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CARTERA DE CREDITOS

CLASIFICACIN DE RIESGO COMO PORCENTAJE DE CADA TIPO DE CRDITO


Cartera Total
FECHA
31-dic-10
31-mar-11
30-jun-11
30-sep-11
31-dic-11
31-mar-12
30-jun-12
30-sep-12
31-dic-12
31-ene-13
28-feb-13
31-mar-13
30-abr-13
31-may-13
30-jun-13
31-jul-13
31-ago-13
30-sep-13
31-oct-13
30-nov-13
31-dic-13
31-ene-14
28-feb-14
31-mar-14
30-abr-14
31-may-14
30-jun-14

Bancos Mltiples

Vimenca
70.73%
59.90%
59.12%
70.47%
70.62%
69.55%
73.69%
72.28%
73.03%
72.37%
71.55%
74.28%
74.38%
73.99%
75.26%
68.35%
68.02%
65.23%
66.15%
65.44%
67.21%
67.70%
65.53%
65.71%
67.57%
68.00%
69.90%

7.69%
9.39%
8.76%
10.27%
10.71%
11.85%
11.19%
7.77%
9.42%
8.66%
11.17%
7.68%
7.44%
8.11%
9.04%
12.12%
8.83%
10.78%
11.18%
11.30%
9.37%
10.39%
11.56%
12.87%
11.26%
11.23%
9.84%

jueves, 14 de agosto de 2014

9.72%
8.31%
11.02%
9.62%
10.29%
10.81%
7.74%
13.24%
11.40%
12.52%
10.55%
11.14%
11.54%
9.86%
8.69%
10.02%
4.56%
11.29%
9.99%
10.86%
11.06%
10.31%
10.37%
10.36%
9.13%
8.81%
10.21%

10.18%
14.35%
13.60%
3.43%
3.00%
2.50%
2.47%
3.07%
2.59%
2.83%
2.65%
3.17%
2.56%
4.00%
4.20%
7.32%
16.18%
10.23%
10.33%
10.36%
10.52%
9.61%
10.66%
9.16%
10.13%
9.81%
8.01%

1.68%
8.06%
7.50%
6.20%
5.38%
5.28%
4.92%
3.63%
3.56%
3.62%
4.08%
3.73%
4.08%
4.04%
2.81%
2.19%
2.42%
2.47%
2.35%
2.04%
1.85%
1.99%
1.89%
1.91%
1.92%
2.16%
2.04%

64.75%
63.98%
66.40%
64.95%
64.57%
64.18%
65.24%
66.96%
65.73%
66.46%
66.94%
66.91%
67.21%
67.56%
67.04%
66.20%
66.01%
65.17%
64.87%
64.82%
64.52%
65.47%
67.04%
66.99%
66.62%
65.12%
64.54%

12.90%
13.32%
12.29%
12.21%
13.03%
13.54%
13.53%
12.06%
13.74%
13.30%
13.28%
13.56%
13.34%
13.22%
13.35%
13.81%
13.80%
13.69%
13.65%
14.29%
13.89%
13.92%
13.22%
13.73%
13.63%
14.60%
14.47%

9.64%
9.91%
10.59%
10.35%
9.95%
9.91%
9.35%
8.92%
7.95%
7.82%
7.65%
7.62%
7.76%
7.69%
7.52%
7.71%
7.95%
8.55%
8.67%
8.33%
9.13%
8.36%
7.90%
7.41%
7.86%
8.03%
8.90%

Page 1 of 4

9.17%
9.01%
7.09%
8.25%
8.69%
8.45%
7.91%
7.92%
8.70%
8.64%
8.46%
8.10%
7.98%
7.93%
8.03%
8.23%
8.31%
8.58%
8.66%
8.58%
8.46%
8.36%
8.08%
8.29%
8.37%
8.68%
8.24%

3.54%
3.78%
3.63%
4.25%
3.76%
3.91%
3.97%
4.14%
3.88%
3.78%
3.68%
3.80%
3.71%
3.60%
4.06%
4.04%
3.93%
4.01%
4.15%
3.98%
4.00%
3.90%
3.76%
3.57%
3.52%
3.57%
3.85%

