Professional Documents
Culture Documents
BOLETN FINANCIE
SEGMENTO
Corte al 30 de
NDICE
PRESENTACIN
La informacin aqu contenida fue proporcionada por las
Popular y Solidario (SFPS) que enviaron informacin de su
Popular y Solidaria, con fecha hasta el 30 de Junio de
actualizar la misma al momento de recibir nueva inform
datos recibidos.
cia de Economa Popular y Solidaria. Prohibida su reproduccin total o parcial sin citar la fuente explcitamente
Men Principal
SISTEM
INTRODUCCIN
Base legal
El sector financiero popular y solidario est conformado en parte por las coop
SEPS est "levantar estadsticas de las actividades que realizan las organiza
Activos
Segmento 1
0 - 250.000,00
Segmento 1
0 - 1'100.000,00
Segmento 2
250.000,01 - 1'100.000,00
Segmento 2
0 - 1'100.000,00
Segmento 2
1'100.000,01 - 9'600.000,00
Segmento 3
1'100.000,01 o ms
Segmento 3
9'600.000,01 o ms
Ficha tcnica de
Fecha de solicitud de la informacin:
Plazo mximo de envo de informacin:
Forma de envo de informacin:
Fecha de corte de la informacin solicitada:
1:
2:
3:
4:
nformado en parte por las cooperativas de ahorro y crdito que operan en el pas y que adecuaro
ansitoria Primera de la Ley Orgnica de Economa Popular y Solidaria (LOEPS). El Art. 147 literal (f
ades que realizan las organizaciones sujetas a esta Ley". Adicionalmente, el Art. 12 de la LOEPS
rro y crdito
003 se establece que la Superintendencia de Economa Popular y Solidaria, ubicar a las cooperat
us activos, nmero de cantones en los que operan y nmero de socios, tomando para ello los parm
Cantones
1
1
1
2 o ms
Sin importar el nmero de cantones en los que opere
Sin importar el nmero de cantones en los que opere
Sin importar el nmero de cantones en los que opere
ativas de ahorro y crdito que estaban controladas por la Superintendencia de Bancos y Seguros (SBS) hasta el 31
FINANCIERO COMPARATIVO
EGMENTO 1, 2, 3 y 4
rro y crdito que operan en el pas y que adecuaron sus estatutos en la Superintendencia de Econ
ma Popular y Solidaria (LOEPS). El Art. 147 literal (f) de la LOEPS, dispone que entre las atribucione
esta Ley". Adicionalmente, el Art. 12 de la LOEPS manda que para ejercer el control y con fines
ca relacionada con la situacin econmica y de gestin, de acuerdo con lo que disponga el Reglame
conoma Popular y Solidaria, ubicar a las cooperativas de ahorro y crdito en segmento determin
an y nmero de socios, tomando para ello los parmetro fijados en el siguiente tabla 1:
Socios
Ms de 700
Hasta 700
Ms de 700
Sin importar el nmero de socios
Hasta 7.100
Ms de 7.100
Hasta 7.100
egmentos 1, 2 y 3
bla 1:
Men Principal
ESTADO DE SITUACIN
SISTEMA FINANCIERO POPULAR Y SOLIDARIO
30-Jun-14
(en dlares)
Cuenta
Descripcin
ACTIVO
11
FONDOS DISPONIBLES
1101
CAJA
1103
1104
1105
REMESAS EN TRANSITO
12
OPERACIONES INTERBANCARIAS
1201
1202
1299
13
INVERSIONES
1301
1302
1303
1304
1305
1306
1307
DE DISPONIBILIDAD RESTRINGIDA
