PROMOTIONAL RAPID FIRE

JMGS 2017

BY SUMANTA
 Total 50 Questions
Ultra Violet Lamp should be used for verification of genuineness of instruments of
Rs._____ and above.

a 25000/-
b 50000/-
c 1 lac
d 2 lacs

Registration of property details with _________Portal has been made mandatory in all
mortgage loans to prevent multiple financing

a ROC
b CERSAI
c Registration Office
d CIBIL

Digital life certificate by pensioners is known as……..

a Jeevan Suraksha
b Jeevan Praman
c Digilife
d None of the above.

Assessment of credit facility under cash budget method is used for

a Manufacturing industries with working capital need up-to Rs. 5 Crore

b To fund the borrowings requirement / funds flow planned for current / following year
and examination of profitability
c Working capital requirement of seasonal industries like sugar, tea and construction in-
dustries
d None of the above.

BC/CSPs should be visited by the BM or any designated official of the linked branch as
per the following periodicity.

a monthly every CSP

b weekly basis on a prefixed day in FI vllages with population above 2000
c Quarterly
d none of the above
In case of Advance Accounts, where Sale Deed has been executed by Power of
Attorney (POA) holder, which should be mandatory?

a POA should be Registered

b Alive & not revoked mentioned in TIR
c Vetted by Law Officer & confirmation from Principal obtained
d All above

All customer accounts are to be linked with Aadhar no by-----

a 31st December'2017
b 28th February'2018
c 31st March'18
d No deadline

TIR from two different empanelled advocates be obtained for loans of Rs_____and
above.

a 2 crs
b 3 crs
c 1 cr
d 5 crs

As per Bank’s loan policy, Bank pays commission to staff members for recovery of loans
at the following rate…….

a 0.5 of the recovered amount

b 1%
c 3%
d none of the above

Preventive Vigilance Committee meetings are conducted by Branches

at___________intervals.

a Monthly
b Quarterly
c Half yearly
d Yearly

Central Vigilance Commission (CVC) was established on 11.02.1964 on the

recommendation of the following committee.

a Mitra Committee
b Goipuria Committee
c Santhanam Committee
d Ghosh Committee

Along with Borrower, KYC of the ________ also should be carried out as per laid down
guidelines.

a Seller/builder
b Guarantor
c Witness
d Both a & b

In case of non-home transactions of Rs._____ and above, the drawer has to be

contacted over phone.

a 1 lac & above

b 2 lacs & above
c 50000/- & above
d 5 lacs & above

Guarantees and co-acceptance by Banks favouring FIs/Banks / Other lending agencies

are forms of

a Financial Guarantees
b Performance Guarantees
c DPGS
d None of the above

In case of suspicious transactions in the accounts, STRs( Suspicious transaction

Reports) are to be filed with

a AML/CFT Cell
b Local RBI Office
c Financial Intelligence Unit-India( FIU-Ind)
d Local Police Station

A property is identified by____________.

a Title Deed
b Boundaries
c Road Map
d TIR

The software used for generation of Suspicious Transaction Report is known as :

a AMCLCOK
b AMLOCK
c AMLSST
d AMLSTR

FIR in respect of fraud amount of Rs. 3 crores & above with involvement of bank's em-
ployees are filed with
a CBI, Economic offence wing(EOW)
b CBI, Anti-corruption Bureau (ACB)
c Banking & Securities Fraud Cell of CBI (BSFC)
d Enforcement Directorate (ED)

IRAC norms of RBI are not applicable to following types of advances

a Gold loans
b Government sponsored loan
c Loan against NSC, KVP
d All of the above

Cutoff limit for identification of borrower / promoter as wilful defaulter as fixed by CVC
for reporting to Central Information Commissioner(CIC)

a Rs. 1 Crore
b Rs. 50 Lacs
c Rs. 25 Lacs
d Rs. 5 Crores

In respect of loans above Rs. 1 Crore, the TIR has to be searched for a minimum of

a 13 Years
b 25 Years
c 30 Years
d 50 Years

Post disbursement inspection should be done within ___ days in respect of Housing
loans.

a 30 days
b 45 days
c 15 days
d 60 days

The Bank has to file FIRs with the designated police station in case of detention and
impounding of counterfeit currency notes amounting to …........or more pcs per
transaction

a2
b3
c4
d5

The value caps put in place in system for payment of Multi city cheques for Non-Home
branches: SB A/cs (Others) : Maximum Rs.___ lacs and Current/Cash Credit A/cs :
Maximum Rs.____ lacs.
a 10 lacs & 50 lacs
b 50 lacs & 1 cr
c 25 lacs & 50 lacs
d 5 lacs & 10 lacs

Under Controller visit system, periodicity of visit by Chief Manager (Credit) of RBO to a
Branch having RFIA rating of C (650 to 724) is

a 1 Months
b 2 Months
c 3 Months
d 6 Months

Time limit of reporting of fraud cases by the Bank ( from apex level to RBI is

a 15 days from detention

b 21 days from detention
c 30 days form detection
d 60 days from detection

Last date for submission of annual assets and liabilities statement by all categories of
employees under Lokpal & Lok Ayukta Act 2013 is

a 31st May
b 30th June
c 31st July
d 30th September

What is STEPs

a Straight through Electronically processing systems

b Short term engineering procurement systems
c Strong ethics, Transparency, Ethics, politeness and sincerity in dealing.
d None of the above.

