PLP 2016-17

MAHISAGAR DISTRICT

EXECUTIVE SUMMARY
A.
Introduction
Mahisagar district is an important district in North Central Gujarat region. Mahisagar is primarily an
agricultural district with paddy, maize as the predominant crops. The other crops cultivated are wheat,
pulses, groundnut, tobacco, etc. About 70% of land holdings are with small and marginal farmers and the
average size of the holdings is 2 Ha.
The Potential Linked Credit Plan (PLP) for 2016-17 has been prepared aligning with the revised RBI
guidelines on Priority Sector Lending. It estimates credit flow of Rs.71990.16 lakh, of which, Crop
Production sector has a major share of 55 % at Rs.40145.95 lakh. Term loan under agriculture is assessed
at Rs.22897.09 lakh accounting for about 32%. Under MSME, Rs.2782.08 lakh has been assessed as
potential forming 4 % and balance at Rs.6165.04 lakh has been estimated for other sectors like Exports,
Education, Housing, etc. The activity-wise and block-wise assessment of potential is presented in
Annexure I.
The PLP projection for 2016-17 is higher by Rs.4154.01 lakh when compared to the PLP for the year
2015-16 representing an increase of 6.12%. Further, the PLP projection is higher by Rs.4445.16 lakh
when compared to the ACP target for the year 2015-16.Suggested action Points in respect of major
sectors and infrastructure/non-credit inputs are as under:
B. Sector-wise comments on major sectors
1.
Crop Production, Maintenance and Marketing
The agro-climatic conditions prevailing in the district are suitable for cultivation of fruits and vegetables
like Mango, Sapota, Guava, Papaya, onion, potato, etc. Mahisagar produces a variety of vegetables that
includes Green Leafy vegetables, bhendi, brinjal, tomato, okra, etc. However, there are no organized
sorting, grading, cleaning, packaging facilities to help channelise these produce for marketing purpose.
There is a scope for taking up high value crops and vegetables which will give higher income to small and
marginal farmers.
2.
Water Resources and Land Development
Mahisagar district has semi-arid climate. The average rainfall in the district varies from 770mm to 880
mm. The monsoon is erratic and long dry spells are common even in rainy season. Due to this farmers
are unable to take second crop and keep milch animals. Need for greater focus lies in water resource
management. Farmers may adopt Drip and Sprinkler irrigation system, for which subsidy is available
from GGRC.
3.
Farm Mechanisation
Shortage of labour is a major problem in agriculture. Increased bank credit should flow for purchase of
different farm machineries like mini tractor, paddy trans planter, threshers etc. through bank loan. On
many farm equipment like tractor, power tiller etc. for which subsidy is also available from Agriculture
department of Government of Gujarat. Banks may increasingly adopt the strategy of JLG financing to
enable SF/MF to purchase farm machineries and equipment. This will increase their productivity and also
reduce drudgery.

PLP 2016-17
MAHISAGAR DISTRICT

4.
Plantation and Horticulture
Area under Horticulture crops is on rise in the district which needs to be encouraged as an alternative to the
traditional cropping pattern in the district. Planting of Vegetables and Floriculture may be encouraged under
modern methods like Greenhouse/controlled conditions with bank credit. NABARD has implemented
Wadi projects in the district where income level of tribals have gone up substantially. The same model
may be replicated by Department of Horticulture.

5.
Animal husbandry
Dairy is the second largest economic activity after agriculture. There are 1586 Milk Co-operative
societies in Panchmahal. Panchmahal Dairy has a milk processing capacity of 12 lakh lit/day, with daily
procurement is about 8.50 lakh lit/day. Therefore lot of scope exists for taking up this activity.
Panchmahal Dairy also supports purchase of animals to farmers at a very nominal rate of interest besides
providing Milk Testing machines, Milk chilling unit etc. to beneficiaries and are also having good
collection of milk throughout the district. Subsidy is also available under Dairy Entrepreneurship
Development Scheme (DEDS) of Government of India. Besides this, DIC is also giving subsidy for milch
animals. Animal husbandry, particularly dairy is the most suitable subsidiary occupation.
6.
MSME
After formation of Mahisagar district, famous Halol GIDC area of Gujarat remained in Panchmahal
District. This area is a manufacturing base for steel products, automobiles and cryogenic equipment.
Mahisagar being close to this industrial area, the ancillary industries are being encouraged for generation
of employment. Due to this advantages can makes it one of the most conveniently located district in
Gujarat in terms of its potential for new and innovative experimentation in agro-horticultural sectors, food
processing industry, agro-based chemical and pharmaceutical industry, organic fertilizers industry, rubber
and plastics industry. Banks should step up their lending to MSME sector including provision of adequate
Working Capital assistance.

