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Shubh nivesh whole life plan

 Traditional plan
 Life cover up to 100 years
 1st Maturity at the end of term&
 2nd Maturity at the age of 100 years
 Deferment option to take pension
 All premium payment modes available
 Tax benefit under sec 80c & 10(10d)

Sum assured=3,00,000
Term Premium Sum Reversionary Interim Terminal
assured bonus bonus bonus
1 50,000 3,00,000 12,000 9,000 25,542
2 50,000 3,00,000 12,000 9,000 25,542
3 50,000 3,00,000 12,000 9,000 25,542
4 50,000 3,00,000 12,000 9,000 25,542
5 50,000 3,00,000 12,000 9,000 25,542
6 50,000 3,00,000 12,000 9,000 25,542
7 50,000 3,00,000 12,000 9,000 25,542
Total 3,50,000 84,000 63,000 1,78,800

Maturity benfit _ sum assured+reversionary


bonus+interim bonus+terminal bonus
Maturity benfit -
3,00,000+72,000+63,000+1,78,800 =6,25,800
After 7years if you remain the maturity amount
in bank then you can convert in to pension
option. From 8th year onwards you will get
6,100 pension Monthly up to whole life. If
anything happen to policy holder then nominee
can get the insurance coverage value & can get
lifelong pension to nominee. If anything
happens to nominee then second nominee can
take the total maturity value then the policy will
be closed.

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