Professional Documents
Culture Documents
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Q.1) What is meant by saying that where the chairman should able to deal with
Hidden Agenda, and Mention some advantage and disadvantage of
committee meeting, conference meeting.
Ans: The chairman should be able to recognize all the members present and
should make it a point to introduce newcomers to those present. His greatest
skill lies, however, in his ability to deal with the “hidden agenda”. The
formal agenda is placed before the meeting by the secretary and its items
will be discussed at an “intellectual level” by the members at the instance of
the chairman, but what is not placed before the members is the hidden
emotional agenda. By this hidden emotional agenda is means the feelings,
ambitions, and beliefs of the members present. These feelings and emotions
are never openly expressed but they influence the direction the discussion
takes. The chairman must learn to recognize the items of the hidden agenda
present and make correct judgments about when to suppress them and when
to encourage their open expression.
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Committee meetings at the level higher management help to take proper and
effective decisions regarding the working of the whole organization.
Disadvantage of committees meetings: -
1. Both, formal and informal meetings can be time – consuming and expensive.
A great deal of money and time has to be spent on making preparations and
on the actual conduct of a meeting.
2. A meeting may end without any useful conclusion if there is much
disagreement among the participants.
3. There may not be any useful outcome. Several persons take meetings lightly
and attend without preparation, just for the sake of spending some time
away from their work place.
4. If the chairperson is not skilled in conducting a meeting, there may be a
great deal of useless talk from the chair, causing other to feel frustrated if
they do not get an opportunity to respond or to express their views.
5. Recent research in group activity has shown that leader and participants can
be trained in group activity and discussion. The disadvantages can be
overcome with training of organization members.
Advantages of Conference: -
1. They encourage the exchange of ideas and opinions.
2. They bring out the many facts of a problem or situation by
discussion.
3. They provide valuable practice in analyzing situations and help to
determine what should be done.
4. Like committee meetings, they provide an opportunity for face to face
communication, personal observation and conversation.
5. They provide an opportunity for consultation with parties like
customers, clients, trade union representatives and enable
management to gather their reactions.
6. They increase employee motivation by employee participation.
Disadvantages of Conference: -
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1. When conferences are held often with subordinates they might give
the subordinates the impression that the management is unable to
arrive at a decision on its own.
2. If a subordinates is called to a conference on a subject which is out
side his scope of experience it will only make him feel frustrated and
inadequate.
3. Sometimes, when conferences are badly chaired they might only
result in clouding as issue or complicating a problem.
Q.2) How would you prepare yourself to take part in common meeting and
conference and what will you do for the meeting to be in the progress?
Ans: - Preparation for Taking Part in the Common and Conference Meetings
A meeting needs the support of written communication in the form of
notice of the meeting, agenda of items to be discussed at the meeting and
minutes which are a record of the proceedings of the meeting.
The seating arrangements and the duration of the
meeting depend upon the number of participants, the subject of the meeting
and the objective of the meeting. It may be a small committee meeting or
large conference meeting, or a group discussion meetings; its success
depends on the preparation and arrangements made by those in charge and
responsible for calling the meeting and conducting it. The convener,
chairman or leader has the responsibility to ensure that the arrangements
are made properly. A secretary or any member of the staff may be assigned
the duty of arranging for the meeting; the person making the arrangements
must be briefed properly and given a check – list to work from.
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Projection equipment:
a. Plugged in, tested.
b. Focused and properly leveled.
c. Properly cleaned lenses.
d. Spare lamps and fuses.
Facilities for display
a. Screens
b. Blackboard, Chalk, Dusters.
c. Easel, Crayons.
Extension cords placed properly so that no one will trip over them.
Provision for darkening the room if necessary.
Exhibits, projection material, arranged in required sequence.
Water and glasses.
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Q.3) NOTES: -
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SEMINAR: -
A seminar is a discussion group before whom the findings of some
research or advanced study are placed in the form of oral or written reports
and then discussed in detail. Generally one scholar or researcher reads or
presents a paper and this is followed by a healthy interchange of ideas. It is,
however possible to have a seminar at which more than two papers are read
by different persons before the in-depth discussion is allowed by the
chairman. Seminars are held for specialized people on specialized topics in
order to bring about a cross-fertilization of ideas. There may or may not be
an audience. A seminar could continue for two or three days, and be divided
into a number of sessions. A seminar usually begins with a key note speech
or addresses by a person who is prominent or an expert. His speech sets the
tone and quality of the whole proceedings.
FINAL DISCUSSION: -
At a panel discussion no papers are presented or read out. The participants
speak spontaneously, expressing their points of view, on an announced topic.
There is usually a moderator for the discussion who ensures that all the
participants are heard by posing specific questions. Panel discussions are
very popular on radio and TV.
MOTIVATION: -
Motivation may be defined as inspiring a person to intensify his willingness
to work harder for the achievement of desired objectives.
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a. Physiological needs
b. Safety needs
c. Social needs
d. Esteem needs
e. Self-actualization needs
Q.4) Explain the terms notices of meetings, agenda and resolution and
why it’s important.
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b) It must send to all the members, without exception, and also to others like
auditors who are under the rules entitled to attend the meeting.
c) The place that is mentioned in the notice for holding the meeting should be
one that is convenient for all attend, as also the time.
