The Senior

VOICE November 2009

Local Attractions • Scenic Places • History • Money • Health • News

Ski
Ghost
Town
Town
USA
In Northern
Steamboat
Colorado
Springs

Famous
Longs
Rodeo
Peak
Bronc
Pioneer
Climbers
North
Colorado
Outlaws
Mountain
In Early
Girl
Colorado
Ida McNally

Cover
Skiing
Picture:
Steamboat
Skier
Springs
Billy Kidd
2 • November 2009 • The Senior Voice

Social Security State Legislation

By Stephen Clifton, Director date and place of birth and Social By B.J. Nikkel repeal of the Senior Homestead
Social Security Office, Greeley Security number; your bank or finan- Colorado State Representative Property Tax Exemption, which has
cial institution’s routing transit seriously hurt many seniors. Frankly,

I f you’re planning on retiring some-

time early in the 2010, now is the
time to apply for Social Security
benefits. The most convenient way
to apply is online at www.social
security.gov/applyonline.
Before you start your application,
we recommend you get an estimate of
your retirement benefit. This you can
do at www.socialsecurity.gov/estimat
or. The Retirement Estimator uses your
personal employment history to esti-
mate your retirement benefit. It also
will help you to answer some of the
questions on the retirement application.
You can use the online applica-
tion to apply for Social Security
retirement or spouses benefits if you
are at least 61 years and 9 months
old; want to start your benefits in the
next four months; and live in the
United States.
Before filing online for retire-
ment, we suggest you have the
following information on hand: Your
number and the account number for
direct deposit of your benefits; the
amount of money earned last year
and this year.
If you are filing for benefits in the
months of September through
December, you also will need to esti-
mate next year’s earnings; the name
and address of your employer(s) for
this year and last year; the beginning
and ending dates of any active U.S.
military service you had before 1968;
the name, Social Security number
and date of birth or age of your
current spouse and any former
spouse.
You also should know the dates
and places of marriage and dates of
divorce or death (if appropriate); and
have a copy of your Social Security
Statement.
Even if you don’t have all the
information we need, you should
go ahead and apply. We will contact
you later if we need information. ■
M y summer and fall flew by as I
concluded a series of twenty
town hall meetings around my district.
As your State Representative, I
take my job very seriously. One of my
goals is to be accessible and available
to you the taxpayers. I am working to
put people, not government, first.
Irresponsible government does not
serve the people. Raising taxes during
a recession or economic downturn has
been catastrophic for many people in
our state who were already suffering
economic woes. There were 57 bills
with “fees” (taxes) attached last
session.
I hear daily from Coloradans who
are angry about the car tax that forced
higher rates on vehicle registrations,
as well as forcing unfair, indisputable
and expensive late fees. I voted
against this “back-door” method of
taxation.
Some common sense solutions I
will support are to repeal the car tax
and also restore the majority party’s
I find that repeal unconscionable.
I’ll co-sponsor legislation allowing
Coloradans to purchase insurance
plans across state lines to give ythem
choice. If you need a minimal, inex-
pensive plan and we don’t have it in
Colorado, you should be allowed to
purchase it in another state.
We should implement an auto-
matic hiring freeze when the
economy shrinks. Our governor grew
government by 4,400 employees in
three years; 1400 were hired in the
midst of a hiring freeze as “excep-
tions.” When you and I must tighten
our belts, the government should, too.
I believe in growing futures, not
government. Excessive fees, taxes,
regulation and mandates on people
and small businesses have seriously
hurt Coloradans who are already
struggling to make ends meet in these
tough economic times.
You can email me at Rep.Nikkel
@gmail.com or call at 970-663-3506.
■

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CMS S5860 H0602_4031001 • MCAd153 • © 2009

