Republic of the Philippines

SECOND JUDICIAL REGION

MUNICIPAL TRIAL COURT OF BAMBANG
Province of Nueva i!ca"a
CARLO S. CRUZ,
Plaintiff#
$versus$ CIVIL CASE NO. ____
For: COLLECTION FOR
TONY C. SANTOS, A SUM OF MONEY
Defen%ant&
'$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$'
MEMORANDUM
COMES NOW the plaintiff# throu(h the un%ersi(ne% counsel# unto
this )onorable Court *ost respectfull" sub*its an% present this
+e*oran%u* in the above$title% case an% aver that,
THE PARTIES
-& Plaintiff Carlo S& Cru! is of le(al a(e# sin(le# an% resi%in( on Puro. /#
San Antonio South# 0a*ban(# Nueva i!ca"a# 1here he *a" be serve% 1ith
le(al processes an% notices issue% b" this )onorable Court2
3& Defen%ant 4on" C& Santos is of le(al a(e an% resi%in( on Puro. 3# San
Antonio South# 0a*ban(# Nueva i!ca"a# an% *a" be serve% 1ith le(al
processes an% other 5u%icial notices thereto&

I. PROCEDURAL BACKGROUND
-& On June -6# 37-8# herein Plaintiff file% a Co*plaint for Collection for
a Su* of +one" a(ainst Defen%ant2
3& On June 37# 37-8# an Ans1er 1as file% b" the Defen%ant2
/& On June 36# 37-8# a Pre$4rial Conference 1as ren%ere%2
8& On June /7# 37-8# 4rial 1as ren%ere%2
9& Accor%in(l"# the )onorable Court or%ere% the parties to sub*it their
respective +e*oran%a# other1ise re(ar%less 1hether or not +e*oran%a
1ere file%# a %ecision shall be sub*itte%2
)ence# the filin( of the instant +e*oran%u*&
II. FACTUAL BACKGROUND
:& Plaintiff see. to recover fro* the %efen%ant the su* of 4;O
)UNDRED 4)OUSAND PESOS <Php377# 777&777=# plus interest at the
rate of one percent <->= a *onth# 1hich the %efen%ant faile% to pa" the sai%
a*ount on the *aturit" %ate of the pro*issor" note2
6& Plaintiff see. to recover an a%%itional su* of 4;EN4? 4)OUSAND
PESOS <Php37# 777&77= as attorne"@s fees# an% e'pense of liti(ation# an% the
cost of this suit2
A& Defen%ant# on the other han%# alle(e% that he *a%e several partial
pa"*ent to the plaintiff for 1hich the plaintiff faile% to issue
ac.no1le%(e*ent receipts# 1hich the plaintiff %enie% %urin( the trial2
B& Due to the fore(oin( failure to collect the su* of Php377# 777&77
attribute% to the obstinate refusal of the Defen%ant# Plaintiff 1as co*pelle%
to hire the services of a le(al counsel to co**ence the enforce*ent of
collection for a su* of *one" un%er the 1in(s of the courts of la1&
III. ISSUE OF THE CASE
Wh!hr or "o! P#$%"!%&& %' "!%!#( !o r)o*r !h '+, o& Ph-
.//,///.// -#+' %"!r'! $! !h r$! o& o" -r)"! 0123 $ ,o"!h $"(
$" $((%!%o"$# '+, o& Ph-./, ///.// $' $!!or"45' &', $"( 6-"' o&
#%!%7$!%o", $"( !h )o'! o& !h%' '+%! &ro, !h (&"($"!.
IV. ARGUMENT
Th P#$%"!%&& %' "!%!#( !o r)o*r !h '+, o& Ph-.//, ///.// -#+'
%"!r'! $! !h r$! o& 12 $ ,o"!h $"( $" $((%!%o"$# '+, o& Ph-./,
///.// $' $!!or"45' &', $"( 6-"' o& #%!%7$!%o", $"( !h )o'! o&
!h%' '+%! &ro, !h (&"($"!.
V. DISCUSSION
It is necessar" to e*phasi!e that the Plaintiff is entitle% to recover fro*
the %efen%ant the su* of Php377#777&77 plus interest at the rate of -> a
*onth an% an a%%itional su* of Php37#777&77 as attorne"@s fees# an%
e'pense of liti(ation# an% the cost of this suit& In the Philippines# the
presentation of a vali% ne(otiable pro*issor" note is a conclusive evi%ence
of containin( a pro*ise b" one person to pa" a su* of *one" to another&
Un%er Section -A8 of the Philippine Ne(otiable Instru*ents La1 <Act
No&37/-=# it provi%es that CA ne(otiable pro*issor" note 1ithin the *eanin(
of this Act is an uncon%itional pro*ise in 1ritin( *a%e b" one person to
