Introduction

Modern D20 101 Urban Legends

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The action in most D20 Modern
Roleplaying Game campaigns takes place
in the modern day, whether those cam-
paigns are spy thrillers, occult investiga-
tions, or battles against Shadow. While the
modern day is generally not viewed as a
magical or mythical place, it is neverthe-
less not without its legendsurban leg-
ends, to be precise. Urban legends are the
mythology of our age. They are the tall
tales and bits of misinformation that get
spread by word of mouth and via the
Internet, becoming more garbled and out-
landish with each telling. They are also a
great resource for D20 Modern Game
Masters, or indeed anyone running a
game set in the present day.
101 Urban Legends presents exactly
what its title says: 101 snippets of odd,
implausible, and sometimes ridiculous
modern folklore. The legends presented
here are a mix of real world tall tales and
inventions of the writer. They are all pre-
sented in shorthand form, two or three
sentences at most so as to provide maxi-
mum leeway as to how they can be used.
The emphasis is on sparking the GMs
imagination rather than straitjacketing it
with mounds of specific detail that are only
useful to certain types of campaigns.
Consequently, many of the 101 entries are
open-ended and mysterious. GMs should
see this as an opportunity to put their own
spin on the urban legends, making them
suitable to their own unique campaigns.
USING THIS PRODUCT
As noted above, this product is intended
as a spur to the GMs imagination. It can be
used in a variety of different ways. One of
the most straightforward is as the basis for
an adventure or series of adventures. A d %
roll enables the random selection of all but
the last of the urban legends (and, honestly,
the last one is a bit of a joke). Whenever the
GM is stuck for an adventure idea, a wide
variety of them is no more than a dice throw
a w a y. A l t e r n a t e l y, he can select them from
the list, looking for keywords that seem
appropriate to his campaign and characters.
101 Urban Legends can also be used to
flesh out GM characters in a D20 Modern
Roleplaying Game campaign. Randomly
rolling a legend gives the GM a strange
belief or quirk for his characters. Knowing
that, for example, the local bookie thinks
bimetallic coins contain tracking devices
breathes a little life into him beyond his abil-
ities and physical description. Its a strange
bit of life, to be sure, but then memorable
characters are often a bit strange. Likewise,
players might use the list of legends to cre-
ate strange beliefs for their own characters.
Even players sometimes need a bit of help in
adding flesh to the bones of their characters.
It should be noted that none of the urban
legends, as presented, makes any pre-
sumption about their ultimate veracity. T h a t
remains firmly within GM control. The vast
majority of the urban legends assume that
the world is a strange, mystical place, filled
with hidden magic and conspiratorial
cabals. While many D20 Modern
Roleplaying Game campaigns make the
same assumption, many others do not.
Bear in mind, though, that urban legends
are necessarily garbled and imprecise for-
mulations. They may contain a grain of truth
buried beneath many layers of lies and mis-
information. The trick is separating the truth
from the restexactly the kind of work well
suited to the player characters!
Each entry includes a checkbox to assist
the GM in keeping track of what hes
already used.
K 1. If a werewolf is killed and not prop-
erly buried, it comes back from the
dead as a vampire. The proper burial
requires either the participation of an
acolyte or sanctified ground, prefer-
ably both.
K 2. Green potato chips are poisonous
to children (DC 18 Fortitude save or
suffer 1d6 Con/2d6 Con damage).
Their production is mandated by a
long-forgotten social Darwinist cor-
porate code dating from 1899.
K 3. Fairies were once used to power
light bulbs. Any functional bulbs pro-
duced before 1939 will contain a tiny
fey creature, who can be freed by
shattering the glass.
K 4. Human eyes could not see the
color orange until 1734 and is
responsible for sparking the Great
Awakening in the American colonies.
This sudden change was the result
of a kinori nanovirus that escaped
from their hidden enclaves in North
America.
