captulo 1

SECTOR MONETARIO y FINANCIERO

INFORMACIN DESDE DOLARIZACIN
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
1.10

Oferta Monetaria (M1) y Liquidez Total (M2) (2000-2011)

Cuentas Monetarias: Banco Central del Ecuador (1990-2011)
Banco Central del Ecuador / Reserva Monetaria Internacional (1927 - 2011)
Banco Central del Ecuador / Reserva Internacional de Libre Disponibilidad (2000 - 2011)
Bancos Privados / Cuentas Monetarias (1990 - 2011)
Tasas de Inters Referenciales Nominales en dlares (2000 - 2007)
Tasas de Inters Referenciales Efectivas en dlares (2007 - 2011)
Tasas de Inters Activas Efectivas y Mximas Referenciales Vigentes por Segmento de Crdito (2007 - 2011)
Tasas de Inters: Operaciones Activas en dlares (1995 - 2007)
Tasas de Inters: Operaciones Pasivas en dlares (1995 - 2007)

INFORMACIN EN SUCRES
1.11
1.12
1.13
1.14
1.15
1.16
1.16a
1.16b
1.16c
1.17
1.18
1.19
1.20
1.21
1.21b
1.22
1.23
1.24
1.25
1.26
1.27
1.28
1.29
1.30
1.31
1.32

Principales Agregados Monetarios (1927 - 1999)

Base Monetaria, Liquidez Bancaria (M2) y Multiplicador (1927 - 1999)
Banco Central del Ecuador / Principales Cuentas del Balance (1927 - 1999)
Banco Central del Ecuador / Crdito Neto por Sectores (1927 - 1999)
Banco Central del Ecuador / Fuentes y Usos de la Base Monetaria (1927 - 1999)
Banco Central del Ecuador / Balance Analtico al 31 de Diciembre (1927 - 1935)
Banco Central del Ecuador / Balance Analtico al 31 de Diciembre (1936 - 1947)
Banco Central del Ecuador / Balance Analtico al 31 de Diciembre (1948 - 1975)
Banco Central del Ecuador / Balance Analtico al 31 de Diciembre (1976 - 1998)
Sistema Bancario / Cuasidinero (1927 - 1999)
Bancos Privados / Cartera (1927 - 1999)
Bancos Privados / Captaciones (1927 - 1999)
Sistema Bancario / Capital y Reservas (1927 - 1999)
Banco Nacional de Fomento / Crdito (1928 - 1964)
Banco Nacional de Fomento / Crdito (1965 - 1999)
Banco Nacional de Fomento / Depsitos (1927 - 1999)
Cambios Anuales Absolutos en la Liquidez Bancaria (M2), Base Monetaria, Multiplicador y Contribucin
cada Determinante e Interaccin (1928-1999)
Estructura Porcentual de los Determinantes en la Variacin Anual de la Liquidez Bancaria (M2) (1928-1999)
Determinantes del Multiplicador (M2/Bm) (1927 - 1999)
Cambios Anuales Absolutos en el Multiplicador, Contribucin de los Determinantes e Interaccin (1928-1999)
Estructura Porcentual de los Determinantes del Multiplicador Monetario e Interaccin (1928-1999)
Tasas de Inters Referenciales Nominales en Sucres (1993 - 1999)
Tasas de Inters: Legal y Mxima Convencional (1948 - 1999)
Tasas de Inters: Operaciones Pasivas de Bancos Privados e Instituciones Financieras (1948 - 1986)
Tasas se Inters Operaciones Pasivas de Libre Contratacin en Sucres (1987-1999)
Tasas de Inters: Operaciones Activas de Libre Contratacin en Sucres (1988 - 1999)

1.1 OFERTA MONETARIA (M1) Y LIQUIDEZ TOTAL (M2)

En millones de dlares al final del perodo

Perodo

2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011

regresar al ndice

Especies
Monetarias en
Circulacin (1)

Moneda
Fraccionaria

Depsitos a la vista
(2)

Oferta Monetaria
M1 (3)

Cuasidinero (4)

d=a+b+c

1,120.2
1,511.5
1,839.8
2,121.3
2,255.3
2,688.8
3,030.1
3,279.3
4,098.3
4,230.1
4,545.4
5,291.0

23.5
27.2
39.6
49.7
58.1
62.8
66.0
71.4
77.3
77.4
82.4
83.2

948.5
1,426.0
1,823.6
1,765.1
2,273.0
2,659.5
3,163.8
3,658.5
4,704.7
4,902.2
6,148.3
6,713.9

2,092.2
2,964.7
3,703.0
3,936.1
4,586.4
5,411.0
6,259.8
7,009.2
8,880.3
9,209.7
10,776.1
12,088.1

LIQUIDEZ TOTAL M2 Reservas Bancarias

(5)
(6)
f=d+e

2,782.5
3,192.5
3,749.7
3,240.5
4,092.1
5,040.4
5,823.8
7,004.1
8,297.0
9,378.8
11,413.2
14,462.1

4,874.7
6,157.1
7,452.7
7,176.6
8,678.5
10,451.4
12,083.5
14,013.3
17,177.3
18,588.5
22,189.4
26,550.2

Caja BCE

h
225.9
261.4
264.1
271.4
332.8
493.5
519.2
692.2
1,239.0
1,702.6
1,606.7
1,594.8

115.4
79.4
82.0
93.7
191.4
123.7
124.4
121.8
191.6
358.9
519.2
649.3

Caja OSD

BASE MONETARIA
BM (7)

Multiplicador
M1/BM (8)

j=a+b+g+h+i

k=d/j

121.5
149.9
206.4
240.7
247.2
282.4
332.9
397.6
522.2
554.2
677.2
773.9

1,606.5
2,029.4
2,431.9
2,776.9
3,084.8
3,651.1
4,072.5
4,562.3
6,128.3
6,923.1
7,430.9
8,392.1

Multiplicador
M2/BM (8)
l=f/j
1.3
1.5
1.5
1.4
1.5
1.5
1.5
1.5
1.4
1.3
1.5
1.4

3.0
3.0
3.1
2.6
2.8
2.9
3.0
3.1
2.8
2.7
3.0
3.2

Dec-02

Dec-03

Dec-04

Dec-05

Dec-06

Dec-07

Dec-08

Dec-09

Dec-10

Dec-11

1,163.1
1,008.0
155.1
430.5
275.4

1,564.5
1,160.4
404.1
534.8
130.7

1,976.1
1,437.3
538.8
592.9
54.1

2,851.5
2,146.9
704.6
711.6
7.0

3,680.2
2,023.3
1,656.9
1,661.8
4.9

4,592.6
3,520.8
1,071.8
1,076.0
4.2

5,872.2
4,473.1
1,399.1
1,402.8
3.7

4,982.1
3,792.1
1,190.1
1,197.7
7.6

3,856.0
2,622.1
1,234.0
1,246.1
12.2

4,584.5
2,957.6
1,626.9
1,631.3
4.4

-630.0
650.6
646.4
1,103.7
457.3
202.4
1.2
45.9
207.8
-406.8
396.2
369.5
97.1
111.3
3.1
158.1
26.7
14.8
-1,280.6
335.5
1,616.1

-923.7
359.0
715.9
1,244.3
528.4
204.8
1.2
83.8
238.6
1.5
-548.3
175.8
157.6
57.5
80.0
1.0
19.1
18.3
14.1
-1,282.7
493.4
1,776.1

-1,238.3
114.7
713.7
1,155.4
441.7
265.2
1.2
1.5
173.9
2.6
-777.2
160.1
151.1
58.4
76.4
0.0
16.4
9.1
15.4
-1,353.0
564.2
1,917.2

-1,771.5
-329.7
117.8
1,146.9
1,029.1
747.0
1.2
3.2
277.8
1.9
-584.8
117.3
115.7
24.0
80.0
0.0
11.7
1.6
18.1
-1,441.8
557.3
1,999.1

-2,471.5
-819.3
-375.4
1,168.5
1,543.9
542.0
1.2
780.2
220.5
1.4
-580.2
115.2
115.0
23.9
89.2
0.0
1.8
0.2
19.8
-1,652.2
572.2
2,224.4

-2,967.0
-1,086.8
-384.4
1,168.3
1,552.7
725.3
1.2
4.6
821.5
2.8
-855.9
109.9
109.7
18.8
89.2
0.0
1.7
0.0
40.8
-1,880.2
542.0
2,422.2

-3,299.7
-2,473.0
-1,081.0
15.6
1,096.7
423.9
1.2
1.5
670.1
2.6
-1,538.0
105.8
105.6
14.6
89.2
0.0
1.8
0.0
37.5
-826.7
589.4
1,416.1

-2,072.0
-1,386.6
-825.0
69.1
894.1
397.8
1.2
2.0
493.3
2.4
-1,229.8
625.4
335.3
14.3
319.2
0.0
1.7
290.1
40.3
-685.4
521.4
1,206.7

-1,175.1
-212.3
-896.8
58.5
955.3
551.8
1.2
1.5
400.8
2.3
-365.0
1,011.9
423.4
14.6
380.8
0.0
28.0
588.4
35.3
-962.8
297.6
1,260.4

-1,733.0
-407.5
-1,417.9
61.1
1,479.0
974.6
1.2
13.3
490.0
2.1
-457.7
1,433.4
704.3
14.5
325.0
0.0
364.8
729.1
32.6
-1,325.5
341.4
1,666.9

533.1
303.7
39.6
0.0
39.6
264.1
258.3
5.8
229.4
0.1
8.6
217.7
102.9
106.0
8.7
3.0

640.8
321.1
49.7
0.0
49.7
271.4
268.3
3.1
319.7
0.0
44.0
264.8
108.8
133.5
22.4
10.9

737.8
390.8
58.1
0.0
58.1
332.7
327.4
5.4
347.0
0.0
31.2
301.4
109.4
179.8
12.1
14.4

1,080.0
556.1
62.8
0.0
62.8
493.4
480.8
12.6
523.8
0.0
26.7
488.7
187.0
290.8
11.0
8.4

1,208.8
584.9
65.9
0.0
66.0
519.0
516.4
2.6
623.8
0.0
24.6
595.3
249.4
278.5
67.5
3.9

1,625.6
763.7
71.4
0.0
71.4
692.2
670.3
21.9
862.0
0.0
50.0
808.5
447.7
347.2
13.6
3.5

2,572.5
1,316.3
77.3
0.0
77.3
1,239.0
1,191.1
47.9
1,256.1
0.0
0.0
1,092.4
578.4
508.2
5.9
163.7

2,910.1
1,779.9
77.4
0.0
77.4
1,702.6
1,390.0
312.6
1,130.2
0.0
0.0
974.6
512.3
460.9
1.4
155.6

2,680.9
1,689.2
82.4
0.0
82.4
1,606.7
1,260.8
345.9
991.7
0.0
0.0
977.6
610.7
365.8
1.1
14.1

2,851.5
1,678.0
83.2
0.0
83.2
1,594.8
1,363.0
231.8
1,173.5
0.0
0.0
1,135.8
640.7
493.0
2.1
37.6

1.3 BANCO CENTRAL DEL ECUADOR

RESERVA MONETARIA INTERNACIONAL
Saldos en millones de dlares

Ao

1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971

RESERVA MONETARIA
INTERNACIONAL NETA

TOTAL

a=b-h

b=c+d+e+f+g
9
8
7
6
3
3
4
3
4
5
4
3
3
5
8
15
26
33
28
29
25
27
15
36
27
39
32
34
23
26
28
30
38
32
21
32
41
45
34
45
54
41
39
55
25

ACTIVOS
Numerario y
depsitos en
moneda
extranjera
e

Posicin tramo
Oro Monetario de reserva en el
FMI y DEG

9
8
7
6
3
3
4
3
5
6
6
3
3
6
9
17
29
35
33
38
28
29
28
39
32
45
40
40
35
34
42
38
44
41
42
47
55
54
51
67
75
63
71
92
71

d
2
1
1
1
1
3
3
2
4
3
2
3
3
4
5
9
17
21
21
20
20
21
21
19
22
23
23
23
23
22
22
22
20
20
19
19
19
11
11
11
17
26
22
19
19

1
1
1
1
1
1
1
1
1
1
3
3
3
4
4
4
4
4
5
5
6
6
6
6
8
12

7
6
6
5
2
1
1
1
1
2
4
0
0
2
4
7
11
14
12
16
6
7
4
14
5
17
14
11
5
5
9
4
9
10
11
19
27
18
30
45
44
18
27
41
28

PASIVOS
Convenios y
acuerdos de
pago
f
1
5
3
4
2
4
5
5
8
8
7
5
5
1
0
0
0
0
4
7
8
9
7

Otros activos en
moneda
extranjera

TOTAL

h=i+j+k+l
0
0
0
0
1
3
2
2
4
6
19
4
5
5
6
7
15
6

Corresponsales
i
1
1
2
0
0
1
1
2
2
1
5
8
2
2
13
3
5
5
8
6
12
8
14
7
6
8
21
15
15
9
17
23
21
22
32
36
46

Convenios y
Uso de crdito
acuerdos de
del FMI
pago
j

8
17

k
1
2
3
2
3
2
3
2
3
3
0
0
0
0
0
0
0
0
0
6
3

Otros
l

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14
12
9
2
11
17
16
6
19
22
14

0
0
1
1
2
0
0
1
1
2
2
1
5
8
2
2
13
3
4
4
5
4
9
6
11
5
3
5
7
3
6
7
6
5
5
16
14
0
12

1.3 BANCO CENTRAL DEL ECUADOR

RESERVA MONETARIA INTERNACIONAL
Saldos en millones de dlares

Ao

1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

RESERVA MONETARIA
INTERNACIONAL NETA

TOTAL

a=b-h

b=c+d+e+f+g
128
226
339
246
434
570
606
636
863
567
210
151
171
196
-75
-151
-176
203
603
761
782
1,253
1,711
1,556
1,831
2,093
1,697
1,275

150
235
350
286
515
670
691
790
1,093
683
457
788
756
890
774
629
612
752
1,021
1,102
1,048
1,560
2,025
1,805
2,035
2,270
1,796
1,401

ACTIVOS
Numerario y
depsitos en
moneda
extranjera
e

Posicin tramo
Oro Monetario de reserva en el
FMI y DEG
c

d
12
16
16
16
16
17
17
18
18
18
124
124
124
124
124
166
166
166
166
166
166
166
166
167
167
167
167
166

15
14
19
23
7
10
23
38
53
61
0
0
1
38
64
7
5
1
23
49
33
39
43
39
38
34
34
34

96
182
285
211
422
491
534
572
828
427
167
545
481
563
416
293
266
381
566
618
657
1,143
1,596
1,364
1,609
1,846
1,377
990

PASIVOS
Convenios y
acuerdos de
pago

Otros activos en
moneda
extranjera

TOTAL

h=i+j+k+l

9
12
15
18
40
71
62
89
109
77
101
52
42
67
71
66
79
89
41
47
50
59
58
58
39
20
18
2

18
11
14
19
30
82
55
74
85
101
65
67
107
98
99
98
97
115
225
222
142
153
162
178
183
203
200
209

Corresponsales

22
9
10
41
81
100
85
154
229
116
247
636
586
694
850
780
787
549
419
341
266
307
314
249
204
177
99
126

Convenios y
Uso de crdito
acuerdos de
del FMI
pago
j

0
4
5
36
35
72
22
58
72
29
158
314
202
147
195
178
137
60
15
12
30
7
3
5
13
14
1
112

k
5
5
5
4
34
25
40
59
83
81
83
66
80
96
90
55
75
129
134
149
130
97
93
67
43
26
25
12

Otros
l

17
0
0
0
0
0
0
0
0
0
0
212
243
351
471
438
387
320
242
171
100
72
197
174
145
134
70
0

0
0
0
1
12
2
23
37
74
7
6
44
61
100
93
110
188
39
27
9
6
131
21
3
4
3
3
2

1.4 RESERVA INTERNACIONAL DE LIBRE DISPONIBILIDAD

Saldos en millones de Dlares
Perodo
1. Posicin neta en divisas (1.1+1.2+1.3)
1.1 Caja en divisas
1.2 Depsitos netos en bancos e instituciones financieras del exterior (1)
1.3 Inversiones, depsitos a plazo y ttulos
2. Oro
3. DEGs
4. Posicin de reserva en FMI
5. Posicin con ALADI
RESERVA INTERNACIONAL DE LIBRE DISPONIBILIDAD (1+2+3+4+5)

Dec-00

Dec-01

Dec-02

Dec-03

Dec-04

Dec-05

Dec-06

Dec-07

Dec-08

Dec-09

Dec-10

Dec-11

944.1
115.4
90.4
738.3
232.7
0.4
22.3
-19.8

820.9
79.4
146.3
595.2
233.8
2.6
21.5
-5.0

694.7
82.0
-18.9
631.6
293.3
2.0
23.2
-5.2

788.6
93.7
-6.8
701.7
348.0
1.0
25.3
-2.5

984.4
191.4
-13.1
806.2
368.0
55.9
26.5
2.5

1667.9
123.7
49.2
1495.0
433.3
21.8
24.5
-0.7

1455.6
124.4
703.3
627.9
533.9
7.6
25.8
0.4

2762.8
121.8
1060.9
1580.1
704.3
24.6
27.1
2.2

3711.6
191.6
1684.5
1835.6
734.7
26.2
26.4
-25.9

2846.5
358.9
597.0
1890.6
918.6
26.7
26.9
-26.7

1387.3
519.2
504.5
363.6
1187.3
24.9
26.4
-3.8

1597.6
649.3
295.4
652.9
1293.3
23.1
43.8
-0.2

1179.7

1073.8

1008.0

1160.4

1437.3

2146.9

2023.3

3520.8

4473.1

3792.1

2622.1

2957.6

1.5 CUENTAS MONETARIAS: BANCOS PRIVADOS (1990-2011) (1)

Saldos en millones de dlares
Perodo
Tipo de cambio US$ = S/.

Dec-90

Dec-91

Dec-92

Dec-93

Dec-94

Dec-95

Dec-96

Dec-97

Dec-98

Dec-99

Dec-00

Dec-01

Dec-02

Dec-03

Dec-04

Dec-05

Dec-06

Dec-07

Dec-08

Dec-09

Dec-10

883.5

1280.5

1843.5

2040.8

2277.2

2924.5

3634.0

4425.0

6765.0

19858.0

42.7
97.7
55.0

41.1
106.4
65.4

67.7
145.1
77.3

4.5
160.2
155.7

-190.6
335.9
526.5

-196.2
564.4
760.5

39.7
866.0
826.3

-363.0
938.2
1301.2

-535.6
953.6
1489.2

-186.1
665.5
851.7

254.2
849.3
595.2

502.1
1007.3
505.2

724.0
1206.6
482.6

1615.3
1915.9
300.6

1977.1
2362.2
385.1

2276.2
2769.8
493.5

2593.3
3273.6
680.2

3313.5
4095.3
781.8

3436.9
4230.2
793.4

4120.0
4858.1
738.1

4886.9
5550.0
663.1

II. ACTIVOS INTERNOS NETOS (c+d+e)

c. Crdito interno (c.1+c.2+c.3+c.4+c.5+c.6+c.7)
c.1 Crdito neto al gobierno central (c.1.1-c.1.2)
c.1.1 Crdito
c.1.2 Depsitos y otros pasivos (c.1.2.1+c.1.2.2)
c.1.2.1 Depsitos
c.1.2.2 Otros pasivos (2)
c.2 Depsitos fondos seguridad social (3)
c.3 Crdito sociedades pblicas no finan. (empresas)
c.4 Crdito gobiernos provinciales y locales.
c.5 Crdito neto otras sociedades financieras (c.5.1-c.5.2)
c.5.1 Crdito (4)
c.5.2 Depsitos y otros pasivos (5)
c.6 Crdito neto entidades off-shore (c.6.1-c.6.2)
c.6.1 Crdito (6)
c.6.2 Depsitos y otros pasivos (7)
c.7 Crdito al sector privado (empresas y hogares) (c.7.1+c.7.2+c.7.3)
c.7.1 Cartera (c.7.1.1+c.7.1.2)
c.7.1.1 Por vencer
c.7.1.2 Vencida
c.7.2 Ttulos valores
c.7.3 Otros activos (8)
d. Posicin neta con el BCE (d.1-d.2)
d.1. Reservas internas (d.1.1+d.1.2+d.1.3+d.1.4+d.1.5)
d.1.1 Caja
d.1.2 Depsitos en el BCE (9)
d.1.3 Bonos estabilizacin
d.1.4 Ttulos para encaje
d.1.5 Ttulos TBC
d.2. Pasivos (d.2.1+d.2.2+d.2.3)
d.2.1 Depsitos
d.2.2 Otros pasivos (Prstamos) (10)
d.2.3 Operaciones de reporto
e. Otros activos netos no clasificados (e.1-e.2)
e.1 Activos (11) (12)
e.2 Pasivos

1435.7
1033.5
12.9
12.9
0.0
-8.9
0.0
8.9
1029.6
867.7
812.4
55.3
0.0
161.9
236.0
267.0
24.9
242.1
0.0
0.0
0.0
31.0
31.0
0.0
166.2
1177.9
1011.7

1609.9
1228.9
39.6
39.6
0.0
-2.7
6.9
9.7
1192.1
1008.2
954.0
54.2
8.8
175.1
290.1
303.5
32.5
256.6
14.4
0.0
0.0
13.4
13.4
0.0
90.9
1296.8
1205.9

1749.3
1372.1
42.9
42.9
0.0
-9.9
0.0
10.0
1339.1
1123.8
1063.9
59.9
16.7
198.6
342.5
349.1
34.6
267.4
47.0
0.0
0.0
6.5
6.5
0.0
34.6
1529.7
1495.1

2488.4
2230.8
115.5
115.5
0.0
-44.3
0.1
44.4
2159.6
1888.1
1811.1
77.0
14.9
256.5
400.7
404.5
38.9
328.5
37.1
0.0
0.0
3.8
3.8
0.0
-143.1
2119.6
2262.7

3707.7
3687.6
156.6
156.6
0.0
-105.2
0.0
105.2
3636.2
3204.5
3082.9
121.6
32.4
399.3
370.4
378.4
64.3
247.7
66.4
0.0
0.0
8.0
8.0
0.0
-350.2
1171.2
1509.2

4359.4
4499.5
192.2
222.4
30.2
-189.3
0.0
189.3
4496.6
3979.3
3775.9
203.3
29.2
488.1
226.5
427.1
79.7
265.4
82.0
0.0
0.0
200.6
136.4
64.2
-366.7
1557.4
1924.0

5056.8
5002.7
204.8
271.5
66.7
20.1
20.1
0.0
4777.8
4129.1
3760.7
368.4
30.4
618.3
407.3
559.2
121.1
237.3
137.5
63.4
0.0
151.8
130.8
21.0
-353.2
1731.0
2084.2

