Professional Documents
Culture Documents
Dec,2011
Statement
The questionnaire of the China Household Finance Survey (CHFS) is for internal
use only. Those who have access to this document should take great care not to lose or
disclose the contents to outsiders. Without explicit permission from the Research
Center of the China Household Finance Survey (CHFS), the questionnaire cannot be
used for any other purposes.
Dec, 2011
Table of Contents
Part 1: Demographic Characteristics ................................................................................................. 1
I. Questionnaire Screening .................................................................................................................................... 1
2. Basic Family Member Information ................................................................................................................... 3
3. Family Members Occupation and Income Information ................................................................................. 10
4. Subjective Attitude of Respondent .................................................................................................................. 21
II
Interviewer Observations
Note to interviewerThe following questions are to be finished based on your own on-site observation or
by asking the local contact person. You do not need to consult the chosen household.
[J1001] Where is the respondents home located
1. Downtown of Large City
4. Small Town
5. Rural Area/Village
3. Large Town
[J1002] How many minutes does it take the chosen household to travel to the city/town center
[J1003] Method of transportation
1. Foot
5. Subway/Light Rail
2. Bicycle
6. Own Car
4. Bus
[J1004] Which kind of construction structure does the surveyed household live in
1. FarmhouseSkip to [J1006]
3. Multiplex
(two or more families) townhouse
Skip to J1006]
[J1005] How many floors does the building where the surveyed household live have
4. 500,000-1 million
2. 50,000-200,000
5. 1-1. 5 million
3. 200,000-500,000
6. Over 1. 5 million
2. No
2. No
3. 100,000-200,000
2. 30,000-100,000
4. 200,000-500,000
5. Over 500,000
5. 200,000-250,000
2. 50,000-100,000
6. Over 250,000
3. 100,000-150,000
7. No Parking
4. 150,000-200,000
[J1011] Do residents in this village/neighborhood have any petted animals such as dogs?
1. Yes
[J1012] Is the village/neighborhood accessible by car?
1.Yes
2. No
2.No
Note to Interview: Please give a grade ranging from 1 to 10, 1 for extremely messy, 10 for very clean.
[J1013] How clean are the roads in the community/town
Note to InterviewPlease mark 1-101 for extremely messy, 10 for very neat.
[J1014] How neatly are the buildings in the community/town are laid out
Note to InterviewPlease mark 1-101 for crowded, 10 for open.
[J1015] The level of crowdedness in the community/town
Note to Interview: Please mark 1-10, 1 for poor, 10 for great.
[J1016] The level of greenness in the community/town
Note to Interview: Please mark 1-10, 1 for poor, 10 for rich.
[J1017] The level of prosperity of the community/town is
[A2002]
01
02
03
04
05
06
07
08
[A2008]
[A2009]
____Year
____Month
____Year
____Month
____Year
____Mon
th
____Year
____Mon
th
____Year
____Mon
th
____Year
____Mon
th
____Year
____Mon
th
____Year
____Mon
th
[A2010]
[A2011]
respondent
Ethnic Groups code table (Ranked in alphabetic order, except for Han)
Code
Nationalities
Code
Nationalities
Code
Nationalities
Rat
Han
20
Kazak
39
Pumi
Ox
Achang
21
Hezhen
40
Qiang
Tiger
Bai
22
Hui
41
Salar
Hare
Bao'an
23
Jino
42
She
Dragon
Bulang
24
Jing
43
Shui
Snake
Bouyei
25
Jingpo
44
Tajik
Horse
Tibetan
26
Kirgiz
45
Tartar
Sheep
Korean
27
Lahu
46
Tujia
Monkey
Daur
28
Li
47
Tu
Rooster
10
Dai
29
Lisu
48
Va
Dog
11
De'ang
30
Loba
49
Uygur
Pig
12
Dongxiang
31
Manchu
50
Ozbek
13
Dong
32
Maonan
51
Xibo
14
Drung
33
Mongba
52
Yao
15
Russian
34
Mongolian
53
Yi
16
Oroqen
35
Miao
54
Gelo
17
Ewenki
36
Mulam
55
Yugu
18
Gaoshan
37
Naxi
56
Zhuang
19
Hani
38
Nu
[A2012]
[A2012a]
[A2015]
[A2017]
[A2018]
[A2019]
[A2020]
[A2021]
[A2022]
[A2023]
[A2024]
[A2025]
[A2029]
[A2030]
10
01
02
03
04
05
06
07
08
[A3001]
NAME]have a job?
5. In vacation/Sick/Maternity leave
6. Unemployed,
7. Unwilling to work
8. Retired
9. Other
Note to Interview: If more than one job, respondent should be told: Lets first discuss your most important job.
[A3003]
11
[A3005]
12
[A3006]
under?[Card A5b]
14. Water
resource,
environment,
and
public
facilities management
15. Domestic/Residential
services and other services
16. Education
17. Health, social security, and
social welfare
18. Culture,
sports
and
entertainment
19. Public administration and
social organization
20. International organization
21. Other
[A3007]
[A3008]
13
[A3009]
6. Village Cadre
7. Township Cadre
8. Division leader of the work
unit
9. Top leader of the work unit
10. Other (Please specify)
[A3010]
[A3011]
[A3012]
Last month, how many days did you work per week on average?
[A3013]
Last week, how many hours did you work per day on average?
[A3014]
[A3015]
14
4.NGO
5. Military
6. Other (Please Specify)
[A3016]
[A3018a]
Has the enterprise been listed on stock exchange? (Only asked when
A3014=3)
1. Listed
2. Not Listed
[A3020]
Last year, how much do you earn for after-tax wage? (net of
Insurances and Housing Fund, bonuses, subsidies, and subsidy
in-kind (Unit: RMB)[Method of inquiry]
(If the respondent does not know or is not willing to answer then
ask[A3020it])
15
[A3020it]
Which range does your last years after-tax wages fall into? [Card
R1]
1. Under 10,000
2. 10,000-20,000
3. 20,000-50,000
4. 50,000-100,000
5. 100,000-200,000
6. 200,000-500,000
7. 500,000-1,000,000
8. 1,000,000-2,000,000
9. Over 2,000,000
[A3022]
Last year, how much bonuses did you receive after taxes? This
includes monthly bonus, quarterly bonus, semi-annual bonus, annual
bonus, festival bonus, stock dividends from your company stocks
and other bonuses. [Method of inquiry]
(If respondents do not know or do not want to answer the question
then ask[A3022it])
16
[A3022it]
Which range does your last years after-tax bonuses fall into?[Card
R1]
1. Under 10,000
2. 10,000-20,000
3. 20,000-50,000
4. 50,000-100,000
5. 100,000-200,000
6. 200,000-500,000
7. 500,000-1,000,000
8. 1,000,000-2,000,000
9. Over 2,000,000
[A3023]
Last year, how much else were you paid in after-tax subsidies or
subsidy in-kind? This includes food, medical , transportation,
communication and housing subsidies[Method of Inquiry]
[A3024]
Last year, how much personal income taxes did you pay in total?
This includes taxes on salary, bonuses, and subsidies. [Method of
Inquiry]
17
[A3029]
Last year, how many months did you spend on the job in total?
[A3030]
Last month, on average how many days did you work a week?
[A3031]
Last week, on average how many hours did you work a day?
[A3036]
After taxes how much money can be obtained from the second
job ? This includes bonuses, subsidies and real subsidies. [Method
of Inquiry]
(If the respondent does not know or is unwilling to answer then
ask[A3036it])
[A3036it]
Last year, after-tax income from the second job was in which of the
following ranges? [Card R1]
1. Under 10,000
2. 10,000-20,000
3. 20,000-50,000
4. 50,000-100,000
5. 100,000-200,000
6. 200,000-500,000
7. 500,000-1,000,000
8. 1,000,000-2,000,000
9. Over 2,000,000
[A3037]
Last year, personal income taxes paid on second job totaled was
how much? This includes monetary wages, bonuses, and subsidies
paid. [Method of Inquiry]
skip to[A4001]
Work History
[A3039]
18
How old were you when you started your first job?
