Professional Documents
Culture Documents
Mortgages(s)
Loan #114726037
Tim A. Bryant
Countrywide
Home Loans, Inc
Mortgage Electronic
Registration Systems, Inc
Goldman Sachs
Mortgage Company
Bank of
America, NA
Nationstar
Mortgage
Morgan Stanley
Mortgage Capital
Holdings, LLC
Goldman Sachs
& Co.
Note converted
Into a security
Deutsche Bank
National Trust
as Document Custodian
GSAA HET 2005-15
Bank of
America, NA
W ells Fargo
GSAA HET 2005-15
???
Bearer
Massachusetts General Laws: CHAPTER 266, Section 53A: Bank officers and employees p
misconductp penalty
An officer, director, trustee, agent or employee of a bank, as defined in section one of chapter
one hundred and sixty-seven, who wilfully misapplies otherwise than as described in section fiftytwo or fifty-three, any of the moneys, funds, credits or other property of such bank; or who,
without authority from the directors or trustees of such bank, executes or issues a certificate of
deposit, order or bill of exchange, or makes an acceptance, purporting to be executed, issued or
made by such bank; or who, without such authority, assigns any note, bond, draft, bill of
exchange, mortgage, judgment, decree or other property of such bank; or who loans the funds or
credit of such bank to any individual, corporation, joint stock company, trust, association or
partnership when the assets of such borrower are known by such officer, director, trustee, agent
or employee to be less than all the liabilities of such borrower other than debts subordinated to
such loan, unless such loan is adequately secured or is necessary for the protection of existing
loans; or who knowingly receives or accepts for such bank any fictitious, valueless, inadequate or
irresponsible obligation directly or as security or endorsement unless the consideration or
security is otherwise sufficient, or unless it shall be necessary to prevent loss upon a debt
previously contracted in good faith; or who certifies any check drawn upon such bank unless the
drawer then has on deposit with the bank and entered to his credit on its books not less than the
amount of money specified in the check; or who resorts to any fictitious or colorable loan,
transfer or device to avoid any provision of law relating to such bank; or who knowingly makes or
causes to be made any false entry in any book, report or statement of such bank; and any
person who knowingly aids or abets any violation of this section shall be punished by a fine of
not more than ten thousand dollars or by imprisonment in the state prison for not more
than ten years, or in a jail or house of correction for not more than two and one half years,
or by both such fine and imprisonment .
Massachusetts General Laws: CHAPTER 266, Section 35: False material statements or
omissions during or in connection w ith mortgage lending process p penalties p mitigating
factors with respect to sentencing
(b) Whoever intentionally: (1) makes or causes to be made any material statement that is false or
any statement that contains a material omission, knowing the same to be false or to contain a
material omission, during or in connection with the mortgage lending process, with the intent that
such statement be relied upon by a mortgage lender, borrower or any other party to the
mortgage lending process; (2) uses, or facilitates the use of, any material statement that is false
or any statement that contains a material omission, knowing the same to be false or to contain a
material omission, during or in connection with the mortgage lending process, with the intent that
such statement be relied upon by a mortgage lender, borrower or any other party to the
mortgage lending process; (3) receives any proceeds or any other funds in connection with a
residential mortgage closing, knowing such proceeds or funds were obtained in violation of
clause (1) or (2); or (4) files or causes to be filed with a registrar of deeds any document that
contains a material statement that is false or a material omission, knowing such document to
contain a material statement that is false or a material omission, shall be punished by
imprisonment in the state prison for not more than 5 years or by imprisonment in the
house of correction for not more than 2 and one-half years or by a fine of not more than
$10,000 in the case of a natural person or not more than $100,000 in the case of any other
person, or by both such fine and imprisonment .
Any person who engages in a pattern of residential mortgage fraud shall be punished by
imprisonment in the state prison for not more than 15 years or by a fine of not more than
$50,000, in the case of a natural person, or not more than $500,000 in the case of any other
person, or by both such fine and imprisonment.
Note #1
As evidenced by the alleged face of the promissory note
Countrywide Home
Loans, Inc. (CHL)
???
(Bearer paper)
Notes #2 and #3
As evidenced by the records of the Securities Exchange
Commission (US)
Goldman Sachs
Mortgage Co.
GS Mortgage
Securities Corp.
There are no in trust or use endorsements on the face of the promissory note at
issue, for any of these entities other than Countrywide Home Loans.
Notes #4 and #5
As evidenced by recorded documents in the Hampden County (MA)
Registry of Deeds
The trust cannot, by operation of law, obtain a part of the
trust corpus 8 years after the Closing Date.
Countrywide Home
Loans, Inc.
Mortgage Electronic
Registration Systems, Inc.
In its individual capacity
Bank of America, NA
(Successor to BAC)
In its individual capacity
Nationstar is a mortgage
servicing company, and does
not buy or sell notes.
There are no in trust or use endorsements on the face of the promissory note at
issue, for any of these entities other than Countrywide Home Loans.
QWR response
QWR response
QWR response
Countrywide Home
Loans, Inc.
Bank of America, NA
(As successor to CHL)
In its individual capacity
Wells Fargo
GSAA 05-15"
Nationstar Mortgage
(Current claimed Noteholder #2)
QWR response
Bank attorney
responses
Mortgagee affidavit
There are no in trust or use endorsements on the face of the promissory note at
issue, for any of these entities other than Countrywide Home Loans.
Mortgage #1 and #2
As evidenced by the records of the Hampden County (MA) Registry of
Deeds.
Executed & recorded in 2012, 7 years after the
Closing Date, in contravention of the trust
indentures, which have yet to be recorded.
MERS did not sell / assign the mortgage & note as a
nominee, but as the sole owner of both.
Mortgage Electronic
Registrations Systems, Inc., (MERS)
as nominee for
Countrywide Home Loans, Inc.
Bank of America, NA
As successor to
BACHLS
In its individual capacity
Massachusetts General Laws - Chapter 233, Section 70: Judicial notice of foreign law
The courts shall take judicial notice of the law of the United States or of any state, territory or
dependency thereof or of a foreign country whenever the same shall be material.
The signature line passing over and through a wet-ink signature, is impossible.
Mortgages #3 and #4
As evidenced by the recorded documents of the US Securities
Exchange Commission and US Patent and Trademark Office
MERS
as nominee for
Countrywide Home Loans, Inc.
CHLS
as nominee for
Goldman Sachs Mortage
Securities Corporation
(GSMSC)
JP Morgan Bank
As Custodian for
GSMC
The only interest retained by Countrywide Home Loans, after sale of the loan, was for
servicing. MERS did not assign and record the mortgage to any of these entities.
Mortgages #5 and #6
As evidenced by MERS undisclosed Governing Documents
Mortgage converted to an electronic
Document of Title - UCC Art. 7 as
evidenced by MERS MIN number.
MERS
as nominee for
Countrywide Home Loans, Inc
MERSCORP, Inc
As proprietor of
the MERS System
Investors &
Securities Intermediaries
MERS
As nominee for
all MERS members
Pretender Lenders
And Servicers
Under UCC Article 7, when an electronic Document of Title is created, then the tangible
document ceases to exist, by operation of law.