ABC CAPITAL CORP: FOR BROKER- ORIGINATOR-BANKER

"WHOLESALE" MULTIFAMILY & COMMERCIAL LENDER, & CORRESPONDENT BANKER

ABC "WHOLESALE" MULTIFAMILY & COMMERCIAL MORTGAGE GUIDE
$ "JUMBO EASIER": COMMERCIAL LOWER FIXED RATE MORTGAGE LOANS
"JUMBO" RECENT RATE(S) 4%+ Range: 10 YEAR FIXED RATE /30 YR AMORTIZATION
$1,000,000. - $175,000,000. (Interest Only Payments Option)

MULTIFAMILY(S), OFFICE BUILDING(S), WAREHOUSE(S)/INDUSTRIAL, HOTEL(S)/MOTEL(S)

MIXED-USE, RETAIL/ SHOPPING CENTER/ STRIP/ PHARMACIES, SELF-STORAGE, ASK US!
 "JUMBO EASIER" LOANS: EVIDENCE "REQUIRED MONEY" BEFORE CLOSING
 REFINANCE (RATE REDUCTION/CASH-OUT), or PURCHASE: NON-RECOURSE (Standard Carve-outs)
 SIMULTANEOUS CLOSINGS: CASH-OUT/ RATE REDUCTION "REFINANCE(S) & NEW ACQUISITION(S)"
 SIMULTANEOUS CLOSINGS for "MULTIPLE" COMMERCIAL PROPERTIES LOANS
_____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

$ SMALL B MULTIFAMILY/ MIXED-USE: 80% LTV Max; $1,000,000 - $7,500,000

VERY LOW FIXED RATES: Est. 3%'s to 4% RANGE
ASK ABOUT 1 - 10 YEARS INTEREST ONLY PAYMENTS. Visit: www.abcmortgage.us
NON-RECOURSE: "CASH-OUT" & RATE REDUCTION REFINANCE - PURCHASE
___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

$ STATED INCOME : $100,000 - $5,000,000 LOANS - "ALMOST ALL" COMMERCIAL PROPERTY TYPES
______________________________________________________________________________________________

ABC CAPITAL CORP: Contact Information

(718) 380-7373 Text: (347) 551-0800 24/7: quote@abcmortgage.us
ALL INFORMATION SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT NOTICE. REVISION 6.1. COPYRIGHT© 2017 ABC CAPITAL CORP
 ABC CAPITAL CORP

"WHOLESALE" MULTIFAMILY & COMMERCIAL MORTGAGE LENDER & CORRESPONDENT BANKER

This Multifamily & Commercial Mortgage Guide Contains ABC Capital's "Wholesale" Multifamily and
Commercial Mortgage Loan Financing Programs, including Explanatory Information, Loan Terms, Rate
Indications, Application, Loan Sizing, & Credit Authorization Forms
THREE PROGRAMS INTRODUCTORY INFORMATION:
1. "Jumbo Easier" Multifamily & Commercial Mortgages: (Plan 1 Rates & Terms Quoted Loan by Loan.)
a. $1,000,000 - $175,000,000.
b. 5 & 10 Year Fixed Interest Rate Term With Very Low Interest Rates
c. Ask About "Interest Only" Reduced Monthly Payments Option
d. Maximum 70% - 75% LTV Financing (Actual Loan Amount Determined by Underwriter)
e. Initially Submit "Loan Application and Loan Sizing Forms in back of this Guide + Two Years Financial
Cash Flow Breakdown, Signed Credit Authorization & Photo ID (Such as Driver's License or State
Identification Card.) If Purchase copy of proposed contract to purchase, or offer, and down payment
information is always helpful in expediting the loan approval and closing. If Refinance, copy of existing
deed or existing title insurance policy or other evidence of subject property legal description, identifying
property owner too.
2. Small Balance Multifamily & Mixed Use Mortgage Loans: (Plan 2 Rate Examples Follow this Page
a. $1,000,000. - $7,500,000.
b. Choose: 5, 7, 10 Year Lower Fixed Rate, or 20 Year Hybrid (10 Fixed & 10 ARM); 30 Yr Amortization
c. Maximum 80% LTV; Lower Rates + "Interest Only" Payments Option Alternatives
d. Note: Ask about ABC's Interest Rate Reduction Opportunities for Affordable Housing Multifamily
Properties. Substantial Annual Interest Rate Reduction, when available.
e. Initially Submit "Loan Sizing Form + Tenant Rent Roll Information + Two Years Monthly Financial
Cash Flow Breakdown Included by Month + Signed Credit Authorization Form & Photo ID" (Such as
Driver's License or State Identification Card.) If Purchase copy of proposed contract to purchase, and
down payment information is always helpful in expediting the loan approval and closing. If Refinance,
copy of existing deed or title insurance policy, other evidence of subject property legal description,
identifying property owner too.
3. "Stated Income" Multifamily & Commercial Mortgage Loans: (Plan 3)
a. $100,000 - $5,000,000.
b. "Almost All" Property Types
c. 25 - 30 Year Loan Terms and Payment Amortizations
d. Initially Submit "Application + Current Rent Roll + Annual Expenses + Signed Credit Authorization
Form & Driver's License. If available, for a Purchase, sales contract. If Refinance, copy of deed or title
insurance policy; Mortgage balance statement.
Inquiries Contact: Priscilla Li, Vice President, Loan Processing
(718) 380-7373 Email: quote@abcmortgage.us
Executive Offices: 179-14 Union Turnpike, Fresh Meadows, Queens, NY 11366 P.3
 ABC CAPITAL CORP

