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Banking & Financial Statistics

(Monthly)
(Provisional)

Deposit

Credit

2500

2000
1762

Rs in Billion

1500

1358

1792

1371

1815

1395

1844

1822

1395

1402

1872

1920

1459

1440

1910
1506

1969
1566

1965
1581

2002
1624

2107

1682

1000

500

0
Mid Aug Mid Sep Mid Oct Mid Nov Mid Dec Mid Jan Mid Feb Mid Mar Mid Apr Mid May Mid June Mid July
2015

2015

2015

2015

2015

2016

2016

2016

2016

2016

2016

Nepal Rastra Bank


Banks & Financial Institution Regulation Department
Statistics Division

2073 Asar
Mid-July, 2016

2016

Explanatory Notes
1
2
3

"Banking and Financial Statistics, Monthly" contains statistical information of NRB licensed
Banks and Financial Institutions (BFIs).
Blank spaces in the headings and sub-headings indicate the unavailability of data or nil in
transactions or not submitted in prescribed format.
The following months of the Gregorian Calendar year are the approximate equivalent of the
months of the Nepalese Calendar Year:
Nepalese Month
Baisakh
Jeth
Asar
Saun
Bhadau
Asoj
Kattik
Mangsir
Pus
Magh
Fagun
Chait

Statistics of following Licensed BFIs have been used.


Data available , out of total number
Total Number of Licensed BFIs*

5
6
7

Gregorian Month
Mid-May
Mid-June
Mid-July
Mid-Aug
Mid-Sept
Mid-Oct
Mid-Nov
Mid-Dec
Mid-Jan
Mid-Feb
Mid-Mar
Mid-Apr

Commercial
Banks
28
28

Development
Banks
67
67

Finance
Companies
40
42

Micro
Credits
42
42

Total
177
179

* Samjhana Finance Ltd. and Himalaya Finance Ltd. ("C" class Financial Institution ) are in
the process of liquidation
All the amount in this statistics are in million of rupees.
Short Names of BFIs are used in notification and their full names have been provided in the last page
(List of Bank & Financial Institutions).
Data of Nepal Finance Ltd. and Premier Finance Ltd., has been taken from previous month.

Contents
1.
2.
3.
4.
5.

Explanatory note
Major financial indicators
Statement of Assets & Liabilities of Banks & Financial Institutions
Profit & Loss Account of Banks & Financial Institutions
Statement of Sector wise, Product wise and Security wise Credit

Page
1
2
3
7
11

6. Statement of Assets and Liabilities


a. Commercial banks
b. Development banks
c.
Finance companies

15
17
22

7. Profit & Loss account


a. Commercial banks
b. Development banks
c.
Finance companies

27
28
32

8. Sector- wise, product-wise and security-wise credit


a. Commercial banks
b. Development banks
c.
Finance companies

36
37
41

9. Micro-credit development banks


a. Major financial indicators
b. Statement of assets and liabilities
c. Profit & loss account
d. Miscellaneous Information

44
44
44
44

10. Districtwise Branch List

45

11. List of bank and financial institutions with short name

47

Major Financial Indicators


as on Asar End, 2073

Class "A"

Class "B" Class "C" Overall

A. Credit, Deposit Ratios (%)


1
2
3
4
5
6
7
8
9
10

Total Deposit/GDP
Total Credit/GDP
Total Credit/ Total Deposit
Lcy Credit/Lcy Deposit & Core Capital
Fixed Deposit/Total Deposit
Saving Deposit/Total Deposit
Current Deposit/Total Deposit
NPL/ Total Loan
Total LLP/Total Loan
Deprived SectorLoan/Total Loan $

78.47
61.93
78.91
75.97
29.72
39.60
10.10
1.82
2.51
5.52

12.39
10.36
83.62
74.56
24.49
51.56
2.42
1.48
2.12
6.77

2.86
2.51
87.72
71.05
38.80
51.43
0.20
14.42
15.54
4.57

93.72
74.79
79.80
75.59
29.31
41.54
8.78
2.19
2.89
5.65

14.39
10.61
26.17

16.94
1.97
32.75

28.48
5.16
44.80

15.15
9.30
27.61

10.62
12.12

14.41
15.31

21.28
22.22

11.52
12.91

1869
13010175
753636
812
213084
102
1604578
489835
1661
4142390
52014
82797

852
3302162
303934

175
523680
39000

133561
23036
230
479318

16427
2594
17
35417

2896
16836017
1096570
812
213084
102
1754566
515465
1908
4657125
52014
82797

B. Liquidity Ratios (%)


1
2
3

Cash & Bank Balance/Total Deposit


Investment in Gov. Security/Total Deposit
Total Liquid Assets/Total Deposit

C. Capital Adequacy Ratios (%)*


1
2

Core Capital/RWA
Total Capital/RWA

D. Financial Access
1
2
3
4
5
6
7
8
9
10
11
12

No. of Branches
No. of Deposit Accounts
No.of Loan Accounts
No. of Branchless Banking Centers
No. of Branchless Banking Customers
No. of Non-operated Branchless Banking Centers

No. of Mobile Banking Customers


No. of Internet Banking Customers
No. of ATMs
No. of Debit Cards
No. of Credit Cards
No. of Prepaid Cards

E. Interest Rate(%)
1

Wt. Avg Interest on Deposit


(a) Saving
(b) Fixed
(c) Call
Wt. Avg Interest on Credit

3.28
2.24
5.57
3.81
8.86

Note: Bank balance includes money at call


Nominal GDP(At Producer's Price) for 2015/16 Rs. 2248691 million(Preliminary)
Negative core capital has been excluded in calculation of Capital Adequacy Ratios
$ 6 months prior Total Loan is taken for calculating Deprived Sector Lending
* The Capital Adequacy Ratio of Commercial Banks is as of previous month end.

Statement of Assets and Liabilities of Banks & Financial Institutions (Aggregate)

Liabilities

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL

Mid-July
2013

2014

Mid-June
2016

2015

Mid-July
2016

% Change

1
131724.33
119506.94
26038.22
-22344.20
8523.37
26999.28
2884.28
10466.63
2954.26
2438.25
8255.86
1250061.98
111686.53
471215.43
423478.43
225704.81
17976.78
1561.63
140770.30
42223.77
27920.72
70625.81
7290.04
26544.74
1584952.29

2
145861.43
128985.27
32722.08
-27214.24
11368.33
18202.84
2010.04
5182.01
4.12
1306.53
9700.14
1477832.61
129108.41
587593.46
453408.61
285024.29
22697.85
1553.13
169227.44
48932.49
30453.76
89841.19
2869.47
31566.75
1847113.68

3
4
5
162992.51 205700.70 214892.48
140794.10 161180.15 163370.74
37149.85
43483.46
43680.58
-27802.05 -17753.11 -11166.95
12850.60
18790.20
19008.11
21355.96
38619.25
42822.19
3291.48
3607.44
6855.13
5504.53
19481.52
20083.07
0.00
0.00
0.00
1119.81
4757.92
5111.62
11440.14
10772.37
10772.37
1771946.15 2002140.77 2107502.69
158746.16 161301.44 185135.30
714466.16 844557.06 875419.91
513283.02 582445.54 617634.95
363041.66 386216.11 401829.34
22409.16
27620.61
27483.20
1729.91
3186.87
3927.13
188093.19 225462.29 206694.45
51482.56
52460.34
48593.77
31256.97
43869.87
32000.69
105353.66 129132.07 126099.99
280.36
11614.16
13817.41
36755.88
36621.31
49443.18
2183153.96 2523345.34 2639099.54

2/1
10.73
7.93
25.67
21.80
33.38
-32.58
-30.31
-50.49
-99.86
-46.42
17.49
18.22
15.60
24.70
7.07
26.28
26.26
-0.54
20.22
15.89
9.07
27.21
-60.64
18.92
16.54

3/2
11.74
9.16
13.53
2.16
13.04
17.32
63.75
6.22
-100.00
-14.29
17.94
19.90
22.96
21.59
13.21
27.37
-1.27
11.38
11.15
5.21
2.64
17.27
-90.23
16.44
18.19

5/4
4.47
1.36
0.45
-37.10
1.16
10.88
90.03
3.09
0.00
7.43
0.00
5.26
14.78
3.65
6.04
4.04
-0.50
23.23
-8.32
-7.37
-27.06
-2.35
18.97
35.01
4.59

259224.93
35728.20
34876.14
852.06
173856.67
130802.82
23269.10
5673.35
14111.40
49640.06
151339.99
149700.83
1639.16
66725.48
945698.45
915010.01
21910.20
8778.24
9007.88
1015.49
28916.79
104448.21
30638.63
73809.58
622.02
3731.30
10394.09
3827.69
1584952.31

319196.62
41862.07
41073.72
788.35
220546.60
162286.93
34656.48
5302.85
18300.33
56787.95
162544.89
160867.12
1677.78
72656.22
1119260.81
1084965.27
26247.72
8047.82
9805.60
737.25
30477.72
123962.34
32041.34
91920.99
491.99
4756.96
-1032.54
4255.78
1847113.65

353397.28 345401.61 385746.01


48642.45
46867.48
56937.25
47305.51
44607.29
55937.33
1336.94
2260.19
999.92
237957.23 230749.59 262419.81
165070.53 151455.39 180498.18
37838.00
36538.42
41730.30
6882.80
8040.55
8437.01
28165.90
34715.23
31754.32
66797.60
67784.54
66388.94
206160.48 218389.94 238675.86
182112.29 207943.27 196070.31
24048.18
10446.67
42605.55
85675.60 117965.43 131777.67
1345671.32 1611218.29 1669203.04
1230999.56 1557457.70 1542024.97
30678.62
47141.13 121291.82
83993.14
6619.46
5886.25
14548.03
11957.53
11601.52
1132.63
1128.62
1075.28
31732.63
33653.98
35044.21
135346.49 159545.60 144135.22
32792.14
49643.40
34038.25
102554.35 109902.20 110096.97
392.16
351.25
319.21
5250.92
5140.96
4797.21
2947.32
17770.42
16089.93
899.11
821.72
634.40
2183153.98 2523345.34 2639099.55

23.14
17.17
17.77
-7.48
26.86
24.07
48.94
-6.53
29.68
14.40
7.40
7.46
2.36
8.89
18.35
18.57
19.80
-8.32
8.86
-27.40
5.40
18.68
4.58
24.54
-20.90
27.49
-109.93
11.18
16.54

10.71
16.20
15.17
69.59
7.89
1.72
9.18
29.79
53.91
17.63
26.83
13.21
1333.34
17.92
20.23
13.46
16.88
943.68
48.36
53.63
4.12
9.18
2.34
11.57
-20.29
10.38
-385.44
-78.87
18.19

11.68
21.49
25.40
-55.76
13.72
19.18
14.21
4.93
-8.53
-2.06
9.29
-5.71
307.84
11.71
3.60
-0.99
157.30
-11.08
-2.98
-4.73
4.13
-9.66
-31.43
0.18
-9.12
-6.69
-9.46
-22.80
4.59

Assets
1

LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
INVESTMENTS
a. Govt.Securities
b Others

SHARE & OTHER INVESTMENT

5
6

LOANS & ADVANCES


a. Private Sector
b. Financial Institutions
c. Government Organizations
BILLS PURCHASED
LOANS AGT. COLLECTED BILLS

FIXED ASSETS

OTHER ASSETS
a. Accrued Interests
b. Others
Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c
TOTAL

9
10
11
12

Statement of Assets and Liabilities of Commercial Banks

Liabilities

Mid-July
2013

2014

2015

Mid-June
2016

Mid-July
2016

% Change

1
94660.68
79652.07
21995.65
-14452.96
7465.92
22792.86
2314.28
7368.77
2954.26
1905.41
8250.14
1020830.77
108656.63
358546.88
345412.03
196045.33
12169.90
1549.62
104427.07
25582.29
20628.97
58215.80
1927.71
21060.43
1267249.14

2
108212.91
87454.02
27696.23
-16561.92
9624.58
15228.20
2010.04
2601.47
4.12
912.42
9700.14
1204463.40
125065.83
450524.99
365048.50
247429.62
16394.45
1513.82
127781.31
31622.89
21397.75
74760.68
-2495.70
23141.71
1477845.65

3
4
5
122167.95 159401.89 170147.60
97921.41 117700.46 121090.62
31063.03
36219.13
36597.19
-17279.67 -10899.28
-4332.54
10463.18
16381.57
16792.32
18419.75
32383.67
37269.65
3291.48
3414.54
6661.23
2762.58
13438.84
14724.43
0.00
0.00
0.00
925.56
4757.92
5111.62
11440.14
10772.37
10772.37
1462896.12 1666080.03 1764592.44
153598.94 156158.47 178263.95
559391.64 670339.37 698691.30
419883.01 484887.49 524462.99
313955.92 333036.31 340863.88
16066.61
21658.38
22310.33
1698.32
3131.84
3871.77
146984.02 179042.77 166839.27
35779.54
37141.26
34894.47
21287.89
31393.78
22183.24
89916.59 110507.74 109761.56
-5325.76
2476.57
3962.29
27664.37
28415.45
38128.55
1774504.78 2070932.21 2184811.57

2/1
14.32
9.80
25.92
14.59
28.91
-33.19
-13.15
-64.70
-99.86
-52.11
17.58
17.99
15.10
25.65
5.68
26.21
34.71
-2.31
22.36
23.61
3.73
28.42
-229.46
9.88
16.62

3/2
12.90
11.97
12.16
4.33
8.71
20.96
63.75
6.19
-100.00
1.44
17.94
21.46
22.81
24.16
15.02
26.89
-2.00
12.19
15.03
13.14
-0.51
20.27
113.40
19.54
20.07

5/4
6.74
2.88
1.04
-60.25
2.51
15.09
95.08
9.57
0.00
7.43
0.00
5.91
14.16
4.23
8.16
2.35
3.01
23.63
-6.82
-6.05
-29.34
-0.68
59.99
34.18
5.50

185758.20
29908.23
29107.29
800.94
140521.89
120642.29
5753.34
160.35
13965.91
15328.08
2
146469.06
144855.42
1613.63
3 SHARE & OTHER INVESTMENT
63457.22
4 LOANS & ADVANCES
748753.66
a. Private Sector
723355.09
b. Financial Institutions
16673.89
c. Government Organizations
8724.68
5 BILLS PURCHASED
7438.39
6 LOANS AGT. COLLECTED BILLS
1015.49
7 FIXED ASSETS
21164.90
8 OTHER ASSETS
85601.07
a. Accrued Interests
23015.22
b. Others
62585.85
9 Expenses not Written off
475.18
10 Non Banking Assets
2037.98
11 Reconcillation Account
4988.80
12 Profit & Loss A/c
89.21
TOTAL
1267249.16

226401.82
34628.53
33928.61
699.91
177300.62
149910.91
9153.13
18.78
18217.79
14472.67
156830.54
155190.33
1640.22
69534.76
891629.91
860588.35
23050.77
7990.78
9794.86
737.25
22600.03
102400.91
22763.51
79637.40
398.44
2046.79
-6377.24
1847.55
1477845.62

250377.11 242126.39 274495.34


40636.96
38184.04
47988.66
39384.90
35978.04
47060.55
1252.06
2206.01
928.11
189230.03 177609.49 205858.37
147933.67 134890.48 161790.30
13172.91
8158.86
12470.74
125.88
43.07
83.09
27997.56
34517.08
31514.23
20510.12
26332.86
20648.32
200262.57 208949.50 229827.62
176214.77 198549.03 187275.77
24047.80
10400.47
42551.85
81897.82 114075.42 128320.72
1087486.69 1319986.85 1380358.68
976374.75 1278367.19 1256142.55
27231.05
35110.25 118383.24
83880.89
6509.41
5832.88
14533.93
11948.63
11595.12
1132.63
602.17
548.83
24479.96
26580.83
28610.94
113748.89 134856.25 122000.30
22293.32
36896.99
23985.61
91455.57
97959.27
98014.69
318.55
270.06
252.50
2608.84
2846.16
2543.30
-2675.08
8629.51
6258.22
332.89
60.44
0.00
1774504.79 2070932.21 2184811.58

21.88
15.78
16.56
-12.61
26.17
24.26
59.09
-88.29
30.44
-5.58
7.07
7.13
1.65
9.58
19.08
18.97
38.24
-8.41
31.68
-27.40
6.78
19.63
-1.09
27.25
-16.15
0.43
-227.83
1971.02
16.62

10.59
17.35
16.08
78.89
6.73
-1.32
43.92
570.21
53.68
41.72
27.69
13.55
1366.13
17.78
21.97
13.45
18.14
949.72
48.38
53.63
8.32
11.08
-2.07
14.84
-20.05
27.46
-58.05
-81.98
20.07

13.37
25.68
30.80
-57.93
15.91
19.94
52.85
92.92
-8.70
-21.59
9.99
-5.68
309.13
12.49
4.57
-1.74
237.18
-10.39
-2.96
-8.86
7.64
-9.53
-34.99
0.06
-6.50
-10.64
-27.48
-100.00
5.50

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL

Assets
1

LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
INVESTMENTS
a. Govt.Securities
b Others

Statement of Assets and Liabilities of Development Banks

Liabilities

Mid-July
2013

2014

2015

Mid-June
2016

Mid-July
2016

% Change

1
2
25094.11 27683.64
23568.92 25606.53
2105.95
2706.17
-1106.59 -1481.47
525.84
852.40
2753.56
2408.48
570.00
0.00
1645.00
2014.38
0.00
0.00
532.84
394.11
5.72
0.00
160249.64 199932.80
2944.14
3964.21
83215.90 105094.40
45134.34 53998.41
28491.56 36345.53
463.70
530.25
8.37
32.71
16778.07 20116.85
5847.74
6860.14
2594.60
3117.96
8335.74 10138.76
3374.90
3671.63
3251.27
5079.57
211509.94 258925.69

3
4
30296.85 35132.20
27448.46 29390.56
3608.10
4424.90
-1907.59
-23.42
1147.88
1340.15
2454.26
3627.94
0.00
5.00
2260.00
3622.94
0.00
0.00
194.26
0.00
0.00
0.00
237096.19 263968.12
5056.01
5040.75
120779.93 138043.07
62203.55 68585.59
48166.94 51712.58
889.75
586.13
27.17
54.56
20670.18 22149.59
6171.65
5658.99
3322.76
4525.23
11175.78 11965.37
3800.85
7100.78
6296.30
5723.67
300641.79 337756.86

5
34481.56
29216.56
4420.10
-248.18
1093.08
2993.89
5.00
2988.89
0.00
0.00
0.00
278631.25
6741.29
143668.59
68230.74
59245.77
744.86
54.46
18746.57
4936.93
2618.40
11191.25
7783.30
8153.72
350844.75

2/1
10.32
8.65
28.50
33.88
62.10
-12.53
-100.00
22.45
0.00
-26.04
-100.00
24.76
34.65
26.29
19.64
27.57
14.35
290.66
19.90
17.31
20.17
21.63
8.79
56.23
22.42

3/2
9.44
7.19
33.33
28.76
34.66
1.90
0.00
12.19
0.00
-50.71
0.00
18.59
27.54
14.93
15.20
32.53
67.80
-16.92
2.75
-10.04
6.57
10.23
3.52
23.95
16.11

5/4
-1.85
-0.59
-0.11
959.84
-18.44
-17.48
0.00
-17.50
0.00
0.00
0.00
5.55
33.74
4.08
-0.52
14.57
27.08
-0.18
-15.36
-12.76
-42.14
-6.47
9.61
42.46
3.87

52289.75 68931.29
4833.15
6139.82
4782.29
6051.74
50.85
88.07
19565.36 27923.34
7457.99
9163.59
9507.63 15810.29
2454.26
2866.92
145.49
82.54
27891.24 34868.13
2
3118.77
3230.11
3118.24
3229.98
0.54
0.12
3 SHARE & OTHER INVESTMENT
2124.29
1564.99
4 LOANS & ADVANCES
131168.99 161799.22
a. Private Sector
126319.47 160516.87
b. Financial Institutions
4809.98
1246.52
c. Government Organizations
39.54
35.83
5 BILLS PURCHASED
1562.24
4.34
6 LOANS AGT. COLLECTED BILLS
0.00
0.00
7 FIXED ASSETS
4745.85
5259.37
8 OTHER ASSETS
10596.49 11379.64
a. Accrued Interests
2815.95
3316.39
b. Others
7780.55
8063.25
9 Expenses not Written off
71.58
43.37
10 Non Banking Assets
940.33
1539.64
11 Reconcillation Account
3375.86
3645.30
12 Profit & Loss A/c
1515.77
1528.41
TOTAL
211509.94 258925.69

79794.81 76992.14
6979.21
7533.58
6894.72
7479.47
84.49
54.11
33250.96 34688.18
14008.99 13735.32
15817.63 16396.66
3255.99
4358.05
168.34
198.15
39564.65 34770.39
3338.45
5747.51
3338.33
5742.51
0.12
5.00
2037.17
2384.97
193462.91 226305.83
191447.83 221626.01
1981.58
4674.36
33.50
5.46
7.70
2.50
0.00
0.00
4925.03
4986.75
10992.49 12545.79
3803.85
4659.47
7188.64
7886.32
35.13
40.54
1840.38
1103.78
3820.15
7097.95
387.56
549.11
300641.79 337756.86

85767.68
7891.86
7820.18
71.68
39311.73
16081.21
19092.59
3897.84
240.09
38564.09
5491.83
5479.33
12.50
2103.22
232993.26
230577.07
2414.50
1.68
0.00
0.00
4544.27
10733.79
2793.27
7940.52
36.37
1000.79
7749.91
423.63
350844.75

31.83
27.04
26.54
73.18
42.72
22.87
66.29
16.81
-43.27
25.01
3.57
3.58
-76.93
-26.33
23.35
27.07
-74.08
-9.38
-99.72
0.00
10.82
7.39
17.77
3.63
-39.41
63.73
7.98
0.83
22.42

15.76
13.67
13.93
-4.07
19.08
52.88
0.05
13.57
103.95
13.47
3.35
3.35
0.00
30.17
19.57
19.27
58.97
-6.49
77.26
0.00
-6.36
-3.40
14.70
-10.85
-18.99
19.53
4.80
-74.64
16.11

11.40
4.76
4.56
32.48
13.33
17.08
16.44
-10.56
21.17
10.91
-4.45
-4.58
149.96
-11.81
2.96
4.04
-48.35
-69.13
-100.00
0.00
-8.87
-14.44
-40.05
0.69
-10.28
-9.33
9.19
-22.85
3.87

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL

Assets
1

LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
INVESTMENTS
a. Govt.Securities
b Others

Statement of Assets and Liabilities of Finance Companies

Liabilities

Mid-July
2013

2014

2015

Mid-June
2016

Mid-July
2016

% Change

1
11969.53
16285.95
1936.62
-6784.65
531.61
1452.87
0.00
1452.87
0.00
0.00
0.00
68981.56
85.76
29452.65
32932.05
1167.92
5343.18
3.63
19565.16
10793.74
4697.16
4074.26
1987.43
2233.04
106193.21

2
9964.89
15924.71
2319.67
-9170.85
891.35
566.16
0.00
566.16
0.00
0.00
0.00
73436.41
78.38
31974.07
34361.69
1249.13
5773.15
6.60
21329.27
10449.46
5938.05
4941.75
1693.55
3345.47
110342.35

3
4
5
10527.71 11166.60 10263.32
15424.23 14089.12 13063.56
2478.72
2839.43
2663.29
-8614.79 -6830.42 -6586.24
1239.54
1068.47
1122.71
481.95
2607.64
2558.64
0.00
187.90
188.90
481.95
2419.74
2369.74
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
71953.84 72092.62 64279.00
91.21
102.21
130.06
34294.58 36174.62 33060.01
31196.45 28972.46 24941.22
918.79
1467.22
1719.69
5452.80
5376.10
4428.01
4.41
0.47
0.90
20438.99 24269.93 21108.62
9531.38
9660.10
8762.38
6646.32
7950.86
7199.06
4261.29
6658.97
5147.18
1805.27
2036.81
2071.83
2795.21
2482.19
3160.91
108007.39 114656.27 103443.22

2/1
-16.75
-2.22
19.78
35.17
67.67
-61.03
0.00
-61.03
0.00
0.00
0.00
6.46
-8.61
8.56
4.34
6.95
8.05
81.73
9.02
-3.19
26.42
21.29
-14.79
49.82
3.91

3/2
5.65
-3.14
6.86
-6.06
39.06
-14.87
0.00
-14.87
0.00
0.00
0.00
-2.02
16.38
7.26
-9.21
-26.45
-5.55
-33.11
-4.17
-8.79
11.93
-13.77
6.60
-16.45
-2.12

5/4
-8.09
-7.28
-6.20
-3.57
5.08
-1.88
0.53
-2.07
0.00
0.00
0.00
-10.84
27.25
-8.61
-13.91
17.21
-17.64
90.35
-13.03
-9.29
-9.46
-22.70
1.72
27.34
-9.78

21176.97
986.82
986.56
0.26
13769.41
2702.54
8008.13
3058.74
0.00
6420.74
2
1752.16
1727.17
24.99
3 SHARE & OTHER INVESTMENT
1143.97
4 LOANS & ADVANCES
65775.79
a. Private Sector
65335.45
b. Financial Institutions
426.32
c. Government Organizations
14.02
5 BILLS PURCHASED
7.25
6 LOANS AGT. COLLECTED BILLS
0.00
7 FIXED ASSETS
3006.04
8 OTHER ASSETS
8250.65
a. Accrued Interests
4807.46
b. Others
3443.18
9 Expenses not Written off
75.26
10 Non Banking Assets
752.98
11 Reconcillation Account
2029.43
12 Profit & Loss A/c
2222.71
TOTAL
106193.21

23863.52
1093.73
1093.36
0.37
15322.64
3212.44
9693.05
2417.15
0.00
7447.15
2484.24
2446.81
37.44
1556.47
65831.69
63860.05
1950.43
21.21
6.40
0.00
2618.31
10181.79
5961.44
4220.34
50.19
1170.53
1699.39
879.82
110342.35

23225.37 26283.08 25482.99


1026.28
1149.86
1056.73
1025.89
1149.79
1056.60
0.39
0.07
0.13
15476.25 18451.92 17249.72
3127.86
2829.60
2626.67
8847.46 11982.90 10166.97
3500.93
3639.43
4456.08
0.00
0.00
0.00
6722.84
6681.30
7176.54
2559.46
3692.93
3356.41
2559.20
3651.73
3315.21
0.26
41.20
41.20
1740.61
1505.04
1353.73
64721.71 64925.61 55851.11
63176.98 57464.50 55305.34
1465.98
7356.52
494.08
78.74
104.59
51.68
6.40
6.40
6.40
0.00
526.45
526.45
2327.65
2086.40
1889.00
10605.10 12143.56 11401.12
6694.97
8086.95
7259.36
3910.13
4056.61
4141.76
38.48
40.65
30.34
801.69
1191.02
1253.12
1802.25
2042.96
2081.80
178.66
212.16
210.77
108007.39 114656.27 103443.22

12.69
10.83
10.83
39.63
11.28
18.87
21.04
-20.98
0.00
15.99
41.78
41.67
49.83
36.06
0.08
-2.26
357.50
51.22
-11.70
0.00
-12.90
23.41
24.00
22.57
-33.32
55.45
-16.26
-60.42
3.91

-2.67
-6.17
-6.17
6.89
1.00
-2.63
-8.72
44.84
0.00
-9.73
3.03
4.59
-99.30
11.83
-1.69
-1.07
-24.84
271.34
0.00
0.00
-11.10
4.16
12.30
-7.35
-23.32
-31.51
6.05
-79.69
-2.12

-3.04
-8.10
-8.10
77.68
-6.52
-7.17
-15.15
22.44
0.00
7.41
-9.11
-9.22
0.00
-10.05
-13.98
-3.76
-93.28
-50.59
0.00
0.00
-9.46
-6.11
-10.23
2.10
-25.38
5.21
1.90
-0.66
-9.78

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL

Assets
1

LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
INVESTMENTS
a. Govt.Securities
b Others

Profit and Loss Statement of Banks & Financial Institutions (Aggregate)


Mid-July
2013
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operating Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision

7.1.1.1 Pass Loan Loss Provision


7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES

2014

2015

Mid-June
2016

Mid-July
2016

% Change

1
65347.35
64029.79
21211.31
33220.30
1471.28
1574.49
15584.32
14590.21
9552.50
45.69
1317.56
385.30
15947.51
14673.00
30.53
14.83
15.70
1309.70
14903.98
12280.32
2998.01
0.00
0.00
8865.40
416.91
1916.95
204.60
502.11
942.54
2879.03
8638.47
481.92
25958.90
151498.22

2
68151.35
66485.63
21763.14
34583.20
2866.37
1065.31
15136.29
15515.23
10108.65
30.64
1665.72
448.04
18747.82
15067.83
30.99
16.21
14.77
143.87
14274.84
12362.41
2835.44
0.00
0.00
9424.45
102.52
1498.26
40.12
374.06
623.54
3452.11
10677.75
45.06
29331.59
160994.78

3
4
5
67271.02 61142.28 64943.04
65418.33 59712.53 63252.25
22494.48 20354.30 21234.79
31594.10 29870.00 31710.65
1995.01
1755.08
1914.75
1043.26
972.60
1240.54
14308.11 14883.42 15369.26
14247.72 12258.90 13186.09
11302.25
9483.36 10301.47
27.50
4.86
5.34
1852.69
1429.76
1690.79
509.46
482.78
546.23
21218.85 19711.25 22715.53
17624.25 15444.69 18123.58
64.81
195.85
197.03
64.83
178.08
182.01
-0.01
17.78
15.02
89.80
124.11
106.14
12781.47
9089.51
9649.95
11018.41
7990.12
8451.80
4071.38
3758.89
5107.97
3210.53
3184.97
4530.40
860.85
573.91
577.57
6627.48
3835.93
3028.49
319.54
395.31
315.34
1429.51
827.80
1012.22
101.98
16.03
14.53
231.58
255.56
171.40
439.90
251.20
355.03
4053.16
4227.28
5851.53
12158.39 12877.51 17591.64
495.79
22.00
61.16
37039.32 36007.01 49004.93
173746.23 159575.47 189145.80

2/1
3/2
4.29
-1.29
3.84
-1.61
2.60
3.36
4.10
-8.64
94.82 -30.40
-32.34
-2.07
-2.87
-5.47
6.34
-8.17
5.82
11.81
-32.92 -10.26
26.42
11.22
16.28
13.71
17.56
13.18
2.69
16.97
1.51 109.15
9.34 299.81
-5.88 -100.09
-89.02 -37.58
-4.22 -10.46
0.67 -10.87
-5.42
43.59
0.00
0.00
0.00
0.00
6.31 -29.68
-75.41 211.68
-21.84
-4.59
-80.39 154.17
0.00
0.00
-33.84 -29.45
19.91
17.41
23.61
13.87
-90.65 1000.27
12.99
26.28
6.27
7.92

120744.64
111530.06
4109.86
3700.66
22.70
336.67
49.84
1183.87
2528.67
1392.18
7162.36
212.27
5444.04
1506.06
3225.60
731.73
2493.87
4603.37
2359.48
8345.00
1274.79
434.89
3348.21
151498.33

127191.89
119484.79
3502.98
3049.44
28.74
234.04
190.76
962.10
2108.65
1133.37
8051.43
231.80
6517.57
1302.07
4168.69
220.18
3948.52
5508.69
4041.44
8679.68
806.02
526.32
2020.61
160994.77

134011.48 125274.78 146483.09


5.34
127175.43 118772.42 138782.71
7.13
2309.29
2971.40
3487.02 -14.77
1982.25
2530.71
3005.11 -17.60
76.54
126.22
136.72 26.59
160.24
172.13
199.66 -30.48
90.26
142.33
145.54 282.77
716.42
512.15
589.35 -18.73
2633.89
2010.15
2513.39 -16.61
1176.47
1008.66
1110.61 -18.59
8935.14
8729.29
9828.97 12.41
248.42
288.92
300.48
9.20
7494.65
7326.82
8074.48 19.72
1192.07
1113.54
1454.01 -13.54
4761.74
5188.27
5708.82 29.24
983.31
1249.87
1342.09 -69.91
3778.43
3938.40
4366.73 58.33
7326.73
8045.40
9123.21 19.67
4743.47
2670.92
4775.86 71.29
11842.55
8257.40 11550.65
4.01
1508.63
1010.60
1276.09 -36.77
157.81
191.01
231.44 21.02
458.66
207.75
167.67 -39.65
173746.22 159575.42 189145.79
6.27

5/4
6.22
5.93
4.33
6.16
9.10
27.55
3.26
7.56
8.63
9.95
18.26
13.14
15.24
17.35
0.60
2.21
-15.51
-14.48
6.17
5.78
35.89
42.24
0.64
-21.05
-20.23
22.28
-9.35
-32.93
41.33
38.42
36.61
178.03
36.10
18.53

Income
1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME

5.36
6.44
-34.08
-35.00
166.33
-31.53
-52.68
-25.54
24.91
3.80
10.98
7.17
14.99
-8.45
14.23
346.60
-4.31
33.00
17.37
36.44
87.17
-70.02
-77.30
7.92

