ziana Binti Jahari and I hope this task will help me in the future.

REFLECTION
Reflection by NORHIDAYATUL ZIANA BINTI JAHARI Assalamualaikum wbt, first of all I would like to express thanks to God because I managed to complete the work that was assigned for two weeks. I feel difficult to do this coursework. This is because I do not know English very well. Based on the questions, we need to find brochures for laptop and printer from any company. However, many companies do not have brochures for the printer. It is difficult for us to get the brochures. Other than that, my partner and I do not know how to calculate the loan. We also have problems to select the loan that provided by the bank. So, we made decision to meet our seniors and asked for their help. Finally, we success to understand the task by their guidance. Besides, we also confused how to select the best laptop for our decision. We do not know either the laptop is suitable for us. So, we discuss with the other friends to get some idea and information for the selection. This task had to submit within two weeks. So, we have to rush to complete it. In addition, we already have another assignment to do. Our problem is to manage our time. We think that we do not have enough time to complete it. Last but no least, by doing this coursework I can learn how to manage my monthly budget because I never do that before. I also feel happy can submit this coursework on the time.