Steamboat: Ski Town USA
By Bill Lambdin
S teamboat Springs is called Ski
Town USA for several reasons. It
has produced more Olympic ski team
members than any other city in the
nation.
It is where competitive skiing
began in Colorado when Carl
Howelsen built the first ski jump
there in 1913. And its ski business
was developed by local people who
had a passion for skiing seldom found
elsewhere.
Norwegian ski champion Carl
Howelsen was working as a stone
mason in Denver when he discovered
the champagne powder of Steamboat
in 1913.
He helped the local people in the
quiet, little ranching town realize that
they lived in a skier ’s paradise,
teaching them that they could do
more with those long wooden boards
than ski to school or to the pasture.
Howelsen’s ski jump became so
well known that it attracted cham-
pions from everywhere. Ragnar
Omtvedt set a world record jump on it
and told the people of Steamboat:
“You have the fastest course in the
world here...There is no reason why
(skiing) cannot be made a big thing
for Colorado.”
A few years later, a young local
rancher, Jim Temple, had become an
avid skier and decided to build some
ski runs on Storm Mountain.
It wasn’t easy starting a ski area in
this small, isolated town. Outsiders
said it would never make it—too
difficult to get to and too rural in its
atmosphere.
But outsiders were wrong. The
isolation appealed to many skiers,
who liked the Western atmosphere
and the idea of a ski area overlooking
a beautiful ranch valley.
And the townspeople were deter-
mined to make it work. During one
dry winter, hundreds of them shov-
eled snow onto the ski runs from
drifts along the trees to get the ski
area open.
It was reminiscent of the spirit F.M.
Light & Sons showed during the Great
Depression. Established in 1905, F.M.
Light & Sons is Steamboat’s oldest
retail business. You see their yellow
signs along the highway, and their
store is still downtown.
When the Lights’ business faced
failure during the Depression, they
loaded their saddles, jeans and
Carl Howelsen, who built the first professional ski jump in Colorado
at Steamboat Springs. Colorado Historical Society.
Stetsons in a Model-T Ford and drove
to ranches throughout the area. If the
customers wouldn’t come to them,
they would go to the customers.
Steamboat did much the same
when the town sent its best skiers to
competitions around the world—
Buddy Werner, Skeeter Werner,
Moose Barrows and many others.
Through them, Steamboat’s reputation
as a ski town grew.
The Werners were an especially
popular family. Hazie’s restaurant that
sits atop the gondola at Mount
Werner was named for Hazie Werner,
the mother of three Olympic skiers:
Buddy, Loris and their sister Gladys
(Skeeter).
The Werner family settled on a
nearby ranch in 1941 and first lived in
a log cabin with a sod roof. The chil-
dren trained at Howelsen Hill where
their mother sometimes sold hot dogs.
Later the Werner family became
very successful. Buddy was a three-
time Olympian, national giant slalom
champion and North American
combined champion. Loris was also
an Olympian.
Skeeter won the North American
Ski Championship in 1955, was the
youngest member of the U.S. National
Ski Team, an Olympian, and founder
of the Steamboat Ski School.
Buddy Werner was killed in an
avalanche in Switzerland in 1964. After
that, Steamboat’s ski mountain was
renamed Mount Werner in his honor.
Writer John Rolfe Burroughs
remembered when Buddy Werner
became the first American to achieve
recognition from the great skiers of
Europe:
“No European had really ever
taken an American skier seriously
until the day in 1958 when Werner
stood at the top of the Hahnenkamm
down-hill course peering into a fog
that blotted out the run...A teammate
called ‘good luck.’
“Buddy jabbed in his ski poles,
pulled himself in mid-air into his char-
acteristic streamlined crouch and almost
instantly vanished into the murk.
“Far below, the Austrian spectators
waited, staring into the fog...Suddenly
out of the mists rocketed Werner. He
carved a magnificent steep last schuss
that held the crowd breathless and
then swept across the finish line...He
had broken the record.”
Steamboat remembers people like
that.
________________
COVER PICTURE: Billy Kidd, one of
Steamboat’s best known skiers years
ago. Photo courtesy Steamboat
Chamber Resort Association. ■
The Senior Voice • November 2009 • 3
Published Locally Since 1980
VOL. 29, NO. 12
970-229-9204
Email: Lambdin@frii.com
www.theseniorvoice.net
PUBLICATION INFORMATION
The Senior Voice newspaper has been
published locally the first of each month
since 1980 for residents age 50-plus.
ADVERTISING
Ad deadline is 20th of month.
For rates, call 970-229-9204;
email Lambdin@frii.com
or see theseniorvoice.net.
Wolfgang Lambdin
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Fort Collins, Colorado
(970) 229-9204
Lambdin@frii.com
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Greeley
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EDITORIAL DEADLINE
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the 20th of the month.
READER INFORMATION
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no responsibility for damaged or lost mate-
rial submitted by readers.
© Copyright 2009
The Senior Voice
EDITORIAL OFFICE:
1471 Front Nine Drive
Fort Collins, CO 80525
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No material may be reproduced by any
means without permission of the Senior
Voice.
Dr. William and Peggy Lambdin
Founders, 1980
4 • November 2009 • The Senior Voice