16.93
16.85
17.35
18.75
8.31
15.99
2.25
15.07
25.03
10.11
12.60
4.00
10.20
30.58
10.03
7.38
10.88
13.40
78.81
39.88
26.27
21.17
-19.29
18.53

Profit and Loss Statement of Commercial Banks


Mid-July
2013
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operating Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision

7.1.1.1 Pass Loan Loss Provision


7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES

2014

2015

Mid-June
2016

Mid-July
2016

% Change

1
46386.97
45396.82
13318.11
24186.65
1329.07
1287.26
10714.10
10856.21
7846.59
45.47
990.15
377.73
13238.73
10544.25
30.04
14.41
15.63
1254.67
7951.98
6870.91
2080.28
0.00
0.00
4584.12
206.52
824.76
92.97
163.35
525.54
2381.36
7136.63
479.03
21058.94
111365.88

2
49263.53
47872.14
13593.22
26009.72
2734.87
861.78
10816.67
11596.41
8238.57
30.63
1391.40
441.61
15561.92
11195.23
23.74
12.23
11.51
15.61
8339.38
8091.42
2084.15
0.00
0.00
6007.27
0.00
207.96
-1.14
41.14
269.95
2660.27
8232.63
6.14
21294.17
117304.18

3
4
5 2/1
3/2
49191.03 44869.22 47854.50
6.20
-0.15
47732.95 43556.57 46323.77
5.45
-0.29
14740.74 13181.67 13684.45
2.07
8.44
23632.62 22838.72 24433.35
7.54
-9.14
1909.08
1683.82
1842.14 105.77
-30.20
890.25
828.60
935.82 -33.05
3.30
10151.63 11250.94 11607.80
0.96
-6.15
10681.65
9075.36 10047.59
6.82
-7.89
9332.14
7531.36
8200.79
5.00
13.27
27.45
4.82
5.18 -32.64
-10.37
1458.08
1312.66
1530.73
40.52
4.79
505.07
480.43
543.21
16.91
14.37
17776.14 16544.68 19107.70
17.55
14.23
13613.82 12308.21 14313.59
6.17
21.60
63.27
18.44
19.05 -20.96 166.46
63.27
4.02
4.39 -15.13 417.26
0.00
14.41
14.66 -26.33 -100.00
13.39
43.84
70.03 -98.76
-14.18
9962.24
6241.14
7061.61
4.87
19.46
9070.71
5773.67
6401.84
17.76
12.10
3891.06
2853.67
4110.57
0.19
86.70
3163.99
2408.31
3625.52
0.00
0.00
727.07
445.37
485.05
0.00
0.00
5176.73
2748.97
2197.47
31.05
-13.83
2.92
171.03
93.81 -100.00
0.00
679.65
489.58
611.52 -74.79 226.82
40.37
4.56
4.97 -101.23 -3643.82
171.51
-26.67
43.27
0.00
0.00
103.45
16.29
77.54 -48.63
-61.68
3139.60
3424.07
4628.86
11.71
18.02
9521.99 10531.42 14145.34
15.36
15.66
465.47
13.67
56.32 -98.72 7475.89
28386.05 28355.01 38128.55
1.12
33.30
132741.51 122846.41 146006.29
5.33
13.16

90916.84
84815.44
3834.88
3459.06
22.70
317.74
35.38
896.86
585.23
784.42
6347.13
210.85
5028.62
1107.66
3134.60
725.00
2409.60
3015.50
1631.73
4665.37
1172.17
393.34
89.21
111365.87

95849.23
91023.28
3239.70
2816.91
28.74
218.55
175.50
714.00
258.09
614.16
7252.50
231.59
6022.89
998.02
4118.09
219.24
3898.85
3614.09
1241.27
4031.87
776.54
420.58
0.00
117304.17

101174.86 96498.68 113200.58


5.43
97566.06 91938.30 108083.45
7.32
2065.62
2792.73
3265.06 -15.52
1774.19
2391.66
2828.94 -18.56
76.54
126.22
136.72
26.59
132.56
144.03
167.89 -31.22
82.33
130.82
131.52 396.02
491.44
392.50
420.46 -20.39
399.14
594.44
627.38 -55.90
652.61
780.71
804.22 -21.70
8247.23
8209.01
9230.35
14.26
247.40
288.88
300.36
9.84
7055.01
7008.20
7688.74
19.77
944.82
911.92
1241.25
-9.90
4712.88
4946.34
5461.96
31.38
980.69
1027.78
1116.14 -69.76
3732.18
3918.56
4345.81
61.80
5281.25
5800.09
6555.19
19.85
3880.23
1443.21
2757.19 -23.93
7604.21
5050.47
7698.29 -13.58
1445.40
831.70
1024.53 -33.75
64.77
66.94
78.21
6.93
330.67
0.00
0.00 -100.00
132741.51 122846.42 146006.29
5.33

5/4
6.65
6.35
3.81
6.98
9.40
12.94
3.17
10.71
8.89
7.48
16.61
13.07
15.49
16.29
3.30
9.17
1.67
59.72
13.15
10.88
44.04
50.54
8.91
-20.06
-45.15
24.91
9.04
-262.24
376.06
35.19
34.32
312.12
34.47
18.85

Income
1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME

5.56
7.19
-36.24
-37.02
166.33
-39.35
-53.09
-31.17
54.65
6.26
13.72
6.82
17.14
-5.33
14.44
347.31
-4.27
46.13
212.60
88.60
86.13
-84.60
0.00
13.16

17.31
17.56
16.91
18.28
8.31
16.57
0.54
7.12
5.54
3.01
12.44
3.97
9.71
36.11
10.42
8.60
10.90
13.02
91.05
52.43
23.19
16.84
0.00
18.85

Profit and Loss Statement of Development Banks


Mid-July

1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operating Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision

7.1.1.1 Pass Loan Loss Provision


7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES

Mid-June
2016

2015

Mid-July
2016

% Change

2013

2014

1
12397.19
12161.49
5534.38
5016.64
64.12
171.54
2882.56
1898.41
1610.48
0.00
235.69
5.04
1921.62
2670.50
0.49
0.42
0.07
52.52
3989.53
3020.91
343.74
0.00
0.00
2630.48
46.69
535.23
103.17
330.22
349.24
332.34
1008.99
0.18
2848.11
25575.76

2
13000.57
12811.12
5944.44
5071.10
93.84
146.20
2573.54
2257.51
1795.59
0.00
189.45
5.43
2356.60
2905.88
7.25
3.98
3.26
110.83
3525.12
2554.92
563.53
0.00
0.00
1934.63
56.76
642.02
2.81
325.37
165.54
569.23
1810.11
36.78
4691.95
29185.27

3
4
13157.27 12229.64
12804.81 12126.78
5804.70 5449.85
5086.43 4807.82
59.93
51.07
116.36
115.09
2716.01 2540.13
2194.14 2101.52
1913.68 1869.11
0.00
0.00
352.45
102.87
3.26
1.01
2640.86 2487.19
3017.24 2477.19
1.55
177.42
1.56
174.05
-0.01
3.36
41.67
55.49
1866.82 1520.41
1349.90 1437.29
154.01
562.50
27.86
456.21
126.15
106.30
1104.99
848.48
90.90
26.31
497.62
63.65
11.46
2.19
7.84
17.28
225.49
116.84
704.19
645.73
2043.98 1872.77
20.53
0.76
5925.13 5182.72
29648.00 26767.18

5
2/1
13312.19
4.87
13172.88
5.34
5946.21
7.41
5212.02
1.09
54.26
46.35
278.90
-14.77
2769.74
-10.72
2109.12
18.92
2014.52
11.49
0.12
0.00
139.31
-19.62
1.36
7.71
2907.09
22.64
3038.53
8.81
177.98 1389.04
177.62
854.36
0.36 4614.50
16.31
111.03
1415.40
-11.64
1271.31
-15.43
733.07
63.94
652.10
0.00
80.97
0.00
502.83
-26.45
35.40
21.57
108.91
19.95
-0.43
-97.28
35.62
0.00
155.56
-52.60
962.73
71.28
2793.14
79.40
4.17 20106.10
7762.81
64.74
32547.27
14.11

19976.69
17902.49
152.17
138.40
0.00
4.72
9.05
184.86
1355.93
381.25
662.53
1.42
345.01
316.10
89.37
5.10
84.27
1101.70
539.65
1872.67
86.24
37.31
1209.71
25575.88

22130.34
20111.26
152.46
137.26
0.00
6.77
8.42
168.42
1401.86
296.34
616.60
0.20
401.50
214.90
50.60
0.94
49.67
1372.85
2135.56
1658.69
10.34
69.49
1140.79
29185.27

24453.29 22081.36
22110.85 20686.37
134.58
96.04
121.98
74.63
0.00
0.00
10.90
13.37
1.71
8.04
137.10
83.17
1688.66 1085.98
382.10
129.80
585.87
430.29
1.02
0.04
390.41
300.76
194.44
129.49
48.86
241.90
2.62
222.09
46.25
19.81
1552.34 1767.63
402.44
574.66
2531.66 1555.45
21.45
0.29
35.69
107.04
16.40
8.50
29648.00 26767.12

26440.45
24547.15
123.20
101.73
0.00
11.11
10.35
103.08
1486.16
180.86
487.12
0.12
364.54
122.46
246.86
225.94
20.92
2088.22
1130.88
2018.37
2.61
128.54
4.23
32547.27

3/2
1.21
-0.05
-2.35
0.30
-36.13
-20.41
5.54
-2.81
6.58
0.00
86.04
-39.85
12.06
3.83
-78.64
-60.83
-100.39
-62.40
-47.04
-47.16
-72.67
0.00
0.00
-42.88
60.14
-22.49
308.19
0.00
36.22
23.71
12.92
-44.18
26.28
1.59

5/4
8.85
8.63
9.11
8.41
6.24
142.34
9.04
0.36
7.78
0.00
35.43
34.36
16.88
22.66
0.32
2.05
-89.15
-70.61
-6.91
-11.55
30.32
42.94
-23.82
-40.74
34.56
71.11
-119.72
106.13
33.14
49.09
49.14
449.52
49.78
21.59

10.50
9.94
-11.73
-11.14
0.00
60.88
-79.75
-18.59
20.46
28.94
-4.98
409.97
-2.76
-9.52
-3.43
179.65
-6.88
13.07
-81.16
52.63
107.40
-48.64
-98.56
1.59

19.74
18.66
28.28
36.32
0.00
-16.89
28.77
23.95
36.85
39.34
13.21
225.56
21.21
-5.43
2.05
1.73
5.61
18.14
96.79
29.76
805.13
20.09
-50.19
21.59

Income
1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME

10.78
12.34
0.20
-0.82
0.00
43.40
-6.87
-8.89
3.39
-22.27
-6.93
-85.81
16.37
-32.02
-43.38
-81.66
-41.06
24.61
295.73
-11.43
-88.01
86.24
-5.70
14.11

Profit and Loss Statement of Finance Companies


Mid-July
2013
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operating Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision

7.1.1.1 Pass Loan Loss Provision


7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES

2014

2015

Mid-June
2016

Mid-July
2016

% Change

1
6563.19
6471.47
2358.82
4017.01
78.09
115.68
1987.66
1835.58
95.43
0.22
91.72
2.53
787.16
1458.25
0.00
0.00
0.00
2.51
2962.47
2388.50
573.99
0.00
0.00
1650.81
163.70
556.97
8.46
8.54
67.76
165.33
492.85
2.71
2051.85
14556.59

2
3
5887.25 4922.73
5802.37 4880.57
2225.47 1949.03
3502.38 2875.05
37.66
26.00
57.33
36.65
1746.08 1440.47
1661.31 1371.93
74.49
56.44
0.02
0.05
84.88
42.16
1.00
1.13
829.30
801.85
966.71
993.19
0.00
0.00
0.00
0.00
0.00
0.00
17.43
34.74
2410.35
952.41
1716.07
597.80
187.76
26.31
0.00
18.68
0.00
7.63
1482.55
345.76
45.76
225.73
648.27
252.23
38.45
50.14
7.55
52.23
188.06
110.96
222.60
209.37
635.01
592.41
2.14
9.80
3345.47 2728.14
14505.33 11356.71

4
5
4043.42 3776.34
4029.18 3755.60
1722.79 1604.12
2223.47 2065.28
20.19
18.35
28.91
25.82
1092.35
991.72
1082.02 1029.38
82.89
86.16
0.04
0.04
14.23
20.74
1.34
1.67
679.37
700.74
659.29
771.46
0.00
0.00
0.00
0.00
0.00
0.00
24.78
19.81
1327.96 1172.94
779.16
778.65
342.71
264.33
320.46
252.78
22.25
11.55
238.48
328.19
197.97
186.13
274.58
291.80
9.28
9.99
264.95
92.51
118.07
121.93
157.47
259.93
473.32
653.15
7.57
0.67
2469.28 3113.58
9961.87 10592.23

2/1
3/2
-10.30 -16.38
-10.34 -15.89
-5.65 -12.42
-12.81 -17.91
-51.78 -30.95
-50.44 -36.08
-12.15 -17.50
-9.49 -17.42
-21.94 -24.24
-91.20 170.55
-7.46 -50.33
-60.40 12.23
5.35
-3.31
-33.71
2.74
0.00
0.00
0.00
0.00
0.00
0.00
594.51 99.32
-18.64 -60.49
-28.15 -65.16
-67.29 -85.99
0.00
0.00
0.00
0.00
-10.19 -76.68
-72.05 393.30
16.39 -61.09
354.73 30.40
0.00
0.00
177.56 -41.00
34.64
-5.94
28.85
-6.71
-20.93 357.41
63.05 -18.45
-0.35 -21.71

5/4
-6.61
-6.79
-6.89
-7.11
-9.09
-10.68
-9.21
-4.86
3.94
-2.13
45.75
24.67
3.15
17.01
0.00
0.00
0.00
-20.06
-11.67
-0.07
-22.87
-21.12
-48.10
37.62
-5.98
6.27
7.69
-65.09
3.27
65.06
37.99
-91.12
26.09
6.33

9851.11
8812.13
122.82
103.20
0.00
14.21
5.41
102.16
587.50
226.51
152.70
0.00
70.40
82.30
1.64
1.64
0.00
486.17
188.09
1806.96
16.38
4.25
2049.29
14556.59

9212.31 8383.33
8350.25 7498.52
110.82
109.09
95.26
86.08
0.00
0.00
8.72
16.78
6.84
6.23
79.67
87.87
448.70
546.09
222.87
141.75
182.33
102.04
0.00
0.00
93.18
49.23
89.15
52.81
0.00
0.00
0.00
0.00
0.00
0.00
521.75
493.14
664.61
460.80
2989.11 1706.69
19.14
41.78
36.25
57.35
879.82
111.60
14505.33 11356.71

6694.74 6842.06
6147.75 6152.12
82.64
98.76
64.43
74.44
0.00
0.00
14.73
20.65
3.48
3.67
36.48
65.81
329.73
399.84
98.14
125.53
89.99
111.50
0.00
0.01
17.86
21.19
72.13
90.30
0.03
0.00
0.00
0.00
0.03
0.00
477.68
479.80
653.05
887.79
1651.48 1833.99
178.61
248.95
17.04
24.70
199.25
163.43
9961.87 10592.23

-6.48
-9.00
-5.24 -10.20
-9.77
-1.56
-7.69
-9.64
0.00
0.00
-38.63 92.50
26.42
-8.96
-22.01 10.30
-23.63 21.71
-1.60 -36.40
19.40 -44.04
0.00
0.00
32.35 -47.17
8.33 -40.77
-99.95 -10.24
-100.00
0.00
0.00 -10.24
7.32
-5.48
253.34 -30.67
65.42 -42.90
16.88 118.26
753.72 58.18
-57.07 -87.32
-0.35 -21.71

2.20
0.07
19.52
15.54
0.00
40.23
5.52
80.40
21.26
27.90
23.90
150.00
18.66
25.19
-99.99
-95.48
-100.00
0.44
35.95
11.05
39.39
44.96
-17.98
6.33

Income
1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME

10

Statement of Loans and Advances of Banks & Financial Institutions (Aggregate)


Mid-July
2013

Sectorwise

2014

2015

Mid-June
2016

Mid-July
2016

% Change

3
4
5 2/1
3/2
61783.87
75009.26
76816.32 23.00 28.31
3355.59
1855.86
1980.46 317.62 22.15
3525.74
3717.96
3404.03 -8.14 -1.52
255534.57 290722.63 296097.02 16.75 14.85
152480.40 178381.36 182851.94 23.49 28.53
34540.43
44031.68
46417.77 23.74 34.89
16208.31
18824.69
19473.46
7.24 15.82
48451.67
64311.24
67489.25
5.83 10.85
297286.58 358823.86 374322.54 23.02 21.86
107293.66 129201.92 135000.17
6.70 18.75
44028.90
53611.00
54426.26 31.18 33.79
63957.60
70040.85
72146.41 15.92 18.10
101450.14 118037.63 120843.49 25.30 16.61
1714.14
1649.88
1654.98 -5.80 44.93
169740.36 216084.63 228955.74 13.20 20.12
1361351.97 1624304.44 1681879.83 18.21 20.49

5/4
2.41
6.71
-8.44
1.85
2.51
5.42
3.45
4.94
4.32
4.49
1.52
3.01
2.38
0.31
5.96
3.54

136442.95 173069.81
184614.72 211367.58
41471.44
48161.32
220401.50 250607.47
66210.53
89484.87
86062.16
82482.16
12935.41
20031.63
53933.61
63653.90
39549.07
50576.56
8024.25
10045.08
106074.30 130323.28
955719.96 1129803.66

223149.61 260157.09 272694.42


245994.73 280005.47 294326.89
55141.88
75373.93
72678.07
293603.14 361353.81 365785.23
118861.54 138623.38 142815.41
85678.07 104019.95 108071.88
24084.77
34133.61
37681.04
80966.96 103203.49 110094.35
63889.82
74960.59
81239.19
13511.29
12420.67
12530.80
156470.18 180052.42 183962.55
1361351.98 1624304.43 1681879.83

28.94
16.38
14.49
17.16
32.83
3.87
20.23
27.20
26.32
34.51
20.06
20.49

4.82
5.11
-3.58
1.23
3.02
3.90
10.39
6.68
8.38
0.89
2.17
3.54

28785.76
31102.67
3004.07
992.12
8218.97
14092.14
11671.47
10774.58
10995.52
9893.47
675.95
881.11
820463.46 936410.77
681424.84 785804.82
139038.62 150605.95
7710.77
11927.48
1010.89
2817.51
6699.89
9109.97
21747.59
29975.14
3394.30
2155.95
13009.84
20737.62
959.91
2001.69
1364.92
2167.66
115.10
192.25
2903.51
2706.26
373.59
410.98
53744.25
94117.78
955719.94 1129803.67

31374.67
30649.82
30642.25
8.05 0.87
784.73
809.25
1014.67 -66.97 -20.90
18776.93
27944.98
29668.70 71.46 33.24
9824.90
11931.55
10553.39 -7.68 -8.81
8925.88
10405.67
9577.14 -10.02 -9.78
899.02
1525.88
976.25 30.35 2.03
1131830.49 1404557.88 1463645.87 14.13 20.87
957231.98 1177481.68 1207217.80 15.32 21.82
174598.50 227076.19 256428.07
8.32 15.93
13969.01
15441.30
15710.45 54.69 17.12
3532.80
3820.91
3525.87 178.72 25.39
10436.21
11620.39
12184.58 35.97 14.56
40479.05
51690.39
52993.07 37.83 35.04
2385.24
2562.78
2364.19 -36.48 10.64
27833.31
31048.85
33209.50 59.40 34.22
2350.72
4215.90
4054.12 108.53 17.44
3581.03
5152.20
4855.55 58.81 65.20
93.08
4921.22
4226.93 67.03 -51.58
4235.68
3789.44
4282.79 -6.79 56.51
427.58
554.17
416.03 10.01 4.04
113884.53
80725.12
77235.40 75.12 21.00
1361351.89 1624304.45 1681879.83 18.21 20.49

-0.02
25.38
6.17
-11.55
-7.96
-36.02
4.21
2.53
12.93
1.74
-7.72
4.86
2.52
-7.75
6.96
-3.84
-5.76
-14.11
13.02
-24.93
-4.32
3.54

Agricultural and Forest Related


39147.82
48152.08
Fishery Related
657.80
2747.06
Mining Related
3897.30
3580.05
Agriculture, Forestry & Bevarage Production Related
190575.19 222489.70
Construction
96067.34 118632.87
Electricity,Gas and Water
20694.25
25606.61
Metal Products, Machinary & Electronic Equipment & Assemblage 13050.42
13994.97
Transport, Communication and Public Utilities
41298.89
43707.55
Wholesaler & Retailer
198319.29 243966.15
Finance, Insurance and Real Estate
84683.50
90353.77
Hotel or Restaurant
25087.38
32909.63
Other Services
46718.82
54154.23
Consumption Loans
69436.96
87003.21
Local Government
1255.49
1182.73
Others
124829.52 141309.64
TOTAL
955719.96 1129803.67

Productwise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product

Total
Collateral wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others

Total

11

26.84
14.49
16.13
13.70
35.15
-4.16
54.86
18.02
27.88
25.18
22.86
18.21

Statement of Loans and Advances of Commercial Banks


Mid-July
2013

Sectorwise

2014

Mid-July
2016

Mid-June
2016

2015

% Change

Agricultural and Forest Related


31030.97 37810.81
47818.18
57783.09
59611.10
Fishery Related
500.33
2491.48
2888.07
1408.47
1513.96
Mining Related
3487.15
3258.97
3064.11
3263.91
2970.72
Agriculture, Forestry & Bevarage Production Related
176661.91 207142.86 239722.81 273135.22 278304.22
Construction
71712.79 88914.98 115175.72 136559.14 142303.46
Electricity,Gas and Water
18386.51 21784.34
29412.29
39959.55
42101.95
Metal Products, Machinary & Electronic Equipment & Assemblage
10044.44 10887.77
12402.24
15738.90
16327.51
Transport, Communication and Public Utilities
24431.32 25221.64
26254.45
40109.48
43246.45
Wholesaler & Retailer
161588.16 205667.15 256252.52 315618.48 330886.83
Finance, Insurance and Real Estate
66141.44 72768.84
89220.30 108054.36 114517.91
Hotel or Restaurant
18753.75 24846.43
35337.97
42803.31
43361.87
Other Services
38101.27 43987.36
53099.98
58503.16
60591.89
Consumption Loans
53754.45 68227.23
80339.71
95857.89
99230.33
Local Government
1176.32
1096.16
1621.81
1535.52
1576.17
Others
81436.73 88042.57 110543.10 142207.15 155958.26
TOTAL
757207.54 902162.01 1103153.25 1332537.65 1392502.62

2/1
21.85
397.97
-6.54
17.25
23.99
18.48
8.40
3.23
27.28
10.02
32.49
15.45
26.92
-6.81
8.11
19.14

3/2
26.47
15.92
-5.98
15.73
29.53
35.02
13.91
4.09
24.60
22.61
42.23
20.72
17.75
47.95
25.56
22.28

5/4
3.16
7.49
-8.98
1.89
4.21
5.36
3.74
7.82
4.84
5.98
1.30
3.57
3.52
2.65
9.67
4.50

Productwise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product

Total
Collateral wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others

Total

112480.40
150298.94
41470.26
185398.02
47256.27
63044.62
7440.61
34094.00
32445.25
7997.56
75281.64
757207.55

142965.53 187297.61 215826.99 227581.99


170872.66 200106.73 228015.76 239961.46
48161.32
55141.88
74949.33
72677.77
216015.90 260320.80 330080.27 334766.54
64673.30
87842.96 104110.66 109296.95
60467.66
63879.59
78934.63
83603.42
11988.14
16360.29
24391.13
28428.82
41023.45
54406.77
72799.04
79566.01
40962.32
51515.94
59851.43
66005.84
10034.34
13497.19
12410.27
12523.00
94997.38 112783.49 131168.13 138090.81
902162.00 1103153.26 1332537.64 1392502.62

27.10
13.69
16.13
16.51
36.86
-4.09
61.12
20.32
0.00
25.47
26.19
19.14

31.01
17.11
14.49
20.51
35.83
5.64
36.47
32.62
0.00
34.51
18.72
22.28

5.45
5.24
-3.03
1.42
4.98
5.91
16.55
9.30
10.28
0.91
5.28
4.50

25038.53
2974.77
4925.55
8102.32
7428.97
673.35
642544.50
504299.03
138245.47
7675.08
976.93
6698.14
18424.77
3230.85
11547.20
645.28
204.05
104.10
2693.29
373.59
47148.40
757207.52

27088.37
26813.12
26359.02
26326.42
968.71
751.68
780.63
991.90
8973.82
13183.16
20695.39
23084.76
7359.78
6561.88
8820.23
7542.78
6478.67
5662.90
7294.34
6566.55
881.11
898.97
1525.88
976.23
733614.96 900985.02 1145030.13 1206655.78
583662.27 726933.32 918174.62 950449.10
149952.69 174051.71 226855.51 256206.67
11923.28
13672.66
14865.06
15133.48
2813.31
3236.45
3244.67
2950.40
9109.97
10436.21
11620.39
12183.08
25697.50
34298.71
43389.82
44016.18
1975.30
2208.28
2399.95
2191.40
18972.97
24969.73
27229.37
28853.08
1684.14
2069.26
3390.97
3325.36
404.05
951.02
1907.53
1365.35
117.47
93.08
4907.46
4226.93
2529.85
4007.34
3554.54
4054.06
410.98
427.58
554.17
416.03
86124.60 106459.44
72043.21
68335.30
902162.02 1103153.26 1332537.66 1392502.62

8.19
-67.44
82.19
-9.16
-12.79
30.85
14.17
15.74
8.47
55.35
187.97
36.01
39.47
-38.86
64.31
160.99
98.01
12.84
-6.07
10.01
82.67
19.14

-1.02
-22.40
46.91
-10.84
-12.59
2.03
22.81
24.55
16.07
14.67
15.04
14.56
33.47
11.79
31.61
22.87
135.37
-20.76
58.40
4.04
23.61
22.28

-0.12
27.06
11.55
-14.48
-9.98
-36.02
5.38
3.52
12.94
1.81
-9.07
4.84
1.44
-8.69
5.96
-1.93
-28.42
-13.87
14.05
-24.93
-5.15
4.50

12

Statement of Loans and Advances of Development Banks


Mid-July
2013

Sectorwise

2014

Mid-June
2016

2015

Mid-July
2016

% Change

2/1
35.13
66.31
3.04
16.37
27.93
72.92
11.53
14.92
9.47
1.65
32.60
25.65
30.32
22.49
33.76
21.90

3/2
42.49
88.51
41.73
13.83
36.12
36.37
24.81
17.07
9.81
4.46
15.17
9.51
22.27
-14.98
20.74
19.57

5/4
1.73
5.44
-4.48
5.44
3.60
6.90
3.44
3.07
2.83
2.83
5.77
0.87
-0.53
16.54
3.08
2.95

15064.74 21437.34 27992.73 36076.56 37259.67 42.30


34315.79 40494.92 45887.99 51989.72 54365.43 18.01
1.18
0.00
0.00
424.60
0.30 -100.00
18697.09 19857.01 20503.15 19512.33 20231.27
6.20
12309.08 16820.26 22476.27 25573.32 26787.73 36.65
12864.26 12773.90 13116.83 16726.54 17273.22
-0.70
2709.85
4112.98
3831.26
5485.31
5205.67 51.78
13300.38 15906.14 18970.95 23027.92 23685.84 19.59
5212.97
7564.63 10198.29 12591.53 12938.71
0.00
19.45
4.34
7.70
4.00
1.40 -77.66
18234.59 22832.03 30485.43 34896.50 35244.02 25.21
132729.37 161803.56 193470.61 226308.33 232993.26 21.90

30.58
13.32
0.00
3.25
33.63
2.68
-6.85
19.27
0.00
77.26
33.52
19.57

3.28
4.57
-99.93
3.68
4.75
3.27
-5.10
2.86
2.76
-65.00
1.00
2.95

Agricultural and Forest Related


6233.37
8423.26 12002.65 14911.01 15169.69
Fishery Related
129.14
214.77
404.87
389.46
410.64
Mining Related
267.11
275.24
390.09
409.88
391.51
Agriculture, Forestry & Bevarage Production Related
9194.30 10699.48 12179.35 14064.05 14829.67
Construction
15248.53 19507.92 26554.42 31511.11 32645.74
Electricity,Gas and Water
2092.11
3617.75
4933.46
3742.63
4000.83
Metal Products, Machinary & Electronic Equipment & Assemblage
2138.61
2385.15
2976.90
2315.46
2395.14
Transport, Communication and Public Utilities
11223.12 12897.59 15099.18 17298.96 17830.86
Wholesaler & Retailer
27070.92 29633.88 32542.18 34859.88 35847.16
Finance, Insurance and Real Estate
12589.36 12797.65 13368.46 15817.69 16264.86
Hotel or Restaurant
4735.00
6278.73
7231.42
8781.17
9287.71
Other Services
6294.93
7909.36
8661.91
9287.91
9369.02
Consumption Loans
9767.01 12728.61 15563.89 17126.17 17035.39
Local Government
31.05
38.04
32.34
35.45
41.32
Others
25714.82 34396.15 41529.50 55757.51 57473.73
TOTAL
132729.38 161803.56 193470.61 226308.33 232993.26

Productwise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product

Total
Collateral wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others

Total

3363.91
3680.33
4111.82
4119.93
4189.41
9.41
11.72
1.69
21.40
5.85
12.34
11.42
6.15 -72.67 110.90 -46.15
2018.23
3181.68
3330.32
5119.45
4660.50 57.65
4.67
-8.96
1635.28
1709.14
2014.24
2123.11
2155.69
4.52
17.85
1.53
1635.28
1709.14
2014.20
2123.11
2155.67
4.52
17.85
1.53
0.00
0.00
0.05
0.00
0.02
0.00
0.00
0.00
121886.57 147209.51 177855.55 206818.62 213181.75 20.78
20.82
3.08
121492.70 146794.10 177513.72 206806.37 213171.49 20.83
20.93
3.08
393.88
415.41
341.83
12.25
10.26
5.47 -17.71 -16.25
21.13
4.20
15.30
10.76
8.28 -80.12 264.19 -23.04
19.39
4.20
15.30
10.76
8.28 -78.34 264.19 -23.04
1.74
0.00
0.00
0.00
0.00 -100.00
0.00
0.00
2622.99
3621.07
5424.35
7217.58
7887.82 38.05
49.80
9.29
97.04
112.75
112.07
101.67
113.69 16.18
-0.60 11.82
1139.82
1492.52
2552.54
3224.98
3716.23 30.94
71.02 15.23
205.86
200.91
155.40
667.69
570.85
-2.41 -22.65 -14.50
1145.92
1737.70
2602.75
3206.70
3481.97 51.64
49.78
8.58
11.00
74.78
0.00
13.75
0.00 579.83 -100.00 -100.00
23.34
2.41
1.59
2.80
5.10 -89.67 -33.93 82.33
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1159.86
2391.77
706.70
887.46
903.66 106.21 -70.45
1.83
132729.37 161803.56 193470.61 226308.33 232993.26 21.90
19.57
2.95

13

Statement of Loans and Advances of Finance Companies


Mid-June Mid-July
2016
2016

Mid-July
2013

Sectorwise

2014

2015

Agricultural and Forest Related


1883.48 1918.01 1963.05 2315.16 2035.53
Fishery Related
28.33
40.81
62.64
57.93
55.86
Mining Related
143.05
45.84
71.55
44.17
41.80
Agriculture, Forestry & Bevarage Production Related
4718.98 4647.36 3632.41 3523.36 2963.13
Construction
9106.02 10209.97 10750.27 10311.11 7902.75
Electricity,Gas and Water
215.63
204.52
194.69
329.50
314.99
Metal Products, Machinary & Electronic Equipment & Assemblage867.37
722.06
829.16
770.33
750.81
Transport, Communication and Public Utilities
5644.44 5588.33 7098.04 6902.79 6411.94
Wholesaler & Retailer
9660.22 8665.13 8491.89 8345.50 7588.55
Finance, Insurance and Real Estate
5952.69 4787.27 4704.90 5329.87 4217.40
Hotel or Restaurant
1598.63 1784.46 1459.52 2026.52 1776.67
Other Services
2322.62 2257.51 2195.70 2249.77 2185.50
Consumption Loans
5915.50 6047.38 5546.54 5053.57 4577.78
Local Government
48.11
48.53
59.99
78.91
37.50
Others
17677.97 18870.91 17667.77 18119.97 15523.75
TOTAL
65783.04 65838.09 64728.11 65458.46 56383.96

% Change

2/1
1.83
44.04
-67.96
-1.52
12.12
-5.15
-16.75
-0.99
-10.30
-19.58
11.62
-2.80
2.23
0.87
6.75
0.08

3/2
2.35
53.49
56.09
-21.84
5.29
-4.81
14.83
27.02
-2.00
-1.72
-18.21
-2.74
-8.28
23.63
-6.38
-1.69

5/4
-12.08
-3.59
-5.35
-15.90
-23.36
-4.40
-2.53
-7.11
-9.07
-20.87
-12.33
-2.86
-9.41
-52.48
-14.33
-13.86

Productwise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product

Total
Collateral wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others

Total

8897.82 8666.94 7859.26 8253.54 7852.76


0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
16306.39 14734.55 12779.18 11761.21 10787.42
6645.18 7991.30 8542.32 8939.40 6730.72
10153.28 9240.60 8681.64 8358.78 7195.24
2784.96 3930.51 3893.22 4257.17 4046.55
6539.24 6724.31 7589.24 7376.54 6842.49
1890.85 2049.60 2175.58 2517.63 2294.65
7.25
6.40
6.40
6.40
6.40
12558.07 12493.87 13201.26 13987.79 10627.73
65783.04 65838.09 64728.11 65458.46 56383.96

-2.59 -9.32 -4.86


0.00 0.00
0.00
0.00 0.00
0.00
-9.64 -13.27 -8.28
20.26 6.90 -24.71
-8.99 -6.05 -13.92
41.13 -0.95 -4.95
2.83 12.86 -7.24
0.00 0.00 -8.86
-11.70 0.00
0.00
-0.51 5.66 -24.02
0.08 -1.69 -13.86

383.32
333.97
449.73
170.86
126.42 -12.87 34.66 -26.01
7.91
17.56
20.72
17.20
16.63 122.07 17.98 -3.33
1275.19 1936.64 2263.45 2130.14 1923.44 51.87 16.88 -9.70
1933.87 1705.66 1248.78
988.21
854.92 -11.80 -26.79 -13.49
1931.27 1705.66 1248.78
988.21
854.92 -11.68 -26.79 -13.49
2.60
0.00
0.00
0.00
0.00 -100.00 0.00
0.00
56032.38 55586.29 52989.91 52709.13 43808.35
-0.80 -4.67 -16.89
55633.11 55348.44 52784.94 52500.69 43597.21
-0.51 -4.63 -16.96
399.27
237.85
204.97
208.43
211.14 -40.43 -13.82
1.30
14.57
0.00
281.05
565.48
568.69 -100.00 0.00
0.57
14.57
0.00
281.05
565.48
567.19 -100.00 0.00
0.30
0.00
0.00
0.00
0.00
1.50
0.00 0.00
0.00
699.83
656.57
755.99 1083.00 1089.07
-6.18 15.14
0.56
66.41
67.90
64.90
61.16
59.11
2.24 -4.42 -3.36
322.82
272.12
311.04
594.51
640.19 -15.70 14.30
7.68
108.77
116.64
126.05
157.25
157.91
7.23 8.07
0.42
14.95
25.91
27.25
37.98
8.24 73.30 5.20 -78.32
0.00
0.00
0.00
0.00
0.00
0.00 0.00
0.00
186.87
174.00
226.74
232.10
223.63
-6.89 30.31 -3.65
0.00
0.00
0.00
0.00
0.00
0.00 0.00
0.00
5435.98 5601.40 6718.39 7794.44 7996.44
3.04 19.94
2.59
65783.04 65838.09 64728.01 65458.46 56383.96
0.08 -1.69 -13.86

14

MBL

NIC

NCC

BOK

EBL

NBB

NSBI

HBL

SCBNL

NIBL

NABIL

BFI Name

RBB

S.N.