K 5. Most TV newscasters are para-
plegics. Consequently, they avoid
being seen in public.
K 6. The US flag used in all FBI build-
ings has 52 stars. The extra stars are
for the manned space stations
Hoover and Cowley in geo-synchro-
nous orbits over the United States.
K 7. If a person looks directly up from
the North Pole, you can see
Antarctica. This is because the
E a r t h s magnetic fields there are
strong enough to bend light.
K 8. Metal regularly falls from the sky
over New Guinea. These are shards
of planes sent to destroy a colony of
acid rainers that are themselves
destroyed instead.
K 9. Bimetallic coins contain a tracking
device in their center. The mint
implanted the devices to keep tabs on
how many leave the country.
Deactivating the device requires a DC
30 Disable Device check.
K 10. For some reason, only crocodiles
have been found in the New York City
sewers, not alligators. T h a t s because
alligators are favored prey of the ter-
restrial effluvia that infest the sewers.
K 11. Anime videos sold outside of
Japan have subliminal messages hid-
den within their theme songs. A n y o n e
who fails a DC 12 Will save loses his
liking for tuna, if he ever had one, for
two weeks, thereby lowering world
demand for this fish beloved of the
Japanese.
K 12. The Library of Congress contains
a copy of every book printed in the
United States in 1999except one.
That book is the privately published
Secret History of New Jersey, which
details the troglodyte civilization
beneath the state, nearly all of whose
extant copies have been destroyed by
agents of the troglodytes.
K 13. Unintelligible Internet spam is
generated by an artificial intelligence
in Russia attempting to learn human
language. The AI, dubbed Koba by
the Russians, is located in Smolensk
and is part of a plan by diehard
Communists to re-establish the
USSR, with the AI as its undying
l e a d e r.
K 14. Chimpanzees would have been
extinct had they not been crossbred
with humans. Consequently, chimps
are quickly evolving human intelli-
gence and it is only a matter of time
before they can speak and use tech-
n o l o g y.
Modern D20 101 Urban Legends
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The Urban Legends
K 15. Casinos have no windows in
order to prevent probability spirits
from ruining the houses odds. The
spirits enter can freely move through
glass, which is usually broken in the
process.
K 16. The appearance of all man-
nequins is based on unidentified
bodies found throughout the world.
Should a mannequin be made in the
likeness of an imaginary person, it
will eventually become an animated
object filled with hatred for human
beings.
K 17. The British government moved
the Loch Ness Monster to secure
nature preserve in Africa to protect it
from poachers. The poachers
worked for Draco Industries.
K 18. The world may not be flat, but it
still has four corners and one of them
is Ayers Rock in Australia. Each cor-
ner is tied to an element (earth, air,
fire, and water) and FX effects relat-
ed to that element are doubled in
effectiveness (range, duration, etc.)
within 10 miles of a corner.
K 19. Only people who die through vio-
lence at someone elses hands enter
the afterlife; everyone else is reincar-
nated. Many terrorist groups realize
this truth and act in order to ensure
their ultimate reward.
K 20. There is a second, secret sub-
way system beneath both the Paris
Metro and London Tube, accessible
only to government officials. They
were created during the Cold War to
be used in the event of nuclear
attack and has since been aban-
doned. They still exist, however, and
over the years many peopleand
creatureshave taken up residence
in the tunnels.
K 21. A German corporation is collect-
ing all the unmatched socks in the
world. The corporations owner
believes that, either by finding the
socks mates or by destroying those
without them, he can reduce entropy
and thereby lengthen the existence
of the present universe.
K 22. Media mogul Anastasia Markova
is not human. She is in fact a drow.
K 23. The entire continent of South
America is slowly sinking as a result
of an engineering error when the
Panama Canal was created.
K 24. The state of Texas is actually
larger on the inside than it is on the
outside. Travel times within its bor-
ders are 1.25 times more than they
would appear by looking at a map.
