Professional Documents
Culture Documents
Part 1. Circle the correct letter to complete the next sentences, choose A, B or C. (5)
1. The IFAD is
a. Independent from the UN
b. Dependent from the UN
Public Financial Management Freelance Consultants c. Unrelated to the UN
For detailed information and to submit your online application, visit our
website https://www.ifad.org/who/job/overview.
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Part 2. Read the text below and write a suitable question for each answer. (5)
97 percent of small businesses still use paper checks to make and accept
payments
Online and mobile payments are certainly growing in popularity. In all likelihood, you’ll
still be hearing “the check’s in the mail” from many small businesses for at least the
foreseeable future.
My business is in Philly. And here, most of my clients are small companies located in
industrial parks and corporate centers near airports. They sell pipes, tubes, corrugated
containers, metalized film, landscaping services, auto-parts, etc. They still do business old
school and are slow to adopt new technologies. Don’t believe me?
Then believe the latest quarterly report on the PYMNTS.com SMB Technology Adoption
Index, which was done in collaboration with software giant Sage. This report doesn’t
surprise me.
For example, although we see and hear about mobile payment services like Apple Pay and
Android Pay, only 20 percent of the small merchants that were surveyed are set up to
accept this form of payment. But that’s not all. Even in this world of online banking, a
whopping 97 percent of the companies surveyed said they still cut paper checks to their
business vendors and receive checks from their business customers.
Why do paper checks endure? You’d think it would be the float – it takes longer for a
paper check to be cashed than an online payment. But only 1.8 percent of respondents in
another survey released last week by online invoicing and payment firm Viewpost said
that was the top reason. The main excuse? Forty-one percent said their own suppliers
don’t accept electronic payment! Lack of hidden fees, familiarity and a paper trail were
also reasons given.
1.___________________________________________________________?
“the check’s in the mail”
2.___________________________________________________________?
Small companies located in industrial parks and corporate centers.
3.___________________________________________________________?
Pipes, tubes, corrugated containers, metalized film, landscaping services, auto-parts, etc.
4.___________________________________________________________?
Apple Pay and Android Pay
5. ___________________________________________________________?
They still cut paper checks to their business vendors.
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Part 3. Rewrite the sentences into active form
3. July and August are the months what / when most people go on holiday.
4. The man which / who robbed the bank had two pistols.
5. He wore a mask which/ who / where made him look like Mickey Mouse.
6. This is the church where / what Sue and Peter got married.
7. He came with a friend where / that / which waited outside in the car.
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Part 5. Put the verb in the past simple, present perfect simple or present perfect
continuous.
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