NBL

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

3236.57
6465.00

12517.90
8588.97

9487.21
4756.57

15260.53
7255.51

5950.78
2812.43

6896.00
4499.15

5645.91
3883.74

2060.87
2.76
-6139.24
847.17

4454.68

3503.50
0.07
674.73
552.34
300.00

2695.65
4555.61
50.04
703.71
1800.48

2639.03

1986.17

24.24
475.08
500.00

115.00
295.69
1600.00

1123.78
79.16
3.16
556.08
5184.70

250.48

500.00

1000.00

-412.82
-112.93
943.80
643.80
300.00

89410.02
21205.45
21063.44
142.01
50893.76
50880.47
13.29
11138.45
11052.85
85.60
4656.22
4656.22
1516.15
1516.15

146207.63
35913.61
35803.47
110.14
85461.12
85432.91
28.21
14663.31
14663.31
8752.50
8574.95
177.55
1417.09
1417.09

300.00
1550.00
110267.17 108626.64
16608.22 13871.21
13832.97
8668.68
2775.25
5202.53
53437.51 39423.30
49992.60 38301.23
3444.91
1122.08
8868.61 26485.13
8154.11 25945.23
714.50
539.90
28931.40 27259.41
15209.12 20898.47
13722.28
6360.94
2421.43
1587.59
2210.71
1381.75
210.72
205.84
585.90
0.21
15585.70
9586.95
7429.93
925.10
1555.85
1547.45
403.28
407.69
6196.64
6706.70

4892.22
3037.13
2.08
1585.73
134.45
132.83
31.60
31.60

6890.38
2742.60

7126.78
4972.43

2930.11
2353.18

6379.14
4575.37

4484.18
3864.54

1940.60
18.56
1039.26
1149.36
1071.35
2.50

1490.87

596.82
0.08
-24.84
4.87
2.50
2.50

1050.11

424.04
112.79
3.59
79.22
1234.29
1220.00
14.29

397.18
266.30
3247.00
47.00
2200.00

41.04
712.62
2350.00
1850.00

600.00
87323.15
9010.26
7140.76
1869.50
46429.00
45063.45
1365.55
16763.52
15912.00
851.52
13583.66
8042.47
5541.20
1536.70
1108.17
428.53
504.17
3741.01
211.65
1353.86
453.95
1721.56
78.57
1919.83

4184.70
1000.00
65213.52
5531.33
5229.14
302.20
26831.78
26641.58
190.20
23019.30
17950.22
5069.08
9173.10
4516.38
4656.72
658.00
594.34
63.66
280.57
3014.80
204.86
547.57
57.38
2205.00
0.00
1312.51

39932.53
3043.71
2794.06
249.66
11172.22
11129.68
42.54
18709.53
18055.29
654.24
6259.89
6195.68
64.21
747.18
746.82
0.36
23.74
5071.39
276.23
553.13
240.70
4001.33
0.56
1777.49

1068.85
93735.48
8629.90
8405.66
224.25
38649.61
38491.66
157.95
25999.04
21294.65
4704.38
19424.81
11808.21
7616.60
1032.13
1026.54
5.59
1365.32
10189.75
789.05
956.44
149.34
8294.92
8.20
1726.86

1000.00
67836.39
4705.24
4371.66
333.58
21206.40
20850.72
355.68
26991.81
26937.42
54.38
14283.73
13976.46
307.27
649.21
589.12
60.09
98.76
3820.64
153.15
1938.74
230.10
1498.65
234.84
758.10

696.45

1070.09

874.10

66210.81 102062.74

80652.02

51729.53 114987.34

83122.51

36777.44

82547.37

61535.70

55727.18
14258.05
9671.67
4586.38
26343.59
22725.46
3618.12
3214.06
2479.05
735.00
11328.60
2518.25
8810.35
582.88
489.53
93.35
310.18
2467.13
329.29
394.63
117.39
1625.82

30363.56
1302.16
1271.58
30.59
9517.56
9263.40
254.17
12270.27
11991.16
279.11
6942.89
6925.89
16.99
330.67
329.66
1.01
17.17
2767.66
947.58
464.78
158.74
1196.56

500.00
69488.00
2313.73
2234.19
79.54
19261.05
19188.53
72.52
27461.11
26988.19
472.92
19927.73
18817.93
1109.80
524.37
524.37

36.01
13011.39
3344.79
1980.30
3949.93
3736.36
3640.01
3022.45

152.86
21215.31
2974.80
3705.86
9523.80
5010.85

112356.44

183684.75

LIQUID FUNDS
15614.24
a. Cash Balance
3469.54
Nepalese Notes & Coins
3432.81
Foreign Currency
36.73
b. Bank Balance
12144.70
1. In Nepal Rastra Bank
10954.78
Domestic Currency
10919.80
Foreign Currency
34.99
2. "A"Class Licensed Institution
430.71
Domestic Currency
430.71
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
759.21
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
12747.28
a. Govt.Securities
10121.21
b. NRB Bond
2626.08
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
5029.69
a. Interbank Lending
4900.00
b. Non Residents
c. Others
129.69
LOANS & ADVANCES
63512.85
a. Private Sector
63512.85
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
14.41
a. Domestic Bills Purchased
9.97
b. Foreign Bills Purchased
4.45
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
437.11
OTHER ASSETS
12568.74
a. Accrued Interest:
4000.90
Financial Institutions
Government Enterprises
Private Sector
4000.90
b. Staff Loans / Adv.
1627.53
c. Sundry Debtors
1922.81
d. Cash In Transit
e. Others
5017.50
9 Expenses not Written off
9.78
Non Banking Assets
143.44
Reconcillation Account
2278.89
Profit & Loss A/c

33939.19
4457.28
4420.67
36.61
27185.91
25820.84
25750.22
70.62
943.48
933.90
9.58

11078.64
1640.63
1538.78
101.85
8618.59
5822.39
4450.87
1371.52
121.58
121.58

13175.21
2285.80
2119.56
166.24
10740.03
7767.32
7406.49
360.84
234.30
220.29
14.01

10045.44
802.82
756.30
46.51
3172.97
1514.67
1459.12
55.55
47.61
47.61

9357.02
1498.35
1432.76
65.59
6376.64
5677.70
5624.70
53.00
197.25
197.25

10389.82
1799.38
1783.29
16.09
8590.44
6428.01
6408.95
19.06
525.40
525.40

9271.67
1305.62
1294.98
10.64
7966.05
6868.71
6830.86
37.85
270.82
267.44
3.38

23117.39
2514.94
2496.72
18.22
20602.45
13356.02
13316.98
39.03
1077.31
1066.28
11.03

10001.50
1527.38
1497.57
29.81
8261.08
6507.84
6474.99
32.84
482.14
476.98
5.16

4707.17
834.49
830.99
3.50
3097.92
2440.63
2409.07
31.56
249.38
242.21
7.18

7729.44
1168.27
1143.08
25.19
6561.16
4396.16
4386.97
9.19
275.59
275.54
0.05

421.59
2296.00
2296.00

2738.41
149.38

1610.68
6069.66

826.52

6169.12

1889.42

6069.66
9801.48
7271.48
2530.00

5849.95
5849.95

2535.52
2535.52

10361.77
7801.01
2560.76

1271.10
213.05
150.00
63.05
8223.48
8023.48
200.00

407.91
774.76

149.38
13184.04
9784.04
3400.00

501.68
1482.04
840.04
642.00
11029.81
8662.27
750.00

1637.03

42171.32
30421.32
11750.00

2674.62
819.42
390.02
429.40
17496.85
13967.84
3260.88

7997.35
2107.17
2086.41
20.76
5890.18
3808.03
3783.67
24.36
515.56
441.80
73.76
5.23
1561.36

10715.30
7451.11
3065.90

5983.09
4424.38
200.00

1602.56

268.14
18583.51

16042.73

12936.79

1617.54
8277.48

13441.36

1988.63

7836.97

1500.35

198.29
2174.57

1358.71
24.87

12936.79
31696.93
30337.53
1359.40

8003.60
273.88
66868.67
63729.84
3138.83

13286.59
154.77
46940.33
44506.13
2434.20

0.65
0.07
0.57

2232.22
19.03
2213.20

602.65

1873.27
115.36
32112.83
30613.16
1485.67
13.99
415.50
328.55
86.94

7761.13
75.85
68828.41
61756.93
2912.29
4159.19
83.13
64.48
18.66

1371.74
128.61
58629.64
55188.10
3223.27
218.28
1658.06

2647.25

3081.57

2548.66

139307.54 137823.47

1255.53

91.44
3168.70
244.77
1080.70
252.83
1590.41

52291.88
2069.53
2031.63
37.90
21208.58
21170.97
37.61
17413.52
17412.45
1.07
11223.67
9638.60
1585.07
376.58
291.26
85.33
12.65
2638.60
72.16
608.15
168.33
1789.96

Assets
1

7
8

10
11
12

TOTAL ASSETS

112356.44

624.37
978.19
85412.60
85412.60
57.78
39.38
18.40

18155.59
427.92
77561.69
74276.16
3285.52
5.47
5.47

12730.16
3312.56
86742.07
85327.36
1308.90
105.81
267.72
106.79
160.93

2.34
600.31

1658.06
30.00
30.00

158.44
158.44
1346.70
18280.05
9659.69
9466.86
185.55
7.28
3981.20
-216.02
12.73
4842.45

1612.61
12810.32
977.92
190.80
61.15
725.97
1904.69
3294.34

1099.99
7307.79
630.38
574.86
26.04
29.49
238.04
232.71

390.84
1329.07
171.68
75.63
2.89
93.16
314.12
154.87

1922.97
2048.99
590.83

6633.38

6206.66

688.40
9.62

565.93
109.01
216.58

83.65
790.90

3.93

183684.75

139307.54 137823.47

18.09
572.74
892.23

15

680.57
668.56
12.01
24788.55
24486.78
173.88
127.89
102.60
14.36
6.66
81.57

1463.25
1963.93
184.87
57.38
60.20
67.30
692.68
128.25

186.88
5129.62
253.81
77.54
6.50
169.78
594.76
31.25

689.65
4070.01
149.26
52.30
70.84
26.12
1643.38
424.39

1710.22
1108.01
271.93
179.26
40.32
52.35
339.93
157.92

824.41
1650.34
167.45
159.13
8.32

958.13

4249.80

1852.99

338.23
4.02
24.66
232.57

200.77

83122.51

36777.44

88.89
0.73

66210.81 102062.74

774.76
3454.16
2374.16
1080.00

80652.02

51729.53 114987.34

463.60
818.52

569.61
0.02

1420.69
753.89
58654.27
58506.77
147.50
883.54
5.12
878.41

24.87
43784.46
42207.43
1543.22
33.81
449.77
449.77

555.68
1548.37
322.91
146.92
55.42
120.58
352.35
222.91

647.22
2414.61
203.35
166.54
32.95
3.87
436.58
23.74

650.20
2.22
283.99

1750.94
114.80
119.52

82547.37

61535.70

Mega

Civil

Janata

PRABHU

5914.51
4486.92

5099.89
5881.40

2357.58
2060.00

3653.16
3240.73

3288.10
3082.78

0.07
787.08
10.15
343.74
286.54
1987.99
1377.30

634.69
98.73
-2491.92
976.98
15.24

100.63

177.55
1.08
4.15
22.54

15.24

22.60

249.94
0.54
126.97
34.97
4441.38
801.13
3640.26

60940.87
2058.10
2016.03
42.07
33352.84
33309.53
43.31
11748.84
10711.07
1037.77
13230.22
12849.10
381.12
550.87
550.87

24067.20
1069.06
1051.72
17.34
6364.93
6335.13
29.80
10945.94
10677.69
268.25
5568.39
5568.39

31564.02
1079.80
1055.50
24.29
4721.85
4682.04
39.81
18352.22
18352.22

118.88
118.88

31000.07
1164.65
1139.78
24.86
10458.98
10370.92
88.06
8972.34
8472.46
499.88
10219.43
10182.54
36.89
184.67
184.67

37.77
1102.70
16.82
378.65
68.97
638.26

34.67
2087.52
16.28
468.48
113.14
1489.62

NMB

Sunrise

Prime

Citizens

Global

ADBNL

SBL

BFI Name

Laxmi

S.N.

Kumari

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

3347.32
2699.17

546.37
13.39
88.38

37950.53
1828.12
1751.55
76.57
9581.33
9470.70
110.63
17528.08
16832.25
695.83
8771.05
8272.65
498.40
241.95
241.95
52.06
3065.52
1117.39
612.64
147.46
1188.02
0.00
745.47

4972.34
3039.23
605.75
0.53
563.48
74.00
620.88
68.47
400.00

400.00
48154.19
2384.81
2167.46
217.35
10678.59
10466.66
211.93
20805.35
19579.05
1226.30
13695.17
12415.08
1280.08
590.28
558.25
32.03
11.09
3803.26
981.14
725.32
97.56
1999.25
673.76

5082.66
3022.08
0.80

16182.48
10374.40

7323.49
6164.27

4282.69
3650.64

4332.78
3705.26

5229.58
3976.05

822.96
0.38
161.91
1074.53
2113.52
60.00
850.00

4408.78

711.33

580.38

415.31
984.00
1943.20
46.97

42.58
405.32
2800.00

479.80
2.97
82.61
66.67
1619.05
2.75
1116.30

532.34
189.03
272.85
259.31

1203.52
64934.36
3548.46
3384.84
163.62
19831.63
19720.63
111.00
19633.98
19315.66
318.32
21215.05
20964.99
250.05
705.24
703.70
1.54

2400.00
516.23
1380.00
87263.49
10802.27
10796.21
6.07
38854.00
38853.77
0.23
34965.24
34965.24
1961.98
1961.98
680.00
680.00

400.00
74682.92
3955.96
3835.37
120.58
33688.35
30619.30
3069.05
19840.75
19450.49
390.26
16533.67
16281.48
252.20
664.19
638.21
25.98

500.00
47393.50
1369.30
1289.34
79.96
9684.57
9586.32
98.25
25939.30
25778.49
160.82
10097.59
10064.40
33.19
302.75
295.36
7.39
93.28
2618.45
6.57
901.03
230.68
1480.17

12.43
34.72
9.00
9.00

48353.06
2112.40
2062.20
50.20
8426.88
8395.90
30.98
24085.48
24085.48
13180.40
13180.40
547.90
547.90

7077.79
6714.41
363.38
332.36
332.36

7449.96
3354.15
1132.12
322.90
2640.80

24149.23
7776.01
3597.58
1755.39
11020.25

1245.93

2577.21

1386.69

1089.92

1128.24

959.39

1791.57

21.41
8441.01
515.77
4105.24
1916.84
1903.16
0.07
1147.84

324.67

553.63

4.64
1889.02
0.33
932.25
272.26
684.17
0.02
386.21

80826.44 132115.62

90457.77

57096.88

56977.26

61061.57

76808.73

75666.33

27912.53

41770.43

37132.01

8676.01
2054.86
2020.71
34.15
6621.15
5436.43
5393.69
42.74
615.00
608.84
6.16
9.75
559.97

6140.65
1884.36
1859.79
24.57
4008.84
3149.52
3143.68
5.84
357.56
356.77
0.78

8273.12
2001.62
1974.76
26.86
5823.27
5156.34
5153.79
2.55
153.24
140.78
12.46

10738.36
1491.15
1467.87
23.28
8689.39
6390.59
5976.67
413.92
1101.23
1101.23

6962.99
880.02
867.32
12.70
3144.96
2808.07
2798.36
9.70
153.04
149.84
3.20

4431.90
762.62
753.59
9.03
3469.28
2709.15
2681.19
27.96
230.35
228.85
1.51

513.68
448.22
448.22

14127.71
2965.46
2863.20
102.26
9412.25
7505.15
7383.27
121.89
492.67
483.90
8.77
20.79
1393.64
1750.00
1750.00

3044.12
641.46
627.25
14.21
2402.66
1398.63
1390.19
8.44
207.83
207.83

501.77
247.45

6582.06
1167.58
1158.44
9.14
5414.48
3809.45
3788.97
20.49
1127.03
1126.88
0.16
42.86
435.13

529.78
200.00
200.00

4390.30
4327.25
63.05

2521.65
1571.65
950.00

183.85
2938.01
2160.00
778.01
4033.40
3851.87
181.53

3743.08
3143.08
600.00

1270.28

754.31

694.92

841.04

912.05
358.23
47629.22
47629.22

288.76
465.54
20335.08
19249.64
885.44
200.00
2.98

560.64
134.28
27827.47
27049.45
778.01

761.48
79.56
26234.46
24769.22
972.09
493.15
69.38
69.38

45160.89

58014.65

LIQUID FUNDS
6111.20
a. Cash Balance
861.19
Nepalese Notes & Coins
848.06
Foreign Currency
13.12
b. Bank Balance
3650.01
1. In Nepal Rastra Bank
3104.48
Domestic Currency
3096.30
Foreign Currency
8.18
2. "A"Class Licensed Institution
158.08
Domestic Currency
154.62
Foreign Currency
3.45
3. Other Financial Ins.
4. In Foreign Banks
387.45
c. Money at Call
1600.00
Domestic Currency
1600.00
Foreign Currency
INVESTMENT IN SECURITIES
3782.06
a. Govt.Securities
3366.06
b. NRB Bond
416.00
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
2360.90
a. Interbank Lending
299.74
b. Non Residents
2035.36
c. Others
25.80
LOANS & ADVANCES
30078.04
a. Private Sector
29361.91
b. Financial Institutions
716.13
c. Government Organizations
5 BILL PURCHASED
33.41
a. Domestic Bills Purchased
24.64
b. Foreign Bills Purchased
8.77
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
736.85
OTHER ASSETS
1877.89
a. Accrued Interest:
175.76
Financial Institutions
93.55
Government Enterprises
21.98
Private Sector
60.22
b. Staff Loans / Adv.
244.81
c. Sundry Debtors
4.69
d. Cash In Transit
e. Others
1452.64
9 Expenses not Written off
Non Banking Assets
180.54
Reconcillation Account
Profit & Loss A/c

5758.88
1031.80
1018.71
13.09
4727.07
3759.56
3744.14
15.42
451.28
449.40
1.87

7225.51
1940.58
1897.52
43.07
4334.22
3847.27
3842.31
4.96
57.53
51.91
5.61

10605.42
3322.13
3317.18
4.95
7131.48
4618.22
4376.52
241.70
1728.40
1723.84
4.55

516.23

784.86
151.81

4332.10
4332.10

429.43
950.70
940.00
10.70
7674.07
7674.07

3090.95

2343.54

2306.91
784.04
38840.65
38465.06
375.59

744.73
1598.81
55736.70
55736.70

1518.92
16.57

700.60
33.35
667.25

4264.67
636.71
1603.70
207.92
1816.34

74.59
3079.59
111.78
803.87
211.62
1952.32

51650.28
1947.48
1823.97
123.51
17465.06
17409.24
55.82
25843.11
24832.18
1010.93
4920.48
4851.30
69.18
1474.14
1473.98
0.16
25.81
3196.50
29.82
871.12
396.07
1899.50

110.69
500.00
64781.46
2669.76
2261.19
408.57
18618.73
18454.84
163.89
26975.14
26070.58
904.56
14457.52
13200.72
1256.80
2060.31
1329.86
730.45
24.85
2308.34
13.98
1296.15
229.37
768.84

151.11
45.84
22.60

Assets
1

7
8

10
11
12

TOTAL ASSETS

45160.89

151.81
6312.92
4656.92
1656.00

7017.71
2750.00
4267.71
83349.44
83326.23
23.21

11232.00
10732.00
500.00

6758.71
247.98
6121.54
389.19
60182.72
60182.72

658.64

247.45
6394.69
5313.66
1081.03

1125.68

1125.68
40439.21
38826.13
1612.79
0.29
127.34
127.34

658.64

3873.42
3873.42

5425.90
3795.55
1630.35

1196.77
342.29

2773.38

854.49
40938.71
38916.11
1742.60
280.00
154.46
106.05
48.41

2612.08
161.30
43683.36
42581.55
1057.26
44.54
65.77

3.92
1193.65
557.82
557.82
4401.52
4401.52

4102.85
1301.63
2540.20
261.02
53587.99
51929.09
1658.90
885.94
885.94

583.54
583.54

65.77

0.54
795.66

2.98

1502.35
0.73
0.73

49.56
37.85
464.67
141.69

666.71
1825.38
226.26
193.17
10.70
22.38
51.45
103.03

807.90
1616.60
430.98
348.00
28.84
54.15
230.21
61.09

1345.52
1676.58
278.58
159.14
35.66
83.78
266.99
12.51

2935.11
4611.48
2008.83
1315.60
56.31
636.92
743.49
507.03

134.44
470.98
648.96
80.30
60.67
10.98
8.64
353.84
19.05

576.30
1616.11
166.60
71.33
40.88
54.39
255.24
2.75

523.97
1061.25
302.09
160.35
26.39
115.35
176.83
1.35

695.62

830.39

1444.64

894.31
0.19
103.91
2.51

1118.51

1352.13

195.78

1191.52

580.98

69.97

118.69

59.25

1.72

61061.57

76808.73

75666.33

41770.43

37132.01

1146.06
6000.00
322.90
116.39

1147.93
20537.75
1755.39

206.51
589.45
3221.27

1334.99

1866.38

1755.39
3511.91
12154.05
51.39
3065.02
191.79
2952.65

146.71

-0.04

80826.44 132115.62

90457.77

58014.65

225.21
225.21

1428.67
1439.92
256.90
159.75
21.85
75.30
268.22
84.40

1405.91
3018.17
151.01
64.06
24.65
62.31
229.57
1302.60

49.08

134.44

1413.59
1389.38
87.41

48.71

57096.88

16

56977.26

27912.53

Gandaki

Shangrila

Suvekchha

Triveni

Suprim

Karnali

Sahayogi

Narayani

316.01
257.88

145.51
100.00
20.00

938.45
820.02

1023.35
933.37

272.08
227.31

1137.87
976.70

623.99
538.56

178.81

-102.88
55.57
6.12
10.05
17.52

56.73

13.66

103.82

-727.95
235.24

-201.89
9.76

1.40
0.01

11.85

0.05
14.57

74.41
2.11
1.28
12.18
890.00

32.08
9.77
0.06
2.87

138.71
20.49
1.21
0.76

76.41
6.64
2.38

2250.78
42.52
42.52

10361.02
195.00
195.00

5536.05
126.63
126.63

1236.59
1236.59

5742.00
5742.00

2763.79
2763.79

Yeti

Siddhartha

Malika

NIDC

BFI Name

Sanima

S.N.

Century

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

2990.85
2840.80

4392.44
3060.29
961.74

3025.43
415.82

389.73
313.23

1347.66
1144.49

1072.33
1386.23

84.67
49.11
4.34
11.94

365.33

826.23

52.92

153.40

1.32
3.75
3651.94
3060.48
221.46

1674.54
108.84

1.16
22.42

24.48
25.29

6055.38
6032.08
23.30
239.51
239.51

370.00
46423.31
2451.18
2412.87
38.31
18952.30
18624.03
328.27
12650.39
11845.64
804.75
12132.14
11159.68
972.46
237.29
237.29

12.62
1071.32
33.29
321.87
16.30
699.86

2033.15
2.07
457.02
83.31
1490.76

29010.05
1360.19
1248.19
112.00
8175.80
8157.10
18.70
13179.18
13179.18

890.00

1640.98
23.40
23.40

3954.35
214.50
214.50

488.56
488.56

2763.10
2763.10

12327.76
471.05
470.78
0.27
6925.25
6925.25

10861.29
247.78
246.39
1.40
3810.94
3810.92
0.02
3305.74
3305.74

1037.94
1037.94

357.56
357.56

2295.80
2295.80

91.08
91.08

615.27
615.27

2629.97
2629.97

3.93
3.93

5.68
5.68

3495.10
3491.86
3.24
1.73
1.73

169.79

773.44
53.87
301.20
121.65
296.71

6.05
1556.53
17.02
401.94
143.16
994.41

255.99

2717.45
116.91
116.91

1830.49
10.32
10.32

9115.03
348.98
348.98

119.62
119.62

2162.65
2162.65

1084.30
1084.30

4504.15
4504.15

8302.85
457.16
457.16
0.00
2834.44
2834.44

136.21
136.21

339.11
339.11

361.24
361.24

2190.54
2190.54

1481.81
1481.81

673.85
673.85

1730.82
1730.82

1178.96
1178.96

98.77
98.77

370.51
370.51

2003.44
2003.44

3526.92
3526.92

297.82
297.82

2683.92
2683.92

1463.11
1463.11

4.13
4.13

67.91
67.91

2.52
2.52

9.28
9.28

3.55
3.55

63.34
2.41
24.54
18.19
18.20

519.66
151.40
165.62
46.43
156.21

275.79
5.66
86.32
14.65
169.17

0.16
0.16

381.58

1045.55

132.14

329.44

307.62

335.08
39.69
154.42
110.08
30.90
94.86
28.60

75.60

14.16

192.54

273.68

90.86
8.05
29.76
8.18
44.87
0.34
38.21

218.92

196.62
2.42
50.14
8.18
135.88
0.05
131.30

33466.42

57546.39

6592.61

4646.01

14778.29

13803.83

611.66

3184.01

2053.49

10765.68

10765.67

2652.27

12221.06

6488.00

LIQUID FUNDS
5815.28
a. Cash Balance
889.32
Nepalese Notes & Coins
884.18
Foreign Currency
5.14
b. Bank Balance
4925.96
1. In Nepal Rastra Bank
3994.06
Domestic Currency
3932.33
Foreign Currency
61.73
2. "A"Class Licensed Institution
227.10
Domestic Currency
215.30
Foreign Currency
11.81
3. Other Financial Ins.
4. In Foreign Banks
704.79
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
623.19
a. Govt.Securities
543.19
b. NRB Bond
80.00
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
576.93
a. Interbank Lending
229.74
b. Non Residents
322.05
c. Others
25.14
LOANS & ADVANCES
25063.45
a. Private Sector
23915.27
b. Financial Institutions
1148.17
c. Government Organizations
5 BILL PURCHASED
20.65
a. Domestic Bills Purchased
b. Foreign Bills Purchased
20.65
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
471.37
OTHER ASSETS
854.00
a. Accrued Interest:
24.19
Financial Institutions
16.30
Government Enterprises
5.85
Private Sector
2.04
b. Staff Loans / Adv.
251.96
c. Sundry Debtors
138.60
d. Cash In Transit
e. Others
439.26
9 Expenses not Written off
2.86
Non Banking Assets
38.69
Reconcillation Account
Profit & Loss A/c

3578.06
682.82
668.02
14.80
2895.24
2740.26
2732.17
8.09
39.26
37.99
1.28

2904.00
13.22
13.22

2949.04
282.55
282.52
0.03
1027.74
958.44
958.44

3227.72
214.76
213.32
1.44
3012.95
1200.01
1200.01

128.95
2.52
2.52

808.29
77.04
77.04

970.66
139.57
139.57

2683.16
226.50
226.50

126.43
0.47
0.47

149.69
140.64
140.64

119.83
119.83
119.83

683.57
606.97
606.97

638.09
8.73
8.73

2381.73
212.05
210.11
1.94
2169.68
540.37
540.37

1639.11
148.94
148.49
0.45
1490.17
288.10
288.10

2776.40
2776.40

83.34
83.34

69.31
69.25
0.06

1602.67
1582.75
19.92
207.53
2.75

32.38
32.38

8.87
8.87

71.92
71.92

3097.84
267.46
259.24
8.23
2239.40
537.08
536.72
0.36
1702.32
1702.32

699.47
61.38
61.38

2890.78
114.38
114.38

1304.60
149.90
148.78
1.13
263.66
180.31
180.31

445.73
445.73

1267.28
1267.28

931.98
931.98

93.58

0.18

4.68

183.63

213.81
148.23

270.09

56.86
13.25
99.68

74.96
4.69
24.98
2.89
42.39

1.60
501.66
110.75
118.79
40.69
231.43

1522.17
56.52
292.89
523.14
649.62
2.46
401.57

Assets
1

7
8

10
11
12

TOTAL ASSETS

33466.42

115.71
891.04
891.04

1638.75
1634.86
3.89
150.00
150.00

581.55
581.55
260.05
260.05

711.26
711.26

7533.26
7005.65

40.00
40.00

527.61
3292.67

168.67

13.43

51.97

112.75

14.26

2.00

168.67
2562.85
2562.85

13.43
3150.13
3150.13

51.97
10884.14
10884.14

112.75
8768.66
8640.79
126.45
1.41

14.26
161.93
161.93

2.00
2293.66
2293.66

3.69
207.77
112.21
11.56

59.18
20.88
2.89

78.06
145.28
18.19

2.89
7.56
0.91
0.26
9.26

2738.42
554.25
40898.87
39755.20
1135.25
8.42

646.55
1596.97
133.45
25.12
34.32
74.01
249.84
0.34

118.47
798.62
523.14
523.14

1213.34

177.88

15.60
82.00

309.21
423.36
123.66

231.92
714.05
165.93

13.25
46.78

2.01
121.65
85.93
19.81

2.91
163.02
63.39
16.98

100.65
1.69
83.98

193.96
5.42
5.17

467.74

9.89

0.34

590.97
590.97

307.50
307.50

951.70
951.70

0.86

5.95

1.37

26.91

7.84

0.86
7299.25
7271.57
27.68

5.95
6412.18
6412.16

1.37
1858.66
1858.66

26.91
9152.47
9152.47

7.84
4613.45
4613.45

275.00
275.00

0.02

34.08
143.43
13.25

83.41

859.49
859.49

1773.09
1773.09

77.24
174.83
23.17
8.43
8.50
6.24
28.60
4.76

44.37
46.37
8.18

107.65
277.31
54.37

133.39
94.21
8.18

18.19
86.60
13.23

216.88
242.13
46.44
8.85
0.00
37.59
58.49
18.03

8.18
14.49
2.58

2.24
52.13
77.08
14.43

8.18
16.16
1.21

27.26

119.17

21.12
2.02

131.43

68.66

15.90

118.31
7.27
38.67

10765.68

10765.67

2652.27

12221.06

6488.00

488.68
95.05

57546.39

6592.61

4646.01

14778.29

13803.83

17

611.66

3184.01

2053.49

Society

Deva

Miteri

Tinau

Muktinath

Sewa

Kankai

Mahakali

370.29
307.65

497.50
425.36

180.90
156.96

800.17
897.93

287.10
257.83

992.53
881.09

254.13
211.27

305.30
273.10

982.94
838.43

480.87
425.56

141.13
125.00

161.96
148.82

1163.32
1000.40

93.96

55.90
3.20
3.54

67.77

20.98

118.47

27.86

37.16

52.06

142.93

-219.89
3.66

1.29
0.12

13.51
4.51

1.02
2.23

14.23
0.03
1.87

11.82

2.96

22.91
8.74
0.56

126.48

4.26
0.11

106.04
1.79
2.99
0.62

0.82
0.50

20.00

4.82
15.18
1346.02

20.00

1346.02

Ace

Western

1040.51
940.91

Araniko

Biratlaxmi

BFI Name

Excel

S.N.

