CARTERA DE CREDITOS

CLASIFICACIN DE RIESGO COMO PORCENTAJE DE CADA TIPO DE CRDITO

Cartera Total
FECHA
31-mar-11
30-jun-11
30-sep-11
31-dic-11
31-mar-12
30-jun-12
30-sep-12
31-dic-12
31-ene-13
28-feb-13
31-mar-13
30-abr-13
31-may-13
30-jun-13
31-jul-13
31-ago-13
30-sep-13
31-oct-13
30-nov-13
31-dic-13
31-ene-14
28-feb-14
31-mar-14
30-abr-14
31-may-14
30-jun-14

Bancos Mltiples

Banesco
100.00%
43.16%
44.54%
55.30%
51.12%
56.78%
66.28%
54.79%
53.59%
53.71%
52.16%
49.26%
52.65%
48.32%
45.26%
47.82%
46.56%
46.22%
45.91%
48.12%
50.13%
49.63%
51.02%
50.04%
51.31%
48.24%

0.00%
24.07%
27.53%
27.10%
35.41%
31.52%
24.32%
27.04%
30.71%
31.02%
37.09%
37.90%
37.32%
33.56%
30.92%
32.34%
36.92%
37.87%
37.70%
38.09%
36.70%
37.43%
36.90%
38.35%
36.84%
40.51%

jueves, 14 de agosto de 2014

0.00%
32.77%
27.93%
17.60%
13.23%
11.48%
8.19%
9.49%
7.83%
7.52%
3.28%
5.52%
3.74%
9.57%
12.98%
9.92%
7.83%
8.09%
8.01%
10.36%
9.63%
8.95%
8.82%
8.53%
8.41%
7.81%

0.00%
0.00%
0.00%
0.00%
0.02%
0.18%
0.80%
7.87%
7.02%
6.85%
6.25%
6.69%
5.87%
7.56%
9.84%
9.12%
8.21%
7.35%
7.91%
2.88%
2.91%
3.30%
2.48%
2.21%
2.62%
2.27%

0.00%
0.00%
0.00%
0.00%
0.22%
0.04%
0.41%
0.81%
0.85%
0.90%
1.23%
0.63%
0.42%
0.99%
1.00%
0.80%
0.47%
0.48%
0.48%
0.57%
0.62%
0.69%
0.78%
0.87%
0.81%
1.18%

63.98%
66.40%
64.95%
64.57%
64.18%
65.24%
66.96%
65.73%
66.46%
66.94%
66.91%
67.21%
67.56%
67.04%
66.20%
66.01%
65.17%
64.87%
64.82%
64.52%
65.47%
67.04%
66.99%
66.62%
65.12%
64.54%

13.32%
12.29%
12.21%
13.03%
13.54%
13.53%
12.06%
13.74%
13.30%
13.28%
13.56%
13.34%
13.22%
13.35%
13.81%
13.80%
13.69%
13.65%
14.29%
13.89%
13.92%
13.22%
13.73%
13.63%
14.60%
14.47%

9.91%
10.59%
10.35%
9.95%
9.91%
9.35%
8.92%
7.95%
7.82%
7.65%
7.62%
7.76%
7.69%
7.52%
7.71%
7.95%
8.55%
8.67%
8.33%
9.13%
8.36%
7.90%
7.41%
7.86%
8.03%
8.90%

Page 1 of 4

9.01%
7.09%
8.25%
8.69%
8.45%
7.91%
7.92%
8.70%
8.64%
8.46%
8.10%
7.98%
7.93%
8.03%
8.23%
8.31%
8.58%
8.66%
8.58%
8.46%
8.36%
8.08%
8.29%
8.37%
8.68%
8.24%

3.78%
3.63%
4.25%
3.76%
3.91%
3.97%
4.14%
3.88%
3.78%
3.68%
3.80%
3.71%
3.60%
4.06%
4.04%
3.93%
4.01%
4.15%
3.98%
4.00%
3.90%
3.76%
3.57%
3.52%
3.57%
3.85%