C. Highlights of Developments, initiatives taken, achievements, specific prescriptions etc.

Wadi Model
NABARD as its initiative on Natural Resources Management has supported wadi development for 2000
tribal families in the district. WADI model is holistic in approach, addressing production, processing
and marketing of produce and other livelihood needs. Farmers Producers Organization (FPOs) are being
formed to provide forward linkages for processing and marketing of various produce from Wadi farmers.
This has resulted in tribals planting fruit and vegetable crops, increase in standard of living and checking
their migration to cities.
Area Based Scheme
Dairy development is most sought after activity in the district. Area Based Scheme (ABS) have been
identified for Financing Milch animal to matured SHG women members and Rural Godown Grading and sorting unit with coordinated effort of NABARD, Lead Bank, other banks, line
departments This will give thrust for development of these activities,.

PLP 2016-17
MAHISAGAR DISTRICT

GOI has established the National Adaptation Fund on Climate Change (NAFCC) with a budget provision
of Rs.350 crores for the year 2015-16 and 2016-17. NABARD has been appointed as National
Implementing Entity (NIE) responsible for implementation of adaptation projects under the Fund. To
ensure effective price protection to the farmer, National Agricultural Market being proposed can be a
solution backed by adequate storage facilities.
D.

Thrust areas for 2016-17:

The PLP document, besides discussing the development initiatives taken by Government of India and
Government of Gujarat in the fields of agriculture, horticulture, and infrastructure lays emphasis on the
following thrust areas and calls for collective participation of all stakeholders in the district to firm up the
credit plan and to work towards achievement of targets for 2016-17.

a)
b)
c)
d)

Improvement in CD ratio of the district & coverage of all eligible farmers under KCC.
Promotion of Joint Liability Groups (JLGs) and ensuring credit linkage.
Capacity building of SHGs and upscaling of SHG linkage.
Ensuring capital formation in agriculture by financing potential sectors mainly Farm
Mechanization, Dairy and Food and Agro processing
e) Implementation of an Area Development Schemes
f) Formation of Producers organizations in the Wadi project area.

E.

Conclusion

The major driver of private sector capital formation is investment credit. Immediate thrust is required to
raise its share in the total agriculture credit. The document, has therefore, been prepared with emphasis on
accelerating the pace of capital formation in agriculture and allied sectors. This goal can be achieved with
the coordinated efforts of all the stakeholders. The potential Linked Credit Plan for FY 2016-17 will
certainly help in further boosting the capital formation in agriculture, improve agriculture production and
productivity and thus, secure rural prosperity.
***********

PLP 2016-17
MAHISAGAR DISTRICT

BROAD SECTOR-WISE PROJECTIONS

(Year 2016-17)
District: Mahisagar

(Rs. Lakh)

Sr.
No.

Particulars

PLP
Projections
2016-17

A
i

Farm Credit
Crop Production, Maintenance and Marketing ok

40145.95

ii

Term Loans for Agriculture and allied activities

16235.09

Sub total
B
C
I
II
III
IV
V
VI
VII
VIII

Agriculture Infrastructure
Ancillary Activities
Credit Potential for Agriculture(A+B+C)
MSME
Export
Education
Housing
Renewable Energy
Others
Social Infrastructure involving bank credit
Total Priority Sector (I to VIII)

56381.04
3610.24
3051.76
63043.04
2782.08
456.00
1489.50
1700.00
755.68
1274.90
488.96
71990.16

PLP 2016-17
MAHISAGAR DISTRICT

SUMMARY OF SECTOR-WISE PROJECTIONS

(Year 2016-17)
District: Mahisagar

State: Gujarat
(Rs.Lakh)
PLP projections
2016-17

Sr.
No.
1

Particulars

A
i
ii
iii
iv
v
vi
vi
viii
ix
x

Farm Credit
Crop Production, Maintenance and Marketing
Water Resources
Farm Mechanization
Plantation and Horticulture (including sericulture)
Forestry &Wasteland Development
Animal Husbandry -Dairy
Animal Husbandry -Poultry
Animal Husbandry Sheep, Goat, Piggery, etc.
Fisheries (Marine, Inland, Brackish water)
Others Bullock, Bullock cart, etc.

