For instance, the 2nd house represents money, earning, wealth, assets, accumulation of

resources because it represents the "gains" of the self (1st house). Likewise, the 11th
house represents the gains of the career (10th house), and the 8th house represents the
gains of the spouse (7th house), etc.
The 12th house represents debts, expenses, isolation, illnesses because it represents the
"losses" of the self (1st house). Likewise, the 6th house represents conflicts and loss of
relationship (7th house), and the 3rd house represents communication and networking
with others or the loss of one's private inner life (4th house).

The Fire or Dharma Houses (1, 5, 9) - Keywords: Spiritual and Inspiration. These are
houses of purpose and meaning. They relate to the signs Aries, Leo, and Sagittarius
respectively. Dharma is translated as "duty" or "purpose," and if there are clusters of
planets in these houses then the person will generally make the most progress if they
have a sense of meaning or purpose. This person will value personal growth, inspiration,
creative expression, and ethics. He or she could also be self-righteous, idealistic and
dogmatic.
Houses 1, 5 and 9 are the Dharma houses.
Those houses are related with the sense of duty, mission in life, the way the soul progresses in the
spiritual evolution, the philosophy of life, religion, spirituality, type of worship, spiritual teachers and
learning, honesty and moral values.
Those are considered the most auspicious houses, since following dharma or duty brings "good luck" due
to good karma.
These houses show the good karma from the past and how it affects this present life.
Planets placed on those houses as well as the houses they rule tend to prosper and be favorable to the
native and also indicate the way the person progresses spiritually in life and creates good karma for the
future.

The Earth or Artha Houses (2, 6, 10) - Keywords: Physical and Resources. These are
houses of material work and manifesting what you value. They relate to the signs Taurus,
Virgo, and Capricorn. Artha is translated as "resources," and if there are clusters of
planets in these houses then the personal will generally be practical, productive, and
work-oriented. This person will value material security, accumulating resources and
generating wealth. He or she could also be materialistic, superficial, and "fussy."

Houses 2, 6, and 10 are the Artha houses.

Artha relates to the material and physical support of life.
They relate to the prosperity, wealth, work, material success and recognition.
The 2 nd house relates mostly with wealth in general, family wealth or wealth that comes without an
effort.
The 6 th house represents the capacity to do an effort and work hard to get what you need, and the
possible obstacles in life and capacity to overcome them.
The 10 th house represents the success in career, status or position in society, name and fame.

The Air or Kama Houses (3, 7, 11) - Keywords: Social and Desire. These are houses of
relationship, communication, and networking. They relate to the signs Gemini, Libra, and
Aquarius. Kama is translated as "desire," and if there are clusters of planets in these
houses then the person will generally have strong desires for relationship, social
involvement, and to be well connected. This person will value sharing information and
ideas. He or she could also be scattered, unfocused and pulled by many desires.

Houses 3, 7 and 11 are the Kama houses, related to the desires and the possibility to fulfill them.
The 3 rd house relates mainly with personal ambitions and motivations.
The 7 th house represents mainly the sexual desire and attraction to the opposite sex and the desire to
have close committed relationships and partnerships.
The 11 th house relates more with the desire for money, gain and possession of the desired objects. It
also relates with the desire to enjoy friendship and social relationships.

The Water or Moksha Houses (4, 8, 12) - Keywords: Emotional and Mystical. These
are houses of the mind, feelings, and perceptions and are the most subtle, deep, and
hidden houses. They relate to the signs Cancer, Scorpio, and Pisces. Moksha is translated
as "liberation" and if there are clusters of planets in these houses then the person will
generally be interested in psychological transformation, deep thinking, and the path of
liberation. This person will value psychology, altered states of awareness, occult studies,
metaphysics and mysticism. He or she could also be dreamy, impractical, and
unproductive.

Houses 4, 8 and 12 th are the Moksha houses

Those houses relate with the liberation from the material bondage, and from the creation of Karma and
attachment.
Moksha is the highest goal of life, the return to the source from where the soul came from, to attain
absolute illumination and freedom.
That requires detaching and letting go the material world and thoughts for the full immersion into the
spiritual consciousness.
The 4 th house relates with the path of devotion or Bhakti, surrender of the heart (opening of the heart
chakra) and sublimation of the emotions to God and the experience of cosmic love.
The 8 th house relates to the destruction of the spiritual ignorance and purification from previous "papas"
or bad karmas and awakening of the Kundalini energy, the spiritual power which brings the capacity to
control and have mastery over the mind and conquer death.
The 12 th house represents the complete surrender of the Ego and sense of individuality to God,
detachment from the material possessions; it is the path of renunciation, seclusion, monkhood and
surrender.