Infrastructure

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

0.42
5.23

5837.35
102.29
102.29

3639.77
73.10
73.10

5078.57
128.92
128.92

2156.29
50.79
50.79

7593.07
201.57
201.57

2012.85
119.00
119.00

1983.94
1983.94

2318.72
2318.72

3142.16
3142.16

1362.42
1362.42

3407.50
3407.50

1122.97
1122.97

1735.09
1735.09

233.23
233.23

1201.54
1201.54

490.21
490.21

1951.36
1951.36

552.13
552.13

2013.14
2013.14

1013.91
1013.91

601.83
601.83

252.63
252.63

2000.04
2000.04

218.76
218.76

2.89
2.89

0.82
0.82

4.12
4.12

0.25
0.25

32.60
32.60

353.12
0.77
122.42
29.38
200.54

175.13
5.37
57.21
9.67
102.88

185.57
12.29
36.59
3.38
133.31

45.23
0.97
17.18

5.50
1105.96
6.52
195.18
100.17
804.09

3.99
1.70

7478.48
199.89
199.89
0.00
5227.63
5226.29
1.34
1082.44
1081.37
1.07
954.92
954.92

2312.31
36.54
36.54

3288.40
65.34
65.34

11276.65
184.44
184.44

4816.49
45.35
45.35

1279.10
21.72
21.72

1104.09

7589.07
157.60
139.52
18.08
3922.69
3916.60
6.09
1907.19
1907.19

1050.32
1050.32

1982.77
1982.77

7132.05
7132.05

2606.92
2606.92

615.81
615.81

855.89
855.89

814.96
814.96

802.26
802.26

2280.19
2280.19

1069.48
1069.48

199.29
199.29

248.19

410.46
410.46

400.74
400.74

1676.42
1676.42

1094.19
1094.19

442.10
442.10

1583.99
1583.99

13.60
13.60

0.03
0.03

37.30
37.30

3.55
3.55

0.56
0.56

0.18
0.18

17.60
17.60

94.57
5.15
20.43
0.12
68.86
600.51
98.32

152.00
4.64
28.23
1.60
117.52

196.45
18.14
48.46
2.68
127.17

40.68
0.94
12.96
1.58
25.20

248.19

141.53

100.65

101.18

27.08
1.47
40.26

200.54

58.47

2.90
497.91
10.46
240.06
74.34
173.06
1.40
136.56

79.80

642.18
2.42
106.16
63.96
469.64
-0.01
358.88

107.66

33.19

32.32
5.76
14.33
2.39
9.84
0.00
18.81

7372.50

4305.84

5862.81

2424.15

9705.24

2512.92

9109.78

3359.84

3825.50

13260.63

5601.47

1494.11

1317.19

11504.80

LIQUID FUNDS
2303.15
a. Cash Balance
154.59
Nepalese Notes & Coins
154.44
Foreign Currency
0.16
b. Bank Balance
269.73
1. In Nepal Rastra Bank
267.34
Domestic Currency
266.86
Foreign Currency
0.48
2. "A"Class Licensed Institution
2.39
Domestic Currency
2.39
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
1878.83
Domestic Currency
1878.78
Foreign Currency
0.06
INVESTMENT IN SECURITIES
80.00
a. Govt.Securities
80.00
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
52.21
a. Interbank Lending
b. Non Residents
c. Others
52.21
LOANS & ADVANCES
4659.68
a. Private Sector
4659.68
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
122.26
OTHER ASSETS
155.00
a. Accrued Interest:
46.29
Financial Institutions
32.04
Government Enterprises
Private Sector
14.25
b. Staff Loans / Adv.
28.61
c. Sundry Debtors
d. Cash In Transit
e. Others
80.10
9 Expenses not Written off
Non Banking Assets
Reconcillation Account
0.20
Profit & Loss A/c

967.37
224.55
224.55

2289.60
96.98
96.98

793.42
82.18
82.18

2669.73
356.91
356.91

407.72
32.86
32.86

122.79
12.79
12.79

769.26
207.27
207.27

741.45
693.15
693.15

1274.85
251.17
251.15
0.03
1023.68
194.22
194.22

419.56
71.50
71.50

133.35
24.67
24.67

89.12
46.21
46.21

374.86
10.91
10.91

205.57
205.57

2.06
2.06

108.68
108.68

1.43
1.43

110.00
110.00

394.60
394.60

41.82
41.82

727.25
727.25

42.89
42.89

203.48
203.48

3287.22
84.50
80.46
4.04
163.77
113.19
111.80
1.38
8.98
8.33
0.65

1.20

0.02

1562.68
1560.97
1.71
56.31

2445.88
353.62
351.13
2.49
366.07
339.06
338.65
0.40
26.90
26.84
0.06
0.12

901.48
69.58
69.58

319.66
317.57
317.57

622.07
73.92
73.69
0.23
106.15
104.58
104.58

667.38
41.21
41.21

244.69
37.92
37.92

2233.99
217.20
217.08
0.12
2016.79
397.80
397.80

167.39

6.49

102.21

0.01

160.46

498.13
498.13

1872.96
1872.96

1726.19
1715.40
10.79
10.00
10.00

503.38
503.38

62.63
62.63

1571.37
1571.37

154.50
54.05
32.01
13.10
55.34

1153.76
3.29
155.15
63.64
931.68
252.62

Assets
1

7
8

10
11
12

TOTAL ASSETS

7372.50

577.89
577.89

0.14
442.00
442.00

2.00
2.00

41.61
3038.94
3024.29
14.65
377.26
377.26

0.10

0.54

188.03

38.94
4136.53
4136.53

0.10
1033.82
1033.82

0.54
875.70
875.70

188.03
6908.31
6628.99
279.33

299.35
271.82
63.96
2.38

33.93
97.17
2.68
0.86

19.71
20.92
1.58
1.58

9.25
21.97
2.39

1.51
11.31
3.37

61.58
20.34
13.16

1.81
25.92
11.68

0.05

2.39
5.79
3.49

99.31
611.46
65.86
37.61
1.59
26.66
86.95
10.23

61.18
3.20

174.37

56.90
0.05

19.29

10.30

448.42

290.00
290.00

110.00
110.00

20.00
20.00

7.36

4.41

25.04

11.14

143.56
20.09

0.47

12.40

114.96

38.94

7.36
3187.50
3187.50

4.41
3074.30
3074.30

25.04
6126.41
5872.22
253.94
0.25

11.14
1765.12
1765.12

123.47
6095.10
5915.10
180.00

0.47
2022.81
2022.81

12.40
2725.04
2696.04
29.00

114.96
9904.77
9904.77

42.64
100.94
9.43
5.48

76.22
122.97
3.38
1.35

44.99
49.61
13.10

176.43
229.98
63.84

16.78
51.89
0.12
0.01

30.92
77.47
1.60
0.09

3.95
27.76
10.16

2.02
55.50
0.93

57.46
6.90

236.13
973.40
101.13
77.95
0.95
22.22
53.84
653.02

13.10
5.13
4.12

0.11
63.73
10.88
23.59

0.11
9.36
0.28

53.59

63.16

21.09

165.42

27.25

42.13

0.03

2.17
3.15

4305.84

5862.81

1491.93
1491.93

53.35
85.45

131.66
8.82

0.26
0.00
2424.15

9705.24

75.00
75.00

258.94
258.94
20.00
20.00

33.21
600.51
2512.92

18

9109.78

3359.84

3825.50

13260.63

5601.47

1494.11

1317.19

11504.80

168.01
145.14

667.01
679.90

979.16
853.20

1303.01
1052.85

1178.44
995.00

9.61

23.55

24.13
28.57

22.55

181.68

-0.14
1.57

0.53
5.12

0.28
0.04

102.68
15.79
1.85
5.63

208.75

7.24
0.02

43.21
0.11
-123.74
67.54
112.88

36.11
5.30

9228.53
210.85
210.85

34.54
200.00

225.96
201.71

1005.43
923.48

107.23

15.05

23.73

76.10

0.01
1.00

-194.28
13.77

0.22
0.30

3.26
2.59

11853.84
235.87
235.87

11726.77
161.06
161.06

637.59
13.82
13.82

6906.14
76.16
76.16

123.26

2321.84
87.61
87.61

5142.88
5142.88

5982.26
5982.26

4901.69
4901.69

428.86
428.86

3582.43
3582.43

57.18
57.18

1537.57

1992.71
1992.71

4601.42
4601.42

3707.07
3707.07

115.90
115.90

1872.01
1872.01

45.74
45.74

1537.57
465.97
465.97

7677.19
350.94
350.92
0.02
3684.64
3684.06
0.58
1541.27
1541.27

1882.09
1882.09

1032.84
1032.84

2956.96
2956.96

79.00
79.00

1375.54
1375.54

14.63
14.63

229.99
229.99

2085.95
2085.95

5.71
5.71

0.70
0.70

14.39
14.39

542.55
8.44
183.15
130.70
220.26

91.90
3.68
18.20
0.72
69.30

518.32
8.86
115.92
81.19
312.35

Kaski

Kabeli

FewaDB

781.97
673.72

0.26
1.50

86.40
58.48
0.25
11.70
8.17
4.65
2.48
0.67

OmDB

Jyoti

391.15
332.80

Purnima

Garima

265.33
240.35

Corporate

Kastamandap

136.87
120.00

Alpine

Country

BFI Name

diyalo

S.N.

Bhargav

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

112.88

1540.22
14.89
14.89

2019.40
50.07
50.07

1575.93
18.77
18.77

1603.30
67.51
67.51

640.41
640.41

901.47
901.47

564.89
564.89

878.39
878.39

525.04
525.04

643.09
643.09

558.29
558.29

224.07
224.07

6719.42
245.50
245.32
0.18
3398.53
3397.40
1.13
1777.27
1777.27

347.67
347.67

424.66
424.66

433.98
433.98

431.44
431.44

1295.31
1295.31

12.21
12.21

0.11
0.11

1.89
1.89

2.81
2.81

22.56
1.20
12.49
0.70
8.17

62.66
2.69
25.99
3.93
30.04

502.08
40.49
102.28
16.77
342.53
5103.43
684.91

353.52
33.81
97.20
16.92
205.59
1844.09
223.73

99.73
2.57
26.31
6.90
63.95

1.44
1.44
13.98
534.99
0.63
165.18
78.54
290.64

536.01
12.26
136.92
46.98
339.86

24.14
1.91
6.55
0.92
14.75

0.34
296.88
16.20
88.48
47.61
144.59

25.86

35.33

42.68

92.76
1.64
30.14
13.06
47.92
28.96
46.93

322.87

300.52

23.46

172.16

0.34

65.36

152.15

1725.52

2382.72

2109.49

1939.96

13789.72

12629.04

14028.69

13741.75

771.58

8157.49

700.69

2705.07

9353.08

LIQUID FUNDS
515.04
a. Cash Balance
43.27
Nepalese Notes & Coins
43.27
Foreign Currency
b. Bank Balance
471.77
1. In Nepal Rastra Bank
68.42
Domestic Currency
68.42
Foreign Currency
2. "A"Class Licensed Institution
336.40
Domestic Currency
336.40
Foreign Currency
3. Other Financial Ins.
66.95
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
6.86
a. Interbank Lending
b. Non Residents
c. Others
6.86
LOANS & ADVANCES
1147.87
a. Private Sector
1147.87
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
42.68
OTHER ASSETS
13.06
a. Accrued Interest:
0.70
Financial Institutions
Government Enterprises
Private Sector
0.70
b. Staff Loans / Adv.
9.41
c. Sundry Debtors
2.50
d. Cash In Transit
e. Others
0.45
9 Expenses not Written off
Non Banking Assets
Reconcillation Account
0.01
Profit & Loss A/c

607.66
58.48
58.48

541.40
80.94
80.94

3182.25
230.69
230.08
0.61
2951.56
596.28
596.28

2938.55
334.86
334.86

187.03
21.17
21.17

935.71
34.00
34.00

618.19
615.28
615.28

47.10
5.51
5.51

1899.71
136.60
136.59
0.01
1763.11
591.45
591.45

5.41
1.13
1.13

113.77
88.88
88.88

4.28
0.17
0.17

901.71
256.90
256.90

170.08
170.08

24.81
24.81

85.23
85.23

2145.70
2145.70

0.96
0.96

35.80
35.80

695.59
695.59

1.64
1.64

377.22
377.22

2432.00
81.24
80.85
0.39
395.04
384.73
384.56
0.16
10.32
10.27
0.05

272.32

0.08

1787.21
141.89
137.34
4.55
1645.32
320.96
312.81
8.15
811.23
801.92
9.31
507.65
5.47

2395.40
260.09
260.09

479.70
37.30
37.30

538.03
59.88
59.78
0.10
104.03
18.80
18.80

209.58

1.95

5.79

476.07

2.47

267.59

69.48
69.48

346.68
346.68

1985.50
1985.50

118.76
118.76

Assets
1

7
8

10
11
12

TOTAL ASSETS

1725.52

374.12
374.12

60.00
60.00

0.20

1.43

0.21

544.28
544.28
544.28

1591.04
1591.04
180.00
180.00

80.00
80.00

419.15
409.15
10.00

175.00
175.00

50.00
50.00

65.68
7.62

20.93

85.71

42.10

17.00

1.45
19.48
8007.40
8007.40

85.71
9927.26
9927.26

42.10
10224.70
10224.70

550.11
550.11

0.20
1720.41
1720.41

1.43
1417.67
1417.67

0.21
1317.35
1317.35

58.06
5849.57
5609.02
240.55

19.18
35.27
3.93

32.96
49.34
7.13
1.39
0.10
5.64
20.15
1.83

13.06
71.31
13.80

80.06
201.16
16.92

98.42
315.89
99.83

95.34
266.06
61.72

13.80
0.03
36.04

159.95
214.38
28.66
8.67
1.39
18.61
22.15
7.72

16.92
52.77
29.33

2.86
96.97
30.83
0.24

20.22
0.08
6.62

21.44

155.85

102.13

184.99

45.93
5104.32
382.69

1844.09

13789.72

12629.04

3.93
10.65
1.12
19.57

2382.72

2109.49

1939.96

1955.72
1954.95
0.76
327.20
327.20

10.60

128.28

17.00
5983.17
5983.17

242.89
242.89

10.60
1704.55
1704.55

128.28
6009.53
6009.53

13.89
20.55
0.92

78.92
128.69
47.61
4.82

3.32
194.62
129.21
106.07

15.69
38.52
0.72
0.56

147.66
268.86
113.34

1.94
59.77
41.01
20.99

0.92
7.68
0.80

42.79
1.65
3.88

23.14
0.46
3.16

0.17
5.77
1.38

3.29
110.05
14.78
1.25

142.35

11.14

75.55

61.78

30.64

139.49

217.74

39.54

36.71

19

14028.69

13741.75

771.58

8157.49

700.69

2705.07

9353.08

124.73
108.92

859.13
770.88

221.25
198.00

61.02
55.66

330.86
290.50

5.58

8.57

2.91
5.92
2.02
0.10

117.69
7.70
4.00
11.28

15.29

53.27

3.92

0.51

2.19
32.79

20.08
2.16
1.02

18.94
20.23
0.68
0.50

Shine

Tourism

1009.09
868.42

Raptiveri

71.84
60.89

Vibor

131.82
122.33

Jhimruk

Innovative

Matribhumi

IDBL

Kanchan

Pacific

63.08
57.50

Kakre

BFI Name

Hamro

S.N.

Bagmati

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

690.17
917.07

152.90
143.77

881.81
786.94

73.44

5.46

82.20

-396.22
95.88
5.00
5.00

2.69
0.98

5.60
7.06
250.00

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

0.30
0.62

1.44

71.60
48.50
4.47
10.20
6.79
1.35
0.06
0.23

250.00

581.38
5.86
5.86

1042.42
45.50
45.50

798.11
4.67
4.67

8386.76
135.07
135.07

1051.25
7.84
7.84

6280.02
133.69
133.69

1914.24
26.00
26.00

474.53
0.03
0.03

2411.83
62.55
62.55

807.39
22.29
22.29

6479.71
265.69
265.69

910.67
3.74
3.74

391.14
391.14

498.79

492.49
492.49

6453.20
6453.20

568.53
568.53

2425.65
2425.65

1267.12
1267.12

353.36
353.36

1576.58
1576.58

554.91
554.91

441.84
441.84

166.82
166.82

1170.52
110.72
1059.80
626.82
626.82

188.26
188.26

1768.42
1768.42

359.72
359.72

68.08
68.08

516.47
516.47

104.55
104.55

286.37
286.37

1945.40
1945.40

261.40
261.40

51.86
51.86

256.23
256.23

124.81
124.81

2146.95
2146.87
0.08
2350.93
2350.43
0.50
1712.42
1712.42

1.14
1.14

0.25
0.25

6.86
6.86

0.83
0.83

3.73
3.73

24.27
1.00
9.83
0.69
12.75

8.27
222.89
0.58
79.10
19.82
123.39

34.88
34.88
149.50
149.50

498.79
191.28
191.28
306.85
306.85

134.13
134.13

1.20

432.13
432.13
32.96
32.96

8266.04
469.59
436.71
32.89
3162.54
3144.72
17.82
2307.02
2307.02
2192.93
1975.31
217.63
133.95
133.95

1.20
11.84
0.49
3.58
0.07
7.71

40.15
2.14
12.88
0.57
24.56

13.79
0.42
7.41
0.61
5.36

288.19
16.43
89.39
6.73
175.64

3.99
427.79
17.87
81.95
40.71
287.26

13.62
0.09
9.12
2.23
2.18

67.12
1.37
35.14
7.31
23.30

5.10

0.22
91.75
0.37
21.69
1.22
68.48

5.43
659.63
1.12
149.12
23.37
486.02

14.59

37.94

7.06

283.63

46.51

120.85

62.01

3.47
0.35
1.28
62.16
13.72

60.61

19.72

217.90

19.60
2.72
8.90
7.53
0.44
43.56
25.05

670.89

1252.33

890.81

9967.67

1236.12

7691.78

2264.62

616.52

2895.27

922.99

7623.95

1151.77

10262.29

LIQUID FUNDS
289.06
a. Cash Balance
24.17
Nepalese Notes & Coins
24.17
Foreign Currency
0.00
b. Bank Balance
42.23
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
41.07
Domestic Currency
41.07
Foreign Currency
3. Other Financial Ins.
1.17
4. In Foreign Banks
c. Money at Call
222.65
Domestic Currency
222.65
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
1.71
a. Interbank Lending
b. Non Residents
c. Others
1.71
LOANS & ADVANCES
357.88
a. Private Sector
357.88
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
14.55
OTHER ASSETS
7.62
a. Accrued Interest:
0.07
Financial Institutions
Government Enterprises
Private Sector
0.07
b. Staff Loans / Adv.
2.12
c. Sundry Debtors
0.37
d. Cash In Transit
e. Others
5.06
9 Expenses not Written off
0.08
Non Banking Assets
Reconcillation Account
Profit & Loss A/c

334.67
19.51
19.51

2313.69
317.10
317.10

292.52
28.09
28.09

228.97
6.07
6.07

854.44
58.95
58.95

70.38
55.49
55.49

90.95
10.95
10.95

25.99
0.10
0.10

166.66
155.91
155.91

196.74
24.54
24.45
0.10
59.83

1553.89
87.56
87.55
0.02
1466.32
217.00
217.00

277.61
25.15
25.15

500.40
438.98
438.98

2059.10
244.58
244.48
0.09
403.54
377.49
377.49

499.70
45.83
45.83

48.81
1.31
1.31

379.22
40.86
40.85
0.01
338.37
72.72
72.72

2527.98
222.24
183.29
38.95
443.17
404.32
397.34
6.98

47.50
47.50

131.74
131.74

20.65
20.65

13.35
13.35

22.29
22.29

80.00
80.00

25.89
25.89

10.52
10.52

59.83
59.83

0.32
0.32

133.91

40.78

1.54

1496.19
1496.19

194.05
194.05

0.58
3.18
1410.99
1409.41
1.57
201.70
201.70

825.29
825.14
0.15
424.04

199.37

Assets
1

7
8

10
11
12

TOTAL ASSETS

670.89

266.34
266.34

10.00
10.00

0.23
362.91
362.91

196.91
196.91

628.82
628.82

58.66
58.34
58.34

333.45
333.45

38.85
1862.57
1836.66
25.91
100.00
100.00

0.10

162.56

0.06

0.10
708.94
708.94

162.56
5284.70
5100.70
184.00

12.21
38.34
7.53

7.53
14.04
0.13

145.54
402.91
24.95
13.47
1.11
10.38
44.28
12.28

16.63

321.39

112.36
112.36

1.00

193.80
193.80

1.00
11.46

0.10

18.30

11.46
858.93
858.93

0.10
482.74
482.74

18.30
7288.98
7288.98

18.04
28.36
0.57

8.07
20.68
0.92

141.10
195.59
6.73

14.23
18.90
2.23

0.57
2.32
6.90

0.92
13.89

6.73
27.50

2.23
3.48
0.28

18.57
0.89

5.87

161.36

12.92

910.47
905.47
5.00

80.68
20.63

20.23

0.14

60.05
4973.91
4734.72
239.19

20.23
1644.38
1644.38

0.14
314.09
314.09

56.43
319.91
44.31
13.65
1.16
29.51
68.58
1.95

58.30
40.10
7.31

6.28
4.57
0.35

16.90
37.48
1.22
0.43

5.03
12.20
0.69

7.31
19.04
4.03

0.35
0.24
0.03

0.78
0.51
0.40

0.69
2.05
-0.13

40.14
214.53
22.99
11.43
3.17
8.39
11.14
26.87

205.07
0.04

9.72
1.91

3.95
0.32

35.36

9.59

153.53

1985.45
1985.45

784.50
784.50

34.68
62.16
1252.33

890.81

9967.67

1236.12

7691.78

20

2264.62

616.52

-0.01
2895.27

922.99

0.06
7049.43
6903.66
145.77

36.36
39.11

7623.95

1151.77

10262.29

Sajha

Apex

Green

208.85
183.53
14.77

109.15
106.00

2008.30
1580.34

24.20
14.00
11.41

105.63
100.00

83.56
100.00

553.75
666.56

90.51
100.00

10.70
5.33
0.82
0.39

1.79

8.51

12.57

4.31

3.68

10.55

1.85

0.81

1.13

0.57

0.18

0.04
0.91

0.61

-2.38
0.36

4.50

-16.44

0.21

331.70
2.30
4.11
89.86

2050.93
5.79
5.79

152.22
0.02
0.02

1188.42

526.96
5.77
5.77

1284.86
21.39
21.39

631.47
4.04
4.04

2125.67
13.39
13.39

365.90
14.39
14.39

259.53
9.58
9.58

746.44
21.92
21.92

509.35
26.20
26.20

7292.82

338.45
3.97
3.97

1377.88
1377.88

132.93
132.93

742.42
742.42

340.67
340.67

723.15
723.15

461.95
461.95

1201.73
1201.73

143.86
143.86

15070.69
167.45
104.35
63.09
6493.91
6493.91

202.64
202.64

345.39
345.39

215.43
215.43

66.62
66.62

301.87
301.87

12.46
12.46

182.43
182.43

34.22
34.22

228.02
228.02

68.64
68.64

330.55
330.55

60.08
60.08

4237.84
4237.84

32.41
32.41

168.36
168.36

45.09
45.09

5553.99
5553.98
0.01
1736.85
1736.85

365.40
365.40

6.82
6.82

146.24
146.24

312.17
312.17

96.44
96.44

580.00
580.00

147.57
147.57

14.33
14.33

210.77
210.77

221.88
221.88

263.58
263.58

0.05
0.05

0.13
0.13

0.40
0.40

4168.62
4168.62
0.01
2.87
2.87

31.73
0.37
20.18
4.60
6.58

11.13
0.40
3.71
1.52
5.50

60.79

59.20
0.53
5.14
0.08
53.45

547.22
44.90
241.80
68.74
191.77

5.09
0.11
2.62
0.27
2.08

51.38

7.47
0.82
1.35
2.22
3.08
0.00
4.96

41.66

15.76

14.23

15.41

69.53

14.89

439.50

5.11

14.74

2430.76

193.01

1391.44

590.23

1561.41

765.32

2426.66

514.49

18065.71

293.92

LIQUID FUNDS
611.14
a. Cash Balance
79.84
Nepalese Notes & Coins
79.84
Foreign Currency
b. Bank Balance
117.42
1. In Nepal Rastra Bank
67.42
Domestic Currency
67.42
Foreign Currency
2. "A"Class Licensed Institution
50.00
Domestic Currency
50.00
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
413.88
Domestic Currency
413.88
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
0.21
a. Interbank Lending
b. Non Residents
c. Others
0.21
LOANS & ADVANCES
1758.74
a. Private Sector
1758.74
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
25.84
OTHER ASSETS
34.83
a. Accrued Interest:
0.86
Financial Institutions
0.26
Government Enterprises
Private Sector
0.60
b. Staff Loans / Adv.
0.42
c. Sundry Debtors
1.05
d. Cash In Transit
e. Others
32.50
9 Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c

51.33
9.49
9.49

410.43
45.27
45.26
0.01
23.03
22.17
22.17

277.65
27.83
27.83

399.02
42.65
42.65

248.59
17.06
17.06

750.57
61.26
61.26

163.60
19.27
19.27

249.82

69.66
3.08
3.08

32.12
25.07
25.07

125.84
36.20
36.20

18.90

3844.20
459.44
459.14
0.30
783.98
777.24
777.24

0.85
0.85

249.82
249.82

66.58
66.58

7.05
7.05

89.65
89.65

18.90
18.90

6.74
6.74

Salpa

59.24
50.31
4.64

Kailash

201.54
196.27

Manaslu

36.38
23.60

Cosmos

129.63
120.94

Sahara

28.36
26.00

BFI Name

Sindhu

212.16
194.93

S.N.

Mission

Saptakoshi

Kalinchowk

N.Community

Mt. Makalu

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

116.28
0.01
18.09
0.86
97.31

14.20
1.52
45.08

1.09
0.21

22.61
0.05
16.11
0.22
6.22

24.56
5.87
7.21
1.47
10.01

0.56
0.56

49.84
0.39
-206.81
43.78

-9.49

68.85
68.85
198.51
198.51

0.76
0.76

1.99
1.99

0.50
0.50

21.49
2.77
10.55
1.54
6.63

0.85
749.01
9.82
111.33
518.59
109.27

8.05
1.63
4.40
1.14
0.88

118.80

1.16

878.39

614.40

8715.23

438.17

133.33
13.27
13.27

254.62
18.96
18.96

232.61
25.21
25.21

116.00
2.96
2.96

13.30

45.87
45.85
45.85

30.36
30.36
30.36

1853.45
352.26
352.05
0.21
1010.44
927.54
927.54

13.30
13.30

0.02
0.02

82.84
82.84

92.15
92.15

0.07

17.21

11.59
0.07
7.35
0.56
3.61

Assets
1

7
8

10
11
12

TOTAL ASSETS

2430.76

7.89

7.87
7.87
0.02
33.94
33.94

342.13
342.13

286.71
286.71

199.41
199.41

563.46
563.46

125.43
125.43

10.00
10.00

2600.78
2598.18
2.60
198.57
198.57

106.76
106.76

189.79
189.79

177.04
177.04

490.75
490.75

1.50

75.75
75.75

113.04
3.68
3.68

1.50

1.69

0.14

0.53

260.98

0.02

47.89

132.86
132.86

1.69
908.26
908.26

0.14
499.02
499.02

0.53
1610.85
1610.85

325.46
325.46

260.98
13506.99
13170.22
336.77

0.02
349.35
349.35

43.04
4.85
6009.43
6009.43

312.15
312.15

3.19
5.63
2.22

302.23
302.23

1089.88
1089.88

34.10
26.96
4.60

6.45
3.90
1.56
0.01

51.84
19.58
1.52
0.68

6.95
10.16
0.08

25.78
38.92
0.21
0.02

14.59
7.09
1.47
0.24

2.22
0.78
0.13

4.60
3.11
0.02

1.55
0.44
0.00

0.84
5.69

0.08
0.54
0.90

0.20
6.14

1.23

2.49

19.23

1.90

12.37
1.09

8.65
0.46

32.58

1.32
4.30
3.75

150.56
150.56

601.09
339.76
261.32

133.98
119.69
70.52
28.54
1.58
40.40
19.28
11.01

5.19
4.73
0.27
0.02

15.12
7.57
0.56
0.21

14.62
12.05
1.54

50.33
658.77
536.71

6.24
3.54
1.14

0.25
2.67
0.35

0.35

7.57
529.14
44.16
4.64

1.14
0.49

0.07

1.54
7.28
0.16

18.87

1.45
0.11

6.94

3.07

293.92

878.39

614.40

1.30

73.26
0.03
18.29
1.29

1.92
0.24

8715.23

438.17

4.23
193.01

1391.44

590.23

1561.41

765.32

21

2426.66

514.49

18065.71

Goodwill

SFL

SIFCL

Lumbini

-138.05
233.33

512.77
578.66
0.82

110.94
176.59

469.25
303.51

420.83
363.00

437.50
359.99

296.65
220.00

601.83
412.50

2125.74
2008.80

601.05
483.00

-54.07
187.95
4.53

94.37

40.00

142.58

45.53
102.84

55.15

73.85

76.34

128.74

94.66

-201.71
53.76

-106.94
7.34

15.03
2.34

3.66

0.27
0.05

10.46
50.13

213.37
3.59
-103.46
3.44

114.99

-312.91
59.73

292.00
8.26
-422.62
55.66

33.96

5.93
0.66
370.00

170.47
2.48
-565.33
21.00

0.46
2.60

-430.38
89.17

Lalitpur

PFCL

228.20
233.56

ILFCO

Union

-77.38
135.80

Gurkhas

NIDC Capital

889.54
788.58

NSMFL

NFL

BFI Name

Reliable

S.N.

