Care Super Saver Care/NCBS Care Global

Care 3: 3L/4L
Care 4: 5L/7L/10L
Sum Insured 2L/3L/4L 1Cr/2Cr/3Cr/6Cr
Care 5: 15L/20L/25L/30L/40L
Care 6: 50L/60L/75L
Min: 5 Yrs (ind) Min: 5 Yrs (ind) Min: 5 Yrs (ind)
Entry Age 91 Days (Floater) 91 Days (Floater) 91 Days (Floater)
Max: Lifelong Max: Lifelong Max: 60 years
Exit Age Lifelong Lifelong Lifelong
Cover Type Ind and Floater Max 6 Persons Ind and Floater Max 6 Persons Ind and Floater Max 6 Persons
No Medical Tests up to Age<=50 No Medical Tests up to Age<=50
Pre-policy Health Check-up Yes
years years and SI<=25 Lakhs
Deductible Rs.10000.0 NA NA
Wait Period
Initial Wait Period 30 Days 30 Days 30 Days
Named Ailments 24 months 24 months 24 months
Pre-Existing Limit 48 months 48 months 48 months
In-patient Hospitalization Up to SI Up to SI Up to SI
Day Care Treatment Up to SI (541 Pocedures Coverd) Up to SI (541 Pocedures Coverd) Up to SI (541 Pocedures Coverd)
Pre-hospitalization 30 Days 30 Days 30 Days
Post-hospitalization 60 Days 60 Days 60 Days
Rs. 500 per day up to 5 Days per Rs. 500 per day up to 5 Days per
Daily Allowance NA
Hospitalization Hospitalization for Care 3
Up to Rs.1500 (Care 3)/Rs.2000
(Care 4)/Rs.2500 (Care
Ambulance Cover Up to Rs 1,500 per hospitalization Up to Rs.5000 per hospitalization
5)/Rs.3000 (Care 6) per
hospitalization
Up to Rs.50,000 (Care 3)/Rs.1
Organ Donor Cover Up to Rs.50,000 Lakh (Care 4)/Rs.2 Lakhs (Care Up to Rs.5 Lakhs
5)/Rs.3 Lakhs (Care 6)
Up to 10% of SI if domiciliary Up to 10% of SI if domiciliary Up to 10% of SI if domiciliary
Domiciliary Hospitalization
hospitalization exceeds 3 days hospitalization exceeds 3 days hospitalization exceeds 3 days
Automatic Recharge Up to SI (Once in a Policy Year) Up to SI (Once in a Policy Year) Up to SI (Once in a Policy Year)
Second Opinion Yes (only for 3L/4L) Yes Yes
Up to Rs.15,000 (Care
Alternative Treatments Up to Rs.15,000 (Only for 3L/4L) 3)/Rs.20,000 (Care 4)/Rs.30,000 Up to Rs.50,000
(Care 5)/Rs.40.000 (Care 6)
No Claims Bonus 10% up to 50% of SI 10% up to 50% of SI 10% up to 50% of SI
Up to SI for Hospitalization
Expenses & up to the limit
Global Coverage (excluding
NA NA specified under ‘Maternity
USA)
Cover’; With a 10% co-payment
per Claim
Yes; Annually for all insured Yes; Annually for all insured Yes; Annually for all insured
Health Check-up
irrespective of age irrespective of age irrespective of age
Vaccination Cover NA NA Up to Rs.10,000
Care Anywhere NA Up to SI for Care 6 NA
Maternity Cover NA Up to Rs.1 Lakh for Care 6 Up to Rs.2 Lakhs
No Claims Bonus SUPER Optional; 50% up to 100% of SI Optional; 50% up to 100% of SI NA
PA Cover Optional; Yes Optional; Yes NA
Unlimited Automatic Recharge Optional; Yes Optional; Yes NA
International Second Opinion NA NA Yes
Air Ambulance Cover NA NA Yes
Global Coverage – Total NA NA Optional; Yes
Up to 1% of SI per day (Care 3)
Single Private Room (Care 4) Single Private Room upgradable
Room Rent Up to 1% of SI per day
Single Private Room upgradable to next Level
to next Level (Care 5 and 6)
Up to 2% of SI per day (Care 3)
ICU Charges Up to 2% of SI per day No Sub-limit
No Sub-limit (Others)
20%, if entry at 61 years and 20%, if entry at 61 years and
Co-Payment NA
above above