1399
14
CARTERA DE CREDITOS
1401
1402
1403
1404
1405
1409
1410
1411
1412
1413
1417
1418
1419
1420
1421
1425
1426
1427
1428
1429
1433
1434
1435
1436
1437
1441
1442
1443
1444
1445
1449
1450
1451
1452
1453
1457
1458
1459
1460
1461
1465
1466
1467
1468
1469
1499
15
1501
1502
16
1601
1602
1603
1604
1605
1606
1611
1612
INVERSIONES VENCIDAS
1614
1615
1690
1699
17
1702
1705
BIENES ARRENDADOS
1706
1799
18
PROPIEDADES Y EQUIPO
1801
TERRENOS
1802
EDIFICIOS
1803
1804
OTROS LOCALES
1805
1806
EQUIPOS DE COMPUTACION
1807
UNIDADES DE TRANSPORTE
1808
EQUIPOS DE CONSTRUCCION
1809
EQUIPO DE ENSILAJE
1890
OTROS
1899
DEPRECIACION ACUMULADA
19
OTROS ACTIVOS
1901
1902
DERECHOS FIDUCIARIOS
1904
1905
GASTOS DIFERIDOS
1906
1908
TRANSFERENCIAS INTERNAS
1909
1910
DIVISAS
1990
OTROS
1999
PASIVOS
21
2101
DEPOSITOS A LA VISTA
2102
OPERACIONES DE REPORTO
2103
DEPOSITOS A PLAZO
2104
DEPOSITOS DE GARANTIA
2105
DEPOSITOS RESTRINGIDOS
22
OPERACIONES INTERBANCARIAS
2201
2202
2203
23
OBLIGACIONES INMEDIATAS
2302
2304
24
ACEPTACIONES EN CIRCULACION
2401
2402
25
2501
2502
2503
OBLIGACIONES PATRONALES
2504
RETENCIONES
2505
2506
PROVEEDORES
2507
2508
2510
2511
2590
26
OBLIGACIONES FINANCIERAS
2601
SOBREGIROS
2602
2603
2606
2607
2608
PRESTAMO SUBORDINADO
2690
OTRAS OBLIGACIONES
27
VALORES EN CIRCULACION
2703
2790
28
2803
29
OTROS PASIVOS
2901
2902
2903
FONDOS EN ADMINISTRACION
2904
2908
TRANSFERENCIAS INTERNAS
2910
POSICION
2912
2990
OTROS
PATRIMONIO
31
CAPITAL SOCIAL
3103
APORTES DE SOCIOS
33
RESERVAS
3301
LEGALES
3303
ESPECIALES
3305
3310
34
3402
DONACIONES
3490
OTROS
35
3501
3502
3503
3504
36
RESULTADOS
3601
3602
PERDIDAS ACUMULADAS
3603
3604
GASTOS
41
INTERESES CAUSADOS
4101
4102
OPERACIONES INTERBANCARIAS
4103
OBLIGACIONES FINANCIERAS
4104
4105
OTROS INTERESES
42
COMISIONES CAUSADAS
4201
OBLIGACIONES FINANCIERAS
4202
OPERACIONES CONTINGENTES
4203
COBRANZAS
4204
4205
SERVICIOS FIDUCIARIOS
4290
VARIAS
43
PERDIDAS FINANCIERAS
4301
PERDIDA EN CAMBIO
4302
EN VALUACION DE INVERSIONES
4303
4304
4305
4306
44
PROVISIONES
4401
INVERSIONES
4402
CARTERA DE CREDITOS
4403
4404
4405
OTROS ACTIVOS
4406
OPERACIONES CONTINGENTES
4407
45
GASTOS DE OPERACION
4501
GASTOS DE PERSONAL
4502
HONORARIOS
4503
SERVICIOS VARIOS
4504
4505
DEPRECIACIONES
4506
AMORTIZACIONES
4507
OTROS GASTOS
46
4601
4690
OTRAS
47
4701
4702
4703
4790
OTROS
48
4810
PARTICIPACION A EMPLEADOS
4815
IMPUESTO A LA RENTA
4890
OTROS
INGRESOS
51
5101
DEPOSITOS
5102
OPERACIONES INTERBANCARIAS
5103
5104
5190
52
COMISIONES GANADAS
5201
CARTERA DE CREDITOS
5202
5203
AVALES
5204
FIANZAS
5205
CARTAS DE CREDITO
5290
OTRAS
53
UTILIDADES FINANCIERAS
5301
GANANCIA EN CAMBIO
5302
EN VALUACION DE INVERSIONES
5303
5304
54
5404
MANEJO Y COBRANZAS
5490
OTROS SERVICIOS
55
5501
5502
5503
5590
OTROS
56
OTROS INGRESOS
5601
5602
5603
ARRENDAMIENTOS
5604
5690
OTROS
59
PERDIDAS Y GANANCIAS
CUENTAS CONTINGENTES
61
DEUDORAS
6190
64
ACREEDORAS
