PART -2

QUESTIONS ASKED IN PROMOTION EXERCISE FROM I TO II EXAM (15.01.2017)

(Based on memory) Prepared By Deepak Kumar, Altamount Raod Branch
S.N. QUESTIONS (PART II)
1 Total Networth(TNW) is 200 lakhs. What will be Total Outside Liabilities(TOL) to meet Debt
Equity Ratio under SME segment?
2 In Home Loan sanction of above Rs 10 lakhs, which Credit Card is issued to borrower?
3 The ceiling for family income to be eligible for subsidy under Education loan interest subsidy Scheme
4 Limit of Education Loan in Priority Sector
5 Minimum margin in Two-wheeler Loan
6 As per Domestic Loan Policy 2014, Maximum loan limit to individual borrower/proprietor
7 A person having monthly gross salary of Rs 2.80 lakhs, maximum limit for Mortgage Loan
8 In case of Limit _______, 2nd valuation of the property to be obtained.
9 CERSAI is a part of _________ Act.
10 ICAAP stands for ____________ .
11 For a comprehensive mortgage policy Home Guard Plus, our bank has tied-up with ______
12 Reinstate Clause is given in ________
13 Current ration for textile industry under MSME Model without specifying take over or normal scheme
14 Our MD & CEO has launched a programme__________ for Employees on 20th July 2016.
15 How much period an account can remain in Doubtful I Category?
16 For a loan of Rs. 5 lakhs and above, the doctor should have been established for a minimum period of
17 Star Health Optima Policy cavers maximum ____ members of a family.
18 How many accounts can be linked with one debit card?
19 Which is a financial instrument- Bill of Exchange/Bill of lading/Invoice
20 A financial contract whose value depends on the values of other underlying instrument / contract.
21 Maximum limit for purchasing of new vehicle under SME segment
22 Maximum limit for Baroda Traders Loan to Commission Agents in Urban area
23 Minimum age for insurance coverage in Baroda Jeevan Suraksha Savings A/c
24 The Financial Leverage Ratio is _______ . (Debt Equity Ratio/Profitability Ratio/Current Assets Ratio)
25 By whom an audit is done on closing of Financial Year in Banks?
26 Maximum times we can avail loan on PPF (2/3/4/No limit)
 27 Maximum grams for which Sovereign Gold Bond can be issued
28 How many units can be alloted for opening BOB Suvidha Fixed Deposit of Rs 50000/-? (10/50/500/100)
29 An account will be NPA if regular credit limits have not been reviewed/renewed within ___from the due date.
30 Minimum amount for periodical legal audit of title deeds and other loan documents
31 Assessment of working capital accoding to 1st method of lending
32 Every month Project Navoday magazine comes in the name of
33 Which of the following is not treated as NPA if the due amount is recovered?
34 Foreign Trade Policy is issued by _________
35 BIFR stands for
36 Menu to use transfer A/c from one branch to another branch
37 Finacle menu to track Baroda Connect Password at Branch level
38 Finacle menu to see non-financial transactions
39 Finacle menu to see entered financial transactions
40 A unit having fixed cost price RS 80000/-, Sales Value : Rs 20 per unit and Variable Cost price of per
unit is Rs 16. How many units should be sold for Break Even?

S.N. ANSWERS
1 900 lakhs (Formula : TOL/TNW = 4.5 : 1)
2 Gold Card
3 4.50 lakhs
4 RS 10 lakhs
5 10%
6 Rs 25 crores
7 48 timse of GMI
8 Rs 1 crore and above
9 SARFAESI
10 Internal Capital Adequacy Assessment Process
11 Tata AIG General Insurance Co. Ltd
12 Revolving LC
13 1:17
14 Baroda Anubhuti
15 Upto 1 year
16 3 years
17 5
18 9
19 in voice
20 Derivative
21 200 lakhs
22 1 crore
23 18 years
24 Debt Equity Ratio
25 Statutory Auditor
26 4 times
27 500 grams
28 50
29 180 days
30 5 crores and above
31 20% of acceptable projected turnover
32 Novoday Times
33 Govt. Security
34 Ministry of Commerce & Industry
35 Board for Industrial & Financial Reconstruction
36 ACXFRSOL
37 BCPD
38 AFI
39 FTI
40 20000 units Formula : BEP = Fixed Cost / (Sales Value - Variable Cost) BEP = 80000 / (20 - 16) = 80000/4 = 20000

Special Thanks to My Friends Ajay Mehta (Haryana), Suresh Chekati (Telangana) & Rajneesh Kumar Singh (Bihar)