Wholesale Multifamily & Commercial Mortgage Lender; Correspondent Banker

"JUMBO EASIER" MULTIFAMILY & COMMERCIAL MORTGAGE LOAN (PLAN 1)

1. What property types can qualify for a Jumbo Easier Loan?

a. Most multifamily and commercial property types will qualify, including:

 Multifamily
 Hotels - Motels
 Mixed-Use
 Office Properties
 Warehouses
 Industrial Properties
 Retail Properties
 Self-Storage
 Mobile Home Parks
 Miscellaneous Property Types - Ask Us!
 Multiple Properties May Close as One Loan (Such as a group of Pharmacies, Office
Complex, Apartment Building Complex, or even unrelated properties)
 Simultaneous Refinance (Cash-Out) and Purchase of Additional Real Estate can
close same day, together.
 Simultaneous Multiple Property Refinance Loans or Purchase Loans may close
together.
b. 70% (75% LTV considered for superior quality properties and applicants, moderate risk
properties).

c. Purchase and Refinance can qualify, including Cash-Out and Rate Reduction Refinance.

d. Rates are very very competitive (2 "very"s is not a typo. Recent 10 Year Fixed Rates have
been in the 4's range. Actual quotes may vary depending upon loan characteristics. All loans
must close in name of an entity borrower.

e. For a competitive quote, submit both the loan sizing and the application form. Be sure to
submit rent roll, including square footage, and most recent three years Subject Property
Operating Statements, if available.

2. . Why is the Jumbo Easier Commercial Loan Program different than most other programs?

Answer:

a. Asset verification does not usually require proof of deposits in bank accounts or securities
accounts, until all other conditions have been met. Page 1 of 2 Guide P 3
b. Personal income is not generally used to qualify the borrower for the requested loan
amount.

c. Loan will generally close within 30 - 60 days or less.

d. Loan amounts are from $1,000,000 to $175,000,000.

e. Loan is usually a Ten Year Fixed Interest Rate Mortgage Loan (5 year term loans may also
be requested) with monthly mortgage payments based upon a 30 year amortization.
INTEREST ONLY Option may be requested with term based upon loan characteristics.
Assumable with NON-Recourse Terms (Standard Exceptions) are generally available.

f. At time the Loan Sizing is provided to the applicant, assuming proposed terms are
satisfactory, all anticipated standard expenses are paid including appraisal and environmental
inspection. This enables a more prompt closing.

g. Loan amount is primarily determined based upon subject property condition, location,
property usage, and DSCR Ratio. Applicant's credit history is relevant to the approval process.
Program is available in 38 states, with additional states to be added shortly.

9. Mezzanine and Preferred Equity approval for transaction may be permitted.

Inquiries - Questions:

Contact:

Priscilla Li, Vice President

Executive Offices: (718) 380=7373 or

Email: quote@abcmortgage.us

After Hours Text Cell: 347-551-0800 (or Email to above box, for a prompt
response.)

Note: Voice mail is not responded to. Use the email box, and provide information,
including phone number and email address.