CARTERA DE CREDITOS
CLASIFICACIN DE RIESGO COMO PORCENTAJE DE CADA TIPO DE CRDITO
Crditos Comerciales
FECHA
31-mar-11
30-jun-11
30-sep-11
31-dic-11
31-mar-12
30-jun-12
30-sep-12
31-dic-12
31-ene-13
28-feb-13
31-mar-13
30-abr-13
31-may-13
30-jun-13
31-jul-13
31-ago-13
30-sep-13
31-oct-13
30-nov-13
31-dic-13
31-ene-14
28-feb-14
31-mar-14
30-abr-14
31-may-14
30-jun-14

Bancos Mltiples

Banesco
0.00%
16.80%
21.46%
29.16%
29.13%
40.50%
50.74%
38.14%
36.12%
35.31%
33.81%
29.86%
33.95%
29.38%
23.46%
27.27%
25.70%
26.10%
25.73%
28.74%
30.70%
30.23%
32.67%
31.90%
32.78%
28.94%

0.00%
35.23%
38.98%
42.90%
51.05%
44.47%
37.05%
37.94%
43.11%
44.36%
52.42%
52.62%
52.82%
45.84%
43.07%
45.90%
52.10%
52.71%
52.92%
53.56%
52.00%
52.97%
51.84%
53.22%
51.71%
57.21%

jueves, 14 de agosto de 2014

0.00%
47.97%
39.56%
27.94%
19.49%
14.91%
11.78%
12.45%
10.64%
10.42%
4.38%
7.48%
4.73%
13.04%
18.20%
13.22%
10.22%
10.53%
9.91%
13.46%
13.18%
12.28%
12.12%
11.73%
11.84%
10.28%

0.00%
0.00%
0.00%
0.00%
0.00%
0.12%
0.21%
11.22%
9.88%
9.67%
8.73%
9.46%
8.32%
10.77%
14.31%
12.90%
11.57%
10.27%
11.09%
3.88%
3.77%
4.17%
2.97%
2.62%
3.25%
2.88%

0.00%
0.00%
0.00%
0.00%
0.33%
0.00%
0.22%
0.26%
0.25%
0.25%
0.65%
0.59%
0.17%
0.97%
0.95%
0.70%
0.41%
0.39%
0.36%
0.35%
0.36%
0.35%
0.41%
0.53%
0.42%
0.68%

48.68%
52.19%
49.64%
49.40%
49.21%
50.06%
53.75%
51.87%
53.63%
54.63%
54.68%
54.96%
55.63%
54.82%
53.40%
52.94%
51.50%
50.96%
51.52%
50.99%
52.66%
55.35%
55.61%
54.55%
51.58%
50.20%

18.97%
17.52%
17.42%
18.61%
19.22%
19.58%
16.87%
19.56%
18.63%
18.46%
18.70%
18.59%
18.30%
18.51%
19.21%
19.30%
19.19%
19.15%
19.72%
19.32%
19.20%
18.02%
18.45%
18.59%
20.30%
20.24%

14.22%
15.30%
15.09%
14.31%
14.13%
13.50%
12.50%
11.08%
10.75%
10.48%
10.45%
10.55%
10.49%
10.24%
10.59%
10.88%
11.85%
12.08%
11.40%
12.55%
11.37%
10.68%
9.94%
10.60%
11.07%
12.50%

13.07%
10.16%
12.04%
12.63%
12.19%
11.49%
11.40%
12.47%
12.17%
11.79%
11.38%
11.24%
11.11%
11.25%
11.62%
11.77%
12.17%
12.28%
12.06%
11.74%
11.53%
10.97%
11.34%
11.59%
12.22%
11.74%

Page 2 of 4

5.06%
4.82%
5.80%
5.04%
5.25%
5.36%
5.47%
5.03%
4.83%
4.64%
4.80%
4.66%
4.48%
5.18%
5.18%
5.11%
5.28%
5.54%
5.30%
5.40%
5.25%
4.98%
4.66%
4.67%
4.83%
5.33%