Under Early warning signals, indication of any fraudulent transactions in advances with
exposure of following amount are classified as “Red flagged accounts” and reported to
RBI

a Rs. 25 Crores
b Rs. 50 Crores
c Rs. 75 Crores
d None of the above

As per the extant instruction , Preventive Vigilance Committee have to be formed at the
branches with staff strength of

a 10 or more
b 5 or more
c 12 or more
d 15 or more

Legal audit is carried out for title reverification in respect of Credit exposures of following
limit

a Rs. 1 Crore
b Rs. 5 Crores
c Rs. 0.50 Crore
d None of the above

Credit Information Report is given by__________& ___________.

a CIBIL
b CERSAI
c High Mark
d Both A & C

What is the Loan to value Ratio for Home loans above Rs. 75 Lakhs

a 75%
b 80%
c 85%
d 90%

As per KYC policy, preservation of records pertaining to customer accounts need to be

maintained for

a 5 Years from opening

b 10 Years from opening
c 10 Years from closure of account
d 5 Years from closure of account

What is the good practice for keeping your password secret and secure?

a Changing the password frequently

b Using a complex password
c Not sharing the password with anyone
d All of the above

To identify genuine voter Id, Branch Official should verify each voter Id
from_________site.

a ceoestbengal
b Election Office
c banglarmukh.com
d http://electoralsearch.in
As per section 10 of BR Act 1949, , Bank shall take following action against a Bank
employee convicted of moral turpitude (convicted by a criminal court of justice)

a Suspend him
b Downgrade to a lower scale
c Dismiss him
d Take no action

What is the significance of digital signature?

a Special pen is used to sign

b Signature using key scanner
c Special ink is used
d signature in encrypted form

Effective 1st July'2017, Inspection department introduced zero tolerance Area(ZTA) in

RFIA of the branches for improvement in quality of control, compliance and promoting
excellence. How many ZTA are there presently.

a 20 ( ORM-10, CRM-10)
b 21 ( ORM -11, CRM -10)
c 22(ORM-11, CRM-11)
d None of the above

Authority for approving opening of new parking / pooling accounts in SB/CA vests with.

a Controller
b Network GM
c Circle CGM
d DMD (COO)

Bulk salary credit to employees of Government departments are uploaded in CBS

through

a manual entry
b trickle feed mechanism
c Trickle feed with hash facility
d None of the above.

Additional documents be verified along with title deeds for identification of properties
offered as security:

a Electricity Connection
b Water Connection
c Sales Tax Registration
d All of the above
Non-supervising staff in the PSU Banks are know as “ Award staff” as their service
conditions are based on various awards of the tribunals formed as per the provisions of

a Industrial Disputes Act

b Trade Unit Act
c Equal Remuneration Act
d Factories Act

Central Bureau of India( CBI), the central investigating agency for dealing with
corruption and malpractices involving public servants of central government and PSU is
under

a Ministry of Defence, GOI

b Ministry of Home, GOI
c Ministry of Personnel GOI
d Prime-Minister office( PMO)

The intra-day cash verification to be done everyday at______interval.

a 11 a.m.
b 1 p.m
c 3 p.m.
d Irregular intervals

The periodicity of risk profile review of a customer categories as High risk is

a 8 years
b 10 years
c 2 years
d 3 years

Under Whistle Blowing Policy, the designated person at Circle level is

a AGM Security
b CGM of the Circle
c GM of Network
d DGM Vigilance

Staff Accountability examination must be initiated within______days of the loan account

became NPA.

a 30 days
b 60 days
c 90 days
d 1 year

Payment to Dealer in case of Car loans must be disbursed through_________.

a Crossed IOI
b Crossed IOI with dealers A/c No. & Bank
c RTGS/NEFT only
d Money Order

For lodging complaint under whistle blower policy, our employees to use the following
intranet site

a http://whistleblower.sbi.co.in
b https://whistleblower.sbi.co.in
c https://whistleblower@ sbi.co.in
d https://blowyourwhistle.@sbi.co.in