Mahalaxmi

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

2.68
640.00

370.00

640.00

8133.23
91.03
91.03

137.98

989.62
14.29
14.29

572.33

3022.55

941.20
12.23
12.23

3334.85

3440.45

2552.64

1815.67

2081.12

1126.01
9.15
9.15

5430.91
91.48
91.48

331.80

2464.54
2464.54

114.15
114.15

503.10
503.10

32.01
32.01

2177.67
2177.67

275.31
275.31

1824.06
1824.06

2005.90
2005.90

1418.88
1418.88

629.00
629.00

1150.34
1150.34

575.30
575.30

2020.04
2020.04

223.14
223.14

3337.00
3337.00

22.80
22.80

455.21
455.21

844.88
844.88

563.51
563.51

1510.79
1510.79

1425.74
1425.74

1133.07
1133.07

1186.67
1186.67

929.82
929.82

494.33
494.33

2509.58
2509.58

89.82
89.82

27.34
27.34

789.37
789.37

0.96
0.96

19.89
19.89

20.44
20.44

18.84
18.84

400.25
4.80
195.77
84.77
114.90

666.21
103.27
191.87
124.03
247.02

197.09
16.98
56.42
6.10
117.59

2166.24
2166.24
74.42
74.42
5.34
597.22
84.52
158.63
42.40
311.67
0.00
269.09

17.01
17.01
1.03
1.03

585.95
82.29
193.12
114.72
195.83

402.91
62.14
22.19
29.47
289.12

204.76
204.76

44.62
44.62

335.56
335.56

45.53
45.53

975.56
2.87
308.14
261.58
402.98

0.61
173.30
0.29
128.66
23.63
20.72

549.20
16.95
138.11
71.44
322.70

8.82
8.82

0.69
0.69

345.03
46.00
109.93
11.88
177.22

362.34
1.93
261.40
78.01
21.00

121.93
11.04
15.77
1.38
93.74

35.50

223.74

5082.66
86.21
2380.89
2431.18
184.37
0.05
136.49

108.12

131.49

30.24

179.56

120.09

102.61

825.67
0.27
454.75
287.22
83.43
0.01
58.79

10264.42

682.05

1844.47

5653.48

4760.03

1226.05

4461.42

4977.81

3352.47

2264.49

3262.75

4038.04

6331.66

1162.19

LIQUID FUNDS
2570.18
a. Cash Balance
181.51
Nepalese Notes & Coins
175.46
Foreign Currency
6.05
b. Bank Balance
1361.49
1. In Nepal Rastra Bank
1359.01
Domestic Currency
1359.01
Foreign Currency
2. "A"Class Licensed Institution
2.48
Domestic Currency
2.48
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
1027.18
Domestic Currency
1027.18
Foreign Currency
INVESTMENT IN SECURITIES
300.00
a. Govt.Securities
300.00
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
112.26
a. Interbank Lending
b. Non Residents
c. Others
112.26
LOANS & ADVANCES
6665.59
a. Private Sector
6560.09
b. Financial Institutions
105.50
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
136.69
OTHER ASSETS
463.20
a. Accrued Interest:
50.68
Financial Institutions
14.55
Government Enterprises
Private Sector
36.13
b. Staff Loans / Adv.
23.03
c. Sundry Debtors
266.92
d. Cash In Transit
e. Others
122.57
9 Expenses not Written off
0.59
Non Banking Assets
15.91
Reconcillation Account
Profit & Loss A/c

23.47
1.33
1.33

765.47
1.36
1.36

65.87
2.68
2.68

1258.16
89.64
89.64

475.74
5.96
5.96

1783.57
55.79
55.79

1534.95
103.01
103.01

1160.06
39.47
39.47

533.14
5.62
5.62

982.68
4.91
4.91

992.13
6.88
6.88

1379.98
58.33
58.33

79.43
2.34
2.34

22.14
0.81
0.81

764.11
55.31
55.31

23.04
1.58
1.58

112.97
112.97
112.97

192.22
188.25
188.25

1727.77
165.78
165.78

1431.94
154.74
154.74

1120.59
78.60
78.60

527.52
54.54
54.54

42.26
35.60
35.60

985.26
55.89
55.89

337.13
265.85
265.85

77.09
26.40
26.40

21.24
21.24

604.90
604.90

5.10
5.10

3.84
3.84

542.68
542.68

1277.20
1277.20

472.63
472.63

417.86
417.86

6.66
6.66

927.66
927.66

67.86
67.86

50.69
50.69

0.08

103.90

16.36

0.14

1019.32

0.00

569.36

55.12

1.71

3.42

249.15

Assets
1

7
8

10
11
12

TOTAL ASSETS

10264.42

40.15
40.15

1055.55
1055.55

277.56
277.56

10.00
10.00

10.01
10.01

27.00
27.00

16.50
16.50

10.97

57.09

92.55

161.61

2.53

10.97
208.14
208.14

57.09
586.82
586.82

92.55
2413.74
2413.74

161.61
2467.59
2467.59

9.51
333.78
114.72
60.69
0.16
53.88

42.95
226.52
29.47
29.47

68.42
2986.79
2425.55

116.61
622.72
261.58
261.58

2425.55

131.72

0.89
86.68

446.14

87.34

109.48

115.10

94.03
0.03
2.14

155.62

16.10

682.05

1844.47

5653.48

2.83
7.73

935.51
935.51

984.52
984.52

122.57
122.57

70.00
70.00

95.00
95.00

140.00
140.00

1490.00
1490.00

238.10
238.10

3.79

134.44

7.71

3.30

132.84

53.34

52.74

14.12

2.53
630.08
630.08

3.79
2359.30
2359.30

134.44
2849.36
2849.36

7.71
1906.99
1906.99

3.30
1452.90
1452.90

132.84
1754.57
1754.57

53.34
1091.35
1011.35
80.00

52.74
4482.91
4382.91
100.00

14.12
596.79
596.79

27.50
43.49
23.78
18.81
0.03
4.95
9.73
4.01

34.66
279.98
76.50

226.85
103.76
11.88

44.55
117.96
80.42

8.96
243.71
86.97

3.32
419.60
287.33
20.87

11.88
5.46

80.42
14.08
5.00

34.89
275.34
141.87
123.78
10.05
8.04

96.08
80.63
6.10
1.06

76.50
5.47
3.78
2.43
191.80

116.07
63.08
2.28
0.06
0.89
1.33
1.03
2.79

5.04
6.46
11.42

266.46
27.81

86.42
5.87

18.46

56.98

154.75

114.84
20.25
80.72

56.65

104.46

1.20
0.01

48.94

4038.04

6331.66

1162.19

350.59
1.64
87.93
16.76

5.97
0.02

4760.03

1226.05

0.13

1.00

30.19

22

2.20
84.77
1.99
0.00

18.63

45.20
4461.42

4977.81

3352.47

2264.49

3262.75

296.12
246.76

-237.60
127.01

14.71
150.00
50.36

100.89
1.49
20.62
1.77

15.81
0.23
-97.36
6.93

4.43
6.80
-38.59
2.03

86.54

108.23

4.83
4.63

1.07
0.08

20.69
0.43
-530.78
145.04

1.96

6.66

47.95
0.12
0.67
0.63

-238.82
51.20

1.94
0.67

231.94
474.41

272.93
201.60

-213.01
181.98
1.37

-800.16
935.07

-196.15
70.00
24.49

80.63
0.52
-450.83
127.21

23.68
10.07
34.88
2.70

20.69
1.36
-418.41

193.49
2.61
-1931.32

46.44

Crystal

Premeire

600.50
491.12

CMBFCL

Central

403.98
310.78

WMBFL

Pokhara

174.82
200.16

Srijana

Janaki

57.83
132.23

Synergy

Progressive

588.71
463.93

Arun

General

BFI Name

United FC

S.N.

Multipurpose

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

44.27
32.20

-498.38
161.30

29.74
29.74

4541.86

19.72

533.44

1434.05

3045.52

1977.73

731.76

83.82

136.85

1944.10

2169.94

171.86

864.41

278.58

2695.77
2695.77

15.18
15.18

393.27
393.27

609.17

1695.78
1695.78

1092.35
1092.35

379.49
379.49

44.98
44.98

56.44
56.44

1096.74
1096.74

1747.72
1747.72

116.43
116.43

22.72
22.72

128.16
128.16

1846.09
1846.09

4.54
4.54

140.17
140.17

1349.74
1349.74

885.38
885.38

278.28
278.28

5.73
5.73

80.41
80.41

843.89
843.89

421.28
421.28

55.43
55.43

73.98
73.98

33.11
33.11

3.47
3.47

0.94
0.94

841.69
841.69

150.42
150.42

1081.62
51.22
371.17
349.69
309.54

160.72
1.15
52.76
26.89
79.92
10.18
69.10

24.22
3.54
9.85
4.49
6.34

147.92
70.43
22.51
1.69
53.30

609.79
4.25
268.91
256.34
80.29

3492.84
14.96
1731.52
1692.33
54.03

921.37
4.56
402.76
393.46
120.59

609.17
822.88
822.88

2.00
2.00

238.03
31.57
56.61
22.26
127.59

24.07
0.58
9.92
3.58
9.99

140.79

357.32
13.88
171.74
154.72
16.99
-0.49
1.37

151.19
3.28
43.99
53.60
50.32

263.12
59.64
74.89
80.73
47.87

124.29
12.57
29.97
10.88
70.87

25.89

124.88

87.51

79.20

7.49

723.91
20.37
357.64
186.09
159.80
0.00
36.90

140.83

102.91

5.72

113.70

5509.38

435.76

758.22

2114.10

3996.65

2477.34

1575.77

338.53

212.83

2936.85

2731.62

671.54

3592.56

1117.51

LIQUID FUNDS
985.63
a. Cash Balance
90.16
Nepalese Notes & Coins
90.16
Foreign Currency
b. Bank Balance
895.47
1. In Nepal Rastra Bank
205.37
Domestic Currency
205.37
Foreign Currency
2. "A"Class Licensed Institution
596.80
Domestic Currency
596.80
Foreign Currency
3. Other Financial Ins.
93.31
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
180.00
a. Govt.Securities
180.00
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
88.67
a. Interbank Lending
b. Non Residents
c. Others
88.67
LOANS & ADVANCES
4024.00
a. Private Sector
4024.00
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
84.54
OTHER ASSETS
146.01
a. Accrued Interest:
23.45
Financial Institutions
Government Enterprises
1.19
Private Sector
22.26
b. Staff Loans / Adv.
40.88
c. Sundry Debtors
5.99
d. Cash In Transit
e. Others
75.70
9 Expenses not Written off
Non Banking Assets
0.54
Reconcillation Account
Profit & Loss A/c

60.91
1.34
1.34

277.16
29.32
29.32

723.30
2.12
2.12

898.62
27.03
27.03

923.92
19.98
19.98

74.28
12.03
12.03

114.73
3.64
3.64

39.72
8.61
8.61

678.84
63.12
63.12

622.95
59.74
59.74

55.56
3.03
3.03

31.85
0.43
0.43

62.20
0.36
0.36

59.57
0.75
0.75

247.84
17.03
17.03

35.52
32.67
32.67

65.69
65.69
65.69

127.38
115.80
115.80

62.25
33.55
33.55

111.09
2.97
2.97

15.99

615.73
53.67
53.67

56.57
55.88
55.88

52.53
0.08
0.08

31.42
3.99
3.99

61.83
1.28
1.28

3.30
3.30

47.03
47.03

2.85
2.85

11.58
11.58

25.90
25.90

107.93
107.93

15.99
15.99

475.02
475.02

0.69
0.69

37.82
37.82

2.66
2.66

57.54
57.54

55.52

183.78

2.80

0.20

14.63

24.77

3.02

0.25

0.03

3.23

Assets
1

7
8

10
11
12

TOTAL ASSETS

5509.38

685.66
685.66
5.00
5.00

805.91
805.91

776.56
776.56

87.04
15.12
15.12

129.48
129.48

506.64
506.64
250.00
250.00

41.20

41.20
0.20

6.95

5.77

12.34

19.88

1.24

0.10

0.19

7.15

0.20
172.26
172.26

6.95
447.12
397.12
50.00

5.77
1300.01
1300.01

12.34
2644.24
2602.73
41.51

19.88
1402.55
1402.55

1.24

0.10
55.12
55.12

0.19
139.12
139.12

7.15
1401.76
1401.76

1910.47
1910.47

0.25
258.47
258.47

0.03
1731.52
1731.52

3.23
409.45
409.45

86.51
1742.66
1692.33
1692.33

201.07
432.60
393.46

526.45
526.45
1.63
183.25
154.72

6.27
15.71
3.58

6.04
75.29
53.60

148.26
163.71
80.73

44.22
79.63
13.45

39.57
505.31
349.69

3.67
89.11
26.89

7.11
25.40
4.49

123.32
375.57
186.09

32.70
122.89
1.69

15.33
274.77
256.34

154.72
3.15
25.34

3.58
1.50
2.95

53.60

80.73

349.69

0.94

0.13

13.45
16.84
14.22

1.82

26.89
0.05
54.98

4.49
2.80
0.84

186.09
3.79
157.13

1.69
4.58
19.33

256.34
4.31
0.02

0.08
3.55

0.65

0.05

7.68

20.75

82.86

35.12

153.80

7.20

28.56

46.70

38.50

295.67

65.54
10.25

100.21

97.29
0.24
1.17

14.10

7.14

17.26
0.30
0.99

2477.34

1575.77

212.83

2936.85

2731.62

671.54

16.56
0.95

3.70

393.46

66.52
0.65

8.97

133.25
435.76

758.22

2114.10

3996.65

23

338.53

3592.56

1117.51

Unique

Manjushree

Jebils

Reliance

Bhaktapur

821.87
685.29

432.95
369.30

-198.70
150.00
25.23

73.07
63.45

261.94
221.00

44.31
37.50

269.00
238.61

282.82
250.65

283.35
256.85

490.22
445.71

214.83
200.00

58.72

18.86
0.99
0.36

94.18
25.79
10.34
6.27
1700.00

55.01

4.49
0.62
-379.04

9.29

20.48

5.39

28.36

20.50

20.82

28.66

11.00
3.54

0.33

5.39
15.08

0.94
0.48

2.02

10.85
0.83
187.90
187.90

3.16
2.52

11.82
4.03

Seti

Namaste

157.73
137.52

hama

Sagarmatha

355.78
293.74

Kuber

ICFC

BFI Name

Everest

S.N.

Guheshwori

Statement of Assets and Liabilities as on Asar end, 2073(Mid-July, 2016)

Liabilities
1

4
5

6
7

CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c

0.31
3.01

0.11
8.53

0.29
1.00
1.00

1700.00

1936.50

1303.66

5969.62

3102.18

205.72

265.11

212.29

406.92

808.41

2484.62

972.09
2.91
2.91

2441.98

459.14

666.53
666.53

825.42
825.42

4100.74
4100.74

1403.57
1403.57

21.39
21.39

168.85
168.85

105.36
105.36

344.80
344.80

294.41
294.41

363.32
363.32

1027.30
1027.30

227.07
227.07

861.95
861.95

478.24
478.24

1866.82
1866.82

1160.49
1160.49

184.33
184.33

96.26
96.26

43.48
43.48

62.09
62.09

365.90
365.90

468.19
467.82
0.37
817.39
817.39

413.18
413.18

554.63
554.63

136.39
136.39

538.12
538.12
408.02
408.02

100.69
12.90
35.69
5.62
46.48

2.78
2.78

2.06
2.06

57.12
2.55
13.24
1.32
40.01

0.28
471.09
30.71
123.69
16.90
299.80

95.68
95.68

63.46
63.46

0.02
0.02

148.10
148.10

1199.04
1199.04

189.90
189.90

860.05
860.05

9.84
0.24
3.73
0.46
5.40

28.68
4.10
6.75
0.72
17.11

224.26
14.11
82.07
58.17
69.92

147.92
1.95
45.68
29.62
70.67

189.33
11.52
69.29
25.91
82.62

70.01

26.01

153.75

330.56
2.79
113.70
59.61
154.46
698.69
139.04

433.42
13.67
172.90
223.04
23.81
1353.90
170.46

28.66
7.45
5.40
4.92
10.89
9.48
8.49

35.96
0.08
3.51
1.43
30.94

42.60
0.60
25.48
9.20
7.33

29.67

11.41

48.50

54.80

41.12

86.54

9.03

2462.99

1544.52

9116.62

4703.42

1964.80

384.82

539.86

472.47

1154.59

3234.40

1444.47

3208.07

726.61

LIQUID FUNDS
632.59
a. Cash Balance
11.09
Nepalese Notes & Coins
10.98
Foreign Currency
0.11
b. Bank Balance
59.38
1. In Nepal Rastra Bank
58.44
Domestic Currency
58.44
Foreign Currency
2. "A"Class Licensed Institution
0.94
Domestic Currency
0.94
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
562.12
Domestic Currency
562.12
Foreign Currency
INVESTMENT IN SECURITIES
65.00
a. Govt.Securities
65.00
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
96.02
a. Interbank Lending
b. Non Residents
c. Others
96.02
LOANS & ADVANCES
1538.62
a. Private Sector
1518.64
b. Financial Institutions
19.98
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
58.71
OTHER ASSETS
72.06
a. Accrued Interest:
5.89
Financial Institutions
0.69
Government Enterprises
0.27
Private Sector
4.93
b. Staff Loans / Adv.
22.82
c. Sundry Debtors
5.96
d. Cash In Transit
e. Others
37.39
9 Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c

494.74
22.25
22.25

3579.52
205.34
205.34

788.48
19.93
19.93

106.03
6.70
6.70

195.29
0.86
0.86

860.53
35.76
35.76

293.69
7.89
7.89

921.80
22.57
22.57

213.87
16.17
16.17

3374.18
167.30
167.30

768.54
123.38
123.38

0.00
0.00
0.00

209.55
5.78
5.77
0.01
9.55

514.51
1.92
1.92

472.49
26.11
26.11

88.08
2.23
2.23
0.01
85.85
0.16
0.16

512.59
16.22
16.22

824.77
214.48
214.48

48.09
48.09
48.09

899.23
151.50
151.50

197.70
22.56
22.56

190.75
190.75

2691.33
2691.33

250.66
250.66

60.21
60.21

52.64
52.64

9.55
9.55

218.90
218.90

404.34
404.34

475.06
475.06

29.17
29.17

255.63

515.55

394.50

25.48

128.40

277.46

205.95

272.67

145.97

Assets
1

7
8

10
11
12

TOTAL ASSETS

2462.99

194.44
13.40
13.40

99.32
99.32

194.22
194.22

150.00
150.00

180.45
180.45

0.55

103.27

144.50
8.00

0.50

0.10

27.65

0.55
1013.19
1013.19

103.27
4794.50
4794.50

136.50
2593.91
2593.91

0.50
175.07
175.07

0.10
259.06
259.06

27.65
269.84
247.34
22.50

260.39
260.39

3.80
3.80

2.60
2.60

28.96
258.99
63.89
12.50
1.32
50.07
1.01
58.89

7.90
236.52
223.09

5.35
32.23
4.92

8.23
25.40
1.43
0.83

0.65
1.78
0.46
0.04

1.32
7.10
3.63

79.83
355.23
43.19
3.04
1.62
38.53
84.41
25.66

223.09
1.50
3.58

4.92
1.87
21.87

0.59
0.23
0.03

0.43

12.75

201.97

135.19

8.35

3.56

23.71

0.91
0.11

54.27

5.66
698.69

82.28
1353.90

9116.62

4703.42

1964.80

11.23
24.81
1.32

1544.52

237.71
237.71
50.00
50.00

0.41

24

539.86

0.06

16.45

67.72

23.44

0.45
578.57
548.97
29.60

0.06
2162.55
2104.05
58.50

16.45
949.22
918.22
31.00

67.72
2110.32
1997.64
61.00
51.68

23.44
449.26
449.26

2.74
8.33
0.98
0.10
0.26
0.62
1.01
0.01

28.70
141.22
58.17
13.40

4.41
112.63
31.90
5.74
0.38
25.78
8.73
1.81

18.79
85.43
25.91
0.18

2.90
17.23
9.29

6.33

32.78

70.20
0.57

45.24

44.77
34.31
15.97

41.35

472.47

18.60
18.60

0.45

13.45

384.82

67.50
67.50

1154.59

3234.40

25.73
11.64
2.65

0.09
9.20
2.89
0.47
4.58
1.32

3.47
0.55
1444.47

3208.07

726.61

Global

ADBNL

SBL

Laxmi

Kumari

MBL

NIC

NCC

BOK

EBL

NBB

NSBI

HBL

SCBNL

NIBL

NABIL

RBB

BFI Name

NBL

Profit and Loss Statement of upto Asar end, 2073(Mid-July, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

1658.48
1313.78
719.96
574.36

1872.75
1846.20
1152.27
588.62
0.69
2.15
271.82
313.96
105.31

1829.69
1788.11
889.23
403.89
60.58
80.78
201.95
60.58
494.99

2855.65
2717.38
695.48
1239.60
14.71

2187.65
624.70

26.55
100.28
2563.70
795.79

41.58
189.47
776.75
539.39

138.27
164.24
569.69
736.29

352.53
356.52
356.52
356.52

1.16
1056.89
1026.99
238.15
238.15

61.28
61.28
26.48
26.48

788.84

34.80

627.95
619.62
448.72
253.03
195.69
170.90

574.36
19.46
344.70

1224.89
782.30

568.76
565.31
329.80
125.14
0.02
11.49
101.94
11.68
110.37

1565.90
1514.58
780.04
734.54
277.34

1565.15
1445.23
472.14
874.85
200.34
159.66
438.21
76.64
98.23

1456.39
1455.11
321.08
895.88

3.45

51.32

119.92

543.99
427.64

908.21
807.38

612.71
622.32

1.28
15.49
413.63
262.15

134.46
134.46
87.63
66.00
21.63
46.83

17.23
17.23

109.99
109.99
82.33
82.33

457.20

27.65

1.12
4.72
890.04
238.15

10.45
611.71
601.81
316.72
276.79
39.93
285.10

1828.49
1742.98
644.28
848.83
128.85
312.80
312.62
94.56
249.88

1543.79
1460.16
306.41
966.30

1125.11
1124.98
292.03
591.15

2444.18
2402.00
437.99
1400.10

1637.98
1631.57
504.13
817.89

1517.06
1514.72
277.42
945.09

966.30

37.31
553.84
241.80

1298.75
101.35
563.91

231.88
586.00
309.56

85.51

83.63
0.00
429.81
400.80
0.02
0.02

0.13

42.18

309.87
234.20

704.82
601.83

168.13
168.13
168.13
168.13

187.45

79.78
76.85
56.48
79.83
-23.35
20.37

945.09
292.22

1765.42
1721.95
292.31
970.08
0.53
13.58
911.63
44.34
459.56

2000.44
1880.80
459.98
878.67
102.43
165.32
317.53
293.39
542.15

6.41

2.33

43.47

119.63

543.32
507.84

469.88
430.92

300.68
257.00

326.97
363.90

373.86
490.48

6.50
59.27
59.27
59.27
59.27

8.29

8.00
-90.99
-104.99
187.22
187.53
-0.31
-292.20

40.27
169.23
111.20
37.82
34.45
3.38
73.37

0.20
241.59
183.88
120.57
102.34
18.22
63.32

241.64

13.99

58.04

57.71

42.90
0.00
0.91
274.92
859.05

197.79
591.22

318.20
76.56
68.27
68.27

64.84
64.84
64.84
64.84

3332.58
3194.96
1291.50
1776.25

1776.25
122.03
5.18
137.62
0.90
3236.78
869.48
4.41
4.37
0.04
0.44
561.96
519.06
56.85
35.03
21.82
462.22

2098.70
2050.15
614.27
973.23
0.59
52.98
684.02
235.64
462.65
48.55
55.35
659.00
774.55

588.49
588.49
588.49
588.49

17.23
1.06
0.00
-5.05
366.34
1289.78

8.33

9.83

1.64
28.26

3022.45
9501.91

261.03
665.09
6.11
2647.25
9970.05

6349.74
6145.91
194.61
194.61

7425.08
7079.01
132.59
81.65

2.93
46.29
438.20
1300.41

0.06
16.81

370.86
1159.96

9.22
177.33
517.78

274.83
828.45

187.42
561.74

3081.57
8263.04

2548.66
9033.31

1255.53
3634.73

1919.83
6321.83

1312.51
4971.83

6265.36
5629.39
340.00
323.07
16.92

6776.75
6591.62
69.28
69.28

2427.31
2173.51
96.80
96.80

4975.35
4714.35
140.36
140.36

3986.49
3681.23
155.02
155.02

0.40
253.12
804.37

1.96
110.44
346.28

89.21
195.62

1777.49
4564.13

1726.86
6088.02

758.10
3670.99

696.45
2968.66

2918.75
2787.70
48.90
18.53

5057.00
4779.25
270.13
101.94
84.07

3087.22
2908.99
169.34
169.34

2307.99
2254.13
46.94
46.44

154.01
462.04
1.37
1070.09
5099.86

126.93
395.18

107.67
331.20

99.20
318.24

177.99
533.97

874.10
4000.76

745.47
3468.58

673.76
3789.30

1245.93 2577.21
4887.52 11718.64

1386.69
6351.78

3490.92
3404.00
71.78
71.78

2686.13
2572.13
58.15
58.15

3072.57
2934.59
137.97
137.97

4063.57
3844.81
156.96
156.96

4988.28
4800.73
157.46
157.46

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

0.98
0.14
8.11
254.45
0.00
254.45
34.59
-29.15
63.75
380.94
1735.41
634.27
112.50

9501.91

8.30
42.64
40.14
30.05
143.29
460.93
6.45
420.20
34.28
42.15
-28.91
71.06
660.79
18.89
950.98
406.10
5.13
9970.05

30.37

4421.14
4186.54
178.31
163.87
14.44

9563.22
9465.54
24.12
24.12

0.50
84.12

4.55
229.55
61.87
1006.15
0.78
1000.93
4.43
584.24
349.85
234.39
194.90
207.53
4.86

8263.04

74.51
8.09
33.26
752.75
7.92
744.83
551.53
17.57
533.96
380.99
19.43
551.47
0.38

9033.31

1.31
28.51
127.18
363.10
11.32
260.27
91.51
621.64
179.49
442.15
38.29
33.10
134.52
16.76

3634.73

120.65

593.99
48.07
441.18
104.74
603.07
603.07
116.90
22.28

126.12
24.12
778.27
0.00
460.18
318.08
136.37
7.67
128.70
3.01
67.69

10.25

6321.83

4971.83

27

0.75
63.61
17.80
524.72
30.61
479.12
15.00
149.57
5.07
144.50
147.70
48.93
591.82
182.62

4564.13

7.62
285.94
8.72
277.21
0.01
112.97
7.97
105.00
509.86
24.82
92.75
4.67

6088.02

0.01
4.72
4.17
248.57
33.31
211.21
4.05
188.98
188.98
116.25
16.38
13.58

3670.99

2.08
4.84
165.89
1.07
152.50
12.32
52.44
0.38
52.06
84.62
3.47
345.43
8.83

2968.66

2.18
41.10
13.01
143.69
27.72
88.45
27.52
167.51
2.56
164.95
344.32
22.88
0.33

5099.86

9.94
51.85
15.15
204.92
1.09
203.83
118.06
118.06
119.30
34.14
27.56
5.85

4000.76

55.85
166.75
0.13
60.30
106.32
108.99
3.43
105.56
62.71
8.48
435.52

3468.58

0.17

267.15
81.32
185.83
672.45
84.56
623.76
210.88
62.31

13.45
16.63
778.43
87.00
660.25
31.18
251.10
212.36
38.74
26.82
8.19
252.23
44.94
1.80

3789.30

4887.52 11718.64

6351.78

396.55
19.44
358.11
19.00
145.20
3.48
141.72
20.23
154.57

506.26
173.00
333.25
176.75
166.50
10.25
140.95

73.55
234.31
234.31

Karnali

Triveni

Suprim

8.66
8.66
4.82
3.84

126.66
126.66
87.31
36.20

80.00
80.00
48.01
32.00

297.17
294.26
106.97
105.35

3.84

7.69
28.51
3.14

469.09
469.09
167.47
189.51
0.63
2.76
98.50
87.61
112.10

Suvekchha

Sahayogi

Narayani

Yeti

Siddhartha

Malika

NIDC

Sanima

Century

Civil

Mega

Janata

PRABHU

NMB

Sunrise

Prime

BFI Name

Citizens

Profit and Loss Statement of upto Asar end, 2073(Mid-July, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

1823.71
1758.50
162.47
1265.05
2.23
48.97
890.08
323.77
330.98

1968.12
1967.86
178.10
1203.44

65.20
5.75
296.17
377.17
0.00
0.00

0.27

325.79
302.74
224.12
205.49
18.62
73.92
4.71
23.05

12.97
1114.91
75.56
586.32

204.36
1220.01

1591.98
1590.12
323.24
1102.05
0.01
16.37
1085.41
0.26
164.84
1.85
11.71
354.75
425.90

-3.75
-51.29
82.98
76.39
6.58
-134.26

330.42
245.04
144.48
116.41
28.08
100.56

47.54

85.38

2040.06 1622.50 1037.55 1015.47 1415.20


1987.32 1621.94 1036.61 999.45 1411.98
389.85 675.86 212.27 259.51 171.33
1235.46 623.41 638.98 514.04 984.59
46.48
0.02
12.01
984.59
3.92
7.91
13.43
106.91 523.71 429.27 514.04
1078.14
91.77 184.28
362.01 322.67 185.36 225.91 256.07
52.74

0.56

448.88
465.70

703.68
673.75

299.51
299.27
106.64
87.01
19.63
120.76
71.87

231.30
211.30
204.67
146.26
58.41
6.63

0.94

1132.71 1540.70
1132.49 1447.50
273.36 558.17
706.84 555.02
10.72
32.38
706.84
0.74
511.18
152.30 334.31

16.01

3.22

0.22

93.19

205.19 245.00
233.48 289.16
14.62

242.19
283.81

217.35
270.19

258.81
327.75

375.34
375.34
64.05
34.72
29.33
311.29

1.02
103.72
82.42
71.47
57.49
13.98
10.95

141.73
141.73
139.21
123.24
15.97
2.53

0.00
30.59
30.59
28.45
21.26
7.19
2.14

14.62
1.98
94.42
93.50
80.02
69.77
10.25
13.48
0.75
0.16

0.24

94.15
94.15
22.11
70.06
1.30
2.08
8.11
58.57
1.98

161.18
483.53

1089.92
4539.70
3443.97
3281.43
158.75
158.75

1.43
15.07
12.70
26.70

589.68
589.68
280.44
179.34
0.23
165.04
2.07
12.00
129.90

528.61
519.95
235.24
182.40

29.64
152.77
102.31

32.00

8.66
48.31
32.61

0.35
7.33
7.33
7.11
7.11
0.23

55.29
51.05

31.74
31.51

31.51

2.37
99.73
3.26
81.94

140.10
140.10
54.74
65.59
0.08
0.37
16.33
48.80
19.77

2.91

126.26
135.63

88.83
111.12

4.33
6.38

35.70
28.49

0.19
118.22
118.22
59.88
39.00
20.88
58.35

177.92
112.28
31.39
30.81
0.58
80.88

14.33
14.33
2.73
2.57
0.15
11.60

26.66
26.66
6.63
6.07
0.56
20.03

21.30

22.19
32.10

91.88
90.62

1.18
62.62
62.62
62.62
62.62

65.65

20.00
155.56
465.64

159.06
159.06
103.17
29.19

78.11
70.53
0.03
0.03

22.87
28.01

54.70
54.55
33.16
29.59
3.57
21.39

4.51
4.51
4.31
4.06
0.25
0.20

0.14

0.23
1.14
0.80
46.98 79.09
145.13 237.27

1128.24
5161.69

137.16
412.22
8.86
959.39
4232.39

178.43
636.51
39.36
0.61
1791.57 1147.84 324.67 553.63 386.21
5045.72 5233.37 2024.73 2531.43 2703.36

3556.64
3476.73
66.38
66.38

3105.37
2988.99
76.02
7.77

4053.34 3595.51 1785.17 2143.29 2380.34


3905.54 3337.19 1743.26 2010.58 2330.00
110.93
88.25
37.38 70.49
41.95
110.93
88.25
32.50 10.17
41.95

148.67
441.15

41.45
116.58

17.29
40.73

21.27
47.19
142.50

51.58
48.83
131.84

381.58 1045.55
2324.62 3904.35

401.57
742.35

132.14
487.30

329.44
1510.38

307.62
1446.36

2011.07 3263.00
1978.58 3077.74
9.78 156.41
9.76 135.12
21.29
0.02

314.13
241.11
1.31
1.31

375.99
352.43

1222.61
1171.67
2.88
2.88

908.06
843.05
3.48
3.21

54.51
163.54

1.18
5.46
16.37

10.80
32.40

2.02
6.07

27.51
82.52

28.60
62.29

75.60
336.30

14.16
156.54

192.54
1017.96

273.68
774.21

38.21
256.70

27.36
26.20

285.06
266.63

139.28
136.34

844.38
788.86
2.93
2.93

612.88
560.15
8.63
8.51

220.32
201.07

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

68.25
3.49
0.31
97.67
1.74
61.13
34.81
143.29
38.49
104.80
272.27
144.04
431.74
6.71

4539.70

0.62
12.90
428.80
1.90
375.32
51.59
100.81
-6.65
107.46
1063.65
11.78

5161.69

0.51
30.69
9.15
161.88
3.51
136.34
22.03
115.34
18.43
96.91
279.41
1.38
563.38
5.63

4232.39

4.89

5.83
31.04
191.47
184.32
7.14
160.27
0.25
160.01
224.26
55.84
356.96
3.53
0.04

17.10
62.05
90.92
108.96
0.82
84.18
23.96
153.56
5.68
147.88
288.76
72.72
1013.10
0.76

0.89
3.64
117.83
3.90
113.93

55.56
4.76
0.86
39.32
22.04
51.87
0.40
51.46

60.94 82.93
60.74
0.20 82.93
53.73 119.60
6.24
2.68
0.81 131.06

0.27
58.64

15.85
8.40

71.71
28.86
88.54

53.58

88.54

76.04

88.84
12.83
76.01
123.66
9.09
31.22

153.69
3.98
149.71
234.85
154.30
9.96

0.83

7.16

64.06
4.47
59.60
89.98
2.81
87.17
92.10

5045.72 5233.37 2024.73 2531.43 2703.36

6.85
53.58

2324.62 3904.35

28

0.12
1.16

0.17

20.54
3.01
8.75

45.93
2.13
17.72

2.90
4.74

18.14
0.28
6.00

0.17

8.75

17.72

4.74

6.00

32.01
1.94
68.62

0.32
0.26
0.05
97.14
33.29
139.30

1.00
0.32
0.68
85.25
20.31
423.65

4.67
301.63
119.98
1.77

2.94

52.59

19.25

7.96

41.61
2.49
4.60

16.34
1.95
14.39

7.96

4.60

2.54

2.54

3.92

0.03
34.90

20.52
3.39
21.33

0.93

66.02
54.62
44.98

62.29

336.30

156.54

1017.96

3.92
66.87
85.95

25.42
7.43
0.60
0.39

3.35
742.35

487.30

1510.38

1446.36

774.21

256.70

85.01
85.01
25.03
40.33
0.24
2.20
28.03
9.87
19.65

107.84
107.84
41.71
50.38
0.37
1.76
32.06
16.19
15.75

103.28
103.28
28.35
54.24
0.23
0.21
34.51
19.29
20.69

0.66
13.40
21.14

Alpine

302.59
284.82
130.94
113.38

Country

48.84
48.84
34.24
14.60

diyalo

60.66
60.66
27.39
21.92

Bhargav

159.80
159.80
73.76
69.54
0.59
0.37
36.96
31.62
16.50

Ace

Tinau

116.33
116.33
46.76
59.42
2.38
2.97
20.80
33.28
10.15

Mahakali

Miteri

318.02
317.36
203.22
89.72

Kankai

Deva

97.88
97.88
53.24
40.58

Sewa

Araniko

344.35
344.30
132.79
145.39
0.86
2.74
0.40
141.39
66.12

Muktinath

Society

Western

Biratlaxmi

383.16
282.68
116.37
100.04

Excel

460.30
460.30
211.10
131.06
5.96
3.62
66.83
54.65
118.15

Infrastructure

Gandaki

BFI Name

Shangrila

Profit and Loss Statement of upto Asar end, 2073(Mid-July, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

