Professional Documents
Culture Documents
1. Concept of liability
2. Third party liability - type of coverage
2.1. General third party liability
2.2. Product liability
2.3. Employer’s liability
2.4. Tenant’s liability
2.5. Other liabilities
3. Time coverage (occurrence , claims made)
4. Territory
5. Underwriting information
1. Concept of liability
General exclusions:
Major exclusions:
• contractual liability
• terrorism
• radioactive contamination
• damages caused to third parties
• moral prejudice
• consequential loss (loss of profit etc)
• malicious damage
• motor third party liability
2. Third party liability insurance
Coverage :
b) Romania