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Interest Rates
Internet Banking
Rate of Interest*
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Interest Rates
Deposit Rates
Savings Bank Deposits
Above Rs.4
Rs.7.50 lacs
lacs
and
Interest Rates
NRI
Loan Schemes Interest
Rates
Home Loans Interest
Rates With Effect From
13.04.2015
Auto Loans
Education Loan Scheme
Gold Loans
Rate of Interest:
List
ROI
List AA
List A
List B
For loans upto Rs. 20 lacs (No Security, only Parent/ Guardian as co-borrower): 50 bps
above Base Rate i.e., 10.35% p.a. at present
Agricultural Segment
SME Segment
Old Interest Rates (Last 10
Years)
Further concessions:
(effective rate of interest with both concessions not to be lower than 25 bps above Base
Rate presently, 10.10% p.a.)
List C
1% concession for full tenure of the loan, if interest is serviced promptly as and when
applied during the moratorium period, including course duration#
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IT exemption under Section 80(E) in respect of interest paid in all Education Loans
ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE.
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