HIGHLANDER CLUB

“Great fortunes are made through Fellowship, Knowledge and an Abundance of Opportunities.”

OCTOBER 2003
Volume 8 — Issue 10 Increase Your $ales
Increase Your Sales Response up to 50%
Response up to 50%
The Fine Art of Letter The Fine Art of Letter
Writing and Design .............1
Writing and Design
The Seven Steps to By Jeffrey Dobkin
Wealth in Paper
Make Money on Loans But is it really a letter? The letter in your mailing
package has a singular objective: To draw a
and Mortgages ....................3 response. So the letter is really a highly stylized ad
designed to look like a letter—don’t forget this. To make
people feel it’s really a letter, the closer you can come
How to Choose, Start, to making it look like a letter, the more credibility
and Succeed in Your you’ll have.
Own Part-Time Business Start with letterhead and use a friendly, warm saluta-
tion. I like “Dear Colleague,” and I usually place “and Friend” after
Common Sense Tips to Help some salutations: “Dear Neighbor and Friend” or “Dear Pharmacist and
You Get Off on a Good Foot Friend.” To get your letter read by the widest audience, it should look easy to
and Succeed Over the read, even if it isn’t.
Long Haul ...........................5 Start with a one- or two-line opening paragraph (hopefully this copy will
tie in to the teaser copy on your envelope). Indent all paragraphs four spaces,
continues on page 2
The Wealth Liberty
Institute's 5-Minute
Millionaire
How to Choose, Start, and Succeed
Earn a Six-Figure Income in Your Own Part-Time Business
in Merchandise By Dr. Kevin Nunley
Liquidation ..........................6
This is a great time to start your own business, even if you have never thought
of yourself as an entrepreneur. The economy is getting tighter, many compa-
nies are laying people off, and a paycheck doesn’t go as far as it used to.
Network For Profits Meanwhile, Internet and mail order sales are booming. We’re also seeing
Reach Out to Other record numbers of new home-based businesses starting and succeeding.
Members and Share Getting in on this trend now could be the smartest thing you do in the year
ahead.
Your Great Fortune..............7 Here are some common sense tips to help you pick the right business, get
off on a good foot, and succeed over the long haul.
continues on page 5
October 2003 • Volume 8 - Issue 10
CHIEF COUNCIL
Michael Newman Nina V. Walters
Chairman Executive Director
EDITORIAL
Jeffrey Dobkin
Editor
Moving? Missed an issue? Please let us
know within 90 days of moving or if you
have not received an issue. After this time
period, missed issues can be purchased for
US$10 each including shipping and han-
dling. Write to: Highlander Club, 777 S.
Flagler Drive, Ste. 800W, West Palm
Beach, FL 33401-6163, USA. Or call
between 9am to 5pm EST; (905) 760-9929
x300; Fax (905) 760-2809.
Contact Us
If you have a question or comment about
the monthly memorandum, write to the
Editor in care of Highlander Club, 777 S.
Flagler Drive, Ste. 800W, West Palm Beach,
FL 33401- 6163, USA, Fax (905) 760-2809.
Subscription rate for the Highlander Club
newsletter is $80 per year. If you have a
question about your subscription, or want
to renew your subscription, change your
address, or order a Highlander Club Special
Report, write to Member Services, 777 S.
Flagler Drive, Ste. 800W, West Palm Beach,
FL 33401-6163, USA. Or call between 9am
to 5pm EST; (905) 760-9929 x300; Fax
(905) 760-2809.
© 2003 by Highlander Club, 777 S.
Flagler Drive, Ste. 800W, West Palm Beach,
FL 33401-6163, USA. All rights reserved.
Images by Corel, Corel Stock Photo
Library, and PhotoDisc. The Club is not
promising or guaranteeing that you will
become wealthy because of the informa-
tion in this newsletter or our special
reports and programs. There is no guaran-
tee of future profits. Copying any of the
Club’s published information is strictly
prohibited. The ideas expressed herein are
the opinions of Highlander Club only. That
said, we believe you’ll discover vital money
secrets and wealth angles not available any-
where else.
The Executive Staff, Research
Department and the Editors of Highlander
Club are proud of the reputation we’ve
built since our inception in 1991. Simply,
we believe the advice presented to you in
our published resources and seminars is
the best and most useful available to you,
the global entrepreneur.
