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Maryam khalilah binti kadri

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Guna

That means Madam, page 72 right, what you said earlier, what you

said earlier, the agent ask 1(a), height. Did the agent ask for your husbands height?
Saras

What is that, sorry?

Guna

1(a) here, page 72. Did You get all the questions? Just now your

counsel took you through it. So, did the agent ask for your husbands height?
Saras

Height and the weight the agent ask.

Guna

And then what about does your husband smoke? The agent asks

4(1d), have you smoke any cigarette in the past from now?
Saras

No, he wont smoke. Hes like..

Guna

No, no, I understand it your husband doesnt smoke but if the

Saras

Oh no.

Guna

The agents ask your husband do you smoke Mr. Ravindran? The

agent didnt ask?


Saras

No.

Guna

And then no. 1(c) madam. Has the life assured or policy or not had any

change in rate more than 5kg in the past? Previous by how much for what it easier. Did the
agent ask?
Saras

No.

Guna

No. 2 madam, Do you have any physical defects, deformity or health

impairment? Did the agent ask?


Saras

No.

Maryam khalilah binti kadri


Guna

No. 3, have you ever used any habit-forming drugs, narcotic, alcohol

had been created for alcoholism or drug habits?


Saras

No.

Guna

She ask? Never ask?

Saras

No. never ask.

Guna

She didnt ask your husband whether he doing?

Saras

No.

Guna

Does your husband bring the drug?

Saras

Yes.

Guna

He bring. How much did your husband used to bring those things?

once a week?
Saras

Yes

Guna

What beer?

Saras

Of course beerlah

Guna

Beer. So that did you also hasn't been asks?

Saras

She never asks me anything, just ask me IC.

Guna

No, she asks your husband. Shes talking to your husband, right?

Saras

No, she never asks.

Guna

There is in your that discussion filled up with proposal form. Right? Im

told by the agent, it was held at caf 69, Damansara Perdana. You remember?

Maryam khalilah binti kadri


Saras

I can't remember.

Guna

You dont remember. Ok, Thats why Ive told you that was caf 69. So

then the meeting it was, you said earlier you, your husband, the agent, her husband. Right?
Saras

Yes.

Guna

Ok. Were your children there?

Saras

No. the first time for the house loan with my kids. The second the policy

we take insurance, my kids, all not there. I and my husband aside her husband.
Guna

And is that discussion to fill this proposal form. That was between the

agent and your husband.


Saras

Yes.

Guna

So her husband the agents husband did he do anything?

Saras

Nothing.

Guna

Just be quiet?

Saras

Yes like me.

Guna

So the both of you just be quiet. By the way to this madam, no. 4(a)

asthma bronchitis tuberculosis coughing up blood of diseases of disorders the lung. The
agent ask?
Saras

No.

Guna

Didnt asks. No. 4(b) ya madam. Chest discomfort, chest pain,

duplication stroke of high blood pressure, pulmonary artery disease, rheumatic fever,
prolonged way uptake disease, congestion of blood in the blood vessels and other disease of
the heart. Do you understand this madam? You look at 4(a) you understand what asthma is?
Saras

Yeah Im having asthma.

Maryam khalilah binti kadri


Guna

Oh you have asthma, so you know lah.

Saras

Yes.

Guna

You know tuberculosis is TB you know?

Saras

TB I know.

Guna

Ahh thats tuberculosis is TB. The short form is TB. So u know TB as

Saras

Yes.

Guna

coughing up blood you know what that mean right?

Saras

Ahh

Guna

that means knew?

Saras

blood?

Guna

cough blood. You look at 4 (b) chest pains. Then you know the chest

well?

pain, right? Stroke, you know what stroke is

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