6033.1
6149.5
427.9
492.9
65.0
5.1
23.7
18.6
5716.5
5045.6
4696.3
349.3
34.5
636.4
563.9
596.3
118.1
311.0
72.5
94.7
0.0
32.4
4.2
28.2
-680.3
1895.7
2576.0

5571.1
6263.2
802.2
867.7
65.5
18.4
45.0
26.5
5442.6
4791.1
4361.2
429.8
48.0
603.5
-19.7
626.4
103.4
222.3
228.7
71.9
0.0
646.0
409.7
236.4
-672.4
1796.6
2469.0

3426.1
4211.9
338.1
382.2
44.1
-42.8
44.3
87.1
3916.7
3548.6
2125.7
1422.9
10.0
358.1
94.3
403.8
75.4
151.1
134.1
43.2
0.0
309.5
273.3
36.2
-880.0
1435.5
2315.5

3623.8
4044.2
-14.8
363.2
378.0
-112.8
24.6
137.4
4171.8
3547.0
1859.6
1687.5
6.4
618.4
89.8
218.4
0.0
201.8
0.0
16.6
0.0
128.6
128.6
0.0
-510.3
1764.5
2274.8

4147.9
4172.6
-478.1
510.6
988.7
-134.2
0.0
134.2
4784.9
4329.8
2454.2
1875.6
0.0
455.1
97.9
262.1
0.0
199.1
8.3
54.7
164.2
114.0
50.2
-122.6
2096.8
2219.4

4590.6
3944.3
-352.9
372.3
725.2
-52.0
2.8
54.8
4349.2
3878.3
2828.1
1050.2
0.0
470.9
130.8
222.5
0.0
211.5
2.4
8.6
91.7
90.6
1.1
515.5
1901.9
1386.5

2667.9
3478.3
-26.8
278.7
305.5
284.4
21.2
-106.6
1.4
11.1
-57.1
73.6
130.6
-57.0
166.9
223.9
3713.2
3393.2
3130.3
262.9
92.9
227.1
201.9
202.9
0.0
190.9
0.0
12.0
1.0
0.0
0.0
1.0
-1012.4
1019.4
2031.8

3387.6
4264.9
-188.6
212.5
401.1
366.4
34.7
-132.6
1.1
7.8
-105.5
73.9
179.4
2.5
175.1
172.6
4680.3
4316.2
4042.2
274.0
136.8
227.3
289.1
289.1
0.0
258.7
0.0
30.4
0.0
0.0
0.0
0.0
-1166.5
1095.5
2262.0

4223.7
5366.2
-262.2
237.7
499.9
451.4
48.5
-244.7
0.7
6.0
-120.8
98.0
218.8
76.6
163.8
87.2
5910.6
5488.5
5223.1
265.4
172.8
249.3
373.2
373.7
0.0
346.0
0.0
27.8
0.5
0.0
0.0
0.5
-1515.7
1145.3
2661.0

4964.7
6355.4
-291.4
163.9
455.3
384.6
70.7
-480.0
1.3
8.6
54.6
383.9
329.3
27.1
95.4
68.3
7035.2
6806.1
6582.0
224.2
69.0
160.0
456.0
456.0
0.0
429.0
0.0
27.0
0.0
0.0
0.0
0.0
-1846.6
1457.3
3303.9

5523.4
7100.5
-282.9
121.9
404.8
334.9
69.9
-520.5
1.6
6.0
-16.0
353.3
369.3
39.8
79.0
39.2
7872.5
7599.4
7383.4
215.9
87.3
185.8
561.9
561.9
0.0
552.0
0.0
9.9
0.0
0.0
0.0
0.0
-2139.1
1674.8
3813.9

7469.9
8891.4
-290.1
109.4
399.5
323.7
75.8
-660.2
1.7
10.3
-209.9
446.8
656.6
18.7
23.6
4.9
10020.9
9653.9
9422.0
231.9
167.7
199.3
1056.9
1056.9
0.0
1055.4
0.0
1.5
0.0
0.0
0.0
0.0
-2478.4
1696.3
4174.6

7773.0
9314.9
-207.4
104.7
312.1
241.9
70.2
-277.6
0.7
14.6
3.1
807.0
803.9
14.4
38.9
24.5
9767.0
9403.8
9140.8
263.0
151.4
211.8
1066.9
1091.9
0.0
1088.1
0.0
3.9
25.0
25.0
0.0
0.0
-2608.9
2080.1
4689.0

9605.3
11655.5
-230.7
137.0
367.7
259.7
108.0
-132.6
0.4
3.9
67.7
684.2
616.5
-25.8
65.1
90.8
11972.5
11396.7
11139.4
257.4
324.6
251.2
980.2
1030.3
0.0
1028.9
0.0
1.4
50.1
50.0
0.1
0.0
-3030.5
2479.7
5510.2

III. PASIVOS FINANCIEROS (I + II = f + g)

f. Pasivos monetarios (f.1+f.2)
f.1 Depsitos a la vista (f.1.1+f.1.2+f.1.3+f.1.4)
f.1.1 Sociedades pblicas no financieras
f.1.2 Gobiernos estatales y provinciales
f.1.3 Otras sociedades no financieras
f.1.4 Otros sectores residentes
f.2 Cuasidinero (f.2.1+f.2.2+f.2.3+f.2.4+f.2.5)
f.2.1 Depsitos de ahorro
f.2.2 Depsitos a plazo fijo
f.2.3 Depsitos restringidos (13)
f.2.4 Operaciones de reporto
f.2.5 Otros depsitos (14)

1478.4
1349.6
547.2
802.4
365.3
429.8
7.3

1651.0
1513.3
576.6
936.7
414.6
478.9
34.5
8.7

1817.0
1674.0
602.5
1071.5
500.9
533.8
27.7
9.0

2492.9
2351.3
826.4
1524.9
740.7
690.0
85.9
8.3

3516.6
3337.2
986.1
2351.1
743.7
1409.4
100.1
97.9

4163.3
3785.7
825.1
2960.6
828.7
1630.8
53.4
447.7

5096.5
4488.2
926.3
3561.9
990.1
2172.4
31.9
367.6

5670.4
4974.7
1014.8
3959.9
1236.8
2300.8
89.1
333.1

5035.6
4568.8
944.8
3624.0
1018.5
2117.9
101.6
386.0

3240.0
2846.9
568.8
2278.2
439.8
506.7
991.7
168.6
171.3

3877.9
3579.8
942.9
2637.0
583.0
1137.4
346.2
92.0
478.4

4649.6
4256.6
1417.4
2839.2
839.9
1161.3
148.5
39.7
649.8

5314.6
4887.3
1764.6
3122.7
991.4
1503.6
0.0
20.6
607.1

4282.9
4283.2
1760.4
107.1
37.0
937.2
679.2
2522.8
1129.2
1327.7
0.0
15.3
50.6

5364.7
5364.9
2247.1
113.7
28.3
1228.0
877.1
3117.8
1473.2
1550.7
0.0
21.3
72.6

6499.9
6500.9
2621.3
79.7
32.6
1371.9
1137.0
3879.6
1879.8
1851.5
0.0
44.8
103.6

7558.1
7562.1
3110.6
116.2
59.8
1571.2
1363.3
4451.5
2279.4
1944.2
85.4
22.9
119.6

8836.9
8838.7
3611.7
146.7
32.8
1810.5
1621.6
5227.0
2776.4
2151.6
156.6
37.7
104.7

10906.8
10906.8
4660.1
167.3
47.7
2504.4
1940.7
6246.7
3287.8
2629.2
199.5
1.1
129.0

11893.0
11893.0
4863.4
145.3
40.5
2689.2
1988.4
7029.7
3687.5
2980.1
224.1
2.6
135.3

14492.2
14494.8
6091.2
162.3
61.3
3363.3
2504.4
8403.5
4421.5
3511.4
327.0
2.0
141.7

128.8

137.7

143.1

141.6

179.4

377.6

608.3

695.7

466.7

393.1

298.0

392.9

427.3

-0.3

-0.2

-1.0

-4.0

-1.8

0.0

0.0

-2.6

I. ACTIVOS EXTERNOS NETOS (a-b)

a. Activos
b. Pasivos

g. Instrumentos financieros

Dec-11

5040.6
5690.7
650.1
12180.3
14714.4
-108.3
298.0
406.3
235.2
171.1
-130.6
1.7
6.1
364.5
911.1
546.7
-46.3
51.9
98.2
14627.2
13717.3
13396.9
320.4
632.8
277.2
1003.0
1053.4
0.0
1050.8
0.0
2.6
50.4
50.4
0.0
0.0
-3537.1
2801.4
6338.5
17220.9
17225.0
6631.7
67.2
36.9
3785.0
2742.7
10593.3
5347.0
4449.1
446.0
25.1
326.1
-4.1

1.6 TASAS DE INTERS REFERENCIALES NOMINALES EN DLARES (2000 - 2007) (1)

REFERENCIALES NOMINALES
Perodo

Bsica (2)

Pasiva (3)

Activa (4)

Legal (5) (7)

2000

Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

9.42
8.79
8.76
7.92
7.54
8.41
7.76
7.66
7.55
7.70

9.42
8.79
8.76
7.92
7.54
8.41
7.76
7.66
7.55
7.70

15.87
16.31
14.19
15.37
15.75
16.74
15.56
14.27
13.16
14.52

22.72
15.87
16.31
14.19
15.37
15.75
16.74
15.56
14.27
13.16

2001

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

7.12
7.02
7.17
7.18
7.00
6.92
6.40
5.90
6.74
6.18
6.83
5.05

7.12
7.02
7.17
7.18
7.00
6.92
6.40
5.90
6.74
6.18
6.83
5.05

16.42
16.64
15.27
16.14
14.70
15.76
14.52
14.28
14.57
16.54
16.44
15.10

14.52
16.42
16.64
15.27
16.14
14.70
15.76
14.52
14.28
14.57
16.54
16.44

2002

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

5.55
5.19
4.99
5.09
4.72
5.05
5.42
4.95
5.17
5.74
5.09
4.97

5.55
5.19
4.99
5.09
4.72
5.05
5.42
4.95
5.17
5.74
5.09
4.97

15.31
16.24
15.42
15.24
13.67
13.93
13.79
14.14
13.52
13.73
14.55
12.77

15.10
15.31
16.24
15.42
15.24
13.67
13.93
13.79
14.14
13.52
13.73
14.55

2003

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

5.57
5.27
5.20
5.16
5.55
4.83
3.95
3.95
3.82
3.59
3.40
2.75

5.57
5.27
5.20
5.16
5.55
4.83
5.39
5.06
5.22
5.40
5.44
5.51

12.45
12.68
11.88
12.60
12.22
12.16
12.14
12.42
11.29
11.55
11.80
11.19

12.77
12.45
12.68
11.88
12.60
12.22
12.16
12.14
12.42
11.29
11.55
11.80

2004

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto

2.50
2.52
2.40
2.20
2.05
2.00
2.00
2.00

4.42
4.89
4.44
4.29
3.93
4.07
3.61
3.53

11.31
13.18
10.84
10.44
9.77
10.16
10.69
10.76

11.19
11.31
13.18
10.84
10.44
9.77
10.16
10.69

1.6 TASAS DE INTERS REFERENCIALES NOMINALES EN DLARES (2000 - 2007) (1)

REFERENCIALES NOMINALES
Perodo

Bsica (2)

Pasiva (3)

Activa (4)

Legal (5) (7)

Septiembre
Octubre
Noviembre
Diciembre

2.00
2.05
2.06
2.15

3.78
3.60
3.70
3.97

9.65
9.93
9.86
8.03

10.76
9.65
9.93
9.86

2005

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

2.32
2.40
2.50
2.38
2.68
2.67
2.87
3.08
3.15
3.26
3.00
2.99

3.48
3.67
3.60
3.67
3.58
3.84
3.92
3.71
3.88
3.95
4.11
4.30

8.14
8.59
9.00
8.95
10.65
8.88
9.23
8.24
7.77
8.07
9.61
8.99

8.03
8.14
8.59
10.75
8.95
10.65
8.88
9.23
8.24
7.77
8.07
9.61

2006

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

2.99
3.00
2.95
2.95
2.94
2.94
2.93
2.95
3.03
2.93
2.92
2.92

4.26
4.16
3.93
4.21
4.28
4.13
4.35
4.13
4.36
4.72
4.78
4.87

8.29
8.76
8.90
8.11
9.17
8.51
8.53
9.42
8.77
8.60
9.22
9.86

8.99
8.29
8.76
8.90
8.11
9.17
8.51
8.53
9.42
8.77
8.60
9.22

2007

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio

2.93
4.93
5.33
5.44
4.92
5.23
5.07

4.79
4.93
5.33
5.44
4.92
5.23
5.07

8.90
9.51
9.38
9.98
10.26
8.99
9.97

9.86
8.90
9.51
9.38
9.98
10.26
10.85

NALES
Mxima
Convencional (6) (7)
24.00
22.00
20.00
20.00
20.00
25.11
23.34
21.41
19.74
21.78
24.63
24.96
22.91
24.21
22.05
23.64
21.78
21.42
21.86
24.81
24.66
22.65
22.97
24.36
23.13
22.86
20.51
20.90
20.69
21.21
20.28
20.60
21.83
19.16
18.68
19.02
17.82
18.90
18.33
18.24
18.21
18.63
16.94
17.33
17.70
16.79
16.97
19.77
16.26
15.66
14.66
14.66
14.66

NALES
Mxima
Convencional (6) (7)
14.66
14.66
14.66
14.66
12.05
12.21
12.89
16.13
13.43
13.43
13.43
13.43
13.43
13.43
13.43
13.43
13.49
12.44
13.14
13.35
12.17
13.76
12.77
12.80
14.13
13.16
12.90
13.83
14.79
13.35
14.27
14.07
14.97
15.39
16.28

1.7 TASAS DE INTERS REFERENCIALES EFECTIVAS EN DLARES (2007 - 2011) (1)

REFERENCIALES EFECTIVAS
Perodo

2007

Pasiva (2)(*)

Activa (3)(*)

Mxima
Convencional (5)

Legal (4)

Agosto
Septiembre
Octubre
Noviembre
Diciembre

5.53
5.61
5.63
5.79
5.64

10.92
10.82
10.70
10.55
10.72

9.97
10.82
10.70
10.55
10.72

13.04
12.28
12.28

2008

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

5.91
5.97
5.96
5.96
5.86
5.45
5.36
5.30
5.29
5.08
5.14
5.09

10.74
10.50
10.43
10.17
10.14
9.59
9.52
9.31
9.31
9.24
9.18
9.14

10.74
10.50
10.43
10.17
10.00
9.59
9.52
9.31
9.31
9.24
9.18
9.14

11.81
11.55
11.26
10.90
10.00
10.00
9.83
9.66
9.50
9.33
9.33
9.33

2009

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

5.10
5.19
5.31
5.35
5.42
5.63
5.59
5.56
5.57
5.44
5.44
5.24

9.16
9.21
9.24
9.24
9.26
9.24
9.22
9.15
9.15
9.19
9.19
9.19

9.16
9.21
9.24
9.24
9.26
9.24
9.22
9.15
9.15
9.19
9.19
9.19

9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33

2010

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

5.24
5.16
4.87
4.86
4.57
4.40
4.39
4.25
4.25
4.30
4.30
4.28

9.13
9.10
9.21
9.12
9.11
9.02
8.99
9.04
9.04
8.94
8.94
8.68

9.13
9.10
9.21
9.12
9.11
9.02
8.99
9.04
9.04
8.94
8.94
8.68

9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33

2011

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre

4.55
4.51
4.59
4.60
4.60
4.58
4.58
4.58
4.58
4.53

8.59
8.25
8.65
8.34
8.34
8.37
8.37
8.37
8.37
8.17

8.59
8.25
8.65
8.34
8.34
8.37
8.37
8.37
8.37
8.17

9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33

1.7 TASAS DE INTERS REFERENCIALES EFECTIVAS EN DLARES (2007 - 2011) (1)

REFERENCIALES EFECTIVAS
Perodo

Noviembre
Diciembre

Pasiva (2)(*)

4.53
4.53

Activa (3)(*)

8.17
8.17

Mxima
Convencional (5)

Legal (4)

8.17
8.17

9.33
9.33

1.8 TASAS DE INTERS ACTIVAS EFECTIVAS Y MXIMAS REFERENCIALES VIGENTES EN DLARES (2007 - 2011)
POR SEGMENTO DE CREDITO
Segmento Productivo

Segmento Microcrdito

Segmento Consumo

Segmento Vivienda

Mxima
Consumo (9)

Consumo
minorista
(**)

Mxima
Consumo
Minorista

Microcrdito
acumulacin
ampliada
(5)(*)

Mxima
Microcrdito
acumulacin
ampliada (9)

Microcrdito
acumulacin
simple
(6) (*)

Mxima
Microcrdito
acumulacin
simple (9)

Microcrdito
Minorista (7)
(*)

Mxima
Microcrdito
Minorista (9)

Vivienda
(8)(*)

Mxima
Vivienda (9)

21.00
17.82
18.47
17.89
18.00

32.27
24.56
24.60
22.58
22.45

25.92
24.96
21.17
21.23

37.27
33.76
30.67
30.67

23.90
23.06
24.75
23.27
23.50

41.86
30.30
31.97
31.80
30.85

31.41
36.24
34.04
31.55

43.85
50.86
50.57
49.81

40.69
42.90
35.06
41.47

45.93
48.21
48.21
48.21

12.90
11.50
12.15
12.19
12.13

17.23
14.77
14.88
14.04
14.04

15.90
15.64
14.92
14.50
13.50
13.50
13.08
12.66
12.25
11.83
11.83
11.83

18.43
17.74
17.66
17.71
17.68
17.20
16.99
16.84
16.60
16.30
15.90
15.76

21.19
20.41
19.96
19.50
18.50
18.38
17.82
17.26
16.70
16.30
16.30
16.30

22.37
21.30
20.63
20.27
20.43
20.09
19.91
19.64
19.32
19.00
18.61
18.55

26.85
25.56
25.56
25.00
24.00
23.73
23.11
22.49
21.87
21.24
21.24
21.24

22.38
22.33
22.89
22.60
21.89
21.37
21.40
21.36
21.42
22.06
22.53
22.91

27.98
27.98
27.98
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50

31.19
30.86
30.86
30.79
30.42
29.46
29.95
29.57
29.13
28.83
28.91
29.16

38.98
38.98
38.98
36.50
36.50
36.50
35.50
34.40
33.30
33.30
33.30
33.30

39.98
38.31
36.22
36.58
35.23
35.31
34.71
34.43
33.05
32.38
31.87
31.84

39.98
39.98
39.98
37.50
37.50
37.50
36.50
35.20
33.90
33.90
33.90
33.90

12.32
12.27
12.46
12.42
12.24
11.71
11.47
11.33
11.19
11.01
10.82
10.87

13.55
13.50
13.08
12.80
12.00
12.00
11.83
11.66
11.50
11.33
11.33
11.33

11.18
11.21
11.23
11.12
11.20
10.92
11.14
11.10
11.38
11.32
11.32
11.28

11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83

15.67
15.69
15.71
15.77
15.69
15.38
16.80
17.95
18.00
18.03
18.03
17.94

16.30
16.30
16.30
16.30
16.30
18.92
18.92
18.92
18.92
18.92
18.92
18.92

18.56
18.64
18.42
18.58
18.53
18.59
-

21.24
21.24
21.24
21.24
21.24
26.94
-

23.00
23.19
22.58
22.08
22.05
22.41
23.03
24.34
23.92
23.74
23.74
23.29

25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50

28.84
28.41
28.52
28.80
28.88
28.99
29.47
27.87
28.15
28.56
28.56
27.78

33.30
33.30
33.30
33.30
33.30
33.30
33.30
33.30
33.30
33.30
33.30
33.30

31.47
31.90
31.62
30.67
30.37
29.80
30.80
30.81
30.91
30.83
30.83
30.54

33.90
33.90
33.90
33.90
33.90
35.27
33.90
33.90
33.90
33.90
33.90
33.90

10.93
10.97
10.86
11.03
11.11
11.15
11.15
11.16
11.16
11.13
11.13
11.15

11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33

10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21

11.19
11.38
11.35
11.39
11.35
11.35
11.33
11.27
11.27
11.32
11.32
11.30

11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83

18.08
18.10
16.80
15.97
15.95
15.92
15.86
15.86
15.86
15.89
15.89
15.94

18.92
16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30

23.07
22.90
23.06
23.01
22.78
22.67
22.65
22.75
22.75
23.08
23.08
23.11

25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50

28.29
27.85
28.13
27.85
27.79
26.36
24.97
24.99
24.99
25.17
25.17
25.37

33.30
33.30
33.30
33.30
27.50
27.50
27.50
27.50
27.50
27.50
27.50
27.50

30.53
29.72
30.23
30.54
30.76
29.14
27.69
28.45
28.45
28.70
28.70
29.04

33.90
33.90
33.90
33.90
30.50
30.50
30.50
30.50
30.50
30.50
30.50
30.50

11.11
11.05
10.94
10.87
10.77
10.74
10.56
10.64
10.64
10.62
10.62
10.38

11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33

10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21
10.21

11.28
11.24
11.31
11.28
11.28
11.27
11.27
11.27
11.27
11.20
11.20
11.20

11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83
11.83

15.94
15.90
15.96
15.88
15.88
15.99
15.99
15.99
15.99
15.91
15.91
15.91

16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30
16.30

23.00
23.00
23.09
23.08
23.08
22.97
22.97
22.97
22.97
22.44
22.44
22.44

25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50
25.50

25.25
25.20
25.66
25.50
25.50
25.24
25.24
25.24
25.24
25.20
25.20
25.20

27.50
27.50
27.50
27.50
27.50
27.50
27.50
27.50
27.50
27.50
27.50
27.50

28.80
28.28
28.94
28.97
28.97
28.97
28.97
28.97
28.97
28.82
28.82
28.82

30.50
30.50
30.50
30.50
30.50
30.50
30.50
30.50
30.50
30.50
30.50
30.50

10.47
10.47
10.55
10.56
10.56
10.38
10.38
10.38
10.38
10.64
10.64
10.64

11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33
11.33

Productivo
Corporativo
(1)(*)

Mxima
Productivo
Corporativo (9)

Productivo
Empresarial
(2)(*)

Mxima
Productivo
Empresarial (9)

Productivo
PYMES
(3)(*)

Mxima
Productivo
PYMES (9)

Consumo
(4)(*)

