ACKNOWLEDGEMENT OF DEBT

KNOW ALL MEN BY THESE PRESENTS:

I, Joanna D. Go, Filipino, of legal age, married to Greco S. Go with
postal address at Aviles St. Ormoc, City witnesseth:

That I am indebted in the sum of TWO HUNDRED THOUSAND
PESOS (P 200,000.00), Philippine Currency, to Rosemarie C. Shie
also a Filipino, of legal age, married to Joel T. Shie with postal
address at Sitio Kalipay, Cogon, Ormoc City.

That I shall pay the sum of TWO HUNDRED THOUSAND PESOS (P
200,000.00) unto the said Rosemarie C. Shie within a period of
Twelve Months from the execution hereof , with interest at the rate
of Ten (10 %) percent per year.

IN WITNESS WHEREOF I have affixed my signature hereto this
25th day of October, 2012 at Ormoc City, Philippines.



Mrs. Joanna D. Go
(Printed Name Over Signature)



WITNESSES:


Rachel Ann C. Go Keere H. Kim



ACKNOWLEDGEMENT


REPUBLIC OF THE PHILIPPINES)
PROVINCE OF LEYTE S.S.
CITY OF BAYBAY)

BEFORE ME, a Notary Public, this 25
th
day of October, 2012,
personally appeared the following:

Name CTC Number Date/Place Issued
Mrs. Joanna D. Go 10000000 January 15, 2012, Ormoc City



IN WITNESS WHEREOF, I have hereunto set my hand the day, year
and place above written.




ATTY. NONILYN D. GALANO
Notary Public for the Province of Leyte
Appointment No. 1 until December, 2012
Roll of Attorney No. 92978
PTR No. 9401714; May 2, 2012
IBP No. 780929; April 23, 2012
Series No. of Commission 2




Doc. No. 1
Page No.2
Book No.1
Series of 2012



























EXCLUSIVE AUTHORITY TO SELL


THIS IS TO AUTHORIZE Mr. Hero N. Meeso, of legal age, a resident
of 900 A. Bonifacio St., Baybay City, Leyte, to do and perform any and
all of the following acts:


TO SELL my house and lot located at Brgy. Palridel, Baybay City,
Leyte more particularly described as follows:


Block No. 28 Lot No. 16 Lot Area: 750 square meters
Transfer Certificate of Title No. 78964


That Mr. Hero N. Meeso shall receive a commission fee equivalent to
FIVE (5%) PERCENT of the total selling price as stipulated in the Deed
of Sale or Contract to Sell, payable upon the execution of
the instrument.


This exclusive authority shall become ineffective only after 90 days
from receipt of either party of a written notice terminating such
authority.


Mr. Floro K. Lim
OWNER




Name of Owner: Mr. Floro K. Lim
Spouse: Mrs. Clair C. Lim
Home Address: Magsaysay Avenue, Baybay City, Leyte
Telephone Nos. (053) 335-2879
Office Address: 342 A. Bonifacio St. Baybay City, Leyte
Telephone Nos. (053) 335-9067
Date: October 25, 2012











NON-EXCLUSIVE AUTHORITY TO LEASE


THIS IS TO AUTHORIZE Micromega Realty Corporation a
domestic corporation existing under and by virtue of the laws of the
Philippines, with principal office located at Real St. Ormoc City, to do
and perform the following acts:

TO RENT OUT my house and lot located at Aviles St., more
particularly described as follows:


Block No. 28 Lot No. 16 Lot Area: 750 square meters
Transfer Certificate of Title No. 78964


That Micromega Realty Corporation shall receive a commission fee
equivalent to FIVE (5%) PERCENT of the total selling price as
stipulated in the Deed of Sale or Contract to Sell, payable upon the
execution of the instrument.

That Micromega Realty Corporation shall receive a commission fee
equivalent to ONE MONTH RENT as stipulated in the Rental /Lease
Contract, payable upon the execution of the instrument.


