GREEN FINANCING FORUM 2015

Driving the National Green Agenda

through Green Financing

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AGENDA

1) The Nation Green Agenda

2) Maybank Contribution to Support

the Nation Green Agenda

3) Challenges in Providing Green

Financing

4) How to Overcome the Challenges

5) Aspiration

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1) THE NATION GREEN AGENDA

What is the Green Agenda?

Green Technology is recognised as one of the key drivers to
accelerate the national economy and promote sustainable
development.

In 2009, KeTTHA was form to ensure on the development and

advancement of green technology with focus on 4 pillars, namely
Energy, Environment, Economy and Social.

Pledged a 40% reduction in carbon emission intensity of GDP by

2020, based on 2005 levels.

Setting up of a RM3.5 billion financing scheme for Green

Technology.

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1) THE NATION GREEN AGENDA (cont.)

The Green Technology is

The technology which is environmentally friendly.

Developed and used in such a way so that it doesnt disturb our

environment and conserves natural resources.

To reduce global warming as well as the greenhouse effect.

Do not damage or deplete the planets natural resources.

Less harm to human, animal, and plant health, as well as damage

to the world, in general.

Objectives
Minimises the degradation of the environment
Has zero or low green house gas (GHG) emission
Safe for use and promotes healthy and improved
environment for all forms of life
Conserves the use of energy and natural resources
Promotes the use of renewable resources

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1) THE NATION GREEN AGENDA (cont.)

What will success look like?

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 2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA
Internal Policy / Internal Implementation
Maybank Foundation exists to positively impact communities in markets that Maybank
operates.

Education Community Arts and Culture Healthy Living Environmental Disaster Relief
We empower future Empowerment We promote artistic We promote Diversity Unifying our employees
leaders in the finance We ensure creativity of our youths community We help protect our together with our
community. inclusiveness of those compassion planets diversity for partners in disaster
in our communities with our future generations situations locally and
our progress together regionally

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2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA (cont.)

A. Internal Policy / Internal Implementation

We have made commitments to reduce our footprint through energy efficiency,

waste management, and creating a paperless environment.

i. Continues to participate in the Carbon Disclosure

Project (CDP)
(an independent initiative that helps companies ensure that
reduction of carbon emissions is integrated into their
strategies. We will collate our data (namely petrol
consumption) and submit to an international carbon disclosure
party who will then provide a scoring)

ii. Participated in the National Corporate

Greenhouse Gas (GHG) Reporting Programme for
Malaysia called MyCarbon.
(Reduction of ozone depleting substance in cooling and aircond
system ie by retrofitting our existing system by replacing the
gas with negligible ozone depletion potential and reduce
electricity consumption in our six strategic buildings.)

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2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA (cont.)

iii. Saving Paper : Paperless Office and Regional Branch Solution

OUR COMMITMENT 2012 2013 2014

Paperless transactions through Regional Branch

N/A RM 10 mil RM 10.3 mil
Solution (savings)

iv. In 2014, ran an internal campaign on

environmental awareness and Etiqa saved
more than RM460,000.00

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2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA (cont.)

v. Participated in the Dow Jones Sustainability Index (DJSI) in

2012

vi. Has been committed to preserve environmental diversity

across ASEAN :

Supporting Kuala Lumpur Eco Film Festival

Collaborating with the Malaysian Conservation Alliance
for Tigers (MyCAT)

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2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA (cont.)

Awards
Awarded Best Sustainability Awarded Best CSR Reporting Included in the list of top 20
Report 2014 by ACCA Malaysia 2014 Silver by NACRA constituents of the FTSE4Good
Bursa Malaysia ESG Index

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2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA (cont.)

B. Green Projects Financed by Maybank

Improved Formulated Energy Biofuel

Construction and Development of (6 MW & 12.5 MW)
Biomass Plants
Development of (3.5 MW) Mini Hydro Power Plant
Development of (2.0 MW) Small Hydro Project
Development of Thermal Energy Storage System Project
Integrated Biomass Projects
Off Gas Recycling Project
Biodegradable Packaging Project
Pallet Product from Plastic Waste
Solar Farms (1.25 MW & 4.5 MW)
Mixed Property Development

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2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA (cont.)

C. Performance

As of July 2015, Maybank have financed 32 green projects amounting to RM612.48

million.

LOAN AMOUNT
SECTOR DESCRIPTIONS NO. OF CASES
(RM mil)

Total Loan Approved by

271.78 17
Maybank

GTFS Total Loan Approved under

1,751,008 147
GTFS

Market Share (%) 15% 11%

Total Loan Approved by

NON-GTFS 340.70 15
Maybank

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2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA (cont.)

Awards

Awarded Malaysias Top 30 Green Catalysts in 2014 by Greentech Malaysia.

A strong partner of the Green

Technology Financing Scheme.
- GreenTech Malaysia

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2) MAYBANK CONTRIBUTION TO SUPPORT THE NATION
GREEN AGENDA (cont.)

Supporting Renewable Energy Maju Intan Biomass Energy Sdn Bhd

Maju Intan is an engineering company specializing in energy projects located in

Teluk Intan, Perak, Malaysia.
Maybank Islamic Berhad granted Islamic financing under the Master Commodity
Murabahah Financing Agreement to part-finance the development and construction
of a 12.5MW biomass power plant.
The project has been granted Green Project Certificate under the Green Technology
Financing Scheme (GTFS) that subsidized some financing cost.

Maybank is a good partner in promoting Malaysia as a

technological hub. They have the team; their
knowledge in infrastructure and their vast worldwide
network definitely make them a leading choice.
Maybanks strong presence in the region has helped our
business.
- CEO of Maju Intan

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3) CHALLENGES IN PROVIDING GREEN FINANCING

Green Project Vs Green Player / Green Technology

Vast and unknown technical know how in green projects requires thorough
evaluation since limited benchmarking is available.

The companies involve in green project are normally SPVs or a newly

incorporated companies with low capital.

Newly invented green technology with its viability is yet to be proven.

High margin of financing VS own capital contribution.

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4) HOW TO OVERCOME THE CHALLENGES

Leverage on GTFS and its partners in evaluating and financing the green
project.

Tap expertise from our subsidiary especially Maybank Kim Eng internal
expertise in green project especially in biomass / IPP.

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5) ASPIRATIONS

The setting up of a Centre of Excellence for the industry i.e. either

by Central Bank (BNM) or related association to provide an
information library for FIs to make reference and conduct bench
marking.

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Disclaimer: All the information given are strictly private and confidential and should not in any
way be construed as a commitment, undertaking or guarantee by the Bank to extend the
banking facilities in connection with the abovementioned programme at this stage.

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