Professional Documents
Culture Documents
1.
2.
3.
What is the maximum deposit that can be accepted in SB a/c in the sole name
of the minor ?
(a)
Rs25,000/- (b) Rs.20,000/- (c) Rs.100000/- (d) Rs.200000/-
4.
What is the minimum and maximum amount to which Savings Bank cheque
can be drawn?
(a) Rs.50 and no limit (b) Rs.5 and Rs.2,500 (c) Rs.10 & Rs.5000 d) None
5.
6.
7.
In the case of joint account held by A,B & C with nomination D on the death
of
A nomination can be changed by ____________
(a)
surviving depositors B & C (b) legal heirs of A and surviving depositors B & C
(c)
Nominee D
(d) no change in nomination is acceded to.
8.
9.
What is the pre-mature payment penalty under Super Saver Term Deposit
Scheme?
10.
(a)
0.50% (b) 0.75% (c) 1.00% (d)
1.50%
Name of the nominee can be entered in the Savings Bank pass book
(a)
not permitted under IBA guidelines
(b)
permitted only if a specific letter is obtained from the depositor and kept
along with the nomination form.
(c)
only if the client has other account like TDR
(d)
permitted after approval by the controllers, irrespective of the account.
11.
12.
In a partnership firm there are 2 adult partners and 2 minors have been
admitted to the benefit of the partnership. In this case, the partnership letter
will be signed by ________________
(a)
adult partners only
(b)
adult partners and minors
(c)
adult partners and guardians of minors on behalf of minors
(d)
adult partners and consulated attorney of the minors
13.
What is the minimum balance required for opening of current a/c in the name
of individual in rural centres ?
(a)
Rs.300 (b) Rs.2,500/- (c) Rs.750 (d) Rs.1,000
14.
15.
16.
Under KYC norms all transactions upto Rs. ____ lacs are exempted from the
purview of scrutiny/reporting.
(a) 5
b) 10
c) 15
d) 20
17.
18.
The maximum amount that can be accepted in TDR in the minors sole name
(a)
Rs.10,000/- (b) Rs.200000/- (c) Rs.50,000/- (d) Rs.1,00,000/-
19.
Special Term Deposits are accepted for minimum period for ___________
(a)
6 mths (b) 9 mths (c) 12 mths (d) 24 mths
20.
21.
The request of joint holders of a TDR for splitting the deposit in the name of
each of the joint holder be considered by the Bank provided.
(a)
the period of deposit does not undergo a change
(b)
the aggregate amount of deposits remain with the Bank
(c)
Both (a) & (b)
(d)
Not at all considered
22.
The request of the legal heirs for payment of TDR standing in the name of
deceased. Before maturity date , can be allowed......
(a)
on levy of penalty
(b)
without levy of penalty
(c)
paid only on maturity date (d)
by forfeiture of interest
23.
24.
25.
26.
What is the amount to be recovered from hirer of a safe deposit locker in the
case of loss of key in addition to actual expenditure for breaking open the
locker & changing the key ?
(a)
Rs.50/- (b) Rs.500/- (c) Rs.100/- (d)
Rs.200/-
27.
The Deposit Insurance & Credit Guarantee Corporation covers the Deposit
upto a max. amount of
(a)
Rs.50,000/- (b) Rs.30,000/- (c) Rs.75,000/- (d) Rs.1,00,000/-
28.
The Premium Paid to deposit Insurance Credit Guarantee Corporation for the
guarantee cover on deposit is
(a)
3 paid per 100/(b)
4 paise per 100/(c)
5 paise per 100/- (d)
6 paise per 100/-
29.
30.
(d)
Transferred
31.
Banks generally insist that the first transaction in a running account should be
a cash transaction
(a)
It is a long established practice
(b)
To confirm to RBI directives
(c)
A measure of precaution
(d)
With a view to qualifying for statutory protection under section 131 of NI
Act
32.
When the maturity value of TDR is Rs.20,000/- and above. It should be paid
(a)
Other than by cash
(b)
Through depositors a/c
(c)
By way of Draft or a/c payee cheque
(d)
All the above
33.
What is the penalty for delayed payment of instalments in RD a/c for 5 years
and less
(a) 5 paise per rupees five per month
(b) 6 paise per rupees five per month
(c) 10 paise per rupees five per month (d) Rs.1.50 for every Rs.100 p.m.
34.
35.
The bank reserves the right to close the inoperative SB account when
(a)
The balance falls below Rs.500/(b)
The balance falls below Rs.50/- after due notice to the customer
( c ) The balance falls below minimum balance after due notice to the
customer
(d)
Can not close unilaterally
36.
What is the amount of loan that can be sanctioned under Capgains Plus ?
(a) 75 % of the accrued value
(b) 80 % of accrued value
(c) 90 % of accrued value
(d) No loan can be granted
37.
(d)
38.