In case of renewal of lease, Micromega Realty Corporation shall
receive an equivalent of ONE MONTH RENT for every year of lease as
stipulated in the Rental /Lease Contract, payable upon the execution
of the instrument.

This Non-Exclusive authority shall become ineffective only after 90
days from receipt of either party of a written notice terminating such
authority.


Mr. Floro K. Lim
OWNER



Name of Owner: Mr. Floro K. Lim
Spouse: Mrs. Clair C. Lim
Home Address: Magsaysay Avenue, Baybay City, Leyte
Telephone Nos. (053) 335-2879
Office Address: 342 A. Bonifacio St. Baybay City, Leyte
Telephone Nos. (053) 335-9067
Date: October 25, 2012



October 25, 2012

OFFER TO PURCHASE
(Real Estate)

Mr. Jerry Benitez
18 Sunflower St, New Manila,
Quezon City

Re: Block No. 28 Lot No. 16
Lot Area: 750 square meters
Transfer Certificate of Title No. 78964

Dear Mr. Benitez,

This is to express our firm offer to buy the above stated
property through our authorized brokers, Alex Ortiz, subject to
the following terms and conditions:

Purchase Price PhP: 4 million pesos

Terms and Conditions:
1) Upon acceptance of this offer, earnest money in the amount
of Five hundred Thousand Pesos (Php:500,000.00) shall be paid
and shall be credited as part of the purchase price.
2) The balance, in the amount of Php: 3, 500,000.00 shall be
paid in full within 15 working days.
3) The Capital Gains Tax and Broker's commission shall be for
the account of the SELLER, while the Documentary Stamps,
Transfer Tax and Registration Fees shall be for the account of
the BUYER.

If the above terms and conditions are acceptable to you, please
signify your conformity by signing on the space provided below.


Truly yours,

James Santos, Jr.
(Buyer)

Conforme:


--------------------------------
Mr. Floro K. Lim
(Seller)



EARNEST MONEY RECEIPT AGREEMENT


Received from James Santos, Jr. with postal address at 293-B
Magsaysay Avenue, Baybay, City Leyte, the sum of Five
Hundred Thousand Pesos (P 500,000.00) covered by PDI Bank,
check # 56784936 dated October 25, 2012 representing
EARNEST MONEY for payment of a Block No. 28 Lot No. 16
Lot Area: 750 square meters with Transfer Certificate of Title
No. 78964

This EARNEST MONEY forms part of the purchase price of Four
Million Pesos (P 4,000,000.00). The balance and full payment
shall be paid on or before November 10, 2012.

The BUYER hereby reserves the exclusive right to purchase the
aforementioned property and the SELLER cannot offer the
aforementioned property to any third party until November 10,
2012.

Upon full payment, the SELLER shall execute a DEED OF
ABSOLUTE SALE in favor of the BUYER, conveying the subject
property with full warranty of a legal and valid title as provided by
law, free and clear from any liens and encumbrances.

Upon execution of the DEED OF ABSOLUTE SALE, the SELLER
shall undertake the payment of the Capital Gains Tax. The BUYER
shall shoulder the payment of the Documentary Stamps Tax,
Transfer Tax, Registration Fee and all other expenses to transfer the
title of the property under his name.

In case of voluntary cancellation of this agreement by the BUYER
without any cause on the part of the SELLER or if the BUYER fails
to comply with his obligations mentioned, then the SELLER shall
have the right to terminate this agreement in which case the
EARNEST MONEY in the amount of Five Hundred Thousand Pesos
(P 500,000.00) shall be forfeited in favor of the SELLER as
liquidated damages.


October 25, 2012


Mr. Floro K. Lim James Santos, Jr
Seller Buyer









October 25, 2012


ACKNOWLEDGEMENT RECEIPT

Received from Atty. Juan Santos the amount
of One Hundred Thirty Five Thousand Pesos
(P135,000.00) BPI Roxas Boulevard Manila Branch
check # 12345-67890 representing the payment of:

Two (2) months deposit and one (1) month advance for
the lease of condominium unit # 540 Philippine
Executive Towers, Ayala Avenue, Makati City.


