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1.EquityschemesmanagedstrongNAVgains,whichboosttheirassetswasanewsinsomefinancialnewspapers.Whatisthefullformofthe
termNAVasusedinaboveheadlines
(A)NilAccountingVariation
(B)NetAccountingVenture
(C)NetAssetValue
(D)NewAssetVenture
(D)Noneofthese
Answer.C

2.Asperreportspublishedinvariousnewspapers,mutualfundcompaniesshowed94percentgrowthintheirtotalprofitsduring200940.This
meanstheprofitsearnedbythesecompanieswere94percent
(A)Ofthetotalinvestmentstheymadecollectivelyduringtheyear
(B)Morethantheirprofitsduringpreviousyear
(C)Ofthetotalcapitalofthecompany
(D)Lessthanthetotalexpenditureofthecompanies
(D)Noneofthese
Answer.B

3.AsperthenewspublishedinvariousnewspapersPakistanhasimposed15percentregulatorydutyonexportsofcottonyarn.Why
countriesarerequiredtoimposeregulatorydutiesonexportsofsomeoftheircommoditieswhileintheeyesofthelaymanmoreexports
meansmoreforeignexchangeandmorerevenuefortheGovt.?
1.Itisdonetocontroltheexportsofacommodityasitmaybeneededmoreinlocalmarketsthaninforeigncountries.
2.Itisdonetocontrolthegeneralinflationinthecountryastheinordinateexportsofvariouscommoditiescreateimbalanceandalsocost
pushinflation.
3.Itisagoodshorttimemeasuretocollectmorerevenuefromtheexportsofthecommoditywhichisinhighdemandinoverseasmarkets.
(A)Only1
(B)On1y2`
(C)Only3
(D)All1,2and3
(E)Noneofthese

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Answer.A

4.AsperthereportspublishedinsomemajornewspapersADAGcompaniesmadegoodprofitsduringtheyear.ADAGcompaniesare
popularlyknownas
(A)CompaniesownedbyTataGroup
(B)AdityaBirlaCompanies
(C)Reliancecompanies
(D)CompaniesownedbyAptech
(E)Noneofthese
Answer

5.ONGCMittalEnergyfindshydrocarbonsintwoblocksOPL2798:OPL2B5inNigerianseawasthenewsinsomemajornewspapers.
whatisthefullformofthetermOPLasusedintheaboveheadline?
(A)OilProspectingLicense
(B)OwnershipandPartnershipLease
(C)OverseasPrivateLine
(D)ONGCPetroleumLtd.
(E)Noneofthese
Answer.A

6.MutualFundsreportedexceptionalperformancein2009lOwasthenewsinmajorfinancialnewspapersrecently.Whatisamutualfund7
l.Atypeofcollectiveinvestmentschemethatpoolsmoneyfrommanyinvestorsandinvestitinstocks,bondsorothermoneymarket
instruments.
2.Itisasubsidiaryofabankorfinancialcompanycreatedspeciallytofalsemoneytobeinvestedinaparticularindustryi.e.housingor
insuranceetc,Themoneyraisedthuscannotbeinvestedanywhereelse.
3.Whenseveralbanksandfinancialcompaniescometogetherandcreateacommonpoolofmoneytofundmegainfrastructuralprojectlike
bridges,roads,powerplantsetc.thecommonpoolisknownasMutualFund.
(A)Only1
(B)Only2
(C)Only3
(D)All1,2and3
(E)Noneofthese
Answer.B

7.AsweallknowtheBankRateatpresentisfixedat6%.Whatdoesitmeanincontexttothebankingoperations
(A)NobankwillbeabletogiveloantoanypartyonaratelowerthantheBankRate
(B)Bankshouldgiveloantotheirprioritysectorcustomers/borrowersattherateof6%only.Theycannotchargelessormorethanthisfrom
theirprioritysectorclients
(C)Banksarerequiredtoinvest6%oftheirtotalcapitalonfinancialinclusionandinclusivebankingoperations
(D)Bankswillberequiredtogive6%oftheirtotaldepositstotheGovt.ofIndiaformeetingitsBalanceofTraderequirements
(E)Noneofthese
Answer.A

8.AsperthereportsinvariousnewspapersmanyprivatecompaniesaretryingtoobtainFthelicensestolaunchabankingcompanyinIndia.
Whichrotthefollowingorganizationsagenciesissuethelicenseforthesame?
(A)Securities&ExchangeBoardofIndia(SEBI)
(B)IndianInstituteofBanking&Finance(IIBF)`
(C)IndianBankAssociation
(D)RegistrarofCompanies
(E)Noneofthese
Answer.E