2.04
82.61
15.39
66.27

293.62
293.62
83.25
141.92
0.03
1.43
95.11
45.35
68.46

100.47
102.97
115.94

0.04
29.95
29.95
26.34
26.34
3.61

104.80
104.59
64.34
17.46
0.02
0.18
1.02
16.24
22.80

223.86
223.86
119.47
95.43

111.85
111.85
69.47
42.38

5.39
39.23
50.81
8.96

4.42
8.25
29.71

0.21

27.86
12.72
4.05

0.06

44.12
50.45

0.26
73.86
71.98

41.48
39.82

0.07
57.00
37.57

16.23
16.23
13.02
11.84
1.18
3.21

43.51
43.51
6.03
5.73
0.30
37.48

38.48
38.48
11.86
10.79
1.08
26.62

26.33
26.32
6.63
4.77
1.86
19.70

25.00
24.03

110.78
115.52

0.44
3.32
3.32

1.59
125.50
89.73
29.64
20.10
9.54
37.07
23.03
2.60

3.32
0.01

31.27
93.82

18.76
56.27

2.26
20.22
60.65

218.92
1053.21

131.30
700.28

141.53
707.89

100.65
382.74

101.18
503.82

40.26
227.91

944.87
887.11
8.15

645.28
523.12

560.27
509.04
2.53
2.53

320.99
294.34

443.42
383.78
5.41
5.41

175.53
175.53

14.38
43.14

14.45
43.36

5.75
17.25

33.17
1.50
20.05

89.72
24.41
0.67

32.18
30.74

102.14
112.89
177.58
177.58

36.89
36.89
12.76
8.30
4.46
24.12

61.07
61.07
24.45
27.45
-3.00
36.62

483.91
482.81
269.00
166.15
4.04
9.00
100.08
53.04
47.65

246.47
246.47
102.69
92.24
0.08
0.29
16.06
75.80
51.55

1.10
14.36
6.46
11.36

14.60

1.10

0.48
92.73
20.17
40.50
17.78

23.14
18.00

34.05
35.13

149.72
136.03

47.30
48.56

20.04
19.68

13.17
9.58

81.67
77.23

16.06
19.32

23.25
26.16

0.01
5.54
5.54
5.38
5.31
0.07
0.16

9.94
9.94
9.20
9.12
0.09
0.74

0.80
39.45
39.45
32.77
32.14
0.63
6.68

10.25
10.25
8.32
8.13
0.19
1.93

2.97
2.97
2.97
2.97

5.21
5.21
5.21
5.21

22.95
21.81
11.92
11.68
0.23
9.90

4.57
4.57
4.57
4.57

7.98
7.98
5.46
5.46
2.52

0.43
8.69
8.69
2.23
1.93
0.29
6.46

69.36
69.34
36.40
16.74

10.60
6.14
16.07
0.12
0.02
18.80
19.41

3.03
3.03
3.03
3.03

1.13

8.35
25.06

19.51
58.52

14.05
42.18

11.40
34.20

200.54
919.83

58.47
289.56

136.56
986.29

98.32
317.58

79.80
364.32

656.23
615.81
2.61
2.61

198.33
198.13
0.21

660.75
615.88
0.88
0.88

275.24
260.47

293.57
269.60
2.62

51.18
152.89
3.42
358.88
1376.27

15.38
46.14
107.66
521.76

4.74
14.23
0.05
33.19
155.56

2.45
5.65

30.16
36.09
108.27

3.69
11.08

5.05
15.14

6.10
18.29

6.70
20.11

18.81
103.71

252.62
911.58

25.86
165.60

35.33
220.75

42.68
214.67

46.93
184.34

141.95
134.28

93.70
82.61

733.52
660.79
13.93
13.93

146.19
134.54

195.14
178.57

190.11
175.98
1.79
1.79

159.94
151.26

58.74
0.06
7.87

11.65

8.67

14.32

1.23

10.84
1.50
0.51

7.87

1.95
12.38

1.23

0.51

2.30
1.85
0.06

5.01
0.08

20.46
0.03
3.90

11.28
0.08
12.68

0.06
18.74
0.79
0.65

165.60

220.75

214.67

184.34

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

0.21

1174.76
1130.77

2.62

0.65
1.46

8.15
26.63
44.07
5.54
8.66

21.69
100.47
0.85

48.55
0.15
4.52

7.53
1.13
0.14
0.14

0.85

4.52

0.01
0.01

0.03
0.03

72.89
22.92
3.73

44.30
3.19
6.64

35.12
8.47
99.48

1053.21

700.28

707.89

0.02
4.71
2.72
1.99

23.21
7.04
26.80

382.74

53.74
0.48
10.81
10.81

23.70

20.77

35.33
2.48
6.06

3.99

20.77

6.06

3.99

31.61

0.24
0.23
0.02
37.12
11.03
208.71
0.44

49.33

919.83

289.56

25.89

503.82

227.91

37.92

0.04
43.41
0.54
8.33
0.10
8.22
178.24
178.04
0.20
60.67
42.66
35.65

485.10
466.13
2.11

16.57
14.77
1.83

4.51

42.63
1.36
19.59

0.79
1.04

4.51

19.59

35.59
4.93

21.35

31.85
34.23
0.15

139.38
26.86
15.67

16.87
5.55

13.56

11.09
10.01

5.55

1.73
11.83

9.46
0.55

29.60
0.10
1.41

7.67

7.88
0.89
6.99
75.30
8.07
78.95

0.01

4.15

0.00
0.04

29

986.29

317.58

364.32

1376.27

521.76

155.56

103.71

911.58

0.30
1.41
16.64
3.93

269.36
269.27
88.16
123.55
3.66
1.59
117.33
0.97
57.57

91.53
91.53
60.28
26.30
0.12
0.96
8.60
16.62
4.95

24.63
24.63
15.92
6.20
0.43
0.12
2.94
2.71
2.51

118.82
118.82
60.82
45.09
0.01
0.26
23.24
21.58
12.91

Vibor

11.30
3.15
8.36

62.15
62.15
30.22
18.70
0.08
0.73
8.29
9.61
13.23

Jhimruk

1.65
4.86
5.42

336.49
336.49
224.91
90.76
0.50
0.99
42.61
46.66
20.82

Innovative

43.79
43.79
21.52
18.35

Matribhumi

39.50
39.50
16.68
14.45

Kanchan

34.73
34.73
22.80
6.51

IDBL

340.99
340.99
168.00
107.69
0.01
3.42
74.53
29.73
65.30

Pacific

100.43
100.43
51.01
40.43
0.48
1.17
19.64
19.14
8.99

Shine

10.71
10.71
3.79
6.42

Kakre

370.98
370.98
147.64
159.46
3.03
6.49
114.65
35.28
63.88

Hamro

Kaski

21.58
21.58
12.19
7.66
0.12
0.13
3.34
4.08
1.73

Bagmati

Kabeli

597.86
597.86
179.80
304.84
1.65
5.04
198.88
99.26
113.22

Jyoti

FewaDB

734.05
734.05
322.30
383.13
7.21
11.06
228.93
135.93
28.63

Purnima

OmDB

384.58
384.58
198.49
129.58
1.53
8.60
45.87
73.58
56.51

Corporate

Garima

BFI Name

Kastamandap

Profit and Loss Statement of upto Asar end, 2073(Mid-July, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

297.17
297.05
139.52
127.90
9.97
6.46
90.47
21.00
29.63
0.12
0.09
79.78
82.84

-256.30
-198.34
28.23
18.97
9.26
-226.46
-0.10
-57.48
-0.48

6.25
0.17
0.50

47.90
47.90
32.13
9.78
0.01
2.35
7.42
5.99

331.94
331.94
99.56
187.51
0.01
1.76
5.08
180.66
44.87

0.28
8.14
11.49

59.75
57.96

8.78
8.40
3.65
2.47
1.18
4.75

3.86
34.12
34.12
18.61
16.70
1.91
15.51

0.09
79.71
89.48

33.14
33.14
27.26
24.83
2.43
5.88

101.09
87.02

89.16
104.00

10.03
7.03

66.27
60.16

0.28
42.65
42.65

1.42
21.65
21.65
21.65
21.65

0.09
3.93
3.93
1.43
1.07
0.36
2.50

0.25
19.68
19.68
19.68
19.68

42.65

6.44
5.33

19.77
25.07

9.53
9.53

4.69
4.69
3.69
3.69

9.53

1.00

64.57
91.69
0.00
0.00
0.18
54.44
4.85
8.03
14.73
-6.71
-3.18

7.73
10.39

8.65
11.75

9.49
8.71

67.88
67.91

7.38
9.93

69.79
77.11

24.69
21.71

7.43
4.95

21.98
26.34

4.52
4.52
3.30
0.69
2.61
1.22

5.14
5.14
2.94
2.77
0.17
2.20

6.10
6.10
1.33
1.13
0.20
4.77

18.76
18.76
12.44
11.55
0.89
6.31

1.30
1.30
1.30
1.29
0.01

57.13
55.45
16.82
5.79
11.03
38.63

8.73
8.73

0.10
0.10
0.10
0.10

21.95
21.95
10.54
6.19
4.35
11.31
0.10

8.73
48.39

1.41
43.18
129.53

31.96
95.88

302.23
679.93

223.73
938.48

575.77
532.44
3.72
3.72

844.57
807.82

46.12
138.37
0.62
322.87
1473.08

4.45
43.85
137.49

3.35
10.05

24.59
73.78

300.52
1300.40

23.46
79.52

172.16
787.88

1258.52
1090.36
9.14
9.14

1182.33
1131.24
3.11
3.11

68.72
66.58

719.34
668.77

9.34
28.01

1.20
0.62
21.74
65.21

-7.88
24.12

65.36
252.67

13.43
13.40

222.19
199.12

1.03
0.02
0.64

0.38
32.67

1.44

5.42
16.26

1.01
3.03

40.52
121.55

152.15
791.58

14.59
73.41

37.94
124.66

7.06
79.18

283.63
936.74

672.05
619.61
6.63
6.63

63.29
58.36

97.60
90.79

67.31
58.93

841.16
792.89
0.40
0.40

17.26
51.79

8.86
26.58

46.51
127.27

120.85
663.30

62.01
244.10

118.09
114.34

553.01
520.24
5.86
5.86

200.20
186.99

8.66
25.98

2.82
8.45

13.72
50.83

60.61
284.34

19.72
107.57

217.90
738.20

45.27
39.43

245.73
226.24

89.37
86.11

520.36
488.77
7.68
0.04

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

7.64

39.60
6.47
0.00
6.46

31.18
5.57
8.13

158.94
0.07
9.41

47.96
0.02
4.32

2.14

50.57

1.45

8.59

8.13

9.41

4.32

1.45

8.59

23.07
0.04
1.18

4.93

6.82

8.39

47.87

3.74

1.24

45.77
0.04
3.16

2.81

2.39

2.01

71.89

1.24

3.16

1.11
1.70

2.39

1.39
0.61

18.65
53.24

1.18
4.38
0.41
3.97
55.13

13.21

5.84

19.49

4.48

26.65
0.26
7.71

3.66

5.26

2.71

4.48

7.71

2.91
0.74

1.85
3.41

2.59
0.12

0.05

84.15

86.53
118.62

1.63

104.53
8.55
0.67

6.51
2.84

51.93
2.43
5.59

0.14
9.37

21.37
7.19
0.69

0.05
40.26
29.01
47.04

0.20

2.38
4.93

11.62
11.98
1.06

4.81
5.06

4.70
0.59
23.09

0.20
30.35
13.62
58.41

38.18
679.93

3.25
0.02
10.93
0.01
10.92
0.00

23.91
0.00
1.10
1.10
0.06
0.06

12.56
5.00

19.38

3.09

0.30

16.51

4.18

52.88
30.14
133.67

50.83

284.34

107.57

738.20

22.68
938.48

1473.08

1300.40

79.52

787.88

24.12

252.67

30

791.58

73.41

124.66

79.18

936.74

127.27

663.30

244.10

0.04
1.40
2.56
11.27

NSMFL

21.94
21.94
4.79
6.72

0.32
4.99
6.16
8.81

440.53
440.53
299.41
141.12
0.16
0.86
98.30
41.81

NIDC Capital

24.97
24.97
9.72
3.99

NFL

34.65
34.65
14.36
11.47

Reliable

14.78
14.78
10.83
3.48
0.05
0.31
1.09
2.03
0.46

Green

694.06
694.06
260.41
294.76
3.92
4.92
244.17
41.75
138.89

Apex

97.40
97.40
48.08
21.19
0.26
0.71
8.46
11.77
28.13

Sajha

32.32
32.32
20.15
7.31
0.03
0.36
2.46
4.45
4.86

Saptakoshi

26.42
23.66

9.05
5.80

Salpa

66.68
86.39

0.00
0.17
0.94
0.19

Kailash

0.17

28.45
28.45
21.48
3.15

Manaslu

2.20

43.70
43.70
28.84
14.85

Cosmos

5.13
112.89
41.21
55.93

6.49
6.49
5.19
1.11

N.Community

16.15
25.49
1.54

88.60
88.43
54.65
26.48
0.01
0.20
15.72
10.55
7.30

Sahara

350.77
348.58
133.42
159.22

Sindhu

Mission

71.84
71.84
28.66
41.64

Mt. Makalu

Tourism

BFI Name

Raptiveri

Profit and Loss Statement of upto Asar end, 2073(Mid-July, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

10.24
10.77

4.78
4.78
3.48
2.60
0.88
1.30

66.48
25.99
17.79
17.79
7.87
0.33
40.49

0.21
7.10
7.10
6.75
6.72
0.04
0.35

3.15
3.82

60.56
60.56
28.33
17.75
0.35
0.91
9.53
6.96
14.48

0.03
1.23
5.46
10.43

407.36
402.50
95.94
241.89
3.62
3.73
234.54

11.75
11.75
6.80
4.96

54.82
54.82
21.56
33.25

1.54
3.42

14.90
18.35

3.70
5.84

12.07
12.62

1.60
1.60
0.10
0.10

114.27
4.29

1.49

4.29

64.67

26.02
26.02
25.03
0.09

0.09
0.90

4.86
2.60
3.93

0.25
0.25
0.21
0.21
0.04

19.74
20.71

1.82
1.82
1.70
1.69
0.01
0.12

7.59
11.43

-0.47
-0.47
-0.47
-0.47

23.46
24.25

15.15
15.15
7.54
4.24
3.30
7.61

8.76
10.40

3.00
3.00
3.00
2.80
0.20

21.28
23.47

5.09
5.09
5.09
5.09
0.00

135.82
139.93
0.36
0.36
1.77
82.82
81.52
30.46
30.46
51.05

4.49
3.46

10.93
17.06

12.93
15.24

56.91
88.80

5.12
5.53

71.78
69.06

0.03
3.13
3.13
0.49
0.39
0.10
2.64

15.05
15.05
7.45
3.53
3.91
7.60

10.55
10.55
3.70
3.28
0.42
6.85

49.80
44.14
14.49
14.49

2.66
2.66
1.28
1.20
0.07
1.38

3.19
43.40
43.37
18.24
17.15
1.09
25.13

1.30

29.66

6.35
22.33

0.53

5.65

41.35
0.03

28.48
85.44

7.34
22.02

0.75
2.03
6.10

0.71
2.12

68.63
14.68

7.71
2.20
6.60

62.78
188.29

0.51

38.44
115.33

25.05
122.69

199.37
883.62

51.38
226.74

4.96
21.05

41.66
127.62

15.76
62.75

14.23
146.54

15.41
78.69

69.53
216.77

439.50
1745.33

5.11
31.50

14.74
92.42

63.70

107.41
107.41

717.40
672.35
2.08
2.08

203.91
194.01

18.61
18.09

111.81
99.24
0.37

54.35
50.86

124.76
114.10

66.88
64.93

198.38
191.05

1433.56
1361.29
7.17
7.17

26.36
22.42

72.01
67.16

52.39
48.57

0.08
118.80
762.62

1.16
36.41

269.09
1017.66

33.37
56.26

223.74
432.19

0.65
136.49
192.36

33.24
30.67

743.03
674.98
11.78
11.78

13.48
13.27
0.18

145.27
125.26
0.07
0.07

26.70
24.55
0.52
0.52

1.63

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

585.70
559.28
5.80
5.80

0.18
0.37

13.62
1.49
12.13

1.66

0.04
42.92
0.02
19.63
19.63
47.60
44.05
3.56
57.81
15.05
26.13

9.90

0.52

12.21

1.97

0.95

1.97

0.95

3.49

10.66

1.95

7.33

65.10

3.94

4.85

20.63

2.57

0.54

3.29
0.54
2.01

4.08

1.55

2.97

5.50

10.26

0.76

2.00
2.08

1.55

2.97

5.50

10.26

6.16

0.13

883.62

0.02

19.94

0.00

0.14

0.76

0.54

2.01

6.16

0.13

34.39
2.08
1.52
1.52

0.00

0.14

2.35

8.39

5.06

50.04

2.74

43.58
162.50
30.53

9.17
33.62

4.77
74.76
201.63
5.63

0.43
64.42
100.81

56.26

432.19

192.36

1.22

20.81
0.03

1.50

11.72

8.40

11.45
8.77

7.25

12.90

1.59

1.22
103.55
138.19
58.56

2.04

11.49

56.48

0.02
122.69

56.10
0.18
36.48

226.74

0.30

64.24
21.05

127.62

62.75

146.54

78.69

31

216.77

1745.33

31.50

92.42

4.23
63.70

762.62

0.03
36.41

1017.66

0.01
7.59
4.41

63.29
63.29
24.40
34.21
0.71
0.39
27.22
5.88
4.68

3.40
3.40
1.02
2.38
0.66

4.93
34.51
59.16

126.47
126.47
52.49
73.97
0.27
1.14
46.73
25.83

0.00
1.72

11.58

138.95
138.95
51.70
87.25
0.04
0.65
46.61
39.95

22.98
22.35

20.55
14.42

10.18
10.26

6.00
4.55

2.89
1.69

39.32
48.86

15.43
8.97
8.97
8.97

172.71

0.36
0.36

1.17
1.17
0.15
0.15

0.36

1.02

Synergy

6.99
8.38

Multipurpose

8.17
4.64

180.61
180.61
82.02
98.60

Arun

42.66
29.43

Premeire

1.84

0.45
13.44

Central

Janaki
102.76
102.76
30.66
72.10

Pokhara

Progressive

25.55
25.55
11.67
13.89

General

United FC

Lalitpur

143.80
142.37
34.49
107.89
0.34
3.63
67.94
35.97

Mahalaxmi

119.22
119.22
29.98
89.25
0.05
0.14
19.25
69.81

ILFCO

Lumbini

231.87
226.99
105.81
121.18
0.38
1.35
64.69
54.76

SIFCL

53.33
14.44

0.01
40.35
8.27
3.13

240.22
240.22
96.11
144.12
0.16
0.11
142.95
0.89

SFL

66.24
66.24
14.49
48.63

Goodwill

116.89
116.89
49.11
53.33

PFCL

Union

BFI Name

Gurkhas

Profit and Loss Statement of upto Asar end, 2073(Mid-July, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

160.43
160.43
63.83
96.60

96.60

4.88
29.49
28.28

21.62
15.89

23.85
42.17

40.21
52.90

2.49

24.27
24.27
2.97

38.79
38.79

2.03

2.97
21.30

38.79

80.57
80.57
27.03
52.87

27.89
24.98
0.66

308.27
308.27
88.60
200.78
1.00
1.43
21.38
176.98
18.85
0.04

38.38
38.38
12.91
25.47

0.01
25.46

1.42
27.16
18.01

0.12
186.70
186.70
17.98
15.95
2.03
168.73

16.22
14.72

13.74
13.86

2.76
2.76
2.76
2.76

135.95
135.95
135.95
135.95

263.63
263.16
123.91
139.24
9.52
0.21
24.57
104.95

3.25
3.25
0.37
2.88
0.90
0.15

0.47
49.67
46.77

0.05

0.02
42.54
38.89

0.04
33.63
29.65
29.65
29.65

12.07
10.83

53.76
46.03

174.93
174.93

1.27
1.27
2.94
3.59
-0.65
-1.67

3.29
13.57
6.60

2.49

4.45
4.10
2.20
2.20
1.90

174.93

6.60
0.92

0.35

6.46

172.71

6.05

18.51

249.15
404.02

146.54

224.65
200.59
0.08
0.08

83.19
73.32
0.49
0.49

15.45
46.34

19.19
60.43

108.12
514.94

131.49
538.11

402.46
366.64

410.19
372.96
6.29
6.29

0.09
77.48
52.53
4.56
3.24
1.32
47.98
24.90
0.05

3.98
2.03

76.30
13.69
-112.27

16.05
16.05
4.47
11.58

4.32
12.96

25.65
76.95

2.04
22.05
101.25

-45.20
347.24

30.24
200.44

179.56
589.51

120.09
422.49

102.61
584.64

58.79
294.99

140.79
586.54

1.37
17.42

25.89
83.67

269.35
241.45

184.42
165.40
3.43
3.43

329.54
296.81
5.52

239.70
170.36
42.29
42.29

501.41
465.36
5.53
5.53

43.53
40.50

496.19
466.59
6.65
6.65

4.13
2.44

40.28
40.28

14.66
43.98

0.61
20.11
60.34

12.50
37.51

11.31
33.94

124.88
244.08

87.51
363.47

79.20
301.32

193.88
172.98

327.54
296.74
3.38

210.15
190.65
1.28

1.06
3.70
0.10

256.44

69.10
83.41

7.49
29.30

36.90
346.47

18.83
18.22

35.07
35.07

24.82
24.82

192.99
168.15
8.89

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

5.52

3.38

8.89
1.28

15.59
23.97

9.37

35.82

30.93

27.89

27.20

0.14

0.06

0.62

2.58

17.48

0.16

0.14

0.06

0.62

2.58

1.37
16.11

0.16

0.00
0.00
0.00
20.26
12.73
146.24

404.02

3.43
11.98
17.56
0.13
30.19
146.54

29.03
82.61

52.47
61.93
10.93

60.41

14.28
0.64
1.09

16.40
94.67
148.75

0.21

514.94

538.11

347.24

200.44

589.51

30.52
27.06
9.98

1.02
1.01
0.01

0.02

9.98

25.94
27.39
28.88

0.28
41.55

4.29
168.40
0.12

422.49

32

3.04
0.02

20.44
2.51
1.84
1.26
0.58

88.21
0.31

1.68
0.05
0.01
0.05

0.05
13.20

206.42
3.19
584.64

294.99

20.90
3.52

0.10

0.00
3.51

0.10

8.88
23.86
7.14

27.42
35.92

18.23
1.40

0.00

1.27
1.27

1.40

0.01
0.01

0.00

17.48
24.71
47.58

1.79

7.15

1.00

102.55

41.19

3.48

301.32

133.25
256.44

35.92

3.90
19.39
24.99
1.83

15.95
0.61
0.02

9.90
8.20
121.19
12.93

586.54

17.42

83.67

244.08

363.47

83.41

29.30

346.47

0.03

0.75
2.52
5.23

0.23
3.28
0.02

0.08
1.17
4.11

Bhaktapur

24.17
24.17
18.82
5.35

Reliance

12.90
12.90
9.37
3.53

63.59
63.59
19.00
34.76
0.12
0.19
20.21
14.24
9.82

142.35
142.35
99.68
42.67
0.91
3.56
24.90
13.30

22.66
22.66
10.48
9.57

Jebils

Namaste

17.93
17.93
9.43
8.51

Manjushree

hama

1.62
1.62
1.59
0.03

Unique

Seti

280.88
270.20
139.24
130.96
0.00
0.54
83.15
47.27

Kuber

ICFC

78.01
78.01
38.18
39.83
0.28
0.15
28.83
10.56

Sagarmatha

Everest

Guheshwori

Crystal

CMBFCL

WMBFL

BFI Name

Srijana

Profit and Loss Statement of upto Asar end, 2073(Mid-July, 2016)

Expenses
1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses

89.15
89.15
59.61
29.54
0.65
0.80
15.84
12.25

1.64
14.56
21.40

35.25
35.25
10.20
8.21
2.00
25.05

6.51
6.44
5.32
1.12

0.03
1.09

5.52
4.63
0.41
0.06

1.45
1.45
1.45

0.06
4.15

0.07

0.89

6.69
7.85

6.58
28.31

113.88
113.88
49.40
64.48
0.76
0.93
53.81
8.99

187.73
187.73
71.74
89.07
1.08
3.63
63.10
21.27
26.91

49.84
49.84
23.26
26.58
0.39
0.34
20.38
5.47

10.68
1.25
4.50

30.65

13.02
15.47

11.44
13.47

10.16
10.16
6.56
6.56

0.77
1.50
1.50
0.57
0.57
0.94

51.45
61.65

45.83
15.58
14.56
10.96
3.60
1.02

155.70
153.38
88.68
64.70
0.13
0.50
47.14
16.92

3.70
5.87
2.61

2.32
35.40
31.28

3.07
8.70

14.92
2.94
2.94

2.94

5.51
3.38

5.58
8.67

1.96
1.96
0.96
0.68
0.29
1.00

0.41
0.41
0.41
0.41

4.58
3.00

7.16
8.29

18.37
19.06

12.33
12.13

21.89
28.45

4.76
7.16

0.17
0.17
0.17
0.17

0.98
0.98
0.98
0.98

10.15
10.15
1.87
1.87

22.67
19.21
18.21
18.21

6.42
6.42
1.63
1.63

8.28

3.60

4.79
1.00

14.86

30.26
3.47

15.79

0.00
10.00
30.01

3.72
11.15

2.72
21.96
65.89

1.21
3.64

4.24
12.72

1.62
4.83

6.93
20.79

6.01
7.83
23.49

5.97
18.57

12.36
37.09

1.59
3.87

0.02
170.46
183.88

8.49
42.13

29.67
74.19

11.41
49.61

48.50
141.68

54.80
286.23

41.12
163.85

86.54
351.36

9.03
55.49

8.88
8.88

39.06
34.09

40.53
31.94

44.62
37.43

135.64
92.90
2.46

264.31
240.84
0.22

103.50
93.14
2.00
2.00

244.23
221.51

49.43
38.84
0.70
0.70

2.46

0.22

8.14
0.22
0.63

22.72

0.63

0.12
0.19

0.06

8.63
44.47
6.59

26.56
63.16
2.35
14.74

4.31

351.36

55.49

19.86
59.59

140.83
302.83

102.91
154.60

5.72
46.13

113.70
120.90

70.01
262.56

26.01
146.06

153.75
684.14

139.04
490.76

242.40
231.49

26.13
25.05

14.50
14.10
0.01

18.30
18.22

193.12
179.98
2.37

137.28
126.92
0.01

537.82
485.37
2.01
2.01

324.54
299.02
4.37
4.37

0.01

2.37

0.01

0.38

10.77

10.35

Income
1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income

50.22
10.91

1.08

0.09

20.70
39.73

0.24

0.00

0.12

2.83

2.86
6.81
7.69
12.73
3.57

4.65

74.19

49.61

8.53

1.50

1.36

0.00
8.52

1.28
0.23

1.36

5.42

1.64

22.11
31.19
14.64

7.42

37.72
71.68
31.51

29.44
117.57
17.58

0.04
114.94

0.21
0.97
30.45

2.55
100.05

4.97
302.83

4.97
0.24

8.59
0.00
0.00

7.20

21.15
1.64

0.22
5.42

154.60

11.33
163.67

0.00
46.13

120.90

262.56

146.06

684.14

490.76

33

183.88

42.13

7.77
32.51

0.12

23.26
15.38
0.19
15.19

6.04
0.21

6.54

0.32

9.89
0.06

1.69

0.04
141.68

286.23

163.85

Citizens

Global

ADBNL

SBL

Laxmi

Kumari

MBL

NIC

NCC

BOK

EBL

NBB

NSBI

HBL

SCBNL

NIBL

NABIL

RBB

BFI Name

NBL

Statement of Credit as on Asar end, 2073(Mid-July, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

3818.86
59.21
327.69
10654.65
6711.93
1415.80
464.35
1089.48
17945.74
2013.72
1433.33
2038.44
10698.90
4855.16
63527.26

5140.42
279.30
105.54
9529.58
10069.15
995.07
1037.27
1996.52
27424.77
7963.39
3984.59
2396.16
10256.05
216.60
4075.97
85470.38

862.20
9.56
64.57
23664.12
2352.20
3728.23
615.24
631.37
19567.65
4609.46
1783.05
1945.06
2629.02
3.50
15260.37
77725.60

2873.10
35.68
180.96
24004.14
4864.52
3848.21
344.37
2951.83
20542.40
8902.88
6603.49
6718.39
1959.16
368.27
2812.41
87009.79

11356.96
8639.39
2037.86
13048.34
3850.15
1323.85
1732.86
2903.86
3724.15
17.34
14892.50
63527.26

11765.29
13122.87
491.34
32110.27
6397.92
3530.98
1220.69
2801.66
4860.85
57.77
9110.74
85470.38

12371.67
13330.75
7550.48
17867.25
6518.47
3559.51
893.92
2337.18
3378.47
163.36
9754.54
77725.60

21373.41
12981.41
14609.16
23242.25
1273.59
5334.60
603.62
2287.90
3927.53
266.34
1109.99
87009.79

8081.97
0.74
0.09
177.75
171.89
5.86
29087.57
20260.13
8827.43
162.28

8143.51
234.69
995.35
250.81
250.81

234.32
456.40
916.78
725.32
353.73
371.59
65096.26
34278.92
30817.34
4176.67
4.32
4172.35
791.08

852.56
10.76
603.62
116.95
116.95

642.35

1549.47
10.86

1251.32

9987.62
2604.82
816.05
1360.10
1542.26
14046.38
2434.20
288.21
1017.08
272.39

349.98
9.82
158.32
6028.35
8399.97
521.75
646.68
686.63
5607.37
4527.61
693.93
1199.21
1348.76

1960.61
13.85
244.24
11949.29
9263.90
2037.27
1198.96
3028.04
19187.34
6927.25
879.88
1952.23
4524.50

8316.94
6745.23
50.71
1269.69
139.60
8540.84
1359.33
8.83
186.94
2969.53
138.81
1328.78
31697.58

22048.31
4497.75
652.70
235.70
3464.14
14903.52
8243.60
1803.07
3825.46
2223.71
255.20
5387.41
69100.89

1987.52
2018.42
3641.34
8795.85
4835.52
1773.79

8648.97
8685.71
7426.77
21799.77
4497.75
3438.43
1978.49
5142.33
3117.02
2232.22
2133.42
69100.89

997.48
29.24
267.31
5738.33
2798.79
958.76
487.75
2386.78
5576.82
1392.67
555.26
1156.29
718.90

10527.84
11268.07
1034.85
19.43
275.56
14530.40
3615.78
563.14
2307.03
8471.16

5744.18
68911.54

2438.21
41.54
5.00
13162.09
4321.68
2205.32
545.92
3208.80
15286.39
4637.10
2801.92
3472.92
3473.32
58.72
4658.77
60317.71

11922.57
47542.98

2349.94
32528.33

2807.78
910.66
1803.15
23269.30
1796.47
3168.06
410.84
2145.45
602.65
10628.63
47542.98

3994.13
5947.48
1762.81
6179.88
3107.58
3592.76
473.49
3020.29
1495.60
415.50
2538.81
32528.33

1.23

268.37

881.26
2.01

6041.27
59537.81

1304.35
24.77
23.39
8936.88
5794.59
1369.11
795.21
1027.71
10069.37
3996.01
493.35
2490.03
2705.24
129.84
5074.36
44234.23

1826.77
24891.15

9300.64
16820.35
4279.98
11387.30
9263.90
3468.56
1091.93
4321.46
3001.29
83.13
5893.00
68911.54

8290.40
16000.35
2068.25
12292.24
3439.85
3227.75
535.37
5766.77
2793.44
2531.84
3371.45
60317.71

3248.78
7744.58
1116.04
3022.05
1708.27
448.07
59.34
2866.62
1101.89
102.60
3472.90
24891.15