CARTERA DE CREDITOS
CLASIFICACIN DE RIESGO COMO PORCENTAJE DE CADA TIPO DE CRDITO
Crditos Comerciales
FECHA
31-dic-10
31-mar-11
30-jun-11
30-sep-11
31-dic-11
31-mar-12
30-jun-12
30-sep-12
31-dic-12
31-ene-13
28-feb-13
31-mar-13
30-abr-13
31-may-13
30-jun-13
31-jul-13
31-ago-13
30-sep-13
31-oct-13
30-nov-13
31-dic-13
31-ene-14
28-feb-14
31-mar-14
30-abr-14
31-may-14
30-jun-14

Bancos Mltiples

Vimenca
57.92%
42.14%
41.66%
59.96%
61.32%
62.34%
68.84%
65.68%
67.66%
65.83%
67.43%
68.71%
69.04%
69.38%
70.74%
59.41%
58.51%
54.45%
55.71%
53.37%
55.60%
56.61%
52.17%
52.48%
55.47%
55.48%
55.68%

9.28%
11.56%
10.56%
13.21%
12.44%
12.96%
11.49%
8.35%
9.80%
9.66%
10.00%
7.67%
6.82%
7.05%
9.64%
14.34%
9.24%
12.26%
12.32%
13.38%
10.58%
12.56%
15.24%
16.01%
13.04%
13.46%
12.90%

jueves, 14 de agosto de 2014

15.56%
10.49%
13.50%
12.85%
14.16%
14.08%
9.24%
16.77%
14.24%
16.08%
14.28%
14.78%
15.88%
13.54%
11.65%
13.95%
4.89%
15.73%
14.09%
15.35%
15.76%
14.02%
13.94%
15.30%
13.56%
13.60%
16.43%

15.74%
23.29%
22.35%
3.98%
3.36%
2.29%
2.29%
3.30%
2.73%
2.95%
2.91%
3.75%
2.57%
4.45%
4.38%
9.63%
24.56%
14.54%
14.89%
15.10%
15.62%
14.35%
16.32%
13.98%
15.51%
15.21%
12.83%

1.50%
12.52%
11.93%
10.00%
8.72%
8.34%
8.14%
5.89%
5.56%
5.48%
5.37%
5.09%
5.69%
5.58%
3.59%
2.66%
2.79%
3.03%
2.99%
2.80%
2.43%
2.46%
2.32%
2.23%
2.42%
2.25%
2.16%

49.65%
48.68%
52.19%
49.64%
49.40%
49.21%
50.06%
53.75%
51.87%
53.63%
54.63%
54.68%
54.96%
55.63%
54.82%
53.40%
52.94%
51.50%
50.96%
51.52%
50.99%
52.66%
55.35%
55.61%
54.55%
51.58%
50.20%

18.44%
18.97%
17.52%
17.42%
18.61%
19.22%
19.58%
16.87%
19.56%
18.63%
18.46%
18.70%
18.59%
18.30%
18.51%
19.21%
19.30%
19.19%
19.15%
19.72%
19.32%
19.20%
18.02%
18.45%
18.59%
20.30%
20.24%

13.84%
14.22%
15.30%
15.09%
14.31%
14.13%
13.50%
12.50%
11.08%
10.75%
10.48%
10.45%
10.55%
10.49%
10.24%
10.59%
10.88%
11.85%
12.08%
11.40%
12.55%
11.37%
10.68%
9.94%
10.60%
11.07%
12.50%

13.37%
13.07%
10.16%
12.04%
12.63%
12.19%
11.49%
11.40%
12.47%
12.17%
11.79%
11.38%
11.24%
11.11%
11.25%
11.62%
11.77%
12.17%
12.28%
12.06%
11.74%
11.53%
10.97%
11.34%
11.59%
12.22%
11.74%