9.WeveryfrequentlyreadaboutEuropesSovereigndebtcrisistheseday.Whichofthefollowingstaten1ent/sis/aretrueaboutthesame?
1.Inearly2010theEurocrisisdevelopedinsomecountrieslikeGreece,Spainand`Portugal.
2.ThiscreatedacreditdefaultswapbetweenthecountriesoftheEuropeanUnion.
3.SAARCcountrieshaveofferedsomeassistancetosomeofseverelyaffectedcountrieslikePortugal,Spain&Greece.
(A)Only1
(B)Only2
(C)Only1and2
(D)All1,2andQ
(E)Noneofthese
Answer.A

10.AsweallknowtheRBIhas`raisedtheCashReserveRatio(CRR)by25bps.inApril2010.Whatactionbankswillhavetotaketo
implementthesame
1.Theywillhavetodeposit\somemoremoneywiththeRBIasareservedmoney.
2.Bankswillberequiredtogivesomemoreloantoprojectsoftheprioritysector.
3.BankswillberequiredtogiveloanequivalenttotheCRRtotheGovt.ofIndiafortsdaytodayexpenditureasandwhenrequired.
(A)Onlyl
(B)Only2
(C)Only3
(D)Only1and2
(E)All1,2and3
Answer.A

11.AsperestimatesgivenbytheRBItheEconomicGrowthduringtheyear201011willbeatwhichofthefollowinglevels?
(A)65%
(B)7%
(C)75%
(D)8%
(E)Noneofthese
Answer.D

12.Whichofthefollowingis/arecorrectabouttheRBIscreditpolicyannouncedinApril2010
1.Reporateraisedby25bps.
2.AnewreportingplatformwasintroducedforsecondarymarkettransactionsinCertificateofDeposits(CDs)andCommercialPapers(CPs).
3.CoreInvestmentCompanies(ClCs)havinganassetsizeofRs.100crorearerequiredtoregisteralsowiththeRBI.

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(A)Only1
(B)Only2
(C)Only3
(D)All1,2and3
(E)Noneofthese
Answer.A

13.AspertheannouncementmadebytheRBIsomeStockExchangesinIndiaareallowedtointroducePlainVanillaCurrencyOptions.The
termPlainVanillaCurrencyOptionsisassociatedwithwhichofthefollowingactivities/operations
(A)DollarRupeeExchangeRate
(B)FloatingofCommercialPapers
(C)Launchofnewmutualfunds
(D)Decidingtheopeningpriceofashareonaparticularbusinessday
(E)Noneofthese
Answer.A

14.Whichofthefollowingisnotatermrelatedtobanking/financeoperations7
(A)ProvisionCoverageRatio
(B)Securitization
(C)Consolidation
(D)Commodification
(E)Derivatives
Answer.C

15.TheprocessofArtificialApplicationofWatertothesoilusuallyforassistingingrowingcrops,istechnicallyknownas
(A)waterharvesting
(B)irrigation
(C)waterrecharging
(D)percolation
(E)Noneofthese
Answer.B

16.Asperthenewspublishedinmajornewspapers/journalshenceforththeCreditCardholderswillbeabletoaccesstheircreditcard
informationthoughautomatedinteractivevoiceresponsesystemoverthephoneinsteadofspeakingtothestaff.Thisdecisionofthebanks/
creditcardcompanieswillprovide
1.anadditionalhurdletothecustomersaspeoplefeelcomfortableintalkingtothestaffinsteadoftalkingtoamachine.
2.anadditionalsecuritytothecustomersasthisdoesnotallowanystafftohandleanytransactiondirectly.
3.somecomforttothebanksastheywillbeabletoreducetheirstaffstrength.
(A)Only1
(B)Only2
(C)Only3
(D)All1,2and3
(E)Only1and3
Answer.B

17.The34thNationalGamewhichwerepostponedseveraltimesareVscheduledtobeheldinwhichofthefollowingstates?
(A)Gujarat
(B)Kerala
(C)TamilNadu
(D)UttarPradesh
(E)Jharkhand
Answer.E

18.WasteWatergenerateswhichofthefollowinggaseswhichismorepowerfulanddangerousthanCO2?
(A)Nitrogen
(B)Sulphurdioxide
(C)Hydrogen
(D)Methanep
(E)Noneofthese
Answer.D

19.WhichofthefollowingdayswasobservedasWorldWaterDay2010?
(A)20thJune
(B)22ndJuly
(C)22ndMarch
(D)20thMay
(E)Noneofthese
Answer.C