Increase Your $ales Response up to 50%
continued from page 1
and no paragraph should be more than seven lines in length. Use short
sentences with five-cent words instead of 50-cent words, even though you
might have them in your vocabulary. Set copy flush left, rag right—never
justify. Always write to the level of your audience (although, personally, I
use some of my shortest words when writing copy for letters to doctors). It’s
okay to use bold sparingly—perhaps once per paragraph—and italics can
be used with slightly greater frequency since italicized type blends into the
letter better. Underline sparingly. All caps can be used once per page, twice
at most. Although I have 300 fonts in my computer, 99% of my letters are
in Courier, to make them look like—and be perceived as—personal letters.
To break up the letter visually (so it doesn’t
appear boring or monotonous) use a foreshortened
paragraph in the middle of the letter: Move both
the margins in to create a paragraph just four inch-
es wide. This paragraph can be set in a smaller font
size, italics (my personal favorite), or a different
typeface altogether. If your letter is running long,
use a compact face like Times Roman, Garamond,
or Bookman Italic. Come to think about it, just
about anything is smaller than Courier. Times
Roman has a character density of about three times
that of Courier. Speaking of long, if your letter is
designed to be one page and the copy runs just a
tad over, you can reduce that 12-point Courier to 10 or 11 points. I would-
n’t go much lower in point size, because the credibility of “this is a letter”
falls off pretty fast after that. If it’s still too long, expand your margins and
let the copy run out to the edges of the paper at the sides and the very bot-
tom of the paper.
When printing your letter, ask the printer to reduce it 10%. This will
give you slightly over ½” margin top and bottom and almost half an inch
on each side. Sign with a LEGIBLE signature. Don’t forget an electric P.S.,
since the P.S. is a well-read part of any letter. I always save the P.S. for my
hottest spots: A guarantee, a re-cap of my offer in its best terms, and why
the letter recipient should pick up the phone and call right away. I usually
give the phone number again and finish with the word “Thanks.”
Your letter may be any length, as long as it’s interesting. There’s no such
thing as a letter that is too long, only one that is too dull. Biggest danger:
Reader fall off. Suggestion? Keep it crisp by editing severely. I have a rule—
the two-paragraph rule of readership survival—Your readership will fall off
dramatically when there are two paragraphs back to back that are not inter-
esting. While a three-page letter may be too long and get tossed, three one-
page letters will get read. Consider sending more than one letter for any big
dollar amount sale or to build loyalty or credibility into a campaign. ■
Jeffrey Dobkin is an original Highlander Board Member. Well
liked because of his fun, funny, yet information-rich writing and
speaking presentations, he has written two books on direct mar-
keting, plus an awesome course on classified ads and direct mail,
The Intelligent Testing System, all based on the premise that all
you need is just one successful 25-word ad to get rich right from
your kitchen table. His articles on marketing have appeared in
more than 100 magazines.
2
 October 2003 • Volume 8 - Issue 10

The Seven Steps to Wealth in Paper

By John Stefanchik

Before I reveal the seven steps to wealth in paper, let’s

look at the basics of paper.
In simplest terms, “paper” is any mortgage or loan,
whether personally held or held by a bank, S&L, or other
financial institution.
It’s called “paper”
because it’s a written agree-
ment stating the terms under The Seven Steps to Wealth
which money has been in Paper is the route To make a transaction succeed, you not only
loaned and secured by prop- need to understand the steps, but also the way
erty. Paper can be bought I followed to success, they flow into each other.
and sold because it repre- without knowing exactly
sents value. We are interested Step 1: Marketing
only in personally held what the seven steps were Marketing is letting people know you buy paper.
paper secured by real estate; Everything starts with marketing. If you don’t let
that is, paper owned by indi- at the time. Over the years people know you exist, you will never make a
viduals. since I found my way to deal.
