Here at life invader we know life can be tough. We are here to help, because we care.

Here are some of the insurance options we offer.

Car/Vessel/Aircraft Insurance
Home Insurance
Life insurance
Disaster Insurance
Somalian Pirate Insurance
Alien Insurance

For a quote contact Vodka I Adidas

Benefits

If your car is destroyed, you can get a new one within just 5 minutes of its destruction.
Dont risk your new car being destroyed! You will be covered.
Save money
If your car is stolen a replacement will be given to you.
If you die in the roleplay your character isnt killed off.

How much?
Prices vary on what is being covered, your income and liability. For an exact price contact Life Invader

How to pay?
Pricing is variable, with many different and convenient payment plans. You can pay up front for one
month (3 Roleplays), pay per roleplay, or even make your own payment plan.

Terms and conditions and usage for basic policies. Policies may vary based on your personal policy.
Life Insurance

Policy provisions
For definitions, see section 11: Words and phrases
we use in this policy
1106 | 520 015 11 21E
Lifeinvader Insurance

In this appendix, we describe how term option works for one insurance coverage and its
associated coverages. Your policy may have more than one insurance coverage, and you may
choose a different performance credit option for each insurance coverage.
Term option provides an additional amount of insurance. We show your term option amount
in your Policy details. We also show the length of the term option guarantee in your Policy
details. Term option
combines yearly term insurance, deposit option
insurance and paid-up insurance to provide the
additional amount of insurance.
Disclaimer- Lifeinvader Insurance may do what they feel as a company is necessary, within the laws
and constitution of the TLRP roleplay, to protect their assets and company as a whole.

First year of coverage

During the first year of coverage we provide the additional amount of insurance as yearly
term
insurance at no additional cost.

After the first year of coverage

On each subsequent policy anniversary after the day the yearly term insurance coverage
starts we use
your deposit option insurance performance credits to buy additional deposit option insurance.
We use
your other performance credits to buy a combination of paid-up insurance and yearly term
insurance.
The combined amount of deposit option insurance, y
early term insurance and paid-up insurance equals,
but does not exceed, your term option amount.
If the deposit option insurance and paid-up insurance amounts total more than the term
option
amount, performance credits for your insurance and paid-up insurance coverages purchase
additional
paid-up insurance only. They do not buy yearly term insurance.

Term option guarantee

The term option guarantee means the total of your y
early term insurance, deposit option insurance and
paid-up insurance will be at least equal
to the term option amount shown in your
Policy details If the term option guarantee is in effect and performance credits for your
insurance coverage and associated paid-up insurance coverage in a year are too low to buy
the amount of yearly term insurance you need to keep your term option amount, we:
use those credits to buy yearly term insurance, and then
provide the additional yearly term insurance you
need to maintain the term option amount. We do
this automatically at no additional charge.
While the term option guarantee is in effect:
we wont reduce any existing deposit option or
paid-up insurance to pay for the yearly term
insurance
we will only buy additional deposit option insurance with performance
credits earned from any
associated deposit option insurance coverage
You lose this guarantee if you reduce the amount of insurance any associated paid-up
insurance
coverages provide.
Page 24
Policy provisions
For definitions, see section 11: Words and phrases
we use in this policy
1106 | 520 015 11 21E
Lifeinvader Insurance

If the term option guarantee is not in effect

If your performance credits for the insurance coverage and associated paid-up insurance
coverage are
too low to buy the yearly term insurance you need
to maintain the term option amount, we buy as
much yearly term insurance as those credits allow. We use your policys values to purchase
the
remainder. We use the policy values in this order and in proportion to the value of each
coverage:
Performance credits earned on any associated deposit option insurance coverage.
Any money in the accumulation account.
If there is more than one insurance coverage with term option, we divide the money in the
accumulation account proportionally. We share it ac

ross the insurance coverages that do not have

enough credits to buy the yearly term insurance
you need to maintain the term option amount.
Any cash value for associated deposit option insurance coverages.
We reduce the amount of deposit option insurance proportionally based on how much cash
value is
used. We buy additional yearly term insurance to replace this insurance.
The cash value of the associated paid-up insurance coverages.
We reduce the amount of paid-up insurance proportionally based on how much cash value
we use.
We buy additional yearly term insurance to replace this insurance.
If the policy values are still not enough we reduce the term option amount to the amount of
yearly
term insurance that the policy value can purchase.
If we reduce the term option amount, you can buy enough yearly term insurance to keep the
same
amount as you had immediately before the policy
anniversary. You must buy the insurance within 30
days of that policy anniversary.

