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Pockets Savings Account

Enjoy the convenience of online banking. With Pockets Savings account, you can enjoy host of
benefits on on-line shopping and customized offers on debit card.

Key Features
1. Single user ID for Savings account as well as Pockets account
2. Low monthly average balance of Rs 5000
3. Free monthly e-mail statement
4. Customised Pockets Debit Card
5. Free 10 leaves cheque book in a year

Value added benefits


1. Upgrade your Debit card to Expressions Card
2. Achieve your goals through I wish

Details:

Eligibility Resident Indian, >18yrs


Minimum monthly average Rs.5,000
balance (MAB)*
Charges for non- MAB between - Rs.2500 to Rs.5,000 - Rs.300 per month.
maintenance of minimum MAB - Less than Rs. 2,500 - Rs.400 per month.
monthly average balance
(NMMAB)
Cash transactions (deposits Nil for the first 4 transactions in a month; thereafter, Rs. 90 per
and withdrawals) at base transaction in the same month. (Maximum limit- Self: Any
branch i.e all branches/ Amount, Third party: Rs. 50,000 per day)
Cash Acceptor Machine in (W.e.f November 1,2015 - Nil for the first 4 transactions in a
the same city month;thereafter Rs.5 per thousand rupees or part thereof,
subject to a minimum of Rs.150 in the same month)
Anywhere Cash Nil for the first cash withdrawal of a calendar month;
Withdrawals by customer Thereafter in the month, Rs.5 per thousand rupees or part
or customers thereof, subject to a minimum of Rs.150 (Maximum
representative to the debit withdrawal limit
of the customers own Self: Any Amount, Third party: Rs.15,000 per day)
savings Account at a non-
base branch i.e. branch in
other city
Anywhere Cash deposit by At Branch Rs. 5 per thousand rupees or part thereof, subject
customer or customers to a minimum of 150 (Maximum deposit limit -Self: Any
representative to the credit Amount, Third party: Rs. 50,000 per day)
of the customers own At Cash Acceptance Machine - Nil for the first cash deposit of
savings Account at a non- a calendar month; thereafter in the month, Rs. 5 per thousand
base branch i.e. branch in rupees or part thereof, subject to a minimum of Rs. 150.
other city
ATM Interchange First 3 transactions (inclusive of financial and non-financial) in
(Transactions at Non ICICI 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata,
Bank ATMs) Bengaluru and Hyderabad) in a month - Free
First 5 transactions (inclusive of financial and non-financial)in
all other locations in a month - Free
Maximum of 5 trxns free in a month with a cap of 3 free trxns
in 6 metro locations
Thereafter, Rs.20 (exclusive of service tax) per financial
transaction and Rs. 8.50 (exclusive of service tax) per non-
financial transaction
Transactions at ICICI Bank First 5 transactions (inclusive of financial and non-financial) in
ATMs a month - Free
Thereafter, Rs.20 (exclusive of service tax) per financial
transaction and Rs. 8.50 (exclusive of service tax) per non-
financial transaction
Issue of DD drawn on ICICI Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or
Bank by cheque/transfer part thereof for DD of more than Rs.10,000, subject to a
minimum of Rs.75 and maximum of Rs. 15,000
Statement Free monthly e-mail statement
Free monthly statement to be collected from branch
Passbook facility available at base branch free of cost
View and download statement facility available on the website
Debit Card Fees for first Rs.150 p.a.
Account Holder
Debit Card Fees for joint Rs.150 p.a.
Account Holder
Debit Card Cash withdrawal Domestic transaction limit - Daily spending/withdrawal limit:
limit Rs.100,000/ Rs.50,000
International transaction limit - Daily spending/withdrawal
limit: Rs.100,000/ Rs.50,000
Cheque Books Nil for 20 payable-at-par cheque leaves in a quarter;
Rs. 20 for every additional cheque book of 10 leaves.
Charges for Multicity Nil.
cheque payment
Value Added SMS alert Rs. 15 per quarter including taxes
facility (W.e.f November 1,2015 - Rs. 15 per quarter + taxes)
Outstation cheque Upto Rs. 5,000 Rs. 25 per instrument.
collection through ICICI Rs. 5,001 to Rs. 10,000 Rs. 50 per instrument.
bank branch locations Rs. 10,001 to Rs. 1 lakh Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque Upto Rs. 5,000 Rs. 25 per instrument.
collection through non Rs. 5,001 to Rs. 10,000 Rs. 50 per instrument.
ICICI bank branch locations Rs. 10,001 to Rs. 1 lakh Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Transaction charges in event of non-maintenance of minimum Monthly Average Balance
(MAB)

Cash transactions at branch Nil for the first 2 transactions in a month; thereafter Rs. 90 per
in the event of non- transaction in the same month
maintenance of MAB (W.e.f November 1,2015 - Nil i.e waived off)
Cheque book charges in the Rs. 5 per cheque leaf for all cheque books issued during the
event of non-maintenance month.
of MAB (W.e.f November 1,2015 - Nil i.e waived off)

NEFT Charges - Inward Nil


NEFT Charges - Outward Upto Rs.10,000 Rs. 2.50 per transaction.
Rs.10.001 to Rs.1 lakh Rs. 5 per transaction.
Above Rs. 1 lakh to Rs. 2 lakhs Rs. 15 per transaction.
Above Rs. 2 lakhs - Rs. 25 per transaction.
RTGS-Outward Rs. 2 lakhs to Rs.5 lakhs Rs. 25 per transaction.
Above Rs. 5 lakhs Rs. 50 per transaction
RTGS-Inward Nil

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