K 25. Computer technology is purpose-
fully being retarded in order to avoid
attracting the attention of aliens
called the etoile. The etoile can natu-
rally manipulate any electronic
device and would prove unstoppable
if they had access to more advanced
computer technology.
K 26. Most diamonds are nothing more
than cut glass. The majority of the
worlds real diamonds have been
fused together to create a giant lens
to amplify the heat of the Earths core
so that the planet will not die.
K 27. The NAFTA treaty includes a pro-
vision to phase out television by
2013 and replace it with a new tech-
nology called hypervision. The pro-
vision was placed there at the behest
of Markova Enterprises, which paid
out substantial bribes to all sides in
the negotiations, and hopes to bene-
fit when it unveils this revolutionary
new technology to the world.
Modern D20 101 Urban Legends
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K 28. The currency of many nations
contains a small picture of the
American flag hidden on them some-
where. The presence of the flag indi-
cates that the nations government
contains ten or more high degree
Masons in positions of authority.
K 29. A colony of Neanderthals exists
in Mongolia. The Commission for
Research into Unexplained
Phenomena is planning to mount an
expedition to observe them next
year.
K 30. Draco Industries conducts dubi-
ous experiments on several Pacific
islands it owns. The experiments
involve opening portals to a dark
dimension to bring Shadow crea-
tures into our own world.
K 31. The British House of Commons
was once used as an insane asylum.
As a result, the ghosts of lunatics,
who periodically possess members
of Parliament, haunt it.
K 32. In America, it is actually illegal for
a restaurant to give someone a lunch
at no cost. These laws were put into
place in every state by a cabal of
Illuminati hoping to discourage per-
sonal charity and thereby incite
demand for a socialist revolution in
the USA.
K 33. William Shakespeare was a
pseudonym of John Dee. Each of his
plays is in actually a magical incan-
tation or seed in written form, recog-
nizable only to arcane spellcasters.
K 34. Canada is smaller on the inside
than it is on the outside. Cut all trav-
el times within its border by one half
what they would appear to be based
on a maps scale.
K 35. Fort Knox is completely empty.
All of its gold was given to the mys-
terious mothfolk in exchange for
knowledge of when the end of the
world will occur. No one knows why
the mothfolk wanted the gold and
there are factions within the US gov-
ernment planning to find out.
K 36. Edgar Allan Poe was buried in an
unmarked paupers grave. The grave
purporting to be his contains the
body of President Ulysses S. Grant.
Grants own tomb is the headquar-
ters of the Paranormal Science and
Investigative A g e n c y, created by
executive order of President Grant
himself.
K 37. In addition to a guardian angel,
everyone alive possesses a tempter
devil. Unlike the angel, the devil fre-
quently provides genuine assistance
in the form of temporary skill ranks or
feats in exchange for favors in the
service of hell later.
K 38. Field testing of anthropomorphic
robots began in 1975, but were dis-
continued in 1984 when one of them
was inadvertently elected to public
office. Its creators have attempted to
assassinate the robot several times
but have so far been unsuccessful.
K 39. There are only a finite number of
souls. As the human population
increases, souls must be divided to
ensure everyone gets at least a sliv-
er of one. Magical power, whether
arcane or divine, manifests only in
those humans with a whole soul.
K 40. There is no government agency
called Department-7.
K 41. Bologna is spiced dog meat.
Anyone who eats it and makes a
successful Wisdom check (DC 20)
can understand the speech of dogs
for three days afterward.
Modern D20 101 Urban Legends
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K 42. The man who invented blue
jeans was a French anthropologist.
(This is simply wrong hey, some of
this stuff has to be)
K 43. No one born in Nielko, Poland
has ever died within its limits of the
town. This is due to a powerful incan-
tation placed there before the
Mongol invasion of the 13
th
century.
K 44. Chinas Forbidden City is home
to a man named Haoxian, who is the
son of a dragon. The Peoples
Liberation Army is training him to
become the worlds first superhero
(or villain, depending on your poli-
tics).