Question About Estate Planning

By Ron Rutz, Attorney
Legal Correspondent
Q: You have said it is easy to use
probate in Colorado. But if I don’t
want to do that, what are my options?
A: Gifting. If a gift is made,
there is no right to have it returned.
Gift tax consequences arise for any
gift if, during a calendar year, the
total of all gifts to an individual
exceeds $13,000.
If an appreciated asset is given,
the recipient steps into the shoes of
the giver for capital gains purposes.
Therefore, the receiver would be
subject to the same capital gains or
capital losses that the giver would
have incurred. Generally it is better
for someone to inherit and receive a
stepped-up basis than to receive a
gift and take over the existing basis
and tax liability.
Trusts. In some states like
California, a living trust is, without
a doubt, the most desirable way to
anchor an estate plan and avoid
probate. That is not necessarily the
case in Colorado.
Trusts are more complicated.
Instead of a Will with a few pages, a
person usually receives a thick
“book” with a trust that almost no
client understands.
Unless the cost to set up the trust
and then the cost to take it apart after
death is around $350, the trust will
prove to be much more expensive
than a probate that the family can do
themselves. The forms and procedures
are available free on the internet.
Trusts are often called double
probates in the sense that in a
probate with a Will, assets are trans-
ferred once at death. But with a
trust, assets are handled first to
transfer title into the trust name, then
a second time at death from the trust
to the beneficiaries, and possibly a
third time for the assets still titled in
the deceased’s name transferring
assets into the trust (start a probate)
and then out of the trust.
Trusts are still used in Colorado,
but probate might be better.
Limited Liability Company
(LLC). Assets, especially out-of-
state real estate, are placed in an
LLC because, in order to transfer the
deceased’s ownership, his or her
certificate is simply canceled and
new certificates are issued to the
beneficiaries.
Among other things, the LLC
will avoid court probate of real
estate in a sister state where the
probate laws may be harder to work
with than in Colorado. Thus, one of
the traditional reasons for having a
living trust (to avoid foreign
probates) has been diminished
Prostate Surgery Issue
P rostate cancer patients who have
the new minimally invasive
“keyhole” surgery are much more
likely to be left with incontinence and
impotence, according to a report in the
Journal of the American Medical
Association (JAMA).
The new surgery uses robotic tech-
nology and requires only a small
incision, but it leaves men with more
problems than the traditional surgical
method. Researchers studying nearly
9,000 patients found that the new
method results in about twice the
number of impotence and inconti-
greatly by the use of LLCs.
In deciding whether to use
probate or avoid it, you must have a
clear understanding of what happens
in your state.
________________
Attorney Ron Rutz will answer ques-
tions sent to 2625 Redwing Road,
Suite 180, Fort Collins, Colorado
80526. Phone: 970-223-8388.
Email: rutz@ronaldrutz.com. ■
nence problems as the traditional
method.
Part of the problem is that the new
method requires extensive robotic
training that many surgeons doing it
do not have, said researchers. But
patients are demanding the new
method because it is widely adver-
tised; so many doctors take a short
course in it and do it, even though
they are not fully qualified.
Researchers advise patients to
investigate a surgeon’s experience and
qualifications carefully before using
the new method. ■

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Health Research
C onflicts of interest continue
among some university profes-
sors who publish articles in medical
journals and don’t reveal that they
have ties to drug companies, said
Senator Charles Grassley (R-Iowa).
Grassley has led several investi-
gations that reveal things like drug
companies paying well known
university professors to put their
names on articles that were
produced by ghost writers hired by
the drug companies. That, say
Grassley and others, deliberately
misleads doctors and consumers
who need information in medical
journals to be unbiased and truthful.
Grassley has asked the National
Institutes of Health (NIH), the
federal agency that funds much of
the medical research in the U.S., to
crack down on such practices. But
the NIH says it is the universities’
responsibility to supervise their
professors.
The universities say it is the
professors’ responsibility; so in
many cases nothing gets done
except finger pointing.
In the meantime, said Grassley,
The Senior Voice • November 2009 • 5
Bring Your Gift List ...
there is a growing mistrust of
medical research. That view was
We’ll Help You Fill It!
confirmed by another recent study
reported in the Journal of the
American Medical Association.
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It said nearly 11 percent of the
articles appearing in the New
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2008 were produced by ghost
writers who were paid by drug For everyone 65+, we have one stop, uncrowded
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In a survey of more than 600 All Purchases Refreshments
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them admitted that ghost writers had
contributed to their articles. All Store Locations:
Ginny Barbour, editor of the
-D[2XWGRRU*HDU‡)RUW&ROOLQV
journal of the Public Library of (970) 221-0544
Science (PLoS Medicine), told the
New York Times, “I feel that we’ve -D[5DQFK +RPH‡)RUW&ROOLQV
(970) 484-2221
basically been lied to by authors.”
She and others point out that -D[2XWGRRU*HDU‡5DQFK +RPH‡/RYHODQG
writers paid by drug companies can (970) 776-4540
possibly mislead doctors and harm
patients if dangerous side effects of
medicines are not revealed. ■
6 • November 2009 • The Senior Voice
Famous Bronc
from Greeley
Cowboy on a bronc (not Midnight). Hazel Johnson Collection.
(Editor’s Note: Greeley historian
Hazel E. Johnson wrote the
following story years ago.)
By Hazel Johnson
T he famous bucking horse
Midnight was acquired by
Verne Elliott of Greeley in 1928.
Elliott toured the U.S. and
promoted the first rodeo in
Madison Square Garden. He also
took his rodeo to London.
Midnight was a real crowd
pleaser and, as a tricky bucking
horse, threw some of the cowboy
greats. People at Cheyenne
Frontier Days and the Denver
Stock Show always looked
forward to seeing him.
Some rated him the best
bucking horse the world had
known. One rodeo cowboy
said, “He was an ornery cuss,
1,600 pounds of coiled steel
spring with all of the feints and
moves, plus the explosiveness
of dynamite.”
While Midnight was said never
to have been ridden, the statement
wasn’t quite accurate. According to
Guy Elliott of Greeley, he was
ridden twice–but under suspicious
circumstances which no one ever
explained.
After Midnight’s last rodeo,
Vern Elliott put him to pasture on
the St. Vrain Ranch near Greeley
where he roamed free for several
years until his death. Elliott buried
him on the ranch, encircled the
grave with a rail fence and had a
marker erected.
In 1966 the Cowboy Hall of
Fame at Oklahoma City exhumed
Midnight’s bones and took them
there for burial. Dean Krakel, a
western historian formerly of Ault
and director of the Cowboy Hall
of Fame, was in charge of the
exhumation.
Some people do not know that
this famous horse was from Weld
County. ■