Policy changesIf you make a change to your policy

If you decrease the amount of insurance provided by an associated paid-up insurance,
associated
deposit option insurance or associated yearly term insurance coverage, we reduce the term
option amount by the same amount. If you reduce the paid-up insurance coverage we also
end the term option guarantee. If you change a performance credit option from term option to
paid-up insurance or accumulation account, any yearly term insurance coverage associated
with the changed coverage ends on the effective date of the change.

Converting your yearly term insurance

You can convert all or part of the term life insurance
e provided by any yearly term insurance coverage
that is in effect to new permanent life insurance. You need to follow the rules described
below when
you apply for the new insurance. We wont ask for any information about an insured person
to decide
whether, and under what conditions, we will in
sure them. The new insurance must meet our
administrative rules.
You can apply for conversion at any time during the conversion period shown in your
Policy details
.

How to apply for conversion

If you would like to convert your yearly term in
surance, your advisor can help you complete an
application.
Page
25
Policy provisions
For definitions, see section 11: Words and phrases
we use in this policy
1106 | 520 015 11 21E
Lifeinvader Insurance

Any collateral assignee or hypothecary creditor under the Quebec Civil Code and all
irrevocable
beneficiaries must consent in writing to the conversion.
If you convert all the yearly term insurance cove
rage, you must change the performance credit option
for its associated insurance coverage to either paid-up insurance or accumulation account.
We may ask
you to give us any information we need to make a decision on whether, and under what
conditions, we
will change the performance credit option to paid-up insurance. If you convert part of the
yearly term
insurance coverage, we reduce your term option amount by the amount you converted.

When the coverage under the new policy starts

We must receive your signed application and the first payment required for the new
insurance during
the conversion period. Once we approve the conve
rsion, the new insurance starts on the next monthly
processing day. The insurance being converted ends

at 11:59 p.m. on the day before the new insurance

starts.
If an insured person dies before the new insurance coverage starts, we cancel your
application for new
insurance and refund any payments you have made for it.

Rules that apply to conversion

The new life insurance must be a product that we offer for conversion on the date you apply
for
conversion. The new life insurance may be:
a new coverage on an existing insurance policy with
us that allows you to add insurance coverage
after issue, as described in our administrative rules, or
a new life insurance policy.
You cant convert if the policy costs are being or will
be waived as a benefit of a total disability rider
because of any insured persons disability.
The new life insurance must insure only the same insured person or insured people as the
yearly term
insurance coverage.
An insured person must meet the minimum and maximum age and amount of insurance
requirements
of the new life insurance.
The new life insurance must have an amount of insu
rance that doesnt increase over time. You can
apply for a coverage with an amount of insurance th
at increases over time or an improved smoking
status or comparable risk category if you give us the information we need to make a decision
whether,
and under what conditions we will approve the change.
The death benefit for joint coverages must be paid on the same basis on the new coverage as
under the
original joint coverage. You can only convert joint la
st to die coverage if all the people insured under
the yearly term insurance are alive on the day the new insurance starts.
The new life insurance cant include any riders unless you give us the information we need to
make a
decision on whether, and under what conditions
we will insure them under the rider.
We base the cost of the new life insurance on the sex, birthday, and Healthstyle category of
the insured
person shown in your
Policy details
and the insured persons age on the birthday closest to the day the

new insurance starts. We use the rates in effect for new coverages on the day the new
insurance starts.
For joint coverages, we calculate the joint age based on the requirements of the new
insurance. If the
yearly term insurance coverage has been in effect for 10 years or less, we issue the new life
insurance
with the same insurance rating and Healthstyle category of the yearly term insurance
coverage.
Page 26
Policy provisions
For definitions, see section 11: Words and phrases
we use in this policy
1106 | 520 015 11 21E
Lifeinvader Insurance