The value of the paper is To continue the example of what happens
the amount of money loaned success, I’ve identified when you shop for almost anything—why do you
plus the interest expected to think you want whatever that “anything” might
be paid over the life of the
these steps as the path that be? Because someone has marketed that product
loan. Its security is the value of all successful people follow. to you, that’s why! Even if it’s something as rou-
the thing against which the tine as new clothing or shoes, the store probably
money is loaned, whether it’s advertised, had a nice window display, had the
a car, boat, diamond ring, real estate, or other item of value. merchandise displayed attractively, and, if you needed to
assistance in selecting your choice, provided sales people
Now that you know the concept, let’s who were knowledgeable and helped you pick what was
move on to the seven steps… best for you. That’s marketing! Learn to think marketing
about everything in your life, not just paper—and
I’ve devoted a lot of my life to making success easy, or
suddenly, paper marketing will become a lot easier.
at least easier, for the vast majority of my students who
don’t have that rare whatever-it-is that makes success for
Step 2: Information Gathering
some people seem as easy as breathing.
Once you locate a mortgage, the mortgage worksheet is
The Seven Steps to Wealth in Paper is the route I fol-
the primary information-gathering tool for you and any
lowed to success, without knowing exactly what the seven
paper investor. This is the tool with which you gather
steps were at the time. Over the years since I found my
hard data about a mortgage from the potential seller.
way to success, I’ve identified these steps as the path that
The information-gathering stage is also where you
all successful people follow. Just so you know, I’m talking
learn about the needs of the individual paper holder so
about the seven steps to success specifically as they lead to
you can negotiate more effectively. It’s what you learn
success and wealth in paper.
when you do phone follow-ups to your mailings and talk
The seven steps as I describe here are not only specif-
to paper holders. (Phone follow-up is an essential part of
ic to acquiring paper but also apply to achieving a success-
information gathering.)
ful life. They are:
You perform information gathering every time you
1. Marketing
shop for anything—that’s how you get the information
2. Information gathering
that helps you decide.
3. Deal analysis
4. Negotiation
Step 3: Deal Analysis
5. Due Diligence
Deal analysis is working with the information you get on
6. Completing the transaction and making
the mortgage worksheet. You want to know whether this
the purchase
deal will work, under what terms, and what you can
7. Evaluating your profit (and repeating
quote. You get out your financial calculator and plug in
your success)
continues on page 4

3
October 2003 • Volume 8 - Issue 10
The Seven Steps to Wealth in Paper
continued from page 3
four of the five variables: n (number
of payments), i (interest rate), PV
(Present Value) of the paper, PMT
(Payment), and FV (Future Value).
You have to have four of the five
variables or you can’t solve for the
missing number. After you solve for
any one missing variable, you use
your calculator to produce a
quote—or determine that you can’t
or don’t want to quote on this par-
ticular mortgage.
In the ongoing shopping exam-
ple, you gather information about
whether you can afford what you
want and make your choice of where
you’ll spend (invest) your money. If you’re shopping for
something like a house or car, where negotiation is possi-
ble, you gather your information, decide how much you
can offer, submit your offer, then listen to the response,
negotiate, and either decide to buy or look somewhere
else.
Step 4: Negotiating
When you have a quote that works, the next step is to
present it to the mortgage holder. Before you prepared
your quote, however, you should have talked to the paper
holder about the time value of money and made sure that
he or she understands that the only way the deal can work
is if the quote is for less than the face value of the mort-
gage or trust deed and why that’s to their advantage.
If you don’t make sure they understand the time value
of money and how you will quote, they’re going to be
shocked at “how low!” your offer is. If you’ve prepared
them and made sure they’re not expecting the full face
value, they’ll be ready to listen to you.
The catch you may encounter is that they might have
heard you and seemed to understand, but didn’t really
understand, perhaps believing that their mortgage would,
of course, be worth more than all the rest.
In your first explanation, and in your shorter review
before presenting the offer, during the information gath-
ering process, the “soft” information about what the sell-
er needs and how and why those needs motivate him or
her to sell become crucially important.
The more you know about how the seller thinks and
what he or she (or they, if you’re dealing with a couple or
partners) needs, the better you can present the informa-
tion and the offer.
The same thing is going on when you shop for a house
or car, or anything where price and terms are negotiable.
You’re gathering information and making an offer. The
salesperson has tried to gather as much information as he
or she can about who you are, what you want and need,
4
how much you can afford to spend,
and how much you want to spend.
That salesperson, who is in the posi-
tion you’ll find yourself when pre-
senting an offer, tries to know what
will make you say, “Yes.” That’s what
you want to make the paper holder
say.
Step 5: Due Diligence
When your offer is accepted, you
have to check out the information
you’ve been working from—the
information upon which you based
your quote.