20.LateVindaKarandikarwhodiedafewmonthsbackwasafamous
(A)Author
(B)CineActor
(C)Sportsman
(D)ClassicalSinger
(E)SocialWorker
Answer.A

21.AsperthereportspublishedrecentlytheGovt.ofIndiahasdecidedtocreateaseparateagency/bodyscrutinizeallForeignDirect
Investments(FDIs)officially.Uptillnowthesecurityscreeningwasbeingdonebythe
(A)MinistryofForeignAffairsGovt.ofIndia
(B)ReserveBankofIndia
(C)Securities&ExchangeBoardofIndia
(D)MinistryofFinance,Govt.ofIndia
(E)MinistryofHomeAffairsGovt.ofIndia
Answer.E

22.AsperthenewsreportsinvariousnewspaperstheUSAhasoutlinedsomemajorpolicygoalstopreventthedangerofnuclearterrorism.

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Whichofthefollowingis/areincludedinthosepolicygoals
1.ConveneanuclearsecuritysummitwithinayearstuneundertheleadershipoftheUSA.
2.Anewagreement/pactshouldbeintroducedinplaceofpresentNuclearNonProliferationTreaty(NPT).
3.Callforaglobalefforttosecureallnuclearweaponsatallvulnerablesitesallovertheworld.
(A)Only1
(B)Only2
(C)Only1and3
(D)Only2and3
(E)All1,2and3
Answer.E

23.IndiraGandhiCanalwhichisaround450kmlongprovideirrigationfacilitymainlytowhichofthefollowingstates?
(A)Punjab
(B)Haryana
(C)MadhyaPradesh
(D)Gujarat
(E)Rajasthan
Answer.E

24.FormercaptionoftheIndianCricketteam,AjitWadekarisconferredwhichofthefollowingawardsfortheyear2010?
(A)BharatRama
(B)KhelShriAward
(C)DronacharyaAward
(D)RajivGandhiKhelRatnaAward
(E)Noneofthese
Answer.E

25.WhoamongstthefollowingisthedirectorofthepopularHindifilmOyeLucky!LuckyOye?
(B)DavidDhavan
(C)DibankarBanerjee
(D)R.Balakrishnan
(E)Noneofthese
Answer.C

26.IndiarecentlysignedanagreementtoimportLiquefiedNaturalGas(LNG)fromacountrywhichisthelargestLNGproducerandsupplierof
theworld.Whichisthatcountry
(A)Kuwait
(B)Qatar.
(C)Iran
(D)SaudiArabia
(E)NoneoftheseA
Answer.B

27.AsameasuretohelpcountrieshitbyglobalfinancialmeltdowntheRBIhaspurchasednotesworthUS$10billionintermsofSpecial
DrawingRightsfromaWorldOrganization/agency.Whichisthisagency/organization
(A)FederalReserveofU.S.A.
(B)AsianDevelopmentBank
(C)WorldBank
(D)InternationalMonetaryFund
(E)Noneofthese
Answer.D

28.WhichofthefollowingisnotaIpublicsectorundertakingundertheMinistryofDefence,Govt.ofIndia?
(A)MazagaonDockLtd.
(B)GardenReachShipbuildersandEngineersLtd.
(C)BharatHeavyElectricalsLtd.
(D)HindustanAeronauticsLtd.
(E)BharatEarthMoversLtd.
Answer.C

29.WhichofthefollowingstateswontheseniorNationalWomensFootballTournament2010?
(A)Manipur
(B)Assam
(C)TamilNadu
(D)Kerala
(E)Delhi
Answer.A

30.WhichofthefollowingisnotamissiledevelopedbytheDefenceResearchandDevelopmentOrganisation(DRDO)?
(A)Shaurya
(B)Pinaka
(C)Brahmos
(D)Agni
(E)Nag
Answer.A

31.Whichofthefollowingdeclarations/treatieswasadoptedbytheBRICcountriesrecentlytopromoteGlobalFoodSecurity?
(A)MoscowDeclaration
(B)DohaTreaty
(C)DelhiDeclaration
(D)KabulTreaty
(E)Noneofthese
Answer.A

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32.Whichofthefollowingstatementsrepresent(s)themainobjective(s)oftherevisedNationalHealthPolicy2002oftheGovt.ofIndia?
1.IncreasePublicexpenditurefrom09percentto2percentoftheGDP.
2.SettingupofMedicalGrantsCommissionforfundingnewGovt.Medical&Dentalcolleges.
3.MandatorytwoyearsruralpostingbeforeawardingthedegreetoMedicalGraduates.
(A)Only1
(B)Only2
(C)Only3
(D)Only1and3
(E)All1,2and3
Answer.E