We use Healthstyle category 3 on the new life insurance when:

the Healthstyle category is 1 or 2 and if the same
category is not available on the new life insurance,
or
if the yearly term insurance coverage has been in effect for more than 10 years
We show the Healthstyle category in your
Policy details
.
The new life insurance includes any amendments and exclusions contained in your policy
that relate to
the insured person or insured people. It also includ
es any limitations we regularly include in policies
being issued on the same product for people of the same age, sex, Healthstyle and insurance
rating.
If we apply the provisions that relate to suicide
and questioning the validity of your insurance to the
new insurance, the dates we use will be those that a
pply to the yearly term insurance coverage. If the
new insurance is reinstated, the dates we use will be those which apply to the new life
insurance.
If we question the validity of the new insurance, we
can rely on any information provided to us to
obtain or reinstate the yearly term insurance coverage
or any additional information provided to us at
the time you purchased the new life insurance. If we are relying on information provided to
us at the
time you purchased the new life insurance, the dates we use will be those of the new life
insurance.

Adding a total disability waiver rider to your new life insurance

If, on the conversion date:

 there is a total disability waiver ri

der coverage in effect on your policy,
policy costs are not being waived, or a claim has not been made that would result in the
policy costs
being waived, and
none of the people to be insured under a total
disability waiver rider added to your new life
insurance are totally disabled,
then
you can add a total disability waiver rider to the
new insurance, subject to our administrative rules
and if the new insurance offers it. We wont ask for any information about the insured person
to
decide if we will insure them, and
you can add the total disability waiver rider to an
y or all of the same people insured by the total
disability waiver rider on your policy.
Page 27

Auto Insurance
The material provided on the Lifeinvader Insurance.com website, including the information and any
images incorporated in the site, is for your personal private non-commercial use only. You may not
modify, republish, post or transmit anything you obtain from this website, including anything you
download from the site, unless you first obtain our consent. You agree not to engage in systematic
retrieval of data or other content from Lifeinvader Insurance.com. We request that you not create any
kind of hyperlink from any other site to ours unless you first obtain our permission. Lifeinvader Insurance
may do what they feel as a company is necessary, within the laws and constitution of the TLRP roleplay,
to protect their assets and company as a whole.

Due to possible linguistic differences, advertising statements in Spanish may not necessarily reflect the
content of the policy written in English. In the event of a dispute concerning policy terms, the policy
written in English will apply.

It is very important that you read the next two sections carefully.

LIMITATION OF LIABILITY

LIFEINVADER INSURANCE WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES

THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE INCLUDE (BUT ARE
NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO
USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK
FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6)
INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER
VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR
INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE
DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM
A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING
DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE
ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED
REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGESOR
BOTH.

HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR
EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE
ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER
THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES,
DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED
UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY
NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL
NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.

DISCLAIMER
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT LIFEINVADER
INSURANCE DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL
IN THE SITES. THIS INCLUDES, BUT IT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE
MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR
PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL
BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT
OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER
VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT
INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.

We sometimes provide access to other World Wide Websites from our sites or you may have reached our
site from another site. However, we do not endorse or approve any products or information offered to you
at sites you may reach from our sites or from which you may have reached our site. The Uniform

Resource Locator (URL) address in your web browser will tell you if you are still in the LIFEINVADER
INSURANCE site or have moved elsewhere.

By providing material on our website LIFEINVADER INSURANCE does not in any way promise that
the materials will remain available to you or that you will qualify for the products we offer.
LIFEINVADER INSURANCE is entitled to terminate all or part of any of its Websites at any time,
without notice to you.