Received by:


Ms. Nora N. Jones
Owner






























AFFIDAVIT OF LOSS


(REPUBLIC OF TH PHILIPPINES
PROVINCE OF LEYTE S.S.
CITY OF BAYBAY)

I, Mr. Gio S. Kee, Filipino, of legal age, residing at Magsaysay Boulevard,
Baybay, City, Leyte after having been sworn in accordance with law hereby
depose and state:

That I am the true and lawful owner of a Metro Bank ATM Card. which is more
particularly described as follows:

Account number: 23546747
Account name: Gio S, Kee

That sometime in September of this year, my wallet was snatched along Mc.
Arthur St. Ormoc City.

That I already reported the incident to the Police Station 1 in Ormoc City, but
to no avail.

That I am executing this affidavit to attest to the truth of the foregoing and to
request from the Metro Bank Ormoc City Branch to issue me a new ATM card.

IN WITNESS WHEREOF, I have hereunto set my hand this 25th day of October
2012 at Ormoc City.



Mr. Gio S. Kee
Owner

SUBSCRIBED AND SWORN to before me, this 26
th
day of October, 2012 in
Ormoc City, with affiant exhibiting his CTC No. 23556456 ,
Issued on January 30, 2012



ATTY. NONILYN D. GALANO
Notary Public for the Province of Leyte
Appointment No. 1 until December, 2012
Roll of Attorney No. 92978
PTR No. 9401714; May 2, 2012
IBP No. 780929; April 23, 2012
Series No. of Commission 2