Find Out
Investment Costs
By Scott Burns
Financial Writer
Q: I have been trying to determine my
portfolio’s expenses without success. I
have a variable annuity with four
mutual funds. I also have six stock
funds, a couple of bond funds, corpo-
rate bonds, a CD and a few corporate
stocks. All are managed by a broker
who makes recommendations,
handles transactions and provides an
income check each month.
There are fees, management
expenses, etc., associated with each
entity within the portfolio and a
management fee from the broker. How
can I discover all the various fees
being levied on my portfolio
A: Sadly, there is no “Truth in
Investing Expenses” law. Personally,
I’d like to see a law that required
every monthly statement to contain a
total of all expenses as a percent of
assets in the account.
I suggest that you make a formal
request to your broker for a tally of
the average annual expense for your
variable annuity and the expense
ratios on your stock and bond mutual
funds. This will still be incomplete
since it won’t include the commis-
sions or house spreads on your bond
and CD purchases. Nor will it include
his management fee if there is one.
Asking these questions isn’t rude.
It’s essential.
A second question you should ask
is what the return on your account has
been over the trailing 12 months and
36 months. This should include
adding back in any withdrawals you
have made, expressed as a percentage
of the account value. You can then ask
your account manager to compare his
performance to a meaningful bench-
mark. If he isn’t willing to do that,
your money is in the wrong place and
you should move your account.
________________
Scott Burns is a longtime financial
researcher and writer for The Dallas
Morning News and other papers.
He answers some questions of
general interest sent to:
scott@scottburns.com. ■
The Senior Voice • November 2009 • 7
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8 • November 2009 • The Senior Voice
Sunshine and Sorrow
By Bill Lambdin
O ne of the haunting pioneer
stories in northern Colorado
involved a beautiful 16-year-old girl
who died mysteriously while living
in the mountains west of Fort
Collins.
Ida Louise McNally came from a
respected family of early settlers.
Her parents, Nicolas and Jemima
McNally, had come to Fort Collins
in 1878 with their eleven children.
Nicolas was a lumberman previ-
ously from Canada and Michigan.
He moved his family to a farm near
Bellvue, north of Fort Collins, but
heard of the mining boom at Teller
City and decided to move there, in
the mountains southeast of Walden.
Just a week before the move,
their young son, Freddie, died. As if
that weren’t enough, the family had
a difficult time getting to Teller City.
It took them seven days in a two-
seated buggy, traveling in a storm,
sleeping on the ground on Dead
Man’s Hill and elsewhere.
One night they found a deserted
cabin with a dirt floor. The cabin
Offer expires: 12/10/09
wasn’t locked, so they built a fire to
get warm and cooked a meal of
beaver tail stew.
Then one of their horses died.
They had to walk miles to get a
stage that could take them the rest of
the way.
Ida’s father homesteaded 160
acres and built a log cabin near Teller
City. The family was hard-working
and religious, and gained the respect
of other settlers in the area.
Life began to look better. In 1883,
when Ida’s older sister Anna married
Old Teller hotel near Ida’s home. Colorado Historical Society.
and had a child, Ida went to live with
her to help care for the baby. was unmarried and didn’t know well known in this vicinity, will be a
Ida was almost 16, a healthy, what to do. She had a strong reli- painful surprise to many friends.”
pretty girl enjoying the summer gious background and became Years later, Fort Collins writer
sunshine in a beautiful mountain confused. Rose Brinks found a picture of Ida.
setting. Life was just unfolding for Sadly, she made a decision to On the back of it, Ida had written: “I
her. take her own life. have engaged the sun to shine for
She walked along sparkling No one knows who her lover was me.”
mountain streams, stood surrounded or exactly how she ended her life. Unfortunately, the sun did not
by wildflowers and listened to the Some said she may have drunk lye shine long in Ida’s young life.
breeze softly moving through the and endured several agonizing days _______________
sweet scented pine trees. Life was before her death on August 11, 1883. Fort Collins writer Rose Brinks told
pulling her toward womanhood, A local newspaper did not give the story of Ida and other local
making her strong and beautiful. details, but said: “The sudden death pioneers in her book “History of
Then everything changed. Ida of Miss Ida McNally, a charming Bingham Hill Cemetery,” available
discovered she was pregnant. She and very intelligent lady who was by calling 970-221-4261. ■
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 The Senior Voice • November 2009 • 9