When you select a password and sign-up in order to access LIFEINVADER INSURANCE's online
policyholder services, you agree to the following conditions:

LIFEINVADER INSURANCE is authorized to act on instructions received under your password without
any requirement to question those instructions;
LIFEINVADER INSURANCE is not liable for any unauthorized access to your personal information that
is not directly due to the negligence of LIFEINVADER INSURANCE;
Your password contains sensitive information and you will keep it confidential and secret;
You will notify LIFEINVADER INSURANCE immediately if you believe anyone else has learned your
password or if you believe an unauthorized access to LIFEINVADER INSURANCE or your personal
information has occurred or may occur;
LIFEINVADER INSURANCE may deny access or block any transaction made under your password
without prior notice if we believe your password is being used by someone other than you, or if any
unauthorized access to your personal information has occurred or may occur, or for any other reason, but
we are under no obligation to do so.
Violating the Terms and Conditions of Website Use may lead to a revocation of LIFEINVADER
INSURANCE website access privileges.
Digital Assistant
LIFEINVADER INSURANCE's Digital Assistant is intended for informational purposes only. Any
information provided is not intended as insurance advice and should not be interpreted as such. Any
insurance decision, including coverage amounts, limits, and deductibles, is solely and ultimately the
responsibility of the insured, and LIFEINVADER INSURANCE is not liable for any information that is
inaccurate, missing, or misinterpreted. The material contained within the Digital Assistant is subject to
change at any time, and LIFEINVADER INSURANCE makes no guarantee about the quality or accuracy
of said content.

PRIVACY
All information collected from users of our sites is subject to our Privacy Policy, which is incorporated by
reference into this agreement. For more information, see our Privacy Policy.

JURISDICTION
Unless otherwise specified, the materials in our site are presented to provide information about the
Government Employees Insurance Companies, (collectively "LIFEINVADER INSURANCE"), our
insurance products and the insurance business. LIFEINVADER INSURANCE operates and controls its
sites from the Companys headquarters in Chevy Chase, Maryland, in the United States of America, and
Maryland law shall govern and control any action concerning the LIFEINVADER INSURANCE sites.
We do not in any way imply that the materials on the sites or the products we discuss are available or for
use outside the United States or in jurisdictions in which we are not licensed to do business, or that we are
soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are
confirming that you are not a resident in any such jurisdiction.

By using the Lifeinvader Insurance.com website, you agree to these Terms and Conditions of Website
Use.

MISCELLANEOUS
These Terms and Conditions of Website Use, and the agreement they create, shall be governed by and
interpreted according to the laws of the State of Maryland, without giving effect to Marylands conflict of
laws principles.

If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and
enforceability of any remaining provisions.

LIFEINVADER INSURANCE may modify these Terms and Conditions of Website Use, and the
agreement they create, at any time, simply by updating this posting or the information on its website and
without notice to you.

Government Employees Insurance Company and its affiliates LIFEINVADER INSURANCE General
Insurance Company, LIFEINVADER INSURANCE Indemnity Company, LIFEINVADER INSURANCE
Casualty Company, LIFEINVADER INSURANCE Advantage Insurance Company, LIFEINVADER
INSURANCE Choice Insurance Company, LIFEINVADER INSURANCE Secure Insurance Company,
Colonial County Mutual Insurance Company (non-affiliated) and LIFEINVADER INSURANCE County
Mutual Insurance Company insure private passenger automobiles and other vehicles, and through
LIFEINVADER INSURANCE Insurance Agency, Inc. provide homeowner and other types of insurance,
all for qualified applicants. The companies market collectively under the trade name LIFEINVADER
INSURANCE.

In the rate quote application, photos are of models; testimonials are from actual LIFEINVADER
INSURANCE policyholders.

LIFEINVADER INSURANCE RESPECTS YOUR PRIVACY

Protecting your privacy is very important to us. Policyholders like you have trusted us with their
insurance needs for over 75 years, and we take our obligation to safeguard and secure your personal
information very seriously. We want you to understand how we protect your privacy and when we collect
and use your information.