Page 2 of 2 Guide P 4
ABC's "Wholesale" Multifamily Sample Guide For: Mortgage Brokers, Originators, Mortgage
Bankers
Do You Want To Earn $10,000 to $100,000 Multifamily & Mixed-Use Commissions?
To Begin, Submit Completed "Loan Sizing Request" & Credit Report Authorization Forms ( Master Guide's Last 3 pages)

Sample Wholesale Rate Indications: Multifamily/Mixed-Use $1,000,000 - $7,500,000:

UPON REQUEST, ALL BELOW MULTIFAMILY LOANS PRODUCTS WILL BE REVIEWED FOR MONTHLY INTEREST PAYMENT OPTION
AVAILABILITY, TERRIFIC POSITIVE CASH FLOW ALTERNATIVE. SEE SAMPLE OF FINANCIAL RESULTS IN MASTER GUIDE.

3.32% 5 YRS FIXED /15 YR ARM HYBRID/30 Yr Payment Amort'n: (Option:12 or 60 Month Interest
Only Payments (rate adjustment) & 3,1,0 Step Down Prepayment Option); 0 .75% Origination Fee
NON-RECOURSE (Standard Limitations) + Assumable Options; Loans $1.0MM - $7.5MM. Entity Borrower;
TopClass

3.07% 5 YRS FIXED /15 YR ARM/30 Yr Payment Amort'n HYBRID (12 or 60 Month Interest Only
Payments (rate adjustment) & 3,1,0 Step Down Prepayment Options Available); 1.25% Origination Fee,
NON-RECOURSE (Standard Limitations)/Assumable Option, Loans $1MM - $7.5MM; Entity Borrower; Top Class

3.33% 7 YRS FIXED/13 YR ARM Hybrid/30 Yr Payment Amort'n , (24 or 84 Monthly "Interest Only"
Payments (rate adjustment) & 3, 1, 0 Step Down Prepayment Penalty Options); 1.25% Origination Fee;
NON-RECOURSE (Standard Language) & Assumable Options; Loans $1MM - $7.5MM; Entity Borrower; Top Class

3.53% 7 YRS FIXED/13 YR ARM/20 Year Term Hybrid/ 30 Yr Payment Amort'n. (24 or 84 Monthly
"Interest Only" Payments (rate adjustment) & 3,1,0 Prepayment Penalty Options) 0.75% Origination Fee,
NON-RECOURSE/Assumable Option; Loans $1MM - $7.5MM; Entity Borrower; Top Class.

3.59% 10 YRS FIXED RATE Balloon/30 Yr Payment Amort'n. HYBRID Option (36 or 120 Monthly
"Interest Only" Payments (rate adjustment), With 10 Year Balloon Payment & 3,1,0 Step Down Prepayment
Options); 0.75% Origination Fee, NON-RECOURSE/Assumable Option; Loans $1MM - $7.5MM; Entity
Borrower. Top Class

3.44% 10 YRS FIXED RATE Balloon; 30 Payment Amort'n. (12-120 Interest Only Payment Option
(rate adjustment) & 3,1,0 Step Down Prepayment Options). 1.25% Origination Fee; NON-RECOURSE &
Assumable Option Loans $1MM - $7.5MM; Entity Borrower, Top Class