[A3040]
[A3041]
19
[A3042]
20
4. Poor
5. Very Poor
[A4007] In which direction do you expect the interest rate to move in the coming year?
1. Rise a lot
4. Reduce a little
2. Rise a little
5. Reduce a lot
3. Almost no change
21
[A4008] In which direction do you expect the commodity prices to move in the coming year?
1. Rise a lot
4. Reduce a little
2. Rise a little
5. Reduce a lot
3. Almost no change
[A4008a] In the coming year do you expect home prices to change?
1. Rise a lot
2. Rise a little
3. Almost no change
4. Reduce a little
5. Reduce a lot
3. No
[A4009] How much did your family donate for the relief of Wenchuan earthquake in 2008? Please
estimate the monetary value of the donation in-kind if any
Unit: RMB
[A4010] When you cross the road do you follow traffic rules and wait for the stop light?
1. Always comply
3. It depends
2. Disobey on occasion
4. Rarely obey
If A2001 select option 6 and A2005>=1986then ask A4010aif not, skip to A4011c
[A4010a] Do you plan to send your kids to study abroad?
1. Yes
3.No
2.It depends
[A4011c] Overall , do you feel happy?
1. Extremely happy
4. Unhappy
2. Happy
5. Extremely unhappy
3. So-so
[A4012] Assume that the current interest rate is zero and there is no price inflation to be factored in, ,
which of the following payments would you prefer, 1000 RMB on tomorrow or 1100 RMB
in one year?
1. Get 1000 RMB tomorrow
2. Get 1100 a year from now
22
1. Non-Financial Assets
I) Family business
Agriculture
[B1001] In the last year, did your family engage in agricultural production? This includes agriculture, forestry,
animal husbandry and aquaculture, but does not include any work you were hired to do by others.
1. Yes
2. Noskip to [B2001]
[B1002] Last year, how many members of your family were engaged in agricultural production?
[B1003] Last year, on average, how many months were they engaged in agricultural production?
Dont know, mark-9
[B1004] Last year, what kind(s) of agricultural production was your family engaged in? Can
Choose Multiple[Card B1]
1 Staple Crops
4 Animal Husbandry
2 Cash Crops
5 Aquaculture
3 Forestry
6 OtherPlease Specify
[B1005] Last year, how much gross income did your family make from the agricultural activities?
(Unit: RMB)[Method of Inquiry]
If the respondent does not know or is unwilling to answer then ask [B1005it])
[B1005it] Which of the following range dose your family gross income from agriculture falls
into?[Card R2]
1. Under 20,000
6. 500,000-1,000,000
2. 20,000-50,000
7. 1,000,000-2,000,000
3. 50,000-100,000
8. 2,000,000-5,000,000
4. 100,000-200,000
9. 5,000,000-10,000,000
5. 200,000-500,000
10. Over 10,000,000
[B1006] Last year, did your family receive any subsidy for agricultural production?
1. Yes
2. Noskip to[B1011]
[B1007] What type of subsidy?
1 Cash
2 Subsidy in-kindskip to[B1009]
3.Both
23
5 Livestock machinery
6 Forestry machinery
7 Aquaculture machinery
8 OtherPlease Specify
9. Noneskip toB2001
24
includes
[B2002] In total, how many projects were your family being part of?
If the respondent does not know, mark-9)
If [B2002]=1then skip to[B2004]
[B2003a] Currently, what is the total assets of these projects, not including the value of your own
house used by these projects.(If the respondent doesnt know, please mark -9, if the
respondent is unwilling to answer please mark -7)
[B2003b] Last year, what was the revenue/gross income from these projects[Method of Inquiry]
(If respondent doesnt know, please mark -9; if the respondent is unwilling to answer,
please mark -7)
[B2003c] Last year, what was the net profit from these projects?[Method of Inquiry](If respondent
doesnt know, please mark -9; if the respondent is unwilling to answer, please mark -7)
If [B2002]>1ShowNext, we would like to ask about your familys most important industrial or
commercial endeavor?
[B2004] In which year did your family begin this project
[B2005]Initially, how was this project started?[Card B4]
1. Initiated by your family alone
2. Bought into
3. Inherited/Gifted
4. Joined as a partner
5. Other
[B2006] Currently, how much does your family own this venture?
(If respondent doesnt know, please mark -9; if the respondent is unwilling to answer,
please mark -7)
[B2007] What industry does this project fall under? [Card B5]
1. Mining
2. Manufacturing
3. Electricity, gas and water production and supply
4. Construction
5. Transportation, storage and postal industry
6. Information transmission, computer services and software industry
25
[B2012] In atypical week, how many days do you or your family members work on this project
If respondent doesnt know, please mark -9
[B2013] Currently, what is the total assets of this project, not including the value of your own house
utilized by the project?
If respondent doesnt know or is unwilling to answer then ask[B2013it]
[B2013it] The total assets of this project fall into which range[Card R2]
1. Under 20,000
6 . 500,000-1,000,000
2 . 20,000-50,000
7 . 1,000,000-2,000,000
3 . 50,000-100,000
8 . 2,000,000-5,000,000
4. 100,000-200,000
9 . 5,000,000-10,000,000
5 . 200,000-500,000
10. Over 10,000,000
[B2014] Last year, what was the revenue/gross income of the project?[Method of Inquiry]
(If respondent doesnt know or is unwilling to answer then ask [B2014it])
[B2014it] By your estimation, income from this project falls into which of the following ranges?
[Card R2]
26
1.
2.
3.
4.
5.
Under 20,000
20,000-50,000
50,000-100,000
100,000-200,000
200,000-500,000
6.
7.
8.
9.
10.
500,000-1,000,000
1,000,000-2,000,000
2,000,000-5,000,000
5,000,000-10,000,000
Over 10,000,000
9. OtherPlease Specify
skip to[B3030]
[B3004]How many batches of loans do you have currently
If respondent doesnt know, please mark -9
[B3004a]What was the total amount of loans taken from banks?Unit:RMB[Method of Inquiry]
If respondent doesnt know, please mark -9
[B3005] Currentlywhat is amount of the outstanding loan(s) [CAPI load B3004 option]?Unit:
RMB[Method of Inquiry]
If respondent doesnt know or is unwilling to answer then ask[B3005it]
[B3005it] The amount of the outstanding loan(s) is within the range of: [Card R2]
1. Under 20,000
6 . 500,000-1,000,000
2 . 20,000-50,000
7 . 1,000,000-2,000,000
3 . 50,000-100,000
8 . 2,000,000-5,000,000
4. 100,000-200,000
9 . 5,000,000-10,000,000
5 . 200,000-500,000
10. Over 10,000,000
If [B3004]>1showNext, we would like to gain an understanding of your familys largest loan from
a bank.
[B3006] In which year did your family take this loan
[B3007] Last year how much was the interest on this loanUnit: RMB
If B3004 = 1skip to B3009
[B3008] How much was the loanUnit: RMB[Method of Inquiry]
[B3009] What type of loan is it? [CardB9]
1. Collateral loan
2. Hypothecated Loan
3. Guaranteed Loan
4. Credit
[B3010] Which bank did offer the loan[CAPI]List the financial institutions name.
[B3011] What is/are the main reason(s) for choosing this bankCan Choose Multiple[CardB10]
1. Low interest rates
7. Good reputation
2. Past
experience
in
8. Market position
transaction
9. Good service
3. Easy to get approved
10. Convenient hours, and
4. Low fees
location
5. Personal relationships
11. No right to choose
6. Flexible loan terms
12. OtherPlease Specify
If B3004=1then skip to B3022
[B3018] Currently, how much is the outstanding loan? (Unit: RMB
28
2.Noskip to[B3030]
3. Noneskip to[B3030]
[B3030] Aside from bank loans, has your family borrowed any money from other sources for
business activities?