2007 Agosto
Septiembre
Octubre
Noviembre
Diciembre

14.76
10.82
10.70
10.55
10.72

22.50
14.03
13.04
12.28
12.28

14.17
14.10
13.31
13.15

20.11
19.52
17.32
16.60

2008 Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

10.74
10.50
10.43
10.17
10.14
9.59
9.52
9.31
9.31
9.24
9.18
9.14

11.81
11.55
11.26
10.90
10.00
10.00
9.83
9.66
9.50
9.33
9.33
9.33

13.82
13.60
13.44
13.16
12.76
12.47
12.10
12.05
11.74
11.57
11.24
11.13

2009 Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

9.16
9.21
9.24
9.24
9.26
9.24
9.22
9.15
9.15
9.19
9.19
9.19

9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33

9.88
9.93
9.84
9.84
9.90

10.21
10.21
10.21
10.21
10.21
10.21

2010 Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

9.13
9.10
9.21
9.12
9.11
9.02
8.99
9.04
9.04
8.94
8.94
8.68

9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33

9.97
9.92
9.94
9.91
9.88
9.87
9.77
9.78
9.78
9.67
9.67
9.54

2011 Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

8.59
8.25
8.65
8.34
8.34
8.37
8.37
8.37
8.37
8.17
8.17
8.17

9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33

9.47
9.71
9.66
9.63
9.63
9.54
9.54
9.54
9.54
9.53
9.53
9.53

Perodo / Segmento

1.9 TASAS DE INTERS: OPERACIONES ACTIVAS EN DLARES (1995 - 2006)(1)

OPERACIONES DE LIBRE CONTRATACIN
Promedio ponderado del perodo

Perodo \ No. de das

1- 29
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006

15.18
18.91
9.51
11.18
21.49
17.93
8.52
11.48
11.51
8.04
6.73
7.41

30-83

BANCOS PRIVADOS (2)

Operaciones de libre contratacin
84-91
92-175

18.92
16.57
12.76
16.38
15.79
15.99
17.92
15.34
14.63
11.66
9.86
10.21

17.49
15.35
13.33
16.13
16.98
16.02
16.15
15.42
13.47
9.77
10.38
10.24

19.02
15.33
13.33
16.77
15.50
15.96
14.88
14.96
13.84
9.01
10.16
9.97

176-360
13.29
16.23
10.56
16.15
13.69
16.76
16.97
16.57
14.56
11.89
10.27
9.89

361 o ms
17.82
14.47
13.57
11.59
13.09
16.26
16.60
15.67
14.05
11.96
10.80
10.63

1-29
20.45
16.94
19.81
18.86
15.89
20.06
19.77
17.34
14.62
13.39
13.75

SOCIEDADES FINANCIERAS PRIVADAS

Operaciones de libre contratacin
30-83
84-91
92-175
176-360
15.66
17.05
19.42
16.14
20.74
16.96
20.12
16.92
14.65
13.04
13.78

20.75
18.03
16.56
17.68
18.29
20.22
20.24
16.44
14.57
13.39
13.78

22.40
17.24
18.55
17.71
18.16
19.33
19.54
16.98
14.62
13.35
13.73

18.96
16.03
16.42
17.41
14.18
18.99
20.15
16.12
14.63
13.21
13.80

361 o ms
16.78
17.17
19.98
17.91
17.43
19.93
16.08
16.88
14.50
13.03
13.30

1-29
16.80
17.66
-

30-83

ASOCIACIONES MUTUALISTAS
Operaciones de libre contratacin
84-91
92-175

10.91
15.01
18.00
18.00
17.89
19.56
0.00
16.44
14.65
12.00
-

17.14
18.00
21.72
18.04
18.22
21.45
17.32
14.65 13.43
13.83

12.99
21.99
18.00
17.56
12.05
-

176-360
16.24
15.00
21.04
17.88
17.62
16.16
20.21
17.16
14.51
12.07
13.29

361 o ms
16.25
14.47
17.61
17.24
17.51
18.19
18.03
17.15
13.41
12.20
11.87

1.10 TASAS DE INTERS: OPERACIONES PASIVAS EN DLARES (1995 - 2006) (1)

OPERACIONES DE LIBRE CONTRATACIN
Promedio ponderado del perodo
BANCOS PRIVADOS (2)
Perodo \ No. de das

Depsitos de
ahorro

Otros
depsitos
1 - 29

1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006

7.39
6.00
5.02
5.99
4.54
4.43
3.03
2.25
2.21
1.89
1.54
1.77

15.52
12.22
8.72
9.51
4.70
5.90
4.21
3.00
2.77
2.15
2.13
2.87

SOCIEDADES FINANCIERAS PRIVADAS

Operaciones de
reporto

Depsitos a plazo
30-83
13.83
9.56
8.63
10.46
9.28
8.53
5.91
5.63
5.25
3.47
3.78
4.77

84-91
13.98
10.84
9.33
11.58
9.05
8.47
5.48
5.09
4.98
3.84
4.28
5.31

92-175
12.01
10.27
9.92
12.24
9.80
9.44
7.30
6.59
6.14
4.28
5.18
5.72

176-360
10.37
10.92
9.97
12.08
8.86
8.78
6.89
6.61
6.22
5.03
5.45
5.34

361 o ms
11.41
11.80
9.35
11.14
14.65
7.82
7.03
8.30
7.23
6.64
6.81
6.77

1-29

Otros
depsitos
1-29

9.91
9.09
6.09
6.45
9.20
5.78
1.69
0.69
0.48
0.56
1.87
2.19

11.89
8.80
10.29
7.10
7.13
0.00
0.00
0.00
0.00

ASOCIACIONES MUTUALISTAS
Operaciones de
reporto

Depsitos a plazo
30-83
10.46
9.17
9.92
9.48
8.96
8.35
7.11
5.96
4.65
4.07
4.52

84-91
11.35
9.11
11.13
8.93
8.96
8.73
8.12
8.74
6.92
6.88
6.41

92-175
11.69
11.54
12.04
8.70
8.68
8.67
8.03
7.14
5.18
5.40
6.12

176-360
14.93
11.24
12.31
8.38
9.13
10.81
9.58
8.15
6.56
6.83
7.20

361 o ms
9.24
9.06
10.49
8.09
8.22
10.80
10.43
10.37
9.32
8.72
7.95

Depsitos de
ahorro

1-29

Depsitos a plazo
30-83

11.74
5.49
9.31
4.80
6.48
4.25
4.18
5.07
1.07
1.00
1.00

3.39
3.31
3.21
3.24
3.29
3.12
3.33
3.06
3.05
3.94
1.60

4.92
6.56
7.96
6.30
6.68
6.82
6.31
5.51
3.88
4.52
4.58

84-91
5.64
7.05
8.81
6.58
7.28
7.17
6.86
6.27
4.5
4.89
5.13

92-175
7.80
8.58
11.97
6.84
7.63
6.71
6.93
6.88
4.96
6.00
5.99

176-360
5.92
9.59
9.31
8.10
7.86
8.00
7.77
7.20
5.54
6.70
6.38

361 o ms
14.52
7.31
6.87
7.70
6.65
7.11
7.08

1.11 PRINCIPALES AGREGADOS MONETARIOS

Saldos en millones de sucres
MEDIO CIRCULANTE (M1)
Ao

1927 (3)
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963

MULTIPLICADORES

EMISION
MONETARIA (1)

BASE MONETARIA
BM

TOTAL

Especies monetarias
en circulacin

Depsitos
monetarios (2)

c=d+e

39
39
35
29
25
30
42
57
60
67
80
79
84
90
128
184
247
340
365
393
372
376
393
509
490
570
601
699
664
752
769
752
803
898
921
1,007
1,107

45
45
39
33
27
41
60
71
72
94
111
106
114
135
190
267
357
547
552
616
529
548
577
744
686
853
875
967
934
1,044
1,100
1,064
1,191
1,267
1,290
1,471
1,631

65
65
57
45
37
56
82
103
100
127
138
132
138
174
225
318
453
574
632
698
602
651
712
915
843
1,038
1,101
1,275
1,200
1,357
1,411
1,397
1,567
1,736
1,795
2,000
2,251

35
36
31
25
23
28
36
49
52
62
74
73
78
80
120
169
232
295
321
350
329
345
357
459
441
513
551
639
610
690
703
688
730
827
860
929
1,015

30
29
26
19
14
28
46
54
48
64
64
58
60
94
104
149
221
280
310
348
272
306
356
457
402
524
551
636
590
667
708
709
837
909
935
1,071
1,237

CUASIDINERO

LIQUIDEZ
BANCARIA (M2)

M1/BM

g=c+f

h=c/b

7
7
7
10
7
10
10
12
19
17
22
25
36
35
42
71
91
99
110
108
90
85
101
121
134
157
190
227
242
281
316
311
357
394
422
474
551

72
72
64
55
44
65
93
116
119
144
159
156
174
210
266
389
544
674
742
806
692
735
813
1,036
977
1,195
1,291
1,502
1,441
1,638
1,727
1,708
1,924
2,129
2,217
2,474
2,802

1.45960
1.45692
1.45227
1.33815
1.36510
1.35184
1.38034
1.46225
1.39198
1.34468
1.24235
1.24632
1.20950
1.29190
1.18359
1.18940
1.26999
1.05048
1.14417
1.13262
1.13658
1.18828
1.23424
1.22961
1.22817
1.21716
1.25830
1.31872
1.28514
1.30024
1.28322
1.31389
1.31606
1.36959
1.39180
1.36015
1.38062

1.11 PRINCIPALES AGREGADOS MONETARIOS

Saldos en millones de sucres
MEDIO CIRCULANTE (M1)
Ao

1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

MULTIPLICADORES

EMISION
MONETARIA (1)

BASE MONETARIA
BM

TOTAL

Especies monetarias
en circulacin

Depsitos
monetarios (2)

CUASIDINERO

LIQUIDEZ
BANCARIA (M2)

c=d+e

g=c+f

1,114
1,215
1,320
1,371
1,564
1,702
2,272
2,342
2,818
3,538
4,640
5,241
7,388
8,923
10,021
12,095
14,885
16,907
20,024
24,918
34,622
41,697
53,346
73,494
122,470
174,307
269,972
379,733
591,154
846,817
1,111,611
1,364,316
1,859,012
2,357,325
3,466,923
9,039,459

1,410
1,367
1,597
2,029
2,304
2,687
3,193
3,776
4,606
5,832
8,741
10,298
14,075
17,445
19,904
22,903
29,905
33,141
40,143
53,532
76,908
96,149
112,654
146,081
215,197
292,000
439,696
659,748
910,763
1,397,153
1,934,132
2,068,026
2,788,536
3,672,653
4,663,376
6,291,555

1,204
1,310
1,425
1,493
1,727
1,873
2,470
2,558
3,065
3,883
5,079
5,766
8,048
9,619
10,913
13,009
16,163
18,334
21,582
26,816
37,845
46,526
59,568
80,252
132,465
190,402
294,719
425,504
661,013
933,158
1,268,667
1,608,602
2,321,693
2,906,495
4,192,128
10,568,129

1,789
1,888
2,133
2,211
2,543
3,004
4,021
4,356
5,473
7,521
9,332
9,973
14,703
16,091
19,995
23,566
27,776
30,047
33,902
38,828
56,204
71,573
98,885
135,339
219,126
313,675
508,494
742,329
1,172,162
1,616,583
1,858,129
2,411,848
3,062,398
4,029,362
5,689,445
13,410,226

2,524
2,582
2,917
3,400
3,868
4,389
5,465
6,118
7,423
9,370
13,381
15,539
21,463
26,368
29,925
34,998
44,789
50,048
60,167
78,450
111,530
137,846
166,000
219,575
337,667
466,307
709,668
1,039,481
1,501,917
2,243,970
3,045,743
3,432,342
4,647,548
6,029,978
8,130,299
15,331,014

627
712
856
935
1,249
1,574
1,796
2,261
2,774
3,357
4,316
4,631
5,907
6,645
7,089
8,405
9,633
10,862
12,562
19,628
34,948
92,707
135,566
202,768
286,569
443,785
781,887
1,318,804
2,198,148
3,410,733
5,818,883
9,142,084
13,435,461
18,394,475
26,731,761
47,709,821

3,151
3,294
3,773
4,334
5,117
5,963
7,261
8,379
10,197
12,727
17,698
20,171
27,369
33,012
37,014
43,403
54,423
60,910
72,730
98,079
146,478
230,553
301,566
422,343
624,236
910,092
1,491,555
2,358,285
3,700,065
5,654,703
8,864,626
12,574,426
18,083,009
24,424,453
34,862,060
63,040,835

M1/BM
h=c/b
1.41042
1.36747
1.36747
1.53786
1.52130
1.46119
1.35900
1.40436
1.35630
1.24585
1.43387
1.55809
1.45978
1.63866
1.49660
1.48513
1.61251
1.66564
1.77474
2.02046
1.98438
1.92595
1.67872
1.62241
1.54097
1.48659
1.39563
1.40030
1.28132
1.38809
1.63915
1.42312
1.51762
1.49651
1.42901
1.14323

COEFICIENTE
M2/BM

RMI/M2

i=g/b
1.61466
1.61342
1.63691
1.63814
1.64140
1.58497
1.55403
1.63815
1.65167
1.52992
1.43969
1.47852
1.52635
1.55398
1.40395
1.45359
1.52364
1.23198
1.34329
1.30760
1.30721
1.34278
1.40895
1.39158
1.42389
1.40163
1.47508
1.55367
1.54389
1.56959
1.57061
1.60582
1.61608
1.68027
1.71919
1.68217
1.71836

0.61
0.53
0.55
0.53
0.35
0.27
0.20
0.23
0.33
0.34
0.27
0.26
0.23
0.38
0.43
0.53
0.66
0.69
0.50
0.49
0.50
0.49
0.25
0.51
0.42
0.49
0.38
0.34
0.24
0.24
0.24
0.27
0.30
0.23
0.17
0.23
0.26

COEFICIENTE
M2/BM
i=g/b
1.76087
1.74476
1.76861
1.96061
2.01264
1.98512
1.80558
1.92341
1.86311
1.69223
1.89638
2.02246
1.86153
2.05161
1.85111
1.84179
1.95934
2.02714
2.14529
2.52598
2.60619
3.22123
3.04966
3.12063
2.84876
2.90139
2.93328
3.17687
3.15662
3.49794
4.77073
5.21361
5.90485
6.06162
6.12750
4.70095

RMI/M2

0.26
0.18
0.21
0.22
0.15
0.12
0.19
0.07
0.31
0.44
0.48
0.30
0.43
0.46
0.44
0.40
0.43
0.29
0.10
0.14
0.11
0.08
-0.04
-0.08
-0.13
0.15
0.36
0.41
0.42
0.45
0.44
0.36
0.37
0.38
0.32
0.37

1.12 BASE MONETARIA, LIQUIDEZ BANCARIA (M2) Y MULTIPLICADOR

Saldos en millones de sucres
Liquidez bancaria (M2)
Ao

1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983

Base monetaria (BM)

Total

Moneda
nacional

Moneda
extranjera

Total

Reservas
bancarias ( R )

a = b+c

d = e+f

72
72
64
55
44
65
93
116
119
144
159
156
174
210
266
389
544
674
742
806
692
735
813
1,036
977
1,195
1,291
1,502
1,441
1,638
1,727
1,708
1,924
2,129
2,217
2,474
2,802
3,151
3,294
3,773
4,334
5,117
5,963
7,261
8,379
10,197
12,727
17,698
20,171
27,369
33,012
37,014
43,403
54,423
60,910
72,730
98,079

72
72
64
55
44
65
93
116
119
144
159
156
174
210
266
389
544
674
742
806
692
735
813
1,036
977
1,195
1,291
1,502
1,441
1,638
1,726
1,698
1,897
2,084
2,179
2,426
2,746
3,091
3,212
3,662
4,215
4,932
5,742
7,261
8,331
10,086
12,566
17,430
19,816
26,814
32,222
36,168
42,324
53,443
59,551
71,995
95,739

2
10
27
45
38
48
56
60
83
112
119
186
221
48
111
161
268
354
556
790
846
1,080
979
1,359
735
2,339

45
45
39
33
27
41
60
71
72
94
111
106
114
135
190
267
357
547
552
616
529
548
577
744
686
853
875
967
934
1,044
1,100
1,064
1,191
1,267
1,290
1,471
1,631
1,789
1,888
2,133
2,211
2,543
3,004
4,021
4,356
5,473
7,521
9,332
9,973
14,703
16,091
19,995
23,566
27,776
30,047
33,902
38,828

10
9
8
8
4
13
24
21
20
32
37
32
36
55
70
98
125
252
231
267
200
203
221
286
245
339
325
328
324
353
396
375
460
440
430
542
616
675
673
813
840
979
1,301
1,749
2,015
2,656
3,983
4,692
4,732
7,315
7,168
9,974
11,470
12,892
13,140
13,878
13,910

1.12 BASE MONETARIA, LIQUIDEZ BANCARIA (M2) Y MULTIPLICADOR

Saldos en millones de sucres
Liquidez bancaria (M2)
Ao

1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

Total
a = b+c
146,478
230,553
301,566
422,343
624,236
910,092
1,491,555
2,358,285
3,700,065
5,654,703
8,864,626
12,574,426
18,083,008
24,424,454
34,862,060
63,040,835

Base monetaria (BM)

Moneda
nacional

Moneda
extranjera

142,917
226,094
291,954
408,896
600,688
866,711
1,432,831
2,258,703
3,461,480
5,225,781
7,952,497
10,357,041
14,318,924
17,635,041
23,167,205
34,746,973

3,562
4,459
9,611
13,447
23,548
43,381
58,724
99,582
238,585
428,922
912,129
2,217,385
3,764,084
6,789,413
11,694,855
28,293,862

Total
d = e+f
56,204
71,573
98,885
135,339
219,126
313,675
508,493
742,329
1,172,162
1,616,583
1,858,129
2,411,848
3,062,398
4,029,362
5,689,445
13,410,226

Reservas
bancarias ( R )
e
21,582
29,876
45,539
61,845
96,656
139,368
238,521
362,596
581,008
769,766
746,518
1,047,532
1,203,386
1,672,037
2,222,522
4,370,767

Base monetaria (BM)

Especies monetarias
en circulacin (EMC)
f

Multiplicador
monetario (m)
g = a/d

35
36
31
25
23
28
36
49
52
62
74
73
78
80
120
169
232
295
321
350
329
345
357
459
441
513
551
639
610
690
703
688
730
827
860
929
1,015
1,114
1,215
1,320
1,371
1,564
1,702
2,272
2,342
2,818
3,538
4,640
5,241
7,388
8,923
10,021
12,095
14,885
16,907
20,024
24,918

1.6147
1.6134
1.6369
1.6381
1.6414
1.5850
1.5540
1.6382
1.6517
1.5299
1.4397
1.4785
1.5263
1.5540
1.4040
1.4536
1.5236
1.2320
1.3433
1.3076
1.3072
1.3428
1.4090
1.3916
1.4239
1.4016
1.4751
1.5537
1.5439
1.5696
1.5706
1.6058
1.6161
1.6803
1.7192
1.6822
1.7184
1.7609
1.7448
1.7686
1.9606
2.0126
1.9851
1.8056
1.9234
1.8631
1.6922
1.8964
2.0225
1.8615
2.0516
1.8511
1.8418
1.9593
2.0271
2.1453
2.5260

Base monetaria (BM)

Especies monetarias
en circulacin (EMC)
f
34,622
41,697
53,346
73,494
122,470
174,307
269,972
379,733
591,154
846,817
1,111,611
1,364,316
1,859,012
2,357,325
3,466,923
9,039,459

Multiplicador
monetario (m)
g = a/d
2.6062
3.2212
3.0497
3.1206
2.8488
2.9014
2.9333
3.1769
3.1566
3.4979
4.7707
5.2136
5.9049
6.0616
6.1275
4.7010

1.13 BANCO CENTRAL DEL ECUADOR

PRINCIPALES CUENTAS DEL BALANCE
Saldos en millones de sucres

Ao

R.M.I.
a

1927 (4)
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990

44
38
35
29
16
17
18
26
40
48
44
41
41
79
115
207
360
467
371
396
343
363
201
532
406
592
486
512
351
393
419
457
569
487
374
581
732
811
606
804
970
745
702
1,379
621
3,198
5,649
8,486
6,139
11,729
15,313
16,268
17,236
23,442
17,459
7,413
13,313
16,469
18,900
-11,096
-33,482
-79,810
133,209
535,038

ACTIVOS INTERNOS
NETOS
b=c+d+e+f+g
-5
1
0
0
9
12
24
30
20
19
36
38
43
11
13
-23
-113
-127
-6
-3
29
12
192
-23
84
-22
115
187
313
359
349
296
235
411
548
426
375
394
704
620
522
982
1,171
1,091
1,937
-133
-1,766
-3,407
-374
-3,681
-5,694
-5,355
-4,227
-7,280
875
14,170
13,504
21,375
27,625
70,663
113,734
212,275
57,193
-240,320

Crdito neto sector

pblico no
financiero (1)

Crdito neto
sistema financiero
(2)

-2
2
-1
-1
2
17
31
25
1
10
15
23
21
18
25
10
-6
8
64
115
48
92
94
84
81
37
91
139
163
236
180
53
69
169
346
355
302
185
586
715
488
907
1,497
1,870
2,169
1,788
137
-605
-2,598
-1,140
-3,754
-5,393
-5,679
-8,500
-13,785
-6,457
-118,770
-163,230
-94,181
-101,417
-77,742
-97,014
-279,052
-659,790

-3
-2
0
-1
1
-8
-14
-10
-6
-22
-19
-16
-17
-26
-34
-62
-76
-184
-149
-189
-140
-98
78
-105
-83
-143
-97
-90
-9
-53
-74
-27
-115
-150
-82
-162
-246
-234
-188
-361
-335
-394
-463
-858
-1,153
-1,596
-2,439
-2,060
-212
-1,287
-350
-943
-3,468
1,436
10,194
14,311
57,176
109,885
116,711
116,832
91,011
35,512
47
-135,876

Prstamos externos
Crdito neto sector
de mediano y largo
privado (3)
plazos
e

f
0
0
0
1
3
5
13
12
19
18
15
13
12
6
6
-9
-35
-33
-29
-34
44
56
18
23
107
84
122
120
61
124
218
217
225
323
176
122
140
269
213
135
70
130
-307
-433
-3
-705
-150
616
257
-1,159
236
749
2,572
2,503
9,075
1,897
-2,551
-7,574
-913
-6,227
-54,688
-92,987
-47,122
-49,084

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-75,744
-166,139
-310,512
-511,414
-770,253
-1,501,688
-2,261,782
-2,976,158

1.13 BANCO CENTRAL DEL ECUADOR

PRINCIPALES CUENTAS DEL BALANCE
Saldos en millones de sucres

Ao

1991
1992
1993
1994
1995
1996
1997
1998
1999

R.M.I.
a
975,776
1,563,633
2,543,882
3,931,846
4,548,412
6,642,697
9,290,361
11,074,696
23,330,986