Preparation of Agenda: -
It is the secretary of the association or company who undertakes the work of
preparing the agenda of the meeting. He does this in consultation with the
president or chairman.
An agenda is list of items to be discussed at a meeting. The items should be
arranged in logical order and should be within the scope of the business to
be transacted at the meeting. At the meeting the chairman takes up the items
in the agenda, one by one, in the same order. The agenda is usually sent to
members along with the notice. The main purpose is to provide advance
information to the members of the matters to be discussed at the meeting. It
helps the chairman to guide discussions during the meeting and the
members can prepare themselves properly in advance.
The first item in the agenda is usually reading and approving the minutes of
the last meeting. The last item on the agenda is ‘vote of thanks to the chair’.
In between the main business of the meeting is arranged. Routine items like
passing of audited statements and opening of bank accounts should be
placed earlier. Items requiring discussion and debate should be placed at
end. This done so that the chairman can adjourn a discussion that is
becoming interminable and so that routine but important items do not
suffer.
Resolutions: -
A resolution is formal expression of opinion by a meeting. It means a firm
decision or opinion formally expressed by a group of people, unanimously or
by a simple majority. It is, in fact, the act of resolving a problem. A question
on which a vote is to be taken is called a “motion”. A motion begins with the
word “that”. The wording of the motion is positive and it must be clear and
concise. When a motion is passed by voting at a meeting, it becomes a
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Ans: -
Q. 6) Draft the notice with agenda for the special meeting for the executive
committee for ACC Company which is facing financial problem.
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NOTICE
Notice is hereby given that a special general meeting of the
Keraleeya Co-operative Bank Ltd. Chembur (Mumbai) will be held at the
premises of the bank at Chembur on Wednesday 21st March 2003 at 2:30
p.m. to transact the following business.
AGENDA
1. To consider, and if approved, adopt the suggestion contained in the
report of the loan sub-committee.
2. To approve the rate of dividend recommended by the managing
committee.
3. Any other business that may be brought forward for which due
notice has been given.
By order of the managing committee
(K. T. Vailankanni)
Secretary
Q.7) Draft carefully resolution for the appointment for sub–committee to collect
fund.
Q.8) Basic technique of holding interview. What is meant by WASP and briefly
explain.
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Reliance on random appearance:- Some employer of the old school reject the
technique of screening and believe in calling up applicants straights for an
interview in the beliefs that “the man is important than the application”.
Q.9) Name the different type of interview and elaborate. Drawback the interview.
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Drawbacks of interviewing
Most interviews fails as a mean of communication on account of three
reasons:
a) The interviewer does not prepare properly and dose not conduct the
interview with skill.
b) The person likes and dislikes of the interviewer do not allow him to
make a proper assessment of the candidate. These likes and dislikes
may be on the basis of race, religion, educational background or even
the behavior of the candidate, like his posture or way of talking.
c) At an interview the stress is usually on making the candidate may
“speak out” while what the job may call for is a “good
Q.10) Give your advice for the candidate appearing for a interviewer committee.
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Dear Sir,
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congratulate you and wish you the best of luck in your new office and
venture.
Very truly yours
Manager
Dear Sir,
This has reference to your letter No CCH/0987 dated 28 June 2003. I regret
that the head office has not seen its way to allow you cash credit facilities
against a pledge of petrol pump parts as suggested by you. It is the
considered policy of this bank not to allow cash credit facilities against
stocks of parts and equipment not imported through it. If you can make
alternative arrangements for security I shall be glad to place your case
before the head office for review.
Yours faithfully
Agent
c.) Unpaid balance on an overdraft accounts.
The bank of Bombay ltd
9, Nicola Street,
Bombay 400004
9th July, 2003
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Mr. P.M.chainani
Causeway house,
5, colaba causeway,
Bombay-400005
Dear Sir,
In the past two months we have sent you several reminders about your
delinquent account. We regret to note that you have neither paid up the sum
on your overdraft account nor have you bothered to reply to our letters. We
have, we believe, given you sufficient opportunity to co-operate with us and
now we will have no recourse but to refer the matter to our legal
department. We sincerely hope you will take advantage of this last letter. If
we do not receive the money within the next six days the matter will be
referred to our legal department for further action.
Yours Faithfully,
Manager
Dear Sir,
I am instructed by my directors to communicate their request to you to close
your current account No.6543 on or before the 30th June. My directors were
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Respectfully yours,
Agent
Dear Sir,
Subject: Confirmation of Mr. L.D’Souza.
Mr. L.D’Souza joined our branch as an assistant accountant on 7th May,
2003. He was to have remained on probation for one year. As Mr. D’Souza
completed the period of probation yesterday, I recommend that he be confirmed as
a permanent member of the staff.
Mr. D’Souza has given his immediate supervisors complete
satisfaction with his work and I have found him hardworking and a prudent young
man.
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Yours Faithfully
Agent
f.) Letter to the branch office asking for conformation of overdraft which is not
allowed.
Dear Sir,
Subject: Messer Lalubhai and Ghelabhai.
Messrs Lalubhai and Ghelabhai, valued customer of ours had informed us
that they were expecting a cheque of Rs. 84,755 from Mehta & Co. in payment of
their bill.