1. Yes
2. Noskip to[C1001]
[B3031] How much was the loanUnit: RMB
[B3033] Currently, how much is the loan outstandingUnit: RMB[Method of Inquiry]
If respondent doesnt know or is unwilling to answer then ask[B3033it]
[B3033it] The amount you still owe is within the range of:[Card R2]
1. Under 20,000
2 . 20,000-50,000
3 . 50,000-100,000
4. 100,000-200,000
5 . 200,000-500,000
6.
7.
8.
9.
10.
500,000-1,000,000
1,000,000-2,000,000
2,000,000-5,000,000
5,000,000-10,000,000
Over 10,000,000
[B3035] Who were the creditors of the loans[Card B13]Can Choose Multiple
1. Parents
5. Friends/colleague
2. Sons and daughters
6. Informal financial
3. Siblings
organizations
4. Other relatives
7. Other
[B3043a] Last year what was the total amount of interest your family paid on these loans?
(Unit:RMB)
7. Grandson/Granddaughter-in-law
8. Granddaughter/Grandson-in-law
9. Sibling
10. Other relatives
11. Non-relatives
[C1003] Does your family[CAPI load C1001 option] live in part of the houseor the whole house ?
1 Whole house
2 Part of the house/ one of the roomsskip to[C1005]
[C1004] How many square meters is the actual living space of the house?
skip to[C1006]
[C1005] How many square meters is the actual living space your family occupies if the house is
shared[CAPI load C1001 option]
(If respondent doesnt know, please mark -9)
[C1006]How many minutes does it take to get to the nearest city/county center from this house?
(If respondent doesnt know, please mark -9if it is in city/county center mark 0)
[C1007]Method of transportation?
1. by foot
2. Bicycle
3. Motorbike/Electric Carts
4. Bus
30
5. Subway/light rail
6.Car
7. OtherPlease Specify
5. Two Years
6. No Rent
7. Other
[C1013] Which of the following services are included in your rent Can Choose Multiple[Card
B15]
1. Water
6. Telephone
2. Electricity
7. Network
Charges
on
3. Gas
Internet
4. Property Management fee
8. None included
5. Fiber optics
[C1014] If you put your house on the rental market, how much would the monthly rent beUnit:
RMB
If respondent doesnt know, please mark -9
[C1015] At the market price, what is the value of your house?(Unit: 10,000 RMB)
(If respondents did not know, mark -9)
2. Noskip to[C4001]
Note to Interview: Houses mentioned below do not include those already demolished by
the end of last year.
[C2002] How many houses do you own?
31
2. No (skip to[C2003])
[C2002d] Last year, how much money did your family receive in rent?
Real Estate Information
Housing Code[CAPIload home code]
[C2003]
[C2004]
How many square meters is the houses actual living spaceIf respondent doesnt
know, please mark -9
[C2005]
Aside from the toilet, how many rooms does this house have?
Note to Interview: If this person lists how many living
rooms, bathrooms and bedrooms you can write it down
directly.
[C2006]
[C2008]
[C2009a]
32
01
02
03
[C2010]
[C2011]
[C2012]
[C2013]
How much did you pay for this house? (Unit: 10,000 RMB)
(If respondent doesnt know or is unwilling to answer then
ask[C2013it])
[C2013it]
By your estimation the costs of this house for you was in the
range of : [Card R3]
1. Under 50,000
2. 50,000-100,000
3. 100,000-200,000
4. 200,000-500,000
5. 500,000-1,000,000
6. 1,000,000-2,000,000
7. 2,000,000-5,000,000
8. Over 5,000,000
[C2013a]
At the time the house was acquired, what was the total amount of
taxes and fees paid? (Unit:10,000 RMB) [Method of Inquiry]If
respondent doesnt know, please mark -9
[C2016]
33
[C2016it]
[C2022]
[C2023]
What is the construction size for the part of the house that is used
for commercial purposes(Unit: Square Meters)
[C2024]
ShowThank you for your responses, now I would like to ask some questions
relating to your familys debt situation.
Currently, does your family have any loan outstanding for purchasing, decorating,
remodeling, or expanding your home?
1. Yesskip to[C2027]
2. No
[C2025]
[C2026]
34
[C2027]
How many batches of loans do you have? If more than one, ask about the most
substantial oneIf respondent doesnt know, please mark -9
CAPIbelow we would like to get some information about
the loan
[C2028]
[C2030]
[C2031]
[C2032]
[C2034]
1. Respondent or Spouse
2. Gift from child(ren)
3. Gift from parents
4. Gift from other relatives/friends
5. loan from bank
6. borrowed money
7. Other
[C2035]
When your family purchased this house, what type of bank loan did you take?
Which bank did your family take this loan from? [CAPI]local
financial institution on list
35
[C2038
[C2041]
What is/are the main reason(s) for choosing this bank Can
Choose Multiple[CardB10]
1. Low interest rates
2. Has done business
3. Low approval rate
4. Low cost
5. Personal relationships
6. Flexible loan terms
7. Good reputation
8. Influence
9. Good service
10. Hours, convenient location
11. No right to choose
What was 12.
the OtherPlease
total amount ofSpecify
house loans taken from banks at the
time? (Unit: RMB[Method of Inquiry]
[C2044]
[C2046]
[C2050]
[C2051]
[C2052]
[C2055]
How much of your house still needs to be paid off? (Unit: 10,000
RMB)[Method of Inquiry]
If respondent doesnt know or is unwilling to answer then
ask[C2055it]
36
[C2055it]
[C3001]
Aside from bank loans, did your family borrow money from any
other sources for the purchase, construction or renovation of this
home?
1.Yes
2. Noskip to[C4001]
[C3002]
[C3003]
[C3006a]
Was there an explicit due date for paying back the money?
1Yes
2No
[C3011]
37
[C3012]
[C3015]
[C3016]
[C3016it]
Housing Demolition
Note to Interview: This includes demolition/relocation of productive and residential
housing owned by the family
[C4001] Has your family ever experienced a housing demolition/relocation (chaiqian)?
1. Yes
2. Noskip to[C5001]
[C4002]When was the last time your house was demolished?
[C4004]What was the area of the demolition?
[C4005] What unit?
1. Square meter
2. Fen
3. Acre
38
4. Hectare
5. Mu
6. OtherPlease Specify
No competitionskip
to[C5001]
OtherPlease Specify
skip to[C5001]
(Unit:10,000 RMB)
4.
5.
6.
Hectare
Mu
OtherPlease Specify
[C4008b] What is the estimated value of the housing you received as part of the compensation ?
(Unit: 10,000 RMB)
[C4008c] Were you satisfied with the total compensation?
1Very Satisfied
4Not satisfied
2Satisfied
5Very unsatisfied
3Somewhat satisfied
Land Status
Note to Interview: The land mentioned includes state owned land rights, but does not
include urban residential housing.
[C5001] Does your family own any land?
1. Yes
2. Noskip to[C7001]
[C5002] Which of the following categories does this piece of land fall into?Can Choose
Multiple[CardB20]
1 Agricultural land
3 State-owned land rights
4 OtherPlease Specify
2 Rural collective construction
land homestead
CAPILoop on [C5002] options
[C5003] [Load [C5002] options]What is the area of the land[Load [C5002] options]?
39
4. Hectare
5. Square meter
6. OtherPlease Specify
Note to InterviewIf
4.
5.
6.
Hectare
Square meter
OtherPlease Specify
[C5008] Last year what was the total amount of rent received? This includes land dividend.
[C5010] At current market price, how much is this piece of land[CAPI load C5002 option]worth
Land Expropriation
[C6001] Was your familys land ever being expropriated by the state?
1. Yes
2.
Noskip to[C7001]
[C6002] When was the last time your land was expropriated?
[C6004] What was the area of the land expropriated?
[C6005] What units?
1. Mu
2. Fen
3. Ares
4. Hectare
40
5. Square meter
6. OtherPlease Specify
3. Job placement
4. OtherPlease Specify
(3) Vehicles
Instructions: Here we would like to gain a better idea about the situation of your
familys vehicles.