ABC CAPITAL CORP (718) 380-7373

Contact: Priscilla Li, SVP 24/7 Email: quote@abcmortgage.us
Wholesale Processing Dept. http://abcmortgage.us
Executive Offices: 179-14 Union Turnpike, Fresh Meadows, New York City, NY 11366
Note: Most Property Classes Considered For Mortgage Loans Availability. Rates &
Terms May Vary. Rates & Terms herein subject to change or withdrawal without notice.
 ABC CAPITAL CORP (718) 380-7373 quote@abcmortgage.us
MULTIFAMILY "INTEREST ONLY" PAYMENT MORTGAGE OPTIONS; BORROWER ONLY PAYS MONTHLY INTEREST: 5, 7, or 10 Years
EXAMPLES OF THE CASH FLOW ADVANTAGES TO "INTEREST ONLY" PAYMENTS FOR MULTIFAMILY MORTGAGE LOANS. MONTHLY PAYMENT REDUCTIONS ARE SUBSTANTIAL.
FUTURE RENTAL REVENUE GENERALLY PROVIDES SUFFICIENT NET OPERATING INCOME TO CARRY THE FUTURE MORTGAGE PAYMENTS UNTIL THE PROPERTY IS REFINANCED.
MANY INVESTORS WILL NEVER NEED TO USE THE CASH FLOW SAVINGS TO MAKE FUTURE MORTGAGE PAYMENTS; SINCE THAT SAVINGS IS PRINCIPAL IT MAY NOT BE SUBJECT TO INCOME TAX?
Loan Amount Interest Rate Monthly Interest Payment Monthly Principal Payment Total Monthly Payment BORROWER SAVED CASH
5 YEAR FIXED / 15 YR ARM/ 30 HYBRID 1,504 (60) =
60 PAYMENTS FIX CASH FLOW $1,000,000 3.76% 3,133 1,504 $4,637.00 $90,270
7 YEAR FIXED / 13 YR ARM / HYBRID
$1,377 (84)=
84 PAYMENTS FIX CASH FLOW $1,000,000 4.25% $3,541 $1,377 $4,919 $115,729
10 YEAR FIXED/ 10 YR ARM / HYBRID
1,302 (120)=
120 PAYMENTS FIX CASH FLOW $1,000,000 4.56% $3,800 1,302 $5,102 $156,240
COMMENT: The investor-owner deferred cash principal may never be used to repay the mortgage loan because the payments of principal begin in the future, from tenants monthly rent.
the loan term,after the first 5 or 7 years, used in the above examples. Future mortgage payment will be paid as a cash flow expense from
The "INVESTOR RETAINED CASH" IS USED FOR WHATEVER THE INVESTOR-OWNER OF THE PROPERTY
DECIDES; ie additional investments, trip to Rio, child's higher education, retirement?
SMALL B MULTIFAMILY & MIXED-USE PROPERTY TYPES
Plan 2
 ABC Capital Corp Announces: "Wholesale" Correspondent Multifamily & Mixed-Use
Mortgage Contract for Small Balance Guidelines Loans (3/15/17) (Plan 2, Page 2 Above)
ABC Capital Corp is pleased to inform you that we are now a contracted "Wholesale" Multifamily SBL Correspondent
Originator of Wholesale Multifamily & Mixed-use Mortgage Loans (Freddie Guidelines), for mortgage brokers, originators,
& mortgage bankers; We do business in 38 states, providing:
Wholesale multifamily and mixed-use mortgages: $1,000,000 to $7,500,000; very low interest rates & reduced personal
income documentation, in addition to other loan advantages (below).
ABC's pricing may include the availability of Yield Spread Premium to ABC's approved independent
broker/banker/originator clients upon request; combined with the professionalism and reliability of ABC's very experienced
commercial loan top management, with personal service. We are available to both existing ABC independent producers and new
inquiries; 30+ years of mortgage banking experience and knowledge; here to provide successful closings for our clients' loans.

FM ABC SBL MULTIFAMILY RATES INDICATIONS (Recent)- SBL multifamily & mixed-use loan terms :

 Very Low Fixed Interest Rates (38 states).

 Loans: $1,000,000 - $7,500,000.
 FAST LOAN SIZING Responses, Pre-approvals.
 Refinance Loans (Up to $7,500,000 Cash-Out), Rate Reduction Refi's, & Purchase Loans
 Three Fixed Rate Balloon Loans: 5, 7, 10 Years
 Three Fixed Rate/ Hybrid Loans (5,7,10 Years Fixed Rate), Combined With Capped
Adjustable Rate balance of term (20 Years Combined), Low Payments based upon 30
Years Amortization schedule.
 Up to 80% LTV
 Interest Only Monthly Payments Options for: 1, 2, 3, 5, 7, 10 Years.
 Life of Loan Interest Only Option
 Lock-Ins at Application Available
 DCR's as low as 1.20
 Non-Recourse Terms (Customary carve-outs)
 Assumable
 Credit Score > 650
 Declining Prepayment Penalties, Including Step Down Plan 3%, 1%, 0% Options
 Low Payments 30 Year Amortization Option Available
 Insurance Escrow Waiver Available Option
 Real Estate Tax Escrow Waiver Considered
 Loan Amount Primarily Driven By Subject Property's "Net Operating Income", Location,
Condition, etc.
ABC CAPITAL CORP (718) 380-7373
Contact: Priscilla Li , VP Email: quote@abcmortgage.us
Wholesale Processing Dept. http://abcmortgage.us
 Note: Recent Interest Rate Indications - See Rate Indications 3 Pages
 Very Simple Loan Sizing Form - 2 pages in Guide
Notes:
Rate Indications are all determined based upon a Yield Maintenance Prepay Penalty. Optional declining prepay penalty alternatives available.
Rate locks should be negotiated at time of loan sizing.
All Rates and Terms contained herein are only indications of loan terms at time Indication Page was prepared; Availability is not guaranteed.
ABC does not employ outside originators or independent mortgage brokers;. We are not responsible for agreements between loan applicants,
borrowers, guarantors, third party: lenders brokers or originators.
All ABC agreements with third parties will be signed by an authorized senior vice president or the CEO of ABC, listed herein:
Questions: Contact Priscilla Li, SVP or Norman M Carniol, Esq., CEO.
ABC Capital Corp operates as direct lender and correspondent banker. We close mortgage loans in either ABC Capital Corp's name, or with
an affiliate we do business with, as determined by ABC. ABC top management has 25+ years experience in the mortgage banking, business
lending, loan servicing, securiaization and delivery, and real estate law..
Quoted rates are 55% LTV loans in particular geographic locations. (Maximum LTV is 80% depending upon subject property
condition, location, subject property characteristics, DCR, tenancy history and current situation; subject applicant/guarantor, and underwriter's
judgment of the mortgage loan risk will determine final lending decision and loan terms.
Property DCR & LTV are directly relevant to loan approval and terms offered by the underwriter, if loan approved.. Changes in terms will occur
loan by loan, based upon the underwriting information and perceived risk in making the loan including geographic and physical geographic
location and physical condition of the subject property. Some areas may receive the highest LTV, but that is not guaranteed. Lighter
prepayment penalties, no recourse, rate locks, and other loan terms are options that need to be requested and agreed to at inception of
application process.