K 45. Abandoned refrigerators are
gateways to hell. They can only be
destroyed by being doused with holy
water and buried in a churchyard.
K 46. Snakes with two heads are
becoming common sights in subur-
ban gardens. They are the result of
exposure to mutagens released into
the soil in the 1990s.
K 47. A giant asteroid is on a collision
course with Earth and will reach the
planet in five years unless something
can be done to stop it. Governments
around the world are cooperating to
find a way to deal with it.
K 48. The European Union is stalling
on the admission of Turkey into its
membership in order to stave off
Armageddon for a few more years. A
medieval monks prophecy states,
when the Turk is welcomed into the
Empire, then shall the Parousia
occur.
K 49. A cabal of cartographic magi-
cians orchestrated the fall of
Communism. They can make
changes to the real world by altering
magically imbued maps.
K 50. Cats can see the true forms of
demons. They will hiss whenever
they see a demon disguising its
nature.
K 51. There is an island located at
South Latitude 47 9, West Latitude
126 43. Cultists seeking to restore
their drowned god to life inhabit it.
K 52. Doppelgangers are future ver-
sions of a person traveling back-
wards in time. They can occasionally
provide useful information about the
future, but most often ensure the
deaths of their past selves due to
temporal paradoxes.
K 53. Hitlers body was mummified by
the Soviets after World War II and
recently sold on the black market to
a businessman from Mexico. The
businessman hopes to revivify him
by magical means and establish a
Fourth Reich in North America, with
an undead Hitler as its eternal
Fhrer.
K 54. Verbal communication does not
actually take place. Humans are nat-
urally telepathic and only millennia of
indoctrination makes people believe
they are hearing speech outside of
their own minds. If true, the Wild
Talent feat is no longer required to
take psionic advanced classes, since
all humans are naturally psionic.
K 55. There is a fortuneteller in Padua,
Italy who has correctly predicted the
results of every World Series since
1949. In exchange for work collect-
ing some arcane artifacts, shell
agree to share her predictions ahead
of time.
K 56. The oldest living thing on Earth is
a giant tortoise on Galapagos Island;
it is over 1000 years old. If someone
could learn to speak to him, he can
provide interesting, if limited, infor-
mation about the past.
Modern D20 101 Urban Legends
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K 57. Acave painting in Spain depicts an
airplane. Some believe the plane is
one of Hero of A l e x a n d r i a s works and
are combing the Spanish countryside
for evidence.
K 58. Elvis Presley really is dead, but
Jimmy Hoffa is not. Hoffa does, how-
e v e r, work for the FBI as a special con-
sultant on organized crime.
K 59. Stigmata are just the outward
symptoms of a rare non-fatal type of
hemorrhagic fever. The disease has
the following characteristics (Inhaled/
DC 15/1d4 days/1 Con/1d4 Con).
K 60. King Tut died from complications
relating to advanced tooth decay.
K 61. There are over 10,000 people in
the United States alone who have
legally changed their name to Santa
Claus.
K 62. Since 2001, sales of typewriters
have been increasing worldwide. T h e
sales have been boosted by an apoc-
alyptic cult called the Children of the
New Dawn that believes computers
are gateways for demons and must be
destroyed lest humanity be enslaved
for eternity.
K 63. F r a n c e s Direction Gnrale de la
Scurit Extrieure is the largest
employer of directed dreamers in the
world. Many of these dreamers work
as psionic assassins.
K 64. Extended exposure to weightless
conditions greatly increases human
lifespan. Consequently, most astro-
nauts and cosmonauts must eventual-
ly fake their own deaths to avoid this
fact becoming common knowledge.
K 65. In 1978, America and the USSR
cooperated on a disastrous manned
mission to Mars. Alien probes
destroyed the mission and there is talk
of sponsoring a new mission that can
overcome the problems of the past.