They requested us to allow them a temporary overdrawing facility in their current.
Account with us in anticipation of the cheque. We have allowed them an overdraft
facility of Rs.15, 960/- for two days. The account was fully adjusted today. We shall
be glad if you confirm our action in this matter as a special case.
Yours Faithfully
Agent
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Committee Reports: -
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usually contains” earlier in this chapter. The order of items given above may
sometimes not be adhered to in strict fashion and sometimes the
recommendations of the committee may be placed at the end of each item
which presents the data. All committees report usually accompanied by a
covering letter which is signed by the chairman of the committee.
SITE: -
After inspecting a number of plots of lands in and around
Navsari your committee recommend a vacant plot which is available in the
Jojoba Estate. The plot admeasures 10000 sq.yards and is available for
Rs.20, 00,000 which on verification we find is the correct prevailing market
price. The land is sufficient to accommodate the factory plant, go down and
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a few worker’s quarters. The land is adjacent to other industrial estates and
has easy access to electric power and transport facilities.
Labour Position:
Navsari Mumbai Ahmedabad
Skilled Rs. ______ per day Rs._____ Rs. _______
Unskilled Rs.____ per day Rs._____ Rs._________
Competition
SD/-
A.R.Mehta
T.K.Asjane
R.A.Doctor
Q.17) What are the different factors that will influence decision making and
explain.
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Decision Making: -
A decision is a choice or a resolution on a problem, a selected
alternative. Managerial function involves deciding, determination of
objectives, policies, programs, strategies etc. It is the selection of course of
action from among alternatives available. A decision is the end result
processed by deliberations and reasoning.
1. The authority: - The authority under which the report is being written is
mentioned first. Thus an individual submitting a report must mention the
person or resolution by which he has been authorized to write the report.
Similarly sub-committee or committee reports mention the resolution of the
board of directors by which they have formed themselves into a committee.
2. Terms of reference: - This section clearly spells out what aspects are to be
covered by the report and helps the report writers by focusing their
attention on the main issue. Thus the terms of reference of a committee
might be to report on the poor quality of work put in by the workers in the
factory. This means that the committee will have to address itself to this
problem and should not stray into the field of economics or finance or the
disadvantages of location, etc.
3. Procedure: - Here the report writers mention the procedure they followed in
obtaining their data or information. How and when they visited different
places, whom they met, with whom they corresponded and the details of the
questionnaires issued, if any.
4. Findings: - Based on the data, facts and information collected the report
writers will draw definite conclusions which are called ‘findings’. The
findings are summarized statements of all the data collected.
5. Recommendations: - Based on the findings the report writers will give their
recommendations or suggestions as to the best course of action to be
followed. It is in this section that real skill and intelligence of the report-
writers is revealed.
Q.18) New customer has requested for the credit facility of Rs. 1lakh for one
month. Give reference of trader and that of his bank. Write a letter taking
up bank reference.
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Ans: - TO 32/RatanaSwami
The Gopal Rao, Building, Opp.To
Manager of Bank, Kanta Shop.
Dena Bank, Nr. Charni Road-28
Dalal Street, Fort,
Mumbai -23
Date: - 24/07/06
Q.19) What is tone & style should be used while writing to: -
a. Customers
b. Banks
c. Head Offices
Ans: - To
Customers,
Dear Customers,
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Here by informed you about that the bank had introduced the new scheme
for all to give benefit to you all. So kindly contact to bank for further inquire
or detail of the scheme, which is for limited period.
Respected Sir,
I Raj Kumar customer want to close my account in your bank. I am not
happy with bank services and also not satisfied with your bank performance
of last 2 years. So kindly pay back my money or transferred it to DENA
BANK. And the A/C No. is 2786541. So please do it fast.
Respected Sir,
I Arvin Roy head of the society, by writing this letter to you for informing
you about dissatisfaction of our society with BMC progress. In the raining
season one person sonu desai fell into road dumps and also injured seriously.
But after rained season over, dumps on road still there and BMC is not
helping us properly. So please help us quickly as possible with next three
days.
Thanking you
Yours Faithfully
XYZ
Q.20) Write a letter notifying your insurance of fire that destroy your warehouse
and the goods stock therein and request their to expectable the settlement of
your claim.
10 August 2006
The Manager,
Life Assurance Co. Ltd.,
45, D. Nairobi Road.,
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Dear Sir,
Subject: Fire policy No.7654321
Q.21) Explain brief fire insurance, marine insurance and life insurance.
A person who wishes to insure his goods or property against the risk of fire
must apply to the insurance company giving full particulars on a “proposal
form”. The company after examining the proposal will send its inspector to
inspect the property or goods. Upon receiving the report of the inspector the
company decides whether to accept the proposal or not. Of the proposal is
accepted a premium is fixed and a cover note is issued to the assured party.
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A cover note is an undertaking in writing to cover the risk till the actual
policy is issued.
Marine Insurance:-
A marine insurance policy seeks to safeguard the insured party
against loses incidental to sea voyages, in the terms and to the extent
specified in the policy. The insurer in such contracts is known as the
underwriter. As in fire insurance the party wishing to benefit by the
insurance must have an insurable interest. An insurable interest may be
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acquired by a party during the currency of the policy and he need not have
it form the start or the period when the policy is drawn up.
