Republic of the Philippines

REGIONAL TRIAL COURT

National Capital Judicial Region
Branch 90
Quezon City
XYZ FINANCING CORPORATION
Plaintiff,
- versus -

Civil Case N0. 117213

For: Collection of Sum of Money

RODRIGO ROXAS
Defendant
x-----------------------------------------------x
JUDICIAL AFFIDAVIT OF WITNESS
JEJOMAE GRACE P. SANTIAGO

I, JEJOMAE GRACE B. SANTIAGO, of legal age, single, and

currently residing at #7 Columbia Street, Loyola Grandvillas, Loyola
Heights, Quezon City, after having been duly sworn to in accordance with
law, depose and state that:
That this examination is conducted and supervised by Atty. Allan Chiz
Trillanes, with postal address at Robredo Marcos Law Offices, Room 207,
2nd Floor, Regis Center, Loyola Heights, Quezon City;
I am answering the questions asked in this judicial affidavit, fully
conscious that I am doing so under oath and that I may face criminal liability
for false testimony or perjury;
That the purpose of this judicial affidavit is to prove that:
(1) the respondent entered into a loan agreement;
(2) said loan agreement is evidenced by a promissory note executed by
the respondent;
(3) the respondent failed to pay the loan upon maturity; and
(4) that even after demand, no payment was made
The following are the questions propounded by Atty, Alan Chiz
Trillanes and my corresponding answers thereto:

1. Q: Please state your name and other personal circumstances.

A: I am Jejomae Grace B. Santiago, 30 years old, single, and
currently residing at #7 Columbia Street, Loyola Grandvillas,
Loyola Heights, Quezon City.
2. Q: What is your current occupation?
A: I am the Branch Manager of XYZ Financing Corporations
Quezon City Branch, sir.
3. Q: How long have you held such position?
A: I have held my position as manager for four (4) years, from
2012 to the present.
4. Q: What are your duties as a branch manager?
A: I oversee the branchs operations. I regularly check on
employees, how they handle loan applications. I personally
handle loan applications when the amount to be loaned is at
least one million pesos.
5. Q: Do you know the defendant, Mr. Rodrigo Roxas?
A: Yes, sir.
6. Q: How have you come to know of him?
A: He came into our branch to apply for a loan, sir.
7. Q: When was this?
A: Around August 1 2013, sir.
8. Q: How are you sure it was Mr. Rodrigo Roxas applying for a
loan?
A: I was sure enough, sir. He was applying for a loan amounting to
two million pesos, so an employee of the branch apprised me of
the application. Since the loan was way beyond the amount
threshold for employees to handle loans, I personally handled
the loan application of Mr. Rodrigo Roxas, sir.
9. Q: What was the form of the loan agreement?
A: Sir, the loan was in a form of a promissory note.
10.Q: What was the date of the promissory note?
A: The note was dated August 1, 2013, sir.
11.Q: What is the amount reflected on the promissory note?

A: The amount of the loan, sir, was two million pesos.

12.Q: When does the promissory note become due and demandable?
A: The note was to become due and demandable two years from its
execution, or on August 1, 2015, sir.
13.Q: Who signed the promissory note?
A: Mr. Rodrigo Roxas signed the note, sir.
14.Q: How do you know it was Mr. Rodrigo Roxas who signed the
note?
A: He signed it before me, sir. He affixed his signature over his
printed name reflected on the promissory note.
15.Q: I am now showing to you this document. Can you identify it?
A: Yes, sir. That is the promissory note executed by Mr. Rodrigo
Roxas.
16.Q: I am now marking the promissory note as Exhibit A and
attaching the the same to your Judicial Affidavit. Do you
confirm this action?
A: Yes, sir, I am confirming the action.
17.Q: I am now marking the signature over the printed name
Rodrigo
Roxasas Exhibit A-1 and attaching the same to your Judicial
Affidavit. Do you confirm this action?
A: Yes, sir. I am confirming the action.
18.Q: When the promissory note became due and demandable, what
did you do?
A: On behalf of XYZ Financing Corporation, I, as manager, sent a
letter of demand, demanding Mr. Rodrigo Roxas to pay the
amount due within 15 days from receipt of said letter, sir.
19.Q: I am now showing to you this document. Can you identify it?
A: Yes, sir. That is the letter of demand that I sent to Mr. Rodrigo
Roxas.
20.Q: When was this letter of demand sent?
A: It was sent on August 3, 2015, 2 days after the loan became due.
21.Q: When was this letter of demand received by Mr. Roxas?

