SCOR EBOARD

10-year SIP returns

What will `5,000 monthly SIP adding up to `6 lakh over the past ten years be worth
today? Figures under 5-yr and 10-yr indicate returns and in brackets the value in ` lakh
Scheme Name Rating 5 Year 10 Year Scheme Name Rating 5 Year 10 Year
Return Value Return Value Return Value Return Value
(%) (` lakh) (%) (` lakh) (%) (` lakh) (%) (` lakh)

Sundaram Select Midcap Reg 22.89 5.29 21.29 18.45 SBI Magnum Equity 14.65 4.33 15.81 13.73
HDFC Equity 19.66 4.89 19.79 17.02 ICICI Pru Child Care-Gift Reg 20.27 4.96 15.72 13.67
ICICI Pru Dynamic Reg 19.29 4.85 19.35 16.61 ICICI Pru Top 200 Reg 17.52 4.64 15.69 13.64
HDFC Prudence 19.84 4.91 19.32 16.59 DSPBR Opportunities 15.72 4.44 15.65 13.62
SBI Magnum Global 21.83 5.15 19.20 16.48 HDFC Index Sensex Plus 15.29 4.40 15.62 13.59
HDFC Top 200 17.81 4.68 18.94 16.25 Franklin India Bluechip 14.03 4.26 15.61 13.58
Canara Robeco Equity Tax Saver 16.98 4.58 18.87 16.20 ICICI Pru Balanced Reg 19.73 4.90 15.54 13.53
Sahara Tax Gain 20.49 4.99 18.74 16.07 Goldman Sachs Nifty Junior BeES 16.63 4.54 15.51 13.51
ICICI Pru Tax Plan Reg 21.58 5.12 18.57 15.93 Tata Pure Equity Plan A 14.62 4.32 15.49 13.50
Birla Sun Life Frontline Equity 18.26 4.73 18.51 15.88 Templeton IGF 14.03 4.26 15.33 13.38
UTI Mid Cap 25.53 5.63 18.50 15.87 Sundaram Taxsaver 13.86 4.24 15.16 13.26
Tata Equity PE Plan A 19.85 4.91 18.40 15.78 Taurus Starshare 14.84 4.35 14.85 13.04
HDFC Taxsaver 19.72 4.90 18.27 15.67 SBI Magnum Balanced 16.39 4.52 14.81 13.01
DSPBR Equity 16.61 4.54 18.20 15.62 Tata Equity Opportunities Plan A 16.12 4.49 14.81 13.01
Franklin India Prima 23.81 5.41 17.90 15.36 Reliance Vision 15.47 4.41 14.80 13.00
HDFC Balanced 20.08 4.94 17.83 15.31 HSBC India Opportunities 18.50 4.75 14.78 12.99
Birla Sun Life Mid Cap 18.38 4.74 17.78 15.27 Franklin India Life Stage FoF 20s 14.26 4.29 14.47 12.78
HDFC Childrens Gift Inv 20.90 5.04 17.61 15.13 Taurus Tax Shield 13.27 4.18 14.39 12.72
SBI Magnum Multiplier Plus 17.43 4.63 17.49 15.03 Birla Sun Life Tax Relief 96 16.28 4.50 14.35 12.69
Reliance Growth 16.13 4.49 17.41 14.97 Kotak 50 13.66 4.22 14.34 12.69
Franklin India Prima Plus 17.56 4.65 17.40 14.96 ING Core Equity 15.36 4.40 14.29 12.66
HDFC Capital Builder 18.66 4.77 17.33 14.90 ICICI Pru SPIcE Not Rated 14.64 4.33 14.25 12.63
Tata Balanced Plan A 18.44 4.75 17.20 14.79 Birla Sun Life Tax Plan 17.33 4.62 14.23 12.62
Canara Robeco Equity Diversified 16.70 4.55 17.15 14.75 Principal Tax Savings 20.14 4.95 14.14 12.56
Birla Sun Life Equity 19.80 4.91 17.09 14.71 SBI Contra 11.35 3.99 14.12 12.54
SBI Magnum Taxgain 17.65 4.66 17.06 14.68 Birla Sun Life Advantage 17.88 4.68 14.11 12.53
Franklin India Taxshield 18.01 4.70 17.00 14.64 Tata Tax Saving 16.53 4.53 14.05 12.50
Birla Sun Life Dividend Yield Plus 16.34 4.51 16.88 14.54 ICICI Pru Index Reg 13.78 4.24 13.99 12.45
Tata Midcap Growth Plan A 22.23 5.20 16.77 14.46 Baroda Pioneer Growth 12.63 4.12 13.94 12.42
ICICI Pru Top 100 Reg 18.55 4.76 16.71 14.41 UTI Mastershare 14.59 4.32 13.94 12.42
UTI Equity 17.95 4.69 16.71 14.41 DSPBR Balanced 12.29 4.08 13.85 12.36
HDFC Growth 15.26 4.39 16.65 14.37 Franklin India Balanced 14.69 4.33 13.77 12.31
DSPBR Top 100 Equity Reg 14.69 4.33 16.65 14.37 Goldman Sachs Nifty BeES 13.42 4.20 13.62 12.21
Birla Sun Life 95 16.57 4.54 16.48 14.24 DWS Alpha Equity 13.29 4.18 13.57 12.18
Tata Ethical Plan A 18.17 4.72 16.48 14.23 Birla Sun Life Asset Allocation Agg 11.80 4.03 13.47 12.11
HDFC Long Term Advantage 18.87 4.80 16.35 14.14 DWS Investment Opportunity 12.39 4.09 13.34 12.03
Canara Robeco Balance Reg 16.34 4.51 16.23 14.04 Principal Personal Tax Saver 15.06 4.37 13.33 12.02
Sahara Growth 16.01 4.47 15.81 13.73 UTI Master Plus '91 15.13 4.38 13.33 12.02