Life Insurance: -
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1. Whole Life Policy: - This policy matures only at the death of the
insured party. Premium may be paid for a fixed number of years or
for the entire period for the insured party’s life.
2. Endowment Policy: - The policy matures after a fixed period of time
and premiums have to be paid for that time. In the event of the
insured party’s death before the expiry of the period the amount will
be paid to his heirs or nominees.
3. Joint Life Policy: - These policies are usually taken out by
partnership firms in which the lives of two partners are jointly
insured. The firms pay the premiums and in the event of the death of
one partner the assured amount becomes payable to the survivor.
4. With Profit Policy: - The policy stipulates that the policy-holder can
participate in the profit made by the insurance company from year
to year.
5. Anticipatory Policy: - This policy gives back the total insured
amount to the assured party in installments at regular intervals of
five years or so depending on the duration of the policy.
Q.22) A letter from policy holder to LIC wishing to surrender his policy for
personnel reason.
15 October 2009
The Divisional Manager
Life Insurance Corporation,
“Grantham”
M. Camas Road.,
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Mumbai- 1
Dear Sir:
RE: My life policy bearing No. 87554112
Yours Faithfully
Lamar Singh
Q.23) A letter from co-operation advising him against the step & recommending
applying for loan.
Dear Sir,
RE: Policy No. 4548724 own life.
We have received your letter dated 18th March and are pleased to inform
you that your above mentioned policy entitles you to a maximum loan of Rs.
11,000.
The loan will be granted to you on production of satisfactory and
unencumbered title. You are liable to repay the loan amount with interest on
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it upon being given three month’s notice by the corporation. You will be
required to assign the policy to the corporation which will hold at it as a
security for the repayment of the loan amount and the interest thereon and
also of any incidental expenses incurred by the corporation in this
connection.
You will be required to pay interest at 7% half yearly to the corporation. In
case the policy matures before the loan is repaid the corporation retains the
right to adjust the outstanding loan amount along with interest thereon
against the policy amount and only the balance shall payable under the
policy.
To enable us to sanction the loan at an early date and prepare the loan bond,
please send us immediately:
a) Your original policy.
b) Proof of age, if the same has not been admitted
c) Assignee’s consent on the enclosed form.
d) A remittance of Rs____________ as a stamp fee.
Yours Faithfully
Divisional Manager
Ans: - Public Relationship: - Public relations are the effort to establish and
maintain a company’s image with the public. It means carrying out activities
and communications for the purpose of promoting goodwill with the
community, the employees, the customers, etc. A simple definition of public
relation would be that it is good performance well communicated. It has two
elements; action and expression; it begins with good acts and is expressed
with good communication. Public Relation activities may carry out by
corporations, government, organizations and individuals. The art and
techniques of promoting such goodwill is also called Public Relations.
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a. Teachers
b. Office staff
c. Staff and trade unions
d. Students
e. Parents of students
f. Past students
g. Hospitals and doctors in the neighborhood
h. Ministry of education
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Obviously, the same communication would not be adequate for all the
groups. Communication activities required for PR with each of the
groups/publics must be carefully planned. However, while most of the
groups are outside the organization, the staff is inside and forms the internal
public.
Employees: -
Different categories of employees form the internal public of an
organization. They are the most concentrated and nearest public of an
organization. This is also the smallest public. Good employee relations are
essential for any business; it is even more important to create a feeling of
loyalty among employees. For this purpose, companies have employee
welfare schemes.
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d. A system of awards.
Publications: - Publications intended specifically for the staff are house organs,
bulletins, and news letters. There may be regular posters, manuals etc. which
inform, educate, and entertain the employees. The public relations department is
usually in charge of these publications.
External PR
Customers: - Customers form the most various and widespread public. Their
relationship with the organization is as buyers or users of the service provided;
what they think of the organization will depend on their opinion of its products and
its services. Service includes promptness in delivering goods, issuing receipts, giving
after-sales service, besides courteous behavior by employees.
The General Public: -The general public is the largest, the most diffuse and the
least known of the groups that form an organization’s public. It is the entire society
in which the organization exists and functions.
Q.26) Give explain showing that it’s a two way communicating process based on
future understand.
Image building
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Building a favorable image in the eyes of the public is very important for a
corporate organization. In times of distress a good public image has known
to come to the rescue of many companies. Many tools are used to build a
favorable image.
Audio-visual media
Both radio and television are important media of mass communication in
India is very few people can read and write. Public relations with the help of
those media does not help of this media does not mean direct advertising but
also sponsoring of educational programs, quiz contests, talks or discussions
by scholars and scientists.
Film shows
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Radios
If radio sets located in the workers canteens and clubs, they would help to
provide entertainment with education to the employees during intervals.
Ans: -
1. Active
2. Opinion
3. Leader
4. No political leader
5. Reaction of the public
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business that had caused so much panic and disturbance in the city. The circus
management’s public image was damage.
Crisis management is about managing a situation like this, when panic is the
natural reaction. What steps can the management or the owner of a small
enterprise take?
First of all, huddle all the top persons together; a real crisis outstrips one person’s
ability to manage. Take a team approach.
Collect all information which will help to solve the problem; there will be a time of
ambiguity as to what caused the problem; ambiguity is a part of a manager’s or
entrepreneurs functioning.
