INDONESIA GOVERNMENT BOND (FR SERIES) IDR Denomination

This Product Feature Document is designed to highlight the key points of the product. It is not exhaustive and should not substitute reading and understanding the products Terms and onditions and brochure. !e trust you find this document helpful. Product Type Issuer " Indonesian #overnment $onds FR %eries & FR''()* FR''(+* FR''(,* FR''-'* FR''-. / : Direktorat Pengelolaan %urat 0tang 1egara Direktorat 2enderal Perbendaharaan Departemen 3euangan Republik Indonesia

Invest ent O!"ect#ve 4b5ective from investing in bonds is to earn regular fixed income in the form of a coupon and potential gain from capital appreciation. De$#n#t#on #overnment bond FR %eries is a fixed income instrument issued by #overnment of Republic of Indonesia at certain time 6ith a fixed coupon* 6hereas in this case the issuer guarantee the capital at maturity added 6ith a coupon payment paid in regular basis Govern ent Bond %oupon FR&&'( " (.(7)8 p.a FR&&') " -.,-)8 p.a FR&&'* " ,.9-)8 p.a FR&&+& " ,.9-)8 p.a FR&&+, " +.'''8 p.a M-tur#ty D-te FR&&'( " .) :ay 7'99 FR&&') " .) ;pril 7'.+ FR&&'* " .) :arch 7'9< FR&&+& " .) :arch 7'7< FR&&+, " .) :arch 7'7+ De-.#n/ Fre0uency M#n# u Invest ent A ount M#n# u : =very 2akarta bourse day : IDR ,1&&&1&&&1&&&23

Rede pt#on A ount : ;ccording to the initial placement > p-rt#-. rede pt#on #s not -..o4ed Fee " 1I? RIS5 PROFI6E :

FR ')1 FR +&1 FR+, 6o4 to Med#u (R#s7 R-t#n/: 8) There is risk of losing portion of capital over the term of the investment. This product is expected to demonstrate moderately lo6 level of price fluctuations over short period of times. This product may be suitable for investors 6ho are happy to accept lo6 to medium level of investment risk. FR'(1 FR '* Med#u (R#s7 R-t#n/ : 9) There is risk of losing portion of capital over the term of the investment. This product is expected to demonstrate moderate level of price fluctuations over short period of times. This product may be suitable for investors 6ho are happy to accept medium level of investment risk RIS5 DIS%6OS:RE Investment in this product involves certain risks* including 6ithout limitation to the risks described belo6. This section does not purport to describe all risks in the product* either as such risks exists at the ?aunch Date or as such risks may change in the future. 0ltimately* the Investor shall be solely responsible for identifying and agreeing to any other risks that may be applicable to it in making the investment. The main risks associated 6ith investing in this product* include" ,2 M-r7et R#s7 :any factors can affect the movement of the relevant $onds price* including the political and economic environment* business conditions* investor sentiment and confidence. 82 De$-u.t R#s7 If the $ond issuer defaulted in fulfilling their obligations* then this 6ill affect the return on the $ond. 92 Re3#nvest ent R#s7 Investor needs to consider the ability to re@invest the principal investment amount plus the coupon in other suitable products 6ith similar return and tenor. ;2 6#0u#d#ty R#s7 This $ond can only be sold or redeemed 6ithin bourse day in 2akarta* Aongkong and 1e6 Bork. (2 Return R#s7 $ond prices and interest rates fluctuateC as such there is no guarantee that this $ond 6ill produce yields in excess of those available on other investments products. '2 Re/u.-tory R#s7 ;ny changes to the valid la6s and regulations as 6ell as taxation and #overnment policies especially in macro economic field that relates to $ond may affect the return and investment result that 6ill be received by this $ond and it may impact the Investors investment return.