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BIG Reasons Why m is a Great Opportunity For Investors & The Stakeholders Mobile Operators - Subscribers - Internet Services Serves the Unconnected Billions of Mobiles either can’t or dont have access to internet data. ONEm can provide access over SMS and voice to a plethora of internet text and audio content, services and e-commerce. This represents a big opportunity for Mobile Operators who have to invest nothing. ONEm acts as an alternative channel in internet enabled networks. Jon Fingas 09.21.15 engadget. Over 4 billion people will go without internet access this year The tech industry likes to talk a lot about a connected world, but just how many people are online, really? Most of them aren't, unfortunately. 2 Solves OTT and Dumb Pipe ONEm provides a membership based platform to mobile users who without internet data can enjoy unlimited communications, services and e-commerce through partner Mobile Operators who form the last leg of a Global Mobile Ecosystem that doesn't require internet data. Mobile Operators solve their OTT problem and become real providers Erik Heinrich 06.23.14 FORTUNE Telecom companies count $386 billion in lost revenue to Skype, WhatsApp, others ‘Skype, WhatsApp, and other third-party Internet voice applications are a multi-billion-dollar problem for gloal telecommunications companies. 3 Creates New Revenue Channels E-commerce is a multi-trillion dollar business. Just like the OTT problem Operators will make little to nothing from this because they don't control the pipe. ONEm works over the Operators proprietary SMS and voice networks and earns for the Mobile Operator direct e-commerce revenues while providing e- commerce with a new channel. Jessi Hempel 05.21.14 FORTUNE American Express CEO Ken Chenault: "There's a $25 trillion opportunity’ There will be five platforms that matter to the future of payments, Chenault says: Apple, Amazon, Facebook, Google, and Alibaba.

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