IBM SALES AND DISTRIBUTION
Solution Brief
Highlights
● Integrate risk management
● Enhance business value
● Manage enterprise information
● Improve the operational resilience of IT
infrastructure
● Optimize application development and
delivery
Gain an enterprise-wide view of financial and operational risk
Integrated risk management
solutions for financial services
Where does risk reside in your financial institution? Many banks and
financial firms take a siloed approach to risk management with applica-
tions and data managed independently from compliance, customer
information and corporate performance. This impacts their ability to
provide timely and accurate information on their institution’s complete
risk exposure.
An integrated risk management strategy can create the transparency
banks are looking for, while helping differentiate their competitive
position. This approach makes it easier to understand, control and
optimize financial risks and opportunities. It can also help to detect,
prevent and remediate operational risks, while enabling regulatory
compliance. Integrated risk management solutions from IBM are
designed to enable secure information sharing and enhanced risk
awareness, as well as policies and procedures to be embedded in busi-
ness processes for more effective governance and control.
IBM can help your banking institution develop corporate policies, pro-
grams and systems that can allow you to:
● Create and implement an integrated risk management process
for financial and non-financial risk.
● Monitor and assess business processes against objectives to
enhance business value.
● Manage enterprise information to protect privacy, meet secu-
rity control guidelines, and enable legal and regulatory compli-
ance with records retention and management requirements.
● Improve the operational resilience of IT infrastructure.
● Help ensure the right control and enforcement capabilities are
designed into business applications.
● Optimize application development and delivery to help internal
and external auditors verify that compliance requirements were
accurately captured and implemented in key applications.
IBM SALES AND DISTRIBUTION Gain an enterprise-wide view of financial and operational risk
Solution Brief

IBM can help you evolve your risk practices based on your priorities and enable
you to leverage your investments in people, process and technology. We can
help you realize measurable business value as you progress through critical
© Copyright IBM Corporation 2009
projects to:
IBM Corporation
Route 100
● Manage Financial Risk Somers, NY 10589
Understand market and credit risk exposure across multiple silos to
Produced in the United States of
make financial and risk decisions consistent with business objectives America
● Prevent, Detect and Remediate Financial Crime October 2009
Secure all transactions and forms of interaction, proactively prevent All Rights Reserved
increasingly sophisticated internal and external prohibited activities and IBM, the IBM logo and ibm.com are
effectively manage detected events trademarks or registered trademarks of
● Efficiently Mitigate and Manage Operational & IT Risk International Business Machines
Corporation in the United States, other
Proactively manage potential risks, both internal and external, business countries, or both. If these and other
and IT, resulting from events impacting operations, processes and IBM trademarked terms are marked on
applications their first occurrence in this information
● Monitor and Manage Compliance with Regulatory Obligations with a trademark symbol (® or ™), these
symbols indicate U.S. registered or
Understand and manage compliance across a dynamic set of voluntary common law trademarks owned by
and mandatory requirements imposed by multiple regulatory bodies, IBM at the time this information was
across operating jurisdictions, at an optimal cost for value published. Such trademarks may
also be registered or common law
trademarks in other countries.
To help you enable projects in the four areas of risk outlined above, the A current list of IBM trademarks is
IBM Banking Industry Framework combines the power of IBM software available on the Web at “Copyright
with banking-specific software extensions, solution accelerators and best prac- and trademark information” at
tices, to help you deploy solutions faster and at lower cost and risk. The ibm.com/legal/copytrade.shtml

IBM framework can help you migrate to a more strategic and flexible technol- Other product, company or service
ogy architecture that is aligned with the needs of your business, one project at a names may be trademarks or service
marks of others.
time. Take advantage of a structured approach that combines best-in-class
industry assets, repeatable software patterns and IBM Business Partner offer-
ings to take a holistic approach to monitoring and managing financial risk,
Please Recycle
financial crimes detection and prevention, operational and IT risk, and gover-
nance and compliance.

For more information

To learn more about integrated risk management solutions for financial serv-
ices, please contact your IBM representative or IBM Business Partner, or visit:
ibm.com/banking/risk

IIS03001-USEN-00