[C7001] Does your family own any vehicles including car, bus, or truck
1. Yes
2.Noskip to[C7053]
[C7002] What is the total number of the cars, buses or trucks your family own?
If respondent doesnt know, please mark -9
If C7002>2shows: Here we would like to know more about the most recent car your
family purchased?
Vehicle Information
Car Code
01
[C7003]
Make?
[C7004]
Model?
[C7005]
[C7007]
02
03
41
[C7008]
What was the price of the car ? (Excluding taxes and fees) (Unit: 10,000
RMB) (If respondent doesnt know, please mark -9
[C7008a]
What was the total amount of taxes and fees incurred when buying this car?
(Unit: RMB
[C7009]
[C7009it]
[C7009a]
[C7014]
[C7015]
[C7018]
[C7019]
42
[C7019it]
[C7047]
In addition to the bank loans, did your family borrow other money for
buying this vehicle?Unit: RMB
[C7048]
1Yes
22. Noskip to[C7003]ask about another vehicleif it was the
last one then skip to[C7053]
Where did your family borrow from? Can Choose
Multiple[CardB13]
1. Parents
2. Children
3. Siblings
4. Other relatives
5. Friends/colleague
6. Informal financial organization
7. Other
[C7049]
[C7050]
[C7050it]
[C7051]
1Yes
2Noskip to[C7003]ask about the next vehicleor if the last one then
skip to[C7053]
[C7052]
Last year what was the total amount of money spent on interest payments for
your bank loans and private loans. (Unit: RMB
If respondent doesnt know, please mark -9
43
Other Vehicles
[C7053] In addition to the vehicles above, does your family have any other types of vehicles, such as
excavators, tractors, motorcycles, tricycles, electric bike, bicycles and so on?
1. Yes
2. Noskip to[C7070]
[C7055]What is the total value of these vehiclesUnit: RMB
If respondent doesnt know, please mark -9
Note to Interview: If your family only owns a fraction of this vehicle, record the value
of your familys fraction
[C7056] To buy the vehicle(s), did your family take out loans or borrow money?
1. Yes
2. Noskip to[C7057c]
[C7057] Currently, how much is the total loan outstanding on these loans?Unit: RMB
If respondent doesnt know or is unwilling to answer then ask[C7057it]
[C7057it] By your estimation the amount you owe falls in the range of:[Card R4]
1. Under 20,000
5. 200,000-500,000
2. 20,000-50,000
6. 500,000-1,000,000
3. 50,000-100,000
7. Over 1,000,000
4. 100,000-200,000
[C7057c] Last year did your family rent any vehicle?
1.Yes
2. Noskip to[C7057d]
[C7057a] How much did you pay for the car rental last year? (Unit: RMB)
[C7057d] Last year, did your family lease out any vehicle?
1. Yes
2. Noskip to[C7070]
[C7057b] How much is the income for leasing the vehicle(s) last year? (Unit: RMB)
If [C7001]=1 or [C7053]=1then ask [C7070]~[C7072]otherwise skip to[C8001]
44
Vehicle Insurance
[C7070] Does your family have any auto insurance policy?
1 Yes
2 Noskip to[C8001]
[C7071] What type of auto insurance did your family buy last year?Can Choose Multiple
[CardB22]
1. Mandatory
Traffic
9. Loss from breakdown
Insurance
insurance
2. Loss of vehicle insurance
10. Spontaneous Combustion
3. Third
party
liability
Insurance
insurance
11. Damage
to
added
4. Theft Insurance
equipment insurance
5. Auto liability insurance
12. Non-deductible special insurance
6. No-fault liability insurance
13. OtherPlease Specify
7. Dropped cargo liability
insurance
8. Glass breakage insurance
[C7072] Last year, what was the total amount of insurance premiums paid by your familyUnit:
RMB
[C7073] Did your family make any car insurance claim last year?
1.Yes
2 Noskip toC8001
[C7074] Last year, what was the amount received from your familys auto insurance claim? (Unit: RMB)
[C8002] How much are those durables [CAPI load each [C8001] selected options] worthUnit:
RMB
If respondent doesnt know, please mark -9Method of inquiry
[C8003] In addition to the items mentioned in the questionnaire, does your family have in other
assets such as yacht, private aircraft, antiques, rare animals or plants, rare stamps,
paintings or any other any other valuable assets?
1. Yes
2. Noskip to[D1101]
[C8004] What are those valuable items?Can Choose Multiple
1. Yacht/Private Plane
2. Antiques
3. Rare animals and Plants
4. Stamps/ paintings/ artwork
5. Gold, Silver, jewelry, etc
6. Other( such as high-end handbags, cosmetics, designer clothes, luggage, watches, etc)
[C8005] By your estimation what is/are [CAPI load each [C8001] selected options] currently
worthUnit: RMB
If respondent doesnt know, please mark -9Method of Inquiry
[C8006] Did your family borrow money or take out loans to purchase these assets
1. Yes
2. Noskip to[D1101]
[C8007] How much money is still unpaid?
Unit:RMB
If respondent doesnt know or is unwilling to answer then ask[C8007it]
[C8007it] By your estimation the amount you still owed is within the range of:[Card R4]
1. Under 50,000
4. 150,000-250,000
2. 50,000-100,000
5. 250,000-500,000
3. 100,000-150,000
6. Above 500,000
46
47
48
(III) Stocks
[D3101] Does your family have any stock accounts
1 Yesskip to[D3103]
2 No
[D3102] Why doesnt your family have stock account?Can Choose Multiple[CardB35]
6Cumbersome procedures
1 Stocks are too risky
7Lack relevant knowledge
2 Stock returns are too low
8Lost money previously
3 Dont know how to open
an account
9Never heard of them
4 Too far away from the
10Limited funds
security company
11 Other reasons Please
5Do not know where to open
Specify
an account
skip to[D4101a]
Note to Interview: The cash balance in the stock account refers to the money not used
to purchase shares.
[D3103] How much cash balance do these equity accounts have, please note, that cash used to
purchase shares is not included?[Method of Inquiry]Unit: RMB
If respondent doesnt
know or is unwilling to answer then ask[D3103 it]
[D3103 it] The stock accounts balance is in which of the following ranges?[Card R5]
1. Under 5,000
7. 500,000-1,000,000
2. 5,000-20,000
8. 1,00,000-2,000,000
3. 20,000-50,000
9. 2,000,000-5,000,000
4. 50,000-100,000
10. 5,000,000-10,000,000
5. 100,000-200,000
11. 10,000,000
6. 200,000-500,000
[D3104] How many stocks does your family currently hold
If respondent doesnt know, please mark -9
If [D3104]>0 or -9skip to[D3106]
[D3104]=0then ask[D3105]
[D3105] Why doesnt your family hold stocksCan Choose Multiple[CardB36]
1 Bad market
2 Return is low
49
Specify
[D3106] Is there any family member who is or has worked in one of those companies that issued the
stocks your family hold?
1. Yes
2. No
[D3107] How long has your family invested in stocks? (Unit: Months)
If respondent doesnt know, please mark -9
Note to Interview: The following question is asking the entire familys return from
investing stocks, rather than that of an individual stock or family member.
[D3108] From the first stock purchase until now, what is your familys loss/gain situation?
1. Profit
3. Loss
2. Broke even
Note to Interview, this question refers to the total market value of all stocks,
excluding cash remained in the account(s)
[D3109] What is the current market value of the stocks your family owns? [Method of Inquiry]
If respondent doesnt know or is unwilling to answer then ask[D3109 it]
[D3109 it] The market value of these stocks falls in which range?[Card R5]
1. Under 5,000
7.
2. 5,000-20,000
8.
3. 20,000-50,000
9.
4. 50,000-100,000
10.
5. 100,000-200,000
11.
6. 200,000-500,000
500,000-1,000,000
1,00,000-2,000,000
2,000,000-5,000,000
5,000,000-10,000,000
10,000,000
Note to Interview: What this question asks is the most commonly method used by your family.