Page 2 of 4

4.70%
5.06%
4.82%
5.80%
5.04%
5.25%
5.36%
5.47%
5.03%
4.83%
4.64%
4.80%
4.66%
4.48%
5.18%
5.18%
5.11%
5.28%
5.54%
5.30%
5.40%
5.25%
4.98%
4.66%
4.67%
4.83%
5.33%

CARTERA DE CREDITOS
CLASIFICACIN DE RIESGO COMO PORCENTAJE DE CADA TIPO DE CRDITO
Crditos Consumo
FECHA
31-dic-10
31-mar-11
30-jun-11
30-sep-11
31-dic-11
31-mar-12
30-jun-12
30-sep-12
31-dic-12
31-ene-13
28-feb-13
31-mar-13
30-abr-13
31-may-13
30-jun-13
31-jul-13
31-ago-13
30-sep-13
31-oct-13
30-nov-13
31-dic-13
31-ene-14
28-feb-14
31-mar-14
30-abr-14
31-may-14
30-jun-14

Bancos Mltiples

Vimenca
80.23%
80.42%
82.86%
83.03%
86.73%
84.45%
83.10%
83.29%
83.98%
84.81%
81.94%
85.07%
85.02%
83.89%
83.54%
84.16%
82.44%
82.72%
83.49%
83.93%
85.40%
83.19%
83.79%
83.27%
83.33%
85.00%
85.89%

9.15%
5.42%
3.06%
4.48%
3.03%
3.42%
5.00%
3.42%
4.17%
3.37%
6.84%
4.32%
3.36%
4.72%
4.24%
3.91%
5.07%
4.84%
5.10%
5.93%
4.11%
5.28%
4.98%
6.38%
6.36%
5.28%
5.37%

jueves, 14 de agosto de 2014

2.99%
8.26%
10.74%
6.85%
6.15%
7.45%
7.81%
9.31%
8.11%
7.35%
5.47%
5.67%
6.08%
4.71%
4.68%
4.78%
4.74%
5.29%
4.93%
4.56%
4.68%
5.51%
5.36%
4.57%
4.33%
3.18%
3.23%

4.78%
3.20%
1.82%
4.34%
3.86%
4.34%
4.09%
3.78%
3.17%
3.50%
2.97%
2.93%
3.40%
4.40%
5.34%
5.13%
5.19%
4.96%
4.63%
4.38%
4.42%
4.18%
4.09%
3.70%
4.20%
3.67%
2.77%

2.85%
2.70%
1.51%
1.31%
0.23%
0.34%
0.00%
0.20%
0.57%
0.97%
2.77%
2.01%
2.14%
2.29%
2.21%
2.01%
2.55%
2.19%
1.85%
1.20%
1.39%
1.84%
1.79%
2.09%
1.78%
2.88%
2.74%

93.02%
92.73%
92.86%
92.32%
92.65%
92.09%
92.38%
91.36%
92.05%
92.05%
91.98%
91.50%
91.80%
91.97%
91.93%
91.90%
92.01%
92.02%
92.00%
91.58%
92.59%
92.34%
92.36%
92.41%
92.74%
93.03%
92.88%

2.52%
2.73%
2.48%
2.75%
2.51%
2.81%
2.61%
3.08%
2.49%
2.51%
2.56%
3.05%
2.61%
2.58%
2.68%
2.79%
2.57%
2.69%
2.68%
3.14%
2.40%
2.63%
2.64%
2.81%
2.69%
2.65%
2.83%

1.58%
1.59%
1.69%
1.80%
1.75%
1.88%
1.73%
2.13%
1.87%
1.71%
1.65%
1.75%
1.98%
1.86%
1.75%
1.73%
2.01%
1.85%
1.88%
1.96%
1.94%
1.92%
1.72%
1.72%
1.80%
1.62%
1.66%

Page 3 of 4

1.60%
1.60%
1.61%
1.65%
1.68%
1.69%
1.72%
1.72%
1.81%
1.94%
1.95%
1.68%
1.59%
1.60%
1.67%
1.68%
1.57%
1.63%
1.74%
1.76%
1.89%
1.98%
2.08%
1.76%
1.64%
1.61%
1.59%