Communicating for crisis control is a severe test of a person’s ability; only prior
training, preparedness and planning for emergencies can ensure good performance.
Q.28) Draft a letter a foreign visitor to yours and what will be the VIP treatment
provided by him.
Ans: - To,
The Foreign Department Head,
Mr. Teary Johan
Rumbas Road,
Mumbai -54
Date: - 12/06/06
Dear Sir,
I Mike tiara the foreign visitor of the Holland and I want to know
about the VIP treatment in India for us. So please reply me quickly
about the VIP facilities and detail of it.
Thanking You
Yours Faithfully
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Q.30) Write a letter to inquire to wholesaler market asking 500 readymade T-shirt.
Ask for price and literature.
Ans: -
To,
The Wholesaler, 530, complex
Marine Line, Building, RGPvt.
Nr. SBI Bank, Ltd.CompanyMumbai– 12
Dakar
Date: - 02/11/06
Respected Sir,
I Raja Bali owner of the R.G. Pvt Ltd Company. In the
company the stock of readymade T-shirt is going too finished in next month.
For these I want to purchase 500 readymade T-shirt and for that I want to
know the current price and literature of the readymade T-shirt. So please
reply me about these inquire.
Thanking You
Yours Faithfully
Raja Bali
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Q.31) Draft the letter to a customer who has placed order for goods now wishes to
cancel the order on account of lack of storage place. Draft the letter with
suitable reply.
Ans: -
Dear Sir,
Last week I placed a large order for sweets which were to have been
sent to us yesterday by 4p.m. for our college social.
Your man delivered the sweets this morning and I have returned
them. I wish to inform you that the order stands cancelled as the sweets not
delivered in time.
Yours Faithfully,
P. L. Dalal
Hon. Secretary
Student welfare board
Ans: -
The excellent bank ltd
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5 museums Road
Bangalore
10th May, 2003
The proprietor
Ideal Furniture Mart
5, Wood Lane
Bangalore.
Dear Sir,
I am very disappointed with the quality of work that went into
the making of the desk-cum-counter for our office. The piece that you have
made for us is shabby and lacks finish and polish. It is quite different from
what you have shown in your glamour’s advertisement. I can see no reason
why normal standards of business efficiency cannot be maintained by your
organization.
I am withholding payment of the sum of Rs. 16000/- due to you
as I feel that your workmen should call again and give the desk a better
finish with a touch of polish.
Yours faithfully,
Manager
Q.33) ABC company have complain to you they have received their last
consignment in a partly damaged condition on account of lose packaging.
Ans: -
The exporting corporation
3, Palace Street
My sore
14th September, 2003
The Famous Trading Co.
Sattar Street
Mumbai-400004
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Dear Sir,
Ans: -
To
The President,
The District Consumers’ Redressal Forum,
New Administrative Barrack No. 11,
Free press Journal Marg, Nariman Point,
Mumbai 400021
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Nature of complaint : Videocon TV making loud noise and not giving the
Proper service.
Messrs patil and ghogte having their office of Videocon Color TV showroom
at Rocha district rantnagiri, TV for Rs. 12000. The amount included a service
contract for three years in which TV warranty and guarantee looked after in
between the three years. But the TV now is not in good condition, making loud
noise and the videocon showroom are not give the proper service. As it in the
warranty and guarantee period of the TV.
I have visited the site of the showroom on two occasions, on all two occasions
I was not getting proper attention in the showroom. I have frequently spoken to Mr.
Patil and Mr. Ghogte and they have evasive answers and no action has been taken
though it is now three month since I entered into the agreement.
I am enclosing Xerox copies of the receipts and warranty certificate of the
TV purchase day and time. I sent by registered post but which have remained
unanswered.
Prayer
1. That Messrs Patil and Ghogte should replace the TV from the date of
handling over the money till the date of judgments of this petition.
2. That I should be compensated with a sum of Rs. 2000 for the
inconvenience caused.
3. That I be reimbursed for the cost incurred by me in pursuing this case by
a sum of Rs.400.
I submit that this petition comes under the preview of the consumer
Protection Act and that it is being field within one year of the cause of action having
taken place. I request that prompt action be taken in this case and justice granted
to me.
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Sd/-
(S. K. Sunder)
You may like to risk your own face, but have you the right to take right
decision for your life. A recent research project undertaken by a panel of
medical experts has shown that those using low brand dental cream for
shaving in cities have lost their good face.
High quality is too expensive. We offer you an easy and ready way of getting
quality cream in cheap price to you. Our Dome Cream Ltd is the result of
several years of experimentation. It contains top branded and it will not
affect the face of yours.
The shaving cream in all size and price as per your requirement for now.
The enclosed catalogue will give you all the other details.
Buy today and make your face glowing all the time.
Yours sincerely,
The Dome Cream Ltd.
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2. Ice-cream
You may like to risk your own life, but have you the right to risk the lives of
your loved ones? A recent research project undertaken by a panel of medical
experts has shown that those eating the ice cream from the road in the cities
shorten their lives by several years.
For better and good quality ice cream should be purchased in high price is
your problem than, we offer you an easy and steady way of getting quality
ice-cream in cheap price to you. Our Softy Cream Ltd is the result of several
years of experimentation. It contains top branded and it will not affect your
health by eating and you will be satisfied with our new scheme of softy ice
cream.
