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ASSIGNMENT

DRIVE SUMMER 2014


PROGRAM MBADS (SEM 3/SEM 5)
MBAFLEX/ MBA (SEM 3)
PGDBMN (SEM 1)
SUBJECT CODE &
NAME
MA0038
BANKING OPERATIONS
BK ID B1616
CREDIT 4
MARKS 60

Note: Answer all questions. Kindly note that answers for 10 marks questions should be
approximately of 400 words. Each question is followed by evaluation scheme.


Q.No Question Marks Total Marks
1
David is a money lender and lends money to the needy. Will David lend money charging market
rate of interest or more?
Explain the intermediation process of banks.

Differences in lending
Intermediation process
5
5
10
2 Assess the business potential for opening an extension counter of your bank in a medical college.
List the possible benefits and infra requirements for the branch.

A
possible benefits and
infra requirements for the branch.


5
5
10
3
Please refer any commercial bank and write down the interest rates on deposits as quoted by the
bank in the notice board.
Discuss the basic objectives which the banks pursue while pricing their business loans?

A
Interest rates
Basic objectives while pricing the business loans

3
7
10





4 In every bank, there are many schemes for managing investments made by the clients. The banks
provide a wide range of plans and schemes for investment. The banks deposit the money collected
through their clients in many government projects apart from lending. Can the banks invest in
liquidity plans of mutual funds?
Discuss the composition of investments and investment policy guidelines.

A
Can the banks invest in liquidity plans of mutual funds
composition of investments
investment policy guidelines

2
4
4
10
5 List out the banks that were merged during the financial year 2010-2012. Discuss the factors that
affect mergers and acquisitions
A
List the mergers
factors

5
5
10
6 BoI, was the first to cut its minimum rate of lending or the base rate by 0.25 per cent after a
finance ministry diktat last week, is targeting to take domestic NIM up to 3.10 per cent for FY14
from previous year's 3 per cent. Discuss the factors that contribute to NIM.

A
Explain NIM
factors


5
5
10

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