BROKER, ORIGINATOR AND BANK INQUIRIES INVITED.

Notice: ABC Capital Corp retains the right to discontinue, amend, or change any loan
program without advance notice. Loan underwriting requirements may be amended on a loan by loan basis for any loan application. All loan
programs are for commercial mortgage loans only, not applicable to one to four family owner occupied residential loans, nor to any other loan
that is regulated or impacted by the lawful requirements of federal or state law.. All fees are non-refundable. Rates are updated
on a daily basis ABC Capital is a 38 state commercial mortgage lender and correspondent banker..RATES AND TERMS ARE SUBJECT TO
CHANGE
WITHOUT NOTICE. ABOVE RATES ARE INDICATIONS ONLY.
Broker originator notes: Independent brokers, originators, and mortgage bankers may charge a fee directly to theapplicant borrower, which
must be evidenced by a signed written agreement, a copy of which should be submitted to ABC Capital at loan inception. YSP pricing will be
based upon achieving actual intended closing rate, pricing, and loan terms., Yield Spread Premium, if any, will be determined by ABC Capital
Corp at time closing is disbursed, based upon written confirmation of said terms signed by a top executive officer (EVP or CEO) of ABC
Capital Corp.

MULTIFAMILY & COMMERCIAL MORTGAGE LENDER, & CORRESPONDENT BANKER:

"ALMOST ALL" COMMERCIAL PROPERTY TYPES CONSIDERED - ASK US!
See Plan 1,2, and Plan 3 For Product Rate Indication Sheets