5750.97
12368.03
2556.30
11896.45
9351.72
2968.35
4224.60
4393.27
2396.03
878.41
2753.69
59537.81

92.11
122.28
601.05
137.51
137.51

182.19

215.33

431.26
0.80
320.98
8041.24
4932.05
1301.51
299.30
491.83
6854.92
2256.24
219.06
1257.35
1817.77

633.73
1.23

1887.13
30111.45

6155.32
7860.85
1828.07
1339.13
3995.47
8818.84
3782.34
557.80
1260.08
2379.94
134.63
1612.12
40359.57

738.97 23246.16 1157.11


9.54
802.71
12.32
238.58
159.25
39.06
8846.21 9694.40 11896.85
2712.38 4558.62 7763.55
1767.45
50.09 3551.89
414.70
523.58
863.14
4848.49
171.54 1150.09
10200.99 17316.80 17785.88
5435.47
149.90 4144.77
1931.08 3290.43 1877.61
2302.23 4561.76 2125.73
1459.51 9937.69 2320.03
135.05
1.48
91.86
15396.65 8885.04 6061.48
56437.30 83349.44 60841.36

268.27
72.25
72.62
6341.88
1069.20
2117.25
62.44
399.94
7257.94
4422.12
795.33
2000.49
5997.16
1.58
9688.81
40567.28

5426.48
6096.25
1371.20
5994.06
5440.03
2335.74
65.75
4169.76
2012.57
449.77
10872.64
44234.23

5876.15
8305.20
703.20
6050.30
3421.76
1720.73
993.76
1471.10
1386.32
33.41
149.52
30111.45

6821.13 11526.79 24568.81 7985.34


3096.89 14492.71 6975.41 16955.67
3020.62 2103.91
2312.70
10373.95 7813.17 39337.17 15156.06
1887.65 3631.34 3864.18 4829.05
1262.79 5785.40
694.44 3593.47
957.59 1549.32
1268.42
3050.49 5680.77
171.00 3330.02
1862.81 2309.05 6298.69 2733.38
1502.35
700.60
658.64
6523.29
844.23 1439.74 2018.62
40359.57 56437.30 83349.44 60841.36

8183.94
6387.47
692.58
3372.37
2331.45
4809.21
2882.12
2103.26
1699.33
128.06
7977.49
40567.28

39.49
3.88

7.33

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

2804.55
1498.13
271.49
4070.96
31697.58

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

162.28
298.51
97.33
66.14
3.64
0.01
6.00
125.40
25718.35
63527.26

72673.48
72634.90
38.58
80.20
19.05
61.15
2427.85
38.46
2373.78
11.59
4.02

664.49
85470.38

785.31
5.77

34.60
5294.17
77725.60

70374.29
53098.32
17275.97
448.38
106.79
341.58
6813.97
368.27
2128.11
1004.47
3312.42
0.70
25.39
7763.87
87009.79

410.96
24.58
386.38
26602.94
19454.21
7148.73

1875.86
138.81
1737.05

119.74
2688.08
31697.58

1978.49
326.71
326.71
61307.45
60863.03
444.42
2232.22
1838.13
394.09
3181.76

930.78
930.78
41221.65
36211.39
5010.25
1091.62
1091.62
2144.75
156.12
1988.63

653.89
68.71
68.71
29176.14
27183.51
1992.63
498.66
326.37
172.29
1572.11
91.30
1251.17
106.03
123.61

19.60
1593.46
1205.85
1038.98
166.86
62340.89
37754.77
24586.11
26.34
26.34
3408.05
198.74
2084.65
1119.80
4.87

64.74
3117.02
74.26
69100.89

2152.96
47542.98

290.45
32528.33

36

317.37
68911.54

51300.25
48503.50
2796.75
2583.85
2583.85
4420.43
42.17
3128.17
3.13
843.78
403.18
9.61
1050.62
60317.71

159.32
199.77
199.63
0.14
22249.23
20737.83
1511.40
299.90
299.90
1153.69
71.84
1058.86
22.99

647.05
24891.15

4224.60
346.57
346.57
52510.04
28033.93
24476.10
2.44
2.44
2188.38
77.38
2111.01

50.45
59537.81

87.99
45.39
42.60
41667.51
22537.64
19129.86
451.17
449.77
1.40
1742.11
129.84
1610.76
1.50

242.09
44234.23

833.07
39.96
39.96

261.49

104.97
104.97

28.13
1011.68
495.40
495.40

183.99

0.22
0.79

316.30
316.30

129.55
129.55

27847.80
27217.00
630.81
3.53
1.66
1.87
1006.54
146.62
853.02
6.90

35677.69 50352.72 82849.14 56960.19


26842.24 33128.39 82849.14 22619.25
8835.46 17224.33
34340.94
909.39
14.48
894.91
134.76 1202.45
497.00
134.63
135.05
0.00
967.05
5.00
0.13
40.18
153.69

373.22
30111.45

60.17
338.30
31.63
99.94
4149.01 2437.53
3153.67
40359.57 56437.30 83349.44 60841.36

2636.74
2.29
2865.37
209.15
207.75
1.40
30969.64
20629.03
10340.60
836.59
31.06
805.53
72.11

72.11

4.28
2971.11
40567.28

Shangrila

Suvekchha

Suprim

Triveni

Karnali

Sahayogi

Narayani

Yeti

Siddhartha

Malika

NIDC

Sanima

Century

Civil

Mega

Janata

PRABHU

NMB

Sunrise

BFI Name

Prime

Statement of Credit as on Asar end, 2073(Mid-July, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

755.59
1.00
79.20
6654.79
4746.74
2212.58
91.19
1204.34
4436.85
4110.57
781.60
819.12
4475.24
10724.34
41093.16

1071.43
852.09
4.30
46.20
48.29
65.61
7197.00 10408.49
3533.99 8357.54
669.38 3860.42
340.25 1582.86
684.08 2210.60
10212.78 12285.57
4399.91 3798.13
1379.77 2616.93
1677.51 2352.58
4235.06 2363.45
40.63
8254.74 3673.47
43749.13 54473.93

5773.42
8708.01
624.70
4789.38
2415.32
5829.34
1642.21
1109.20
1763.60
154.46
8283.53
41093.16

3807.52 9996.37
9378.63 3168.26
1198.46 2091.27
8942.75 10996.90
5506.03 5653.65
2791.31 4146.53
1747.74
847.66
3713.78 3554.11
1888.99 2323.49
65.77
885.94
4708.14 10809.74
43749.13 54473.93

1662.45
3.96
7699.15
7790.05
1198.78
361.40
1547.13
8762.75
7193.98
2570.48
4797.76
3294.39

484.46
7.53
18.00
6386.60
233.59
783.20
155.64
619.06
4421.88
3075.90
283.37
738.68
1595.05

808.52
22.63
29.79
6243.00
623.87
630.81
266.12
522.69
8582.00
3195.15
1497.77
812.36
1626.44

1330.47
48212.76

1669.56
20472.51

9796.38
8591.40
1682.98
8490.88
5981.70
4935.31
2207.13
2681.21
2053.64
15.14
1776.99
48212.76

4142.98
4335.97
1211.55
4319.63
993.76
932.81
515.06
1113.59
1005.44
2.98
1898.75
20472.51

1086.78
27827.47

67.03
5.90
2429.50
158.85
158.85

125.05
41.00
496.47
86.42
86.42

4.29
93.22
45.96
45.96

42875.55
40210.40
2665.15
413.73
63.12
350.61
1877.77
123.98
1242.94
56.02
454.84

18618.53
12672.94
5945.59
2.98

26845.03
24235.09
2609.94
21.87

2.98

21.87
799.39

1244.26
1.65
51.27
5394.11
1763.96
638.61
89.48
309.54
7890.47
3128.41
1252.85
2042.19
1715.53

747.42
1.16
471.05
6513.25
2847.80
437.56
317.85
144.70
5208.32
3132.71
1050.13
1301.64
1592.99

1439.77
10.86

42.00

70.50
2.95

713.18
50.51
73.63
1163.38
1354.41
110.03
502.19
766.84
1409.18
1473.71
524.81
586.48
864.82

129.41
6.02
11.01
478.78
257.47
250.73
44.25
121.77
552.33
599.92
764.04
116.30
2398.40
1.41
3036.84
8768.66

6283.81
3816.66
1420.52
599.78
2518.22
7621.85
1669.30
1365.61
1837.14
2169.45

487.90
20.80
569.90
8.22

436.51
63.19
0.68

197.25
122.89
385.10
377.38
3.90

1049.01
68.40
82.59
113.94
68.59

2966.32
27827.47

1006.72 1317.53
26529.05 25084.10

10145.91
40898.87

347.51
2562.85

4434.00
7926.85
2120.56
5217.72
1184.03
2442.52
88.41
2113.19
1213.39

5393.25 6313.42
5700.96 5859.67
1913.08 1157.02
8090.55 4819.11
884.06 2285.16
814.34 1641.17
37.91
342.76
1852.44
843.60
1215.78 1097.56
69.38
20.65
557.31
703.97
26529.05 25084.10

6639.52
5412.11
1130.47
6091.55
2946.58
4033.61
468.67
3551.76
1701.95
213.19
8709.46
40898.87

1715.80
436.62

447.93

1105.22

1675.39
2905.03

10.10
62.02

89.79
11.95
115.93

2365.51
63.19

3127.18
1018.98
1111.53
430.21
1372.53
477.57

437.36
1003.58
719.92
1143.24
365.97

10.14
20.80
26.30
21.01
5.48
3.92

1009.32
53.32
120.74

88.42

22.17
152.33

50.36
175.64

11.89
128.36

47.50 2240.90
3150.13 10884.14

518.16
8768.66

2.18
161.93

970.04
2293.66

54.92

373.22

1193.77 1290.95
3150.13 10884.14

1.07

168.53
22.27

171.54

381.76
15.21

1027.53
61.51
9.10
499.48
1691.87
1.95
114.36
799.05
658.78
737.55
255.42
258.25
286.08

859.49

898.33
7299.25

1088.04
11.87
13.92
413.92
539.94
0.50
103.57
247.14
1397.05
11.79
232.52
212.10
165.58
0.02
1974.23
6412.18

8.52
20.80

149.81
94.70
0.32

11.80
88.42

5.48
10.14
26.30
4.43

126.94
63.83

23.18

32.15
766.21
58.22
9.25
63.70
13.90

62.02
161.93

914.57
2293.66

71.67
0.94

0.75
57.41
68.52

271.69
9.24
30.23
577.28
997.88
5.70
95.01
749.46
1411.15
890.77
450.38
544.56
342.80

117.42
1858.66

2776.31
9152.47

75.63
259.85

670.41
1625.37

228.20
1008.77

118.68
421.75

2501.42
2117.38

126.94
67.37

1219.13
798.72
37.71
986.35
320.67

861.06
515.84
300.69
25.21
340.24
212.00

125.54
313.43
154.89
2.50
550.17
80.39

1255.63
768.84
674.60
61.96
1036.47
445.95

241.28
859.49

1640.88
7299.25

2920.18
6412.18

91.33
1858.66

290.22
9152.47

37.71
77.78
77.78

0.02
25.21
24.88
24.88

2.50
41.92
41.92

61.96
32.12
32.12

6362.07
6362.07

1807.64
1807.64

8721.54
8721.54

62.08

6.61

320.81

24.25
37.83

6.28

161.87
57.85
101.08

0.33

0.00

1858.66

0.00
9152.47

0.28
383.75

526.07
631.86

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

18.25
2562.85

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

3741.04
1674.69
186.69
186.69
31254.78
30790.16
464.62
11.64
11.64
2680.68
117.80
2342.93
210.71

332.89
46.69
159.32
247.87
247.87

1414.14
183.31
183.31

39725.39 51809.42
34549.70 42678.91
5175.68 9130.51
26.28
26.28
32.60

32.60

974.34
123.05
353.73
467.66
29.90

698.76
0.16
100.42

9.23
1543.65
41093.16

6.28
3204.38
60.16
43749.13 54473.93

384.43
48212.76

265.74

1102.06
20472.51

0.06
10.30
7.40
27827.47

37.91
21.63
21.63

147.18
1.43
342.76
248.59
248.59

24094.84 23136.85
22871.92 12589.31
1222.92 10547.54
132.90
20.65
69.38
63.52
20.65
1615.73 1102.55
969.57
1.60
644.56

1096.45
6.10

360.31
84.10
26529.05 25084.10

446.64
13.03
82.46
81.06
1.40
38030.52
35013.54
3016.98
700.20

16.04

10.79
10.79

23.48
23.48

430.21
48.21
48.21

581.59
143.17
143.17

21.01
2.18
2.18

13.90
13.90

15.21
15.21

2478.64
2478.64

3057.57
3057.57

9996.43
9996.43

7226.99
7226.99

125.47
125.47

2277.75
2277.75

844.29
844.29

69.08

354.37
18.51
335.26
0.60

443.70

13.28
2.72

700.20
1.72

68.40
1.72

443.70
10.56

7091.48
7089.92
1.56

0.68

1624.30
40898.87

37

73.42
2562.85

3150.13 10884.14

8768.66

161.93

2.01
2293.66

859.49

30.20
7299.25

6412.18

87.43

39.09
89.26

110.71
50.12

78.89
206.82
2.34

Kastamandap

105.73

Alpine

73.81

Country

Bhargav

137.20

diyalo

Ace

221.85
2401.06

Mahakali

1369.90
4659.68

Kankai

1449.07
4613.45

Sewa

76.66
90.66

Muktinath

377.17
106.77

Tinau

346.34
449.96

Miteri

247.19
413.78
44.48
0.03
444.25
1323.63
83.73
280.61
40.17
187.95

Deva

155.91

Araniko

185.85

Society

Western

213.28
4.77

Excel

223.98

Infrastructure

251.57
11.07
58.26
473.10
1068.04
3.22
28.49
157.80
503.24
288.48
120.34
88.90
111.86

Gandaki

BFI Name

Biratlaxmi

Statement of Credit as on Asar end, 2073(Mid-July, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

193.79
267.66

60.58
65.44
18.32

112.56
1.56
24.27
522.18
1032.49
203.53
116.72
192.67
1617.04
458.54
270.93
371.61
293.81

362.82
3187.50

921.73
3074.30

557.04
1491.93

908.52
6126.41

521.83
1765.12

386.93
649.42
221.86
70.63
305.01
587.31
686.79
103.20
249.64
621.83
10.33
1942.56
6095.10

617.21
2033.23

518.52
753.78

647.88
503.44

436.00
658.81

774.14
2510.29

130.28
618.35

397.13
719.34

943.98
309.51
312.41
20.55
37.42
130.60

976.89
106.77
159.44

167.10
90.66

192.97
184.64

409.27
187.84
343.54
444.25
206.69

60.19
142.77

31.64
85.18

108.96
786.78
522.75
99.69
281.27
281.80

28.15
124.05
29.19
246.76
207.72
80.93

240.07
594.63
664.37
249.35
392.98
323.15

403.42
4613.45

417.66
4659.68

160.73
3187.50

476.92
3074.30

22.54
1491.93

760.74
6126.41

299.68
1765.12

2514.09
6095.10

942.64
2022.81

481.07
2725.04

434.26
9904.77

16.63

161.79

143.18

168.94

24.21

30.23

255.32

52.03

32.60

85.69

32.56
32.56

26.16
26.16

8.90
8.90

38.53
38.53

18.32
18.32

99.69
88.64
88.64

246.76
7.50
7.50

249.17
25.01
25.01

13.64
13.64

1.47
37.45
37.45

57.40
57.40

35.43
35.43

7.19
7.19

6.12
6.12

19.43
17.36
17.36

10.29
10.29

9.66
7.58
7.58

9.10
9.10

6.94
6.94

352.89
28.94
28.94

4564.26
4564.26

4126.66
4126.66

3035.40
3035.40

2866.83
2866.83

1473.61
1473.61

5716.44
5716.44

1463.27
1462.84
0.43
8.28
8.28

5221.58
5221.58

1955.64
1955.64

2624.14
2624.14

7526.68
7526.68

3941.35
3941.35

1024.19
1024.19

869.58
869.58

6547.04
6547.04

1126.88
1126.88

1701.12
1701.12

1387.71
1387.71

1194.74
1194.74

5029.33
5029.33

197.43
12.07
183.38
1.17
0.80

9.08

304.79
10.33
189.91
54.84
49.71

29.38

2235.00

159.75
1.37
20.00

2.04
2.04

20.86
20.86

115.67

355.82

6126.41

1765.12

4.13
39.65
944.34
277.83
134.88
235.55
173.95

966.81
54.52

31.64
435.68

127.04
9.09
1.75
43.09
158.08
17.17
205.57
304.17
19.86
28.38
24.52
304.57

257.60
1.99

164.10
1.44
0.60
105.69
208.10
3.27
35.62
164.10
255.53
171.61
50.22
61.23
101.73
1.50
698.08
2022.81

243.92
4.63

2503.41
8.71

1880.02
9904.77

415.40
33.27
24.15
249.73
428.41
3.33
11.64
339.57
1177.49
105.64
88.13
112.95
158.59
1.37
986.86
4136.53

151.61
481.15
9.94
251.30
602.46
261.36
57.73
228.20
71.52

274.43
1832.82
19.30
96.50
1163.72
815.38
474.67
417.66
120.81
297.33

361.21
2725.04

69.84
387.80

279.72
1009.41

1902.17
1655.14

1326.67
1694.79

191.57
162.26

1656.50
473.73

173.01
95.68

481.15
170.50
1.47
198.55
103.16

1319.38
2463.59

18.94
231.55
95.72
3.55
397.24
223.71
144.36
4136.53

42.87
233.20

278.58

4.39
14.57
37.94

53.05
2.10
49.08

435.31
1033.82

258.26
875.70

710.79
1217.16
733.62
23.09
244.45
739.59
744.09
386.29
674.01
99.56
15.16
1214.79
6908.31

559.35
252.15

207.71

2490.56
1874.49

309.18
1147.87

424.58
0.70
8.00
229.56
64.80
5.00
7.22
245.12
146.45
87.18
13.60
17.09
57.94
2.04
411.14
1720.41

113.70
0.20

177.75

127.22
80.75

32.28
104.47

20.52
2.99
315.74
65.36
24.90
17.45
210.45

2.50
131.43
301.12

438.40
1417.67

469.01
1317.35

23.44
436.78
1064.79
233.92
57.71
285.09
633.13
708.11
659.89
121.19
565.95
4.85
1013.46
5849.57

458.82
276.12

43.93
320.04

118.54
586.31

256.72
469.88

1287.92
1676.46

143.54
68.63
53.76

77.07

99.03
39.32

641.97
48.05
51.68
6.66
240.98
63.67

209.27
64.85

161.84
56.26

343.37
884.25
554.19
352.89
336.31
282.03

67.76
1147.87

303.43
1720.41

172.77
1417.67

295.58
1317.35

132.15
5849.57

99.03
257.89
18.09
67.21
20.99

30.93
29.95
37.93

41.25

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

10.61
840.15
358.76

73.63
42.12

42.96
38.17

16.45
965.99
434.76
19.43
365.90
324.49

12.32
1033.82

147.46
875.70

416.25
6908.31

89.26
5.00

389.29
50.12

206.82

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

1.53
0.03
1.50

4613.45

343.54
4659.68

0.02
3187.50

3074.30

1491.93

9.00
0.08

39.24
6095.10

29.38

1.50
2022.81

38

2725.04

82.59

2235.00

138.38

9904.77

4136.53

324.49
15.16
309.33

14.74
100.93

2.44
1033.82

875.70

6908.31

10.70
1147.87

1720.41

1417.67

1317.35

265.40
90.42

5849.57

151.85

102.54

521.28
50.75

130.00

296.43
1507.72

12.36
129.78

201.78
1275.79

121.78
35.34

87.53
119.77

21.25
44.86

24.36

11.76
33.00

556.72
830.32
0.35

12.72
146.30
0.75

61.13
933.40
1199.73
434.40
400.59
169.83
912.20

1.58
16.83
127.93

7.10
18.73
28.35

13.68
29.05
81.04

87.48
491.08
634.51
563.15
213.06
215.78
324.09

9.43

98.12
367.56
127.98
2.30
31.03
60.73

50.10
117.86
23.03
5.14
12.53
177.57

158.37
679.44
791.08
104.53
171.91
740.32

3.24
51.52
577.48
13.39
65.72
105.71
5.81

1371.97 4022.72
9927.26 10224.70

69.77
550.11

1740.80
5983.17

19.52
242.89

736.28
1704.55

403.10
700.22
601.24
90.16
416.22
798.48
550.94
165.13
179.87
744.61
4.60
1243.27
6009.53

2.37
26.00
45.64
300.82
673.02
55.72

1824.89
2206.28

537.04
1056.93

361.96
3496.05

183.44

1823.63
1222.28

12.68
74.63

306.48

56.43
1382.54
450.56

167.04
1448.80
1232.81
0.25
1336.88
348.49

180.56
50.31

1202.02
343.71

27.47
1613.64
1457.43
28.34
1925.38
452.55

11.63
44.10

1149.05
583.34
4.93
640.39
243.59

540.98
8007.40

2828.49 1832.44
9927.26 10224.70

80.07
550.11

315.97
5983.17

78.62

172.09

Tourism

108.81

Raptiveri

111.70

Vibor

Pacific

73.25

Jhimruk

Shine

2.65

Innovative

Kakre

Matribhumi

Hamro

Kanchan

Bagmati

229.76
5.89

IDBL

Jyoti

67.06
1.04

OmDB

Purnima

4.02
52.92

Kaski

175.46
145.30

Kabeli

12.09

FewaDB

135.63
1.01

273.60
12.95

Garima

BFI Name

Corporate

Statement of Credit as on Asar end, 2073(Mid-July, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

341.30
2.60
309.55
1671.16
7.29
63.02
995.13
672.61
220.56
190.88
125.58
716.49
0.03
2691.21
8007.40

308.51
15.37
4.00
505.07
2790.18
23.29
52.84
1745.98
1059.37
671.13
386.57
224.83
768.15

1.74
1.48

139.63
18.74
5.47
307.55
261.35
6.29
28.99
102.08
307.59
139.01
60.36
68.96
84.19

364.11
1644.38

86.17
314.09

455.23
1985.45

144.91
708.94

540.82
5284.70

204.27
784.50

2288.50
7049.43

57.16
154.79

296.63
528.88

54.01
176.00

1104.78
896.46

82.73
58.49

1925.57
2457.10

350.67
261.35
129.01

95.85
7.50
24.38

40.98
14.04

149.14
79.01

200.15
25.30

24.71
47.73

272.35
1105.13
52.42
24.34
784.10
294.55

439.54
1644.38

2.09
314.09

190.76
1985.45

125.74
708.94

88.90
456.34
384.77
613.05
816.95
249.04
1.40
673.01
5284.70

480.92

43.13
1.90

80.50
47.19

100.49
526.35
549.38
580.57
252.28
253.15

106.68
595.28
0.30
101.76
144.82
15.08
7.16
49.73
184.03

29.28
784.50

133.87
7049.43

2.94
5.64
225.39

127.58

24.67

1.88
182.39

15.46
14.54
11.66

620.99
1737.46
495.11
259.55
431.79
288.45

65.80
357.88

267.41
858.93

163.27
482.74

1496.21
7288.98

234.47
910.47

1224.68
4973.91

1177.61
1409.77

71.37
8.66

5.64
67.85

250.82
54.73

896.06
763.83

53.90
69.91

330.86
914.52

311.58
485.99
232.80
445.40
327.35
488.61

193.65
41.80
0.68

2.45
20.68

33.00

219.25
133.96
14.93

29.85
13.14

400.89
119.77
127.98
0.25
146.12
82.77

12.82
242.89

520.28
1704.55

1130.42
6009.53

91.82
0.68

43.83
104.06
7.77

17.05
1.20

152.37
7.23

8.69
4.80
110.97

210.83
3.78
22.86
94.20
493.04
391.02
11.57
578.77
294.45
713.31
192.11
506.20
1231.74

24.71
217.01
46.67
8.76
8.49
13.56

281.09
8.57
23.41
380.64
1157.63
37.67
135.80
518.05
863.79
438.19
521.41
95.29
299.39

8.93
7.50

196.17
208.71

24.79
76.65

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

75.69
24.08

22.54
17.11

19.72
148.54
33.00

5.54
102.54

2242.72
634.70
690.73
6.60
849.86
302.91

2.06
357.88

561.03
858.93

36.12
482.74

901.56
7288.98

290.82
910.47

1466.32
4973.91

31.15

95.40

86.80

60.63

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

494.00

397.11

428.12

138.61

43.76
43.76

24.33
167.21
167.21

98.97
98.97

1.45
1.45

67.68
67.68

7277.04
7277.04

9155.25
9155.25

9473.80
9473.80

470.04
470.04

5641.72
5641.72

239.43
239.43

192.60
0.03
20.00

183.36
4.07
40.00
4.92
134.38

220.98

46.83
2.35

0.02

10.09
34.38

0.02

172.57

50.00
170.98

12.47
12.47
1692.07
1692.07

440.84
23.21
23.21
4920.86
4913.00
7.85

8.60

101.17

2.77
2.77

5.53
5.53

11.66
11.66

21.82
21.82

5.05
5.05

580.57
25.68
25.68

5.40
5.40

1.48
1.48

25.93
25.93

6.85
6.85

355.10
355.10

844.80
844.80

471.09
471.09

7127.24
7127.24

767.37
767.37

4041.11
4041.11

1476.93
1476.93

312.60
312.60

1949.52
1949.52

598.26
598.26

102.16

42.66

239.75

154.21

10.00

2.66

76.50

5.00

239.69
0.06

485.74
4.60
474.09
2.94
0.90

25.66

37.66

6.60
7288.98

910.47

10.00
2.66
154.21

67.18
0.60
613.05
446.22
446.20
0.02
3902.52
3902.52

13.56
13.56
770.94
770.94

239.32
5.12
215.00
5.95
13.26

24.34
28.31
28.31
6736.61
6736.20
0.41

193.00
165.00
28.00

3.22

8007.40

2.84
9927.26 10224.70

550.11

54.86
5983.17

3.45
242.89

1704.55

0.27
6009.53

357.88

39

858.93

482.74

4973.91

7.84
1644.38

314.09

1985.45

708.94

82.98
5284.70

784.50

7049.43

12.25
289.59

184.51
83.19

111.03
309.33

81.32
115.16

8.00
117.23
119.23

28.51

321.63

22.44

76.11
18.15

1.50
0.20
37.06

0.38
1.37
229.43

25.77
11.66
49.44

23.08
0.72
1.18

2.62
2.63
12.78

4.54
6.50
8.75

7.42
401.15
1055.11
47.66
232.99
45.78
1055.72
360.79
163.80
181.22
460.19

52.83
150.56

101.35
601.09

22.30
349.35

1643.64
6009.43

129.52
312.15

1734.94
6665.59

81.19
208.14

0.77
586.82

147.84
33.18
1965.35
2413.74

21.01
90.58

265.71
242.28

157.74
147.48

404.68
1544.23

30.14
165.04

1540.13
1774.22

0.39

242.98

125.37

10.00

116.36

32.22

16.13

6.54
14.95
3.50
50.22
14.79

206.59
988.27
269.53
451.53
690.00
186.09

89.42
27.56
22.72
3.22
0.36
2.96

41.19
78.76

6.12
18.06

1132.08
828.98
436.70
13.78
284.48
262.29

180.69
5.73
31.94

227.18
20.07
1846.97
26.19
125.20
33.18

558.41
194.11
363.57
416.39
199.35
69.23

25.97
91.73
38.98
48.96
185.60
28.41

3.83
349.35

1102.21
6009.43

26.97
312.15

559.22
6665.59

61.51
208.14

5.53
586.82

9.57
2413.74

656.54
2467.59

94.08
630.08

13.27

25.28

0.60
0.60

180.69
4.76
4.76

26.19
0.05
0.05

416.39
14.65
14.65

48.96
28.21
28.21

201.58
201.58

370.60
370.60

566.06
566.06

1967.44
1967.44

517.51
517.51

41.31

30.00

83.27
33.18

45.78

39.28
2.03

30.00

45.78

28.41
3.25
25.16

23.34
2467.59

6.99
630.08

Union

30.15

NFL

353.97

32.22

137.18
4.26
1.00
58.14
19.81

Salpa

Cosmos

Gurkhas

582.01
1610.85

185.31
302.23

NSMFL

86.53
499.02

0.77
107.54
33.20

1.20
4.74
2.80

9.52
37.47
216.97
120.15
33.40
21.22
22.32

NIDC Capital

256.37
1089.88

3.34
30.75
321.63
0.44

Reliable

16.75
5.76
30.45

0.50
28.51

Green

13.82
21.83
264.66

115.43
146.61

Apex

1.43
138.66
54.06

719.63
1856.56
385.36
78.11
1589.31
1652.06
1705.39
615.02
673.39
499.25

0.37

125.08
109.02

12.70
31.71
0.15
0.14
47.97
62.50

10.04

Sajha

33.62

47.82

Saptakoshi

Kalinchowk

162.94
1.59

110.42

Kailash

Manaslu

47.09

N.Community

138.28

3.21

Sahara

Sindhu

Mt. Makalu

BFI Name

Mission

Statement of Credit as on Asar end, 2073(Mid-July, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

289.45
1.04

20.80

7.94
97.38

1.28
16.91

2.19
212.00
477.88
34.87
67.55
95.39
79.43

4.23
15.39

26.42

152.72

15.24
42.55

270.77
308.02
8.30
7.28
1.69
55.37

393.61
1758.74

16.47
132.86

77.70
908.26

154.75
588.42

42.68

113.38
279.67

2.49
15.36
77.09

70.24 3568.38
325.46 13506.99

218.30

405.45
5.90

5.55
5.34

33.16

382.66
1393.93
29.93
125.91
525.33
454.40
316.70
198.88
351.95
739.62

49.92
42.21
4.95
11.36

0.65

0.52

34.83

3.94

0.39
33.18

37.90
28.19
8.60

61.10
41.16

3.44
194.11

2.02
6.04
124.81

0.36
86.47

3.60

4.96
222.40
81.92
11.07
0.63
189.72

199.35
515.48
409.35
18.59
46.12
431.04

22.54
176.58
9.31
47.88
11.26
38.43
94.42

615.30
2467.59

92.84
630.08

3.45

2.95

33.33
100.31
27.50

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

2.51
16.91

152.72

198.91
270.76

3.60
14.91

10.84
270.77
34.67

17.59
16.16

68.94
37.81

114.17
15.70

139.09
125.86

366.23
1758.74

52.25
132.86

46.22
908.26

3.64
302.23

436.82
1089.88

72.94
499.02

9.38

55.30

36.29

9.30
9.30

0.33
0.33

10.84
8.24
8.24

0.73
0.73

1470.19
1470.19

75.68
75.68

852.89
852.89

301.50
301.50

269.88

1.55

89.22
90.44

264.84

1896.85
2771.91
375.14
1848.38
1701.76
352.98
1796.22
542.42

8.76

12.62
42.73

603.91
1610.85

12.28 2221.35
325.46 13506.99

30.20
150.56

5.52
601.09

44.95

245.66

129.93

7.92
7.92

1.77
1.77

4.99
4.99

1081.85
1081.85

439.91
439.91

0.11

12.38

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

361.66
72.73
72.73

1.18
1.18

1.53
1.53

2.33
2.33

13.78
36.50
36.50

3.50
1.69
1.69

33.12
5.53
448.32
72.51
72.51

1292.89
1292.89

323.25 12586.01
323.25 12586.01

149.38
149.38

599.55
599.55

346.66
346.66

5778.27
5778.27

272.52
272.52

6000.59
6000.59

67.32

356.22
14.45
341.77

2.21
2.21

67.32
269.88

0.11

12.38

1089.88

499.02

50.09

1.55

1758.74

132.86

908.26

302.23

1610.85

0.43
325.46 13506.99

40

150.56

601.09

0.37
349.35

126.29
6009.43

9.16
312.15

105.51
6665.59

5.96
208.14

0.77
586.82

1738.17
2413.74

141.06
417.81
3.50

5.10
53.61
405.30
10.05
79.05
129.15
27.00
6.75
52.86
93.27

139.23
6.45

264.79

4.18
25.66

117.83
60.40

CMBFCL

111.33
88.05

52.50

WMBFL

11.11
52.37

Srijana

73.95

Synergy

25.93

Multipurpose

Central

78.73

Arun

Pokhara

15.37

Premeire

Janaki

Progressive

General

United FC

Lalitpur

Mahalaxmi

ILFCO

Lumbini

SIFCL

SFL

Goodwill

BFI Name

PFCL

Statement of Credit as on Asar end, 2073(Mid-July, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