Vitamin D Supplement A New

Generation
P eople who don’t get enough
vitamin D are twice as likely to
suffer a heart attack, stroke or other
doses.
Vitamin D might also help people
avoid cancer, according to a report in
of
Nursing Care
cardiovascular problem, according the Annals of Epidemiology.
to a report in the Journal of the Researchers said a lack of vitamin D
American College of Cardiology. might disrupt activity between cells
“There are a whole array of that is necessary to healthy cell life. Today’s nursing homes are pleasant residences that promote
studies linking increased cardiovas- That could allow cancer cells to take social and emotional health as well as physical well-being. Our
cular risk with vitamin D over healthy cells. staff works together to ensure that your loved one will experience
deficiency,” said researcher Dr. “The first event in cancer is loss a comfortable, fulfilling stay.
James H. O’Keefe. “There is strong of communication among cells due
evidence that supplementing to, among other things, low vitamin For your convenience, we contract with Medicare, Medicaid and most
vitamin D improves health.” D and calcium levels,” said Cedric Private Insurance carriers. Please contact us for more information.
Most Americans need vitamin Garland, an epidemiologist at the
D supplements because they cannot University of California. Applewood Living Center Kenton Manor
get enough through daily sunshine Elsewhere, a report in the Journal 1800 Stroh Place 850 27th Avenue
exposure or foods. You would have of Neurology, Neurosurgery and Longmont, CO 80501 Greeley, CO 80634
to drink about 15 glasses of milk a Psychiatry says getting the right (303) 776-6081 (970) 353-1018
day to get enough, say researchers. amount of Vitamin D might also
Berthoud Living Center * Sierra Vista Health
You would need to get 15 to 30 reduce the effects of aging on the
855 Franklin Care Center
minutes of daily sunlight exposure brain. 821 Duffield Court
on your skin; and that’s difficult to Berthoud, CO 80513
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do every day in winter. (970) 532-2683
age 40 to 80 and found that those (970) 669-0345
Some researchers recommend at with high vitamin D levels had Boulder Manor Health Care
least 200 international units a day better memory and processed infor- Spring Creek Health
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for those 50 to 70; and at least 600 levels of the vitamin. The differ- 1000 East Stuart Street
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units for those over 70. Other ences were most notable in men
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Thanks, Dr. Kirk.” Garden Square specialized memory
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— Ed Horton Fort Collins, CO 80525 with Alzheimer’s disease or
(970) 494-3276 related dementia.
Loveland

E d Horton loves cars and has repaired and

restored antique autos and trucks since age
15. Since retiring, he has traded real cars for
model cars. When he found he could no longer
enjoy his hobby, because of sight, Ed’s primary
William E. Condon Jr.
care physician, Dr. Durbin sent him to Dr. Kirk,
who discovered cataracts. Ed recently had the Estate Planning • Conservatorships
John D. Kirk, MD, FACS surgery and immediately saw improvement –
& John W. Colvin, OD
“Everything is sharp and clear. Now I see Wills • Elder Law
distances again, I drive and I enjoy my hobbies
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970-353-6886
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669-1107 Kirk. You gave me back my freedom.”
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10 • November 2009 • The Senior Voice
From Water Hole to Den of Sin
By Peggy Hunt
L as Vegas got its name from the
Spanish explorers who first
came to the area in 1829. They
called it “the meadows” for the
green meadows fed by a natural
water reserve in the middle of the
desert.
In 1843 Capt. John C. Fremont,
having heard of a “great river” in
the region, entered the desert basin
to conduct the first official
mapping of what would become
Nevada.
In the mid-1800s, a migration
of Mormons had replaced the orig-
inal Spanish residents, but by 1887
the Mormons were also gone. In
1902 a man named William Clark
planned to build a railroad line
between Los Angeles and Salt
Lake City using the artesian
springs at Las Vegas.
Clark decided not to build the
railroad and auctioned off his land
as town sites, netting $265,000.
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People who bought those town
sites later made huge profits when,
in 1930, the federal government
decided to build Hoover Dam
nearby.
That project put Las Vegas on
the map, and local businesses prof-
ited greatly from the 5,000 men
working on the dam for five years.
Then in 1931 the state legislature
established legalized gambling in
Nevada, and the town sites sold by
Clark in 1905 were worth huge
sums as casinos and hotels began
springing up on them.
One of the most sensational
events in the development of Las
Vegas was the 1946 building of the
Pink Flamingo by Bugsy Siegel
and Meyer Lansky, who skimmed
huge profits from bootlegging and
gambling operations. The Pink
Flamingo was the forerunner of all
the later large casinos, but Siegel
met a violent death before he lived
long enough to enjoy much of his
money.
Las Vegas is very different from its origins.
By the late 1950s, Las Vegas the night and took up residence at
had a well established image of the Desert Inn, which became his
glamour and glitz, and a reputation home for the next four years. He
as “sin city” where anything goes. bought several of the hotels and
Famous entertainers worked there casinos, and even bought a TV
regularly, including Frank Sinatra station so he could watch his
and his “rat pack” consisting of favorite movies in his hotel room.
Joey Bishop, Sammy Davis, Jr., Since then, the once barren
Peter Lawford and Dean Martin. desert meadow has become the
In 1966, Howard Hughes entertainment capital of the world.
arrived in town in the middle of At least, that’s what it calls itself. ■
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 The Senior Voice • November 2009 • 11