1.29%
1.35%
1.36%
1.48%
1.41%
1.54%
1.56%
1.72%
1.78%
1.79%
1.86%
2.02%
2.02%
1.99%
1.97%
1.90%
1.85%
1.81%
1.69%
1.55%
1.18%
1.14%
1.21%
1.30%
1.13%
1.08%
1.04%

CARTERA DE CREDITOS
CLASIFICACIN DE RIESGO COMO PORCENTAJE DE CADA TIPO DE CRDITO
Crditos Hipotecarios
FECHA
31-dic-10
31-mar-11
30-jun-11
30-sep-11
31-dic-11
31-mar-12
30-jun-12
30-sep-12
31-dic-12
31-ene-13
28-feb-13
31-mar-13
30-abr-13
31-may-13
30-jun-13
31-jul-13
31-ago-13
30-sep-13
31-oct-13
30-nov-13
31-dic-13
31-ene-14
28-feb-14
31-mar-14
30-abr-14
31-may-14
30-jun-14

Bancos Mltiples

Vimenca
98.25%
90.59%
85.98%
89.21%
82.54%
75.74%
76.88%
80.38%
73.98%
75.43%
64.98%
77.54%
75.45%
71.88%
78.21%
76.51%
81.09%
78.57%
77.48%
82.50%
79.16%
83.05%
83.57%
84.36%
84.48%
84.09%
92.30%

0.64%
7.59%
10.53%
8.59%
16.51%
22.75%
22.50%
15.74%
22.53%
18.79%
32.28%
18.49%
23.22%
24.99%
18.95%
21.81%
16.68%
19.07%
21.92%
14.59%
17.32%
12.76%
10.56%
14.13%
14.95%
15.33%
7.33%

jueves, 14 de agosto de 2014

0.47%
1.21%
2.86%
2.20%
0.95%
1.51%
0.62%
3.88%
3.48%
5.77%
2.74%
3.97%
1.33%
3.14%
2.84%
1.67%
2.23%
2.36%
0.60%
2.91%
3.52%
4.19%
5.87%
1.51%
0.57%
0.58%
0.37%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.64%
0.61%
0.63%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

93.80%
93.72%
93.47%
93.28%
93.33%
92.33%
92.44%
91.73%
92.26%
92.18%
92.30%
92.00%
92.23%
92.29%
92.33%
92.16%
92.73%
93.06%
93.15%
92.46%
93.20%
92.97%
93.30%
93.20%
93.23%
93.28%
93.33%

2.22%
2.28%
2.41%
2.77%
2.72%
3.11%
2.84%
3.21%
2.95%
2.91%
2.89%
3.31%
2.93%
3.12%
2.94%
3.15%
3.04%
2.77%
2.89%
3.39%
2.75%
2.95%
2.79%
3.52%
3.06%
3.04%
3.27%

1.89%
1.87%
1.85%
1.70%
1.91%
2.30%
2.24%
2.48%
2.25%
2.39%
2.21%
2.15%
2.36%
2.07%
2.27%
2.25%
2.20%
2.18%
2.01%
2.31%
2.05%
2.12%
1.94%
1.68%
1.97%
1.96%
1.90%

Page 4 of 4

0.63%
0.74%
0.85%
0.91%
0.74%
1.09%
1.14%
1.05%
1.01%
1.02%
1.14%
1.11%
1.04%
1.06%
1.05%
0.97%
0.99%
1.07%
1.06%
0.99%
1.10%
1.11%
1.14%
0.77%
0.91%
0.92%
0.82%

1.47%
1.39%
1.42%
1.35%
1.30%
1.16%
1.33%
1.53%
1.52%
1.50%
1.46%
1.42%
1.44%
1.46%
1.42%
1.47%
1.05%
0.92%
0.89%
0.85%
0.89%
0.84%
0.82%
0.84%
0.83%
0.81%
0.69%

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