6401
AVALES
6402
FIANZAS Y GARANTIAS
6403
CARTAS DE CREDITO
6404
6405
COMPROMISOS FUTUROS
CUENTAS DE ORDEN
71
7101
7102
7103
ACTIVOS CASTIGADOS
7104
7105
7106
7107
7109
7112
7113
7114
7190
74
7401
7402
7403
7404
7406
DEFICIENCIA DE PROVISIONES
7407
7412
ORDEN DE PRELACION
7414
PROVISIONES CONSTITUIDAS
7415
7416
7417
7490
Total Segmento 1
Total Segmento 2
Total Segmento 3
107,065,706.40
671,198,382.67
1,836,625,446.97
13,620,653.94
66,873,010.73
156,636,300.70
3,710,911.60
13,554,641.04
25,399,165.00
9,712,614.23
52,592,066.57
130,248,401.07
196,608.11
644,756.90
882,569.51
520.00
81,546.22
106,165.12
14.44
0.00
80,187.00
14.44
0.00
0.00
0.00
0.00
80,187.00
0.00
0.00
0.00
2,526,066.83
33,459,483.15
81,660,525.83
990,614.97
6,849,018.38
6,676,761.43
0.00
0.00
0.00
179,112.72
3,802,364.28
14,161,106.48
0.00
4,200.00
564,861.64
1,032,095.13
20,992,482.57
58,774,154.41
0.00
74,900.86
828,671.55
324,612.58
1,860,258.07
848,317.64
-368.57
-123,741.01
-193,347.32
71,827,659.33
493,390,232.38
1,415,515,815.56
2,785,501.02
12,640,192.39
24,109,412.83
24,246,216.01
171,427,067.63
648,133,799.46
609,528.75
8,807,376.50
111,975,244.13
35,796,493.93
244,686,999.05
540,373,416.19
560,086.29
390,299.28
365,250.33
0.00
21,397.28
0.00
137,388.20
414,763.86
19,195.36
16,333.43
5,714.57
0.00
58,148.16
5,823,600.53
386,475.71
0.00
1,416.74
61,837.54
51,694.32
0.00
0.00
71,147.33
116,541.28
156,419.50
0.00
1,000.00
0.00
22,787.25
142,654.20
164,720.66
0.00
356.31
0.00
170,769.14
703,689.22
1,271,302.40
1,877,103.35
13,209,480.49
41,981,357.21
183,269.20
496,078.26
3,243,646.04
2,564,842.18
23,556,321.66
47,025,713.57
0.00
4,637.79
7,158.05
0.00
0.00
0.00
0.00
2,977.30
2,716.15
0.00
0.00
0.00
5,834.63
0.00
20,359.00
0.00
0.00
0.00
0.00
0.00
0.00
200.00
87,588.24
39,675.77
0.00
0.00
0.00
13,739.45
156,929.51
95,704.14
0.00
0.00
0.00
355,653.13
1,553,003.54
532,995.41
1,473,717.63
7,915,935.36
22,592,052.45
59,465.48
221,745.68
1,257,011.61
2,882,272.50
18,533,503.97
31,497,837.42
373.37
1,655.06
3,200.22
0.00
0.00
0.00
7,969.38
3,500.01
308.49
0.00
0.00
0.00
14,336.97
13,399.51
776.31
0.00
0.00
0.00
0.00
0.00
0.00
16,871.88
197,232.01
52,052.24
0.00
0.00
0.00
0.00
10,149.79
8,125.05
0.00
0.00
0.00
-2,154,083.65
-17,756,974.64
-59,861,947.68
2,520.00
0.00
0.00
2,520.00
0.00
0.00
0.00
0.00
0.00
5,055,244.88
23,907,068.73
44,675,172.64
0.00
43,171.00
53,217.72
26,042.61
171,192.08
692,864.04
968,715.47
5,604,106.71
16,642,724.47
104,910.98
141,897.38
1,285,780.03
40,778.46
141,543.89
178,925.80
0.00
0.00
0.00
0.00
27,122.15
0.00
0.00
495,666.33
100,000.00
558,039.28
4,152,526.10
3,088,983.45
12,196.47
948.85
155,050.79
3,389,039.88
13,391,391.23
22,931,480.39
-44,478.27
-262,496.99
-453,854.05
197,322.71
2,289,692.57
7,620,534.34
2,489.34
1,397,024.03
3,577,673.99
592.50
36,000.50
0.00
194,240.87
905,434.99
4,050,887.27
0.00
-48,766.95
-8,026.92