ABC CAPITAL CORP Call: (718) 380-7373

Contact: Priscilla Li, VP Email: quote@abcmortgage.us
Accelerated Processing Dept http://abcmortgage.us
Executive Offices:179-14 Union Turnpike, Fresh Meadows, NY 11366 Copyright ©2016 ABC Capital Corp.Indications
Wholesale Multifamily & Commercial Mortgage Lender; Correspondent Banker
Commercial Mortgage Loans for:
ASSISTED LIVING FACILITIES
AUTO DEALERS
AUTO REPAIR/PARTS SHOPS
BAKERIES/BEAUTY SHOPS
BED & BREAKFASTS
BOWLING ALLEYS
CAMPS
CAR WASHES
COMMERCIAL CONDOMINIUMS
DAY CARE CENTERS
DEPARTMENT STORES
DELI’S/CONVENIENCE STORES
DISTRIBUTION FACILITIES
ENTERTAINMENT PROPERTY
FACTORIES
FUNERAL HOMES
GARAGES
HOSPITALITY/ HOTELS & MOTELS
INDUSTRIAL BUILDINGS
LAUNDROMATS
MARINAS/BOAT STORAGE FACILITIES
MOBILE HOME PARKS
MULTIFAMILY (5+ UNITS)
MULTIFAMILY: AFFORDABLE HOUSING
NURSING HOMES
OFFICE BUILDINGS/ CONDOS
1 - 4 FAMILY RENTED (Non-Owner Occupied) INVESTMENT PROPERTIES
PHARMACIES
RESTAURANTS/FAST FOOD & REGULAR
RETAIL STORES/ STRIPS
SCHOOLS (for profit)
SELF-STORAGE PROPERTIES
SENIOR INDEPENDENT LIVING FACILITIES
SHIPPING DEPOTS
SHOPPING MALLS
SINGLE ROOM OCCUPANCY PROPERTY (SRO’S)
STORE & DWELLINGS/OFFICES
SUPERMARKETS/GROCERY STORES
TAVERNS & PUBS
TRUCK TERMINALS
WAREHOUSES, Etc.
ASK US!
Note: Loan availability may be limited based upon geographical location, population size -location. property
characteristics, underwriting guidelines, portfolio limitations, etc. If you don't see the property type listed on a
particular form, submit the loan application at the back of this book, with a RECENT 3 repository merged infile credit
report or the completed and signed credit authorization form.
INQUIRIES CONTACT: Priscilla Li, VP Processing; (718) 380-7373 24/7 submit to: QUOTE@ABCMORTGAGE.US
 ALMOST ALL STATED INCOME STATED INCOME STATED INCOME
COMMERCIAL MOST COMMERCIAL VERY LOW LOW FIXED COMMERCIAL
PROPERTY TYPES PROPERTY TYPES:
CONSIDERED:
RATES & HYBRIDS MORTGAGES
25 - 30 YEAR LOANS 80% LTV MAX.
ASK US! A", "B", "C" 70% LTV Maximum
AUTO REPAIR MULTIFAMILY &
Credit 25 YEAR FIXED RATE
GAS STATION MIXED USE:
BAR - TAVERN 3 and 8 Year Fixed/ "A", "B", "C" Credit
BED & BREAKFAST Hybrids $1,000,000 - $5,000,000
CLUB NO RECOURSE Cash Out Refi &
Assumable
COMMERCIAL CONDO
$75,000- $5,000,000+ 5, 7, 10 YRS FIXED & Purchase
ENTERTAINMENT PROPERTY
FUNERAL HOME ________________ 20 YEAR HYBRIDS MOST PROPERTIES
HEALTH CARE PROPERTY HARD $ LOANS SCORES >= 650 $75,000 - $1,000,000
HOTEL - MOTEL
INDUSTRIAL PROPERTY
6 - 36 Months CONSIDERED ___________________
MEDICAL PROPERTY
Very Competitive Rates -----------------------------------------
MIXED-USE & Terms Auto Repair Did you know that
$1- $5 MILLION MIXED-USE CALL FOR FAST QUOTE! Real Estate Financing ABC's CEO has 20+
MULTIFAMILY _________________ ____________ years mortgage
SMALL MULTIFAMILY NON-OWNER OCCUPIED banking experience,
OFFICE BUILDING as a principal,
OFFICE CONDO 1 - 4 FAMILY INVESTOR New Construction and mortgage banker,
MOBILE HOME PARK Rehabilitation
PROPERTY FINANCING Financing direct lender, &
RESTAURANT servicer in 42 states?
RETAIL STATED INCOME Competitive Rates
THE KEY TO CLOSINGS
RETAIL STORE/STRIP
COMPETITIVE RATES ____________ IS: "WHO YOU DO
SELF-STORAGE PLAN 3 MATRIX
SHOPPING MALL BUSINESS WITH &
& TERMS THEIR EXPERIENCE!"
WAREHOUSE
Plan 3 Basic Information Above. Contact For Details:
ABC CAPITAL CORP Call: (718) 380-7373
Contact: Priscilla Li, VP Email: quote@abcmortgage.us
Accelerated Processing Dept http://abcmortgage.us

