AGRICULTURE - III

01.

The objectives of extending agri. gold loans are:

a.
b.
c.
d.
e.

02.

Maximum amount of gold loan sanctioned under Agri:

a.
b.
c.
d.

03.

Rs.50000/Rs.300000/Rs.500000/Depends on the advance value of the Gold and the requirement

of the farmer.

Maximum repayment period given under Agri Gold Loan:

a.
b.
c.
d.

04.

To increase the liquidity to meet crop production expenses

Investment expenses related to agriculture
Investment expenses related to allied activities
Any other expenses related to agriculture
All the above

12 months for short term loan

30 months for meeting investment expenses
Either a or b
None of the above

For availing Produce Marketing Loan the eligible customers are:

a.
b.
c.
d.
e.

All our existing borrowers good track record only

All non-overdue borrowers also
Crop loan borrowers of other Banks
Non-Borrower Farmers
All of them can be considered.

05.

When the loan is sanctioned against Ware House Receipts

Collateral is needed:
a. When the loan amount exceeds Rs.50000/b. When the loan amount exceeds Rs.500000/c. When the loan amount exceeds Rs.1000000/d. None of the above

06.

What is the margin to be brought in by the farmer under Kisan

Credit Card?
a.
b.
c.
d.

Up to Rs.50000/Above Rs.50000/Scale of finance applied

None of the above

Nil
15 to 25 %
No Margin

07.

Under Kisan Credit Card, when the loan is sanctioned with tie up
arrangements we need not obtain collateral security up to:
a.
b.
c.
d.

08.

Rs.50000/Rs.100000/Rs.200000/None of the above

What is the maximum loan amount sanctioned under Kisan Credit

Card?
a.
b.
c.
d.

Rs.50000/Rs.100000/Rs.200000/It depends on the cropping pattern, land holding and scale of

finance.
e. None of the above.
09.

Maximum loan can be sanctioned under Kisan Gold Card Scheme:

a.
b.
c.
d.

Rs.100000/Rs.1000000/Rs.1000000/- minus term loan outstanding if any

5 times of annual income or 50% of value of land to be
mortgaged whichever is more
e. Either [c] or [d]
10.

The purpose for which the Kisan Gold Card scheme promoted:
a. To take care investment needs of the farmer only
b. To take care production needs of the farmer only
c. To take care investments needs and also consumption needs of
the farmer
d. Either [a] or [b]
e. None of the above

11.

The consumption loan under KGC can be included:

a.
b.
c.
d.
e.

12.

Education Expenses
Marriage Expenses
Medical Expenses
Local Function Expenses
All the above

The loan considered for under Land Purchase Scheme:

a. Cost of Land
b. Provision of irrigation facilities and land development
c. Purchase of farm equipments
d. Registration charges and stamp duty
e. All the above

13.

Eligibility under Land Purchase Scheme:

a. Small and Marginal Farmers only
b. Tenant Cultivators only
c. Share Croppers only
d. Landless Agricultural Labourers only
e. All of them

14.

Maximum loan amount under Land Purchase Scheme:

a. Rs.200000/b. Rs.50000/c. Rs.500000/d. Rs.500000/- [Excluding development changes]
e. None of the above

15.

Eligibility under Dairy Society Plus Scheme

a. Milk Societies registered and affiliated to District Milk Union
b. Supplying 1000 lit/day to Milk Units
c. Earning pretax profits for the last two years
d. Borrowing Powers as per bye-law s of the society
e. All the above

16.

Purpose for which the loan can be sanctioned under Dairy Society
Plus:
a. Construction of Milk house or society office
b. Purchase of Automatic Milk collection system
c. Purchase of transport vehicles
d. Purchase of Bulk chilling unit
e. All the above

17.

Maximum loan amount can be sanctioned under Dairy Society Plus:

a. Maximum two times the average profit of previous 2 years
b. Maximum four times the average profit of previous 2 years
c. Maximum six times the average profit of previous 2 years
d. Maximum four times the average profit of previous 2 years or
Rs.1000000/e. None of the above

18.