11,265,752.33
34,114,890.16
73,254,263.35
8,281,499.10
8,298,368.99
13,586,993.87
1,051,486.29
16,061,757.19
35,671,253.32
386,044.63
2,462,675.59
13,784,187.91
257,150.08
97,107.57
433,928.85
1,230,349.62
7,537,867.28
13,202,567.52
1,359,273.91
5,473,328.85
12,484,558.06
204,894.84
3,698,280.59
5,064,316.06
0.00
1,392.84
56,482.90
86.40
0.00
0.00
126,278.54
785,730.50
2,242,759.58
-1,631,311.08
-10,301,619.24
-23,272,784.72
2,570,471.94
17,164,004.95
57,182,647.55
196,381.63
4,677,410.03
2,405,815.76
31,735.39
139,080.46
18,803,167.22
703,236.42
2,203,063.71
13,830,189.19
1,036,146.99
3,449,598.65
9,163,225.27
88,212.55
1,146,493.17
4,541,620.69
29,291.39
661,087.91
0.00
0.00
0.00
0.00
202.26
0.00
0.00
545,950.98
5,017,219.83
8,613,922.12
-60,685.67
-129,948.81
-175,292.70
80,158,109.27
558,776,043.24
1,543,362,642.37
69,055,167.11
467,360,768.79
1,342,208,274.44
38,782,413.06
201,297,417.49
507,181,234.37
412,160.98
1,759,667.37
0.00
28,360,676.88
248,382,419.99
745,570,394.14
384,741.48
1,601,809.02
33,843.94
1,115,174.71
14,319,454.92
89,422,801.99
61,472.95
947,997.22
55,779.62
32,636.75
39,410.75
0.00
22,500.00
907,718.55
55,779.62
6,336.20
867.92
0.00
148,862.04
103,115.65
962,000.14
147,146.73
103,115.65
962,000.14
1,715.31
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4,489,490.41
24,554,507.12
43,628,902.72
713,290.32
5,671,465.30
13,007,701.57
9,137.03
1,273.64
6,652.96
589,550.48
4,031,826.25
9,583,994.15
150,938.51
2,155,651.37
4,807,891.81
82,381.73
327,499.76
1,279,835.35
467,764.47
1,224,611.91
2,154,765.18
0.00
21,787.34
69,728.18
500.00
0.00
0.00
12,150.08
92,468.94
1,175.00
9,185.80
212,015.08
1,332,500.45
2,454,591.99
10,815,907.53
11,384,658.07
4,970,786.87
56,183,205.43
130,680,515.32
39,813.47
160,312.25
1,048,590.65
2,542,765.79
19,184,341.69
19,454,172.44
480,637.00
6,973,492.09
15,831,779.78
1,741,283.13
26,662,012.72
85,762,029.04
0.00
672,931.96
176,471.00
0.00
0.00
0.00
166,287.48
2,530,114.72
8,407,472.41
0.00
658.22
558,797.47
0.00
618.01
558,797.47
0.00
40.21
0.00
57,366.18
0.00
0.00
57,366.18
0.00
0.00
0.00
9,625,790.81
25,268,372.66
217,603.29
221,457.46
514,676.55
38,632.33
255,679.10
2,505,633.22
480,941.91
4,203,647.79
2,272,837.21
743.08
25,113.14
0.00
55,498.12
98,457.10
0.00
0.00
0.00
0.00
0.00
0.00
0.00
581,544.98
4,821,436.22
19,975,225.68
26,194,429.25
109,191,022.64
287,721,299.78
21,285,504.33
72,532,705.55
187,949,436.40
21,285,504.33
72,532,705.55
187,949,436.40
3,906,370.88
28,240,428.85
72,349,054.10
2,069,949.38
13,475,777.62
43,837,259.03
1,229,487.31
12,365,569.01
23,206,283.93
581,107.55
2,218,139.46
4,905,716.74
16,753.34
170,242.76
399,794.40
1,497,837.93
6,658,941.24
23,432,940.38
404,428.10
2,757,016.89
5,219,222.10
1,093,409.83
3,901,924.35
18,213,718.28
91,207.75
2,525,058.21
7,172,220.70
91,207.75
2,513,082.25
7,172,220.70
0.00
11,975.96