Events and Exhibits Greeley Friends and Newcomers

,1'(3(1'(17/,9,1*
Pioneer Association
Annual luncheon and business meeting in
Fort Collins, November 21 at 11:30, Cafe
Meeting November 10, at Trinity
Episcopal Church 3800 West 20th The Wexford
Columbine, 802 West Drake. For reserva- Street, features information on Hospice :HVWWK6WUHHW
tions, call Bonnie Crane, 226-4984. programs. Call 330-4525.
/RYHODQG&2
Johnstown Christmas Boutique Wyoming Historical Society 
December 5 at 9 am to 3 pm, at the The society’s 2010 historical calendar is
community center, 101 W. Charlotte. available from linda@dancewyoming.
Crafts, silent auction, baked goods, com, or call 307-322-4237. It features The Winslow
quilt raffle, Santa visit for kids, coloring colorful photographs of many historical
contest, hayrides, and more. Also quilt events and people throughout
&HQWUH$YHQXH
and craft show at Faith Lutheran Wyoming. For information about the )RUW&ROOLQV&2
Church, 3999 W. South First Street. society, see www.wyshs.org. ■ 
Call 587-9599.

The Worthington
I am now carrying Medicare
prescription drug coverage from :RUWKLQJWRQ&LUFOH
Humana®. Call me today to
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MEDICARE
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1318 SS.College
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Fort Collins,
Collins, CO
CO80524-4174
80524-4174
Bus: 970-493-9336
970-493-9336

PART D. mary@marybiggers.com
mary.biggers.b3pj@statefarm.com

columbine
cares for seniors
Humana Prescription Drug Plans are offered by Humana Insurance Company, Louisville, KY, which is financially responsible for these prod-
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12 • November 2009 • The Senior Voice
7-DAY
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at (970) 388-1628
Early Fort Collins
By
Arlene
Ahlbrandt
The Fort Collins Sugar Factory. Courtesy of Arlene Ahlbrandt.
T he Fort Collins Sugar Factory
was built in 1903 and would
have been 106 years old now had it
not been demolished in the 1990s.
In 1904 the stockholders sold
the factory to the Great Western
Sugar Company, which owned
beet factories in Loveland, Greeley
and other places.
The original building was two
stories with walls made of three
layers of red brick. The tall smoke-
stack could be seen for miles. The
plant could process 1,200 tons of
beets a day.
The population of Fort Collins
more than doubled when work
began in beet fields and at the
factory. In the spring and fall, rural
schools had “beet vacations” so
children would work on the farms.
For years, the sugar industry
was prosperous, but in 1954 the
farming economy was depressed.
The factory needed repairs and
was simply shut down.
In 1994 the city of Fort Collins
purchased a 32-acre parcel of the
former factory and renovated one of
the buildings for the street depart-
ment, which still stands at Linden
Street and Vine Drive. Another
parcel of land now houses the New
Belgium Brewery warehouse. ■