In practice, if Success Mortgage
Investments (SMI) or any wise
investor is buying the deal, they’ll do
the due diligence. They’re the peo-
ple who are putting their money at risk, so they’d be high-
ly remiss if they didn’t do that basic fact checking. You can
also expect any title company to do their due diligence
before issuing title insurance (never do a deal without title
insurance), but you and/or the investor should also do
your own due diligence.
Due diligence is nothing more—and certainly nothing
less—than checking out all the facts of the deal and mak-
ing sure that “facts” presented to you are really factual.
Due diligence checks many things. For example:
• Is the amount of the actual loan balance equal to what
was stated?
• Has the payer been prompt in making payments and is
he or she current?
• Do the credit check and appraisal match what you’ve
been told?
• Are there other liens on the property that the seller
didn’t know about or didn’t tell you about?
• Are there odd and unusual conditions attached to the
mortgage that the sellers didn’t know they should tell
you about?
• And so on and on, through all the things that are
important to making sure that the deal is a good, safe
investment.
Step 6: Completing the Transaction and Making the
Purchase
This is bringing everything together so you can close the
deal. This flows out of due diligence into the closing.
When you’ve closed, the transaction is complete, but not
before then.
Investors like Success Mortgage Investments will take
care of closing, but you need to do your part as they ask
you to and pay attention to every step so you’ll learn how
to do it for yourself or for investors who expect you to take
care of more or all the due diligence requirements. The
process is much like buying a home or car—you get every-

thing checked out, negotiate the price, and close the deal.
Step 7: Evaluate Your Profit (and Repeat the Process)
Evaluation doesn’t mean shouting, “Yay! Wow! I made
$10,000! Let’s celebrate and go out and have a cham-
pagne dinner! Let’s hire a limo to take us there and bring
us home!” Sure, if you made $10,000, or even a few thou-
sand, you have every reason and right to celebrate, and
you ought to reward yourself. A nice dinner out is an
appropriate treat—but you’re not yet finished dealing with
the outcome of the deal.
First, ask yourself how you want to take your profit,
since each way you can handle the money has different
tax, life, career, and retirement implications. Check with
your tax professional, since everyone’s tax situation and
needs are different.
Second, ask yourself what you could have done
better. You learn from every deal you do, even those
that fall apart. This is a matter of looking at what you
did, thinking about what you learned, and identifying
what you can do better or differently next time.
That’s true of everything you do in life. You’re always
How to Choose, Start, and Succeed in Your Own
Part-Time Business continued from page 1
Choosing Your Business
One of the reasons a great many businesses fail is the
owner jumped off into a field they didn’t know much
about. Your best bet is to choose a business you have
worked in as an employee. Otherwise, plan to spend
time researching the topic in libraries and in conversa-
tions with people who are
already in your chosen industry.
Keep expenses down to a
bare minimum in the beginning.
More than a few new start-ups
blow their cash on a big office,
fine furnishings, and new com-
puters. I started my business
years ago from a spare bedroom.
A writer friend realized her
apartment was too small to
house her business and rented
an unused room in a nearby
office.
Plan on running your busi-
ness part-time for the first year
while you keep a regular job.
This may seem like the slow way
to get your project going, but a regular paycheck will
ensure you have plenty of time to give your business its
best shot at succeeding. Nothing torpedoes a new business
like expecting it to profit huge amounts of cash within the
first six months.
5
October 2003 • Volume 8 - Issue 10
learning. The day you stop learning is the day to
start worrying.
And, third, after you complete your first deal, go
right back out and do it again, and again, etc.
One success is just one success. Real success is repeat-
ing your success and building upon it! That’s where real
money and real financial security can be found. ■
John Stefanchik, board member of The
Highlander Club and self-made millionaire,
has been sharing his moneymaking methods
of working from your home and being your
own boss for the past 15 years. In addition to
being a successful investor, noted author, pub-
lisher and national public speaker, he also has
had a number of informative TV shows,
teaching the average person how to achieve
personal financial success. John has taught his home-based busi-
ness methods to over 100,000 people. His money- making meth-
ods have been featured in dozens of major newspapers, radio
shows, and live seminars throughout the United States and
Canada.
The easiest and cheapest business to start is a service
you can provide to other businesses. You may need little
more than an e-mail address and a telephone number to
get the ball rolling.