The soft ice cream rate starts from Rs. 7 to Rs. 12 only and you can easily eat
our softy ice cream. The enclosed catalogue will give you all the other details.
Buy today and fulfill your needs with our softy ice cream.
Yours sincerely,
The Softy ice Cream Ltd.
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3. Dairy Milk
You may like to risk your own life, but have you the right to risk the lives of
your loved ones? A recent research project undertaken by a panel of medical
experts has shown that those drinking the plastic milk from the road in the
cities shorten their lives by several years.
For better and good quality milk should be purchased in high price is your
problem than, we offer you an easy and steady way of getting quality dairy
milk in cheap price to you. Our Mother dairy Ltd is the result of several
years of experimentation. It contains top branded and it will not affect your
health by eating and you will be satisfied with our new scheme of softy ice
cream.
The soft ice cream rate starts from Rs. 7 for small packets and Rs. 12 for
large and you can easily drink our Mother dairy milk. The enclosed
catalogue will give you all the other details.
Buy today and make your health better for future.
Yours sincerely,
The Mother Dairy Milk Ltd
1) One should clearly indicate the quantity and quality of goods required or
nature of the services needed. This avoids re-inquires from the seller.
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2) The seller should be informed of the purpose for which the goods are
required as this will help him serve you better.
4) In some cases you may quote your own price but this is not always advisable
as unscrupulous sellers might be tempted to supply you cheaper goods at the
price mentioned by you.
5) If the same letter is being sent to several sellers this should be mentioned in
it.
6) You should conclude a letter of inquiry by tempting the seller either with the
prospect of a bulk order or the hope of future orders. This may induce him
to quote a lower price.
Unsolicited letters of inquiry are sent out by the letter writer on his own. He
usually refers to directories, trade journal and then addresses his letters.
Such letters are often sent out when the letter writer is starting his own
business and requires information and supplies. It helps to enclose a self-
addressed and stamped envelop for a quick reply.
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Ans: - Trial order: No buyer places a very large order with a new seller for the first
time. The first order is therefore, usually a trial order. A trail order is often
placed either to test the efficiency of the seller or to test the marketability of
the goods in question. Usually a trial order is the result of a sales drive on
the part of the seller either in the form of a voluntary offer or a newspaper
advertisement. A trial order usually contains a reject clause.
Routine order: Once the buyer is satisfied with the efficiency of the seller
and the demand for the goods in the market he will place order at regular
intervals. Such orders are called as routine orders. To save time, such orders
are usually sent in the form of very short letters or in order forms that have
been printed.
Time bound: In most orders time factor is important and they specify a time
limit by which the order must be executed. If the order is not carried out in
time the buyer has the right to cancel and reject the goods. Orders that
contain time limit or date by which the goods should be delivered are called
time bound orders.
Approval of orders: If the goods are sold on approval the buyer can return
them without obligation his part within the stipulated period. If however the
buyer keeps the goods more than the reasonable period or beyond the
stipulated period then he is said to have accepted them and has to pay
accordingly.
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If for any reason mentioned above an order is cancelled the party canceling
the order must inform the seller immediately by telephone or fax. In the
letter of cancellation that he sends later he must clearly show regret for the
inconvenience he is causing the seller.
Ans: - When a company places an order the following points are to be covered:
8) The right to reject the goods on account of a defect in quality or delay in the
delivery.
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While it is not exactly a contract, it has a legal significance in the sense that a
buyer cannot hold a seller responsible for not doing something which is not
clearly mentioned in the letter containing the order. In the same way the
seller cannot accept the buyer to pay more or accept goods different from
those mentioned in the order.
Q40.) What are the different adjustment policies adopted by the company and
explain briefly?
Ans: - Since a letter of complaint makes a demand for adjustment the company
that receives the letter will have to decide upon the policy it proposes to
adopt towards such letters. Usually a company adopts one of the following
policies:
1) Caveat emptor (buyer beware): It points our very politely that this is a
principle in the commercial transaction and hence the complainant has no
remedy. This policy is highly dangerous one to follow for in the long run, it is
certain to result in the loss of goodwill and customers. In point of fact this
policy means a refusal to adjust. To avoid the loss of goodwill which such a
policy involves the company should give a soft answer and try to convince
the complainant that refusal to adjust is only fair under the circumstances
for the cases.
2) The customer is always right: This is the policy adopted by firms that
deal with highly priced goods and luxury articles like electronic goods, T.V
sets, refrigerators, pianos etc. Since they deal with clients who are highly
influential they do not wish to risk antagonizing a single one. Even if the
demand is a ridiculous such companies do not mind satisfying the customers
for the cost of their products runs in thousand of rupees and pleasing a few
hundreds once in a way to please an erratic or fussy customer is considered
good policy.
3) Fair claims, fair adjust: Each complaint is judged on its merits. If the
claim is fair one then immediate adjustment follows. If it if an unjustified
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then the claim is refused. This policy suits the small businessmen who would
soon have to run to a bankruptcy court if he adopted the “the customer is
always right” policy with respect to all complaints. This policy is also in
keeping with the principle that an adjustment policy should be drawn up
with a view to protecting the customer who is in the right and who is in the
wrong.