Credit Potential for Agriculture

Sub Total
B
i
ii
iii

C
i
ii

II
i
ii

Agriculture Infrastructure
Construction of storage facilities (warehouses, Market yards,
Godowns,Silos, Cold storatge units / chains)
Land development , soil conservation, Watershed development
Others ( Tissue culture, Agri bio-technology, Seed production, Bio
pesticides / fertilisers, Vermin composting )
Sub total
Ancillary activities
Food and Agro processing
Others (Loans to Co-op Societies of farmers for disposing of their
produce,. Agri Clinics / Agri Business Centres, Loans top PACs / FSS /
LAMPS. Loans t MF is for on lending )
Sub Total
Total Agriculture

40145.95
2233.50
4027.95
995.74
520.65
5012.88
713.60
419.08
292.00
2019.68
56381.04
856.80
608.40
2145.04
3610.24
1921.20
1130.56

3051.76
63043.04

Micro, Small and Medium Enterprises

MSME Working capital
MSME Investment Credit

558.96
2223.12

III
IV
V
VI
VII

Total MSME
Export Credit
Education
Housing
Renewable energy
Others (loans to SHGs/ JLGs/ Distressed persons, etc.)

2782.08
456.00
1489.50
1700.00
755.68
1274.90

VIII

Social Infrastructure involving bank credit

488.96

Total Priority Sector

71990.16

PLP 2016-17
MAHISAGAR DISTRICT

District profile
The 28th newly formed district called Mahisagar district in Gujarat observes its name from this holy Mahi
river which flows from east to west is worshipped by many people due to lots of temples and holy places
of worship along its shore. The district of Mahisagar has been carved out of two districts, Panchmahal and
Kheda. It came into existence as a district on 26th January 2013, but came in operational mode on 15th
August 2013. Lunawada capital of the former princely state of Lunavada is the district capital of
Mahisagar. Mahisagar is located in the north eastern part of Gujarat. The district is spread across 6 talukas
and Lunawada is the district headquarter. Mahisagar is 120 km from Ahmedabad and city of Vadodara.
State capital and National Highway (NH) 59 passes through the district connecting it to Ahmedabad (120
Kms) and Indore. The total rail length of the district is 155 Km and nearest airport (Vadodara) is 128 Kms
away.
Lunawada has Tirupati oil industries, Balaji food industries, Groundnut oil industries are major sources of
employment for peasants of the region. The focused sectors are tourism, agriculture, horticulture and
dairy farming. Major tourist attractions in the district include Kaleshwari which is the famous place in
Lunawada holding historical importance.
Economy and Industry:
Mahisagar is famous for is agricultural and horticultural produce. Major occupations in the district are
dairy farming and agriculture. Major crops cultivated are paddy, wheat, maize and pulses. Besides
agriculture large cultivation of horticultural crops of mango, banana, papaya, citrus, guava, brinjal,
cabbage, onion, garlic, etc. is done.
Tourist destinations and fairs in the district attract a large number of tourists every year.
Economy Drivers:
The economy of the district is driven by dairy farming and agriculture practices. Few food and Groundnut
oil industries are located near Lunawada. The famous Panchmahal Diary is located near the district due to
which many people have adopted dairy farming as an additional source of income besides agriculture and
horticulture produce. Increasing food grain and horticulture produce and growing dairy farming are
fueling the economic growth in the district.
NABARDs interventions in the district:
NABARD is having 2 Wadi Projects for 2000 Tribal people in Santrampur Taluka which are
implemented through NGOs. Under Wadi programme, besides planting mango, nimbu and guava trees
the tribal people are taking up vegetable cultivation with mandap structures as intercropping. This has
increased their income as they dont have to depend only on their traditional crop production like paddy
and maize. It has made a visible impact and stands out as a demonstrative and sustainable model.
***********

PLP 2016-17
MAHISAGAR DISTRICT
District Profile
District -

PLP 2016-17
Mahisagar

State -

Gujarat

1. PHYSICAL & ADMINISTRATIVE FEATURES

Total Geographical
No. of Sub Divisions
No. of Blocks
No. of Villages
No. of Panchayats

Sq.Km.

