Board of Directors

Anwarul Huq, Chairman Chairman & CEO

Rubel Aziz Director

Farooq obhan #nde$endent Director

Aziz Al!"aiser Director

%eherun Haque Director

Hossain %ehmood Director

"& %ahmood attar Director

%d& "amrul Hassan Director

%d& Rezaul "arim Director

Alha' A(ram Hussain )Huma*un+ Director

*ed Abu ,aser Bu(htear Ahmed Director

elim R&F& Hussain CEO & %ana-in- Director

%ana-ement Committee

elim R&F& Hussain CEO & %ana-in- Director

H&%& .iaul Hoque "han De$ut* %ana-in- Director and

Asif aad Bin hams 1eneral %ana-er and Head of Credit and Collection

%& /amal 0ddin 1eneral %ana-er and Head of Cor$orate tructured Finance

%ir 2ariquzzaman 1eneral %ana-er and Chief 2echnolo-* Officer

.ahid #bne Hai 1eneral %ana-er and Head of %E Di3ision

Bilquis /ahan De$ut* 1eneral %ana-er and Head of Human Resources

#rteza A& "han %& Ataur Rahman Chowdhur* %ustaq Ahammed De$ut* 1eneral %ana-er & Assistant 1eneral %ana-er and Assistant 1eneral %ana-er Head of Consumer Di3ision Head of O$erations and Head of #nternal Control and Com$liance

%d& %oniruzzaman %ana-in- Director #D4C #n3estments 4imited

%d& aifuddin %ana-in- Director #D4C ecurities 4imited

IDLC Finance Limited offers a wide range of Term Deposit Products to meet both your personal and professional needs. %inimum De$osit Amount and 2enor 2a(a5 50 000 only for a minimum period of ! months Fle6ible 2erm De$osit 7ac(a-e #D4C Re-ular 2erm De$osits 2erm #nterest Rate "#! months $$.00% & #$' months $$.00% $" months $$.00% $( months $$.00% $5 months $$.00% ' )ears $$.00% " ( * 5 )ears $$.00% #D4C 899 Da*s 2erm De$osit 2erm #nterest Rate 500 Days $$.00% #D4C Double %one* De$osit2erm ! )ears #D4C 2ri$le %one* De$osit 2erm + years $0 months Re-ular Earner 7ac(a-e5 #D4C %onthl* Earner De$osit 2erm $ )ear ' )ears " ( * 5 )ears #ndi3idual Interest ,mount per -onth . Lac /DT +$& /DT +$& /DT +$& #nstitution Interest ,mount per -onth.Lac /DT +$& /DT +$& /DT +$&

#D4C :uarterl* Earner De$osit 2erm $ )ear ' )ears " ( * 5 )ears #ndi3idual Interest ,mount per 0uarter . Lac /DT ' &&5 /DT ' &&5 /DT ' &&5 #nstitution Interest ,mount per 0uarter . Lac /DT ' &&5 /DT ' &&5 /DT ' &&5

Fle6ibilit* of tenors5 IDLC is offering fle1ible time length for the depositor. The depositor can deposit T2. 50 000 within ! months. It is reducing pressure for the depositor to deposit the money in e3ery month. They can deposit the amount whene3er they want within ! months after opening their account at IDLC. It does not matter when depositor deposit their money they will get the interest at the rate of $$% annually. Com$etiti3e interest rates5 IDLC is offering an attracti3e interest rate of $$% annually against the deposit. Prime /an2 Limited * /rac /an2 Limited has some attracti3e deposit schemes with lots of terms * Conditions. 4owe3er IDLC is good option for short#term in3estment. If a short#term in3estor wants to in3est then he will easily go for IDLC after watching the schemes at a glance rather than a ban2. IDLC ha3e some attracti3e double money deposit * triple money deposit scheme. ,o requirement of Establishment or Account O$enin- Fees5 In ban2s there are many formalities * minimum of T2.$500 is needed to open an account. This process ta2es time if the depositor forgot to ta2e the information which was needed by the ban2. This process is time consuming * the depositor has to pay fees to open an account. In IDLC there are less formalities * no fees needed to open an account. :uic( 4oan facilit* a-ainst De$osit5 In ban2s If the depositor wants to ta2e a loan they ha3e to put something as a collateral against the loan. If the depositor wants to ta2e a loan from IDLC they can easily get it against their deposit. 4owe3er this type of loan has higher credit ris2 but IDLC is pro3iding this after measuring the creditworthiness of the depositor. They do not need any collateral. Countr*wide branch networ(5 IDLC has branches all o3er the country which can help their customer anywhere in the country whene3er they want. Online Account er3ice5 /an2s charge specific amount fees to pro3ide online account ser3ices. The amount will be deducted automatically from the depositor5s account after the ser3ice. 6n the other hand IDLC is doing online account ser3ices with free of cost.