Q41.) Name the different kind of complain that the consumer have about the goods
and services?
Ans: - The different kinds of complain that the consumer have about goods and
services are as follows:
GOODS
1) The quality of the goods are not as per the standard, they are of substandard
quality.
4) The weights and measures are never proper, they are incorrect.
5 5) The adulteration process is carried out. The products are not pure.
7) Sometimes even if there are goods they may say that the goods are not
available.
SERVICES
2) But the price charged for such poor service is mostly high.
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3) The service consumes more time than expected and is slow timing.
4) After providing such poor services they do not show courtesy to the
customers. They give discourteous treatment to the customers.
Ans: - Complaints to the forum have to be made in writing in Hindi, English or the
state language. Services of a lawyer are not required nor has any stamp duty
or court fee to be paid. The complaint can be lodged at the pace of the
transaction at the nearest forum. Before writing the complaint the person
should collect all the relevant facts and evidence. The facts should be
properly organized. The party or person or person authorized to solve the
problem should also be mentioned. Strong arguments should be through out.
The complaint should be precise and in brief. It should clearly mention the
reason for the dispute and why the forum is being approached, and how the
claim can be settled. The complaint should contain all relevant details like
name, address, brand, bill number and guarantee period, if applicable. The
complaint should be taken to the forum and handed over to the register that
will acknowledge the same and give a date for a preliminary hearing. If the
complaint is about a simple defect or deficiency in services the court is
accepted to resolve the matter within 90 days after the complaint is lodged.
In cases where laboratory test or other investigation is to be made the matter
is supposed to be resolved within 150 days.
Q43.) What is meant by stress management and how it is different from crises
management?
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Ans: - Related to the idea of crises management is the idea of stress management.
When an individual experience the crises himself he under goes mental stress
and the successful businessmen has to learn how to manage this stress. A
businessmen or manager could be under stress on account of huge inability
to communicate with outsiders and employees, on account of failure to attain
set goals, on account of failure to motivate subordinates, on account of
information overload, on account of environmental conditions, on account of
inability to attain job expectations or just his inability to deal with work
pressure. Stress can be managed by
Ans: - The lead is the opening of a news item. It may consist of two words, two
sentences or even a paragraph. It is important as it determines the entire
structure of the story introduces the topic and attracts and repels the reader.
It summarizes the news and thus helps the newspaper to perform the basic
function of conveying information. Rudyard Kipling, journalist and author,
advised sub-reporter to be sure that the lead itself answers the six basic
questions what, where, why, when, who, and how, the “who” is frequently
the opening element, This is true sometimes even when the who carries less
importance than the other elements. The reason is apparent: who is the
human element in the story and it may introduce the characteristic
prominence. If a famous man does something, say the opening of a clinic, the
story should begin with that person’s name. The name is a magnetic
attention getter.
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Ans: - A press release is a document sent out to the press or other media setting out
what its authors would like others to read or hear about. Earlier press
releases were sent by hand delivery or post to newspaper offices. Today most
are sent by fax.
The press hand-out or press releases is the chief way in which a business
organization can transmit news to newspaper and magazines. Unfortunately
most press releases are so badly drafted that they end in the wastebasket,
without being printed. If the press releases are prepared with a little extra
care are effort they would find their way into print and perform the very
useful function of communicating news and information about the business
organization to the public. It should be remembered that a press release is
not a advertisement. For an advertisement the company has to buy space. A
press release is information that is printed by the newspaper by way of news
on the ground that this information will be of interest and value to the
reading public. No doubt a press release does indirectly give ‘publicity’ to
the company and it should be noted that this kind of publicity, that comes in
the form of a short report in the regular columns of the newspaper, is far
more effective than a full page advertisement inserted at great cost in the
same newspaper. This is because while people suspect the claims made in
advertisements, by tradition they expect newspaper reports to be objective
and informative
Q46.) What should a press handout contain and? What are the do’s and don’t of a
good press handout
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1. Do use clear, bold, easy- to- read type for printing. Provide for pictures,
cartoons, photographs and puzzles or other items of entertainment.
2. Do avoid monotony. Every issue should be different from the other not only
in the substance of articles and features but, if possible, also in type of
printing, color and layout.
4. Don’t use pompous language and lengthy messages. Do not reproduce long
messages and lofty advice from superior officers or outsiders. Summaries
what they have to say in simple, lucid, language. Never talk down to the
reader.
5. Do make the organ “theirs”. The employees should feel that the organ
represents them their views and is not a mere propaganda agent of the
management.
6. Do use humor. The tone of the writing should be friendly and, were possible,
humorous. It should never be “preachy” as most people resent such an
attitude. Avoid sarcasm or downright ridicule of anyone connected with the
organization.
Ans: - A business- man while thinking of giving credit has to apply his mind to the
4 C’s of credit, which are as follows:
1) Circumstances
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2) Capital
By giving credit he has think how much of his capital will be blocked and
how much that blockage might affect his business.
3) Capacity
He has to think that does the buyer has the capacity to pay the money even
at a future date. He even has to see what the reports say about his financial
position.