TABLE OF CONTENTS

Summary
The Information We Collect

Information We Obtain From You

Information About Your Transactions
Information From Third Parties
Location Services
Access and Correction of Personal Information
The Information We Disclose
Confidentiality and Security
Additional Information for Our Internet Users
Changes to This Privacy Policy
What to Do If You Have Privacy or Security Concerns

SUMMARY

This summary tells you the basics of our privacy commitment to you-how we collect and use your
information, how we protect it, and who can see it. You should read the entire privacy policy below for
full details.

We obtain personal information from you directly, from your transactions with us, and from third parties
such as state motor vehicle departments.
We do not collect personally-identifying information from you when you visit our Web site or online
services unless you affirmatively provide it to us.
We do not allow third parties to collect personally-identifying information from your computer or mobile
device when you visit our Web site or use our online services.
We will not sell your information to third parties.
Any third parties who perform services for us are required to safeguard any customer information and
may only use it in connection with performing those services.
We extensively secure and limit access to your information.
We protect information about potential, current, and former policyholders.
THE INFORMATION WE COLLECT

Non-public personally identifiable information ("Information") is information that identifies you and is
not available to the general public. The following sections tell you more about how and when we collect
your Information.

INFORMATION WE OBTAIN FROM YOU

During the quoting, application, or claims handling processes you may give us Information such as your:

Name
Address
Phone number
Email address
Social Security number
Driver's license number
Date of birth
If you gave us your email address, LIFEINVADER INSURANCE may use it from time to time to notify
you of such things as new services, special offers, or to confirm transactions. If you do not wish to be
contacted by email for non-policy related communications, you may unsubscribe by following the
instructions at the bottom of any LIFEINVADER INSURANCE email you receive.

If you are a policyholder, you can log in to your account at Lifeinvader Insurance.com, click on "Update
Email Preferences" on the right side of the screen and choose the level of communication you'd like to
receive from us. If you have not yet enrolled online, you will need to enroll with Lifeinvader
Insurance.com to update your email preferences.

INFORMATION ABOUT YOUR TRANSACTIONS

We may collect Information about your transactions and experiences with us and others, such as your
payment history, claims, coverage, and vehicle changes.

INFORMATION FROM THIRD PARTIES

We may receive Information about you from consumer reporting agencies, which provide us with motor
vehicle reports, claim reports, and/or credit information where permitted by law. When you ask for a rate
quotation, we may obtain credit information if permitted by applicable state law.

Our sales and service representatives do not have access to the details of your credit information. Other
companies who view your credit report will not see the LIFEINVADER INSURANCE inquiry. It will be
visible only to you. Our inquiry will not affect your credit score or credit rating. If you commit to
purchase a policy with LIFEINVADER INSURANCE, we will also confirm your motor vehicle record
and claims history. As permitted by law, we may also review your motor vehicle record, claims history,
and/or credit information in connection with any renewal.

LOCATION SERVICES

Your current location is only determined if you permit our services to do so. If you allow your location to
be obtained using a LIFEINVADER INSURANCE app, or with a browser, we will use this information to
return your estimated location. We use this information solely to distinguish your current location and not
to identify you. LIFEINVADER INSURANCE does not automatically track your location.

ACCESS AND CORRECTION OF PERSONAL INFORMATION

If you are a resident of Arizona, California, Connecticut, Georgia, Illinois, Maine, Minnesota, Montana,
Nevada, New Jersey, North Carolina, Oregon, or Virginia, you have the right to access and correct the
personal information that we have collected from or about you. To do so, simply contact LIFEINVADER
INSURANCE's customer service department. If you'd like to correct information that you provided to us,

our representative will make the appropriate adjustments to LIFEINVADER INSURANCE's records. If
you wish to correct personal information provided to LIFEINVADER INSURANCE by a third party
(such as a credit rating agency) the representative will provide you with the applicable third party's
contact information.

Upon the request of residents of other states, we will take reasonable steps to verify the accuracy of the
personal information in our records.

THE INFORMATION WE DISCLOSE

Information about our customers or former customers will only be disclosed as permitted or required by
law. Information about you that has been collected is maintained in your policy and/or claims records.