Doc. No. 1
Page No.2
Book No.1
Series of 2012



RENT TO OWN CONTRACT
This Contract of Lease with Option to Purchase (Rent-to-Own Contract) made
and executed this 25
th
of October 2012, Ormoc City, Philippines by and
between.
Mr. Rico C. Blanca, Filipino, of legal age, married to Carol D. Blanca with post
address at Buenavida Subdivision, Ormoc City hereinafter referred to as
the LESSOR/SELLER.
-AND
Mr. Liam T. Chui, Filipino, of legal age, married to Kim T. Chui, with postal
address 56 Rosario St., Ormoc City hereinafter referred to as
the LESSEE/BUYER.
WITNESSETH:
THAT, for and in consideration of the payment of rent and the faithful
compliance by the LESSEE/BUYER of all the stipulations and covenants
hereinafter contained, the LESSOR/SELLER has agreed to lease unto the
LESSE /BUYER the premises located at Sitio Luna Cogon Ormoc City, under
the following terms and conditions.
1. PURPOSE: That the premises hereby leased shall be used exclusively by the
LESSE/BUYER for residential purposes only and shall not be diverted to
other uses. It is hereby expressly agreed upon that if at any time the
premises are used for other purposes, the LESSOR/SELLER shall have the
right to rescind this contract without prejudice to its other rights under the
law.
2. TERM: The term of this nonrenewable lease is for 36 months from October
2012 to October 2014 inclusive.
3. RENTAL RATE: The monthly rate for the leased premises shall be in
PESOS: Fifteen Thousand Pesos [15,000.00], Philippine currency. All
rental payments shall be made payable to Mr. Rico C. Blanca.
4. DEPOSIT: That the LESSEE/BUYER shall deposit with the
LESSOR/SELLER upon signing of this contract and prior to move in an
amount equal to ten percent (10%) of the selling price or the sum of PESOS:
Seventy Thousand pesos, Philippine currency.
5. RENTAL PAYMENT: The LESSE/BUYER shall issue, likewise, upon signing
of this contract and prior to move in, Thirty (30) post-dated checks to
cover monthly rental for the months of November 2012 to September 2013,
each check dated on the 15th day of each month.
6. DEFAULT IN PAYMENT: In case of default by the LESSEE/BUYER in the
payment of the rent, such as when the checks are dishonored, the
LESSOR/SELLER, at its option may terminate this contract and eject the
LESSEE/BUYER as hereinafter provided. However, the LESSE/BUYER is
given seven (7) days grace period within which to settle the account from
date rental payment is due. Granting an extension to the aforesaid grace
period may not be deemed as a waiver of LESSOR/SELLER right to
terminate this contract and eject the LESSE/BUYER but in the event the
LESSOR/SELLER so opts to grant a written request for extension, a penalty
equivalent to three (3%) percent per month of the rental due, with a fraction
of a month considered as one month shall be charged and assessed for
delayed payments.
7. SUBLEASE: The LESSEE/BUYER shall not directly or indirectly sublet,
allow or permit the leased premises to be occupied in whole or in part by any
person, form or corporation; neither shall the LESSEE/BUYER assign its
rights hereunder to any other person or entity and no right of interest
thereto or therein shall be conferred on or vested in anyone by the
LESSEE/BUYER without LESSOR/SELLERs written approval.
8. LESSES VISITORS, etc: In case of damage to leased premises
attributable to the LESSEE/BUYER, agents and/or visitors, repair of the
same shall be for the account of the LESSEE/BUYER without prejudice to
LESSOR/SELLERs availment of any other right under the law.
9. POWER, WATER CONSUMPTION & ASSOCIATION DUES: Power, water
and association dues shall be for the account of the LESSEE/BUYER.
10. OTHER PUBLIC UTILITIES: The LESSEE/BUYER shall pay for its
telephone, cable and electrical services and other public services and
utilities.
11. REPAIR AND MAINTENANCE: The LESSOR/SELLER shall deliver the
leased as is where is. The LESSEE/BUYER hereby expressly acknowledges
that the leased as is where is. The LESSE/BUYER hereby agrees and binds
itself to undertake at its exclusive expense all minor and major repairs as
may be required to maintain the leased premises in good state of repair, any
provisions of law, present or future, or any stipulation in this agreement to
the contrary notwithstanding.
12. IMPROVEMENTS, ALTERATIONS AND RENOVATIONS: The
LESSEE/BUYER shall not make any improvements, alternations and
renovations in the leased premises without prior written consent of both the
Association and the LESSOR/SELLER. It is understood that all permanent
improvements shall be owned by the LESSOR/SELLER and may not be
removed without the express and written consent of the LESSOR/SELLER.
13. INJURY OR DAMAGE: The LESSEE/BUYER hereby assumes full
responsibility for any damage which may be caused to the person or property
of third person/s while remaining either casually or on business in any part
of the premises leased. LESSEE/BUYER further binds itself to hold the
LESSOR/SELLER harmless and free from any claim for such injury or
damage. Provided, however, that the LESSOR/SELLER shall make
necessary actions to correct said deficiencies to ensure that premises are in
good and tenantable condition.
14. DISTURBANCE OF POSSESSION: Disturbance or discontinuance of
possession of the LESSEE/BUYER due to force majeure shall confer nor
right of any kind to the LESSEE/BUYER as against the LESSOR/SELLER,
by reason of inconvenience, annoyance or injury to business arising out of
the necessity of repairing any portion of the leased premises.
15. GOVERNMENT REGULATIONS: The LESSEE/BUYER, shall, at its own
expense and risks, comply with all the laws, ordinances, regulations and
orders of any agency of the government, national or local, affection or
pertaining to the leased premises and to any effects or articles which said
LESSEE/BUYER may have in its possession therein.
16. ABANDONMENT OF PREMISES: Should the LESSEE/BUYER abandon the