If you worked in accounts receivable for several years,
help businesses outsource their bookkeeping chores. A
woman in my town turned her 20 years of office experi-
ence into a thriving home-based business by offering to
help small businesses straighten out their books. She
placed ads in the neighborhood news-
paper and arranged to be interviewed
for an article.
Internet referral programs and mail
order are two industries that are boom-
ing, easy to get into, and, while they
may not make you rich, they are a good
way to get started in your own business.
Many networking and reseller firms
have changed their strategy from “bug
your friends” to “network on the Net.”
These can be great ways to get experi-
ence selling established products in an
organization set up to encourage
home-based business. Look for an
opportunity that has been in business
for at least three years.
Market in Many Ways
The key to your business success will likely be your ability
to market your products and services. Without marketing,
nothing sells. It helps if you set up your business from the
beginning with marketing in mind.
October 2003 • Volume 8 - Issue 10
The Wealth Liberty Institute's
5-Minute Millionaire
Make $7,650 in
Adrian Newman
Founder, WLI Just 10 Minutes
What is this world coming to?
The Terminator is the Governor of California, $20 green-
backs are now peach-colored, and a wild Cub fan has to fear for
his life, just because he tried to catch a foul ball? At least some
things remain normal, like the Wealth Liberty Institute's never-
ending search for prime moneymaking opportunities. And I've
got two fantastic ones ready to make you a hefty-sized income.
The first opportunity is actually based on a pretty scary
notion that the medical industry (mainly hospitals and clinics) is
over-billing at an astonishing rate. In fact, Americans are getting
bilked to the tune of $10 billion! That's right, $10 BILLION!
So who can find these dreadful errors and come to the
rescue to give consumers their money back?
YOU!
By becoming a medical claims adjuster, not only will you
help unsuspecting (a lot of people have no idea they are even
being overcharged!) people get their money back, but you will
also generate an income that could grow into six figures!
Speaking of six-figure incomes, I've found another way that
you can get this kind of dough through large quantities of stuff
that is just sitting around the world.
That's right, I said STUFF! When I say that, I mean mer-
chandise… lots of it… waiting to be sold and waiting to be
bought.
You see, when big-name companies manufacture merchan-
dise (everything from brand-name fashions to electronics), the
surplus sits in a warehouse. Meanwhile, there is a retailer across
the globe that is selling this stuff like hotcakes and needs more.
This is where you come in. You find the surplus and then
you get it to the people that want it.
It's called “merchandise liquidation,” and it's a multi-billion
dollar industry. And if you have a phone, you can pull in up to
$7,650 in just ten minutes.
Ten minutes = $7,650!
John Lerner is a 28-year-old genius who walks around with
$30,000 worth of checks in his wallet. He made his fortune in
merchandise liquidation, and he and I have perfected a pro-
gram that will have you making some serious moolah.
If you have already taken advantage of this opportunity or
the massive riches that are to be made in the world of medical
claims adjusting through my Five Minute Millionaire email,
congratulations and I hope you are enjoying your new found
wealth!
If you have missed any of these, please visit the following
web sites to find out more on how to make truckloads of money
from both of these lucrative opportunities:
http://www.wealthliberty.com/publications/Massive_Riches/
http://www.wealthliberty.com/publications/medical_claims/
Until then, enjoy the benefits of making money through
the Wealth Liberty Institute!
Adrian Newman, Wealth Liberty Institute
6
Your business should give you the opportunity to
promote in several ways:
1) Use a web component. The Internet lets you reach
thousands of targeted prospects at the cheapest
price in advertising history. Put up your own web
site. Fill it with good information and answers to the
kinds of questions your customers and prospects
ask. Build your own opt-in email list to stay in touch
with customers. Nothing works as well or as cheaply
to build your reputation.
Work to get your site listed on the major search
engines. The top two percent of businesses on
search engines account for about 90% of the Net’s
moneymaking sites. Advertise your business in
ezines that reach your best prospects. Some newslet-
ters let you reach tens of thousands of potential
customers for $30 to $40.
2) Your business should also take advantage of face-to-
face marketing. When you talk to people in person,
it is harder for them to walk away without buying.
One man, an excellent sales person who closes more
than 90% of all sales, simply strikes up a conversa-
tion with people. Near the end of the conversation
he will mention his offer. People almost always buy.