ACTIVOS INTERNOS
NETOS

Crdito neto sector

pblico no
financiero (1)

b=c+d+e+f+g
-550,272
-902,620
-1,610,725
-2,663,179
-2,939,810
-4,321,005
-6,383,866
-6,882,570
-12,762,858

c
-976,961
-1,319,555
-1,852,956
-2,564,649
-2,470,781
-3,207,975
-3,529,119
-3,452,873
-9,130,392

Crdito neto
sistema financiero
(2)
d
-218,490
-571,077
-926,589
-1,071,017
-595,768
-610,408
-1,991,446
1,499,873
-5,369,008

Prstamos externos
Crdito neto sector
de mediano y largo
privado (3)
plazos
e
-95,826
-338,369
-243,315
-143,975
-119,729
-163,489
-89,628
-50,239
-319,526

f
-5,597,105
-8,005,869
-7,982,128
-9,061,485
-522,672
-574,887
-553,212
-2,824,520
-9,055,647

Otros activos netos

no clasificados
g
-1
0
0
0
4
-3
-6
4
7
12
26
18
27
12
17
38
5
82
108
105
77
-37
2
-25
-21
0
0
19
99
53
26
53
56
69
108
112
178
173
92
132
299
339
444
511
925
379
686
-1,358
2,179
-95
-1,826
233
2,348
-2,720
-4,609
4,420
153,394
248,434
316,520
572,890
925,407
1,868,453
2,645,101
3,580,589

EMISION
MONETARIA
h=a+b
39
39
35
29
25
30
42
57
60
67
80
79
84
90
128
184
247
340
365
393
372
376
393
509
490
570
601
699
664
752
769
752
803
898
921
1,007
1,107
1,204
1,310
1,425
1,493
1,727
1,873
2,470
2,558
3,065
3,883
5,079
5,766
8,048
9,619
10,913
13,009
16,163
18,334
21,583
26,816
37,845
46,526
59,568
80,252
132,465
190,402
294,719

Otros activos netos

no clasificados
g
6,338,110
9,332,249
9,394,263
10,177,946
769,140
235,754
-220,461
-2,054,811
11,111,715

EMISION
MONETARIA
h=a+b
425,504
661,013
933,158
1,268,667
1,608,602
2,321,692
2,906,495
4,192,128
10,568,129

1.14 BANCO CENTRAL DEL ECUADOR

CRDITO NETO POR SECTORES
Saldos en millones de sucres

Ao

TOTAL CRDITO
NETO
a=b+c-d-e

1927 (6)
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977

-2
2
-1
-1
2
17
31
25
1
10
15
23
20
18
25
10
-6
8
64
115
48
92
94
84
81
37
91
139
163
236
180
53
69
169
346
355
302
185
586
715
488
907
1,497
1,870
2,169
1,788
137
-605
-2,598
-1,140
-3,754

SECTOR PBLICO NO FINANCIERO

CRDITO
DEPSITOS
Moneda
Moneda
Moneda
Moneda
Nacional (1)
extranjera
nacional
extranjera
b
c
d
e
12
10
10
9
8
20
33
36
18
16
26
30
29
26
37
37
34
60
105
153
104
167
167
174
193
189
246
286
326
407
362
296
328
704
684
697
782
750
860
1,121
1,006
1,426
2,488
3,269
3,431
4,237
4,278
5,207
4,681
3,888
3,879

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,127
717

14
8
10
9
7
2
3
11
18
6
11
6
9
8
12
27
39
53
41
39
57
75
73
90
112
152
155
147
163
171
182
244
259
534
338
342
480
564
274
406
518
519
992
1,399
1,262
2,449
4,121
5,643
5,570
5,026
6,630

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19
170
1,709
1,129
1,721

TOTAL CRDITO
NETO
f=g-h-i
-3
-2
0
-1
1
-8
-14
-10
-6
-22
-19
-16
-17
-26
-34
-62
-76
-184
-149
-189
-140
-98
78
-105
-83
-143
-97
-90
-9
-53
-74
-27
-115
-150
-82
-162
-246
-234
-188
-361
-335
-394
-463
-858
-1,153
-1,596
-2,439
-2,060
-212
-1,287
-350

SISTEMA FINANCIERO
DEPSITOS
CRDITO
Moneda
Moneda
Moneda
Nacional (2) (3)
Nacional (4)
extranjera
g
h
i
2
3
4
3
2
2
1
1
3
1
4
4
4
5
8
9
13
9
26
24
2
63
216
102
86
94
133
145
224
206
199
220
205
162
233
232
209
243
296
264
320
367
585
601
566
568
857
2,254
4,270
5,642
6,491

6
5
4
4
1
9
15
11
9
23
23
20
21
31
42
71
89
193
175
213
142
161
139
207
169
238
230
235
233
259
273
247
320
313
315
395
454
476
483
625
655
761
1,048
1,459
1,719
2,163
3,212
4,140
4,306
6,567
6,300

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
84
175
176
362
541

TOTAL CRDITO
NETO
j=k-l-m
0
0
0
1
3
5
13
12
19
18
15
13
12
6
6
-9
-35
-33
-29
-34
44
56
18
23
107
84
122
120
61
124
218
217
225
323
176
122
140
269
213
135
70
130
-307
-433
-3
-705
-150
616
257
-1,159
236

SECTOR PRIVADO
DEPSITOS
CRDITO
Moneda
Moneda
Moneda
Nacional
Nacional
extranjera (5)
k
l
m
1
1
1
2
4
7
15
15
22
22
23
20
22
20
25
19
15
7
9
9
90
86
103
95
164
161
218
198
215
273
361
330
324
418
426
421
434
565
562
585
549
712
825
1,094
1,154
1,056
1,057
1,406
2,178
3,265
3,963

0
1
0
0
1
2
3
3
3
4
8
6
10
14
19
28
50
40
38
43
46
30
85
72
57
77
95
79
154
149
142
113
99
95
250
299
293
296
349
450
479
582
1,132
1,527
1,157
1,761
1,182
738
1,868
4,210
3,710

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25
52
53
213
17

1.14 BANCO CENTRAL DEL ECUADOR

CRDITO NETO POR SECTORES
Saldos en millones de sucres

Ao

1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

TOTAL CRDITO
NETO
a=b+c-d-e
-5,393
-5,679
-8,500
-13,785
-6,457
-118,770
-163,230
-94,181
-101,417
-77,742
-97,014
-279,051
-659,790
-976,961
-1,319,555
-1,852,956
-2,564,649
-2,470,782
-3,207,975
-3,529,119
-3,452,873
-9,130,392

SECTOR PBLICO NO FINANCIERO

CRDITO
DEPSITOS
Moneda
Moneda
Moneda
Moneda
Nacional (1)
extranjera
nacional
extranjera
b
c
d
e
3,590
315
8,385
914
3,813
164
6,881
2,775
3,680
53
8,706
3,527
3,650
29
11,930
5,535
3,846
0
8,424
1,879
7,044
8,790
19,353
115,252
6,715
9,650
28,088
151,506
5,928
9,650
56,518
53,242
9,035
12,251
65,610
57,092
52,173
14,803
98,307
46,411
109,696
22,716
102,647
126,778
102,630
21,845
220,340
183,187
97,581
14,811
542,696
229,486
88,904
654,172
411,693
78,526
909,070
489,011
70,196
1,394,083
529,069
59,056
1,873,908
749,798
43,773
1,583,872
930,683
25,408
1,762,873
1,470,511
12,843
1,631,158
1,910,804
3,350
1,444,613
2,011,610
1,412
2,578,347
6,553,457

TOTAL CRDITO
NETO
f=g-h-i
-943
-3,468
1,436
10,194
14,311
57,176
109,885
116,711
116,832
91,011
35,512
47
-135,876
-218,490
-571,077
-926,589
-1,071,017
-595,768
-610,409
-1,991,446
1,499,873
-5,369,008

SISTEMA FINANCIERO
DEPSITOS
CRDITO
Moneda
Moneda
Moneda
Nacional (2) (3)
Nacional (4)
extranjera
g
h
i
9,029
9,425
547
12,001
11,854
3,615
16,667
12,596
2,635
25,675
11,890
3,592
35,541
12,889
8,341
76,220
12,877
6,167
132,503
19,652
2,967
145,590
25,087
3,792
166,091
42,610
6,648
167,558
55,973
20,574
150,384
91,012
23,860
165,859
131,988
33,824
162,033
252,292
45,618
178,298
329,539
67,249
191,624
632,984
129,716
159,230
956,383
129,436
35,625
977,939
128,703
731,053
1,105,766
221,055
1,048,331
1,348,630
310,109
323,419
1,628,501
686,364
5,206,644
3,423,219
283,552
4,659,262
9,306,747
721,523

TOTAL CRDITO
NETO
j=k-l-m
749
2,572
2,503
9,075
1,897
-2,551
-7,574
-913
-6,227
-54,688
-92,987
-47,122
-49,084
-95,826
-338,369
-243,315
-143,975
-119,729
-163,490
-89,628
-50,239
-319,526

SECTOR PRIVADO
DEPSITOS
CRDITO
Moneda
Moneda
Moneda
Nacional
Nacional
extranjera (5)
k
l
m
5,744
4,961
34
8,415
5,816
27
11,167
8,535
129
17,034
7,842
116
15,914
13,856
161
18,350
20,339
562
22,931
29,683
821
23,256
23,237
931
16,849
20,913
2,163
12,720
46,258
21,150
16,231
67,912
41,306
37,476
66,031
18,567
37,512
71,735
14,861
15,462
102,976
8,312
4,752
120,614
222,507
3,497
145,319
101,493
3,910
37,688
110,196
2,984
23,401
99,313
1,777
17,046
148,220
157
9,123
80,662
5,778
44,461
8,356
311,170

1.15 BANCO CENTRAL DEL ECUADOR

FUENTES Y USOS DE LA BASE MONETARIA
Saldos en millones de sucres
FUENTES
Ao

R.M.I

a
1927 (7)
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976

Sector pblico
no financiero
b

44
38
35
29
16
17
18
26
40
48
44
41
41
79
115
207
360
467
371
396
343
363
201
532
406
592
486
512
351
393
419
457
569
487
374
581
732
811
606
804
970
745
702
1,379
621
3,198
5,649
8,486
6,139
11,729

-2
2
-1
-1
2
17
31
25
1
10
15
23
21
18
25
10
-6
8
64
115
48
92
94
84
81
37
91
139
163
236
180
53
69
169
346
355
302
185
586
715
488
907
1,497
1,870
2,169
1,788
137
-605
-2,598
-1,140

Crdito Neto
Sector
financiero
(1) (2) (3)
c
2
3
4
3
2
2
1
1
3
1
4
4
4
5
8
9
13
9
26
24
2
63
216
102
86
94
133
145
224
206
199
220
205
162
233
232
209
243
296
264
320
367
585
601
566
568
773
2,079
3,809
5,131

Sector privado
(4)

Bonos de
estabilizacin
monetaria (5)

e
1
1
1
2
4
7
15
15
22
22
23
20
22
20
25
3
-14
-19
-17
-24
60
66
64
50
135
129
167
152
97
157
276
281
293
379
229
191
210
377
308
219
133
184
-224
-340
76
-457
636
914
771
-488

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-3
-360
-183
-328
-436

Prstamos
Otros activos
BASE MONETARIA
externos de
netos no
mediano y largo
clasificados (3)
plazos
f
g
h=a+b+c+d+e+f+g
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

-1
0
0
0
4
-3
-6
4
7
12
26
18
27
12
17
38
5
82
108
105
77
-37
2
-25
-21
0
0
19
99
53
26
53
56
69
108
112
178
173
92
132
299
339
444
511
925
379
686
-1,358
2,179
-95

45
45
39
33
27
41
60
71
72
94
111
106
114
135
190
267
357
547
552
616
529
548
577
744
686
853
875
967
934
1,044
1,100
1,064
1,191
1,267
1,290
1,471
1,631
1,789
1,888
2,133
2,211
2,543
3,004
4,021
4,356
5,473
7,521
9,332
9,973
14,703

Emisin
monetaria
i
39
39
35
29
25
30
42
57
60
67
80
79
84
90
128
184
247
340
365
393
372
376
393
509
490
570
601
699
664
752
769
752
803
898
921
1,007
1,107
1,204
1,310
1,425
1,493
1,727
1,873
2,470
2,558
3,065
3,883
5,079
5,766
8,048

USOS
Depsitos y Obligaciones (6 )
Instituciones
B.N.F
Bancos privados
financieras
privadas
j
k
l
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16
24
26
20
34
16
17
15
28
25
28
27
26
18
40
42
44
43
68
56
80
79
128
124
188
244
395
195
594

6
5
4
4
1
9
15
11
9
23
23
20
21
31
42
71
89
193
175
213
142
145
114
181
149
204
213
218
218
230
248
219
293
287
296
355
412
432
440
557
599
682
969
1,331
1,595
1,976
2,968
3,744
3,826
5,668

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
156

Depsitos
monetarios del
pblico
m
0
1
0
0
1
2
3
3
3
4
8
6
10
14
19
12
21
14
12
10
15
11
46
28
28
45
45
32
36
33
58
64
67
56
53
70
70
108
95
84
63
54
82
93
80
245
426
114
186
236

1.15 BANCO CENTRAL DEL ECUADOR

FUENTES Y USOS DE LA BASE MONETARIA
Saldos en millones de sucres

Ao

R.M.I

a
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

15,313
16,268
17,236
23,442
17,459
7,413
13,313
16,469
18,900
-11,096
-33,482
-79,810
133,209
535,038
975,776
1,563,633
2,543,882
3,931,846
4,548,412
6,642,697
9,290,361
11,074,696
23,330,986

Sector pblico
no financiero
b
-3,754
-5,393
-5,679
-8,500
-13,785
-6,457
-118,770
-163,230
-94,181
-101,417
-77,742
-97,014
-279,052
-659,790
-976,961
-1,319,555
-1,852,956
-2,564,649
-2,470,781
-3,207,975
-3,529,119
-3,452,873
-9,130,392

FUENTES
Prstamos
Crdito Neto
Bonos de
Otros activos
BASE MONETARIA
externos de
Sector
estabilizacin
netos no
Sector privado
mediano
y
largo
financiero
monetaria (5)
clasificados (3)
(4)
plazos
(1) (2) (3)
c
d
e
f
g
h=a+b+c+d+e+f+g
5,648
711
0
0
-1,826
16,091
7,679
2,629
-1,420
0
233
19,995
6,714
4,402
-1,455
0
2,348
23,566
12,600
4,644
-1,691
0
-2,720
27,776
21,383
10,572
-974
0
-4,609
30,047
26,006
4,416
-1,894
0
4,420
33,903
68,503
-477
-1,388
-75,744
153,394
38,829
127,509
-6,048
-792
-166,139
248,434
56,203
140,594
5,571
-5,320
-310,512
316,520
71,572
157,590
-2,447
-5,221
-511,414
572,890
98,885
144,062
-48,481
-4,172
-770,253
925,407
135,338
122,326
-79,187
-13,954
-1,501,688
1,868,453
219,125
125,958
-1,351
-48,409
-2,261,782
2,645,101
313,674
108,058
11,144
-90,387
-2,976,158
3,580,589
508,494
95,212
-1,873
-90,829
-5,597,105
6,338,110
742,329
42,560
-225,870
-214,986
-8,005,869
9,332,249
1,172,162
-25,351
-105,706
-355,422
-7,982,128
9,394,263
1,616,583
-176,294
-116,646
-332,589
-9,061,485
10,177,946
1,858,129
476,632
-102,320
-286,563
-522,672
769,140
2,411,848
693,373
-151,994
-574,571
-574,887
235,754
3,062,397
-413,830
-87,123
-457,254
-553,212
-220,461
4,029,362
4,900,357
-48,271
-1,905,133
-2,824,520
-2,054,811
5,689,445
3,872,003
-315,633
-6,402,810
-9,055,647
11,111,715
13,410,222

Emisin
monetaria
i
9,619
10,913
13,009
16,163
18,334
21,583
26,816
37,845
46,526
59,568
80,252
132,465
190,402
294,719
425,504
661,013
933,158
1,268,667
1,608,601
2,321,693
2,906,495
4,192,128
10,568,129

USOS
Depsitos y Obligaciones (6 )
Depsitos
Instituciones monetarios del
B.N.F
Bancos privados
financieras
pblico
privadas
j
k
l
m
541
5,146
310
474
596
7,730
296
460
937
8,662
584
374
1,138
9,534
492
450
1,809
8,847
534
523
685
10,358
652
625
1,809
8,818
699
686
1,842
15,634
149
734
2,200
21,859
-176
1,163
4,607
31,827
313
2,570
11,716
41,752
-453
2,071
6,321
74,506
817
5,017
9,689
109,392
1,649
2,542
10,108
195,051
3,720
4,895
9,066
289,990
12,014
5,755
36,807
433,411
27,199
13,732
42,858
573,717
55,943
10,908
31,630
468,944
81,054
7,836
28,228
679,544
91,452
4,023
47,020
636,794
54,721
2,169
121,067
938,258
61,087
2,455
26,736
1,393,453
75,162
1,968
140,542
2,504,037
193,622
3,893

1.16 BANCO CENTRAL DEL ECUADOR

BALANCE ANALITICO AL 31 DE DICIEMBRE (1) (1927 - 1935)
Saldos en millones de sucres
Cuentas \ Ao

1927

1928

1929

1930

1931

1932

1933

1934

1935

Tipo de cambio US$ 1=S/

5.00

5.00

5.00

5.00

5.03

5.48

5.18

9.15

9.95

ACTIVO
Oro en Bveda
Depsitos convertibles en Oro
Oro Movilizable y Comprado
RESERVA LEGAL

10
33
0
43

6
24
0
30

6
29
0
34

6
23
0
29

6
10
0
15

14
1
0
15

14
2
0
17

10
8
6
24

28
5
9
41

Otros Dep en Bancos Ext.

Rems al Ext y Letras Comps
Incautacin
RESERVA ORO

0
1
0
44

7
2
0
38

0
1
0
35

0
0
0
29

0
0
0
16

0
2
0
17

0
3
0
19

2
0
1
28

8
0
1
50

Plata, Niquel
Cheques y otras monedas
RESERVA TOTAL

1
0
45

2
1
42

1
1
38

2
2
33

3
1
19

3
0
21

2
0
21

1
0
29

0
0
50

CARTERA
Bancos Asociados
Pblico
Gobierno Nacional

16
2
1
12

15
3
1
10

14
4
1
10

13
3
2
9

14
2
4
8

29
2
7
20

50
1
15
33

51
1
15
36

43
3
22
18

0
1
0
1
0
0
0
0

0
1
0
1
0
0
0
0

0
1
0
2
0
0
0
0

0
0
0
3
0
0
0
0

0
1
0
4
1
0
0
0

0
1
0
2
0
0
0
0

0
1
0
1
0
0
0
1

0
1
0
2
0
0
0
1

0
1
0
4
0
0
0
0

62

58

55

49

40

52

75

85

99

CIRCULACION

39

37

30

23

19

25

36

47

49

DEPOSITOS
Bancos Asociados
Pblico
Gobierno Nacional
Dependencias Gob. Ncnal
Otros Depsitos

20
6
0
13
1
0

14
5
1
6
3
0

16
4
0
8
2
1

16
4
0
9
0
2

9
1
1
7
0
0

14
9
2
2
0
0

20
15
3
3
0
0

28
11
3
11
0
3

30
9
3
18
0
1

CIRCULACION Y DEPOSITOS

58

51

46

40

28

38

56

74

79

0
0
0

0
0
0

0
0
0

0
2
0

0
0
5

0
0
8

1
0
13

1
0
1

10
0
3

58

51

46

42

34

46

70

77

92

Mobiliario y Gastos de Inst.

Edificios
Gastos
Otras Cuentas
Prdidas y Ganancias
Ajustes
Gastos Incautacin
Intereses ganados y no percibidos
TOTAL DEL ACTIVO
PASIVO

Exigibilidades en Monedas Extranjeras

Intereres Percibidos y no ganados
Otras Obligaciones
TOTAL PASIVO

CAPITAL PAGADO
Intereses, Comisiones Cambios

regresar al ndice

4
0

6
0

6
0

6
0

6
0

6
0

5
0

5
0

5
1

1.16a BANCO CENTRAL DEL ECUADOR (Cont.)