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-762,131.92
-930,974.84
-3,182,351.80
586,247.15
1,948,893.44
680,452.12
-865,435.47
-2,553,089.89
-3,862,803.92
0.00
0.00
0.00
0.00
0.00
0.00
7,601,935.50
48,630,383.42
118,978,990.31
1,893,290.09
17,227,467.79
49,958,279.52
1,685,239.26
15,238,577.96
45,695,410.77
11,154.34
57,424.49
0.00
141,079.81
1,708,444.51
4,259,292.16
2.00
236.62
0.00
55,814.68
222,784.21
3,576.59
20,512.41
83,725.73
348,701.15
17,207.39
19,881.86
22,403.95
0.00
1,129.92
0.00
2,144.49
37,342.65
7,215.48
0.00
729.16
0.00
0.00
0.00
2.43
1,160.53
24,642.14
319,079.29
1,069.36
1,040.07
2,706.56
0.00
1,040.07
0.00
0.00
0.00
0.00
1,069.36
0.00
817.08
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,889.48
248,249.51
1,984,568.81
8,848,507.79
2,579.12
63,858.16
55,484.85
193,838.91
1,838,924.62
8,697,071.67
32,341.07
38,706.33
61,602.84
200.00
1,404.24
3,050.00
16,618.41
41,075.46
23,666.75
2,672.00
600.00
7,631.68
0.00
0.00
0.00
5,101,547.72
28,164,514.81
57,312,670.99
2,558,595.95
13,512,340.18
26,262,428.68
753,225.13
3,072,973.34
4,614,850.73
888,138.75
5,519,448.89
11,002,331.79
142,029.15
858,883.95
5,496,767.60
154,862.58
1,141,685.76
2,697,134.33
122,559.27
472,470.47
964,631.10
482,136.89
3,586,712.22
6,274,526.76
2,870.61
129,557.42
22,737.95
712.77
589.25
5,929.57
2,157.84
128,968.17
16,808.38
269,429.84
816,804.32
1,321,584.34
325.94
7,238.35
48,717.41
0.00
0.00
67,714.47
28,751.32
327,055.95
1,060,130.06
240,352.58
482,510.02
145,022.40
64,965.96
222,704.47
1,163,802.01
14,909.50
93,462.68
444,491.46
28,795.89
112,119.05
604,059.92
21,260.57
17,122.74
115,250.63
8,315,103.38
51,861,700.21
124,520,495.13
6,438,485.59
42,376,998.17
112,152,176.29
198,392.31
664,459.85
649,543.38
20,781.77
191,706.09
404.74
81,724.03
653,961.65
2,757,816.53
5,832,518.06
40,417,133.65
108,331,363.71
305,069.42
449,736.93
413,047.93
254,052.84
1,093,841.17
479,867.48
179,840.75
811,002.75
13,676.35
0.00
0.00
0.00
80.00
0.00
2,167.60
0.00
0.00
0.00
1,343.33
23,893.27
0.00
72,788.76
258,945.15
464,023.53
2,052.18
25,075.15
1,290,084.02
0.00
0.00
0.00
2,045.60
0.00
0.00
6.58
25,075.15
13,393.41
0.00
0.00
1,276,690.61
719,613.31
3,570,861.18
4,450,409.09
225,781.06
1,280,691.00
1,466,214.98
493,832.25
2,290,170.18
2,984,194.11
101,787.76
1,783,100.50
444,888.24
4,936.27
78,499.84
1,113.63
0.00
0.00
0.00
0.00
15,128.97
12,416.75
96,851.49
1,689,471.69
431,357.86
799,111.70
3,011,824.04
5,703,070.01
71,259.18
135,515.77
186,644.05
2,272.27
0.00
0.00
30,263.81
110,900.40
96,019.23
132,148.83
1,430,192.28
3,598,180.39
563,167.61
1,335,215.59
1,822,226.34
0.00
0.00
0.00
1,244,105.75
9,400,341.15
1,965,108.12
103,400.00
4,815,875.23
0.00
103,400.00
4,815,875.23
0.00
1,140,705.75
4,584,465.92
1,965,108.12
0.00
500.00
53,298.84
602,391.54
4,398,480.77
2,188.00
538,314.21
0.00
0.00
0.00
0.00
742,913.87
0.00
185,485.15
1,166,707.41