Please let the respondents subjective judgment prevail.
[D3111] What is your familys main method of purchasing stockCan Choose Multiple[CardB37]
1. Home Computer
5. Landline doesnt include cell phone
2. Office Computer
6. Cell Phone
3. Internet access point (Internet
7. Through brokers
caf, school computer etc)
8. Other
4. Counter
50
Note to InterviewThis question asks about respondents what their investment decisions for the family are
based on, allow the respondents subjective judgments to prevail.
[D3112a] Which family member usually makes the stock investment decisions?[CardB38]
1. Respondent
7. Grandchildren
2. Spouse
8. Brothers and sisters
3. Respondent and spouse
9. Other relatives
together
10. Unrelated persons
4. Family collectively decides
11. Family member makes decisions individually
5. Parents
6. Children
[D3113] Does your family have any non-publicly traded stocks
1 Yes
2 Noskip to[D3116a]
[D3116] What do you estimate the current value of these stocks to be? (Unit: RMB)
Note to Interview: This question refers to the entire familys stocks, rather than an
individual stock or that of a certain family member.
If respondent doesnt know or is unwilling to answer then ask[D3116it]
[D3116 it] The market value of this/these stock(s) falls in which of the following ranges[Card R5]
1. Under 5,000
7. 500,000-1,000,000
2. 5,000-20,000
8. 1,000,000-2,000,000
3. 20,000-50,000
9. 2,000,000-5,000,000
4. 50,000-100,000
10. 5,000,000-10,000,000
5. 100,000-200,000
11. above 10,000,000
6. 200,000-500,000
[D3116a] Did your family take a loan or borrow money to buy stocks?
1 Yes
2 Noskip to[D3117]
51
(IV) Bonds
[D4101a] Which of the following assets does your family ownCan Choose Multiple
1.Bonds
2.Mutual Fundsskip to[D5103]
3.Derivativesskip to[D6103]
4.Wealth Management Productsskip to[D7103]
5.Noneskip to[D7112a]
Note: If the respondent has multiple choices, then ask about each financial asset
separately
[D4101] Currently, your family has which of the following bonds[CardB31]
1 State Treasury Bills
2 Local Government Bonds
3 Financial bonds
4 Corporate bonds
5 Other bondsPlease Specify
Under 5,000
5,000-20,000
20,000-50,000
50,000-100,000
100,000-200,000
200,000-500,000
7.
8.
9.
10.
11.
500,000-1,000,000
1,00,000-2,000,000
2,000,000-5,000,000
5,000,000-10,000,000
10,000,000
[D4105] Next we would like to learn about your familys largest [CAPI load bond name] situation.
In what year was it bought?
[D4106] How long is the term of [CAPI load bond name]?
[D4108] What is the [CAPI load bond name] face value[Method of Inquiry]
[D4110] [CAPI load bond name]What is the annual interest rate
Break circle
52
[D4110a] Did your family take loans or borrow money to buy bonds?
2 Noskip to[D4111]
1 Yes
[D4110b] How much money is still owed?Unit: RMB
If respondent doesnt know, please mark -9
[D4111] Last year, how much after-tax income did your family make from bondsUnit: RMB
if respondent doesnt know, then mark-9
Go back to [D4101a]
(V) Fund
[D5103] How many mutual funds does your family invest?
If respondent doesnt know, please mark -9
[D5104] What kind of funds do you family investCan Choose Multiple[CardB34]
1. Stock
4. Hybrid
2. Bond
5. OtherPlease Specify
3. Money Market Fund
[D5105] How long has your family been invested in funds? (Unit: Month)
If respondent doesnt know, please mark -9
[D5107] What is the current total market value of these funds?Unit: RMB[Method of Inquiry]
If respondent doesnt know or is unwilling to answer then ask[D5107 it]
[D5107 it] The total value of these funds is in which of the following ranges[Card R5]
1. Under 5,000
7. 500,000-1,000,000
2. 5,000-20,000
8. 1,00,000-2,000,000
3. 20,000-50,000
9. 2,000,000-5,000,000
4. 50,000-100,000
10. 5,000,000-10,000,000
5. 100,000-200,000
11. 10,000,000
6. 200,000-500,000
[D5108a] Did your family take loans or borrow money to buy funds?
1 Yes
2 Noskip to[D5109]
(VI) Derivatives
We would like to learn something about the financial derivatives your family owns?
[D6103] Does your family own futures?
1 Yes
2 No (skip to[D6107])
[D6104] What are the commodities of these futures?Can Choose Multiple[CardB41]
1. Copper
11. Palm oil
2. Aluminum
12. Linear low density polyethylene
3. Zinc
13. Rapeseed oil
4. Precious metals futures
14. Wheat
(Gold, silver, platinum,
15. Cotton
palladium, etc.)
16. White granulated sugar
5. Natural Rubber
17. PTA(purified terephthalic acid)
6. Fuel Oil
18. Stock Index Futures
7. Corn
19. Foreign Exchange Futures
20. Interest Rate Futures
8. Soybean1#2
9. Soybean pulp
21. OtherPlease Specify
10. Soybean oil
Note to Interview: Ask the total market value of the futures here, if the respondents
to tell the value of each individual future, add them up.
[D6106a] What are these futures currently worth?Unit: RMB[Method of Inquiry]
If respondent doesnt know or is unwilling to answer then ask[D6106a it]
[D6106a it] The market value of these futures is approximately within the range of:[Card R6]
1. Under 5,000
3. 20,000-50,000
2. 5,000-20,000
4. 50,000-100,000
54
5.
6.
7.
8.
100,000-200,000
200,000-500,000
500,000-1,000,000
1,000,000-2,000,000
9. 2,000,000-5,000,000
10. 5,000,000-10,000,000
11. Above 10,000,000
Note to InterviewThis question doesnt include the aforementioned futures and warrants.
[D6112] Does your family have any other financial derivatives, such as forward contracts, swaps, etc?
1 Yes
2 No(skip to[D6115])
Note to Interview: here ask the total market value of other derivative products, have they listed the
value of each derivative, add your own total.
[D6115] What are these derivatives now worthUnit: RMB[Method of Inquiry]
If respondent doesnt know or is unwilling to answer then ask[D6115 it]
[D6115 it] The market value of these derivatives is in which of the following ranges[Card R6]
1. Under 5,000
7. 500,000-1,000,000
2. 5,000-20,000
8. 1,00,000-2,000,000
3. 20,000-50,000
9. 2,000,000-5,000,000
4. 50,000-100,000
10. 5,000,000-10,000,000
5. 100,000-200,000
11. 10,000,000
6. 200,000-500,000
Note to Interview: The questions asked the respondent families of all financial derivatives, including
futures, warrants, etc.
[D6115a] Did your family borrow money or take loans to purchase these financial derivatives?
2 Noskip to[D6116]
1 Yes
55
Return to [D4101a]
[D7103] Does your family have any wealth-management products offered by bank?
1 Yes
2 Noskip to[D7107]
[D7104] Which institutions are these bought from?Can Choose Multiple[CAPI] List of banks
Note to Interview: What these questions refer to is all family members financial
product investments, rather than those from a single bank financial product or of a
single person. If respondents reply with each individuals investments in financial
products, add your own total.
[D7105] In total how much did your family invest in these financial products?Unit: RMB[Method
of Inquiry]
(If respondent doesnt know, please mark -9)
56
[D7106a] What is the current value of the financial products your family holdsUnit: RMB
[Method of Inquiry]
If respondent doesnt know or is unwilling to answer then ask[D7106a it]
[D7106a it] The market value of these financial products is within the range of:[Card R6]
1. Under 5,000
7. 500,000-1,000,000
2. 5,000-20,000
8. 1,00,000-2,000,000
3. 20,000-50,000
9. 2,000,000-5,000,000
4. 50,000-100,000
10. 5,000,000-10,000,000
5. 100,000-200,000
11. 10,000,000
6. 200,000-500,000
[D7107] Does your family have other wealth-management products, for example, from security
brokertrusts, and so on?