another# si(ne% b" the *a.er# en(a(in( to pa" on %e*an%# or at a fi'e% or
%eter*inable future ti*e# a su* certain in *one" to or%er or to bearer&
;here a note is %ra1n to the *a.er@s o1n or%er# it is not co*plete until
in%orse% b" hi*&D
Citin( Kauffman v. National Bank, 12 Phil. 182, it *a%e a profoun%
anal"sis of Section - of the Philippine Ne(otiable Instru*ents La1 <Act
No&37/-=# it provi%es that# the reEuisites enu*erate% in Section - are
%ee*e% essential for the securit" of co**ercial transactions as the" enable
one to tell at a (lance 1hether or not an instru*ent is ne(otiable an%
accor%in(l"# to (au(e the ris.s involve% in ta.in( it as securit"& 4he
Ne(otiable Instru*ent La1 cannot co*e into operation unless the %ocu*ent
in e'istence is of the character %escribe% in Section - of the la1&
4he %efen%ant is obli(e% to *a.e (oo% its obli(ation as a *a.er of the
pro*issor" note& 4he rulin( of Ramos, et al. vs. Central Bank of the
Philippines, 41 SCRA !, 8"#88, 1as also use% as basis for this
ar(u*ent& It 1as state% that a C4he broa% (eneral rule to the effect that a
pro*ise to %o or not to %o so*ethin( in the future %oes not 1or. an estoppel
*ust be Eualifie%# since there are nu*erous cases in 1hich an estoppel has
been pre%icate% on pro*ises or assurance as to future con%uct& 4he %octrine
of pro*issor" estoppel is b" no *eans ne1# althou(h the na*e has been
a%opte% onl" in co*parativel" recent "ears& Accor%in( to that %octrine# an
estoppel *a" arise fro* the *a.in( of a pro*ise# even thou(h 1ithout
consi%eration# if it 1as inten%e% that the pro*ise shoul% be relie% upon an%
in fact it 1as relie% upon# an% if a refusal to enforce it 1oul% be virtuall" to
sanction the perpetration of frau% or 1oul% result in other in5ustice& In this
respect# the reliance b" the pro*isee is (enerall" evi%ence% b" action or
forbearance on his part# an% the i%ea has been e'presse% that such action or
forbearance 1oul% reasonabl" have been e'pecte% b" the pro*isor& +ere
o*ission b" the pro*isee to %o 1hatever the pro*isor pro*ise% to %o has
been hel% insufficient Fforbearance@ to (ive rise to a pro*issor" estoppel&D
4he presu*ption arisin( fro* %efen%ant si(nature is a person placin( his
na*e on the face of a note is prima fa$ie a *a.er an% liable as such %&o'ell
v. Ro(ertson, 1) S.*. +2,2 an% he is presu*e% to have acte% 1ith care an% to
have si(ne% the instru*ent in Euestion 1ith full .no1le%(e of its contents&
%-an Sia v. .u Biao Sontua, ! Phil. ")",
;ith the fore(oin( reco(ni!e% 5urispru%ence sai%# the Plaintiffs@ action
1oul% necessaril" lea% for cause of action&
PRAYER
WHEREFORE, pre*ise consi%ere%# it respectfull" pra"e% for that
this )onorable Court 5u%(*ent be ren%ere% in favor of the plaintiff an% that
the %efen%ant be or%ere% to pa" to the plaintiff the su* of 4;O
)UNDRED 4)OUSAND PESOS <Php 377#777&77= plus interest at the rate
of one percent <->= a *onth fro* June /7# 37-/ until co*plete pa"*ent is
*a%e2 an% that the %efen%ant be or%ere% to pa" to the plaintiff the su* of
4;EN4? 4)OUSAND PESOS <Php 37#777&77= as attorne"@s fees# an%
e'pense of liti(ation# an% the cost of this suit&
Such other reliefs 5ust an% eEuitable are li.e1ise pra"e% for&
0a*ban(# Nueva i!ca"a# Jul" -# 37-8&
ATTY. CHARYLL MEI S. CALAYCAY
Counsel for the Plaintiff
0a*ban(# Nueva i!ca"a
Roll No& --6AA
P4R No& 7-3/89:6# 7-$76$-8
I0P No& 3:-787
+CLE Co*pliance No&A6:98# 3$36$-8
COPY FURNISHED:
ATTY. MICHELLE P. BANTAG
Counsel for the Defen%ant
0a"o*bon(# Nueva i!ca"a