72,499,354.39
627,221,419.62
2,600,004,924.24
26,139,263.33
216,842,108.83
595,721,297.25
9,801,652.08
69,318,658.14
116,117,013.46
1,777,460.73
25,720,594.80
184,178,667.67
72,832.62
2,038,666.68
4,713,325.25
0.00
0.00
50,000,000.00
0.00
78,412.75
786,670.42
0.00
0.00
97,234.62
74,287.37
987,805.30
12,034,176.97
781,559.14
9,287,452.37
11,945,702.86
598,646.23
0.00
0.00
0.00
0.00
0.00
23,233.52
0.00
0.00
13,009,591.64
109,410,518.79
215,848,506.00
46,360,091.06
410,379,310.79
2,004,283,626.99
36,805,034.27
363,026,959.63
1,932,606,131.60
0.00
551,400.00
275,974.75
0.00
0.00
0.00
0.00
75,850.01
21,682,588.97
0.00
338,403.61
2,893,581.66
6,651.06
0.00
26,302.56
0.00
0.00
0.00
9,506.64
0.00
1,411,758.31
548,661.23
11,172,818.57
4,971,429.35
24,122.26
20,509.13
0.00
0.00
0.00
0.00
8,966,115.60
35,193,369.84
40,415,859.79
Total Segmento 4
Total SFPS
4,875,587,475.22
7,490,477,011.26
555,183,791.89
792,313,757.26
60,053,935.59
102,718,653.23
490,796,274.70
683,349,356.57
4,259,986.88
5,983,921.40
73,594.72
261,826.06
2,508,940.00
2,589,141.44
0.00
14.44
2,508,940.00
2,589,127.00
0.00
0.00
609,104,706.84
726,750,782.65
295,000.00
14,811,394.78
145,000.00
145,000.00
481,152,026.27
499,294,609.75
6,283,208.53
6,852,270.17
121,884,634.36
202,683,366.47
95,581.17
999,153.58
1,189,602.35
4,222,790.64
-1,940,345.84
-2,257,802.74
3,482,586,496.75
5,463,320,204.02
115,353,740.32
154,888,846.56
1,864,309,797.49
2,708,116,880.59
234,432,043.38
355,824,192.76
1,272,453,660.69
2,093,310,569.86
0.00
1,315,635.90
972,691.00
994,088.28
528,712.22
1,100,059.64
197,156.65
219,204.65
218,041.16
6,486,265.56
0.00
63,254.28
971,106.64
1,022,800.96
504,749.37
848,857.48
128,264.34
129,264.34
133,077.68
463,239.79
0.00
356.31
5,528,601.32
7,674,362.08
56,721,052.74
113,788,993.79
4,262,753.18
8,185,746.68
60,198,356.05
133,345,233.46
0.00
11,795.84
292,328.70
292,328.70
52,803.05
58,496.50
0.00
0.00
13,827.55
40,021.18
0.00
0.00
99,521.62
99,521.62
30,110.69
157,574.70
54,898.83
54,898.83
52,109.52
318,482.62
0.00
0.00
11,326,794.78
13,768,446.86
29,274,140.80
61,255,846.24
2,017,762.22
3,555,984.99
38,898,580.02
91,812,193.91
0.00
5,228.65
689,735.39
689,735.39
43,694.29
55,472.17
28,248.91
28,248.91
20,271.89
48,784.68
0.00
0.00
7,943.34
7,943.34
12,494.82
278,650.95
38,560.60
38,560.60
15,766.84
34,041.68
0.00
0.00
-217,296,901.34
-297,069,907.31
0.00
2,520.00
0.00
2,520.00
0.00
0.00
63,545,486.47
137,182,972.72
1,284.21
97,672.93
5,218,769.50
6,108,868.23
31,986,142.64
55,201,689.29
19,208.15
1,551,796.54
22,677.44
383,925.59
0.00
0.00
26,005.14
53,127.29
786,901.47
1,382,567.80
4,682,098.84
12,481,647.67
4,202.91
172,399.02
25,719,977.52
65,431,889.02
-4,921,781.35
-5,682,610.66
10,107,334.13
20,214,883.75
2,379,573.28
7,356,760.64
0.00
36,593.00
8,900,511.69
14,051,074.82
-1,172,750.84
-1,229,544.71
104,613,657.94
223,248,563.78
27,369,709.02