1 Yes
2 Noskip to[D7111a]
Note to Interview: In these questions other financial products do not include
financial wealth-management products from banks. If respondents reply with each
individual investment, add them in total.
[D7108] In total how much money has your family invested in other financial products?Unit:
RMB[Method of Inquiry]
(If respondent doesnt know, please mark -9)
[D7110] Currently, what is the total value of other financial products held by your familyUnit:
RMB[Method of Inquiry]
(If respondent doesnt know or is unwilling to answer then ask[D7110it])
[D7110 it] Which of the following is the closest approximation of the value
products[Card R6]
1. Under 5,000
7.
2. 5,000-20,000
8.
3. 20,000-50,000
9.
4. 50,000-100,000
10.
5. 100,000-200,000
11.
6. 200,000-500,000
2 Noskip to[D7112]
1 Yes
[D7111b] How much money do you still owe?
If respondent doesnt know, please mark -9
[D7112] Last year, what was your familys after-tax income from these financial productsUnit:
RMB
(If respondent doesnt know or is unwilling to answer then ask[D7112it])
[D7112it] By your estimation which following range does the income received from these financial
products fall into? [Card R5]
1. Under 5,000
7. 500,000-1,000,000
2. 5,000-20,000
8. 1,00,000-2,000,000
3. 20,000-50,000
9. 2,000,000-5,000,000
4. 50,000-100,000
10. 5,000,000-10,000,000
5. 100,000-200,000
11. 10,000,000
6. 200,000-500,000
[D7112a] Why didnt your family purchase [CAPI load options not chosen in [D4101a]other
than 5]Can Choose Multiple[CardB32]
1Too risky
7Lack of relevant knowledge
2Return is too low
8Afraid of being cheated
3Term is too long
9Never heard of them
4Minimum subscription amount is too high
10Limited financial resource
5Dont know how to buy
11Other reasonsPlease Specify
6Cumbersome procedures
(IIX)
[D8101] Does your family hold any non-rmb assetsFor example foreign currency deposits, foreign
currency cash, B/H shares, etc.
1. Yes
2. Noskip to[D9101]
[D8102] What forms of non-rmb assets are theseCan Choose Multiple[CardB42]
1. Foreign currency deposits
6. Non-bank forex products
2. Foreign notes/foreign currency
7. Foreign stocks/ bonds
3. B shares
8. OtherPlease Specify
4. H shares
5. Bank Forex products
[CAPI]circle assets [D8102]selected
[D8104] Currentlywhat is [CAPI load asset name D8102 selected] approximately worth?
58
Method of Inquiry]
Please list the RMB equivalentsIf respondent doesnt know or is unwilling to answer
then ask[D8104a it]
[D8104 it] Which of the following ranges does [CAPI load the name of the selected assets in
D8102] fall in[Card R5]
1. Under 5,000
7. 500,000-1,000,000
2. 5,000-20,000
8. 1,00,000-2,000,000
3. 20,000-50,000
9. 2,000,000-5,000,000
4. 50,000-100,000
10. 5,000,000-10,000,000
5. 100,000-200,000
11. 10,000,000
6. 200,000-500,000
[D8104a] In what Unit?
1. RMB
2. USD
3. HK Dollar
4. Euro
5. Yen
6 OtherPlease Specify
Note to Interview: This question refers to the respondents familys after-tax income
from all non-financial RMB denominated assets.
[D8105a] Did you take loans or borrow money to buy non-RMB assets?
2 Noskip to[D8106]
1 Yes
[D8105b] How much does your family still owe?
If respondent doesnt know, please mark -9
[D8106] Last year, what was your familys after tax income from these non-rmb denominated
assetsUnit: RMB
(If respondent doesnt know or is unwilling to answer then ask[D8106it])
[D8106it] Which of the following ranges does the after tax income from
falls in? [Card R5]
1. Under 5,000
7.
2. 5,000-20,000
8.
3. 20,000-50,000
9.
4. 50,000-100,000
10.
5. 100,000-200,000
11.
6. 200,000-500,000
(IX) Gold
[D9101] Does your family own gold? Including paper gold, physical gold, but does not include gold
59
jewelry.
1. Yes
2. Noskip to[K1101]
[D9102] How much did your family spend in purchasing gold? [Method of Inquiry]
(Convert to RMB equivalentIf respondent doesnt know, please mark -9)
[D9103] At the current market price, how much is your familys gold worth[Method of Inquiry]
(Please record RMB equivalentIf respondent doesnt know or is unwilling to answer then
ask[D9103 it])
[D9103 it] Which of the following ranges does the market value of your familys gold falls
into?[Card R5]
1.
2.
3.
4.
5.
6.
Under 5,000
5,000-20,000
20,000-50,000
50,000-100,000
100,000-200,000
200,000-500,000\
7.
8.
9.
10.
11.
500,000-1,000,000
1,00,000-2,000,000
2,000,000-5,000,000
5,000,000-10,000,000
10,000,000
[D9105] Last year, how much after tax income did your family receive from their purchase of gold?
Unit: RMB
(If respondent doesnt know or is unwilling to answer then ask[D9105it]or if there has
been no repayment period agreed upon then mark 999)
[D9105it] By your estimation what is was your familys after-tax income received from gold last
year? Which of the following is closest to approximation of your familys after-tax income received
from gold[Card R5]
1. Under 5,000
7. 500,000-1,000,000
2. 5,000-20,000
8. 1,00,000-2,000,000
3. 20,000-50,000
9. 2,000,000-5,000,000
4. 50,000-100,000
10. 5,000,000-10,000,000
5. 100,000-200,000
11. 10,000,000
6. 200,000-500,000
(X) Cash
[K1101] How much cash does your family have currentlyUnit: RMB
(If respondent doesnt know or is unwilling to answer then ask[K1101 it])
[K1101 it] Which of the following ranges is closest to the cash your family owns[Card R7]
1. Under 2,000
2. 2,000-5,000
60
3. 5,000-20,000
4. 20,000-50,000
5. 50,000-100,000
6. 100,000-500,000
7. Over 500,000
(XI) Lending
Note to Interview: Other people is defined as organizations or people outside of
your family.
[K2101] Currently, does your family have loans given to other people? Here other people refer to
those outside the family.
1 Yes
2 Noskip to[E1001]
[K2102a] What is the total amount your family lends out?
Next, we would like to ask about the largest loan your family has given out.
[K2102b] The loan repayment period is ____years.
[K2103] Who was this loan given too[CardB44]
1 Parents
2 Children
3 Brothers and Sisters
4 Other relatives
5 Friend/Colleague
6 Informal
financial
organizations
7 OtherPlease Specify
(Unit: Months)
[K2107] Last year, how much of the loan was repaidUnit: RMB
if respondent doesnt know, then mark-9if no interest, mark 0
[K2108] Last year how much interest income did your family receive from the loanUnit: RMB
If none, then record zero.
61
largest
62
4.
5.
6.
1 and 2
1, 2 and 3
Study abroad expenses
Note to Interview: The five previous expense options are for those costs incurred by
those educated domestically, if the respondent said they used the loan to pay for their
study abroad then record the sixth option.
[E1012] What was the total amount of education loans takenUnit: RMB
If respondent doesnt know, please mark -9999
Note to Interview: If the loan is divided into batch payments, please record the total
amount of all batches, for example if four years of undergraduate study required a
loan of 240,000 RMB but each payment is 6,000 RMB, please record 240,000 as the
loan amount.
[E1013] How long is the term for the education loan
If respondent doesnt know, please mark -9
[E1014] What is the interest rate on this education loanUnit: %
If respondent doesnt know, please mark -9
Other Financing
[E1020] Currently, in addition to bank loans, has your family borrowed money from other people or
organizations for your childrens education?
