1.

Introduction

From the study we will be able to know the overall financial performance of Dhaka Bank Limited. We will find a way how to overcome the problem in performing the financial activities. Dhaka Bank Ltd is one of the third generation banks in Bangladesh and has a strong position in the current competitive market. Dhaka Bank is trying to develop its reputation among its client by offering excellent services through General Banking, Credit Division and specially Foreign Exchange Division. They also introduced online banking service. Dhaka bank ltd. is a Scheduled Bank, which was incorporated as a public limited company on April 06, 1995 under the Companies Act, 1994. Within this short time the bank has been successful in positioning itself as progressive and dynamic financial institution in the country. The Bank is now widely acclaimed by the business community from small entrepreneur to big merchant and multinational, including top rated corporate and foreign investors, for modern and innovative ideas and financial solution. Dhaka Bank Limited (DBL) started its commercial operation as a Private Sector Bank on July 05, 1995 with a target to play the vital role on the socio-economic development of the country. The Authorized Capital of the Bank at that time was Tk.1000 million, divided into 10 million ordinary shares of Tk. 100 each. The issued, subscribed, and paid up capital of the bank in 1995 was Tk. 100 million, which was paid fully by the sponsors. The Bank offers a full range of Personal, Corporate, International Trade, Foreign Exchange, Lease Finance and Capital Market Services. It is the preferred choice in Banking for friendly and personalized services, cutting edge technology, tailored solutions for business needs, Global reach in Trade and Commerce and high yield on Investments, assuring Excellence in Banking Services. Dhaka Bank Ltd provided 15% cash dividend & 10% stock dividend [i.e. 1(one) bonus Share for every 10(ten) shares] for the year that ended December 31, 2010 to its shareholders. The Bank has 45 branches, 2 SME Service Centers, 1 Business Center, 2 Offshore Banking Units across the country and a wide network of correspondents all over the world. The Bank has plans to open more branches to expand the network. The Bank offers the full range of banking and investment services which backed by the latest technology and a team of highly motivated officers and staff. In the effort to provide Excellence in banking services, the Bank has launched Online Banking service, joined a countrywide-shared ATM network and has introduced a co-branded credit card.

Objectives of the Study: The overall objectives of this study are: To analyze the financial performance of Dhaka Bank Ltd. To be introduced with banking activities To increases our theoretical and practical knowledge To increases our efficiency To increases our analytical ability To find out the problems relating to financial performance of DBL To suggest about the remedial action for the problems relating to the financial activities of DBL. Methodology & Data Collection: Data have been collected from both primary and secondary sources. The necessary information have been collected from the daily news papers, relevant journals, annual reports of Dhaka Bank & publications of other relevant institutions have also been taken into consideration. Primary Sources: Face to face conversation with the bank officers & staffs. Conversation with the clients. Different manuals of Dhaka Bank Limited. Different circulars of Dhaka Bank Limited.

Secondary Sources: Procedure manual published by the Dhaka Bank Ltd. Files and documents of the branch. Annual report of Dhaka Bank Limited, 2009-2010. Different papers of Dhaka Bank.