5210
3
6
615
251

Agro-

Semi Arid

Climate
Soil Type

Gujarat plains & Hill Region

Loamy, Medium Black Soil, alluvial

3. LAND UTILISATION [Ha]

Total Area Reported

Forest Land
Area Not Available for Cultivation
Permanent Pasture and Grazing Land
Land under Miscellaneous Tree Crops
Culturable Wasteland
Current Fallow
Other Fallow
Net Sown Area
Total or Gross Cropped Area
Area Cultivated More than Once
Cropping Inensity [GCA/NSA] (%)

4. RAINFALL & GROUND WATER

521000
117000
63700
15200
0
12100
29200
1000
318318
384016
28100
121

6. WORKERS PROFILE [in '000]

Cultivators
Of the above,
Agricultural Labourers
Workers engaged in Household Industries
Workers engaged in Allied Agro-activitiesm
Other workers

Division - Central

2. SOIL & CLIMATE

Rainfall [in

Normal
Actual
1000
Variation from Normal (%)
Net annual

Availability

5. DISTRIBUTION OF LAND HOLDING

Classification of Holding
<= 1 Ha
>1 to <=2
>2 Ha
Total

2012-13
791
-21

(as per Agl census 2011 )

Holding
Area
Nos.
% to Total
Ha.
87097
53
34279
37772
23
54152
38393
24
149845
163262
100
238276

2013-14
939
-6
Balance

% to Total
14
23
63
100

7. DEMOGRAPHIC PROFILE [in '000]

194
50
4
57
173

8. HOUSEHOLDS [in '000]

Category
Population
Scheduled Caste
Scheduled Tribe
Literate
BPL

Total
936
48
343
681
35

Male
480
24
176
404

Female
455
24
167
276

Rural
601
83
698
437

Urban
335
17
24
244

9. HOUSEHOLD AMINITEIES

Total Households
Rural Households
BPL Households

447
379
35

10. VILLAGE-LEVEL INFRASTRUCTURE [Nos]

Villages Electrified
Villages having Agriculture Power Supply
Villages having Post
Villages having Banking Facilities
Villages having Primary Schools
Villages having Primary Health Centres
Villages having Potable Water Supply
Villages connected
Total Area Available
Irrigation Potential
Net Irrigated
Area irrigated by
Area irrigated by Wells
Area irrigated by Tanks
Area irrigated by Other
Irrigation Potential

Having brick/stone/concrete houses

Having source of drinking water
Having access to banking services

207 Having electricity supply

447 Having independent toilets
200 Having radio/tv sets

398
119
51 /91

11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos]

615
615
222
615
615
615
615
615

13. IRRIGATION COVERAGE [Ha]

149173
96962
53329
33940
2500
9693
99462

Anganwadis
Primary Health Centres
Primary Health Sub-Centres

198 Dispensaries
68 Hospitals
400 Hospital

8
32
1294

12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE

Fertiliser/Seed/Pesticide Outlets [Nos]

Total N/P/K Consumption [MT]
Certified Seeds Supplied [MT]
Pesticides Consumed [MT]
Agriculture Tractors [Nos]
Power Tillers [Nos]
Threshers/Cutters [Nos]

,- / 32 / Agriculture Pumpsets[Nos]
118091 Pumpsets Energised [Nos]
Agro Service Centres [Nos]
73000 Soil Testing Centres [Nos]
10167 Plantation nurseries [Nos]
6874 Farmers'
3353 Krishi Vigyan Kendras[Nos]

31792
NA
76
1
0
477
1

14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING

Rural/Urban Mandi/Haat [Nos]

Length of Pucca Road [Km]
Length of Railway Line [Km]
Public Transport Vehicle [Nos]
Goods Transport

28
4862
155
167394

15. AGRO-PROCESSING UNITS

16. AREA, PRODUCTION & YIELD OF MAJOR CROPS

Type of Processing
No of units Cap.[MT]
Food
1045
Sugarcane
Fruit (Pulp/Juice/Fruit
Spices (Masala
Dry-fruit
Cotton
440
Milk
(per day)
1
12lakh ltrs
Meat
0
0
Animal feed
0
0
17. ANIMAL POPULATION AS PER CENSUS 2012 [in '000]
Category of animal
Total
Male
Female
Cattle crossbred
95698
18597
77101
Cattle - Indigenous
577811
314194
263617
Buffaloes
733489
66459
667030
Sheep - Cross bred
384
219
165
Sheep - Indigenous
1811
327
1484
Goat
597548
143834
453714
Pig - Cross bred
10
7
3
Pig - Indigenous
0
0
0
Horse/Donkey/Camel
162/2024/84
Poultry - Cross bred
18165
8206
9959
Poultry - Indigenous
264407
104618
159789