CARTERA DE CREDITOS
CLASIFICACIN DE RIESGO COMO PORCENTAJE DE CADA TIPO DE CRDITO
Crditos Consumo
FECHA
31-mar-11
30-jun-11
30-sep-11
31-dic-11
31-mar-12
30-jun-12
30-sep-12
31-dic-12
31-ene-13
28-feb-13
31-mar-13
30-abr-13
31-may-13
30-jun-13
31-jul-13
31-ago-13
30-sep-13
31-oct-13
30-nov-13
31-dic-13
31-ene-14
28-feb-14
31-mar-14
30-abr-14
31-may-14
30-jun-14

Bancos Mltiples

Banesco
100.00%
100.00%
99.89%
99.00%
94.36%
91.46%
90.68%
91.31%
91.27%
91.51%
91.71%
92.36%
91.79%
91.66%
91.58%
91.19%
91.34%
91.41%
90.74%
92.19%
90.43%
89.90%
89.62%
90.38%
89.39%
88.58%

0.00%
0.00%
0.11%
0.83%
3.68%
4.30%
4.91%
3.59%
2.78%
2.31%
1.88%
3.93%
3.11%
3.09%
3.36%
3.28%
4.14%
3.70%
4.34%
1.87%
2.73%
2.79%
2.72%
2.24%
3.24%
3.90%

jueves, 14 de agosto de 2014

0.00%
0.00%
0.00%
0.17%
1.76%
3.03%
1.67%
1.81%
1.95%
1.83%
1.95%
1.47%
2.56%
2.77%
2.39%
2.35%
2.65%
2.43%
2.23%
2.86%
2.55%
1.74%
2.45%
2.15%
1.94%
1.63%

0.00%
0.00%
0.00%
0.00%
0.18%
0.86%
0.94%
1.04%
1.48%
1.34%
0.79%
0.69%
1.04%
0.64%
0.64%
1.39%
1.09%
1.04%
1.13%
1.16%
1.98%
2.73%
1.94%
1.90%
1.93%
1.96%

0.00%
0.00%
0.00%
0.00%
0.03%
0.34%
1.79%
2.25%
2.51%
2.99%
3.67%
1.54%
1.50%
1.84%
2.02%
1.80%
0.78%
1.41%
1.57%
1.92%
2.32%
2.85%
3.28%
3.33%
3.50%
3.93%

92.73%
92.86%
92.32%
92.65%
92.09%
92.38%
91.36%
92.05%
92.05%
91.98%
91.50%
91.80%
91.97%
91.93%
91.90%
92.01%
92.02%
92.00%
91.58%
92.59%
92.34%
92.36%
92.41%
92.74%
93.03%
92.88%

2.73%
2.48%
2.75%
2.51%
2.81%
2.61%
3.08%
2.49%
2.51%
2.56%
3.05%
2.61%
2.58%
2.68%
2.79%
2.57%
2.69%
2.68%
3.14%
2.40%
2.63%
2.64%
2.81%
2.69%
2.65%
2.83%

1.59%
1.69%
1.80%
1.75%
1.88%
1.73%
2.13%
1.87%
1.71%
1.65%
1.75%
1.98%
1.86%
1.75%
1.73%
2.01%
1.85%
1.88%
1.96%
1.94%
1.92%
1.72%
1.72%
1.80%
1.62%
1.66%

Page 3 of 4

1.60%
1.61%
1.65%
1.68%
1.69%
1.72%
1.72%
1.81%
1.94%
1.95%
1.68%
1.59%
1.60%
1.67%
1.68%
1.57%
1.63%
1.74%
1.76%
1.89%
1.98%
2.08%
1.76%
1.64%
1.61%
1.59%

1.35%
1.36%
1.48%
1.41%
1.54%
1.56%
1.72%
1.78%
1.79%
1.86%
2.02%
2.02%
1.99%
1.97%
1.90%
1.85%
1.81%
1.69%
1.55%
1.18%
1.14%
1.21%
1.30%
1.13%
1.08%
1.04%