leased premises for a period of THIRTY (30) DAYS or vacate the premises
before expiration of this Contract of Lease without notifying the
LESSOR/SELLER and check payment for the current month is dishonored,
the LESSOR/SELLERS may immediately re-enter the leased premises and
this lease shall thereon be automatically terminated.
17. BREACH OF CONDITIONS: In case of breach by the LESSEE/BUYER of any
of the conditions and covenants of this lease as herein stipulated, the
LESSOR/SELLER at its option, may forthwith terminate and cancel this
lease and the LESSEE/BUYER shall be liable for any and all damages as a
result of such default and termination. Forfeiture of whatever rental desists
and advances shall apply in case the LESSEE/BUYER violates any of the
provisions in the contract. Forfeiture shall likewise apply should the
LESSEE/BUYER fails to exercise his option to purchase after the expiration
of this contract.
18. NON-WAIVER OF LESSORS RIGHT: Failure of the LESSOR/SELLER to
enforce strict performance by the LESSEE/BUYER of any of the terms,
conditions and covenants of this agreement shall not be construed as waiver
of any right or remedy that the LESSOR/SELLERS may have, nor shall it be
deemed as a waiver of any subsequent breach of the terms, conditions, and
covenants contained therein. No waiver by the LESSOR/SELLER of its rights
hereunder shall be deemed to have been made unless expressed in writing
and signed by the LESSOR/SELLER.
19. EXPIRATION OR CANCELLATION OF LEASE: At the expiration of the term
of this lease or cancellation thereof, as herein provided, the LESSEE/BUYER
will promptly deliver to the LESSOR/SELLER the leased premises with all
corresponding keys and in as good and tenantable condition as the same is
now, ordinary wear and tear excepted, devoid of all occupants, movable
furniture, articles and effects of any kind. Non-compliance with the terms of
this clause by the LESSEE/BUYER will give the LESSOR/SELLER the right,
at latters option, to refuse to accept the delivery of the premises and to
compel the LESSEE/BUYER to pay therefrom at the same rate as herein
provided plus an additional sum equal to Twenty Five (25%) percent thereof
as penalty until the LESSEE/BUYER shall have complied with terms hereof.
The same penalty shall, likewise, be imposed in case the LESSEE/BUYER
shall refuse to leave the leased premises after the expiration of this Contract
of Lease or the termination for any reason whatsoever.
20. OPTION TO PURCHASE: For good & valuable consideration, the receipt
whereof is hereby acknowledge from the LESSEE/BUYER. The
LESSOR/SELLER hereby extends an option to the LESSEE/BUYER to
purchase for the amount of PESOS: [P Hundred seventy five thousand] of
Lease on the 18
th
month or the period from 1
st
to 10
th
of October. The
LESSEE/BUYER, at his exclusive option, conditioned on faithful compliance
with all payments and undertakings contained herein, may convey
his/her/its decision to avail of option to purchase in writing to the
LESSOR/SELLER who thereafter shall credit all rental payments up to the
10
th
month and the initial deposit stated above to down payment.
21. BALANCE AFTER THIS LEASE AGREEMENT: If LESSEE/BUYER complied
with all terms and conditions stated above, inclusive of payment of realty
taxes, power, water and association dues, the outstanding balance of the
LESSEE/BUYER shall be 70% of the Total Selling Price amount
equivalent to PESOS: One hundred twenty two thousand five hundred
[P122, 500.00], Philippine currency. The LESSEE/BUYER hereby agrees to
execute the Deed of Absolute Sale upon payment in full of the TOTAL
PURCHASE PRICE. Failure of the LESSEE/BUYER to exercise his/its right
to purchase within the period of 30 months from the execution of this
contract shall mean forfeiture and abandonment of his right to purchase. In
such case, all payment made during the term of this lease are considered
rentals.
22. TRANSFER EXPENSES: Documentary stamp tax, capital gain tax,
registration fees, transfer tax, and other necessary expenses connected with
the execution and registration of the sale shall be for the account of and paid
by the LESSEE/BUYER.
23. TAXES, UTILITIES AND OTHER ASSOCIATION IMPOSITIONS: For the
duration of this lease, LESSEE/BUYER shall pay the Realty Taxes. However,
should the LESSEE/BUYER not exercise the option to purchase,
LESSOR/SELLER shall reimburse the LESSEE/BUYER of all the taxes,
exclusive of penalties for delayed payments, if any, it had paid as well as the
start-up fund of the Homeowners Association.
24. JUDICIAL RELIEF AND PENALTY: Should any one of the parties herein be
compelled to seek judicial relief against the other, the losing parties shall pay
an amount equivalent to One Hundred Percent (100%) of the amount
claimed in the compliant as attorneys fees which shall in no case be less
than P 100,000.00 pesos in addition to other cost and damages which the
said party may be entitled to under the law, to recover from the other party.
Provisions of penal character in this Contract of Lease shall be considered as
cumulative to the relief granted by this section.
25. RIGHTS AND INTERESTS: The rights and interests of the LESSOR/SELLER
subject under this instrument shall be fully assignable by the
LESSOR/SELLER subject only to previous written notice thereof to the
LESSEE/BUYER.
26. FORFEITURE OF DEPOSIT: Forfeiture of whatever rental deposit and
advances shall apply to any of the following:
a. When the LESSEE/BUYER is in default in payment for three (3) months.
In such a case, the LESSOR/SELLER shall have the right to prohibit
entry of the LESSEE/BUYER, visitors, guests and his employees in the
premises and the right to padlock the leased premises until indebted is
satisfied;
b. When LESSEE/BUYER pre-terminates lease with or without cause;
c. When LESSEE/BUYER violates any of the provisions of this contract; and
d. When the LESSEE/BUYER fails to exercise his/her option to purchase.