"WHOLESALE" MULTIFAMILY & COMMERCIAL MORTGAGE LENDER & CORRESPONDENT BANKER

NO RECOURSE! LOW RATE! SMALL BALANCE GUIDELINES MULTIFAMILY & MIXED-USE MORTGAGE LOANS
$1,000,000 - $7,500,000 Plan 2 (Rate Indications Page 1)
BROKER AND BANK INQUIRIES INVITED. Notice: ABC Capital Corp retains the right to discontinue, amend, or change any loan program without advance notice. Loan
underwriting requirements may be amended on a loan by loan basis for any loan application. All loan programs are for commercial mortgage loans only, not applicable to one
to four family owner occupied residential loans.. ABC Capital is a 38 state commercial mortgage lender & correspondent banker. RATES ARE SUBJECT TO CHANGE
WITHOUT NOTICE. ABOVE RATES ARE INDICATIONS ONLY AS OF 1/24//16. Deposits paid are non-refundable Executive Offices: 179-14 Union Turnpike, Fresh Meadows,
Queens, NY 11366 Copyright ©2017 ABC Capital Corp Page 3 of 3 Rate & Program Pgs. Guide Page
ABC CAPITAL CORP (38 State Commercial Lending & Correspondent Banking)
CONTACT Priscilla Li, VP: (718) 380-7373 EMAIL: quote@abcmortgage.us
MULTIFAMILY/MIXED-USE LOAN SIZING APPLICATION: COMPLETE & Email

Applicant(s) Individual Names____________________________________________

Business Address_____________________________________________________
Business Cell Phone_____________________ Office/Home____________________
Email Address_________________________________

1. Is this a Multifamily Purchase or Refinance Request? _________________

2. What is the Name of the Subject Property __________________________

3. What is the Street Address of the Subject Property

____________________________________________________

a. How many Residential Apartments ? _________________

b. How many Office and Retail Units? _________________

c. Year built? _________________

d. Have there been any upgrades or renovations after initial construction?

If so, when_______________ Describe_________________________________

4. If a planned Purchase, how much is the Purchase Price? $____________________

5. If a refinance, how much did you originally pay for the subject property?

$__________________ When did you buy it (cost basis)?_______________

6. Requested Loan Amount __________________________

7. How much is the Annual Net Operating Income for the Subject Property?

$______________________

Please include: P. 1 of 2 ; Booklet Page 7

i. Realistic market vacancy rate in the calculation.
ii. Cost of a management fee of 4% - 5%
iii. Capex reserves of $250 - $300/unit
 8. Which Prepayment Option do you request? ( Note: Yield maintenance will provide the
lowest rate). Circle 1 choice
i. Yield maintenance
ii. Strong prepayment penalty
iii. Weak prepayment penalty
9. Do you request a temporary interest only monthly payment for (Circle 1)
1 Year (Option with 5 years fixed rate)
2 Years (Option with 7 years fixed rate)
3 Years (Option with 10 years fixed rate)
10. Do you prefer a 30 year Amortization Payment Loan with the lower monthly
payment of principal and interest for the balance of the loan term?____________
11. Please Circle the Requested Loan Type:
5 Year Fixed Rate Balloon

7 Year Fixed Rate Balloon

10 Year Fixed Rate Balloon

5 Year Fixed Rate/15 Year Adjustable Rate Hybrid Loan

7 Year Fixed Rate/13 Year Adjustable Rate Hybrid Loan

10 Year Fixed Rate/10 Year Adjustable Rate Hybrid Loan

Answering these questions enables ABC to provide a preliminary range of where the
deal will size to (Loan Amount Preliminary Estimate - based upon information provided)

In order for us to provide a more accurate Loan Sizing, we will need a:

a. Recent rent roll
b. Preferably a Trailing 12 Month Operating Statement.
Please email in PDF format only to: "quote@abcmortgage.us"
FAST LOAN SIZING AVAILABLE! ADDRESS SUBJECT LINE: "PRISCILLA LI, VP:LS"
Copyright ©2017 ABC Capital Corp LS Form: Page 2 of 2 Booklet P 8
 ABC Capital Corp. Loan Registration Form Form is fillable in Adobe Acrobat

Please complete this form and email with the following attachments to your Account Executive or to quote@abcmortgage.us (one will be assigned):

✔ Loan Registration Form

Current Rent Roll (Yours or use the attached form)
Last two years and YTD property operating statements (Yours or use the attached form)
Purchase Contract (if applicable)
Note: If these items are not included we will not be able to review your loan request or issue a Letter of Interest
Broker Information
Company Loan Officer Email
Loan Officer Loan Officer Phone

Why is Borrower seeking this financing? Any special problems or issues?

Borrower Information
Name of Borrower or Guarantor Borrower or G'tor w/ Ownership % Liquidity Net Worth Est. Credit Score

#1 B G
#2 B G
#3 B G
#4 B G
Yes No Yes No
Previous foreclosures in last 3 years? Any borrowers or guarantors foreign nationals?
Chapter 7 or 13 in last 5 years? Mortgage payments current over last 12 months?
Borrowers / guarantors filed tax returns for last 3 years? Back taxes owed on subject property?

