Rui Pereira

Born August 3rd 1980

Nationality: Australian/ Portuguese
Languages spoken: English/ Portuguese
rui.pereira@esanda.com

OBJECTIVE: Join an international bank as a credit analyst – make the network contribute
from my international experience and learn from local practices.

KEY STRENGTHS AND ACHIEVEMENTS

Key strengths: organized, creative, good-team player yet fully autonomous, able to
outperform objective with minimal supervision, good project developer
Key achievements: have been repeatedly promoted within the Esanda group, demonstrated
great efficiency by looking after the top tier dealer groups within Australia with monthly
applications in excess of 1000 applications and business writings in excess of 30 million.

PROFESSIONAL EMPLOYMENT

Oct 2001 to current - Esanda Finance

Assistant Team Leader (Oct 2007 to current)

Looking after 3 Australian States (VIC/TAS/QLD) with a client writings with total billing of 30
million and managing staff of 5.

 Analyse customer profiles to ensure all lending criteria was

met according to Esanda’s policies and procedures

 Analyse customer profiles and apply rate appropriate

depending on credit principles

 Manage workflow based on banking system to ensure

SLA’s are met and exceeded and to apply Active Manager principles

 Handle all escalated calls, complaints and declined

applications

 Provide support to the Manager of Auto Lending in

managing day to day duties and escalations

 Proactively mentor and coach credit analysts on processes,

policies, decisions, justifications and handling difficult business partners

Credit Analyst (April 2003 – Oct 2007)

 Analysed customer profiles to ensure all lending criteria

was met
 Educate business partners to reinforce behaviours to
improve the quality of applications
  Always met and exceeded daily targets

Settlements Officer (October 2001 – April 2003)

 Settlement of transactions

Sept 2000 to Oct 2001 – Telstra

IT Helpdesk

 Logged all help calls into Remedy system and arranged

necessary escalation for problems / requests

 Interacted with peers and reviewed / updated support

databases to provide accurate information to customers

 Played senior role in Problem Management department

Dec 1999 to Sept 2000 – Commonwealth Bank of Australia

Bank Teller

 Customer Relations

 Day to day money handling

 Excelled in sales which contributed to weekly targets

STUDIES

Brunswick Secondary College – Year 7 to 12

INTEREST

Music

Reading (Ancient Mythology / Crime / Thriller)

Movies

Tennis