1. Yes
2. Noskip to[E2001]
Note to Interview: Here other people or organizations refer to individuals and
non-bank institutions. Also if the respondent has borrowed from friends and relatives,
they are also classified as others.
[E1021] What was the total amount borrowedUnit: RMB
If respondent doesnt know, please mark -9
[E1022] How much is still owed on this/these loan(s)Unit: RMB
If respondent doesnt know, please mark -9
[E1023] Do you have to pay interest on these loans?
1 Yes
2 Noskip to[E2001]
63
[E1024] What was the total amount of interest paid on these loans last year? Unit: RMB
If respondent doesnt know, please mark -9
DisplayNext we would like to learn about your familys credit card situation.
[E2002] Does your family have any credit card? Inactivated cards dont count.
1. Yes
2. Noskip to[E2016]
[E2003] Who in your family does regularly use credit card? If there are Primary and secondary cards,
only count the primary holder. (Choose up to 2)[Card A1]
1. Respondent
2. Spouse or Partner
3. Parents
4. Parents in law
5. Grandparents
6. Children
7. Children in law
8. Grandchildren
9. Grandchildren in law
10. Brothers and sisters
11. OthersPlease Specify
[E2004] Why does your family use credit cardCan Choose Multiple[CardB50]
1. Convenient for daily life, such as traveling, business trip, going abroad
2. Take advantage of the interest-free credit
3. Advance consumption
4. Overdraft
5. OtherPlease Specify
[E2005] How does your family normally pay for credit card debts[CardB51]
1. Pay the minimum amount
2. Pay the full balance upon the due date
64
3.
4.
5.
6.
Note to Interview:[CAPI Note] Ask family members chosen in E2003 the following
questions. If these family members have more than one credit card, then ask for a
summary of their cards information.
***************************
#1Corresponding to the first person
#2Corresponding to the second period
***************************
Credit Card Info
Select Family Member Code
[E2009]
[CAPI load result selected in E2003]when was this card signed up for
Please record 4 digitsIf respondent doesnt know, please mark -9if more than one
card then ask about the most frequently used card
[E2009a]
[E2010]
Why did you select this banks credit cardCan Choose Multiple
[CardB52]
1. Door to door sale with nice sign-up gifts
2. Recommended by friend
3. Good online service
4. Reasonable fees
5. Shopping discounts, etc
6. Many bank outlets, convenient locations
7. Long Interest-free period, many reward points
8. High credit line
9. Large overdraft capability and cash advances
10. Easy payments
OtherPlease
Specify
Whats this11.
credit
cards limit?Unit:
RMB
[E2011]
[E2013]
[E2014]
[E2015]
01
02
65
[E2017] In total how many times has your family applied for credit cards?
If respondent doesnt know, please mark -9
[E2018] What do you think the banks main reason for rejecting credit card application[CardB54]
1. No stable or sufficient
5. Nature of work unit
income
6. OtherPlease Specify
2. Bad credit history
7. Not sure
3. No credit history
4. Insufficient household
assets
(III) Other
[E3001] In addition to the previously mentioned housing, automotive, commercial, educational, and
credit card financing, has your family taken out any other loans?
1. Yes
2. Noskip to[F1001]
Note to Interview: the aforementioned liabilities, including housing debt, auto debt,
commercial debt, educational debt and credit card debt, the interviewer should
classify accounts payable like charge sales as other liability.
[E3003] What is the cause of these liabilitiesCan Choose Multiple[CardB55]
1. Small-amount daily consumption
8. Pay back previous debts
2. Large consumption of Durable Good
9. Lend to friends or relatives
3. Sons marriage
10. Lend to others
4. Daughters marriage
11. Lend money through informal financial institutions
5. Funeral
12. OtherPlease Specify
6. Medical expenses
7. Relocation for work
[E3004] Who did provide these liabilitiesCan Choose Multiple[CardB56]
1. Bank/Credit union
6. Finance company
2. Pawnshop
7. Trust company
3. Loan company
8. Other financial institutions
4. Consumer finance company
9. Close relatives
5. Guarantee company
10. Distant relatives
66
[E3005] Why did you select this institution or person to borrow fromCan Choose Multiple
[CardB57]
1. Low interest rate
5. Good personal relationship
2. Low fees
6. Do other business with them
3. Simple procedure
7. No other choices
4. Low threshold
8. Other reasonsPlease Specify
[E3006] What is the total amount of these loans? Unit: RMB[Method of Inquiry]
If respondent doesnt know, please mark -9
[E3007] Last year how much interest did your family pay? Unit: RMB
If respondent doesnt know, please mark -9if this is a no interest loanplease mark 0
[E3008] How much money does your family still owe on these loansUnit: RMB
If respondent doesnt know, please mark -9
67
(I)
Note to Interview: Only ask family members who are over 21, either working or retired. In accordance with the survey loaded family members who
are eligible and ask in turn. Here social security does not include commercial pensions.
Family member code[CAPI load name]of working or retired family
members.
[F1001]
[F1002]
[F1003]
[F1004]
[F1005]
68
does[CAPI LOAD
01
02
03
04
05
06
07
08
[F1005it]
[F1007]
[F1008]
[F1010]
69
[F1010 it]
[F1011]
[F1012]
[F1013]
[F1014]
70
[F1015]
[F1016a]
[F1016]
Last year how much was paid for the new rural social
securityUnit: RMB
[F1017]
[F1018]
71
[F1018ait]
[F1019]
[F1020]
[F1021]
[F1022]
[F1022it]
72
[F1023]
[F1024]
[F1025]
[F1025it]
[F1026]
[F1027]
73
[F1028]
[F1029]
[F1030]
[F1031]
[F1031 it]
74
[F1032]
[F2002]
[F2003]
[F2004]
[F2005]
[F2006]
76
[F2006 it]
[F2019]
[F2020]
[F2021]
77
[F3001]
Does[CAPI LOAD
insurance
1. Yes
NAME]have
an
unemployment
2. No
[F3002]
[F3003]
[F3004]
[F3005]
[F4001]
[F4004]
78
[F4005]
[F4005it]
[F4007]
[F4008]
79
[F4008it]
[F4009]
[F4010]
[F4011]
Last year what was the total amount taken from the housing
fundUnit: RMB
(If respondent doesnt know or is unwilling to
answer then ask[F4011it])
80
[F4011it]
Last year the total amount taken from the housing fund was
in which of the following ranges? [Card R9]
1. Under 5,000
2. 5,000-10,000
3. 10,000-30,000
4. 30,000-50,000
5. 50,000-100,000
6. 100,000-200,000
7. 200,000- 500,000
8. Over 500,000
2. Commercial Insurance
Note to Interview: Ask all family members about their commercial insurance status.
Display: Below, we would like to learn about your familys use of commercial insurance.
[F6001]
81
[F6102]
[F6103]
[F6104]
[F6105]
82
[F6106]
[F6107]
[F6108]
2
Last
year what amount of the principal was
returnedUnit: RMB
[F6109]
[F6110]
[F6111]
[F6112]
[F6118]
[F6119]
83
[F6202]
[F6203]
[F6204]
[F6302]
[F6303]
[F6304]
84
[F6305]
[F6306]
[F6307]
[F6308]
[F6402]
[F6403]
Last year what was the total amount of premium paid by your
family?Unit: RMB
85
[F6404]
[F6405]
[F6406]
Last year how much did your insurance pay out to your
family Unit: RMBreturn to[F6001]
[F6502]
[F6503]
Last year how much money did your insurance pay out to
your family? Unit: RMB
86
87
[G1009] Last month how much did your family spend on communication expenses such as
telephone and internet feesUnit: RMB
If dont know, mark-9; not willing to answer, mark 7
Note to Interview: The following entertainment expenditures do not include playing cards, mahjong
or other gambling related expenses.
[G1010] Last month how much did your family spent on newspapers, magazines, CDs, movie and
show tickets, night clubs, cybercaf, and other education or entertainment related activities?