BALANCE ANALITICO AL 31 DE DICIEMBRE (1) (1936 - 1947)
Saldos en millones de sucres
Cuentas \ Ao

1936

1937

1938

Tipo de cambio US$ 1=S/

11

11

14

ACTIVO
RESERVAS

53

50

41

31
22

36
14

32
4
5

Recursos Afectos a Obligaciones en Oro y

Moneda Extranjera

APORTE FMI.- Moneda Nacional

MONEDAS DE PLATA Y MENORES

Cheques y Valores de Cobro Inmediato

1
0

0
2

2
3

OPERACIONES GENERALES
Del Pblico
Anticipos
Descuentos con Colateral Prendaria
Aceptaciones Bancarias
Prstamos
Descuentos
Contratos por compras de oro
Cartera Vencida
De Bancos Asociados
Redescuentos Bancos Asociados
Crditos Simples
Crditos en Cuenta Corriente
Del Gobierno Nacional
Varias Cuentas Deudoras
Emprstito Consolidado

41
22
0
0
0
22
0
0
0
1
1
17
17
-

52
23
0
0
0
23
0
0
0
4
4
26
26
-

55
47
2
2
4
25
8
0
6
4
4
5
5
-

OTRAS CUENTAS

12

10

INVERSIONES TRANSITORIAS (En ttulos)

INVERSIONES PERMANENTES (Muebles e inmuebles)

1
2

0
2

SUCURSALES

Oro acuado y en barras (Depto. de Reserva)

Aporte en Oro: FMI
Oro acuado y en barras (Depto. Bancario)
Divisas o Cambio Extranjero

VARIOS CARGOS DIFERIDOS

16

112

143

119

95

122

102

57
88
-32

68
92
-25

69
90
-21

39
10
0
0
23
0
6
0
0
6
0
0
0

54
10
0
0
31
0
14
0
0
11
0
0
0

33
6
0
0
20
0
6
0
0
6
0
0
0

OBLIGACIONES EN MONEDAS EXTRANJERAS

Del Pblico
De Bancos Asociados
Del Estado
Cuenta General del Tesoro
Otros Depsitos del Gobierno
Depsitos de Reparticiones
Depsitos a la Vista
Otras Instituciones del Estado

5
5
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0

1
1
0
0
0
0
0
0
0

OTRAS CUENTAS

104

131

106

11

TOTAL PASIVO , CAPITAL Y RESERVAS E INGRESOS

112

143

119

TOTAL CUENTAS DE ORDEN

130

143

152

TOTAL DEL ACTIVO

PASIVO
OBLIGACIONES SUJETAS A RESERVA
Billetes en Circulacin
Cuenta Billetes
Billetes en Caja
Depsitos y Exigibilidades en sucres
Del Pblico
Depsito FMI
BIRF
De Bancos Asociados
De Bancos no Asociados
Del Estado
Cuenta General del Tesoro
Otros Depsitos del Gobierno
Depsitos de Reparticiones
Depsitos en Garanta
Otras Instituciones del Estado
Depsitos para cubrir sobregiro

TOTAL PASIVO
CAPITAL Y RESERVAS

regresar al ndice

1939

1940

1941

1942

1943

1944

1945

15

16

15

14

14

14

14

41

79

115

207

360

467

365

36
3
2

52
9
18

70
2
0
43

130
3
73

232
4
124

288
0
179

288
1
76

16

16

28

34

18

80

2
10

7
8

7
13

5
11

3
20

17
9

14
9

55
22
1
1
5
4
10
0
1
4
4
29
5
24

51
20
1
1
3
4
8
1
2
5
5
26
3
23

70
25
0
1
1
4
16
0
1
8
7
1
37
15
22

65
19
0
1
1
6
10
0
1
9
9
0
37
15
22

62
15
0
0
0
7
6
0
1
13
12
0
34
13
21

76
7
0
0
5
0
0
0
1
9
9
0
60
40
20

140
9
0
4
3
0
0
0
1
26
24
2
105
1
103

16

27

24

70

8
3

8
4

7
5

7
6

7
6

27
4

5
3

16

18

128

176

237

350

535

660

693

107

131

190

295

409

598

589

69
90
-21

78
99
-21

116
146
-30

169
202
-33

230
278
-48

313
357
-44

335
435
-99

39
10
0
0
21
0
8
3
0
5
0
0
0

53
14
0
0
31
0
8
0
3
5
0
0
0

74
19
0
0
42
0
12
0
2
9
0
1
0

125
28
0
0
71
0
27
7
6
11
0
3
0

179
50
0
0
89
0
39
0
16
19
0
5
0

285
40
0
0
193
0
53
0
26
17
0
9
0

254
38
0
0
175
0
41
0
8
20
0
13
0

4
3
0
1
1
0
0
0
0

16
15
0
1
0
1
0
0
0

16
14
0
2
2
0
0
0
0

28
27
0
1
0
0
0
0
0

34
28
0
6
2
3
0
0
0

18
15
3
0
2
0
0
0

74
73
0
1
0
0
1
0
0

65

26

116

149

209

329

508

642

665

11

26

27

20

26

17

25

128

176

237

350

535

660

693

228

298

219

276

261

579

615

1946

1947
14

14

396

343

273
17
0
107

274
17
1
51

112

32

51

51

13
14

40
13

186
9
0
3
5
0
0
0
1
24
24
0
153
14
139

196
90
2
29
47
0
8
1
3
2
1
1
104
9
95

70

40

12
2

10
1

859

730

711

641

362
418
-57

338
424
-85

349
43
51
3
212
1
39
0
9
21
0
8
0

303
46
51
8
137
5
57
11
11
1
26
7
0

112
107
0
5
2
2
1
0
0

32
28
0
4
0
3
0
0
0

13

825

686

31

39

859

730

610

628

1.16b BANCO CENTRAL DEL ECUADOR (Cont.)

BALANCE ANALITICO AL 31 DE DICIEMBRE (1) (1948- 1975)
Saldos en millones de sucres
Cuentas \ Ao
Tipo de cambio US$ 1=S/
ACTIVO
ACTIVOS INTERNACIONALES
ACTIVOS PROPIOS
Oro Fsico
Divisas extranjeras
Varios Deudores Divisas
Crditos en el Pas en Divisas
Tenencias DEGS
Inversiones en M/E
APORTE FONDO MONETARIO INTERNACIONAL
ACTIVOS MONETARIOS
CREDITO INTERNO
Crdito al Tesoro Nacional
Crdito a gobiernos provinciales y locales
Crdito a entidades oficiales
Crdito a bancos de desarrollo
Crdito a instituciones financieras pblicas
Crdito a bancos privados
Crdito a instituciones financieras privadas
Crdito a particulares
Crdito de fondos financieros
Crdito fondos financ. bancos de desarrollo
Crdito fondos financ. inst. financ. pblicas
Crdito fondos financ. bancos privados
Crdito fondos financ. inst. financ. privadas
Ttulos de Crdito
Ttulos Tesoro Nacional
Ttulos gob. provinciales y locales
Ttulos entidades oficiales
Ttulos bancos de desarrollo
Ttulos inst. financ. pblicas
Ttulos bancos privados
Ttulos inst. financ. privadas
Ttulos de particulares
BIENES RAICES, MUEBLES Y EQUIPOS
OTRAS CUENTAS DEL ACTIVO
ACTIVOS DIFERIDOS
TOTAL DEL ACTIVO

1948

1949

1950

14

14

15

443
375
278
98
68
88
242
52
35
28
16
86
25
6
18
-

425
357
279
78
1
68
79
413
51
36
179
18
103
25
6
19
-

635
560
281
275
4
75
79
297
55
39
82
19
95
8
6
1
1
-

17
3

43
13

81
9

792

973

1,101

PASIVO
PASIVOS INTERNACIONALES
Obligaciones al Exterior en Divisas
Obligaciones en el Pas en Divisas
Obligaciones Fondo Monetario Internacional
OBLIGACIONES MONETARIAS
Especies monetarias emitidas
Especies monetarias en tesorera y caja
Especies monetarias en circulacin
Depsitos monetarios
Depsitos monetarios Tesoro Nacional
Depsitos monetarios gob. prov. y locales
Depsitos monetarios entidades oficiales
Depsitos monetarios bancos de desarrollo
Depsitos monetarios inst. financ. pblicas
Depsitos monetarios bancos privados
Depsitos monetarios inst. financ. privadas
Depsitos monetarios particulares
Depsitos monetarios fondos financieros
OTRAS OBLIGACIONES INTERNAS
Otras obligaciones Tesoro Nacional
Otras obligaciones gob. prov. y locales
Otras obligaciones entidades oficiales
Otras obligaciones bancos de desarrollo
Otras obligaciones inst. financ. pblicas
Otras obligaciones bancos privados
Otras obligaciones inst. financ. privadas
Otras obligaciones particulares
Otras obligaciones a varios
ASIGNACIONES DEG
OTRAS CUENTAS DEL PASIVO
PASIVOS DIFERIDOS

80
17
12
51
580
606
-230
376
204
5
0
30
14
0
144
0
11
0
70
33
0
7
2
0
1
0
20
8
21
-

224
163
10
51
608
673
-280
393
216
8
0
25
23
0
114
0
46
0
89
34
0
6
1
0
0
0
39
8
11
-

TOTAL PASIVO

750

932

1,060

39

39

40

TOTAL PASIVO , CAPITAL Y RESERVAS E INGRESOS

792

973

1,101

TOTAL CUENTAS DE ORDEN

643

734

661

CAPITAL Y RESERVAS

103
36
11
56
776
867
-357
509
266
19
0
29
20
0
171
0
28
0
112
36
0
6
6
0
10
0
44
9
69
-

regresar al ndice

1951

1952

1953

1954

1955

1956

15

15

15

15

15

538
463
336
126
1
75
78
370
52
62
68
14
164
10
6
2
3
-

727
652
339
313
1
75
78
370
63
49
80
11
161
6
2
0
4
-

657
582
342
234
6
75
81
522
87
82
119
10
218
6
2
0
4
-

652
577
343
233
1
75
77
555
80
130
127
7
198
12
2
0
10
-

581
506
344
161
1

84
11

60
14

71
19

81
20

1,080

1,249

1,350

1,385

1957
15

15

625
475
325
147
1
1
150
86
811
157
174
181
16
273
11
2
0
9
-

736
586
325
256
1

108
61

126
16

116
18

1,523

1,664

1,819

75
82
691
100
150
204
10
215
12
2
0
10
-

4
150
100
848
149
137
184
7
361
11
2
0
9
-

132
62
14
56
726
913
-423
490
237
14
0
38
19
0
139
0
28
0
110
56
0
4
1
0
11
0
29
9
70
-

136
67
13
56
933
999
-429
570
363
26
0
59
32
0
201
0
45
0
112
56
0
11
2
0
3
0
32
9
24
-

172
104
11
56
966
1,016
-415
601
365
40
0
55
16
0
209
0
45
0
124
40
0
21
1
0
4
0
51
9
47
-

141
59
25
56
1,056
1,175
-476
699
357
26
0
67
17
0
215
0
32
0
112
34
0
20
0
0
4
0
46
8
33
-

230
161
13
56
1,023
1,297
-633
664
359
28
0
63
14
0
217
0
36
0
201
52
0
21
1
0
0
0
118
8
26
-

232
105
15
112
1,148
1,374
-622
752
396
36
0
69
27
0
230
0
33
0
200
47
0
19
1
0
0
0
116
17
39
-

366
91
88
187
1,200
1,361
-592
769
431
41
0
61
24
0
247
0
58
0
181
52
0
29
1
0
1
0
84
15
29
-

1,039

1,205

1,308

1,341

1,479

1,619

1,776

39

40

39

40

40

41

41

1,080

1,249

1,350

1,385

1,523

1,664

1,819

1,102

1,591

1,771

1,672

2,051

2,461

2,973

1958

1959

1960

1961

1962

1963
18

1964

15

15

15

18

679
529
325
185
1
18
150
75
784
142
91
194
18
330
10
1
0
8
-

823
598
306
247
15
30
225
83
794
131
134
177
21
324
8
1
1
0
6
-

780
555
300
222
0
33
225
86
1,222
416
209
135
22
418
22
15
1
0
6
-

960
690
346
300
0
44
270
88
1,281
399
212
206
21
426
17
10
1
0
5
-

139
34

151
38

167
32

168
32

168
49

203
74

246
99

1,711

1,889

2,288

2,528

2,644

2,935

3,170

1,048
778
343
365
16
54
270
75
1,303
381
262
187
38
421
15
6
1
0
8
-

18

1,199
929
336
484
54
55
270
82
1,377
460
273
177
26
434
8
1
1
0
6
-

18

1,235
875
202
328
270
76
360
79
1,510
456
233
205
32
565
19
12
1
0
6
-

269
78
78
113
1,160
1,352
-600
752
408
34
0
64
27
0
219
0
64
0
204
118
0
28
1
0
0
0
49
8
35
-

323
58
97
169
1,274
1,363
-559
803
471
25
0
59
27
0
292
0
67
0
211
124
0
52
0
0
0
0
31
4
36
-

361
92
100
169
1,418
1,420
-521
898
519
76
0
75
25
0
287
0
56
0
429
323
0
60
1
0
0
0
39
6
34
-

586
107
25
454
1,388
1,482
-560
921
466
39
0
62
17
0
295
0
53
0
461
190
0
47
1
0
1
0
197
24
40
-

468
17
35
416
1,586
1,588
-581
1,007
580
50
0
67
39
0
354
0
70
0
492
187
0
38
1
0
1
0
230
36
44
-

467
40
70
357
1,838
1,608
-501
1,107
731
102
0
107
42
0
411
0
70
0
531
172
0
100
0
0
1
0
224
34
45
-

424
65
53
306
1,944
1,718
-514
1,204
739
92
0
64
44
0
432
0
108
0
651
348
0
61
0
0
1
0
188
53
89
-

1,668

1,844

2,241

2,475

2,589

2,881

3,108

42

43

44

45

52

52

60

1,711

1,889

2,288

2,528

2,644

2,935

3,170

2,820

2,688

3,358

3,641

3,985

4,598

5,721

1965

1966

1967

1968

1969

18

18

18

18

1,187
827
201
548
0
78
360
92
1,644
537
236
217
74
562
18
12
1
0
5
-

1,551
1,101
198
815
23
65
450
106
1,895
842
182
217
43
585
27
22
1
0
4
-

1,695
1,245
308
853
1
83
450
111
1,802
757
175
228
88
549
5
0
1
0
4
-

1,473
1,023
472
444
13
94
450
139
2,431
1,088
261
267
96
712
8
0
3
0
4
-

200
103

232
103

323
187

385
215

3,226

3,887

4,117

4,642

1970
18

1,619
1,169
398
642
61

1971
25

25

2,907
2,082
476
1,240
10
3
354
825
181
4,891
2,608
525
473
119
1,094
71
59
3
0
9
-

2,395
1,570
466
882
23

585
208

947
745

1,008
656

6,386

9,671

9,311

68
450
149
3,825
2,068
324
479
83
825
46
8
14
0
24
-

84
116
825
175
5,077
2,816
420
514
46
1,154
127
118
3
0
6
-

581
60
54
468
1,945
1,855
-545
1,310
635
48
0
23
43
0
427
0
95
0
534
133
0
70
0
0
13
0
255
63
75
-

746
42
57
648
2,181
2,933
-1,509
1,425
756
43
0
19
68
0
542
0
84
0
796
278
0
66
0
0
15
0
366
72
70
-

724
20
71
633
2,277
2,694
-1,202
1,493
785
50
0
37
56
0
580
0
63
0
935
323
0
109
1
0
19
0
416
68
85
-

728
202
85
441
2,740
2,359
-632
1,727
1,013
59
0
160
78
0
663
0
54
0
959
168
0
132
2
0
19
0
528
110
109
-

917
141
106
671
3,362
3,212
-1,339
1,873
1,488
166
0
207
78
0
955
0
82
0
1,801
478
0
140
1
0
14
0
1,049
118
210
-

1,681
480
33
1,169
4,487
4,563
-2,093
2,470
2,017
243
0
249
127
0
1,305
0
93
0
2,474
671
0
235
1
0
26
0
1,419
121
105
824
-

1,960
930
67
962
4,857
4,135
-1,577
2,558
2,299
185
0
315
124
0
1,576
0
80
20
1,949
478
0
284
0
0
18
0
1,043
125
193
246
-

3,136

3,794

4,022

4,536

6,290

9,571

9,206

88

91

91

103

92

96

101

3,226

3,887

4,116

4,642

6,386

9,671

9,311

6,378

5,976

6,866

7,825

15,988

17,585

20,900

1972

1973

1974

1975

25

25

25

25

4,368
3,543
311
2,611
44
168
409
825
200
5,786
3,339
692
502
64
1,056
134
129
3
0
2
-

6,727
5,859
407
4,860
106
157
168
161
868
252
6,117
3,254
829
748
108
1,057
120
117
3
0
1
-

10,527
9,531
407
7,494
103
1,073
196
258
996
354
8,794
3,174
1,857
1,852
401
1,406
103
100
3
0
1
-

1,247
225

1,451
223

1,575
344

9,071
8,093
407
5,713
96
1,323
187
366
978
452
11,055
2,922
1,597
3,504
765
2,178
88
83
4
0
1
325
2,359
215

11,826

14,770

21,595

23,478

1,377
234
112
1,031
6,538
6,131
-3,066
3,065
3,472
484
0
578
186
0
1,955
0
245
25
3,138
1,040
0
347
1
0
21
0
1,513
216
281
375
-

1,160
348
127
685
8,853
8,625
-4,742
3,883
4,970
609
0
696
239
0
2,941
0
426
59
3,916
1,998
0
818
5
0
26
0
396
672
339
334
-

3,732
1,573
1,443
716
12,882
8,085
-3,006
5,079
7,803
1,168
0
2,117
394
0
3,727
0
114
285
3,222
1,067
0
1,273
1
0
18
0
440
422
339
723
-

4,095
1,572
1,937
586
13,299
13,860
-8,094
5,766
7,533
1,054
0
2,018
194
285
3,796
0
186
0
4,211
1,836
0
662
2
0
30
0
1,354
327
333
805
60

11,708

14,601

20,898

22,802

111

163

386

468

11,826

14,770

21,595

23,478

26,062

26,191

30,836

37,089

1.16c BANCO CENTRAL DEL ECUADOR (cont.)

BALANCE ANALITICO AL 31 DE DICIEMBRE (1) (1976 - 1998)
Saldos en millones de sucres
Cuentas \ Ao
Tipo de cambio US$ 1=S/
ACTIVO
ACTIVOS INTERNACIONALES DE RESERVA
Oro monetario
Tenencias asignaciones unidades de cta
Numerario y depsitos en M/E
Inversiones en M/E
Acuerdos de pago y conve. de crdito recproco
Participacin en el Fondo Monetario Internacional
Participacin en otros organis. financie. internac.
Otros activos en M/E
ACTIVOS INTERNOS EN M/E
ACTIVOS MONETARIOS
CREDITO INTERNO
Crdito al Tesoro Nacional
Crdito a gobiernos provinciales y locales
Crdito a entidades oficiales
Crdito a bancos de desarrollo
Crdito a instituciones financieras pblicas
Crdito a bancos privados
Crdito a instituciones financieras privadas
Crdito a particulares
Crdito de fondos financieros
Crdito fondos financ. bancos de desarrollo
Crdito fondos financ. inst. financ. pblicas
Crdito fondos financ. bancos privados
Crdito fondos financ. inst. financ. privadas
INVERSIONES VALORES MOBILIARIOS
Ttulos Tesoro Nacional
Titulos Tesoro Nacional M/E
Ttulos gob. provinciales y locales
Ttulos entidades oficiales
Ttulos bancos de desarrollo
Ttulos inst. financ. pblicas
Ttulos bancos privados
Ttulos inst. financ. privadas
Ttulos de particulares
Provisin para valuacin de inversiones
BIENES RAICES, MUEBLES Y EQUIPOS
OTRAS CUENTAS DEL ACTIVO

1976

1977

1978

25

25

27

13,824
407
180
10,548
477
999
948
166
99
1,044
339
12,717
2,871
15
924
2,521
265
800
66
3,265
1,989
1,416
0
523
50
4
1
0
3
0
0
0
0
0
0
390
3,046

17,709
422
238
12,268
1,015
1,780
959
180
847
668
653
14,253
2,925
6
868
2,199
329
1,611
79
3,963
2,274
1,211
0
967
95
6
3
0
3
0
0
0
0
0
0
476
3,534

19,030
430
325
13,238
845
1,527
2,146
302
217
291
658
18,286
2,713
5
795
2,028
535
4,090
177
5,744
2,199
1,090
0
930
178
3
1
0
3
0
0
0
0
0
0
684
3,909

ACTIVOS DIFERIDOS
TOTAL DEL ACTIVO

159

278

338

31,522

37,577

43,201

2,964
4
865
295
852
948
0
2,359
0
0
3
0
335
0
8
664
0
379
0
0
0
0
190
780
8,522
15,842
-7,793
8,048
474
10,767
1,930
413
1,713
591
110
5,612
156
236
5
5,184
488

3,451
12
1,796
61
623
959
0
2,657
0
0
0
0
501
0
6
1,333
0
269
0
2
0
0
9
535
11,298
18,900
-9,281
9,619
1,679
10,248
1,291
368
2,191
374
200
5,009
310
474
31
6,927
2,235

4,004
4
531
566
1,003
1,900
0
4,243
0
0
0
0
505
0
16
2,088
0
830
0
0
0
0
15
788
12,526
21,016
-10,102
10,913
1,612
13,137
2,201
408
1,002
517
605
7,540
296
460
108
6,753
2,301

PASIVO
PASIVOS INTERNACIONALES DE RESERVA
Depsitos del exterior en M/E
Prstamos del exterior en M/E
Otras obligaciones en M/E
Acuerdos de pago y conve. de crdito recproco
Obligaciones Fondo Monetario Internacional
OTROS PASIVOS INTERNACIONALES
PASIVOS INTERNOS EN M/E
Depsitos M/E tesoro nacional
Depsitos M/E gob. provinciales
Depsitos M/E entidades oficiales
Depsitos M/E inst. financ. pblicas
Depsitos M/E bancos privados
Depsitos M/E inst. financ. privadas
Depsitos M/E particulares
Obligaciones M/E Tesoro Nacional
Obligaciones M/E gob. provinciales
Obligaciones M/E entidades oficiales
Obligaciones M/E bancos de desarrollo
Obligaciones M/E inst. financ. pblicas
Obligaciones M/E bancos privados
Obligaciones M/E inst. financ. privadas
Obligaciones M/E particulares
Otros pasivos internos en M/E
OBLIGACIONES EMITIDAS EN CIRCULACION
Especies monetarias emitidas
Especies monetarias en tesorera y caja
Especies monetarias en circulacin
Ttulos en M/N en circulacin
DEPOSITOS MONETARIOS
Depsitos monetarios Tesoro Nacional
Depsitos monetarios gob. prov. y locales
Depsitos monetarios entidades oficiales
Depsitos monetarios bancos de desarrollo
Depsitos monetarios inst. financ. pblicas
Depsitos monetarios bancos privados
Depsitos monetarios inst. financ. privadas
Depsitos monetarios particulares
Depsitos monetarios fondos financieros
OTRAS OBLIGACIONES INTERNAS
Otras obligaciones Tesoro Nacional

Otras obligaciones gob. prov. y locales

Otras obligaciones entidades oficiales
Otras obligaciones bancos de desarrollo
Otras obligaciones inst. financ. pblicas
Otras obligaciones bancos privados
Otras obligaciones inst. financ. privadas
Otras obligaciones particulares
Otras obligaciones a varios
OTRAS CUENTAS DEL PASIVO
PASIVOS DIFERIDOS

159
8
3
0
55
0
3,539
931
776
134

210
32
167
6
137
0
3,235
905
2,224
78

193
105
79
5
190
0
3,081
798
1,293
147

30,705

36,883

42,102

506

587

760

TOTAL PASIVO , CAPITAL Y RESERVAS E INGRESOS

31,522

37,576

43,201

TOTAL CUENTAS DE ORDEN

49,798

66,746

100,285

TOTAL PASIVO
CAPITAL Y RESERVAS

regresar al ndice

1979

1980

1981

1982

1983

27

25

25

33

21,592
438
629
14,188
1,215
2,198
2,297
409
219
248
865
24,054
2,948
17
771
2,624
594
5,291
368
8,415
3,025
1,417
0
1,306
302
102
1
0
3
0
0
0
93
6
0
971
5,770

29,767
438
606
20,538
1,206
2,709
3,363
566
341
54
518
30,884
2,871
7
725
2,809
1,091
6,922
890
11,167
4,402
1,901
0
1,797
705
556
0
0
2
0
60
0
302
192
0
1,289
5,097

19,213
437
815
10,595
1,602
1,904
2,967
724
170
81
528
44,355
2,793
4
776
3,449
2,025
9,732
1,462
17,034
7,079
2,201
0
3,642
1,236
1,931
0
0
2
0
538
0
872
518
0
1,713
4,334

18,820
4,101
0
5,520
533
3,319
3,738
1,450
159
1
1,486
51,783
2,890
4
876
3,232
2,251
14,906
2,250
15,914
9,460
2,481
0
5,141
1,838
3,443
0
0
2
0
974
0
1,613
855
0
2,269
7,902

