Professional Documents
Culture Documents
Submitted to
This is to certify that the project report entitled “LOANS AND ADVANCES” is a
bonafide piece of work conducted under the supervision of MS. Kiranjit Kaur (Branch
Manager), Hoshiarpur central co.op bank Punjab (Company Guide). No part of this
work has been submitted for any other degree of any university. The data sources have
been duly acknowledged
Date:
Student’s Signature
PREFACE
The project study on LOAN AND ADVANCES of cooperative bank has been
conducted to fulfill the requirement as is enforced by Apeejay Institute of
Management and Technical Campus. This training helps the students to
working in actual condition in the bank. This project report conducted
with the Hoshiarpur Central Cooperative Bank Ltd and is prepared on
the basis of financial statements. The required information was obtained
from the Manager, Accountants and other member of the bank. The loan
facilities of the bank have been described in this project report. During
the training.I tried to understand the loan facilities procedures of the
bank.
ACKNOWLEDGEMENT
MANINDER SINGH
TABLE OF CONTENTS
Certificate by Guide i.
Declaration ii.
Preface iii.
Acknowledgments iv.
1.7 LIMITATIONS 10
BANK PROFILE 11
2 2.1 MEANING OF COOPERATIVE BANK 12
2.2 INTRODUCTION THE HOSHIARPUR
CENTRAL COOPERATIVE BANK LTD. 13
(PUNJAB)
2.3 LIST OF KEY PERSONNEL 14
2.4 MAIN BRANCHES OF COOPERATIVE
BANK HOSHIARPUR 15
A STUDY OF THE LOANS & ADVANCES 16
3.1 INTRODUCTION OF LOANS & 17-19
ADVANCES 20
3.2 UTILITY OF LOANS $ ADVANCES 21
3.3 RULES FOR THE LOANS 22-25
3 3.4 PROCEDURE FOR GRANTING THE LOANS 26-37
3.5 TYPES OF THE LOANS 38-43
56-57
CONCLUSION OF THE STUDY
6
58-59
SUGGESTIONS OF THE STUDY
7
BIBLOGRAPHY 60-61