The sequence of the houses through the zodiac represent a developmental pattern. In
other words, the highest house number in each triad represents the fullest and most
powerful expression of that triad. For instance, the 9th house is the fullest expression of
the Fire/Dharma houses (1, 5, 9); the 10th house is the fullest expression of the
Earth/Artha houses (2, 6, 10); the 11th house is the fullest expression of the Air/Kama
houses (3, 7, 11); and the 12th house is the fullest expression of the Water/Moksha
houses (4, 8, 12).
He pointed out that the Kama houses (3, 7, 11) represent what we "want to do" while the
Dharma houses (1, 5, 9) represent what we "should do" in order to fulfill our life purpose.
Likewise, the Moksha houses (4, 8, 12) represent mystical, altered, or otherworldly
experiences that need to be balanced by the practical and grounding influences of the
Earth houses (2, 6, 10).

The Kendra houses

Houses 1, 4, 7, and 10 are the Kendra or "angular" houses.
They represent the strength of the chart and life as a whole, and give the capacity to achieve the
desired goals

Planets placed in those houses are strong and have a capacity to express their energy fully.
Benefic planets placed here are very supportive and add to the longevity and success in life,
while malefics can cause a great deal of difficulties.
The 10 th house is considered the strongest and planets placed here tend to dominate the whole
chart and can sometimes be even more predominant than the ascendant on their effect in life
and personality.

The trikona houses

Houses 1, 5, and 9 are the trikona or trine houses.
They correspond to the Dharma houses and are the houses of good luck, success, wisdom and
knowledge.
Planets no this houses prosper and benefics placed here bring good luck and good opportunities
in life due to past and present good actions and moral character.

The Upachaya houses

Houses 3, 6, 11 and 10 are the upachaya houses or "houses of growth"
Planets placed in those houses tend to grow and improve over time.
The malefic planets placed here (specially on 3,6 and 11) are a great help to overcome all sort of
difficulties in life.

The Dushtana houses

Houses 6, 8 and 12 are the dushtana houses, or houses of suffering and difficulties.
The 3 rd house is also be considered as a dushtana, but with a milder effect (the 3 rd is the 8 th
from the 8 th )
Those houses are adverse for the material prosperity and well being and planets placed in those
houses and the houses they rule tend to suffer, be obstructed and be sources of pain in life.
The people or parts of the body that the planets placed on those houses represent, will tend to
be a source of pain.
If the planets paced here are exalted or in own house it is actually beneficial and give the
capacity to endure, or overcome pain and difficulties.
The 6 th house relates with obstacles, diseases, accidents, enemies, and debt.
The 8 th house relates with obstruction, death, darkness or depression.
The 12 th house relates to loss, separation, endings.
In spite of that, they are also important houses for spiritual growth and if they are strong and
well disposed the represent the capacity to practice Yoga and liberate from pain.

The Panapara houses

Houses 2,5,8 and 11 are the Panapara or "succedent" houses.
Those houses correspond in meaning to the fixed signs, related with stability, preservation,
income and material security.
Planets placed on these houses are considered moderate in strength.
The 8 th house can bring wealth trough inheritances or wills but it is also a dushtana house,
capable of bringing negative results as well.

The Apoklima houses

Houses 3,6,9 and 12 are called the Apoklima or cadent houses.
Planets placed on these houses are considered weak or not very powerful.
Those houses correspond in meaning to the dual signs.
Among them, the 9 th house is the best since it is also a dharma house and planets placed here
are strong and tend to bring god luck.
The 12 th house is considered the weakest one and planets placed here have difficulty to express
their energy in the material concrete level, but they can be good for the spiritual advancement.

The Maraka houses

The 2 nd and 7 th house are called the Maraka or "killer" houses, and have the
capacity to cause death or disease.
Usually the death o a person is during the Maha Dasha or Antar dasha and/or transits
of a planet placed or associated with those houses or the ruler of those houses.
The ruler of the 8 th , 12 th and 3 rd houses or planets placed on those houses are also
capable of causing death.