1984
54

50,584
6,723
6
29,459
271
2,814
7,966
3,084
262
64,927
3,287
93,518
6,387
8
574
3,762
2,998
38,554
11,585
18,350
11,300
3,833
0
4,913
2,554
8,022
0
0
2
0
2,141
0
4,235
1,645
0
2,999
11,518

1985
67

60,308
8,264
84
32,001
1,230
2,817
10,015
4,239
1,657
78,016
4,281
148,432
6,106
8
525
3,285
4,739
66,725
29,402
22,931
14,712
6,069
0
5,713
2,931
13,643
0
0
1
0
3,837
0
7,060
2,744
0
3,651
18,823

95

99,938
11,806
3,621
53,486
570
6,361
15,369
6,528
2,197
134,699
189
157,886
5,314
6
533
5,404
5,823
68,281
32,370
23,256
16,899
8,528
0
5,251
3,119
16,815
0
0
1
0
5,226
0
8,273
3,315
0
4,347
24,765

490

499

996

3,721

27,446

86,484

195,712

54,092

68,664

73,151

89,425

262,302

413,639

634,351

5,819
6
1,444
906
1,474
1,989
0
6,372
0
0
19
1,755
479
0
5
25
0
2,495
0
1,074
0
0
20
500
14,508
22,321
-9,312
13,009
1,500
16,538
1,519
729
2,717
822
1,619
8,076
584
374
98
7,504
1,491

8,354
81
1,709
1,827
2,069
2,666
0
7,874
0
0
57
206
414
1
4
231
0
2,933
0
1,787
0
0
114
2,128
17,935
36,203
-20,041
16,163
1,773
18,915
2,922
1,474
1,913
1,104
1,339
9,187
492
450
34
10,261
522

5,141
9
703
163
1,999
2,267
0
9,794
0
0
40
2,266
618
1
6
127
118
4,177
0
11
0
0
87
2,344
19,467
48,833
-30,499
18,334
1,133
18,790
2,415
2,460
2,206
1,797
500
8,339
534
523
16
13,150
3,318

11,890
5
5,197
199
2,740
3,750
0
10,729
0
0
1
6,906
550
0
50
173
0
1,582
0
341
0
0
101
1,024
23,559
54,744
-33,161
21,583
1,976
18,052
2,280
1,075
1,941
671
1,088
9,718
647
625
7
16,990
1,197

48,959
2
13,411
4,083
5,303
26,160
114,490
117,774
0
54
0
1,342
1
6
72,643
3
31,705
0
673
29
0
560
10,758
38,895
58,096
-20,251
37,845
1,050
32,225
7,587
1,507
4,511
1,694
1,628
14,437
120
734
9
47,864
7,616

81,331
3
13,967
9,531
9,079
48,752
305,685
69,037
4
227
0
2,286
2
9
1,654
0
50,529
0
1,435
11
0
908
11,972
52,109
94,074
-47,549
46,526
5,583
57,348
15,155
2,189
15,559
2,189
890
20,420
-225
1,163
8
47,708
19,909

42,390
4
17,009
2,401
3,545
19,431
46,618
78,730
0
0
45
0
1,076
0
14
59,565
0
11,325
0
2,330
384
5
332
3,654
28,322
55,950
-29,134
26,816
1,505
23,029
5,853
1,512
3,331
1,677
1,325
7,945
691
686
9
31,756
4,029

173
102
115
9
586
0
3,811
1,217
1,886
289

209
1,505
34
10
347
0
6,194
1,441
2,110
324

360
1,008
12
41
508
0
6,042
1,861
2,749
458

367
1,388
14
25
640
5
10,773
2,581
3,412
773

402
3,693
133
107
873
8
17,765
4,747
6,872
1,480

504
5,387
149
141
1,197
29
27,364
5,477
10,007
200

663
1,824
12
51
1,440
49
15,709
8,052
16,190
1,562

52,917

65,772

69,550

85,406

259,198

410,413

630,969

997

2,235

3,291

3,792

3,047

3,159

3,298

54,092

68,664

73,152

89,425

262,302

413,639

634,351

111,384

148,934

177,357

203,512

357,035

459,315

571,028

1986

1987

1988

1989

1990

1991

1992

95

95

390

390

390

390

390

90,511
11,806
6,100
39,475
475
6,751
16,969
7,567
1,367
133,510
202
168,970
4,476
3
511
11,775
6,282
73,992
36,653
16,849
18,430
10,001
0
5,269
3,159
22,930
3,970
7,917
1
0
5,226
0
9,878
3,856
0
6,294
53,129

77,941
15,741
657
27,830
0
6,240
18,152
8,337
983
135,948
5,684
176,997
19,574
2
405
13,346
5,595
70,465
35,894
12,703
19,012
10,771
0
4,443
3,798
55,381
26,906
6,335
0
5,212
4,837
0
13,446
4,964
17
8,628
67,662

314,166
64,623
2,012
103,571
0
30,639
75,586
35,981
1,753
535,621
25
211,172
66,701
2
9
17,495
6,213
55,572
30,361
16,174
18,644
12,538
79
3,007
3,020
65,066
29,505
19,508
0
13,404
4,030
122
13,117
4,831
57
12,805
132,807

369,479
64,623
356
148,734
1,170
34,898
76,150
41,655
1,893
529,835
13
246,405
63,954
2
717
29,741
7,063
46,397
25,324
37,419
35,787
28,106
124
4,567
2,990
59,487
26,700
13,010
0
11,183
2,907
162
13,551
4,927
57
16,171
172,312

475,066
64,609
9,144
218,547
2,340
16,054
76,550
45,716
42,104
524,917
4
244,530
62,279
1
2,231
41,011
5,799
25,320
20,898
37,403
49,588
44,012
0
3,784
1,792
52,522
24,675
6,513
0
8,320
1,857
310
12,402
4,849
109
18,297
218,575

508,240
64,609
19,035
237,511
3,510
18,285
78,803
50,417
36,069
853,360
202
222,677
60,602
1
3,541
38,762
381
13,655
14,713
15,353
75,669
72,461
0
2,529
678
59,914
19,536
0
0
5,150
1,060
20,273
9,811
3,974
109
20,711
250,342

516,793
64,609
3,942
248,819
7,410
19,629
117,098
54,289
996
1,178,367
217
247,336
58,923
1
3,412
32,731
3,789
11,929
12,051
4,648
119,852
118,492
0
1,094
266
27,492
14,397
0
0
1,719
593
159
7,284
3,235
104
270,542
2,294,514

241,815

291,455

1,085,077

1,191,560

1,549,437

1,859,727

49,449

717,361

819,696

2,356,738

2,585,261

3,083,348

3,775,172

4,584,710

97,681
1
18,531
8,813
8,587
61,750
330,506
54,865
0
223
0
3,327
16
10
5,443
3
31,227
0
953
0
0
1,388
12,274
64,861
141,201
-81,633
59,568
5,293
66,546
14,279
1,679
12,345
4,596
1,597
29,224
241
2,570
15
64,228
31,154

92,269
0
16,881
10,473
5,183
59,733
329,613
48,701
0
114
0
3,680
11
21
7,767
64
11,916
0
1,482
3,335
298
429
19,586
104,319
130,006
-49,754
80,252
34,539
84,109
11,136
2,699
14,022
11,704
2,131
40,837
(507)
2,071
17
100,970
42,699

382,705
0
53,431
73,434
29,427
226,414
1,289,627
195,543
0
1,293
0
12,508
82
72
46,296
1,214
60,073
0
2,559
4,682
660
1,484
64,621
149,410
282,795
-150,330
132,465
16,946
138,286
25,308
4,865
18,618
6,309
3,783
73,899
471
5,017
17
137,911
39,701

290,144
0
23,498
15,154
50,401
201,091
1,347,039
200,272
0
1,238
0
13,309
39
77
17,868
3,532
86,461
0
1,389
3,215
2,193
1,394
69,557
242,846
424,703
-234,301
190,402
52,444
242,076
46,047
9,257
58,290
9,678
5,618
108,982
1,645
2,542
17
166,903
80,639

239,788
0
6,030
10,639
52,071
171,049
1,308,733
193,561
0
546
0
12,903
221
114
28,780
2,276
69,311
1,850
1,413
1,519
2,153
1,775
70,698
396,308
564,552
-269,833
294,719
101,589
484,568
109,081
18,026
149,661
9,549
6,682
182,948
3,709
4,895
17
328,220
217,979

211,666
0
4,625
3,371
58,164
145,506
1,701,168
149,299
0
528
0
14,697
244
55
31,330
2,005
91,266
0
647
2,666
2,186
1,724
1,952
516,370
596,643
-171,140
425,504
90,866
767,165
188,035
17,247
245,134
8,669
13,253
277,057
11,999
5,755
17
286,489
83,206

211,885
0
11,711
2,315
50,756
147,103
1,561,144
165,154
0
426
0
17,686
233
83
19,521
423
74,987
701
1,568
3,024
2,083
14,839
29,580
876,226
1,151,916
-490,903
661,013
215,213
1,080,677
295,621
52,179
226,262
35,330
16,152
414,222
27,174
13,732
4
456,618
272,932

1,015
3,123
12
183
2,603
72
15,915
10,151
33,568
1,543

1,454
6,023
11
597
916
53
38,064
11,153
49,869
5,040

1,359
9,105
11
126
607
346
51,452
35,204
53,160
8,700

1,238
15,380
12
24
410
5
17,511
51,685
76,663
16,176

2,073
25,268
559
973
12,104
12
8,985
60,269
106,390
20,845

4,373
99,490
398
2,549
12,933
15
5,824
77,701
104,952
21,945

2,353
45,689
1,476
3,196
19,189
26
4,963
106,794
190,778
24,414

713,798

814,890

2,355,344

2,582,118

3,078,412

3,759,054

4,566,897

3,563

4,807

1,394

3,143

4,937

16,118

17,813

717,361

819,696

2,356,738

2,585,261

3,083,348

3,775,172

4,584,710

722,975

989,417

1,792,629

4,933,137

3,559,753

4,387,534

6,242,426

1993

1994

1995

1996

1997

1998

2,029

2,297

2,922

3,627

4,438

6,521

3,754,995
336,097
35,688
2,287,135
32,464
119,735
633,069
308,190
2,618
8,048,006
2
212,631
57,241
0
0
52,901
789
6,967
6,788
3,497
84,448
83,889
0
397
162
20,217
12,681
0
0
200
233
118
4,922
2,063
0
303,899
2,041,613

5,295,093
380,491
32,607
3,658,545
6,891
133,620
710,811
369,768
2,360
9,174,179
13
84,342
45,570
0
3,155
2,336
0
6,342
3,093
3,910
19,936
19,562
0
268
106
14,250
10,131
0
0
200
0
85
2,517
1,317
326,525
1,949,752

6,150,617
486,968
37,744
1,387,799
2,599,098
168,059
951,389
497,170
22,390
663,573
1,387
580,087
33,898
0
2,264
250
0
385,462
154,896
2,984
333
56
0
268
9
9,953
7,611
0
0
0
0
62
1,538
742
351,898
1,346,176

8,433,516
604,743
46,002
3,033,392
2,803,165
140,387
1,141,251
650,598
13,978
749,342
40
510,390
22,225
0
831
22
0
484,308
927
1,777
300
26
0
268
6
488,726
2,352
0
0
0
0
42
486,018
314
411,773
1,485,979

11,288,045
739,964
46,818
4,131,210
4,061,608
87,633
1,318,576
793,462
108,774
793,903
40
13,288
10,550
0
2,293
14
0
0
0
157
274
0
0
268
6
198,224
0
0
0
0
0
13
198,022
189
469,893
992,113

13,564,264
1,087,315
67,028
1,740,608
7,236,648
118,152
2,007,142
1,257,172
50,199
2,023,190
5,799
3,353,947
774
0
0
7
0
3,347,938
4,798
157
274
0
0
0
0
257,084
2,576
0
0
0
0
8,148
889,752
28
(643,419)
431,477
2,713,748

35,597

46,623

253,348

239,908

292,753

358,713

14,416,961

16,890,777

9,357,039

12,319,674

14,048,259

22,708,222

1,211,113
0
14,848
265,098
196,074
735,093
7,982,128
760,841
0
4,769
0
102,861
1,301
477
175,245
5,181
343,875
4,662
18,337
2,223
52
46,937
54,923
1,288,580
1,722,595
-789,437
933,158
355,422
1,825,056
467,585
185,251
447,350
42,589
54,361
561,069
55,939
10,908
4
515,085
138,997

1,363,247
0
6,520
47,216
214,087
1,095,424
9,061,485
988,698
0
5,188
0
91,819
3,805
573
358,098
12,300
374,212
17,047
13,786
2,246
47,462
62,162
1,601,255
1,996,468
-727,801
1,268,667
332,588
1,954,163
482,128
236,492
579,116
31,619
75,394
460,529
81,049
7,836
0
827,026
352,583

1,602,205
0
13,229
10,004
195,567
1,383,405
522,672
1,251,051
6
0
14,935
0
196,538
11,810
430
591,738
36,237
287,767
250
4,097
5,902
2,459
54,428
44,454
1,964,436
2,620,265
-1,011,664
1,608,601
355,835
1,879,468
512,225
238,560
367,859
28,217
32,220
612,778
83,586
4,023
0
741,962
275,369

1,790,819
0
45,668
12,737
155,324
1,577,090
574,887
1,930,274
808
0
25,560
0
277,782
21,786
223
1,048,074
44,002
352,068
692
3,134
3,973
2,742
123,054
26,376
2,991,838
4,621,296
-2,299,603
2,321,693
670,145
1,693,617
413,048
225,350
366,678
42,327
43,561
551,756
48,728
2,169
0
1,034,832
559,719

1,997,684
0
60,098
13,971
113,285
1,810,330
553,213
2,679,011
1,462
0
13,598
0
633,079
39,414
16
1,472,009
50,225
373,510
5,938
4,578
3,355
78,801
3,024
3,599,727
5,262,124
-2,355,629
2,906,495
693,232
2,199,707
532,933
447,058
302,637
86,067
30,289
748,324
49,944
2,455
0
685,209
178,960

2,489,569
0
9,293
15,902
161,478
2,302,896
2,824,520
2,342,953
1,887
0
53,367
1,046
224,655
17,796
7
1,524,676
67,456
364,224
28,871
6,253
4,926
43,998
3,791
6,277,057
5,028,047
-835,919
4,192,128
2,084,929
2,489,671
362,412
574,603
212,501
26,736
22,735
1,230,127
58,591
1,967
0
731,551
172,198

4,716
124,507
270
783
12,648
4
3,795
229,364
288,079
39,428

5,881
206,520
10
7,822
8,414
4
6,554
239,238
426,225
18,910

4,798
165,258
11
1,145
5,356
4
3,162
286,859
575,131
22,384

1,343
183,443
0
1,288
88
62
5,551
283,338
551,993
21,816

7,242
150,405
0
20,596
95
5
6,618
321,288
569,285
18,359

2,586
89,853
0
0
95
5
3,810
463,004
770,393
29,529

13,910,311

16,241,009

8,559,309

10,590,076

12,302,195

17,955,242

506,651

649,768

797,730

1,729,598

1,746,064

4,752,980

14,416,961

16,890,777

9,357,039

12,319,674

14,048,259

22,708,222

10,856,730

21,123,918

35,545,810

119,149,683

206,671,369

262,639,292

1.17 SISTEMA BANCARIO

CUASIDINERO (1)
Saldos en millones de sucres

CUASIDINERO
Ao

TOTAL
Moneda
nacional
b=e+g+i+k+m

a=b+c
1927 (6)
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967

7
7
7
10
7
10
10
12
19
17
22
25
36
35
42
71
91
99
110
108
90
85
101
121
134
157
190
227
242
281
316
311
357
394
422
474
551
627
712
856
935

7
7
7
10
7
10
10
12
19
17
22
25
36
35
42
71
91
99
110
108
90
85
101
121
134
157
190
227
242
281
314
301
330
349
385
426
495
567
630
744
815

Moneda
extranjera
c=d+f+h+j+l
2
10
27
45
38
48
56
60
83
112
119

DEPSITOS
MONETARIOS
(2)
Moneda
extranjera
d
2
10
27
45
38
48
56
60
83
112
119

DEPSITOS DE AHORRO (3)

Moneda
nacional
e
5
5
5
6
6
11
10
18
26
33
39
39
38
41
41
50
52
64
74
94
106
126
135
143
169
199
210
266
335
425
481
579
645

DEPSITOS A PLAZO (4)

Moneda
extranjera
f

Moneda
nacional
g
-

7
7
7
10
7
10
10
12
8
11
15
18
25
21
27
43
54
54
69
65
50
42
52
63
74
83
103
123
124
144
165
139
141
134
154
137
145
127
137
152
158

OPERACIONES DE REPORTO

Moneda
extranjera
h

Moneda
nacional
i
-

Moneda
extranjera
j
-

FONDOS DE
TARJETAHABIENTES
Moneda
nacional
m

OTROS DEPSITOS (5)

Moneda
nacional
k
-

Moneda
extranjera
l
6
1
2
1
5
3
5
9
11
12
2
4
2
2
9
7
9
10
12
10
12
11
14
19
21
16
21
23
15
15
12
14
13

1.17 SISTEMA BANCARIO

CUASIDINERO (1)
Saldos en millones de sucres

CUASIDINERO
Ao

1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

TOTAL

a=b+c
1,249
1,574
1,796
2,261
2,774
3,357
4,316
4,631
5,907
6,645
7,089
8,405
9,633
10,862
12,562
19,628
34,948
92,707
135,566
202,768
286,569
443,785
781,887
1,318,804
2,198,148
3,410,733
5,818,883
9,142,084
13,435,461
18,394,476
26,731,761
47,709,821

Moneda
nacional
b=e+g+i+k+m
1,064
1,353
1,796
2,214
2,663
3,196
4,049
4,277
5,351
5,855
6,243
7,325
8,654
9,503
11,828
17,289
31,387
88,248
125,954
189,321
263,021
400,404
723,163
1,219,222
1,959,563
2,981,811
4,906,754
6,924,699
9,671,377
11,605,063
15,036,906
19,415,959

Moneda
extranjera
c=d+f+h+j+l
186
221
48
111
161
268
354
556
790
846
1,080
979
1,359
735
2,339
3,562
4,459
9,611
13,447
23,548
43,381
58,724
99,582
238,585
428,922
912,129
2,217,385
3,764,084
6,789,413
11,694,855
28,293,862

DEPSITOS
MONETARIOS
(2)
Moneda
extranjera
d
186
221
48
111
161
268
354
556
790
846
1,080
979
1,359
735
2,339
3,562
4,352
9,399
13,232
22,848
42,926
58,270
95,758
181,781
235,867
302,065
397,497
622,448
865,342
1,751,156
5,135,338

DEPSITOS DE AHORRO (3)

Moneda
nacional
e
837
1,191
1,513
1,888
2,250
2,645
3,235
3,570
4,235
4,628
5,044
5,791
7,287
8,334
10,822
15,434
26,081
42,776
59,847
94,213
137,384
206,758
338,293
552,637
955,832
1,558,005
1,727,373
2,192,025
3,109,635
4,162,337
4,073,030
4,205,373

Moneda
extranjera
f
4,159
50,589
312,705
592,322
1,438,298
2,814,112
5,086,886

DEPSITOS A PLAZO (4)

Moneda
nacional
g
216
141
263
289
351
448
656
592
940
1,017
960
1,204
1,005
896
714
1,496
4,865
44,756
65,599
94,259
123,360
192,170
381,649
613,142
937,444
1,255,958
2,852,391
3,800,241
5,893,532
6,593,229
8,837,797
12,114,724

Moneda
extranjera
h
103
176
213
700
455
455
3,825
56,017
165,664
415,298
1,109,289
2,218,623
3,925,281
5,544,358
14,959,580

OPERACIONES DE REPORTO
Moneda
nacional
i
44,209
51,034
152,139
149,300
255,341
132,449
294,627
1,392,896
2,217,180

Moneda
extranjera
j
101
23,123
78,399
88,648
59,696
225,204
880,110
1,520,699

OTROS DEPSITOS (5)

Moneda
nacional
k
11
20
20
36
61
103
158
115
176
210
238
330
363
273
292
359
441
716
508
849
2,277
1,476
3,040
4,401
7,234
7,706
169,424
668,839
524,869
541,473
720,919
870,710

Moneda
extranjera
l
4
37
2
686
109
65,779
309,246
270,996
335,288
705,119
1,591,359

FONDOS DE
TARJETAHABIENTES
Moneda
nacional
m
181
4,833
8,019
8,003
8,266
8,252
10,892
13,396
12,264
7,972

1.18 BANCOS PRIVADOS

CARTERA
Saldos en millones de sucres
Ao

TOTAL CRDITO
a=b+c+d+e+f

1927 (5)
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981

80
80
76
74
60
60
72
82
81
85
94
106
120
141
157
210
272
292
367
386
379
458
506
566
547
668
775
986
1,085
1,246
1,412
1,565
1,774
1,990
2,076
2,138
2,249
2,522
2,534
2,694
3,262
3,860
4,043
4,795
5,623
6,504
8,052
10,495
12,921
17,136
20,912
24,323
30,814
44,784
56,602

Crditos sobre
firmas (1)
b
36
38
36
33
22
25
39
51
46
51
59
69
76
85
89
113
148
162
206
213
201
238
270
313
286
353
405
525
535
601
648
741
839
955
1,007
1,102
1,172
1,381
1,374
1,467
1,898
2,336
2,417
3,055
3,271
3,670
4,801
5,837
6,580
8,857
10,875
13,134
17,027
27,819
32,443

Crditos prendarios
c
7
6
7
8
11
15
16
37
44
37
49
41
41
48
54
55
49
57
58
64
74
97
85
65
67
71
90
72
94
93
95
89
93
111
117
167
213
333
384
361
343
385
385
363
352
400
531

Crditos
hipotecarios (2)
d
44
41
41
40
38
35
33
31
28
28
27
29
33
42
53
60
80
93
112
132
137
172
182
197
212
258
312
398
476
547
678
758
868
963
979
965
983
1,048
1,066
1,139
1,272
1,414
1,508
1,573
2,093
2,399
2,700
3,194
4,089
4,972
5,812
6,483
7,926
10,116
12,941

Crditos
especiales (3)
e
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
100
1,038
1,837
2,822
3,713
4,184
5,258
6,116
9,778

1.18 BANCOS PRIVADOS

CARTERA
Saldos en millones de sucres
Ao
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

TOTAL CRDITO
a=b+c+d+e+f
80,397
144,016
189,009
212,728
252,574
326,998
376,598
515,154
746,706
1,258,342
2,031,815
3,740,386
7,101,166
11,262,065
14,201,680
21,263,853
29,231,870
43,173,529