Crop

Sources (if not

mentioned against
the respective item):

2011-12
792
-21
Net annual

Wholesale Market [Nos]

Godown
Godown Capacity[MT]
Cold Storage [Nos]
Cold Store Capacity[MT]

2013-14
2014-15
Area (Ha)
Prod. (MT) Area (Ha)
42524
150790
34152
25846
65648
26547
37
444
4
119964
148155
52562
1521
5817
181
1711
4448
10983
17181
20617
8865

Paddy
Wheat
Jowar
Maize
Groundnut
Bajra
Pulses

19
14700
4
1
Avg. Yield

Prod. (MT)
150790
65648
7412
58396
4016
4448
20617

3933
2506
1853
1197
5777
701
1583

18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES

Veterinary Hospitals/Dispensaries [Nos]

Disease Diagnostic Centres [Nos]
Artificial Insemination Centers [Nos]
Animal Breeding Farms [Nos]
Animal Husbandry Tng Centres [Nos]
Dairy Cooperative Societies [Nos]
Improved Fodder Farms [Nos]

75
0
32
0
0
1586
0

Animal
Milk collection Centres
Fishermen Societies [Nos]
Fish seed farms [Nos]
Fish Markets [Nos]
Poultry hatcheries [Nos]
Slaughter houses [Nos]

4
1586
21
0
6
1

19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY

Fish
Egg
Milk
Meat

Production
Production
Production
Production

3805
236
850
229

Per cap
Per cap
Per cap
Per cap

Item Nos 1, 6, 7, 9 & 10 - Census 2001 ; Item Nos. 2, 3, 5,8, 12, 13 & 14 ,16- Dept of Agr/ Dir of Eco & Stat. ; Item No. 15`- District Ind
centre / Dir of Eco & Stat ; Item No. ; Item No. 17 - AH Census 2012;
Prior to division, Panchmahal distt. was having 11 blocks, after bifurcation Mahisagar dsitt. has 6 blocks