39.
When annual test check is done, the accuracy of calculation will not be
verified if the difference in the interest calculation will not be verified if the
difference in the interest calculation does not exceed ____________ in each
section
(a)
Rs.500/- (b) Rs.100/- (c) Rs.200/- (d)
Rs.50/-
40.
What is the rate of interest to be paid on the current account balance held with
us by RRBs.
(a)
3 (b) 4 (c) Rates mutually agreed (d)
Nil
41.
42.
(d)
Rs.50 lacs
43.
44.
The amount of deposit that can be accepted under MOD scheme at the time
of opening is
(a)
in multiple of Rs.1,000/- with a minimum of Rs.10,000/(b)
in multiple of Rs.100/- with a minimum of Rs.10,000/(c)
in multiple of Rs.1,000/- with a minimum of Rs.5,000/(d)
in multiple of Rs.2,000/- with a minimum of Rs.20,000/-
45.
When a SB a/c is linked to MOD a/c, the minimum balance in SB a/c should
not fall below _________________ at any point of time
(a)
200/- (b) 500/- (c) 1000/- (d) 100/-
46.
47.
What is the minimum amount which can be accepted as deposit for a period
of 7 days to 14 days ?
(a)
Rs.15 lacs (b) Rs.50,000/- (c) Rs.5 lacs
(d)
Rs.10,000/-
48.
What is the minimum amount of deposit which can be accepted under senior
Citizen Deposit Scheme ?
(a)
Rs.5,000/- (b) Rs.10,000/- (c) Rs.20,000/- (d) Rs.50,000/-
49.
Under Corporate Liquid Term Deposit Scheme the minimum amount accepted is
(a)
Rs.1,500/-
(b) Rs.10,000/-
50.
51.
What is the margin stipulated when the loan granted against TDR
(a)
10 - 15% (b) 15 - 20 %
(d) Minimum 10%
(c) 10 - 25%
52.
What is the maximum period for which bank can accept a TDR
(a)
60 months (b) 120 months (c) 1 year
(d)
No limit
53.
What is the Minimum core amount of Deposit under Money Box Deposit
Scheme?
(a) Rs.50
(b) Rs.100
(c) Rs.500
(d) Rs.1000
54.
What is the minimum balance for SB a/c with cheque facility in Semi-urban
branches
(a)
Rs.300/- (b) Rs.1,000/- (c) Rs.500/- (d) Rs.250/-
55.
What is the repayment period for the loan availed under NRI CAR LOAN
SCHEME?
(a) 4 years
56.
What is the minimum amount that can be accepted under Liquid Term
Deposit Scheme?
(a)
Rs.1,000/-
(b) Rs.1,500/-
(c) Rs.10,000/-
(d)
Rs.5,000/-
57.
What is the minimum period for which the deposit under KMJY has to
accepted ?
(a)
6 months (b) 12 months (c) 24 months
(d)
No minimum
58.
What is the minimum amount in units of which the deposit of KMJY if the
premature payment can be sought for ?
(a)
Rs.100/- (b) Rs.1,000/- (c) Rs.1,500/(d)
No minimum
59.
What is the minimum period for which the Corporate Liquid Term Deposit can
be accepted ?
(a)
15 days (b) 12 months (c) 18 months (d) 6 months
60.
Deposits under the Senior Citizen Deposit Scheme can be accepted in the
name of
(a)
the Senior Citizen only with nomination (mandatory)
(b)
in joint names by Senior Citizen & another person in the style F or S
or E or S with the first name being that of senior citizen
(c)
either a or b
61.
62.
TDS is applicable when interest paid on term deposits (excluding RD) per
person per branch exceeds
(a)
Rs.5,000/- (b) Rs.2,500/- (c) Rs.10,000/- (d)
Rs.7,500/-
63.
64.
Minimum amount of Deposit and Period that can be accepted under Senior
Citizen Deposit Scheme
(a)
Rs.10,000 - 12 Months
(b)
Rs.10,000 - 36 Months
(c)
Rs.50,000 - 12 Months
(d)
Rs.1 lac - 12 Months
65.
Rs.500
(b) Rs.1000
(c) Rs.10,000
(d)
Rs.5000
66.
What is the minimum period for which Term Deposit can be accepted in
respect of Deposits of more than 15 Lacs
(a)
15 days (b) 46 days (c) 7 days (d)
91 days
67.
68.
Liquid Term Deposit Scheme has been introduced under the new name
(a) Multi-option Deposit Scheme
(b) Kisan Mitra Jama Yojana
(c) Kisan Mitra Yojana
(d) Kisan Credit Card
(e) Multiple option credit scheme.
69.
70.
The minimum amount of deposit in the Kisan Mitra Jama Yojana is Rs.