What are all the objectives of setting up of Agri-Clinic and Agri

Business Centres
a. To augment support and extension services for agriculture
b. To provide a package of soil and input testing facilities and other
consultancy services
c. To strengthen transfer of technology and extension of services
d. To provide self employment opportunities to technically trained
persons
e. All the above

19.

Scheme for financing commission Agents Arthias Plus Scheme:

Eligibility for classifying under agriculture segment:
a. Commission agents holding a valid license from market yard
b. Commission agents should be in the line of operation for the
past 3 years
c. Commission agents having receivables from farmers only
d. Commission agents functioning in rural and semi urban
markets/mandis
e. All the above

20.

Maximum amount of loan can be sanctioned under Arthias Plus

Scheme
a. Rs.1000000/b. Rs.2000000/c. Rs.2500000/d. Rs.5000000/e. None of the above

21.

Tractor Plus Scheme the new scheme, combination all the

existing schemes for purchase of tractor for the farmers:
a. Tractor Loan Scheme
b. Krishi Plus Scheme
c. Rakshak Tractor Plus Scheme
d. Tractor Plus Scheme under tie-up with Tractor Manufacturers
e. All the above

22.

Loans can be sanctioned under Tractor Plus Scheme for the

purpose of:
a.
b.
c.
d.

23.

The companies to whom we tie up with under Tractor Plus

Schemes:
a.
b.
c.
d.
e.

24.

Financing Tractors only

Financing Additional loan for repairs and maintenance
Neither a nor b
Either a or b

TAFE
MAHINDRA AND MAHINDRA
ESCOTS
Only a and b
All the three companies

The objectives for financing Cold Storage:

a. To promote setting up of cold storage and reducing post harvest
losses
b. To create cold chain infrastructure from farm to the consumer
c. To modernize/rehabilitate cold storages
d. All the above
e. None of the above

25.

Under Scheme for Financing Seed Processors, the maximum loan

can be sanctioned:
a. Rs.1000000/b. Rs.2000000/c. No limit
d. Need based limit no upper ceiling but above Rs.200000/e. None of the above

26.

Under the scheme for development and strengthening of

Infrastructure facilities for production and distribution of seeds, the
eligible organizations are:
a. Private Companies
b. Individual Entrepreneurs
c. Self Help Groups
d. Seed Co-operatives
e. All the above

27.

Maximum credit limit can be sanctioned under SHG Credit Card

and SHG Gold Card:
a. Rs.25000/- and Rs.50000/b. Rs.50000/- and Rs.100000/c. Rs.100000/- and Rs.200000/d. Rs.50000/- and Rs.200000/e. None of these

28.

Under the scheme [capital investment subsidy scheme for

commercial production units of organic inputs] manufacturing of
organic inputs are:
a. Biofertilisers Unit
b. Vermiculture Hatcheries
c. Fruit and Vegetable Waste Compost Unit
d. All the above.
e. None of the above

29.

Mortgage loan to Seed Processing Units Scheme the minimum and

maximum loan can be sanctioned:
a. Rs.500000/ and Rs.10000000/b. Rs.1000000/- and Rs.10000000/c. Rs.200000/- and Rs.10000000/d. None of the above
The objectives of introducing financing of joint liability groups of
Tenant Farmers:

30.

a. To augment flow of credit to tenant farmers, share croppers

b. To extend collateral free loans to target clients through JLG
scheme
c. To build mutual trust and confidence between bank and tenant
farmers.
d. All the above
e. None of the above

ANSWERS FOR OBJECTIVE QUESTIONS

1.

2.

5.

6.

7.

8.

9.

10. 11. 12. 13

14

15.

c.

e.

e.

16. 17. 18. 19. 20. 21

22. 23. 24. 25. 26. 27. 28. 29. 30.

c.