3) For all that has been said about the Internet, the
good old telephone is still the center of our business
world. When you spend time talking with someone
on the phone, you build a personal bond with them
that often leads to a sale.
Before you get on the phone with a prospect or cus-
tomer, quickly jot down what you hope to accomplish
with the call. Don’t let more than two or three minutes
of conversation go by without making an effort to
achieve your goal. This organized approach will help
you stay away from long days on the phone without
much to show for it.
Be Determined
It doesn’t matter what business you are in, there will be
days when you feel like you are spinning your wheels.
Realize that for every up trend there will eventually be
a downtrend. When sales are slow or customers are dif-
ficult, remind yourself that a turnaround for the best is
always just beyond the bend.
Much of business success has to do with simply
showing up for work every day. When people see you
or hear about you month after month, then year after
year, your consistent presence builds customer confi-
dence. Confidence turns into loyalty. Repeat customers
and good word of mouth will insure you get repeat
sales for as long as you own your business. ■
Dr. Kevin Nunley provides marketing advice
and copywriting. See his 10,000 marketing
ideas and popular promotion packages at
http://DrNunley.com Reach Kevin at
kevin@drnunley.com or 801-328-9006.

Network
Business to Business Leasing Opportunity
If you are a vendor looking to increase your
sales, we can offer financing on your prod-
uct or service on any transaction over
$3,000 up to several million dollars. For all
your leasing business we will offer a portion
of our commission to help defray your mar-
keting expenses. There is no charge to sub-
mit a lease application, and we only get
paid for successfully funded transactions. If
you refer us to a transaction, we offer refer-
ral fees. Many of our sales force work part-
time from home, identifying small business-
es that require funding for equipment or
software. Contact fellow Highlanders David
and Linda Spencer of Smart Leasing –
Midwest at 330-650-2542 or e-mail
smartleasingmidwest@mail.com
* * * * * * * * *
The Most Amazing Scientific
Breakthrough in Health Maintenance
Now you can make a fortune with this
incredible unique product that one doctor
is calling “The greatest discovery of our
time.” Six-figure income potential in 12
months! Call fellow Highlander Brian
Christensen at 1-801-525-1224 or write to
2571 West 5950 South, Roy, UT 84067 for
the exciting details!
* * * * * * * * *
Attention Business Owners!
Why doesn’t your advertising work? The
secret is to use advertising that gets people’s
attention, makes them curious, and gets
them to call you! If you’d like to stop wast-
ing money on useless, no-response advertis-
ing, call us at 1-866-783-8163 24 hours to
listen to a free recorded message. We’ll send
you a report that explains how to attract
customers or clients like a 10-ton magnet
attracts a paper clip. You can also e-mail fel-
low Highlander Sherry Coutee at
WDP0531@aol.com for more information.
* * * * * * * * *
Highlander Member Wants to Help You
Reduce Your Mortgage!
Barbie Williams is offering fellow
Highlanders a free service that will help
reduce the amount of mortgage interest you
pay and reduce the your mortgage by seven
to 15 years without refinancing. Plus, you
can also be a distributor of this service. And
the best part is that it is absolutely free! For
more information, contact Barbie at 661-
723-1722 or e-mail her at forupub@cs.com
* * * * * * * * *
Fellow Highlanders! Go into Business for
Yourself!
Here’s an exciting opportunity for you to go
into business for yourself, with absolutely
no risk whatsoever. Call 212-990-6280 for a
recorded message. If you are interested,
please e-mail fellow Highlander Wesner
Louis-Jacques at WLJ5@msn.com.
* * * * * * * * *
Be a Distributor of “The King of Herbs”
Highlander Members Sam & Connie Corpuz
would like to introduce ganoderma, or what
the Chinese consider the “King of Herbs.”
This food supplement will scan, clean, bal-
ance, build, and regenerate your body. To
become a distributor, log on to
www.vicorhealth.50megs.com. Sponsor
number is 128114102. Or call 907-677-
1491, fax 907-677-1518 or e-mail
vicorhealth@gci.net
* * * * * * * * *
Simply the Best!
Highlander Suzette Droud is looking to
expand her business: Simply the Best
Candles & Things. Last year’s holiday
sales were over $65,000. She is looking for
a 90-day loan. For more information, con-
tact Suzette at 402-420-1420 or 402-805-
1822.
