GENERAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

I, NAPOLYN C. FERNANDEZ, of legal age, single and a

resident of Block 2, Lot 14, Narra Street, Bel Air Village, Bel-Air,
Makati City, do hereby appoint, name and constitute ABEGAIL P.
GUARDIAN, also of legal age, single and a resident of 2482 Park
Avenue, Pasay City, to be my true and lawful attorney-in-fact, for me
and in my name, place, and stead, to do and perform all acts on my
behalf that I could do if personally present, including, but not limited
to the following acts and things, to wit:

1. To administer, take charge, and manage for my sole

benefit, my real and personal properties itemized in the
attached Annex A which is made in integral part of this
document.

2. To ask, demand, sue for, recover, collect and freceive all

such sums of money, debts, dues, accounts, legacies,
bequests, interests, dividends, annuities, and demands
whatsoever, as are now or shall hereafter become due,
owing payable or belonging to me and have, use, and
take all lawful ways and means in my name, or otherwise,
for the recovery thereof by suit, attachment, or otherwise,
and to compromise and agree for the same, and
acquittance or other sufficient discharges for the same, for
me and in my name to make, seal, and deliver;

3. To sell, deed, buy, trade, lease, mortgage, assign, rent or

dispose of any of, my future real or personal property;

4. To execute, accept, undertake, and perform all contracts

in my name;

5. To open an account or accounts with my bank or banks in

Metro Manila, or elsewhere in the Philippines, either in my
name as principal or in the name of my attorney in trust
for me, and to deposit with any such bank and funds or
sums of money, belonging to me, which re now or may
hereafter be in his possession, and to draw checks
against any such account or accounts for such amount or
 amounts as my said attorney shall deem necessary or
convenient;

6. To borrow, lend, invest or reinvest funds on any terms;

7. To vote at the meetings of any company or companies,

and otherwise to act as my proxy or representative, in
respect to any shares now held, or which may hereafter
be acquired, by me therein, and also to sign and execute
proxies or other instruments in my name and on my
behalf in favor of third parties; also to enter into any voting
trust agreement with other stockholders of any company
in which I may now or hereafter hold stock and, in my
name and on behalf, to agree to any such voting trust
agreement, or any modifications thereof, and to surrender
and deliver to the trustees or depositories of any such
voting trust agreement any and all shares of stock which I
may own or hold, and to receive in exchange therefore
such voting trust certificate or certificates as may
represent my participation in such voting trust in the same
manner and to the same extent as herein provided for
shares of stock.

8. To prosecute and defend any and all actions which are

now or may hereafter be pending in any of the courts of
the Philippines or to compromise the same, and for me
and in my name;

9. To retain an accountant, attorney, physician or other

advisor deemed necessary to protect my interests
generally or relative any foregoing unlimited power.

In general, to do all other acts, deeds, matters and things

whatsoever in or about my estate, property and affairs, or to concur
with persons jointly interested with myself therein, doing all acts,
deeds, matters and things therein, either particularly or generally
described, as fully and effectually to all intents and purposes as I
could do in my own proper person if personally present.

HEREBY GIVING AND GRANTING unto my said attorney-in-

fact full power and authority whatsoever requisite or necessary or
proper to be done in or about the premises, as fully to all intents and
purposes as I might or could lawfully do if personally present, and
hereby ratifying and confirming all that my said attorney-in-fact shall
do or cause to be done under and by virtue of these presents. This
power of attorney may be revoked by me at any time, and shall
automatically be revoked upon my death, provided any person relying
on this power of attorney before or after my death shall have full
rights to accept the authority of my attorney-in-fact until in receipt of
actual notice of revocation.

IN WITNESS WHEREOF, I have hereunto set my hand this 6 th

day of March 2017 in the City of Makati, Metro Manila, Philippines.

NAPOLYN C. FERNANDEZ

CONFORME:

ABEGAIL P. GUARDIAN

Signed in the presence of:

JUAN C. DELA CRUZ PEDRO K. PENDUKO

ACKNOWLEDGEMENT
REPUBLIC OF THE PHILIPPINES)

MAKATI, METRO MANILA) S.S.

BEFORE ME, a Notary Public for and in the City of Makati,

Metro Manila, this 6th day of March 2017, personally appeared the
following:

NAME CEI (PASSPORT ID) Date/Place of Issue

NAPOLYN C. FERNANDEZ EC3696626 01-02-15/ Pasay City
ABEGAIL P. GUARDIAN EZ2389041 02-14-13/ Pasay City

known to me and to me known to be the same person who

executed/accepted the foregoing power of attorney, and they
acknowledged to me that the same is their own free and voluntary act
and deed.

WITNESS MY HAND AND SEAL on the date and place first

above written.

Doc No. 9; FREDERICK C. BARCELON

Page No. 2; Notary Public for Makati
Book No. 4; Appointment No. 5035345
Series of 2017. Until 31 December 2017
153 Cityland Condominium
Legazpi Village, Makati City
Roll of Attorneys No. 91223
IBP No. 654077/ 12-31-2014
PTR No. 14434876/ 12-01-2017
MCLE No. 00123;9/16/16
Commission Serial No.: M-007