Unit: RMB
If dont know, mark-9; not willing to answer, mark 7
DisplayThe questions below refer to your familys consumption expenditures last year
[G1011] Last year how much did you spend on your own clothesUnit: RMB
If dont know, mark-9; not willing to answer, mark 7
[G1011a] Last year how much did your spouse spend on his/her clothingUnit: RMB
[G1011b] Last year how much did your kids spend on their clothingUnit: RMB
[G1012] Last year how much did your family spend on housing decoration, maintenance or
expansionUnit: RMB
If dont know, mark-9; not willing to answer, mark 7
[G1013] Last year how much did your family spend on heatingUnit: RMB
[G1014] Last year how much did your family spend on color television sets, refrigerators, washing
machines and other household durablesUnit: RMB
(If respondent doesnt know or is unwilling to answer then ask[G1014it])
[G1014it] By your estimation which of the following ranges did the amount your family spent on durables fall in
last year? [Card R9]
1. Under 5,000
2. 5,000-10,000
3. 10,000-30,000
4. 30,000-50,000
5. 50,000-100,000
6. 100,000-200,000
7. 200,000-500,000
8. Over 500,000
[G1015] Last year how much did your family spend buying luxury goods such as designer handbags
or calligraphy/art and so on.?Unit: RMB
(If respondent doesnt know or is unwilling to answer then ask[G1015it])
[G1015it] By your estimation which of the following ranges does the amount your family spend on the luxury
88
5. 50,000-100,000
6. 100,000-200,000
7. 200,000-500,000
8. Over 500,000
[G1016] Last year how much did your family spend on education and trainingUnit: RMB
If dont know, mark-9; not willing to answer, mark 7
If A2012a=1 and A3001=1 ask G1016aotherwise skip toG1017
[G1016a] How much of this amount was spent on study abroadUnit: RMB
If dont know, mark-9; not willing to answer, mark 7
[G1017] Last year how much did your family spend on purchasing cars, motorcycles, electromobiles
and other means of transportation Unit: 10,000 RMB
(If respondent doesnt know or is unwilling to answer then ask[G1017it])
[G1017it] Which of the following ranges did the amount of money your family spend on cars, motorcycles,
electomobiles and other means of transportation last year fall into?[Card R4]
_1. Under 20,000
5. 200,000-500,000
2. 20,000-50,000
6. 500,000-1,000,000
3. 50,000-100,000
7. Over 1,000,000
4. 100,000-200,000
Note to Interview: Travel expenses include transportation, touring tickets and accommodation and
other fees incurred when traveling at ones own expense.
[G1018] Last year what was your familys total expenses on travelling and visiting relativesUnit:
RMB
(If respondent doesnt know or is unwilling to answer then ask[G1018it])
[G1018it]Which of the following ranges is closest to your expenses on travelling and visiting
relatives?[Card R9]
_1. Under 20,000
5. 200,000-500,000
2. 20,000-50,000
6. 500,000-1,000,000
3. 50,000-100,000
7. Over 1,000,000
4. 100,000-200,000
[G1019] Last year how much did your family spend on health care, which does not include medical
treatment expenses.Unit: RMB
If dont know, mark-9; not willing to answer, mark 7
89
6. Grandchildren in-law
7. Brother/Sister
8. Other Relatives
9. Non-relatives
10. Institution
How do the cash and cash equivalents given to non-family members distribute to the following listed
items, if a cash equivalent was given then list its cash value.
[G2004a]Spring festival, Mid-Autumn Festival and other holiday expenses (including money given to
children as a lunar New Year gift)
[G2004b]Weddings and Funerals (birthday money) ________RMB
[G2004c]Education, medical service, living expenses _______ RMB
[G2004d]Others In addition to the above list _______ RMB
90
This includes expenses caused by unforeseen incidents or playing cards, mahjong and other forms of
expenses.
1. Yes
2. Noskip to[H1001]
[G3003 ]How much were theyUnit: RMB
If you dont knowthen mark -9not willing to answer mark-7
How does the cash and in-kind gifts received by your family distribute to the following listed items? ( If
non-cash, please convert to its cash equivalent).
[H1004a] Spring festival, Mid-Autumn Festival and other holiday expenses (including money given to
children as a lunar New Year gift)
[H1004b] Weddings and funerals (including births)_______ RMB
[H1004c]Education, medical service and living expense assistance_______ RMB
[H1004d]Inheritance______ RMB
[H1004e]In addition to the above list other forms of transfer incomePlease Specify________ RMB
91
Note to Interview: Here government subsidies do not include the previously mentioned subsidies
for agricultural production and operations.
[H2001] Last year, did your family receive any of the following subsidies or government grants? Subsidies here
do not include those previously mentioned agricultural subsidies. (Can Choose Multiple)[Card D5]
6. Relief funds
1. Not Recievedskip to[H2003]
2. Welfare Grant
7. Food subsidies
3. One-Child Incentives
8. Afforestation Grant
4. Five guarantee grants
9. OtherPlease Specify
5. Pensions
CAPIload [H2001] selected options
[H2002] Last year[CAPI load type] how much did you receive
5. 50,000-100,000
6. 100,000-200,000
7. 200,000-500,000
8. 50,000
Note to Interview: the following question only refers to the sale of homes and cars.
[H2005] How much tax was paid to the sale of [CAPI load [H2003] select options]?
92
(VI) Other
[H3001a] Last year, how did your familys total expenditure compare with a normal year?
1. High
2. Low
3. Even
[H3002] If there was a deficit, by which means did your family make up for itCan Choose
Multiple[Card D10]
1. Use past savings
5.Bank loan
2. Credit card overdraft
6.Sales of Assets
3. On Credit
7. OtherPlease Specify)
4. Borrow from Friends, relatives, or informal finance organizations
[H3003]If there was a surplus, where was the money usedCan Choose Multiple[Card D11]
1. Housing
5. Save for education (kids)
2. Purchase of financial assets
6. Save for marriage(kids)
3. Industrial investment
7. Buy durables
4. Preparation for retirement
8.OtherPlease Specify
[H3004] Last year, was your familys income high or low if compared with a normal year?
1. Higher
3. Evenskip to[H3007]
2. Lowerskip to[H3006]
[H3005] Why was it higherCan Choose Multiple[Card D7]
1. Investment Income
increased
2. Sale of Assets
3. Business Income
increased
4. Increased Wages
/Promotion/New Job
5. More working hours, overtime pay, 2nd job
6. Started to work
7. Pension Buyout
skip to[H3007]
[H3006] Why was it lowerCan Choose Multiple[Card D8]
1. Investment income decreased
2. Business revenue declined
3. Lower wages/ demotion/job change
93
security/ assistance
11. OtherPlease Specify
[H3007]In the last five years, has your familys income level grown higher or lower than price
increases?
1. Higher
3. Even
2. Lower
[H3008]In the last five years, has your familys expenditure level grown higher or lower than price
increases?
1.Higher
3.Even
2.Lower
End of the questionnaire
94
Interviewer Summary
Note to Interview: After the visit, please fill in this part of the survey with your own information.
[J2000] When you visited the main respondents, was there a proxy answering on their behalf
1. Yes
2. Noskip to[J2001]
6. daughter-in-law/Son-in-law
2. Parents
7. Grandson/Granddaughter
8. Grandchildren in law
4. Grandparents
5. Children
10. Other
[J2001] When you visited the main respondents, in addition to the proxy, was there anybody else presentCan
Choose Multiple
4. Respondents children
2. Respondents spouse
5. Other relatives
3. Respondents parents
1.Yes, frequently
3.No
2.Yes, occasionally
[J2003] How receptive were the respondents when answering the questionnaire?
1. Very receptive (skip to[J2005] )
2. Receptive
(skip to[J2005] )
3. So so
(skip to[J2005] )
(skip to[J2005] )
[J2004] Why were the respondents reluctant to answer the questionnaire?Can Choose Multiple
1. No interest
3. Other(Please Specify)_
4. Frequently needed
3. Occasionally needed
6. Constantly needed
95
96