Online Fund 2ransfer Facilit*5 /an2s are charging a specific amount of money after e3ery transaction. The amount will be deducted from depositor5s account. IDLC charging no fees for online fund transfer. Auto!renewal facilit*5 IDLC is offering fle1ible auto renewal facility for the depositor. Depositor can renew the account with principal amount without interest * principal amount with interest. Dedicated Relationshi$ %ana-er to $ro3ide customized ser3ices5 IDLC employees are # ,ct with integrity competence dignity * in an ethical manner when dealing with customers prospects colleagues agencies * public. ,ct * encourage other to beha3e in a ethical * professional manner that will reflect positi3ely on IDLC employees their profession * IDLC at large. 7tri3e to maintain * impro3e the competence of all in the business 8se reasonable care * e1ercise independent professional 9udgment :ot restrain others from performing their professional obligations; -aintain 2nowledge of and comply with all applicable larules and regulations; Disclose all conflicts of interest; Deli3er professional ser3ices in accordance with IDLC policies and rele3ant technical and professional standards; <espect the confidentiality and pri3acy of customers people and others with whom they do business; and :ot engage in any professional conduct in3ol3ing dishonest fraud deceit or misrepresentation or commit any act that reflects ad3ersely on their honesty Trustworthiness or professional competence.

;ear De$osit #n %illions BD2

'00? ?'(+

'00+ +&?0

'0$0 $'"&"

'0$$ $!?'?

'0$' ''00?

Ban( AB Ban( 4imited

De$osit Fi1ed Deposit =Time Deposits> 7a3ings Deposits 7:D =7pecial :otice Deposit> City Ichchapurun =Fi1ed >

#nterest rate !%#$0%

#nitial %aturit* 7eriod $a*ment 5 00 00 000 to $ =6ne> -onth " month ! $00 00 00 000 month $ year ' year * ,bo3e 50 00 00 000 @@@@@@@ to ,bo3e $00 00 00 000 $ 00 00 000 @@@@@@@ to ,bo3e $00 00 00 000 @@@@@@@ @@@@@@@@@@

!% # ?%

(%# ?% $)ear &.50% ')ears &.&5% ")ears ?.00% 5)ears ?.50%

Cit* ban( 4imited

City Pro9onmo =,ny Purpose Loan>

5 )ears ?.50% $0)ears ?.&5% $5 )ears ?.&5% '0)ears ?.&5%

@@@@@@@

@@@@@@@@@

0 City 7homridhdhi =7a3ings ,ccount> 7rime Ban( 4imited Aducation 7a3ings 7cheme 4ouse /uilding Deposit 7cheme =-onthly deposit> -onthly /enefit Deposit 7cheme =-onthly deposit> Prime -illionaire 7cheme 7hort Term Deposit " )ears ?.50% 5 )ears ?.50% & )ears?.50% $0 )ears ?.50% -aturity ,mountB T2. 50 000.# T2. ?0 000 @@@@@@@@@@@ T2.$0 lac. 5 years

5.&.$0 years.

T2. ?00 per T2. '5 000 $ 00 000 per -onth

5 years

-aturity ,mountB $' ?$0.# T2.$0 lac. monthly /elow T2.$crore T2. 50.00 lac ".00% T2.$crore * abo3e but below T2.'5 crore (.00% # T2. '5.00 crore * abo3e but below T2. 50.00 crore 5.00% # T2. 50.00 crore * abo3e but below T2. $00.00 crore 5.00%. # T2. $00.00 crore *

5 years

abo3e 5. @@@@@@@ tandard Chartered Ban( Fi1ed Deposit /DT 50 000. one month to Fi3e years.

-onthly 7a3ings 7chemes :FCD ,ccount

-aturity ,mountB /DT. $0 000 5" 0$?

"! months

-inimum Fund has to be present for 87D $000 or -inimum $ month. C/P 500 =for indi3idual /angladeshis> -inimum of 87D '5 000 or eDui3alent C/P =for others>. Fi1ed +% @@@@@@@ FD< =" -onths * abo3e but less than ! months> FD< =! -onths * abo3e but less than $ year> FD< =$ year * abo3e> @@@@@@@

One Ban( 4imited

Deposit

7hort Term (.00% = below $ @@@@@@@@@ Deposits crore > 5.50% = below '5 crore > &.00% = below 50 crore > &.'5% = below $00 crore > &.50% = abo3e $00 crore >