Crditos sobre
Crditos prendarios
firmas (1)
b
c
48,225
1,295
78,622
2,241
94,379
3,194
78,468
3,510
145,475
4,892
208,486
8,661
251,391
10,312
388,210
12,170
562,382
23,355
906,336
81,106
1,620,444
64,475
2,981,042
108,592
4,168,088
502,437
5,862,872
762,908
7,919,075
1,269,439
11,830,423
1,473,380
15,300,793
2,915,541
23,897,246
3,927,960

Crditos
hipotecarios (2)
d
15,582
18,759
21,725
21,687
25,984
30,984
37,989
45,795
58,750
131,826
185,496
325,682
789,155
1,785,123
2,545,919
4,108,781
6,547,978
13,778,877

Crditos
especiales (3)
e
13,746
18,167
25,657
26,677
28,974
34,389
41,828
56,226
88,162
102,812
88,805
178,370
766,100
1,509,047
932,534
1,360,757
1,415,912
2,628,528

Otros
Crditos (4)
f
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
46
102
67
66
72
100
127
160
251
332
909

Otros
Crditos (4)
f
1,549
26,227
44,054
82,386
47,249
44,479
35,078
12,753
14,057
36,262
72,596
146,487
875,385
1,342,114
1,534,712
2,490,513
3,051,646
-1,059,081

1.19 BANCOS PRIVADOS

CAPTACIONES
Saldos en millones de sucres
Ao

1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967

TOTAL
CAPTACIONES
a=b+c+d+e+f+g+h+i
40
36
33
33
21
35
53
63
56
73
76
87
97
132
149
211
299
339
387
346
359
391
388
557
488
622
676
823
787
903
958
934
1,137
1,265
1,315
1,480
1,706
1,883
1,958
2,351
2,683

Monetarios (2)
b
33
29
25
23
13
26
43
50
39
51
52
60
57
86
95
135
197
231
268
216
245
272
268
390
340
439
461
562
515
593
608
600
725
800
829
942
1,093
1,212
1,203
1,435
1,710

Depsitos a la vista (1)

Ahorro
Otros depsitos (3)
c
d
5
5
5
6
6
11
10
18
26
33
38
38
38
41
40
49
51
63
73
92
104
123
132
139
165
194
205
259
326
415
468
564
629

5
5
3
4
9
14
18
15
22
24
10
19
19
27
24
37
20
30
31
36
34
34
42
43
65
71
70
75
78
66
63
83
65

Depsitos a plazo (4)

Garanta
e

f
2
9
8
12
6
20
6
11
10
12
13
10
12
8
19
26
25
24
16
11
10
12
9

7
7
7
10
7
10
10
12
8
11
15
18
25
21
27
43
54
51
69
63
49
40
50
61
71
79
100
121
122
142
162
135
136
129
149
131
138
119
131
146
151

Operaciones de
reporto
g

Fondos de tarjetahabientes
h
-

Depsitos en
moneda
i
2
10
27
45
38
48
56
60
83
112
119

1.19 BANCOS PRIVADOS

CAPTACIONES
Saldos en millones de sucres
Ao

1968
1969
1970
1971
1972
1973
1974
1975
1976 (5)
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

TOTAL
CAPTACIONES
a=b+c+d+e+f+g+h+i
3,420
4,093
4,748
5,815
6,879
8,976
12,582
14,471
18,998
22,958
25,711
30,180
38,611
42,871
51,875
71,840
110,040
183,872
238,105
336,565
480,812
714,268
1,192,622
1,938,014
3,034,145
4,703,741
7,598,540
10,929,825
15,852,826
21,572,768
30,949,303
54,165,956

Monetarios (2)
b
2,098
2,434
2,855
3,403
4,000
5,491
8,123
9,581
13,036
16,092
18,439
21,579
28,288
31,427
38,196
51,192
73,629
91,742
105,393
137,763
202,712
280,676
421,696
634,490
871,570
1,353,468
1,885,194
2,015,142
2,742,481
3,629,002
4,698,417
6,648,851

Depsitos a la vista (1)

Ahorro
Otros depsitos (3)
c
d
817
1,170
1,474
1,833
2,175
2,537
3,054
3,350
3,906
4,195
4,580
5,275
6,649
7,652
9,986
14,386
24,493
40,422
56,004
88,523
129,016
195,571
322,709
530,850
923,490
1,507,425
1,658,392
2,110,440
3,004,429
4,038,943
3,970,850
4,099,171

100
118
143
207
226
299
404
502
553
766
709
976
1,349
1,330
1,125
1,427
2,036
1,858
1,635
1,250
2,826
2,102
6,569
12,382
7,703
10,299
167,904
665,468
523,064
540,922
640,775
458,473

Depsitos a plazo (4)

Garanta
e

f
11
14
19
41
23
49
126
141
124
237
305
237
511
459
1,169
1,091
1,696
946
800
2,379
1,904
2,911
2,863
1,743
756
780
967
1,113
3,467
1,252
4,591
1,477

209
136
257
283
345
439
608
543
823
878
832
1,032
834
644
662
1,405
4,624
44,200
63,947
92,974
120,451
188,992
379,269
609,459
932,442
1,241,487
2,815,632
3,655,637
5,669,172
6,261,727
8,547,849
11,669,030

Operaciones de
reporto
g
44,209
51,127
152,139
149,300
255,340
132,449
294,627
1,373,196
2,862,410

Fondos de tarjetahabientes
h
181
4,833
8,019
8,003
8,266
8,253
10,892
12,806
10,720
5,932

Depsitos en
moneda
i
186
221
48
111
161
268
354
556
791
846
1,080
979
1,359
737
2,339
3,562
4,704
10,326
13,676
23,903
44,016
59,335
100,048
239,038
430,140
912,885
2,218,432
3,766,872
6,793,489
11,702,905
28,420,612

1.20 SISTEMA BANCARIO

CAPITAL Y RESERVAS
Saldos en millones de sucres
Ao
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979

Banco Central
4
6
7
6
7
6
5
5
5
7
7
11
11
26
27
20
26
17
25
31
39
39
39
40
39
40
39
40
40
41
41
42
43
44
45
52
52
60
88
91
91
103
92
96
101
111
163
386
468
506
587
760
997

Bancos Privados
36
36
31
29
24
25
25
26
29
31
33
32
36
39
41
46
68
82
92
96
106
124
131
144
144
151
167
187
203
215
238
250
291
318
331
353
364
373
389
400
473
531
618
734
828
913
1,066
1,186
1,557
2,027
2,567
3,819
4,823

BNF (1)
8
9
9
9
9
16
16
16
27
28
30
30
31
31
31
31
68
72
77
86
110
187
211
228
246
331
343
353
364
361
362
367
390
409
426
450
474
540
492
554
578
634
679
731
684
844
1,619
1,976
2,345
2,544
4,676
4,691

1.20 SISTEMA BANCARIO

CAPITAL Y RESERVAS
Saldos en millones de sucres
Ao
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

Banco Central
2,235
3,291
3,792
3,047
3,159
3,298
3,563
4,807
1,394
3,143
4,937
16,118
17,813
506,651
649,768
797,730
1,729,598
1,746,064
4,752,980
5,053,743

Bancos Privados
6,447
7,952
9,996
12,443
15,472
15,480
27,605
36,865
62,258
92,745
151,927
308,277
590,009
970,508
1,370,629
2,568,235
3,714,425
6,238,742
8,799,029
8,837,987

BNF (1)
4,606
4,858
4,895
6,281
9,229
16,029
14,744
17,909
19,649
25,608
33,402
51,131
75,965
196,683
241,082
295,229
506,114
237,985
368,574
441,573

1.21 BANCO NACIONAL DE FOMENTO (1)

CRDITO
Saldos en millones de sucres
Ao

TOTAL CRDITO
a=b+c+d+e

1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964

8
12
13
13
13
17
19
19
23
27
33
33
37
38
40
43
83
126
144
153
181
277
281
279
314
353
371
448
478
537
573
525
536
636
628
660
745

Crditos de
fomento (2)
b

Crditos
comerciales (3)
c
8
12
13
13
13
17
19
19
23
27
28
26
29
29
27
28
56
96
111
109
132
206
193
172
210
218
245
319
326
373
374
308
324
283
242
262
348

Crditos vencidos
d
3
4
4
5
8
9
15
12
9
11
13
10
11
8
9
9
8
10
7
7
7
6
6
11
9
10
9

2
4
4
5
5
6
12
18
24
33
35
60
77
99
94
126
119
119
145
157
191
211
205
174
193
195
195

Otros (4)
e
168
184
193
192

1.21b BANCO NACIONAL DE FOMENTO (1)

CREDITO
Saldos en millones de sucres

Ao

TOTAL CREDITO
a=b+f+j

1965 (7)
1966 (7)
1967 (7)
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

808
803
902
1,011
1,158
1,255
1,371
1,596
2,300
4,344
5,991
7,483
8,929
9,681
10,788
12,098
14,064
15,448
22,991
32,882
48,105
70,780
85,812
100,688
141,433
202,622
291,066
448,420
644,584
707,989
718,885
747,644
686,359
652,871
747,566

TOTAL
b=c+d+e
783
768
833
664
695
758
912
1,064
1,518
2,671
3,447
4,236
5,130
5,478
6,252
7,309
8,851
10,433
16,522
22,224
29,782
40,021
50,686
63,070
85,454
124,044
198,754
337,745
460,345
566,393
621,650
683,618
662,475
636,341
688,064

CREDITO BANCARIO
Industrial, artesanal
y pesca
c
d

Agrcola y pecuario

530
569
651
805
944
1,354
2,243
3,001
3,585
4,045
4,343
5,025
5,778
6,844
8,390
11,390
15,443
21,718
31,704
39,409
49,565
66,035
97,112
156,394
272,587
361,819
431,990
467,077
510,305
493,993
485,698
514,986

113
94
84
82
80
74
146
219
375
682
845
945
1,110
1,466
1,888
2,653
3,961
5,670
6,820
9,400
11,568
16,681
23,702
37,169
55,372
86,106
117,072
133,333
147,915
143,172
123,178
147,652

Comercial (5)

TOTAL

f=g+h+i
21
32
23
26
40
89
283
227
276
403
290
283
421
541
155
2,479
2,820
2,394
1,496
1,877
1,937
2,738
3,230
5,191
9,786
12,420
17,331
21,240
25,398
25,310
27,465
25,426

25
35
68
93
109
122
144
199
441
1,135
1,612
2,062
2,169
2,343
2,667
2,993
3,135
4,779
6,285
10,522
18,259
24,329
30,483
35,178
41,133
52,547
70,206
109,275
170,122
192,934
186,873
201,259
172,071
104,444
198,251

CREDITO DE CAPACITACION
Industrial, artesanal
y pesca
g
h

Agrcola y pecuario

49
53
51
51
61
200
643
974
1,192
1,249
1,482
1,889
2,303
2,517
3,305
4,535
8,020
14,600
19,577
23,586
26,327
30,255
37,236
46,919
74,945
97,885
100,510
100,400
99,737
87,419
62,226
98,929

44
56
71
93
138
241
492
638
871
920
861
778
690
618
757
834
1,228
1,792
2,100
3,100
3,497
4,388
4,738
5,101
7,460
14,339
18,309
17,240
16,637
14,412
9,556
16,479

Comercial (5)
i

OTROS (6)
j

0
0
0
0
0
0
0
0
0
0
0
0
0
0
717
916
1,274
1,867
2,652
3,797
5,354
6,490
10,573
18,186
26,870
57,898
74,115
69,233
84,885
70,240
32,662
82,843

254
353
375
314
333
342
538
931
1,185
1,630
1,860
1,869
1,796
2,078
236
184
136
64
6,431
4,643
2,440
14,846
26,031
22,106
1,400
14,117
-51,338
-89,638
-137,233
-148,187
(87,914)
(138,749)

1.22 BANCO NACIONAL DE FOMENTO

DEPSITOS
Saldos en millones de sucres

Ao

1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

TOTAL DEPSITOS

Monetarios del
pblico

Monetarios de
entidades oficiales

Plazo menor (1)

a=b+c+d+e+f+g

70
80
72
76
77
96
106
118
137
141
123
130
130
150
191
195
222
202
151
174
193
175
192
208
244
263
333
460
677
989
1,868
2,302
3,243
3,901
3,706
3,619
4,961
6,332
6,220
8,263
10,726
15,158
21,174
26,530
30,599
42,199
62,782
87,969
140,022
282,754
406,942
484,379
700,067
894,659
871,558
1,131,377

34
31
24
22
23
42
39
34
40
45
42
39
40
41
45
45
53
53
60
74
77
64
73
73
77
79
105
133
179
264
505
531
804
879
1,005
949
1,167
1,191
1,322
1,654
2,505
3,244
4,150
5,546
6,914
8,194
12,456
19,713
25,460
29,618
41,103
48,861
43,885
41,195
43,602
53,003

10
30
30
32
29
23
29
36
43
32
32
33
32
38
40
39
44
38
46
55
56
50
48
49
64
83
87
133
244
363
833
1,101
1,562
1,913
1,537
1,629
2,328
3,430
3,149
4,416
5,074
7,018
9,644
12,303
10,696
15,686
26,725
31,949
57,618
168,076
225,740
175,316
264,420
335,521
360,273
441,326

1
1
1
1
1
1
2
2
2
2
2
1
2
3
2
2
2
2
3
3
3
3
4
4
5
12
13
13
44
18
52
21
27
33
31
55
47
72
135
126
132
125
119
129
159
224
328
493
886
1,656
3,371
2,031
1,479
1,370
451

Bancos e
instituciones
financieras
e
24
18
15
20
22
28
34
42
47
59
44
53
52
62
96
102
113
99
30
27
39
39
47
59
72
70
85
120
160
201
282
350
410
510
539
321
604
730
788
919
1,193
1,854
1,760
1,587
1,583
3,795
5,414
10,510
19,107
19,123
32,703
30,642
60,166
61,568
74,185
84,701

Plazo mayor

Ahorro

g
3
1
2
1
2
2
2
3
4
3
2
2
2
4
4
4
5
5
6
7
8
6
6
7
7
5
5
6
7
9
49
49
117
139
128
172
170
253
53
91
240
556
1,652
1,285
2,909
3,178
2,380
3,683
5,002
14,471
36,759
144,604
224,360
331,502
289,948
445,694

0
0
0
0
0
1
1
2
2
2
2
3
3
4
4
5
5
7
9
10
13
15
16
19
21
40
55
75
108
181
220
329
433
464
516
637
682
836
1,048
1,588
2,354
3,843
5,690
8,368
11,187
15,583
21,786
32,342
50,580
68,981
81,585
105,205
123,394
102,180
106,202

1.23 CAMBIOS ANUALES ABSOLUTOS EN LA LIQUIDEZ BANCARIA (M2), BASE MONETARIA,

MULTIPLICADOR Y CONTRIBUCION DE CADA DETERMINANTE E INTERACCION (1928-1999)
En millones de sucres
D Liquidez Bancaria (M2)
Ao

1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

Contribuciones (1)

Total

Moneda nacional

Moneda extranjera

D Base monetaria
(BM)

D Multiplicador
Monetario (m)

Total (m*DBM)

m (BM*Dm)

a = b+c
a = f+g+h

0
-8
-10
-10
21
27
23
3
25
15
-3
18
36
57
122
156
130
68
64
-114
43
78
223
-58
218
96
211
-61
197
89
-19
216
205
88
257
328
348
144
479
561
783
846
1,298
1,118
1,818
2,530
4,971
2,473
7,199
5,643
4,001
6,390
11,020
6,487
11,820
25,349
48,400
84,074
71,013
120,778
201,893
285,856
581,463
866,730
1,341,780
1,954,638
3,209,923
3,709,799
5,508,584
6,341,445
10,437,606
28,178,775

0
-8
-10
-10
21
27
23
3
25
15
-3
18
36
57
122
156
130
68
64
-114
43
78
223
-58
218
96
211
-61
197
87
-27
199
187
95
247
320
344
121
450
553
717
810
1,519
1,070
1,755
2,480
4,864
2,386
6,997
5,409
3,945
6,156
11,120
6,107
12,444
23,744
47,177
83,177
65,860
116,942
191,792
266,023
566,120
825,872
1,202,777
1,764,301
2,726,716
2,404,544
3,961,884
3,316,116
5,532,164
11,579,768

2
8
18
18
-7
10
8
4
23
29
8
66
36
-221
48
63
50
107
87
201
234
56
234
-100
379
-624
1,605
1,223
897
5,153
3,836
10,101
19,833
15,343
40,858
139,003
190,337
483,207
1,305,256
1,546,699
3,025,329
4,905,442
16,599,007

0
-5
-6
-6
14
18
11
1
22
17
-5
8
21
55
78
90
190
5
64
-87
18
30
167
-58
166
23
91
-33
110
56
-36
127
77
22
181
160
159
99
245
77
332
461
1,018
335
1,117
2,048
1,811
641
4,729
1,388
3,904
3,570
4,210
2,271
3,855
4,926
17,376
15,369
27,312
36,454
83,787
94,549
194,818
233,836
429,833
444,421
241,546
553,719
650,550
966,964
1,660,083
7,720,781

-0.0
0.0
0.0
0.0
-0.1
-0.0
0.1
0.0
-0.1
-0.1
0.0
0.0
0.0
-0.2
0.0
0.1
-0.3
0.1
-0.0
-0.0
0.0
0.1
-0.0
0.0
-0.0
0.1
0.1
-0.0
0.0
0.0
0.0
0.0
0.1
0.0
-0.0
0.0
0.0
-0.0
0.0
0.2
0.1
-0.0
-0.2
0.1
-0.1
-0.2
0.2
0.1
-0.2
0.2
-0.2
-0.0
0.1
0.1
0.1
0.4
0.1
0.6
-0.2
0.1
-0.3
0.1
0.0
0.2
-0.0
0.3
1.3
0.4
0.7
0.2
0.1
-1.4

0
-9
-10
-10
22
29
18
2
34
24
-8
13
32
77
113
137
234
7
84
-114
24
42
233
-82
233
33
142
-51
173
88
-58
205
129
38
305
275
279
173
434
151
668
916
1,837
644
2,081
3,465
3,435
1,296
8,804
2,848
7,227
6,576
8,250
4,603
8,270
12,443
45,285
49,507
83,292
113,760
238,689
274,323
571,457
742,867
1,356,818
1,554,556
1,152,350
2,886,873
3,841,402
5,861,367
10,172,154
36,295,024

-0
1
0
0
-2
-2
6
1
-11
-10
4
5
4
-28
13
25
-159
61
-22
-0
19
38
-13
22
-19
64
76
-9
27
1
37
12
81
50
-54
59
76
-30
51
424
132
-83
-722
513
-330
-1,285
1,905
1,257
-2,366
3,059
-4,009
-220
3,265
2,037
4,006
14,781
4,508
44,020
-16,965
9,606
-59,575
16,509
16,221
180,822
-23,745
551,771
2,365,011
1,068,157
2,116,872
631,664
374,817
-19,130,291

Contribuciones (1)
Interaccin
h
0
0
0
0
1
1
-1
-0
3
1
0
-0
-1
8
-4
-6
55
-1
2
-0
-1
-2
3
2
4
-2
-7
-0
-3
-0
1
-1
-5
-1
7
-6
-7
2
-6
-15
-17
13
183
-39
67
350
-370
-81
761
-264
783
33
-495
-154
-455
-1,875
-1,394
-9,452
4,686
-2,587
22,780
-4,976
-6,215
-56,960
8,707
-151,690
-307,438
-245,231
-449,690
-151,586
-109,365
11,014,042

1.24 ESTRUCTURA PORCENTUAL DE LOS DETERMINANTES EN LA VARIACION ANUAL DE LA LIQUIDEZ BANCARIA (M2) (1928-1999)
En porcentajes

Ao

Liquidez bancaria
(M2) D anual
a

1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975

Estructura porcentual (M2)

Moneda nacional
b

0
-8
-10
-10
21
27
23
3
25
15
-3
18
36
57
122
156
130
68
64
-114
43
78
223
-58
218
96
211
-61
197
89
-19
216
205
88
257
328
348
144
479
561
783
846
1,298
1,118
1,818
2,530
4,971
2,473

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
98.2
141.6
91.9
91.3
108.3
95.9
97.6
98.8
84.3
93.9
98.6
91.5
95.8
117.0
95.7
96.5
98.0
97.9
96.5

Estructura porcentual de los determinantes (1)

Moneda extranjera

Total

BM

Interaccin

d = b+c
d = e+f+g

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.8
-41.6
8.1
8.7
-8.3
4.1
2.4
1.2
15.7
6.1
1.4
8.5
4.2
-17.0
4.3
3.5
2.0
2.1
3.5

100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

121.2
113.3
100.5
101.1
107.4
104.7
78.3
68.5
134.3
155.2
228.3
71.9
91.1
135.7
92.3
88.0
180.4
10.4
130.5
99.8
56.4
53.5
104.5
141.2
107.0
34.8
67.4
84.4
87.8
98.8
302.1
95.0
62.7
43.8
118.6
83.8
80.1
120.0
90.6
27.0
85.3
108.3
141.6
57.6
114.4
137.0
69.1
52.4

-21.3
-11.7
-0.4
-0.9
-11.2
-6.7
25.8
32.1
-45.0
-64.9
-122.3
30.3
10.5
-50.2
10.9
16.1
-123.1
90.5
-34.1
0.2
45.0
49.0
-5.8
-38.0
-8.7
66.9
36.0
15.0
13.6
1.3
-195.5
5.6
39.7
57.2
-21.2
18.0
21.8
-21.2
10.6
75.7
16.9
-9.8
-55.6
45.9
-18.2
-50.8
38.3
50.8

0.1
-1.6
-0.1
-0.2
3.8
2.1
-4.0
-0.6
10.7
9.7
-6.0
-2.3
-1.6
14.5
-3.2
-4.0
42.7
-0.9
3.6
0.0
-1.5
-2.5
1.3
-3.2
1.7
-1.7
-3.4
0.5
-1.4
-0.1
-6.6
-0.6
-2.4
-1.0
2.6
-1.8
-1.9
1.1
-1.2
-2.6
-2.2
1.5
14.1
-3.5
3.7
13.8
-7.4
-3.3

1.24 ESTRUCTURA PORCENTUAL DE LOS DETERMINANTES EN LA VARIACION ANUAL DE LA LIQUIDEZ BANCARIA (M2) (1928-1999)
En porcentajes

Ao

Liquidez bancaria
(M2) D anual
a

1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

7,199
5,643
4,001
6,390
11,020
6,487
11,820
25,349
48,400
84,074
71,013
120,778
201,893
285,856
581,463
866,730
1,341,780
1,954,638
3,209,923
3,709,799
5,508,584
6,341,445
10,437,606
28,178,775

Estructura porcentual (M2)

Moneda nacional
b
97.2
95.8
98.6
96.3
100.9
94.2
105.3
93.7
97.5
98.9
92.7
96.8
95.0
93.1
97.4
95.3
89.6
90.3
84.9
64.8
71.9
52.3
53.0
41.1

