PROGRAM MBADS (SEM 3/SEM 5) MBAFLEX/ MBA (SEM 3) PGDBMN (SEM 1) SUBJECT CODE & NAME MA0038 BANKING OPERATIONS BK ID B1616 CREDIT 4 MARKS 60
Note: Answer all questions. Kindly note that answers for 10 marks questions should be approximately of 400 words. Each question is followed by evaluation scheme.
Q.No Question Marks Total Marks 1 David is a money lender and lends money to the needy. Will David lend money charging market rate of interest or more? Explain the intermediation process of banks.
Differences in lending Intermediation process 5 5 10 2 Assess the business potential for opening an extension counter of your bank in a medical college. List the possible benefits and infra requirements for the branch.
A possible benefits and infra requirements for the branch.
5 5 10 3 Please refer any commercial bank and write down the interest rates on deposits as quoted by the bank in the notice board. Discuss the basic objectives which the banks pursue while pricing their business loans?
A Interest rates Basic objectives while pricing the business loans
3 7 10
4 In every bank, there are many schemes for managing investments made by the clients. The banks provide a wide range of plans and schemes for investment. The banks deposit the money collected through their clients in many government projects apart from lending. Can the banks invest in liquidity plans of mutual funds? Discuss the composition of investments and investment policy guidelines.
A Can the banks invest in liquidity plans of mutual funds composition of investments investment policy guidelines
2 4 4 10 5 List out the banks that were merged during the financial year 2010-2012. Discuss the factors that affect mergers and acquisitions A List the mergers factors
5 5 10 6 BoI, was the first to cut its minimum rate of lending or the base rate by 0.25 per cent after a finance ministry diktat last week, is targeting to take domestic NIM up to 3.10 per cent for FY14 from previous year's 3 per cent. Discuss the factors that contribute to NIM.