CallWilliamChui:(+65)81115505

(A) DocumentstosubmitonEAppperiod:

1. AllapplicantsandoccupierstosubmitSingaporePink/BlueIdentityCard(photocopy)
bothsides.
2. Birth/DeathCertificate(photocopy)ifnecessary
3. MarriageCertificate(photocopy)
4. IncomedocumentsaslistedinAppendix.

(B) DocumentsonBookingday:

CategoryofApplicantsand
Occupiers
1. DivorcedApplicantsandOccupiers

Itemstosubmit
(a) DecreeNisiand/orDecreeNisi
AbsoluteorInterimJudgementand/or
(b) CertificateofMakingInterim
Judgementand
(c) OrderofCourt/DivorceCertificatefor
Muslimdivorce(photocopy)(if
necessary)
(for18yearsto62yearsold)
(a) StatutoryDeclarationtodeclarethe
periodofunemploymentwithno
income;or
(b) CopyofStudentPassorLetterfrom
School/College/InstituteofLearning
forpersonswhoare18yearsoldand
above:toconfirmstudentstatus.

2. UnemployedApplicantsand
Occupiers

3. SelfemployedApplicantsand
Occupiers

(a) StatutoryDeclarationtodeclarethe
averagemonthlyincomeforthepast
12months.
(ifappliedforBTO/SBF)
(a) HDBFlatCancellationForm.

4. AllApplicantsandOccupiers

Note:AllStatutoryDeclarationmustbepreparedonlyonorafterBookingDay.

CallWilliamChui:(+65)81115505

Appendix
You and any other applicants and essential occupiers will need to prepare:

Latest 3 months payslips if employed full-time

12 months of income documents for other employment types

Proof of unemployment if not working

Specific documents are needed depending on your nature of employment.

Also, please note that some forms of income/ allowance are not included when assessing your
household income.
Aside from these documents, the developer may also request further documentation if needed.
Nature of
Employment
Employed person

Documents to Submit

Latest 3 months payslips, i.e. month of

application and preceding 2 months

Or

Self-employed
person

Letter from employer certifying salaries

for the month of application and the
preceding 2 months; the letter must
contain the:
o Company stamp/ letterhead
o Certifying officers name,
signature, and designation

Latest NOA from IRAS or Statement of

Annual Accounts certified by an audit
firm

Notes

Assessment is based on the

average gross monthly
income, which:
o Excludes bonuses and
income earned from
overtime work
o Includes allowances
(fixed/ variable) received
on a regular basis (e.g.
allowances for food,
transport, laundry,
uniform, etc)
Notice of
Assessment (NOA) from the
Inland Revenue Authority of
Singapore (IRAS) is not
accepted
Assessment is based on the
average gross monthly income
for the past 12 months

and

Part-time worker

Valid Accounting and Corporate

Regulatory Authority
(ACRA) Computer Information
(Business Profile) or valid licence of
trade
Latest 12 months payslips

Assessment is based on the

average gross monthly income
for the past 12 months

CallWilliamChui:(+65)81115505

or

Commission-based
person

Letter from employer certifying salaries

for the last 12 months; the letter must
contain the:
o Company stamp/ letterhead
o Certifying officers name,
signature, and designation
Latest 12 months commission
statements/ payslips

Assessment is based on the

average gross monthly income
for the past 12 months

or

Odd job worker

Letter from employer certifying salaries

for the last 12 months; the letter must
contain the:
o Company stamp/ letterhead
o Certifying officers name,
signature, and designation
Latest NOA from IRAS
And

Unemployed person
(between 18 to 62
years old)

Previous years NOA from IRAS

Statutory Declaration to declare the
employment status or valid Student
Pass if currently a full-time student
If unemployed for less than 3 months,
the following documents are required:
o Income proof for the preceding
months from the previous
employer stating their gross
monthly income and last day of
service
o Latest 15 months CPF
contribution history

Assessment is based on the

average gross monthly income
for the past 12 months

The Statutory Declaration

can be executed at the HDB
Hub Loans Counter or any
HDB Branch. Declarants are
required to bring along their
Identity Cards
If not in Singapore, the
Statutory Declaration can be
made in the presence of a
Commissioner for Oaths or
Notary Public for that
country

CallWilliamChui:(+65)81115505
Income/ allowance that will be considered for the income ceiling

Allowances (fixed/ variable) received on a regular basis (e.g. allowances for food,
transport, laundry, uniform, etc.)

Pension

Stipend

Sustenance

Income/ allowance not considered for the income ceiling

Alimony allowance

Bonuses

Director fees

Income from overtime work income

Interest from deposit accounts

National Service Allowance

Rental income

Scholarship overseas allowance