This Excel spreadsheet makes it easy to view the amortization of a home loan with optional extra monthly payments.

Want more features? View our website to see interactive graphs for your loan.
Our website allows you to share calculations, see local mortgage rates & generate printable loan amortization tables. https://www.mortgagecalculator.org/
You can also include other expenses including property taxes, homeowners' insurance & HOA fees on our website.

MORTGAGE AMORTIZATION SCHEDULE

ENTER VALUES LOAN SUMMARY
Loan amount $50,000.00 Scheduled payment $1,607.50
Interest rate * SEE CURRENT * 9.75% Scheduled number of payments 36
Loan term in years 3 Actual number of payments
Payments made per year 12 Years saved off original loan term #VALUE!
Loan repayment start date 3/18/2019 Total early payments $10,000.00
Total interest $5,850.92
Optional extra payments LENDER NAME Your Bank

PMT BEGINNING SCHEDULED ENDING CUMULATIVE

PAYMENT DATE EXTRA PAYMENT TOTAL PAYMENT PRINCIPAL INTEREST
NO BALANCE PAYMENT BALANCE INTEREST
1 3/18/2019 $50,000.00 $1,607.50 $0.00 $1,607.50 $1,201.25 $406.25 $48,798.75 $406.25
2 4/18/2019 $48,798.75 $1,607.50 $0.00 $1,607.50 $1,211.01 $396.49 $47,587.75 $802.74
3 5/18/2019 $47,587.75 $1,607.50 $0.00 $1,607.50 $1,220.85 $386.65 $46,366.90 $1,189.39
4 6/18/2019 $46,366.90 $1,607.50 $0.00 $1,607.50 $1,230.77 $376.73 $45,136.13 $1,566.12
5 7/18/2019 $45,136.13 $1,607.50 $0.00 $1,607.50 $1,240.77 $366.73 $43,895.37 $1,932.85
6 8/18/2019 $43,895.37 $1,607.50 $0.00 $1,607.50 $1,250.85 $356.65 $42,644.52 $2,289.50
7 9/18/2019 $42,644.52 $1,607.50 $0.00 $1,607.50 $1,261.01 $346.49 $41,383.51 $2,635.99
8 10/18/2019 $41,383.51 $1,607.50 $0.00 $1,607.50 $1,271.26 $336.24 $40,112.25 $2,972.23
9 11/18/2019 $40,112.25 $1,607.50 $0.00 $1,607.50 $1,281.58 $325.91 $38,830.67 $3,298.14
10 12/18/2019 $38,830.67 $1,607.50 $10,000.00 $11,607.50 $11,292.00 $315.50 $27,538.67 $3,613.64
11 1/18/2020 $27,538.67 $1,607.50 $0.00 $1,607.50 $1,383.75 $223.75 $26,154.93 $3,837.39
12 2/18/2020 $26,154.93 $1,607.50 $0.00 $1,607.50 $1,394.99 $212.51 $24,759.94 $4,049.90
13 3/18/2020 $24,759.94 $1,607.50 $0.00 $1,607.50 $1,406.32 $201.17 $23,353.61 $4,251.08
14 4/18/2020 $23,353.61 $1,607.50 $0.00 $1,607.50 $1,417.75 $189.75 $21,935.87 $4,440.82
15 5/18/2020 $21,935.87 $1,607.50 $0.00 $1,607.50 $1,429.27 $178.23 $20,506.60 $4,619.05
16 6/18/2020 $20,506.60 $1,607.50 $0.00 $1,607.50 $1,440.88 $166.62 $19,065.72 $4,785.67
17 7/18/2020 $19,065.72 $1,607.50 $0.00 $1,607.50 $1,452.59 $154.91 $17,613.13 $4,940.58
18 8/18/2020 $17,613.13 $1,607.50 $0.00 $1,607.50 $1,464.39 $143.11 $16,148.74 $5,083.68
19 9/18/2020 $16,148.74 $1,607.50 $0.00 $1,607.50 $1,476.29 $131.21 $14,672.45 $5,214.89
20 10/18/2020 $14,672.45 $1,607.50 $0.00 $1,607.50 $1,488.28 $119.21 $13,184.17 $5,334.11
21 11/18/2020 $13,184.17 $1,607.50 $0.00 $1,607.50 $1,500.38 $107.12 $11,683.79 $5,441.23
22 12/18/2020 $11,683.79 $1,607.50 $0.00 $1,607.50 $1,512.57 $94.93 $10,171.22 $5,536.16
23 1/18/2021 $10,171.22 $1,607.50 $0.00 $1,607.50 $1,524.86 $82.64 $8,646.37 $5,618.80
24 2/18/2021 $8,646.37 $1,607.50 $0.00 $1,607.50 $1,537.25 $70.25 $7,109.12 $5,689.05
25 3/18/2021 $7,109.12 $1,607.50 $0.00 $1,607.50 $1,549.74 $57.76 $5,559.39 $5,746.81
26 4/18/2021 $5,559.39 $1,607.50 $0.00 $1,607.50 $1,562.33 $45.17 $3,997.06 $5,791.98
27 5/18/2021 $3,997.06 $1,607.50 $0.00 $1,607.50 $1,575.02 $32.48 $2,422.04 $5,824.46
28 6/18/2021 $2,422.04 $1,607.50 $0.00 $1,607.50 $1,587.82 $19.68 $834.22 $5,844.14
29 7/18/2021 $834.22 $1,607.50 $0.00 $834.22 $827.44 $6.78 $0.00 $5,850.92
30 8/18/2021 $0.00 $1,607.50 $0.00 $0.00 $0.00 $0.00 $0.00 $5,850.92
31 9/18/2021 $0.00 $1,607.50 $0.00 $0.00 $0.00 $0.00 $0.00 $5,850.92
32 10/18/2021 $0.00 $1,607.50 $0.00 $0.00 $0.00 $0.00 $0.00 $5,850.92
33 11/18/2021 $0.00 $1,607.50 $0.00 $0.00 $0.00 $0.00 $0.00 $5,850.92

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PMT BEGINNING SCHEDULED ENDING CUMULATIVE
PAYMENT DATE EXTRA PAYMENT TOTAL PAYMENT PRINCIPAL INTEREST
NO BALANCE PAYMENT BALANCE INTEREST
34 12/18/2021 $0.00 $1,607.50 $0.00 $0.00 $0.00 $0.00 $0.00 $5,850.92
35 1/18/2022 $0.00 $1,607.50 $0.00 $0.00 $0.00 $0.00 $0.00 $5,850.92
36 2/18/2022 $0.00 $1,607.50 $0.00 $0.00 $0.00 $0.00 $0.00 $5,850.92

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PAYMENT DATE EXTRA PAYMENT TOTAL PAYMENT PRINCIPAL INTEREST
NO BALANCE PAYMENT BALANCE INTEREST

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PAYMENT DATE EXTRA PAYMENT TOTAL PAYMENT PRINCIPAL INTEREST
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PAYMENT DATE EXTRA PAYMENT TOTAL PAYMENT PRINCIPAL INTEREST
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