K 66. Physics cannot explain how a
bumblebee is capable of flight. (This is
simply untrue but many people
believe it)
K 67. The Ark of the Covenant can be
found in Ethiopia. It is being sought by
unscrupulous agents of the central
government in order to start a holy war
across Africa and then the Middle
E a s t .
K 68. The Holy Grail is hidden some-
where in Saskatchewan, Canada. T h e
Grail was brought here by Templars in
the 13
t h
century and is now protected
by an entire nation of Native
Americans who have been trained in
Templar lore and magic.
K 6 9 . Little Red Riding Hood is just a
fairytale retelling of the depredations
of the Beast of Gevaudon. This is
untrue, since Little Red Riding Hood
antedates the Beast. Nevertheless,
the story contains coded information
on how to defeat werewolves.
K 70. There were more reports of
hauntings in Brazil in 2002 than in the
rest of the countries of the world com-
bined. The hauntings are the result of
experiments into harvesting ecto-
plasm conducted in the A m a z o n .
K 71. No one knows how aspirin works.
(This is simply true)
K 72. Internet browser software contains
intentional security holes to allow the
government to spy on the public. A n y
failed Computer Use check that
involve the Internet provides informa-
tion to government agencies about the
P C s current activities.
K 73. The stories of little people are
just a dim recollection of the Picts,
who were a race of European pyg-
mies. Descendants of the Picts can
still be found in rural Scotland, where
they occasionally raid the homes of
the big folk.
Modern D20 101 Urban Legends
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K 74. Rats cannot suffer from cancer. If
a human consumes 100 times his
bodyweight in artificial sweeteners,
he too can also become immune.
K 75. The National Cathedral in
Washington, DC was financed by the
Shriners in return for the construction
of a temple to Ra in its crypt. The
rites are designed to ensure that the
sun god continues to bless the USA.
K 76. The ancient Babylonians used
chemical batteries. The technology
was reverse engineered from an
alien spaceship that crashed near
Uruk. Remains of the spaceship can
still be found buried there.
K 77. Tales of the lost continent of Mu
are actually garbled stories about
Australia. Ancient Asian mariners
traveled there and marveled at the
magical Aboriginal society that flour-
ished before a holocaust wiped it out,
leaving behind almost no traces.
K 78. Evidence of Viking settlements
have been found as far inside North
America as Minnesota.
K 79. The descendants of the last
Western Roman emperor can be
found in Norway. A religious sect
believes they must be killed in order
to prevent one of their number
becoming the Antichrist.
K 80. Redheaded people have magical
powers. They are treated as one
level higher for the purpose of deter-
mining their caster level.
K 81. Unless something is done by
2019, there will not be enough trees
in the world to print any more books.
(This is simply untrue)
K 82. George Wa s h i n g t o n s wooden
dentures were recently put up for
auction on the Internet. This is
untrue; it was Washingtons skull that
was auctioned and the winner was a
US Senator who hopes to use it as
an oracle.
K 83. Sherlock Holmes was in fact a
real person. The details of his adven-
tures are essentially accurate as
well.
K 84. Holding an unlit match over a
persons head wards off aliens called
Luciferans. This is untrue, as the
Luciferans can be warded off with
ordinary weapons like any other
creature.
K 85. The official language of the
United States of America is actually
Enochian. All federal government
officials must be proficient in the lan-
guage in order to communicate with
the angels who aid the country in
times of trouble.
K 86. The emperor of Japan really is a
dragon. This is true, although he has
agreed not to use his magical abili-
ties so long as his nation is not
threatened.
K 87. All of the moon rocks given to the
Smithsonian Institution have disap-
peared from their holdings. T h e y
have been stolen by a group of
female mages who worship Selene
and believe the space program to be
sacrilegious.
K 88. The worlds largest diamond is
called the Devils Eye and is owned
by a reclusive billionaire in
Louisiana. Numerous state of the art
devices guard the diamond from
thieves.