57,536,570.98
78,591,456.84
131,375,953.64
4,855,678.27
21,488,586.40
2,115.61
790,302.11
21,469,850.54
43,440,634.96
34,195,713.24
53,512,874.06
5,182,697.68
14,150,189.17
0.00
57,875.74
0.00
86.40
6,931,130.61
10,085,899.23
-73,984,693.87
-109,190,408.91
47,937,061.20
124,854,185.64
7,341,141.20
14,620,748.62
5,335,851.90
24,309,834.97
16,190,540.06
32,927,029.38
14,542,672.61
28,191,643.52
1,931,335.42
7,707,661.83
0.00
690,379.30
0.00
0.00
0.00
202.26
3,226,744.09
17,403,837.02
-631,224.08
-997,151.26
4,198,294,083.20
6,380,590,878.08
3,836,898,201.12
5,715,522,411.46
1,490,167,729.48
2,237,428,794.40
0.00
2,171,828.35
2,264,427,917.85
3,286,741,408.86
20,859.95
2,041,254.39
82,281,693.84
187,139,125.46
0.00
1,065,249.79
0.00
72,047.50
0.00
985,998.17
0.00
7,204.12
135,217.39
1,349,195.22
135,217.39
1,347,479.91
0.00
1,715.31
0.00
0.00
0.00
0.00
0.00
0.00
105,759,009.96
178,431,910.21
38,603,745.13
57,996,202.32
129.74
17,193.37
32,069,597.83
46,274,968.71
2,574,060.64
9,688,542.33
9,185,538.32
10,875,255.16
3,497,502.33
7,344,643.89
174,628.72
266,144.24
0.00
500.00
2,268.41
108,062.43
91,299.76
1,645,001.09
19,560,239.08
44,215,396.67
244,800,275.44
436,634,783.06
0.00
1,248,716.37
17,411,786.06
58,593,065.98
39,007,920.45
62,293,829.32
169,958,817.33
284,124,142.22
10,153,796.61
11,003,199.57
0.00
0.00
8,267,954.99
19,371,829.60
0.00
559,455.69
0.00
559,415.48
0.00
40.21
0.00
57,366.18
0.00
57,366.18
10,701,379.29
45,595,542.76
2,662,367.89
3,616,105.19
12,271.20
2,812,215.85
1,618,233.04
8,575,659.95
0.00
25,856.22
0.02
153,955.24
0.00
0.00
0.00
0.00
6,408,507.14
31,786,714.02
647,789,491.93
1,070,896,243.60
305,837,083.65
587,604,729.93
305,837,083.65
587,604,729.93
302,440,893.66
406,936,747.49
227,761,206.71
287,144,192.74
58,744,407.36
95,545,747.61
14,765,864.63
22,470,828.38
1,169,414.96
1,756,205.46
9,933,923.93
41,523,643.48
3,299,024.23
11,679,691.32
6,634,899.70
29,843,952.16
30,814,176.39
40,602,663.05
30,140,379.72
39,916,890.42
2,910.32
14,886.28
0.00
0.00
0.00
0.00
-1,236,585.70
-6,112,044.26
638,400.46
3,853,993.17
-1,874,986.16
-9,156,315.44
0.00
0.00
0.00
0.00
291,823,596.96
467,034,906.19
0.00
69,079,037.40
0.00
62,619,227.99
0.00
68,578.83
0.00
6,108,816.48
0.00
238.62
0.00
282,175.48
0.00
452,939.29
0.00
59,493.20
0.00
1,129.92
0.00
46,702.62
0.00
729.16
0.00
2.43
0.00
344,881.96
0.00
4,815.99
0.00
1,040.07
0.00
0.00
0.00
1,886.44
0.00
0.00
0.00
0.00
0.00
1,889.48
0.00
11,081,326.11
0.00
121,922.13
0.00
10,729,835.20
0.00
132,650.24
0.00
4,654.24
0.00
81,360.62
0.00
10,903.68
0.00
0.00
0.00
90,578,733.52
0.00
42,333,364.81
0.00
8,441,049.20
0.00
17,409,919.43
0.00
6,497,680.70
0.00
3,993,682.67
0.00
1,559,660.84
0.00
10,343,375.87
0.00
155,165.98
0.00
7,231.59
0.00
147,934.39
0.00
2,407,818.50
0.00
56,281.70
0.00
67,714.47
0.00
1,415,937.33
0.00
867,885.00
0.00
1,451,472.44
0.00
552,863.64
0.00