A: It was received the very same day it was sent, sir, on August 3,
2015.
22.Q: How was the letter sent?
A: The letter was sent through the Corporations personal courier.
23.Q: How did you know that the letter was received?
A: A receiving copy of the letter, signed by Mr. Roxas above his
name, was returned by the courier.
24.Q: I am now showing to you this document. Can you identify it?
A: Yes, sir. That is the receiving copy signed by Mr. Roxas.
25.Q: I am now marking this receiving copy of the letter of demand as
Exhibit B and attaching the same to your Judicial Affidavit. Do
you confirm this action?
A: Yes, sir. I am confirming the action.
26.Q: How do you know it was the signature of Mr. Rodrigo Roxas?
A: It was the same as the signature he affixed before me on the
promissory note he issued, sir.
27. Q: I am now marking the signature affixed above the name
Rodrigo Roxas on the upper left portion of the demand letter as
Exhibit B- 1 and attaching the same to your Judicial Affidavit. Do
you confirm this action?
A: Yes, sir. I am confirming the action.
28.Q: What is the current status of the letter of demand?
A: The letter of demand remains unanswered, sir. There was no
response from Mr. Rodrigo Roxas.
29.Q: What is the current status of Mr. Rodrigo Roxas loan
obligation?
A: The loan obligation remains unpaid, sir.

IN WITNESS WHEREOF, I hereby affix my signature this 15th day

of October 2015 at Quezon City, Philippines.
JEJOMAE GRACE B. SANTIAGO
Affiant

SUBSCRIBED AND SWORN TO BEFORE ME, a notary public in

and for the City of Quezon this 15th day of October 2015. Affiant personally
came and appeared with Drivers License ID No. L-03-0081465 issued by
the Land Transportation Office on April 25, 2014 and valid until April 25,
2017 at the City of Manila, bearing his photograph and signature, known to
me as the same person who personally signed the foregoing instrument
before me and avowed under penalty of law to the whole truth of the
contents of said instrument.

Doc. No. 57
Page No. 7
Book No. 2
Series of 2015

ATTY. GRINGO ESCUDERO

Notary Public
Until December 31, 2015
PTR No.
362436, 01-01-15
Roll No.
117213
IBP Roll No.
54321
ATTESTATION

I, ALAN CHIZ TRILLANES, of legal age, Filipino, married, and a

resident of #21 Cambridge Street, Provident Village, Marikina City,
Philippines with office address at Robredo Marcos Law Offices, Room 207,
2nd Floor, Regis Center, Loyola Heights, Quezon City, Philippines, under
oath hereby state THAT:
1. I conducted and supervised the examination of Ms. Jejomae Grace
B. Santiago as witness of the above-entitled case;
2. I faithfully caused to be recorded the questions I asked and the
corresponding answers that the said witness gave; and
3. Neither I nor any other person then present or assisting me coached
the witness regarding her answers.
IN WITNESS WHEREOF, I affix my signature this 15th day of
October 2015 at Quezon City, Philippines.

ATTY. ALAN CHIZ TRILLANES

SUBSCRIBED AND SWORN TO BEFORE ME, a notary public in

and for the City of Quezon this 15th day of October 2015. Affiant personally
came and appeared with Drivers License ID No. L-03-0081465 issued by
the Land Transportation Office on April 25, 2014 and valid until April 25,
2017 at the City of Manila, bearing his photograph and signature, known to
me as the same person who personally signed the foregoing instrument
before me and avowed under penalty of law to the whole truth of the
contents of said instrument.

Doc. No. 57
Page No. 7
Book No. 2
Series of 2015

ATTY. GRINGO ESCUDERO

Notary Public
Until December 31, 2015
PTR No.
362436, 01-01-15
Roll No.
117213
IBP Roll No.
54321