Loveland Pioneers:
W.B. Osborn Family
By Lois Hall
T he Loveland Museum and
Gallery was built on the home-
stead site of the W.B. Osborn
family, and the museum stands as
a tribute to those pioneers of the
Big Thompson Valley.
The Osborns were among the
earliest settlers in the valley,
arriving in l86l. William Osborn
and his wife, Margaret, built the
first house in the town. He was also
the first judge in Larimer County.
In their home, the first church
service in Larimer County was
held in l863. Judge Osborn
performed the first marriage cere-
mony in the county when Andrew
Ames and the woman he wanted
to marry came to his home in a
Drug Companies’
Influence
H ow much do drug companies
influence the practice of medi-
cine in the U.S.?
Quite a bit, according to investi-
gations by Senator Charles Grassley
(R-Iowa). He found, for instance, that
the influential National Alliance on
Mental Illness (NAMI) gets much of
its funding from drug companies
although it is supposed to be a patient
advocacy group.
NAMI has for years supported
legislation that benefits drug compa-
nies, said Grassley. The organization’s
director, Michael Fitzpatrick, acknow-
ledged that but said NAMI plans to be
less influenced by drug companies.
He told the New York Times, “I
understand that NAMI gets painted
as being in the pockets of pharmaceu-
tical companies...It’s simply not
true.” Elsewhere, Sen. Grassley has
found numerous instances of drug
companies paying university profes-
sors to put their names on research
articles that were actually produced
by ghost writers who are paid by the
drug companies.
Such articles appear in influential
medical journals that doctors and
patients depend on for information.
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covered wagon drawn by oxen.
In l862 Osborn bought a half
bushel of wheat, a half bushel of
oats and a half bushel of rye. He
planted these on his farm,
becoming the first in the county to
plant wheat. He cut and hauled
native grass hay to Blackhawk and
Central City where he sold it to
mining companies for their live-
stock.
Osborn’s love for farming was
shared by his great grandson Milo
and his wife Madalyn. Their home
was built just a stone’s throw from
the site of the original Osborn log
cabin erected in l862.
The Osborn farm was cited as
the piece of land in Colorado
owned the longest by one family.
The historical exhibits at the
Erectile Dysfunction
T he American College of Physi-
cians support the use of erectile
dysfunction drugs such as Viagra,
Celias and Levitra, according to a
report in the Annals of Internal
Medicine.
Only mild side effects are occa-
sionally associated with the drugs,
including headaches, nausea,
visual disturbances and diarrhea,
said the physicians. However, men
who take nitrate medicines or have
unstable heart disease should not
take the drugs.
Erectile dysfunction affects men
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W.B. Osborn was born in 1824 and came to Loveland in 1861.
Photo Loveland Public Library.
Loveland Museum evoke what life
was like around the turn of the
century. The Victorian room
displays include several Osborn
of all ages, including young men with
diabetes and others suffering from
depression or chronic health con-
ditions. “Patients need to know that
erectile dysfunction is a common dis-
order,” said Dr. Amir Qaseem, senior
medical associate with the American
College of Physicians.
Men who experience erectile
dysfunction for more than three
months should see a doctor and
consider using the drugs, said the
researchers. Some doctors also
need to be more aware that the
drugs are safe. ■
The Senior Voice • November 2009 • 13
belongings such as a brass chande-
lier and paintings.
Later members of the Osborn
family, Otto and Cora, donated the
original Osborn family homesite to
the City of Loveland for the
museum, which was built in l956. ■
SHOP WEDNESDAYS, WHEN THE
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14 • November 2009 • The Senior Voice

Give a Gift. Colorado Crosswords By Tony Donovan

Give the
Best Gift
of your Life.
Give the Gift
of Hospice.
ACROSS DOWN
Call to find out how – 970-346-9700 1.
6.
_____ Peaks Wilderness Area
Holder of #6 down
1. “_____ _____ corny as Kansas in
August” (“South Pacific” tune)
10. Injure severely 2. Named for a German immigrant hotel
11. Town partly in both Weld and Boulder owner, this Chaffee County locale is
Counties between Buena Vista and Salida
12. _____ Springs 3. Christian designer?
15. A.S.A.P. 4. “_____ _____ Rappaport” (Bas Bleu
17. Inert gas production of ’09)
18. Turin relic 5. Indigent
19. The Emerald Isle, to locals 6. Pot pie veggies
7. Where you’d find Jeppesen Terminal, for
Serving Weld, Larimer and Boulder Counties 20. Attempt
short
22. Mischievous one
24. Singer Scaggs, to friends 8. Orlando’s team
26. Hair style for young gals 9. Word on a package of chicken breasts,
perhaps

We are excited to offer

28. Tower site
31. When you might pick up some overtime 13. Method of horse training in obedience
34. The Denver & Rio Grande, for one and precision

our new cremation area... 36. Potter’s rank at the #4077 14. Dance seen in Tel Aviv
16. Pound purchase, maybe?