141.81
1.75
0.74
140.34
850.83
10.54
45.23
83.63
234.80
43.56
13.04
15.03
81.14

18.61

78.43

0.05

0.54

76.05
112.77

2.45
77.25
448.31

161.94
184.52

113.63
158.57

136.84
601.24
126.59
10.93
7.04
33.77

22.24
65.30
132.21
159.34
43.25
299.22
98.43

121.75
222.07
126.95
183.45
348.34
23.15

147.21
56.84
88.43
28.44
419.69
7.72
138.97

696.87
2359.30

257.60
2849.36

679.96
1906.99

26.48
1452.90

382.36
1754.57

1275.62

754.64

60.13
325.00
116.35
5.27
118.84
117.40

842.40
242.95
257.60
309.29
173.93

340.68
2359.30

268.55
2849.36

17.40

60.23

47.67
47.67

98.34
98.34

33.77
33.77

61.95
36.48
36.48

9.10
9.10

108.59
19.06
19.06

135.63
96.04
96.04

9.05
0.92
0.92

1673.51
1673.51

2304.41
2304.41

1415.67
1415.67

1354.47
1354.47

1625.18
1625.18

867.32
867.32

4143.78
4143.78

375.12
241.41
133.72

128.79

49.99

55.00

100.00

75.89

65.84

49.99

55.00

95.25
15.25
80.00

100.00

73.22
2.66

65.84

951.02
128.79
290.79
930.36

112.96
8.83

60.07
22.45
6.50
288.79
363.55

26.07
132.57

50.10
860.57
763.84
350.96
461.26
254.60
260.14

44.87
1091.35

2.15
16.15

67.42
426.16

120.71
214.76

337.25
1077.77
225.03
115.43

0.55
18.93

13.07
35.41
18.85
50.00
22.85
38.48

106.20
45.51
78.46

218.20
285.69
307.46
135.68
122.25
14.75

189.62
447.12

348.23
1300.01

971.91
2644.24

25.35

36.66

554.84

137.59
20.46

667.55

740.09
4482.91

84.97
596.79

1107.39
4024.00

311.09

604.26

120.71

79.21

5.07

68.51
172.26

443.51

5.35

0.17

328.30

14.33
33.36
78.52
30.86
11.98
40.20
62.15
68.92
32.45

7.26
0.08
7.95

26.43

7.10

8.95
328.94
111.66
122.60
59.09
61.36
56.89
4.02
324.35
1401.76

382.08

17.42

4.64

4.96
18.71

466.46
1402.55

145.25
526.45

13.58
55.12

6.68
139.12

151.87

54.59

4.46

644.58
327.45
337.82

15.50
44.41

218.20
105.77

799.97
405.30
27.00
4.73
50.31
60.64

156.89
8.17
257.94
11.64
25.72
25.95

29.39

88.05
100.99

4.38
1.49

3.22
6.68

161.67
458.50
232.75
0.35
53.68
52.73

56.22

397.99
38.70
5.35
13.63
56.53

2.29
40.37

592.42

5.86
39.96
46.37

2.94
115.16
74.77

3.73
5.21

2.04

1077.26
1910.47

114.68
258.47

615.88
1731.52

397.99

81.10

981.03

56.29

149.60
484.91

37.83
98.18

30.55
34.50
11.05
3.86

113.22
1731.52

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

293.33

614.52
148.11
64.17
136.84
106.50

215.50
375.24
206.44
61.95
52.48
51.12

948.30
160.52
132.45
45.67
51.40
55.00

47.77
25.65
41.95
108.59
394.65
95.25

1309.51
279.83
462.98
136.70
922.08
177.44

16.15
214.76
9.05
10.49
10.86

183.35
359.20
337.34
563.39
1439.31
182.85

18.93
2.17
5.07
0.40

43.44
8.85
3.10
53.97
35.66
54.48

95.96
25.66

836.85
1906.99

196.84
1452.90

361.24
1754.57

66.39
1091.35

590.11
4482.91

214.77
596.79

933.21
4024.00

145.70
172.26

210.97
447.12

496.21
1300.01

858.55
2644.24

1402.55

35.68
526.45

12.59
55.12

7.60
139.12

60.01
1401.76

1337.77
1910.47

41.12
258.47

2.17

15.02
0.26
0.26

62.95
62.95

14.75
14.75

4.73
66.48
66.48

11.64
4.86
4.86

0.25
0.25

15.49
15.49

41.38
41.38

18.70
18.70

14.50
0.02
0.02

1235.05
1235.05

2545.29
2545.29

1331.33
1331.33

493.03
493.03

41.29
41.29

123.63
123.63

1356.37
1356.37

76.53
76.53

202.92
202.92

1731.52
1731.52

1815.24
1910.47

41.03
258.47

1731.52

7.26

38.70

2.76

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

39.42

40.46
40.46
1932.89
1865.46
67.42
563.39
563.39

170.09
170.09

353.91
343.91
10.00

16.92
2.00
14.00
0.92

4.02
4.02

128.79
620.72
2359.30

257.60
2849.36

407.56
1906.99

1452.90

65.29
1754.57

1.14
1091.35

7.46
4482.91

211.69
596.79

1447.85
4024.00

41

172.26

2.04
447.12

2.01
1300.01

18.36
2644.24

1402.55

526.45

13.58
55.12

139.12

1401.76

Reliance

14.32

35.81

40.71

Bhaktapur

Jebils

Manjushree

Unique

Namaste

hama

Seti

Kuber

Sagarmatha

ICFC

Everest

Guheshwori

BFI Name

Crystal

Statement of Credit as on Asar end, 2073(Mid-July, 2016)

Sector Wise
Agricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise

17.07

103.02
3.42

0.45
239.94
138.17
40.88
2.69
25.64
29.62

199.48
10.66
4.50
380.53
97.82
26.61
6.82
29.96
892.92
869.05
168.25
152.87
243.57

87.09
1.10

60.21

21.09
0.35

9.44

0.42
57.29
332.50
2.50
6.95
62.09
87.50
175.67
93.33
44.64
367.15

257.65
409.45

291.50
1538.62

221.02
1013.19

1711.45
4794.50

67.01
614.45
39.75
7.05
733.11
140.92
6.74
44.01
62.46
382.22
0.30
411.51
2597.71

228.34

243.48

12.32

346.21

118.83

1.99

32.89

26.00

16.77
41.32
120.29
0.02
2.72

25.00
223.23
244.07
306.00
37.74
63.08

255.10
113.41
84.29

165.51
20.16

10.17

0.45
18.98

90.23
2.33
17.90
60.93
49.96
22.50

396.02
1538.62

321.88
1013.19

118.51
4794.50

223.94
579.30
9.10
365.63
750.44
112.49
3.80
434.18
2597.71

68.93
11.77
13.06

165.24
60.95

2649.54
391.49
346.01
569.70
198.89
174.15

21.07
259.06

269.84

142.36

34.29
174.06

4.50
14.84

64.50
3.12

2.13
85.27

13.12
53.28

44.09
604.25
91.48

16.02
255.36

1.15
26.68
0.69

47.88
4.90
30.50
2.10
5.50
5.23

0.98
2.96
9.28
0.78
3.38
7.17
0.89

69.50
94.00
29.60
64.29
4.90
68.16

318.13
106.08
211.77
60.21
110.59
307.33

146.53
25.35
41.62
17.22
4.91
259.00

77.13
270.23
2.68
51.50
542.35
158.05
156.43
93.59
89.39
149.37

56.29
177.67

53.79
259.06

106.11
269.84

126.11
260.39

181.72
578.57

294.30
2162.55

147.41
949.22

478.90
2110.32

43.75

212.75

20.65

2.20
11.91

219.15
40.78
44.20
61.23
77.46
29.60

474.07
539.80
214.77
297.28
318.13
77.14

53.03
198.80
82.23
231.90
170.08
39.30

33.61
258.57
288.06
115.37
546.10
78.77

53.52
105.84
14.97
3.29
97.90
15.12

116.02
260.39

106.15
578.57

28.60
2162.55

153.22
949.22

789.83
2110.32

117.80
449.26

2.97
21.34
65.31
0.58
5.14
6.70

21.07
20.16

20.01
0.84
3.60
45.82
152.57

75.30

4.95
68.34
12.07
12.00
15.18
26.72
19.62
67.53
449.26

Product Wise
Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan

409.45

2.60
69.13
177.67

85.74
0.78

40.82

Collateral Wise
Gold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total

4.57

4.80

16.63
6.70
6.70

26.17
26.17

24.61
24.61

55.40
55.40

358.74
16.95
16.95

0.06
0.06

1.55
1.55

402.73
402.73

1174.95
1174.95

958.43
958.43

4003.59
4003.59

2204.15
2204.15

175.30
175.30

257.51
257.51

186.41
186.41

0.81
0.81

23.37
23.37

297.28
10.05
10.05

231.90
3.54
3.54

25.36
25.36

5.09
5.09

259.48
259.48

463.97
463.97

1782.66
1782.66

673.51
673.51

1865.91
1865.91

423.27
423.27

3.80
3.80
5.00

30.00

31.54

5.00

30.00

13.00
18.54

7.50
1.41
5.09
1.00

1.50

0.87

20.00

0.24
0.63

20.00

61.23

40.26
31.00
9.23
0.04

61.23
0.02
409.45

332.50
1538.62

0.15
1013.19

687.34
4794.50

2.00
2597.71

1.43
177.67

259.06

63.43
269.84

0.10
260.39

42

29.99
578.57

1.50
97.43
59.50
4.32

16.09
8.29
0.60
7.20

33.61
72.56
2162.55

949.22

120.11
2110.32

449.26

Major Financial Indicators of Microfinance Financial Institutions


Rs in million
Liabilities

2013
1
3801.3
2234.0
383.5
208.2
975.6
20216.3
210.3
20006.0
7221.6

Mid-July
2014
2
4950.7
2974.3
523.1
220.6
1232.7
27897.3
526.4
27371.0
11001.2
0.0
3777.5
829.4
475.0
2473.1
1088.2
1473.7
50188.7

1 CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
2 BORROWINGS
a. NRB
f. Others
3 DEPOSITS
4 BILLS PAYABLE
5 OTHER LIABILITIES
3009.7
a. Loan Loss Provision
694.0
b. Interest Suspense a/c
446.9
c. Others
1868.8
6 RECONCILIATION A/c
688.6
7 PROFIT & LOSS A/c
837.9
Total
35775.3
Assets
1 LIQUID FUNDS
6322.8
7202.8
a. Cash Balance
42.8
39.2
b. Bank Balance
3561.6
3710.6
c. Money at Call
2718.5
3452.9
2 INVESTMENT IN SECURITIES EXCEPT
116.2
SHARES
116.2
3 SHARE & OTHER INVESTMENT 2963.6
2894.2
4 LOANS & ADVANCES
23401.7 35689.3
Institutional
6740.3
9863.5
Individual
16661.4 25825.8
5 FIXED ASSETS
444.6
624.4
6 OTHER ASSETS
1685.8
2485.4
7 EXPENSES NOT WRITTEN OFF
9.8
9.4
8 NON BANKING ASSETS
0.0
0.0
9 RECONCILIATION A/c
699.6
1085.2
10 PROFIT & LOSS A/c
131.2
81.8
Total
35775.4 50188.7
Profit & Loss A/cExpenses
1 INTEREST EXPENSES
1631.87 1967.84
2 COMMISSION/FEE EXPENSES
41.55
46.72
3 EMPLOYEE EXPENSES
1148.18 1464.44
4 OFFICE OPERATING EXPENSES
372.35
491.46
5 NON OPERATING EXPENSES
0.21
0.00
6 PROVISION FOR RISK
174.20
188.17
7 LOAN WRITTEN OFF
0.89
0.44
8 EXTRAORDINORY EXPENSES
9 PROVISION FOR STAFF BONUS
76.99
102.53
10 PROVISION FOR INCOME TAX
232.91
302.38
11 NET PROFIT
807.06 1435.59
TOTAL EXPENSES
4486.20 5999.57
Income
1. INTEREST INCOME
3898.75 5389.71
2. COMMISSION & DISCOUNT
28.23
130.84
3 OTHER OPERATING INCOME
379.13
304.84
4 NON OPERATING INCOME
46.00
40.15
5 PROVISION FOR WRITTEN BACK
92.01
88.32
6 RECOVERY FOR WRITE BACK
3.13
1.97
7 INCOME FOR EXTRA ORDINARY EXPENSES
0.00
0.05
8 NET LOSS
38.96
43.68
TOTAL INCOME
4486.20 5999.57
Miscellaneous Information
No. of Total Staffs
3465
4405
No. of Total Branches
646
861
No. of Total Centers
42612
59380
No. of Total Groups
229126 292238
No. of Total Passive Groups
9543
9138
No. of Total Members
1252389 1612430
No. of Total Passive Members
64322
66441
No. of Total Borrowers
894671 1102132
No. of Total Overdue Borrowers
35637
30657
No. of Total Saving Members
913173 1198487
Total Saving Amount (Rs million)
7221.02 11000.65

2015
3
6147.3
3987.3
750.3
8.9
1400.8
38244.9
306.6
37938.3
15775.5
0.0
5205.7
986.0
575.3
3644.3
2330.2
2524.8
70228.2

Mid-Jun Mid-July
2016
2016
4
5
8595.0
8684.9
5313.3
5436.5
1165.8
1214.8
333.7
363.6
1782.2
1670.0
49152.8
52434.4
101.1
91.1
49051.7
52343.3
22626.9
24095.3
0.0
0.8
8256.7
7205.0
1364.4
1345.6
740.0
652.7
6152.2
5206.8
4508.9
5031.9
3299.5
3318.2
96439.7 100770.6

% change
2/1
75.77
73.21
81.41
105.06
75.20
68.19
165.34
67.02
110.14

3/2
24.17
34.06
43.45
-95.97
13.64
37.09
-41.75
38.61
43.40

50.93
64.09
15.86
55.79
-51.35
134.00
67.25

37.81
18.88
21.13
47.36
114.13
71.32
39.93

5/4
1.05
2.32
4.21
8.97
-6.30
6.68
-9.89
6.71
6.49
0.00
-12.74
-1.38
-11.80
-15.37
11.60
0.57
4.49

6597.2
62.2
3900.5
2634.4
116.2
2350.1
54915.5
14853.5
40062.0
775.2
3205.4
7.2
0.0
2215.3
46.2
70228.2

9211.6
110.1
5895.7
3205.9
116.2
2788.7
74993.3
18512.7
56480.6
930.5
4040.3
5.6
0.0
4344.7
8.9
96439.7

11096.2
75.5
6327.0
4693.6
38.7
2809.8
77232.9
19194.3
58038.6
961.1
3598.2
4.5
0.0
5017.3
11.9
100770.6

23.26
-11.20
14.04
35.65
-9.71
41.83
101.20
59.24
123.71
83.54
55.83
1245.40
0.00
-51.44
-4.65
67.25

-8.41
58.52
5.12
-23.70
0.00
-18.80
53.87
50.59
55.12
24.14
28.97
-23.43
0.00
104.14
-43.57
39.93

20.46
-31.41
7.32
46.41
-66.67
0.76
2.99
3.68
2.76
3.29
-10.94
-19.51
0.00
15.48
34.10
4.49

2369.56
0.00
1827.28
907.22
1.78
326.79
1.12
140.66
407.48
2496.01
8477.90

3025.67
0.01
2315.34
1182.16
4.90
501.47
0.00
0.00
209.82
646.67
3299.49
11185.55

3494.31
0.01
2671.95
1505.00
4.81
560.23
0.00
0.00
314.96
946.11
3374.46
12871.83

29.89
59.74
53.89
79.17
-100.00
11.15
0.00
0.00
91.13
86.52
143.37
60.19

20.41
-99.99
24.78
84.60
0.00
73.67
152.70
0.00
37.20
34.76
73.87
41.31

15.49
11.43
15.40
27.31
-2.02
11.72
0.00
0.00
50.11
46.30
2.27
15.08

7637.78
220.38
411.08
12.53
165.27
13.44
0.00
17.42
8477.90

10159.06
253.65
592.65
20.24
149.69
1.40
0.00
8.88
11185.55

11628.63
286.71
684.42
34.47
222.11
4.63
0.01
10.85
12871.83

66.38
474.70
-5.86
112.54
1.61
-44.38
-92.81
-11.25
60.19

41.71
68.44
34.85
-68.80
87.12
582.37
-100.00
-60.12
41.31

14.47
13.03
15.49
70.35
48.37
231.51
0.00
22.25
15.08

5756
1116
77616
304737
11504
1548767
56436
1080878
45697
1521152
15770.90

7090
1330
98496
364378
5145
1859717
35541
1280466
51957
1842543
22624.56

7132
1378
100794
366540
4601
1898891
32378
1296303
44861
1873432
24111.28

40.15
48.45
64.41
47.24
16.92
52.29
24.45
38.77
-13.67
51.06
100.30

30.67
29.62
30.71
4.28
25.90
-3.95
-15.06
-1.93
49.06
26.92
43.36

0.59
3.61
2.33
0.59
-10.57
2.11
-8.90
1.24
-13.66
1.68
6.57

44

Districtwise List of Bank and Financial Institutions Branches (Asar, 2073)


S.No.

Zone

District
Jhapa

Ilam

Mechi

Panchthar

Taplejung
Total
Sunsari

Morang

Dhankuta

Koshi

Terhathum

Sankhuwasabha

10

Bhojpur
Total

11

Saptari

12

Udayapur

14

Sagarmatha

13

Siraha
Khotang

15

Okhaldhunga

16

Solukhumbu
Total

17

Sarlahi

18

Dhanusha

20

Janakpur

19

Mahottari
Dolakha

21

Ramechhap

22

Sindhuli
Total
Bara

24

Rautahat

25
26

Narayani

23

Parsa
Chitawan

27

Makawanpur
Total
Kathmandu

29

Bhaktapur

30

Lalitpur

31

Rasuwa

32
33

Bagmati

28

Dhading
Sindhupalchok

34

Kavre

35

Nuwakot
Total

36

Lamjung

37

Tanahu

39

Gandaki

38

Gorkha
Manang

40

Syangja

41

Kaski
Total

42

Gulmi

43

Nawalparasi

Class 'A'

Class 'B'

Class 'C'

Total

populn.

Pop.Per
Branch

66
14
9
6
95
61
71
8
8

26
7
2
0
35
18
30
6
2

7
0
0
0
7
7
4
0
0

99
21
11
6
137
86
105
14
10

863192
300284
194631
129247
1487354
829141
1022547
167187
101552

8719
14299
17694
21541
10857
9641
9739
11942
10155

12
10
170

3
1
60

0
1
12

15
12
242

158032
171803
2450262

10535
14317
10125

18

21

671495

31976

16

19

334920

17627

31

32

667404

20856

193342

24168

149939

18742

7
82
20
34
19
11
6
6
96
28
15
39
68

1
9
10
7
6
9
3
8
43
4
5
16
70

1
6
2
1
2
0
0
0
5
2
0
3
8

9
97
32
42
27
20
9
14
144
34
20
58
146

104709
2121810
824902
793983
664240
187379
205852
303370
2979725
749584
755023
651051
631372

11634
21874
25778
18904
24601
9369
22872
21669
20693
22047
37751
11225
4324

24
174
404
37
87
10
22

15
110
92
10
16
0
10

4
17
59
5
13
1
1

43
301
555
52
116
11
33

439276
3226306
1958430
332983
513795
44179
344773

10216
10719
3529
6404
4429
4016
10448

20
28
10
618
12
27
15
2
17
65
138
10

10
25
8
171
8
27
7
1
17
82
142
9

1
3
0
83
1
0
0
0
1
9
11
0

31
56
18
872
21
54
22
3
35
156
291
19

291456
391771
282556
4159943
169999
334026
261651
6463
274152
533433
1579724
270910

9402
6996
15698
4771
8095
6186
11893
2154
7833
3419
5429
14258

28

32

65

681286

10481

Lumbini

45

Lumbini

44

Palpa

15

11

27

256545

9502

11
89
18
171

5
72
11
140

0
11
4
21

16
172
33
332

200300
962320
614805
2986166

12519
5595
18630
8994

18

10

28

275788

9850

18

147822

8212

12672

1810

10
41
6
40
8
8
6
68
5
2
3
3
3
16
8
16
3
13
49
89
4
6
2
50
5
67
6
5
10

8
29
0
25
1
2
13
41
1
0
0
0
0
1
1
8
1
11
20
41
0
2
0
14
2
18
0
1
3

2
3
0
6
0
0
0
6
0
0
0
0
0
0
0
0
0
0
3
3
0
0
0
1
0
1
0
0
0

20
73
6
71
9
10
19
115
6
2
3
3
3
17
9
24
4
24
72
133
4
8
2
65
7
86
6
6
13

112843
549125
230836
595153
217787
255936
234852
1534565
116151
59144
54380
146886
39206
415767
277760
380447
183361
450553
541967
1834088
207129
213244
144053
851759
271099
1687285
138424
258192
149468

5642
7522
38473
8382
24199
25594
12361
13344
19358
29572
18127
48962
13069
24457
30862
15852
45840
18773
7527
13790
51782
26656
72026
13104
38728
19620
23071
43032
11498

23
44
1869

8
12
852

0
0
175

31
485892
56 1031976
2896 28044096

15674
18428
9684

Arghakhanchi

46

Rupandehi

47

Kapilbastu
Total

48

50

Dhawalagiri

49

Baglung
Parbat
Mustang

51

Myagdi
Total

52

Rolpa

53

Dang
Rapti

54

Rukum

55

Salyan

56

Pyuthan
Total
Jumla

58

Mugu

59
60

Karnali

57

Humla
Kalikot

61

Dolpa
Total

62

Dailekh

63

Surkhet
Bheri

64

Jajarkot

65

Bardiya

66

Banke
Total

67

Bajhang

68

Doti
Seti

69

Bajura

70

Kailali

71

Achham
Total

72

74
75

Darchula
Mahakali

73

Baitadi
Dadeldhura
Kanchanpur
Total

Total of Class "A","B" and "C"

Bank/BFI Class
No. of BFIs
No. of Branches
Population per Branch*
Region/BFI Class
Eastern
Central
Western
Mid-western
Far-western
Total

C#

B
28
1869

67
852
B

347
888
350
173
111
1869

D
41
175

42
1378

25
105
35
9
1
175

Total
476
1317
696
265
142
2896

C
104
324
311
83
30
852

Total

178
4274
6562

* Population 28,044,096 calculated on yearly basis based on five yearly population projection Source :
http://cbs.gov.np/image/data/Population/Population%20projection%202011-2031/PopulationProjection2011-2031.pdf

# Samjhana Finance Ltd. is in the process of liquidation

Name list of Bank and Financial Institutions


SN

Full Name of Bank

Short Name

SN

Full Name of Bank

Short Name

Rastriya Banijya Bank Ltd.


Nepal Investment Bank Ltd.
Himalayan Bank Ltd.
Nepal Bangaladesh Bank Ltd.
Bank of Kathmandu Lumbini Ltd.
NIC ASIA Bank Ltd.
Kumari Bank Ltd.
Siddhartha Bank Ltd.
Global IME Bank Ltd.
Prime Commercial Bank Ltd.
NMB Bank Ltd.
Janata Bank Nepal Ltd.
Civil Bank Ltd.
Sanima Bank Ltd.

RBB
NIBL
HBL
NBB
BOK
NIC
Kumari
SBL
Global
Prime
NMB
Janata
Civil
Sanima

A. Commercial Banks
1
3
5
7
9
11
13
15
17
19
21
23
25
27

Nepal Bank Ltd.


Nabil Bank Ltd.
Standard Chartered Bank Nepal Ltd.
Nepal SBI Bank Ltd.
Everest Bank Ltd.
Nepal Credit and Commerce Bank Ltd.
Machhapuchhre Bank Ltd.
Laxmi Bank Ltd.
Agriculture Development Bank Ltd.
Citizens Bank International Ltd.
Sunrise Bank Ltd.
Prabhu Bank Ltd.
Mega Bank Nepal Ltd.
Century Commercial Bank Ltd.

NBL
NABIL
SCBNL
NSBI
EBL
NCC
MBL
Laxmi
ADBNL
Citizens
Sunrise
PRABHU
Mega
Century

2
4
6
8
10
12
14
16
18
20
22
24
26
28

1
3
5
7
9
11
13
15
17
19
21
23
25
27
29
31
33
35
37
39
41
43
45
47
49
51
53
55
57
59
61
63
65
67

NIDC Development Bank Ltd.


Siddhartha Development Bank Ltd.
Narayani Development Bank Ltd.
Karnali Bikash Bank Ltd.
Supreme Development Bank Ltd.
Sangrila Development Bank Ltd.
Infrastructure Development Bank Ltd.
Biratlaxmi Bikas Bank Ltd.
Society Development Bank Ltd.
Deva Development Bank Ltd.
Tinau Bikas Bank Ltd.
Sewa Bikas Bank Ltd.
Mahakali Bikas Bank Ltd.
Bhargab Bikas Bank Ltd.
Country Development Bank Ltd.
Kasthamandap Development Bank Ltd.
Om Development Bank Ltd.
Kabeli Bikas Bank Ltd.
Corporate Development Bank Ltd.
Jyoti Bikas Bank Ltd.
Hamro Bikas Bank Ltd.
Shine Resunga Development Bank Ltd.
International Development Bank Ltd.
Matribhumi Bikas Bank Ltd.
Jhimruk Bikas Bank Ltd.
Raptibheri Bikas Bank Ltd.
Mission Development Bank Ltd.
Sindhu Bikas Bank Ltd.
Nepal Community Development Bank Ltd.
Manasalu Bikash Bank Ltd.
Kailash Bikash Bank Ltd.
Saptakoshi Development Bank Ltd.
Apex Development Bank Ltd.
Reliable Development Bank Ltd.

NIDC
Siddhartha
Narayani
Karnali
Suprim
Shangrila
Infrastructure
Biratlaxmi
Society
Deva
Tinau
Sewa
Mahakali
Bhargav
Country
Kastamandap
OmDB
Kabeli
Corporate
Jyoti
Hamro
Shine
IDBL
Matribhumi
Jhimruk
Raptiveri
Mission
Sindhu
N.Community
Manaslu
Kailash
Saptakoshi
Apex
Reliable

1
3
5
7
9
11
13
15
17
19
21
23
25
27
29
31
33
35
37
39

Nepal Finance Ltd.


Nepal Share Markets and Finance Ltd.
Union Finance Ltd.
Goodwill Finance Ltd.
Shree Investment & Finance Co. Ltd.
International Leasing & Finance Co. Ltd.
Lalitpur Finance Co. Ltd.
General Finance Ltd.
Janaki Finance Co. Ltd.
Central Finance Ltd.
Arun Finance Ltd.
Synergy Finance Ltd.
World Merchant Banking & Finance Ltd.
Crystal Finance Ltd.
Everest Finance Ltd.
Sagarmatha Finance Ltd.
Seti Finance Ltd.
Namaste Bitiya Sanstha Ltd.
Manjushree Financial Institution Ltd.
Reliance Lotus Finance Ltd.

NFL
NSMFL
Union
Goodwill
SIFCL
ILFCO
Lalitpur
General
Janaki
Central
Arun
Synergy
WMBFL
Crystal
Everest
Sagarmatha
Seti
Namaste
Manjushree
Reliance

B. Development Banks
2
4
6
8
10
12
14
16
18
20
22
24
26
28
30
32
34
36
38
40
42
44
46
48
50
52
54
56
58
60
62
64
66

Malika Bikash Bank Ltd.


Yeti Development Bank Ltd.
Sahayogi Bikas Bank Ltd.
Triveni Bikas Bank Ltd.
Shubhechchha Bikas Bank Ltd.
Gandaki Development Bank Ltd.
Excel Development Bank Ltd.
Western Development Bank Ltd.
Arniko Development Bank Ltd.
Miteri Development Bank Ltd.
Muktinath Bikas Bank Ltd.
Kankai Bikas Bank Ltd.
Ace Development Bank Ltd.
Professional Diyalo Bikas Bank Ltd.
Alpine Development Bank Ltd.
Garima Bikas Bank Ltd.
Fewa Bikas Bank Ltd.
Kaski Bikas Bank Ltd.
Purnima Bikas Bank Ltd.
Bagmati Development Bank Ltd.
Kakre Bihar Bikas Bank Ltd.
Pacific Development Bank Ltd.
Kanchan Development Bank Ltd.
Innovative Development Bank Ltd.
Vibor Bikas Bank Ltd.
Tourism Development Bank Ltd.
Mount Makalu Development Bank Ltd.
Sahara Bikas Bank Ltd.
Cosmos Development Bank Ltd.
Kalinchowk Development Bank Ltd.
Salapa Bikash Bank Ltd.
Sajha Bikash Bank Ltd.
Green Development Bank Ltd.

Malika
Yeti
Sahayogi
Triveni
Suvekchha
Gandaki
Excel
Western
Araniko
Miteri
Muktinath
Kankai
Ace
diyalo
Alpine
Garima
FewaDB
Kaski
Purnima
Bagmati
Kakre
Pacific
Kanchan
Innovative
Vibor
Tourism
Mt. Makalu
Sahara
Cosmos
Kalinchowk
Salpa
Sajha
Green

C. Finance Companies
2
4
6
8
10
12
14
16
18
20
22
24
26
28
30
32
34
36
38
40

NIDC Capital Markets Ltd.


Gurkhas Finance Ltd.
Paschhimanchal Finance Co.Ltd.
Siddhartha Finance Ltd.
Lumbini Finance & Leasing Co. Ltd.
Mahalaxmi Finance Ltd.
United Finance Co. Ltd.
Progressive Finance Co. Ltd.
Pokhara Finance Ltd.
Premeire Finance Ltd.
Multipurpose Finance Co. Ltd
Shrijana Finance Ltd.
Capital Merchant Banking & Finance Co. Ltd.
Guheshwori Merchant Banking & Finance Ltd.
ICFC Finance Ltd.
Kuber Merchant Finance Ltd.
Hama Merchant & Finance Ltd.
Unique Financial Institution Ltd.
Jebil's Finance Ltd.
Bhaktapur Finance Ltd.

47

NIDC Capital
Gurkhas
PFCL
SFL
PFCL

Mahalaxmi
United FC
Progressive
Pokhara
Premeire
Multipurpose
Srijana
CMBFCL
Guheshwori
ICFC
Kuber
hama
Unique
Jebils
Bhaktapur

D. Microfinance Financial Institutions


1
3
5
7
9
11
13
15
17
19
21
23
25
27
29
31
33
35
37
39
41

Nepal Grameen Bikas Bank Ltd.


Rural Microfinance Development Centre Ltd.
Chhimek Microfinance Development Banks Ltd.
Sana Kisan Bikas Bank Ltd.
Naya Nepal Laghu Bitta Bikas Bank Ltd.
Sworojagar Laghu Bitta Bikas Bank Ltd
Nagbeli Microfinance Development Bank Ltd
Mirmire Microfinance Development Bank Ltd.
Mithila Laghu Bitta Bikas Bank Ltd.
Laxmi Microfinance Bittiya Sanstha Ltd.
Mahila Sahayatra Microfinance Bittiya Sanstha Ltd.
Kisan Microfinance Bittiya Sanstha Ltd.
Forward Community Microfinance Bittiya Sanstha Ltd.
Mahuli Samudyik Laghubitta Bittiya Sanstha Ltd.
Mero Microfinance Bittiya Sanatha Ltd.
RSDC Laghubitta Bitiya Sanstha Ltd.
National Microfinance Bittiya Sanstha Ltd.
Unnati Microfinance Bittiya Sanstha Ltd.
NADEP Laghubitta Bittiya Sanstha Ltd.
Arambha Microfinance Bittiya Sanstha Ltd.
Chautari Laghubitta Bittiya Sanstha Ltd.

NepalGBB
RMDC
CHHIMEK
Sanakisan
Naya Nepal
Sworojgar
Nagbeli
Mirmire
Mithila
Laxmi
Mahila
Kisan
FORWARD
Mahuli
Mero
RSDC
National
Unnati
NADEP
Arambha
Chautari

2
4
6
8
10
12
14
16
18
20
22
24
26
28
30
32
34
36
38
40
42

Nirdhan Utthan Bank Ltd.


Deprosc Microfinance Development Bank Ltd.
Swabalamban Laghu Bitta Bikas Banks Ltd.
Nerude Laghu Bitta Bikas Bank Ltd.
Summit Microfinance Development Bank Ltd.
Frist Microfinance Development Bank Ltd
Kalika Microcredit Development Bank Ltd.
Janautthan Samudayik Microfinance Dev. Bank Ltd.
Womi Microfinance Bittiya Sanstha Ltd.
ILFCO Microfinance Bittiya Sanstha Ltd.
Vijaya Laghubitta Bittiya Sanstha Ltd.
NMB Microfinance Bittiya Sanstha Ltd.
Reliable Microfinance Bittiya Sanstha Ltd.
Suryodaya Laghubitta Bitiya Sanstha Ltd.
Samata Microfinance Bittiya Sanatha Ltd.
Samudayik Laghubitta Bitiya Sanstha Ltd.
Nepal Sewa Laghubitta Bitiya Sanstha Ltd.
Swadeshi Lagubitta Bittiya Sanstha Ltd.
Support Microfinace Bittiya Sanstha Ltd.
Janasewi Laghubitta Bittiya Sanstha Ltd.
Ghodighoda Laghubitta Bittiya Sanstha Ltd.

48

NIRDHAN
DEPROSC
Swabalamban
NERUDE
Summit
First
Kalika
Janautthan
Womi
ILFCO
Vijay
NMBMF
Reliable
Suryodaya
Samata
Samudayik
Sewa MF
Swadeshi
Support
JanaSewi
Ghodighoda

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