Modern D20 101 Urban Legends
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Modern D20 101 Urban Legends
9 of 10
K 89. The Russian navy recently sal-
vaged the wreck of one of its sub-
marines and discovered its hull was
covered with giant teeth marks. The
teeth marks match those of the
megalodon, a prehistoric shark
extinct for millennia.
K 90. Theres a guy in a Seattle who
can catch dreams and distill them
into a liquid narcotic. The narcotic
grants the user the benefits of a
remove fear spell and costs $500 a
hit.
K 91. The British Prime Minister has a
cabinet-level advisor on the occult.
There is growing concern the advisor
is in fact a double agent, but for
whom no one knows.
K 92. The planets Uranus, Neptune,
and Pluto are not real; their exis-
tence was fabricated to throw off the
charts of astrologers. Charts that
simply ignore these three planets are
vastly more accurate.
K 93. Donegal, Ireland is home to a
secret sect that has preserved an
ancient Celtic martial art known as
uathach. These warriors will rise to
fight against any supernatural threat
to their homeland.
K 94. There never was a country called
Transylvania.
K 95. Somewhere in the Congo is the
Navel of the World, from which all life
on Earth sprang. Anyone who reach-
es it can use its powers to create life
in their own image.
K 96. The Sphinx is actually younger
than it appears, which is why there is
no record of its existence before the
time of Alexander the Great.
Nevertheless, it contains a hidden
chamber within it that contains black
magical writings from the ancient
empire of Acheron that preceded
Egypt by thousands of years.
K 97. Explorers recently came across
the wreckage of a jet plane in
Antarctica bearing Nazi German
insignia. The still-living Martin
Bormann rules over a hidden refuge
of Nazis somewhere beneath the
continent.
K 98. One in 100 million human beings
is born with bones made from crys-
tal. They suffer a 4 penalty to
Defense but are treated as two levels
higher for the purpose of manifesting
psionic powers.
K 99. Lottery draws are controlled by a
Communist conspiracy determined
to redistribute the worlds wealth.
K 100. Global warming is the result of a
malfunctioning weather control satel-
lite. Every attempt to correct the
s a t e l l i t e s malfunction has simply
made it less stable and no one
knows what would happen if it were
destroyed.
K 101. Roleplaying games are Satanic.
Anyone whose character reaches
10th level gains use of the psionic
power domination three times per
day.
Modern D20 101 Urban Legends
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13. Termination: This License will terminate automatically if You fail to
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15. COPYRIGHTNOTICE
Open Game License v 1.0a Copyright 2000, Wizards of the Coast, Inc.
System Reference Document Copyright 2000-2003, Wizards of the
Coast, Inc.: Authors Jonathan Tweet, Monte Cook, Skip Williams, Rich
B a k e r, Andy Collins, David Noonan, Rich Redman, Beruce R. Cordell,
based on original material by E. Gary Gygax and Dave A r n e s o n .
Modern System Reference Document Copyright 2002, Wizards of the
Coast, Inc.: Authors Bill Slavicsek, Jeff Grubb, Rich Redman, Charles Ry a n ,
based on material by Jonathan Tweet, Monte Cook, Skip Williams, Rich
B a k e r, Peter Adkison, Bruce R. Cordell, John Tynes, Andy Collins, and JD
Wi k e r.
Modern: 101 Urban Legends Copyright 2004 James Malisweski.
Published by Ronin Arts, www. r o n i n a r t s . c o m .
Modern: 101 Urban Legends is copyright 2004 James Maliszewski. All text in this book is designated as open game
content. You may not distribute this PDF without permission of the author. d20 Modernis a trademark of Wizards of the
Coast, Inc., a subsidiary of Hasbro, Inc., and is used with permission. Wizards of the Coast is a registered trademark of
Wizards of the Coast, Inc., a subsidiary of Hasbro, Inc., and is used with permission.