* * * * * * * * *
Great Investment Opportunity!
Highlander Stanley Amacker is looking for
investors in an exciting new business
opportunity venture. Please contact Stanley
at PO Box 7723, Trenton, NJ 08628 or
e-mail samacker05@yahoo.com for the
exciting details. This is a serious business
opportunity.
* * * * * * * * *
Own the Master Rights to $17,000
Marketing Package… for only $47!
New Highlander member has obtained the
rights to $17,000 marketing package. This
five-CD-ROM set includes complete mar-
keting materials, and you get the re-print
rights to every package! Send $47 (plus $5
shipping) to Thomas K. Voye 12-32 127th
Street, College Point, NY 11356.
* * * * * * * * *
Highlanders! Check out this Opportunity!
Highlander Club Member Donald Easter has
a business opportunity with New Life
Publications. If you are looking for a suc-
cessful venture, call the office and talk to us
7
October 2003 • Volume 8 - Issue 10
F O R PROFIT
Y-1147A.
* * *
$
between 9 and 4 or leave a message at
1-800-266-7240 ext. 1014, dealer number
* * * * * *
Club Members Needed for Fashionable
Investment!
Fellow Highlander Joyce Fashion is looking
for capital to expand her children’s wear
department globally. Investments would be
used for equipment, material, and wages.
Please contact Joyce at 2770 Somerset
Drive, #402, Ft. Lauderdale, FL 33311
* * * * * * * * *
Fellow Highlander Looking to Expand
Business!
New Member Charles H. Gatter is seeking
a friendly lender to help expand his mail-
order gourmet food business, Gatter
Marketing Group. For more information
contact Charles at PO Box 15805, Surfside,
SC 29587 or phone 843-946-9531.
* * * * * * * * *
Rare Opportunity!
Fellow Highlander searching venture capital
to begin a new form of abalone aquaculture.
This rare delicacy is selling for $100 a
pound and the market will be saturated in
the next 50 years. Executive plan and busi-
ness summary available. E-mail Mr. Sheryl
Kirchner at she3ryl@yahoo.com.
* * * * * * * * *
System 48 Plus – An Exciting Innovation!
Not just an oil additive, but an extra tough,
heavy duty motor treatment that only
requires one application for the life of your
car! Special Highlander Club rate of only
$14.95 a can with a money back warranty!
Send money orders to fellow club member
Myron Ayala, 4441 South Meridian #315,
Puyallup, WA 98373
* * * * * * * * *
Free “Protect America” Anti-Terrorism
Kit
Helping Americans prepare for the worst.
Tom Rich, Secretary of Homeland Security
said, “Terrorists force us to make a choice,
we can be afraid or we can be ready.” For
your free kit, call Highlander Floyd Surprise
at 909-590-0933.
* * * * * * * * *
Home-Based Business Opportunity
Home-based crafting positions are now
available that will pay independent home-
October 2003 • Volume 8 - Issue 10

workers to craft their handmade products. Highlanders Need Your Help! Service You Can Depend On! Prices You
Full- or part-time, set your own hours, satis- Cornerstone Full Gospel Church is trying to Can Afford!
faction guaranteed! National Homeworkers raise $10,000 to move their structure to a Highlander Club member Sheldon E.
Directory is now available. Send $33.00 brand-new location. Fellow Highlanders are Martin could save you thousands of dollars
check or money order to Fellow Highlander being asked for donations. Please contact through his bookkeeping, business financial
at Colvenbach Management Co., Dept 5, Rev. Charles & Janice Grant at 219 Johnson statement, support, tax planning, and tax
PO Box 163, Mohrsville, PA 19541. Dr., Dillon, SC 29536. return preparation services business Martin
Financial Consulting. If you could benefit
* * * * * * * * * * * * * * * * * * from his services, or if you'd like to invest in
I Want to Give You Half My Real Estate or finance such a business, please call
Free Software!
Profits! Sheldon toll free at 1-877-746-3439.