744,974.86
0.00
153,633.94
321,327,497.05
506,024,795.77
0.00
160,967,660.05
0.00
1,512,395.54
0.00
212,892.60
0.00
3,493,502.21
0.00
154,581,015.42
0.00
1,167,854.28
0.00
1,827,761.49
0.00
1,004,519.85
0.00
0.00
0.00
2,247.60
0.00
0.00
0.00
25,236.60
0.00
795,757.44
0.00
1,317,211.35
0.00
0.00
0.00
2,045.60
0.00
38,475.14
0.00
1,276,690.61
0.00
8,740,883.58
0.00
2,972,687.04
0.00
5,768,196.54
0.00
2,329,776.50
0.00
84,549.74
0.00
0.00
0.00
27,545.72
0.00
2,217,681.04
0.00
9,514,005.75
0.00
393,419.00
0.00
2,272.27
0.00
237,183.44
0.00
5,160,521.50
0.00
3,720,609.54
0.00
0.00
13,532,715.34
26,142,270.36
168,229.92
5,087,505.15
168,229.92
5,087,505.15
13,364,485.42
21,054,765.21
365,774.23
419,573.07
124,687.00
5,127,747.31
0.00
538,314.21
10,655,854.66
11,398,768.53
2,218,169.53
3,570,362.09
12,346,078,878.75
15,645,804,577.00
2,273,308,539.51
3,112,011,208.92
27,992,844.88
223,230,168.56
281,063,221.72
492,739,944.92
44,250,163.94
51,074,988.49
111,437,289.62
161,437,289.62
18,148,691.67
19,013,774.84
163.30
97,397.92
87,470,134.22
100,566,403.86
39,534,179.08
61,548,893.45
0.00
598,646.23
0.00
0.00
0.00
23,233.52
1,663,411,851.08
2,001,680,467.51
10,072,770,339.24
12,533,793,368.08
9,696,813,641.21
12,029,251,766.71
4,472,758.82
5,300,133.57
0.00
0.00
232,522,044.71
254,280,483.69
0.00
3,231,985.27
3,454,014.99
3,486,968.61
0.00
0.00
42,787,788.36
44,209,053.31
81,753,357.74
98,446,266.89
1,368,480.88
1,413,112.27
0.00
0.00
9,598,252.53
94,173,597.76
ESTADO DE SITUACIN
SISTEMA FINANCIERO POPULAR Y SOLIDARIO
30-Jun-14
(en millones de dlares y en porcentajes)
Indicadores financieros
Total Segmento 1
Total Segmento 2
ACTIVOS
107.07
671.20
PASIVOS
80.16
558.78
PATRIMONIO
26.19
109.19
CAPITAL SOCIAL
21.29
72.53
71.83
493.39
69.06
467.36
CRDITOS COMERCIALES
3.36
14.92
CRDITOS DE CONSUMO
27.83
193.38
CRDITOS DE VIVIENDA
0.87
9.53
41.36
292.92
0.56
0.40
15.7%
15.1%
12.1%
11.1%
27.9%
7.5%
13.3%
14.4%
0.1%
1.6%
13.0%
13.0%
TOTALES DE CUENTAS
ESTADO DE SITUACIN
SISTEMA FINANCIERO POPULAR Y SOLIDARIO
30-Jun-14
(en millones de dlares y en porcentajes)
Indicadores financieros
Total Segmento 1
Total Segmento 2
110.2%
113.7%
34.8%
32.9%
36.7%
61.1%
INTERMEDIACIN FINANCIERA
CARTERA BRUTA / (DEPSITOS A LA VISTA + DEPSITOS A PLAZO)
*LIQUIDEZ
FONDOS DISPONIBLES / TOTAL DEPSITOS A CORTO PLAZO
VULNERABILIDAD DEL PATRIMONIO
CARTERA IMPRODUCTIVA / PATRIMONIO
Total Segmento 3
Total Segmento 4
Total SFPS
1,836.63
4,875.59
7,490.48
1,543.36
4,198.29
6,380.59
287.72
647.79
1,070.90
187.95
305.84
587.60
1,415.52
3,482.59
5,463.32
1,342.21
3,836.90
5,715.52
25.91
135.24
179.44
712.98
1,951.48
2,885.66
116.48
241.16
368.04
619.57
1,372.00
2,325.86
0.44
0.00
1.40
7.0%
13.3%
12.6%
9.1%
4.4%
6.1%
3.9%
2.7%
3.2%
12.7%
7.2%
9.7%
2.4%
0.0%
1.2%
10.1%
5.7%
7.6%
Total Segmento 3
Total Segmento 4
Total SFPS
117.8%
98.5%
104.3%
30.9%
37.3%
35.4%
52.0%
32.4%
40.7%