33.WhichofthefollowingmetalsisusedforgenerationofnuclearEnergybymostoftheNuclearPowerPlants?
(A)Zinc
(B)Platinum
(C)Uranium
(D)Nickel
(E)Noneofthese
Answer.C

34,IndusWaterTreatyisapactonsharingofriverwaterbetweenIndiaand
(A)Bangladesh
(B)Pakistan
(C)Nepal
(D)Afghanistan
(E)Myanmar
Answer.B

35.TheUnionCabinetrecentlyclearedProhibitionofunfairPracticesinTechnicalMedicalEducationalInstitutesandUniversitiesBill2010.As
perthebillwhichofthefollowingwillnowbetreatedasacognizableoffence7
(A)Acceptingcapitationfeefromthestudents
(B)Runningaprivatecollege
(C)Notallowingstudentstochangetheircourseinbetween
(D)Runningacollegewithoutproperfacilities
(E)Noneofthese
Answer.A

36.Whichofthefollowingis/areconsideredaRenewableSourceofEnergy?
1.WindEnergy
2.SolarEnergy
3.NuclearEnergy
(A)Only1
(B)Only2
(C)Only3
(D)Only1and2
(E)All1,2and3
Answer.D

37.Whichofthefollowingcountriesisnotamongstthetopteninindustrialproductionintheworldduring2010?
(A)India
(B)Iran
(C)China
(D)France
(E)U.S.A.
Answer.B

38.CommonwealthGames2010arebeingorganizedinwhichofthefollowingcountries
(A)Australia
(B)SouthAfrica
(C)Canada
(D)NewZealand
(E)India
Answer.E

39.Whichofthefollowingisnotabankingrelatedterm?
(A)Radiation
(B)Outstandingamount
(C)BenchmarkPrimeLendingRate
(D)ExplicitGuarantee
(E)Creditor
Answer.A

40.Insuranceserviceprovidedbyvariousbanksiscommonlyknownas
(A)InvestmentBanking
(B)PortfolioManagementA4
(C)MerchantBanking
(D)Bancassurance
(E)MicroFinance
Answer.D

41.WhoamongstthefollowinghasrecentlytakenoverastheChairmanofthe19thLawCommission?
(A)Mr.A.R.Lakshmanan
(B)Mr.P.V.Reddy
(C)Mr.YashwantSinha
(D)Mr.RanjanBhartiMittal
(E)Noneofthese
Answer.B

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42.MoortideviAwardisgivenforexcellenceinthefieldof
(A)Classicaldance
(B)Literature
(C)Classicalmusic
(D)Cinematography
(E)Socialservice
Answer.B

43.WhichofthefollowingtermsisusedinthegameofCricket?
(A)Love
(B)Tee
(C)Penaltystroke
(D)NoBall
(E)Noneofthese
Answer.D

44.WhichofthefollowingawardsisgivenbyanagencyoftheUnitedNationsOrganization?
(A)NormonBorlougAward
(B)KalingaPrize
(C)RamonvMagsaysayAward
(D)PulitzerPrize
(E)Noneofthese
Answer.B

45.WhichofthefollowingcountrieswontheHockeyWorldCup2010?
(A)Spain
(B)England
(C)India
(D)Australia
(E)Noneofthese
Answer.D

46.WhoamongstmefollowingistheauthoroftheEnglishnovelsolo,whichwasgivenCommonWealthWritersPrize20107
(A)AainerHussain
(B)JonathanTel
(C)RanaDasgupta
(D)lohnTorrenceTate
(E)Noneofthese
Answer.C

47.Mr.SurjitPatarwhowasawardedSaraswatiSammanrecentlyisawellknownpoetof
(A)Hindi
(B)English
(C)Punjabi
(D)Urdu
 (E)Bengali
Answer.C

48.WhichofthefollowingisthebookwrittenbyKiranDesai?
(A)HigherthanEverest
(B)APassagetoEngland
(C)AffluentSociety
(D)AllmyYesterYears
(E)TheInheritanceofLoss
Answer.E

49.WhichofthefollowingTrophies/cupsisassociatedwiththegameofHockey?
(A)DurandCup
(B)SantoshTrophy
(C)RangaswarruCup
(D)RanjiTrophy
(E)K.D.SinghBabuTrophy
Answer.C

50.SandraBullockwhowasawardedOscarrecentlyisafamous
(A)Actress
(B)Director
(C)MusicComposer
(D)Screenplaywriter
(E)Noneofthese
Answer.A

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