_______ and in multiples of Rs.______
(a) Rs.1500/- and Rs.100/(b) Rs.1,000/- and Rs.500/(c) Rs.5,000/- and Rs.1,000/(d) Rs.1,000/- and Rs.100/-
71.
The minimum amount of withdrawal under the Kisan Mitra Jama Yojana is
stipulated at Rs._______:
(a) Rs.500/- (b) Rs.100/- (c) Rs.1,000/- (d) Rs.2,000/- (d) None of them.
72.
73.
The minimum period of deposit under the Kisan Mitra Jama Yojana is
(a) 3 months (b) 6 months (c) 12 months (d) 24 months (e) None of them
74.
The depositor will be issued a pass book under the Kisan Mitra Jama Yojana
for
(a) the amount of deposit
(b) the maturity amount of the deposit
(c) the amount of stipulated withdrawal amounts
(d) (a) and (b)
75.
Under the Multi-option Deposit Scheme (MOD) scheme, the period of deposit
will be minimum ______year(s) and upto a maximum of _______ year(s)
(a) 2 and 7 (b) 1 and 7 (c) 2 and 7 (d) 1 and 5 (e) 2 and 5.
76.
The minimum balance requirements in the Savings Bank Account both for
urban/metro centres under MOD scheme is :
(a) Rs.250/- (b) Rs.400/- (c) Rs.500/- (d) Rs.1,000/-(e) None of them.
77.
The minimum deposit requirement in term deposit under the MOD scheme is :
(a) Rs.5,000/- (b) Rs.7,000/- (c) Rs.10,000/- (d) Rs. 20,000/- (e) None of them.
78.
Under the MOD scheme, the depositor will be given a _______ at _________
intervals.
(a) Cheque Book at monthly (b) Pass Book at quarterly (c) Statement of
account at monthly (d) Statement of account at quarterly (e) none of them.
79.
80.
An account under the MOD scheme can be opened by a minor either singly or
in joint names if his age is
(a) 12 years and above (b) 10 years and above (c) 15 years and above (d) 5
years and above (e) None of them.
81.
The deposit if linked to Current Account/OD under the MOD scheme is treated
to be
(a) lent to the bank
(b) a lien
(c) pledged to the bank
(d) a normal deposit
(e) none of them.
82.
What is the minimum cash deposit that a person can deposit in Savings Bank
Account
(a) Rs.10/- (b) 50/(c) 100/(d) 1000/-
83.
How many cheque leaves are issued free to a customer in a calendar year
(a) 25 leaves
(b) 50 leaves (c) 100 leaves (d) 200 leaves
84.
What is the charges recovered for issue of MICR cheques per leaf from the
customer___
(a) Rs.0.50 (b) Rs.1/(c) Rs.3.00 (d) Rs.5/-
85.
86.
(d) Rs.10000/-
87.
What is the minimum instalment for Recurring Deposit account in non rural
area?
(a) Rs.50/- (b) Rs.100/- (c) Rs.200/- (d) Rs.250/-
88.
89.
What is the minimum amount for which Kanakadhara rupee deposit can be
accepted ?
(a) Rs.5000/(b) Rs.10000/- (c) Rs.50000/- (d) Rs.1,00,000/-
90.
What is the minimum amount for which Kanakadhara in US Dollar and Euro
can be accepted ?
(a) 1000/- (b) 1500/- (c) 2000/- (d) 5000/-
91.
What is the period for which Kanakadhara scheme can be accepted in Indian
Rupees?
(a) 1 year or 2 years
(b) 3 years or 5 years
(c) 5 years or 10 years
(d) no period
92.
93.
What is the maximum loan that can be sanctioned under Kanakadhara Rupees
Deposit scheme ?
(a) 75 % of the accrued value
(b) 80 % of accrued value
(c) 90 % of accrued value
(d) 100 % of accrued value
94.
95.
What is the minimum amount one can deposit under Capgains Plus in Term
Deposit ?
(a) Rs.5000/(b) Rs.10000/(c) Rs.25000/(d) Rs.1000/-
96.
What is the minimum amount one can deposit under Capgains Plus in
Savings Bank account
(a) Rs.5000/(b) Rs.10000/(c) Rs.25000/(d) Rs.1000/-
97.
0.25
b)
0.50
c)
0.75
d) 1.00
98. Under Super Saver TDR, minimum maturity period of deposit will be ------- years.
a)
99.
b)
c)
d)
100.
101.
102.
103.
104.
105.
Term deposit
106.
107.
108.
109.
110.
In case the aggregate balance in No Frills account and any other deposit
account
(like RD, TDR etc) exceeds Rs ----------, the NO Frills account
has to be converted into an ordinary Savings Bank account.
a)
Not required
b)
5,000
c)
10,000
d)
25,000
111.
112.
113.
114.
d) 50000
115. What is the Threshold Limit in the operation account to be maintained under
SBI-SURABHI?
a) 10000
b) 15000 c) 25000
d) 50000
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