CARTERA DE CREDITOS
CLASIFICACIN DE RIESGO COMO PORCENTAJE DE CADA TIPO DE CRDITO
Crditos Hipotecarios
FECHA
31-mar-11
30-jun-11
30-sep-11
31-dic-11
31-mar-12
30-jun-12
30-sep-12
31-dic-12
31-ene-13
28-feb-13
31-mar-13
30-abr-13
31-may-13
30-jun-13
31-jul-13
31-ago-13
30-sep-13
31-oct-13
30-nov-13
31-dic-13
31-ene-14
28-feb-14
31-mar-14
30-abr-14
31-may-14
30-jun-14

Bancos Mltiples

Banesco
0.00%
100.00%
100.00%
100.00%
94.49%
93.84%
92.55%
91.00%
93.94%
94.31%
95.41%
95.69%
95.87%
91.40%
92.12%
96.57%
95.72%
93.96%
93.18%
95.35%
97.70%
97.64%
97.05%
93.63%
94.14%
94.23%

0.00%
0.00%
0.00%
0.00%
5.13%
1.85%
2.40%
3.05%
2.84%
2.38%
2.27%
3.46%
2.64%
7.04%
5.94%
0.45%
1.30%
3.23%
1.70%
1.14%
1.02%
0.92%
1.62%
5.01%
4.92%
2.09%

jueves, 14 de agosto de 2014

0.00%
0.00%
0.00%
0.00%
0.39%
4.32%
2.73%
3.87%
1.22%
0.97%
0.00%
0.64%
0.87%
1.01%
1.41%
2.46%
2.24%
2.40%
4.71%
3.11%
0.75%
0.91%
0.09%
0.28%
0.00%
2.73%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
2.32%
0.24%
0.00%
0.46%
0.45%
0.00%
0.00%
0.00%
0.00%
0.00%
0.26%
0.26%
0.25%
0.00%
0.15%
0.15%
0.87%
0.72%
0.72%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1.84%
2.00%
1.89%
1.87%
0.20%
0.61%
0.55%
0.54%
0.53%
0.49%
0.16%
0.15%
0.40%
0.39%
0.38%
0.37%
0.37%
0.22%
0.94%

93.72%
93.47%
93.28%
93.33%
92.33%
92.44%
91.73%
92.26%
92.18%
92.30%
92.00%
92.23%
92.29%
92.33%
92.16%
92.73%
93.06%
93.15%
92.46%
93.20%
92.97%
93.30%
93.20%
93.23%
93.28%
93.33%

2.28%
2.41%
2.77%
2.72%
3.11%
2.84%
3.21%
2.95%
2.91%
2.89%
3.31%
2.93%
3.12%
2.94%
3.15%
3.04%
2.77%
2.89%
3.39%
2.75%
2.95%
2.79%
3.52%
3.06%
3.04%
3.27%

1.87%
1.85%
1.70%
1.91%
2.30%
2.24%
2.48%
2.25%
2.39%
2.21%
2.15%
2.36%
2.07%
2.27%
2.25%
2.20%
2.18%
2.01%
2.31%
2.05%
2.12%
1.94%
1.68%
1.97%
1.96%
1.90%

Page 4 of 4

0.74%
0.85%
0.91%
0.74%
1.09%
1.14%
1.05%
1.01%
1.02%
1.14%
1.11%
1.04%
1.06%
1.05%
0.97%
0.99%
1.07%
1.06%
0.99%
1.10%
1.11%
1.14%
0.77%
0.91%
0.92%
0.82%

1.39%
1.42%
1.35%
1.30%
1.16%
1.33%
1.53%
1.52%
1.50%
1.46%
1.42%
1.44%
1.46%
1.42%
1.47%
1.05%
0.92%
0.89%
0.85%
0.89%
0.84%
0.82%
0.84%
0.83%
0.81%
0.69%