Reflections at Resthaven
37. “You _____ me” (Sam Cooke classic
21. County in the southeast part of the state
hit)
named for cattle rancher who was
39. Word before “River” or “Canyon”
married to the daughter of a Cheyenne
40. Total
chief killed at Sand Creek
41. Meal
22. Latvian capital
44. Allen or Conway
23. “_____ _____to your no call list
47. _____ City (brief tenured mining camp please.”
of Grand County) 25. Ore mined near Gilman and Red Cliff
49. _____ House (Belushi fraternity spoof ) near Battle Mountain
52. What a Tsar might proclaim 26. Adjective for a young Jack Nicklaus or
54. This might describe a procrastinator’s Alan Ladd
work 27. It’s measured by degrees
55. Janitor’s plight 29. Largest city in South America
56. Locale between Vail and Edwards 30. Guthrie, et. al.
57. Jason’s craft 32. Desires
58. _____ Force 33. County seat of Logan County
59. Teacher’s warning: “There will be a 35. Defeat soundly
_____ _____ the entire chapter 38. Home to Ft. Lewis College

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tomorrow.” 42. Capitol of France?
43. Silver _____ near #12 across

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44.
45.
Tease
B and B
Please visit one of our sales counselors 46.
48.
King with the “golden touch”
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for additional information or call 970-667-0202 50. Sahl of 50s and 60s comedy and satire
51. Trotsky or Uris
53. Pollution monitor, briefly

Colorado
Crosswords
are created exclusively
8426 S. Hwy 287 • Fort Collins for The Voice by Tony
970-667-0202 Donovan, who lives in Loveland.
www.resthavencolorado.com

Laughter Is the Best Medicine
A woman saw a beautiful parrot in
a pet shop, and it was for sale for
only $25. She asked the manager,
“Why is the parrot so cheap?”
“It was owned by a woman who
ran a brothel,” said the manager.
“Sometimes it says surprising things.”
“Bad things?”
“No, just unusual things.”
She bought it and took it home.
That evening her husband came home
from work, walked in and the parrot
said, “Hi, George.”
Do you know this guy?
“I wanted to get a gift for my
wife’s birthday; so I bought her a little
pocket-size tazer stun gun.
“She was at work when I sat at
home and decided to test it. I put two
AAA batteries in it. The instructions
said a one-second burst would shock
an assailant. A two-second burst
would cause muscle spasms. A three-
second burst would leave an assailant
flopping on the ground like a fish out
of water.
“I wanted to try it on a flesh-and-
blood object, and I looked at our cat
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Gracie. How much could the little
five-inch gun do with only two AAA
batteries in it?
“Gracie much have read my mind.
She gave me a look that said, ‘Don’t
do it, stupid!’ and left the room.
“I decided, what the heck, I’d try a
short one-second burst on myself
while standing at the kitchen counter.
I pointed it at my leg and pulled the
trigger.
“BAM!! HOLY MOSES!! It was a
weapon of mass destruction!
“I hit the floor like a ton of bricks,
my body convulsing uncontrollably,
writhing and jumping in spasms. I
saw a blue flash bounce around the
room. It hit the microwave and came
back at me. I couldn’t get out of the
way.
“BAM!!
“When I woke up, my body was
soaking wet. My nipples were on fire.
I couldn’t move, and I felt my
eyeballs rolling around. I heard Gracie
making high, screeching sounds I’d
never heard before.
“When I was finally able to get up
into a chair, my bottom lip felt like it
Buy – Sell
– Rent – Try
– Before
– You Buy!
The Senior Voice • November 2009 • 15
weighed 50 pounds. I had no control
over the drooling.
“I don’t know how long I sat there.
One sister saw an ad for a bull and
said, “I’ll go see if it’s what we want.
If it is, I’ll send a telegram, and you
My wife finally came home and bring the truck to get him.”
helped me into bed, laughing her head She paid for the bull but had only
off. enough money left to send a one-word
“She never uses the thing—except telegram. She told the operator, “Just
to threaten me.” say ‘comfortable.’”
The operator asked, “How will she
Two sisters owned a ranch but know what that means?”
were in financial trouble. They needed “She’s blonde. She’ll read it
to buy a bull to breed their stock. slowly: Come-for-da-bull.” ■
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16 • November 2009 • The Senior Voice

P erhaps the most beautiful thing about snow is

watching someone else shovel it.
Let it snow. Let the wind howl. It doesn’t matter. Not when you leave the work and worry of taking care of a home
behind, and trade it in for getting more out of life. Somewhere you’re free to do what you want. To make new friends.
And feel a real sense of belonging. Senior living at Good Samaritan Society – Communities of Northern Colorado
opens up a world of possibilties, without having to lift so much as a shovel.

Join us for our Holiday Open House tour!

Dec. 18 and 19, from 1 – 4.
Greeley (970) 353-7773 | Loveland (970) 669-3100 | Water Valley (970) 686-2743
Fort Collins (970) 226-4909 | Estes Park (970) 577-7700

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HJJVYKPUN[VMLKLYHSZ[H[LHUKSVJHSSH^Z(SSMHP[OZHUKILSPLMZ^LSJVTL*VW`YPNO[;OL,]HUNLSPJHS3\[OLYHU.VVK:HTHYP[HU:VJPL[`(SSYPNO[ZYLZLY]LK .