Weaker Sections of society:

Insurance:
Aam Admi Bima
Yojana(AABY)
Rural landless households
For the death / disability of Head of family /
one earning member of the family.
+scholarship for kids
implemented via LIC
Janshree Bima
Yojana (JBY)
Started in 2000 and merged with Aam Admi
Bima Yojana in 2012, for better
convergence.
Provided Life insurance protection to the
rural and urban poor persons below poverty
line and marginally above the poverty line.
Insurance cover 30k (natural death)
Swavalamban
Government gives subsidy on NPS account of
unorganized sector.
Swabhiman Increase banking penetration in remote rural areas.
Sabla
(Rajiv Gandhi) Scheme for Empowerment of
Adolescent GirlsGives them food, skill-training and
health education.
Swadhar
This provides food, shelter, support, counseling to
women in difficult circumstances e.g.
1. destitute widows,
2. women prisoners released from jail and without
family support,
3. women survivors of natural disasters;
4. rescued from brothels
5. rape victims
Swajaldhara Improving drinking water availability in the rural areas
STEP Support to Training and Employment Programme.
Rs.75k (accidental death/disability)
implemented via LIC
Universal Health
Insurance Scheme
(UHIS)
Started in 2003
Healthcare for BPL
Medical expenses upto Rs.25k
Maternity benefit given
Pre-existing diseases also covered.
Rashtriya
Swasthya Bima
Yojana (RSBY)
Started in 2007
Smart card based cashless health
insurance.
BPL family (upto 5 members) in
unorganized sector.
In Budget 2013, Chindu extended this
scheme to rickshaw, auto-rickshaw and taxi
drivers, sanitation workers, rag pickers and
mine workers.
For medical expenses upto Rs.30k per
year.
Premium sharing: centre vs State=75:25,
incase of North east, 90:10
Pravasi Bharatiya
Bima Yojana
For emigrant workers
Minimum Rs.10 lakh insurance cover
Applicable during employment contract
period abroad.
For sickness, accidental death, disability
while being abroad.
Also cover expenses for transporting dead
Also for legal expenses related to
employment contract dispute abroad.
body/sick/disabled person back home.
Agro Insurance
Two schemes:
1) NAIS (National agriculture insurance
scheme): available to all farmers,
irrespective of their farm size. Protects
them against crop losses due to natural
calamity.
2) Weather based crop insurance scheme
Both are run by Agricultural insurance
company (AIC)
Rajiv Gandhi
Shilpi Swasthya
Provides health insurance to handicraft
artisans family. (man, wife and two children
only).