Shows how a free service can reduce the
Cash Investor/Silent Partner wanted. Deal- term of mortgage, accelerate equity, and * * * * * * * * *
by-deal basis only. Small investment, nice audit loans for lender errors. Send $6.95
profits on single family properties. Your for shipping and handling to fellow Help an Aspiring Olympic Athlete!
short-term investment is secured and you Highlander Jerry Lohrengel, 14633 Knowles Highlander Victor Lewis (who is training in
get a quick return. Get monthly income too! Rd. SE, Tenino, WA 98589 the triple jump for the Athens Olympics)
Plus no liability, fees or gimmicks. Send a needs to help to set-up, promote, and
SASE to Highlander R. Lattin, PO Box 151, * * * * * * * * * advertise his very own Internet store. Please
Bedford Park, IL 60499. contact him at 2035 Old Peachtree Rd.,
Homeowners: You Can Save a Lot of
Laurenceville, GA 30040 or email
* * * * * * * * * Money!
victor_lewis83@hotmail.com. ■
Fellow Highlander Jack Sneed has free soft-
Highlander Looking to Start Mail Order ware he would love to send you. This could
Business save you $50,000 or more! For more infor-
Product sources and a computer have mation, please write to 5502 Landmark Dr.,
already been obtained. Additional funds Charlotte, NC 28270.
needed for startup and rollout. Please con- !
nders getti
ng
tact Richard Ford, PO Box 1003, El Reno, * * * * * * * * * ighla
OK 73036-1003. Bonus for fellow n k Y o u H
’ v e been gotten
Future Real Estate Entrepreneur Tha e
se w t, we’ve ite a
Highlanders: Send a SASE and $5 and spon ac u
receive 400-year-old black eye pea pie
Michelle Kessler is new to The h a t a re nth! In f taking q ease
! W o l
recipe!
Highlander Club and is seeking funds Wow e past m that it s m all. P tters ’
to take a real estate education course. er th ters , th e e le
ov let gh f th d
any throu ead all o y respon
* * * * * * * * * Upon completion, she will become an so m to get w e r o nl ee p
t an k
essential real estate entrepreneur. while tand tha ver, we c ient and
20% Return on Your Investment er s w e at
Lenders can be repaid within six und . Ho ase be p s!
New Highlander S. Chavous is interested in to us e m
securing short term loans with no
months or share in the profits of the first sent many. Pl our drea
sy
payments or interest due for six months.
deal. For more information, contact to so g toward
n
She will invest in distressed real estate pur-
Michelle at 315-436-7960 or email strivi
mkessler@tecny.rr.com. t,
e bes
chase and return investment plus 20%! If All th
interested please contact her during day- * * * * * * * * *
time hours at 626-428-0840 or e-mail
Studies in Scripture
suzette403@yahoo.com. She is also inter-
First printed in 1886, this wonderful book
ested in mentorships of foreclosure experts.
has sold over 5,000,000 copies. For your lters
ina V. Wa
* * * * * * * * * very own copy, please send $5.00 to N
Highlander Ken Gallagher, 7 Susan Ave.,
South Hadley, MA, 01075.

Has Highlander Club helped you forge ahead in business? If so, we Now is your chance to inspire Highlander Club
members, and get help for yourself too. Have you reached success? Did The Highlander Club help you get there? No
matter how you reached your goals, we want to hear your story and share it with other Club members seeking inspiration.
We’ll ship you ou a free gift to show our appreciation. In addition, if you have a legitimate business opportunity you’d
like to share with Highlander Club Members, then let us know, and we’ll help you by publishing it in our Highlander Club
Network for Profits.

Send your material to: the Editor in care of Highlander Club, 777 S. Flagler Drive, Ste. 800W, West Palm Beach, FL 33401-
6163, USA, Fax (905) 760-2809. We reserve the right to grammatically edit the text.

Please note that Highlander Club maintains the “Network for Profits” to provide a forum for sharing ideas and opportunities.
Although every attempt is made to ensure the accuracy of this information, we can make no guarantees. We will, of course, make
every effort to correct errors brought to our attention. The inclusion of businesses, opportunities, or offers should not be
considered an endorsement of articles, products, or materials. Nor is it intended to endorse any views expressed or products or
services offered, by the author or organization. Highlander Club expects that its members will act with honor, and, therefore, we trust
that the products, services, and business opportunities mentioned in their advertisements are legitimate. However, we do not have
the resources to investigate every product, service, or business opportunity that is advertised in the newsletter; therefore, we cannot
personally guarantee what they’re offering.