27. PENAL PROVISION: The parties agree that all covenant and agreements
herein contained shall be deemed conditions as well as covenants that if
default or breach be made of any such covenants and conditions, then this
lease may be terminated and cancelled and the party in breach shall be liable
for any and all damages, actual and consequential, resulting from such
breach or termination; provided however, that no default shall be declared
under this lease unless the party in default has given written notice to cure
such default within thirty (30) days. In the event of violation of this contract,
other than the non-payment of rentals, the party in breach must immediately
take remedial steps to cure the breach not later than thirty (30) days.
28. RIGHT OF ENTRY: LESSOR/SELLER or its authorized agent/s shall, after
giving due notice to the LESSEE/BUYER, have the right to enter the premises
in the presence of the LESSEE/BUYER or its representative at any reasonable
hour to examine the same or to make repairs therein or for the operation of
regular maintenance of the building or for any other lawful purpose which it
may deem necessary.
This RENT TO OWN CONTRACT (CONTRACT OF LEASE WITH OPTION
TO PURCHASE) shall be valid and binding, between the parties, their
successors-in-interest and assigns. No amendment of the terms of the
instrument shall be effective unless in writing and signed by the parties
therein.
IN WITNESS WHEROF, parties herein have affixed their signatures on
the date and place first above written.


Mr. Rico C. Blanca Mr. Liam T. Chui
LESSOR/SELLER LESSEE/BUYER



SIGNED IN THE PRESENCE OF:

Joanna S. Gomez Mr. Greg D. Sho




ACKNOWLEDGEMENT

(REPUBLIC OF TH PHILIPPINES
PROVINCE OF LEYTE S.S.
CITY OF BAYBAY)

BEFORE ME, a Notary Public, this 25
th
day of October, 2012
personally appeared the following to witness:
NAME CTC No. DATE ISSUED PLACE ISSUED
Joanna S. Gomez 2345678 Jan. 05, 2012 Ormoc City
Mr. Greg D. Sho 34343535 Jan. 17, 2012 Ormoc City
Known to me to be the same persons who have executed the foregoing
instrument and acknowledged to me that the same is of their own free will and
voluntary act and deed as well as of the corporation herein represented.
This instrument consisting of 5 pages, including the page on which this
acknowledgement is written has been signed on the left margin of each page
and every page thereof by the parties and their instrumental witnesses and
sealed with my notarial seal.

IN WITNESS WHEREOF, I have hereunto set my hand, the day, year and place
above written.


ATTY. NONILYN D. GALANO
Notary Public for the Province of Leyte
Appointment No. 5 until December, 2015
Roll of Attorney No. 92978
PTR No. 9401714; May 2, 2012
IBP No. 780929; April 23, 2012
Series No. of Commission 2



Doc. No. 3
Page No.3
Book No.1
Series of 2012.