Estructura porcentual de los determinantes (1)

Moneda extranjera

Total

BM

Interaccin

d = b+c
d = e+f+g

2.8
4.2
1.4
3.7
-0.9
5.8
-5.3
6.3
2.5
1.1
7.3
3.2
5.0
6.9
2.6
4.7
10.4
9.7
15.1
35.2
28.1
47.7
47.0
58.9

100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

122.3
50.5
180.6
102.9
74.9
71.0
70.0
49.1
93.6
58.9
117.3
94.2
118.2
96.0
98.3
85.7
101.1
79.5
35.9
77.8
69.7
92.4
97.5
128.8

-32.9
54.2
-100.2
-3.4
29.6
31.4
33.9
58.3
9.3
52.4
-23.9
8.0
-29.5
5.8
2.8
20.9
-1.8
28.2
73.7
28.8
38.4
10.0
3.6
-67.9

10.6
-4.7
19.6
0.5
-4.5
-2.4
-3.9
-7.4
-2.9
-11.2
6.6
-2.1
11.3
-1.7
-1.1
-6.6
0.6
-7.8
-9.6
-6.6
-8.2
-2.4
-1.0
39.1

1.25 DETERMINANTES DEL MULTIPLICADOR (M2/BM)

Coeficientes

Ao

1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

Preferencia por efectivo Preferencia por reservas

(e)
e=EMC/DT (1)
( r ) (2) r=R/DT
0.93
0.99
0.93
0.87
1.06
0.74
0.64
0.74
0.79
0.77
0.86
0.88
0.81
0.62
0.82
0.77
0.74
0.78
0.76
0.77
0.91
0.88
0.78
0.79
0.82
0.75
0.74
0.74
0.73
0.73
0.69
0.68
0.61
0.63
0.63
0.60
0.57
0.55
0.58
0.54
0.46
0.44
0.40
0.46
0.39
0.38
0.39
0.36
0.35
0.37
0.37
0.37
0.39
0.38
0.38
0.38
0.34
0.31
0.22
0.21
0.21
0.24
0.24
0.22
0.19
0.19
0.18
0.14
0.12
0.11
0.11
0.11
0.17

0.27
0.24
0.25
0.27
0.19
0.36
0.42
0.32
0.30
0.39
0.43
0.39
0.38
0.42
0.48
0.45
0.40
0.67
0.55
0.58
0.55
0.52
0.48
0.49
0.46
0.50
0.44
0.38
0.39
0.37
0.39
0.37
0.39
0.34
0.32
0.35
0.34
0.33
0.32
0.33
0.28
0.28
0.31
0.35
0.33
0.36
0.43
0.36
0.32
0.37
0.30
0.37
0.37
0.33
0.30
0.26
0.19
0.19
0.16
0.18
0.18
0.19
0.19
0.20
0.18
0.19
0.16
0.10
0.09
0.07
0.08
0.07
0.08

m=1+e/r+e

1.6147
1.6134
1.6369
1.6381
1.6414
1.5850
1.5540
1.6382
1.6517
1.5299
1.4397
1.4785
1.5263
1.5540
1.4040
1.4536
1.5236
1.2320
1.3433
1.3076
1.3072
1.3428
1.4090
1.3916
1.4239
1.4016
1.4751
1.5537
1.5439
1.5696
1.5706
1.6058
1.6161
1.6803
1.7192
1.6822
1.7184
1.7609
1.7448
1.7686
1.9606
2.0126
1.9851
1.8056
1.9234
1.8631
1.6922
1.8964
2.0225
1.8615
2.0516
1.8511
1.8418
1.9593
2.0271
2.1453
2.5260
2.6062
3.2212
3.0497
3.1206
2.8488
2.9014
2.9333
3.1769
3.1566
3.4979
4.7707
5.2136
5.9049
6.0616
6.1275
4.7010

1.26 CAMBIOS ANUALES ABSOLUTOS EN EL MULTIPLICADOR,

CONTRIBUCION DE LOS DETERMINANTES E INTERACCION (1928-1999)
Ao
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

D m (1)
-0.00
0.02
0.00
0.00
-0.06
-0.03
0.08
0.01
-0.12
-0.09
0.04
0.05
0.03
-0.15
0.05
0.07
-0.29
0.11
-0.04
-0.00
0.04
0.07
-0.02
0.03
-0.02
0.07
0.08
-0.01
0.03
0.00
0.04
0.01
0.06
0.04
-0.04
0.04
0.04
-0.02
0.02
0.19
0.05
-0.03
-0.18
0.12
-0.06
-0.17
0.20
0.13
-0.16
0.19
-0.20
-0.01
0.12
0.07
0.12
0.38
0.08
0.62
-0.17
0.07
-0.27
0.05
0.03
0.24
-0.02
0.34
1.27
0.44
0.69
0.16
0.07
-1.43

Contribuciones
r

e
-0.03
0.03
0.03
-0.10
0.17
0.06
-0.06
-0.03
0.01
-0.03
-0.01
0.03
0.10
-0.06
0.02
0.01
-0.01
0.00
-0.00
-0.03
0.01
0.03
-0.00
-0.01
0.02
0.00
0.00
0.00
0.00
0.02
0.01
0.04
-0.02
0.00
0.02
0.03
0.02
-0.03
0.04
0.10
0.03
0.06
-0.06
0.09
0.01
-0.00
0.04
0.01
-0.02
-0.00
-0.00
-0.02
0.01
-0.01
0.01
0.11
0.10
0.52
0.03
0.02
-0.14
0.03
0.07
0.17
0.01
0.10
0.52
0.42
0.19
0.22
-0.10
-0.85

0.03
-0.01
-0.03
0.10
-0.24
-0.09
0.15
0.04
-0.12
-0.05
0.05
0.02
-0.07
-0.06
0.03
0.06
-0.23
0.12
-0.03
0.03
0.03
0.04
-0.01
0.04
-0.04
0.07
0.08
-0.01
0.02
-0.02
0.03
-0.03
0.08
0.04
-0.06
0.01
0.03
0.01
-0.02
0.13
0.02
-0.08
-0.10
0.05
-0.07
-0.15
0.20
0.13
-0.12
0.21
-0.18
0.01
0.11
0.08
0.12
0.35
-0.01
0.30
-0.19
0.05
-0.10
0.02
-0.04
0.10
-0.03
0.28
1.27
0.07
0.60
-0.05
0.17
-0.19

Interaccin
-0.00
-0.00
-0.00
0.00
0.01
0.00
0.00
0.00
-0.01
-0.01
-0.00
-0.00
-0.00
-0.03
-0.00
-0.00
-0.06
-0.01
-0.00
-0.00
-0.00
-0.01
-0.00
-0.00
0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.00
-0.03
-0.00
0.00
-0.02
-0.01
-0.00
-0.02
-0.03
-0.01
-0.01
-0.02
-0.02
-0.00
-0.01
-0.00
-0.01
-0.08
-0.00
-0.20
-0.01
-0.00
-0.03
-0.00
-0.00
-0.03
-0.00
-0.04
-0.51
-0.05
-0.10
-0.01
-0.00
-0.39

1.27 ESTRUCTURA PORCENTUAL DE LOS DETERMINANTES DEL

MULTIPLICADOR MONETARIO E INTERACCION (1928-1999)
En porcentajes
Ao
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

Multiplicador
monetario m
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

e
2,610.69
134.82
2,691.46
-2,971.00
-304.60
-179.01
-75.36
-198.06
-7.93
34.70
-23.61
67.21
365.91
42.19
37.11
18.48
1.81
3.01
1.33
7,635.68
18.43
49.35
24.28
-28.27
-99.36
5.30
1.85
-36.65
10.18
2,141.11
19.76
380.63
-25.02
1.87
-62.83
73.67
41.82
189.68
170.59
50.74
60.83
-206.03
31.05
73.36
-11.65
1.60
18.23
5.22
13.58
-0.56
0.48
181.09
11.48
-17.21
6.47
29.70
123.86
84.56
-17.61
32.65
52.01
60.83
231.46
69.26
-50.16
30.51
40.49
95.84
26.77
137.20
-154.76
59.51

Contribuciones (1)
r
-2,514.04
-30.28
-2,588.23
3,061.97
419.07
283.37
174.38
296.38
101.66
54.75
124.98
40.16
-252.14
38.08
69.31
88.04
77.55
106.82
95.90
-7,543.15
85.76
61.52
73.73
129.04
201.66
100.53
103.66
136.45
91.78
-2,038.60
83.21
-276.04
127.53
100.50
162.66
30.69
62.01
-92.93
-66.19
65.85
43.42
307.52
56.42
38.35
108.94
89.01
96.29
101.76
77.21
110.72
89.69
-82.67
95.67
120.09
99.69
91.50
-18.23
48.02
112.74
70.04
36.83
41.61
-129.04
41.69
149.67
81.62
99.81
15.55
87.22
-33.82
255.52
13.46

Interaccin
3.35
-4.54
-3.23
9.04
-14.46
-4.36
0.98
1.68
6.27
10.55
-1.37
-7.37
-13.77
19.74
-6.43
-6.52
20.64
-9.83
2.77
7.47
-4.18
-10.87
2.00
-0.77
-2.30
-5.83
-5.51
0.21
-1.96
-2.51
-2.97
-4.59
-2.51
-2.38
0.17
-4.36
-3.83
3.25
-4.40
-16.59
-4.25
-1.49
12.53
-11.71
2.71
9.38
-14.52
-6.99
9.21
-10.16
9.83
1.59
-7.15
-2.88
-6.16
-21.20
-5.62
-32.58
4.87
-2.69
11.16
-2.44
-2.42
-10.95
0.49
-12.13
-40.29
-11.39
-13.98
-3.37
-0.76
27.02

1.28 TASAS DE INTERES REFERENCIALES NOMINALES EN SUCRES (1993 - 1999) (1)

REFERENCIALES NOMINALES
Perodo

Bsica (2)

Pasiva (3)

Activa (4)

Legal (5)

Mxima
Convencional (6)

1993

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

36.89
23.87
21.13
26.33
39.94
42.16
40.90
38.65
27.77
21.57
17.17
26.28

36.89
23.87
21.13
26.33
39.94
45.72
40.72
39.74
33.70
27.10
23.12
29.58

46.89
33.87
31.13
36.33
53.76
58.83
54.06
52.47
41.64
35.25
33.57
36.03

49.00
46.89
33.87
31.13
36.33
53.76
58.83
54.06
52.47
41.64
35.25
33.57

49.00
70.34
50.81
46.70
54.50
80.64
88.25
81.09
78.71
62.46
52.88
50.36

1994

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

43.22
34.45
19.64
24.36
27.10
27.91
28.82
25.65
28.59
28.68
29.96
34.49

35.13
40.54
28.01
27.26
32.31
34.17
37.70
35.16
35.34
35.40
36.53
41.58

46.11
49.27
35.98
35.75
40.15
43.20
45.61
44.73
42.36
44.39
44.88
48.89

36.03
46.11
49.27
35.98
35.75
40.15
43.20
45.61
44.73
42.36
44.39
44.88

54.05
69.17
73.91
53.97
53.63
60.23
64.80
68.42
67.10
63.54
66.59
67.32

1995

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

31.34
50.55
45.87
37.27
33.37
32.40
37.98
36.94
36.51
37.27
38.22
36.28

37.68
65.60
57.76
44.62
39.84
37.87
38.46
40.66
42.27
43.34
46.95
47.72

48.59
71.10
70.59
59.11
52.21
50.71
47.90
49.61
52.73
55.70
59.41
59.92

59.92
48.59
71.10
70.59
59.11
52.21
50.71
47.90
49.61
52.73
55.70
59.41

89.88
72.89
106.65
105.89
88.67
78.32
76.07
71.85
74.42
79.10
83.55
89.12

1996

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

37.79
40.04
37.51
40.08
41.62
44.49
44.98
40.80
25.39
24.63
25.70
24.71

51.75
51.57
44.14
43.25
45.96
49.28
49.27
47.01
35.21
32.29
32.69
33.68

62.47
62.83
58.47
58.12
58.96
60.37
61.57
59.50
52.19
48.58
46.38
45.96

45.96
62.47
62.83
58.47
58.12
58.96
60.37
61.57
59.50
52.19
48.58
46.38

68.94
93.71
94.25
87.71
87.18
88.44
90.56
92.36
89.25
78.29
72.87
69.57

1997

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

24.94
26.51
24.36
24.71
24.18
24.27
24.18
24.71
26.60
26.73
28.09
27.86

33.22
31.28
31.97
30.00
29.88
27.97
26.27
27.25
29.51
29.67
29.43
31.53

46.40
46.55
46.80
45.80
45.00
44.74
40.96
39.65
37.41
41.10
37.46
39.02

39.02
46.40
46.55
46.80
45.80
45.00
44.74
40.96
39.65
37.41
41.10
37.46

58.53
69.60
69.83
70.20
68.70
67.50
67.11
61.44
59.48
56.12
61.65
56.19

1998

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

28.55
32.72
34.26
36.94
38.32
41.67
42.88
44.35
45.03
48.05
54.00
53.18

33.20
34.06
34.78
36.84
39.84
40.83
43.08
43.44
43.94
46.30
49.96
49.06

38.74
40.77
42.03
43.72
44.13
48.57
51.95
52.97
54.29
58.45
61.84
61.14

39.02
38.74
40.77
42.03
43.72
44.13
48.57
51.95
52.97
54.29
58.45
61.84

58.53
58.11
61.16
63.05
65.58
66.20
72.86
77.93
79.46
81.44
87.68
92.76

1999

Enero
Febrero
Marzo
Abril
Mayo
Junio
Julio
Agosto
Septiembre
Octubre
Noviembre
Diciembre

75.91
58.90
50.72
61.79
58.54
59.79
57.97
58.12
57.03
58.75
59.90
91.16

50.77
54.86
50.72
49.91
49.27
47.36
50.14
47.75
44.96
43.71
43.89
46.90

63.54
66.01
62.13
66.69
68.59
64.74
63.49
63.03
66.80
60.93
64.38
72.63

61.14
63.54
66.01
62.13
66.69
68.59
64.74
63.49
63.03
66.80
60.93
64.38

91.71
95.31
99.02
93.20
100.04
102.89
97.11
95.24
94.55
100.20
91.40
96.57

1.29 TASAS DE INTERES: LEGAL Y MAXIMA CONVENCIONAL (1948 - 1999)

En porcentajes
TASAS
Ao

1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999

Regulacin No.

(1)
(1)
(1)

001-48
001-48
001-48
001-48
107-52
107-52
107-52
107-52
183-56
183-56
183-56
183-56
183-56
183-56
183-56
183-56
183-56
183-56
183-56
183-56
183-56
183-56
545-70
545-70
545-70
545-70
545-70
755 - 75
755 - 75
755 - 75
755 - 75
755 - 75
755 - 75
755 - 75
1170 -82
125 -83
214-84
214-84
367-86
419-87
419-87
607-89
693-90
747-91
747-91
837-93
837-93
837-93
837-93
837-93
837-93
837-93

Fecha

13-may-48
13-may-48
13-may-48
13-may-48
15-jul-52
15-jul-52
15-jul-52
15-jul-52
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
15-nov-56
22-ene-70
22-ene-70
22-ene-70
22-ene-70
22-ene-70
16-ene-75
16-ene-75
16-ene-75
16-ene-75
16-ene-75
16-ene-75
16-ene-75
07-ene-82
18-oct-83
11-dic-84
11-dic-84
11-ago-86
05-may-87
05-may-87
06-jul-89
06-jul-90
18-jul-91
18-jul-91
20-ene-93
20-ene-93
20-ene-93
20-ene-93
20-ene-93
20-ene-93
20-ene-93

Mxima
Convencional

Legal

8.00
8.00
8.00
8.00
8.00
8.00
8.00
15.00
19.00
23.00
23.00
23.00
23.00
23.00
32.00
35.00
49.00
49.00
33.57
44.88
59.41
46.38
37.46
61.84
64.38

10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
12.00
12.00
12.00
12.00
12.00
12.00
12.00
12.00
12.00
12.00
12.00
12.00
15.00
19.00
23.00
23.00
23.00
28.00
28.00
36.00
39.00
49.00
49.00
50.36
67.32
89.12
69.57
56.19
92.76
96.57

1.30 TASAS DE INTERES : OPERACIONES PASIVAS DE BANCOS PRIVADOS E INSTITUCIONES FINANCIERAS (1948 - 1986) (1)
En porcentajes

No.Regulacin

LIBRETAS ORDINARIAS DE
AHORRO

Perodo

Bancos
Asociaciones
Privados Mutualistas (1)
001-48

13-May-48

026-49

28-jun-49

517-68

14-may-68

545-70

DEPOSITOS PLAZO MAYOR

Bancos privados seccin
ahorros

Bancos comerciales y
secc. comercial de otros

Asociaciones mutualistas
(2)

POLIZAS DE ACUMULACION

CERTIFICADOS FINANCIEROS

Bancos e instituciones
financieras

Compaias Financieras
privadas

31-90 dias
91-180dias
181-360 dias

2
4
6

31-90 dias
91-180dias
181-360 dias

4
5
6

31-180 dias
181 das o ms

5
6

31 - 90 dias
91 -180 dias
181 das o ms

2
4
6

31-180 dias
181 das o ms

5
6

22-ene-70

31-180 dias
181-360 dias
361 dias o ms

7
8
9

31 - 90 dias
91 -180 dias
181 - 360 dias
361 dias o ms

5
7
8
9

31 - 180 dias
181 - 360 dias
361 dias o ms

8
9
10

755-75

16-ene-75

31-180 dias
181-360 dias
361 dias o ms

7
8
9

31 -180 dias
181 - 360 dias
361 dias o ms

7
8
9

31 - 180 dias
181 - 360 dias
361 dias o ms

8
9
10

1094-80

16-sep-80

(2)

1123-81

18-Mar-81

(3)
(4)

31-180dias
181-360 dias
361-540 dias
541 das - 2 aos
ms de 2 aos

9
10
11
12
13

31-180 dias
181-360 dias
361-540 dias
541 das -2 aos
ms de 2 aos

10
11
12
13
14

31-180dias
181-360 dias
361-540 dias
541 das - 2 aos
ms de 2 aos

1170-82

7-ene-82

(5)
(6)

12

13

hasta 180 dias

181 dias o ms

12
13

hasta 180 dias

181 dias o ms

13
14

hasta 180 dias

181 dias o ms

061-83

18-Mar-83

(7)

min 13
max 15

min 13
max 15

min 13
max 15

min 13
max 15

min 13
max 15

min 13
max 15

074-83

21-abr-83

(8)

min 13
max 15

min 13
max 16

min 13
max 15

min 13
max 16

min 13
max 15

min 13
max 15

125-83

18-Oct-83

(9)

min 16

min 16

151-84

10-feb-84

(10)

16

16

30 -180 dias
181 -360 dias
361 das o ms

17
18
19

30 -180 dias
181 -360 dias
361 das o mas

17
18
19

30 -180 dias
181 -360 dias
361 das o ms

17
18
19

30 -180 dias
181 -360 dias
361 das o ms

17
18
19

175-84

15-Jun-84

(10)
(11)

18

18

31 - 180 dias
181 - 360 dias
361 das o ms

19
20
21

31 - 180 dias
181 - 360 dias
361 das o mas

19
20
21

31 - 180 dias
181 - 360 dias
361 das o ms

19
20
21

31 - 180 dias
181 - 360 dias
361 das o ms

19
20
21

214-84

11-dic-84

(10)
(12)

20

20

367-86

11-agos-86

(13)

31 -180 dias
181 - 360 dias
361 dias o ms

min 16

22

min 16

22

8
9
10

9
270 - 360 das
10
361 - 540 das
11
541 das - 2 aos
12 ms de 2 aos - 3 aos
13

10
11
12
13

12
13

13
14

270 - 360 das

361 das o ms

min 16

22

min 16

22

ASOCIACIONES MUTUALISTAS
Depsitos de
ahorro
30-83
21.92
25.10
25.21
25.14
16.73
20.19
23.01
17.33
12.96
10.72
10.05

COMPAIAS DE INTERMEDIACION FINANCIERA

Depsitos a plazo

34.24
30.79
33.18
30.70
21.68
34.18
40.82
23.00
24.19
42.90
42.55

84-91
42.05
25.36
27.60
41.09
40.85

92-175
34.20
39.33
42.95
39.22
23.97
36.01
42.16
27.91
32.19
48.95
44.00

176-360
41.52
26.68
29.53
37.15
38.84

361 o ms
37.33
27.68
30.00
41.06
42.82

1-29

30-83
46.91
-

COMPAIAS DE ARRENDAMIENTO MERCANTIL

Operaciones de
reporto
1-29

Depsitos a plazo

Otros depsitos

42.58
-

84-91

92-175
-

43.25
-

176-360
41.80
-

361 o ms
-

Depsitos a plazo
30-83
28.90
42.60
49.08
-

84-91
46.34
46.78
41.50
30.25
41.30
47.28
-

92-175
44.85
51.59
48.38
29.12
34.95
43.05
-

176-360
46.51
57.94
51.96
30.99
38.22
-

361 o ms
60.97
60.80
56.16
31.55
41.67
-

ASOCIACIONES MUTUALISTAS
Operaciones de
reporto
1-29
38.77
47.80
66.64
30.51
25.19
43.55
-

Operaciones de libre contratacin

1-29
32.44
44.56
65.70
50.93
52.97
54.62
-

30-83
44.02
45.56
51.34
58.00
30.08
42.85
60.72
41.25
50.64
56.08
54.14

84-91
49.79
48.84
59.13
48.81
43.89
57.25
55.78

COMPAIAS DE
ARRENDAMIENTO MERCANTIL

COMPAIAS DE INTERMEDIACION FINANCIERA

92-175
42.08
46.14
52.00
57.03
36.75
46.73
57.05
46.70
54.36
53.09
51.38

176-360
34.78
40.20
47.78
51.04
38.04
45.19
58.53
49.41
41.51
49.59
59.87

361 o ms
32.35
38.30
44.99
49.07
37.28
41.55
48.35
40.59
37.14
47.26
52.33

Operaciones de
reporto
1-29
42.75
53.74
78.75
-

Operaciones de libre contratacin

1-29

30-83
49.59
46.41
57.50
53.74
43.91
53.09
79.18
-

49.40
49.36
58.04
60.93
42.48
52.89
71.16
-

84-91
41.49
53.47
72.83
-

92-175
31.81
52.51
57.87
61.20
39.40
47.56
67.04
-

176-360
48.94
57.14
69.35
46.08
48.06
66.24
-

361 o ms
48.96
46.45
63.93
-

Operaciones de libre
contratacin
176-360
361 o ms
46.27
-

37.39
42.05
-