Mutual Fund Insight August 2014 87

 SCOR EBOARD
Scheme Name Rating 5 Year 10 Year
Return Value Return Value

18.45 lakh
(%) (` lakh) (%) (` lakh)

`
ICICI Pru Advisor-LT Savings Reg 13.53 4.21 13.28 11.99
Sundaram Select Focus Reg 12.40 4.09 13.23 11.96
HSBC Equity 13.59 4.21 13.17 11.92 Worth of `5,000 SIP in Sundaram Select Midcap Regular
Franklin IIF BSE Sensex 12.99 4.15 12.99 11.81 over past ten years; the fund with the highest gains

6.21 lakh
Principal Growth 19.67 4.89 12.94 11.78
Escorts Growth Not Rated 16.10 4.48 12.94 11.78
Franklin IIF NSE Nifty
Kotak Balance


13.05
12.93
4.16
4.15
12.89
12.87
11.74
11.73
`
Worth of `5,000 SIP in Birla Sun Life Pure Value Fund
Tata Index Nifty Plan A 12.98 4.15 12.86 11.73
over past five years; the fund with the highest gains
Principal Balanced 15.31 4.40 12.83 11.71
Franklin India Opportunities 14.37 4.30 12.80 11.69

12%p.a. 25%p.a.
UTI Nifty Index Fund 13.13 4.17 12.76 11.66
UTI Balanced 14.20 4.28 12.64 11.58
ING Large Cap Equity Not Rated 13.00 4.15 12.49 11.49
Tata Index Sensex Plan A 12.98 4.15 12.40 11.44
Principal Index Nifty 13.33 4.19 12.31 11.38 THE LEAST THAT THE MOST THAT
Birla Sun Life Index 12.59 4.11 12.30 11.38 an SIP would have an SIP would have
ICICI Pru Advisor-Very Aggressive Not Rated 10.89 3.94 12.26 11.35
earned over the past earned over the past
15 years 15 years
SBI Nifty Index 12.85 4.14 12.15 11.29
HDFC Index Sensex 13.62 4.22 12.14 11.28

71 120
Escorts Balanced Not Rated 14.98 4.36 12.08 11.24
UTI Equity Tax Savings 14.41 4.30 11.94 11.17
OF FUNDS
Sundaram Growth Reg 11.66 4.02 11.82 11.09
HDFC Index Nifty 13.25 4.18 11.76 11.06 Earned more than Goldman Sachs Nifty ETS over the
past ten years
LIC Nomura MF Index Sensex 13.33 4.19 11.65 10.99

119 120
Baroda Pioneer ELSS 96 14.33 4.29 11.54 10.93
HDFC Large Cap Reg Not Rated 12.22 4.08 11.51 10.91
OF FUNDS
ING Tax Savings 13.56 4.21 11.44 10.87
Taurus Discovery 19.01 4.81 11.32 10.80 Yielded more than the 8.3% guaranteed by Post Office
Recurring Deposit over the past ten years
UTI CCP Advantage 14.39 4.30 11.22 10.74
ING Balanced 12.04 4.06 11.19 10.73

LIC Nomura MF Index Nifty 13.15 4.17 11.08 10.66
THE SIP FREQUENCY
LIC Nomura MF Index Sensex Adv Not Rated 13.29 4.18 10.86 10.54
SIP is a technique to keep investing irrespective of
JM Balanced 16.51 4.53 10.83 10.52 market ups and downs to average costs
Sundaram Balanced Reg 10.01 3.86 10.79 10.50 There is no basis for saying that a particular
frequency of investment is the most profitable
LIC Nomura MF Equity 13.22 4.18 10.74 10.47
To get the best out of your SIP, you need to keep
Taurus Bonanza 11.21 3.97 10.52 10.35 it simple by following a natural savings cycle to
LIC Nomura MF Growth 12.01 4.05 10.35 10.26 decide the optimum SIP frequency
Baroda Pioneer Balance 13.06 4.16 10.05 10.10 SIP should be a function of your convenience and
natural earning and investing cycle, be it monthly,
LIC Nomura MF Balanced 11.26 3.98 9.72 9.92 weekly or quarterly
LIC Nomura MF Tax Plan 13.04 4.16 9.47 9.79 Over the long term the returns from daily, weekly,
monthly and quarterly SIP when investing in the
JM Equity 11.57 4.01 8.43 9.27
Sensex comes to 10.29, 10.53%, 10.44% and
LIC Nomura MF ULIS 9.41 3.80 8.10 9.11 10.84%, respectively
Escorts Tax Plan Not Rated 4.27 3.34 4.04 7.37 Data as on June 30, 2014

88 Mutual Fund Insight August 2014