1.12
10
198
0.042

PLP 2016-17
MAHISAGAR DISTRICT

Banking Profile
District -

Mahisagar

State - Gujarat

Lead Bank -

Bank of Baroda

1. NETWORK & OUTREACH (As on 31/03/2015)

No. of
No. of Branches
No. of non-formal agencies assoiated
Per Branch Outreach
Agency
Banks/Soc.
Total
Rural
SemiUrban
mFIs/mFO SHGs/JLGs BCs/BFs
Villages
Households
Commercial Banks
9
47
30
17
0
NA
3720
127
16
4714
Regional Rural Bank
1
16
13
3
0
NA
2323
40
17
2892
District Central Coop.
1
11
8
3
0
NA
228
55
16495
Coop. Agr. & Rural Dev.
1
3
0
3
0
NA
172
51844
Primary Agr. Coop.
88
88
NA
6
1657
Others
1
2
0
2
0
NA
All Agencies
13
79
51
28
0
0
6271
167
266
77602
2. DEPOSITS OUTSTANDING
No. of Accounts
Amount of Deposit [`'000]
Agency
31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14
31-Mar-15 Growth(%)
Share(%)
Commercial Banks
N.A.
N.A.
N.A.
N.A.
37286530
32150300 18185154
-43.44
86.58
Regional Rural Bank
N.A.
N.A.
N.A.
N.A.
4855973
3825235
2048363
-46.45
9.75
Cooperative Banks
N.A.
N.A.
N.A.
N.A.
551320
325356
769209 136.42
3.66
Others
N.A.
N.A.
N.A.
N.A.
0
0
0
0.00
0.00
All Agencies
N.A.
N.A.
N.A.
N.A.
42693823
36300891 21002726
-42.14
100.00
3. LOANS & ADVANCES OUTSTANDING
No. of accounts
Amount of Loan [`'000]
Agency
31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14
31-Mar-15 Growth(%)
Share(%)
Commercial Banks
N.A.
N.A.
N.A.
N.A.
1717271
15630639
5857010
-62.53
74.97
Regional Rural Bank
N.A.
N.A.
N.A.
N.A.
2125802
1745976
958387
-45.11
12.27
Cooperative Banks
N.A.
N.A.
N.A.
N.A.
938693
366169
997126 172.31
12.76
Others
N.A.
N.A.
N.A.
N.A.
0
0
0
0.00
0.00
All Agencies
N.A.
N.A.
N.A.
N.A.
4781766
17742784
7812523
-55.97
100
4. CD-RATIO
5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. of A/cs)
CD Ratio
During 2015-16
Cumulative
Agency
Agency
31-Mar-13 31-Mar-14 31-Mar-15
Deposit
Credit
Deposit
Credit
Commercial Banks
46.06
32.60
40.79
Commercial Banks
NA
NA
NA
NA
Regional Rural Bank
47.78
46.97
46.79
Regional Rural Bank
NA
NA
NA
NA
Cooperative Banks
170.26
96.95
129.63
Cooperative Banks
NA
NA
NA
NA
Others
334.44
100.19
21.09
Others
NA
NA
NA
NA
All Agencies
44.80
37.18
37.20
All Agencies
NA
NA
NA
NA
6. PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015)
Priority Sector Loans Loans to Agr. Sector
Loans to Weaker
Loans under DRI Scheme
Loans to Women
Agency
Amount % of Total Amount % of Total Amount % of Total
Amount
% of Total
Amount
% of Total
[`'000]
Loans
[`'000]
Loans
[`'000]
Loans
[`'000]
Loans
[`'000]
Loans
Commercial Banks
5368320
92 3355439
57
1434897
24
13389
0
517246
9
Regional Rural Bank
957359
100
725037
76
488919
51
31916
3
Cooperative Banks
953432
96
896895
90
6426
1
6384
1
Others
0
0
0
0
0
0
0
0
All Agencies
7279111
93 4977371
64 1930242
25
13389
0
555546
7
7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS
2012-13
2013-14
2014-15
Average
Agency
Target
Ach'ment Ach'ment
Target Ach'ment [` Ach'ment
Target
Ach'ment [` Ach'ment
Ach[%] in
[`'000]
[` '000]
[%]
[`'000]
'000]
[%]
[`'000]
'000]
[%]
last 3 years
Commercial Banks
54114
62006
115
48360
39363
81
4421000
3371840
76
76.78
Regional Rural Bank
16651
9581
58
12089
6525
54
1157400
805226
70
69.24
Cooperative Banks
6069
2461
41
3953
1545
39
996200
838319
84
83.71
Others
0
0
0
0
0
0
0
0
0
0.00
All Agencies
76834
74048
96
64402
47433
74
6574600
5015385
76
76.49
8. SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS
2012-13
2013-14
2014-15
Average
Broad Sector
Target
Ach'ment Ach'ment
Target Ach'ment [` Ach'ment
Target
Ach'ment [` Ach'ment
Ach[%] in
[`'000]
[` '000]
[%]
[`'000]
'000]
[%]
[`'000]
'000]
[%]
last 3 years
Crop Loan
28824
20269
70.32
20404
17164
84
2932700
3093565
105
105.00
Term Loan (Agr)
22840
33737
147.71
18698
10369
55
1848900
918787
50
50.93
Total Agri. Credit
51664
54006
104.53
39102
27533
70
4781600
4012352
84
84.02
Non-Farm Sector
5840
7662
131.20
6580
12630
192
234800
80867
34
40.92
Other Priority Sector
19330
12349
63.89
18720
7270
39
1558200
922066
59
58.99
Total Priority Sector
76834
74017
96.33
64402
47433
73.65
6574600
5015285
76
76.49
9. RECOVERY POSITION
2012-13
2013-14
2014-15
Average
Agency
Demand [` Recovery Recovery Demand [` Recovery Recovery Demand [` Recovery [` Recovery Rec. [%] in
'000]
[` '000]
[%]
'000]
[` '000]
[%]
'000]
'000]
[%]
last 3 years
Commercial Banks
437213
176740
40
86
0
0
20
Regional Rural Bank
34264
342
1
34264
4357
13
7
Cooperative Banks
14736
9
0
2
0
0
0
Others ( Not Available)
All Agencies
486213
177091
41
34352
4357
13
27
Sources : Lead Bank & SLBC

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