We use this Information to process and service your policy; to settle claims; with your consent; or as
directed by you. We may also disclose it to persons or organizations as necessary to perform transactions
you request or authorize. Information about our former customers and about individuals who have
obtained quotes from us is safeguarded to the same extent as Information about our current policyholders.

Following are some examples of how we may disclose Information:

We must exchange Information about you with our agents, investigators, appraisers, attorneys, and other
persons who are or will become involved in processing your application and servicing your policy or any
claims you may make.

When you are involved in a claim, policy information is provided to adjusters and the businesses that will
repair your vehicle.

We may share Information with persons or organizations that we have determined need the Information to
perform a business, professional, or insurance function for us. These include businesses that help us with
administrative functions. If the law in your state permits, we may share Information with financial
institutions with which we have a joint-marketing agreement. All of these entities are obligated to keep
the Information that we provide to them confidential and to use the Information only for the purpose for
which the Information was provided.

Information may be provided to organizations conducting actuarial research or audits. In this case, you
will not be individually identified in any research report. The organization must agree not to redisclose
the Information and the Information will be returned to us or destroyed when it is no longer needed.

We may also share your Information for other permitted purposes, including:

with another insurance company if you are involved in an accident with their insured
with our reinsurers
with insurance-support organizations that detect and prevent fraud
with medical professionals or institutions in order to verify coverage or conduct operations or services
audits
with state insurance departments or other governmental or law enforcement authorities if required by law
or to protect our legal interests or in cases of suspected fraud or illegal activities
if ordered by a subpoena, search warrant or other court order
CONFIDENTIALITY AND SECURITY

We restrict access to your Information to employees who we have determined need it in order to provide
products or services to you. We train our employees to safeguard customer information, and we require
them to sign confidentiality and non-disclosure agreements. We maintain strict physical, electronic, and
procedural safeguards to protect your Information from unauthorized access by third parties.

Your Security is Important

Please see our Internet Security Policy for further information on how we protect your information on the
Internet.

ADDITIONAL INFORMATION FOR OUR INTERNET USERS

We continuously improve Lifeinvader Insurance.com. We are interested in how visitors use our website,
what they like and dislike, and where they have problems. We may gather data on how users navigate our
site so we can make Lifeinvader Insurance.com an easy place to do business. Our tools may gather data
such as what browser a person uses or even what pages are most popular.

We use cookies to improve your experience while using Lifeinvader Insurance.com and our internet apps.
Cookies are small files that are stored on your computer. They do not contain any personally identifiable
information about you. They help us personalize your experience when you return to our website, and

they are required for certain portions of our website. Most browsers let you determine whether or not you
accept our cookies. If you don't use cookies, you won't be able to use certain Lifeinvader Insurance.com
features, such as the "remember me" function for policyholders that lets you store your User ID so you
don't have to input it every time you log in from the same computer.

Lifeinvader Insurance.com may place small pieces of computer code (embedded objects) on our pages to
help our advertising partners count how many customers they referred to our site. We may use these
objects to track how many referred customers actually get a rate quotation. We may also use objects
placed on other sites to monitor your exposure to our advertising or other offers online. These objects
don't collect any personally identifiable information about you. You can opt out of our advertising service
provider(s) and other companies' tracking cookies used for interest-based ads by visiting the Digital
Advertising Alliance's aboutads.info choices page.

We also provide some links to third-party websites that are not owned by LIFEINVADER INSURANCE.
LIFEINVADER INSURANCE has no control over their privacy practices and assumes no responsibility
in connection with your use of their websites. We recommend that you check the privacy policy of any
website before you provide any personally identifiable information.

CHANGES TO THIS PRIVACY POLICY

We may modify our privacy policy from time to time. The most recent version is always posted at
Lifeinvader Insurance.com. Each of our policyholders receives a copy of our privacy policy at least once
per year. In addition, in the event that we make a significant change to our privacy practices, we will send
a revised copy of our privacy policy to each of our current policyholders.