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Important Notice:
This is a hypothetical illustration based on real life
examples. Names and circumstances have been
changed. The opinions voiced in this material are
for general information only and are not intended
to provide specific advice or recommendations for
any individual. To determine which investments or
strategies may be appropriate for you, consult
with a financial advisor prior to investing.
Puplava Financial Services, Inc.
Registered Investment Advisor
ESSENTIAL INFORMATION
Client:
Ages:
Retirement:
Life expectancy:
Risk tolerance:
Moderate.
Investment objective:
Moderate growth.
Name: Ben
Name: Cindy
Age: 55
Age: 55
Job: Homemaker
Lowering the
impact of taxes
Protecting family
in case of
premature death
Creating a legacy
Essentials:
Discretionary:
$90,000
$39,000
TOTAL: $129,000
Salary:
Retail Income:
$198,000
$42,000
Surplus:
$111,000
Essentials:
Discretionary:
$70,000
$28,000
TOTAL:
Social Security:
Shortfall:
$98,000
$42,000
-$56,000
Primary Residence:
Rental Properties (3):
Business:
Investment Assets
Bens Retirement:
Cindys Retirement:
Joint/ROS & Cash:
$500,000
$650,000
$200,000
$853,000
$45,000
$475,000
$2,723,000
Liabilities:
-$630,000
Net Worth:
$2,093,000
1.
2.
3.
$43,000
Rental Income
$42,000
$26,443
$1,395
Joint/ROS
$14,725
$42,563
Investment Income
Bens Retire.
$853K
$475K
1, 2 & 3: Yields are for current portfolio yields as of 9/20/16. Please see disclosures at the end of this presentation for security risks.
Strategy
Minimizing taxes.
Managing expenses.
Disclosures:
1. Bonds are subject to market and interest rate risk if sold prior to maturity.
Bond values will decline as interest rates rise and bonds are subject to
availability and change in price.
(858) 487-3939
Were happy to speak with you.