4) Character
The businessman that even if the buyer has the capacity to pay the money
even at a future date is he honest and trustworthy in his dealings or is he a
person who will not pay because he likes to run the business with other
peoples money.
1) Careless Debtors:
2) Reluctant Debtors:
He is the one who will not pay until he is forced to do so. He is always ready
with excuse for not paying.
3) Installment Debtors:
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He is a type of debtor who piles up large sums of credit and then sets about
meeting his obligations in small installments.
4) Good-Risk Debtors:
This type of debtor pays his debts even before they are asked for. He can be
called as “gilt-edged debtor”, like a “gilt-edged security”.
5) Poor-Risk Debtors:
This type neither has the capacity nor capital to pay. He is constantly over-
trading and short of funds. Such people should not be given credit.
Ans: - Trade cannot be carried out without credit and credit granting involves a
risk. The successful businessman tries to safe guard himself against losses by
requesting the would-be buyer to give references before he grants credit.
The persons who command some respect in the business circles or known to
the seller. If the reply to the status inquiry is favorable then the credit is
granted and is the status inquiry is unfavorable then the credit is refused.
A point blank refusal is not only in bad taste but also very poor business
tactics; it will annoy the buyer and generate ill-will. The letter should instead
emphasis the benefits of cash payments and should tempt the buyer to pay
cash by offering him cash discount. Another situation that demands careful
handling may arise when the buyer who is not known to the seller places a
large order without making any reference to the terms on which it proposes
to pay. It would be indelicate to suggest that the party is not reliable and is
not worth giving credit. In such cases the letter should be tactfully point out
the advantages of cash payments and also stress that if credit is to be granted
then the buyer will have to provide at least two references.
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Ans: -
SPECIMEN QUESTIONAIRE TO POPULARITY OF 5 YEARS OLD
MANAGERIAL
Address______________________ Married
______________________ Unmarried
Occupation: ____________________________________________
Designation: ____________________________________________
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Ans: - Document against payment: - The documents about the goods for delivery
purpose will only be given when the bill is paid.
An advice note is written intimation sent by a supplier to his customer
advising or informing him of he dispatch of goods. The advice note should
reach the buyer before the goods reach him for the purpose of the note
prepare him to take delivery.
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A debit note is sent by a buyer to seller when he finds that he has received
fewer goods than he had ordered. The note debits his account for the amount
of goods not received.
A credit note is sent by the seller when he finds that fewer goods have been
sent to the buyer than were ordered. The note is method of canceling the
extra debit given by the buyer according to the original order.
Cash with order (C.W.O): - This is a type of advance payment. It means that
cash must be sent when the order is placed and not when the goods are
delivered.
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Q55.) A tactfully written letter of complain will alone bring a proper adjustment
discuss
Ans: - There are two ways of making a person do what you want – force and
persuasion. If you compel a person to do your bidding you are behaving like
a despot, tyrant or bully; this is undesirable. Persuasion is better way.
Persuasion is the process by which a person’s attitude and behavior towards
something are influenced by another person’s communication. Messrs
Houseman, Lahiff and Penrose define it as “the art of getting people to do
something that they wouldn’t ordinarily do if you didn’t ask”, while a
dictionary defines it as “causing an individual to believe or do something by
reasoning with him/her.
To achieve the objective of persuasion you can use the following approaches:
a) Do not rush the receiver of your communication by overwhelming him with
your arguments. Give him hints and suggestions and then allow him enough
time to think the matter over by himself.
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b) If you find the person holding views contrary to your own try to meet him
half way, do not attempt to impose your views on him.
c) Find out the beta noire or thing that the person dislikes and avoid that topic
or theme.
d) Argue from the viewpoint of the person you are persuading so that the
experience and arguments have a familiar ring for him or her.
e) Do not make the person feel a fool because he does not share your point of
view. Request and appeal whenever possible.
Q57.) Name the essential quality of sale letter and how will you achieve the
objective.
Ans: - As there is a direct relationship between sales and profits, the sales letter is
perhaps the mot important letter that a businessman has as draft.
A sales letter, as the name suggests, is a letter that attempts to sell something.
A circular is a printed or duplicated letter, of which several copies are made
and sent out. It is used when the same message has to be given several people
and individual letter writing becomes tedious and time consuming. A sales
letter is usually sent out in circular form.
Since a sales letter is a letter to sell something it has often been compared to
a salesman. Though a sales letter cannot posses the personal touch that a
salesman has , it has several other distinct advantages over its human
counterpart. It is less expensive than the salesman. It reaches the client
however busy he may be, while a salesman has to repeatedly and sometimes
unsuccessfully request interviews.
Q58.) What is meant by status inquire. Explain purpose and procedure of status
inquires.
Ans: - Status Inquiries: - After the trade reference has been provided and the
status inquiry made, the completion of the transaction depends upon the
reply that is given by the referee to the status inquiry. The referee should
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take great care while drafting a reply to letter of status inquiry. As far as
possible specific figures should not be mentioned and only general
statements about the creditworthiness of the party should be made. If an
unfavorable reply is to be sent it should be based on the personal experience
of the letter writer or that of the firm and not on hearsay. The rely to the
status inquiry should not read like a letter of instructions. It should not
attempt to plead or persuade the granting or refusal of credit. It should
merely indicate what the writer of the letter would have done in the
circumstances.
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