Property Information
Address Property Type:
City State Multifamily Retail Mixed Use
Building SF # of Units Occupancy % Industrial Office Self Storage
Occupancy Investor Owner % Mobile Homes Other
Loan Information
Loan Amount Requested Annual Gross Income
Desired Rate AM _________
360 (mos.) Annual Operating Expense
Current Estimated Value Annual Net Operating Income 0
Monthly Pmt Annual Pmt 0 LTV 0.0% DCR 0.000 CAP Rate 0.00%
*Type in Loan Amount, Desired Rate, Gross Income and Expense to generate payment and DCR

Purchase Rate & Term Refi Cash Out Refi

Current Sales Price Current Loan Balance
Target Closing Date Loan Maturity Date Pre-pay? Yes
Second or Seller Financing Yes $ Current Lender
1031 Exchange? Yes Current Interest Rate Year Purchased
Original Purchase Price

Comments - What is the pertinent story behind this transaction?

 Rent Roll - Commercial
(Office, Industrial, Retail, Mixed Use)
Rent Roll as of: (required)
PLEASE COMPLETE ALL COLUMNS AND SECTIONS
PROPERTY ADDRESS CITY STATE ZIP CODE
CURRENT MONTH ORIGINAL LEASE LEASE TYPE NEXT RENT NEXT RENT EXTENSION
TENANTS NAME SQ, FEET LEASE START MONTHLY CAM
STE. # RENT OCCUPANCY EXPIRATION (NNN, MOD. INCREASE INCREASE AMT OPTIONS?
(Put vacant for vacant space) (approx) DATE OR MTM CHARGES
IN PLACE DATE DATE GROSS, GROSS) (MO / YR) ($ / MO) (Y / N)
Totals
NOTES ON TENANTS
I (we) certify under penalty of perjury that the foregoing information herein is true and accurate.
BORROWER Date BORROWER Date
Note: Certification NOT required for initial loan registration
 Rent Roll - Multifamily
(For Mixed Use Please use Commercial Rent Roll)

Rent Roll as of : (required)

PROPERTY ADDRESS CITY STATE ZIP CODE

TOTAL NUMBER OF UNITS # OF VACANT UNITS # OF FURNISHED UNITS # OF UNFURNISHED UNITS # SECTION 8 UNITS

CURRENT CURRENT LEASE DATE LAST RENT

BAT SQ, FEET ORIGINAL FURNISHED SEC 8
APT. # TENANTS NAME BDR / RENT
OCCUPANCY DATE
EXPIRATION RENT CONCESSION
H (approx)
PER MO. or MTM INCREASE
UNIT? (Y/N) (Y/N)
S (Y/N)

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MONTHLY RENT * Use additional sheets if necessary.
SCHEDULE: ALL COLUMNS AND SECTIONS MUST BE COMPLETED
MONTHLY LAUNDRY
INCOME: What utilities are Electricity Cable TV Gas
(Must show on included in rent?
Income/Expenses) Garbage Water Heat
MONTHLY GARAGE
INCOME:
Is the property subject to rent
Yes No
OTHER INCOME: control?

TOTAL FROM OTHER If Yes, what is the current allowable increase per year?
PAGES:

TOTAL GROSS MONTHLY What has been your average monthly occupancy rate over the preceeding 12
INCOME: months?

I (we) certify under penalty of perjury that the foregoing information herein is true and accurate.
BORROWER DATE
Note: Certification NOT
required for initial loan
registration.
BORROWER DATE
 Property Operating Statement

Property Street Address

City State Zip

Current
Annual Income 2nd Year Prior Prior Year Mos.
Year
Rental Income Collected

Total Income Collected

Annual Expenses 2nd Year Prior Prior Year Current Year
Do not include one time capital expense items
Real Estate Taxes
Insurance
Utilities
Gas
Electricity
Water/Sewer
Trash
Maintenance
Pest Control
Gardener
Pool Service
Elevator
Cleaning Service
Building Rep. & Maint.
Painting & Decorating
Supplies
Administration
Administrative
Advertising
Telephone
Miscellaneous
Resident Manager
Security
Off-Site Management
Other
Total Expenses
Net Operating Income 0
Comments or Explanations: