MATHEMATICS OF FINANCE PART 1

TABLE OF CONTENTS

Order of Operations.................................................................................................... 1
Percent Conversions .................................................................................................. 2
Laws of Exponents ..................................................................................................... 4
Algebraic Operations .................................................................................................. 6
Algebraic Substitution................................................................................................. 7
Common Factoring ..................................................................................................... 8
Calculator Problems ................................................................................................... 9
Solving Equations Involving Fractions ...................................................................... 11
Formula Rearrangement .......................................................................................... 12
Answers ............................................................................................................ 13
Ratio Problems ......................................................................................................... 15
Answers ............................................................................................................ 16
Proportion Problems................................................................................................. 17
Percent Problems ..................................................................................................... 18
Graphing .................................................................................................................. 20
Answers ............................................................................................................ 21
Solving Systems of Linear Equations ....................................................................... 26
Term Tests Review .................................................................................................. 28
Answers ............................................................................................................ 34
Additional Review Questions.................................................................................... 36
Answers ............................................................................................................ 40
Graph Paper
 ORDER OF OPERATIONS

Evaluate the following.

( 7)(2)  ( 3)(2)
1. 6 – 9 – 3 + 2 + 8 – 5 + 10 12.
( 2)(5)
2. 2 + (–3) – (–4) – (+5) + (+8)
13. −48 ÷ (32 − 52 )
3. 9 – 3(–1)
14. −48 ÷ (3 − 5)2
4. (9 – 3)(–1)
5. – 20 × 2 + 3
15. [4 × (2 − 5) + 2] ÷ (−2)
6. 24 ÷ 6 – 2
16. 100 − [42 − (33 + 23 ) ÷ 7]
7. 4×5–2×1
17. 12 − 2[42 ÷ (−2)5 − 3]
8. (–9)(–6) – (–1)(14)
18. 2 + {[52 − 32 ] + [−43 ]} ÷ 4
9. – 30 ÷ 5 + 1 × 10
10. (2 – 3)( –5 – 2)
11. 2 –3(–5 – 2)

Answers:

1. 9 7. 18 13. 3 17. 19
2. 6 8. 68 14. – 12
3. 12 9. 4 15. –5 18. –10
4. –6 10. 7
5. – 37 11. 23 16. 89
6. 2 12. –2

Centennial College Math 118 Math of Finance Pt 1 1|Page

 FRACTION, DECIMAL & PERCENT CONVERSIONS

1. Change each of the following to a fraction and to a decimal (4dp) :

a. 16% 5
k. 12 % 12
b. 70% 7
l. %
9
c. 208%
18
d. 360% m. %
5
23
e. 6.28% n. %
4
f. 21.75% 1
o. 33 3 %
g. 86.5%
2
h. 0.80% p. 66 3 %

i. 0.65% q. 100%
5
j. 2 8 %

2. Change each of the following to a fraction and to a percent (2dp):

a. 0.17 h. 2.375
b. 0.60 i. 3.006
c. 0.75 j. 10.015
d. 0.125 k. 0. 3̇
e. 0.6875 l. 0. 6̇
f. 0.08 m. 1.00
g. 1.04
3. Change each of the following to a decimal and to a percent (2dp):
1 1
a. 8 f. 5 16
11 1
b. g.
16 3
5 2
c. h.
6 3
8 i. 1
d.
10
3
e. 100 8

Pg. 2
Answers:
1.
4 173 9
a. 25 , 0.1600 g. , 0.8650 m. , 0.0360
200 250
7 1 23
b. , 0.7000 h. , 0.0080 n. , 0.0575
10 125 400
52 13 1
c. , 2.0800 i. , 0.0065 o. , 0.3333
25 2000 3
18 21 2
d. , 3.6000 j. , 0.0263 p. 3 , 0.6667
5 800
157 149
e. , 0.0628 k. , 0.1242 q. 𝑛𝑜 𝑓𝑟𝑎𝑐𝑡𝑖𝑜𝑛, 1.0000
400 1200
87 7
f. , 0.2175 l. , 0.0078
400 900

2.
17 2 1
a. , 17.00% f. , 8.00% k. , 33.33%
100 25 3
3 26 2
b. , 60.00% g. , 104.00% l. 3 , 66.67%
5 25
3 19
c. , 75.00% h. 𝑜𝑟 238 , 237.50% m. 𝑛𝑜 𝑓𝑟𝑎𝑐𝑡𝑖𝑜𝑛 , 100.00%
4 8
1 1503
d. , 12.50% i. , 300.60%
8 500
11 2003
e. , 68.75% j. , 1001.50%
16 200

3.

a. 0.125, 12.50% e. 100.785, 10 g. 0. 3̇, 33.33%

b. 0.5625, 56.25% 087.50% h. 0. 6̇, 66.67%
c. 0.8333, 83.33% f. 5.0625, 506.25% i. 1.00, 100%
d. 0.3 , 30.00%

Pg. 3
Laws of Exponents
Evaluate:
. 3. 41.3460 6. (−1)260
1. 37 4. (−2)7 7. (−1)501
2. 5671 5. (−3)8 8. −24

Evaluate to 2dp:
10. 1.569
9. −3.12 11. 31.8460.62

Simplify. Leave your answer in exponent form.

19. (𝑥 + 𝑦)−2 ÷ (𝑥 + 𝑦)
3 12
12. 𝑑 × 𝑑 20. 𝑒 21 ÷ 𝑒 21
13. 8 × 8−7 21. (4.38 )4
14. 2−1 × 2−5 22. (𝑔−5 )2
15. (𝑎 + 𝑖)−5 × (𝑎 + 𝑖)10 23. (171⁄3 )
15

16. 127 ÷ 122

24. ([5 − 𝑐]2 )3
17. 64 ÷ 69
25. 2.114 × 2.1−14
18. 𝑡 5 ÷ 𝑡 −5

Rewrite as a fraction:
28. 𝑓 −1 31. 5ℎ−4
26. 7−2 29. [𝑘 + 3]−5
27. 𝑎−6 30. (2𝑝)−3

Rewrite with a negative exponent:

1 9
33. 𝑗2 35. 𝑚4
1
32. 49 1
34. (𝑥+𝑛)5

Simplify. Leave your answer in exponent form.

[The expression above is a common test instruction. For full marks, there are three exponents
that you should not leave in your answer. a. The zero exponent (see #38) b. An exponent of
1(#39) and c. Exponents in the coefficient should be evaluated. (# 42)
36. −3𝑎𝑏 4 × 2𝑎2 𝑏 5 39. 21𝑡12 𝑢3 ÷ 35𝑡 8 𝑢5
37. −0.65𝑚2 𝑛5 𝑝−1 × 2𝑚−2 𝑛−3 𝑝−7 40. 42𝑤 −3 𝑥 2 𝑦 ÷ 30𝑤 −1 𝑥 2 𝑦 −4
38. 35ℎ6 𝑖 −4 𝑗 3 (−25ℎ−5 𝑖 4 𝑗) 41. (4𝑒 3 𝑓 −1 )2
42. [−2𝑐 3 𝑑1.6 ]3
Simplify. Leave your answer in exponent form. Your answer should contain positive
exponents only.
43. 𝑚2 𝑛−5 × 𝑚𝑛−4 45. −9𝑎2 𝑏 −4 × 2𝑎 −2 𝑏 −1
−2 3
44. 6𝑝 𝑞 ÷ 3𝑝 𝑞 3 −7 46. (5𝑐 2 𝑑 −1 )3
47. [2ℎ3 𝑖𝑗 −5 ]−3

Pg. 4
ANSWERS
1. 2187 21. 332 37. −1.3𝑚0 𝑛2 𝑝−8 =
2. 567 22. 𝑔−10 −1.3𝑛2 𝑝−8
3. 1 23. 175 38. −6ℎ1 𝑖 0 𝑗 4 =
4. -128 24. (5 − 𝑐)6 −6ℎ𝑗 4
5. 6561 25. 1 39. 35𝑡 4 𝑢−2
6. 1 1
26. 72 40. 75𝑤 −2 𝑦 5
7. -1 1
27. 𝑎6 41. 42 𝑒 6 𝑓 −2 =
8. -16
1 16𝑒 6 𝑓 −2
9. -9.61 28. 𝑓 42. −8𝑐 9 𝑑 4.8
10. 54.72 1 𝑚3
11. 8.55 29. (𝑘+3)5 43. 𝑛9
12. 𝑑15 1
30. (2𝑝)3 =
1
44. 2
𝑞 10
𝑜𝑟
2𝑞 10
8𝑝3 𝑝5 𝑝5
13. 8−6 1 5 −18
14. 2−6 31. 5 × ℎ4 = ℎ4 45. 𝑏5
15. (𝑎 + 𝑖)5 32. 4 −9
46.
125𝑐 6
𝑜𝑟 125 𝑑3
𝑐6

16. 125 33. 𝑗 −2 𝑑3

47. 2−3 ℎ−9 𝑖 −3 𝑗 15 =
17. 6−5 34. (𝑥 + 𝑛)−5
𝑗 15
18. 𝑡10 35. 9 × 𝑚−4 = 8ℎ9 𝑖 3
19. (𝑥 + 𝑦)−3 9𝑚−4
20. 1 36. −6𝑎3 𝑏 9
48.

Pg. 5
 ALGEBRAIC OPERATIONS

Simplify the following.

1. –4a – (b – c) + 2(2a + b – 3c)

2. (2x – 3)[3x – (x – 1)]

3. 2x – 3 [3x – (x – 1)]

4. 7x – [6y – (x – y) – 3x]

1
5. 12x + 4 – [3 – x – (5x + 7)] – 15x
2

6. 3x(x – 1) – 5[2x + 3x(x – 4)]

7. (3x – 1)(x + 2) – (4x) (2x – 6)

8. x3 – x(x – 1)2

9. 4x – x(2 – x)2

10. 2(a – 1)(2a – 3) – 3(3a – 2)(a – 1)

1
11. 2x2 – [4x2 – 6(y2 – z2)] – 3y2
2

1
12. 3– {a – 2[2 – l4(2a – 3) + 3a] – 3a}
2

Answers:

1. b – 5c 2. 4x2 – 4x – 3 3. – 4x – 3

4. 11x – 7y 5. 6 6. – 12x2 + 47x

7. – 5x2 +29x – 2 8. 2x2 – x 9. 4x2 – x3

10. –5a2 +5a 11. –3z2 12. 47 – 24a

Pg. 6
 ALGEBRAIC SUBSTITUTION

Evaluate the following to 2 decimal places (2dp) unless otherwise specified:

1. 𝑆 = 𝑃(1 + 𝑟𝑡) for 𝑃 = 285, 𝑟 = 0.086, 𝑡 = 29

2. 𝑁 = 𝐿(1 − 𝑟1 )(1 − 𝑟2 ) for 𝐿 = $43.95, 𝑟1 = ⅓, 𝑟2 = 0.1

𝑆 5
3. 𝑃 = for 𝑆 = ¥37 067.92, 𝑟 = 0.085, 𝑡 = 12
1+𝑟𝑡

4. 𝑆 = 𝑃(1 + 𝑖)𝑛 for 𝑃 = ₹10 000, 𝑖 = 0.08⁄12 , 𝑛 = 120

5. 𝑆 = 𝑃(1 + 𝑖)−𝑛 for 𝑃 = €10 169.77, 𝑖 = 0.045⁄365 , 𝑛 = 1 697

𝐸+𝑃
6. 𝑀 = for 𝐸 = 6.89, 𝑃 = 33.1, 𝐶 = 16.55
𝐶

7. 𝑓 = (1 + 𝑖)𝑚 − 1 for 𝑖 = 0.026, 𝑚 = 8 to 3 dp

𝑥+8
8. 𝑦 = for 𝑥 = −2, 0, 1
3

For whole number answers, no

9. 𝑦 = 5𝑥 2 − 2𝑥 + 3 for 𝑥 = −3, 0, 2 decimal places required.

10. 𝑦 = 6 − 3𝑥 − 2𝑥 2 for 𝑥 = −2, 0, 1

Answers:

1. 995.79 6. 2.42
2. $26.37 7. 0.228
3. ¥35 800.00 8. 2, 2.67, 3
4. ₹22 196.40 9. 54, 3, 19
5. €8 250.00 10. 4, 6, 1

Pg. 7
 COMMON FACTORING

Factor completely:

a. 6𝑚 − 18𝑝 j. 12𝑐𝑚 − 3𝑐𝑛 − 9𝑐𝑝

b. 35𝑎 − 14𝑏 + 21𝑐 k. 𝑎5 𝑏 + 𝑎2 𝑐 − 𝑎4 𝑑

c. 25𝑐 + 15𝑑 + 5 l. 𝑎2 𝑏 5 𝑥 + 𝑎6 𝑏 3 𝑦

d. 4 − 16𝑥 m. 𝑎𝑝4 𝑞 3 − 𝑏𝑝3 𝑞 4 − 𝑝3 𝑞 3

e. 𝑎𝑥 + 𝑎𝑦 n. 18𝑐 5 𝑑 7 − 27𝑐 3 𝑑 4 + 9𝑐 3 𝑑

f. 𝑚𝑥 + 𝑚𝑦 − 𝑚𝑧 o. 15ℎ2 𝑖 3 𝑗 4 + 5ℎ4 𝑗 4

g. 𝑘𝑎 − 𝑘 p. 4(𝑎 + 𝑏) − 8(𝑎 + 𝑏)2

h. ℎ − ℎ𝑘 q. 15(𝑝 + 𝑞)2 + 5(𝑝 + 𝑞)

i. 8𝑏𝑗 − 2𝑏𝑘

Answers:
a. 6(m − 3p) i. 2𝑏(4𝑗 − 𝑘)
b. 7(5𝑎 − 2𝑏 + 3𝑐) j. 3𝑐(4𝑚 − 𝑛 − 3𝑝)
c. 5(5𝑐 + 3𝑑 + 1) k. 𝑎2 (𝑎3 𝑏 + 𝑐 − 𝑎2 𝑑)
d. 4(1 − 4𝑥) l. 𝑎2 𝑏 3 (𝑏 2 𝑥 + 𝑎4 𝑦)
e. 𝑎(𝑥 + 𝑦) m. 𝑝3 𝑞 3 (𝑎𝑝 − 𝑏𝑞 − 1)
f. 𝑚(𝑥 + 𝑦 − 𝑧) n. 9𝑐 3 𝑑(2𝑐 2 𝑑 6 − 3𝑑 3 + 1)
g. 𝑘(𝑎 − 1) o. 5ℎ2 𝑗 4 (3𝑖 3 + ℎ2 )
h. ℎ(1 − 𝑘)

p. 4(𝑎 + 𝑏)[1 − 2(𝑎 + 𝑏)] = 4(𝑎 + 𝑏)(1 − 2𝑎 − 2𝑏)

q. 5(𝑝 + 𝑞)[3(𝑝 + 𝑞) + 1] = 5(𝑝 + 𝑞)(3𝑝 + 3𝑞 + 1)

Pg. 8
CALCULATOR PROBLEMS

1. Reduce:
27 144 98 21 12
a. b. c. 3. ×
24 35
36 256 56
35 49
Find in fractional form: 4. ÷
36 27
7 3
2. −
18 10

EVALUATE THE FOLLOWING TO TWO DECIMAL PLACES.

18.84
5. 6.183 21. 7.06−1.17

6. 162.5 1+0.052×68
22. 2.74
7. 189.640
12.73+8.69
23. 12.73−8.69
8. 1.25−1
494.49
−4 24. (1+0.021÷12)23
9. 0.16
3 42.86×1.79
10. 35.895 25. 10.89 Optional: Store in A
6.4

11. 26.574⁄11 280(1+0.061

12 )
26. 0.061
12
4
12. 0.031255 50
120[(1+0.086
12 )
−1]
-87/12 27. 0.086 Optional: Store in B
13. 1.0286 12

923×4/365 39
85[(1+0.025
4 )
−1]
14. 1.36 28. Optional: Store in C
0.025
4
−15
0.0549 120{1−(1+0.017 }
15. 620 (1 + ) 2 )
4 29. 0.017
2

16. 415(1 + 0.036)26 −800

45{1−(1+0.015
365 )
}
30. 0.015
0.029 −14 365
17. 2689 (1 + ) 31. 5(2)2 − 3 × 2 + 8
12

18. 128(1 + 0.056 × 36)29⁄12 32. 4(−3)2 − 5 × (−3) + 2

−53 33. 4 × 6 − 3(6)2

19. 43.72[1 + 0.008] 4

34. 9 − 4[−2] − 4[−2]2

4.89+2.64
20. 3.05
35. Optional : 95A + B -C
Pg. 9
 Answers:

3 9 7
1. 𝑎. 𝑏.16
4
𝑐.
4
12. 0.0625 24. 475.00
4 13. 0.82 25. 45.09
2. 45
3. 3 14. 22.43 26. 55 361.97
10
15 15. 628.51 27. 7 185.18
4. 28
16. 1 040.88 28. 3 740.78
5. 236.03 17. 2 599.65 29. 1 683.28
6. 1 024 18. 1 844.32 30. 35 413.94
7. 1
19. 39.34 31. 22
8. 0.8 20. 2.47 32. 53
9. 1 525.88 21. 3.20 33. -84
10. 8.57 22. 1.66 34. 1
11. 3.30 23. 5.30 35. 7 727.72

Pg. 10
SOLVING EQUATIONS INVOLVING FRACTIONS
Solve the following equations.
a a 5
1.  
2 3 6

1 1
2. x x  x2
2 3

1
3.  ( y  1)  y  2
2

2 1
4. x  1  (2 x  3)
3 4

x 1 x2
5.  
12 8 6

x x 6 x 8
6.   0
10 5 15

z z3
7. 1 
z2 z2

2 7
8. 2 
y3 4

x 1
9. 1 
x5 3

x6 4x  3
10. x
2 6

Answers:
21 1 11 1
1. 1 2. 12 3. –1 4.  or  10 5.  or  5
2 2 2 2
52 2
6. or 10 7. 5 8. 5 9. 2 10. –3
5 5
Pg. 11
 FORMULA REARRANGEMENT

Solve for the letter or letters indicated.

1. I = Prt (for P; r; t)

2. S=P+I (for P; I)

3. S = P(1 + rt) (for P; r; t)

4. D  S P (for S; P)

5. D = Snd (for S; n; d)

6. P  S(1 nd) (for S; n; d)

7. N  L(1 r ) (for L; r)

8. N  L(1 r1)(1 r2 ) (for L; r 2 )

9. w  xy  xz (for y; z; x)

10. AP  F  BP (for F; B; P)

11. h  Ft  (F  1)w (for t; w; F)

b
12. a (for b; c )
bc

bc
13. a (for b; c )
b

bc
14. a (for b; c )
bc

R [(1  i)n  1]
15. Sn  (for R )
i

16. S  P(1  i)n (for P; i)

4
 r
1    1  i
12
17. (for i; r)
 4

Pg. 12
Answers:

I I I
1. P r t
rt Pt Pr

2. P  S I IS P

S S P SP
3. P r t
1  rt Pt Pr

4. SDP PSD

D D D
5. S n d
nd Sd Sn

P S P SP
6. S n d
1  nd Sd Sn

N L N
7. L r
1 r L

N N
8. L r2  1 
(1  r1)(1  r2 ) L(1  r1)

w  xz xy  w w
9. y z x
x x yz

F  AP F
10. F  AP  BP B P
P A B

h  (F  1)w h  Fw  w h  Ft hw
11. t or t  w F
F F F 1 tw

ac b  ab
12. b c
1 a a

c
13. b c  ab  b
a 1

c  ac ab  b
14. b c
a 1 1 a

Pg. 13
 i Sn
15. R
1  in  1
1
S S n
16. P or P  S(1  i)n i    1
(1  i)n
P

1
 r 3
17. i  1    1 r  4[(1 i)3  1]
 4

Pg. 14
 RATIO PROBLEMS

1. Bert and Ernie are to share a prize of $960 in the ratio 3 to 5 respectively. How much
does each person receive?

2. A certain recipe calls for pork and beef and lamb in the ratio 2 : 5 : 1 by weight. If 48 kg
of meat is required altogether, how much of each kind must be purchased?

3. What three numbers are in the ratio 1 : 4 : 7 and add up to 60?

4. A lottery prize is to be shared by Anne, Bert and Cathy in the ratio 5 : 8 : 11. Anne and
Cathy's share combined is $320.
a) What is Bert's share?
b) What is the total amount?
c) What are Anne and Cathy’s individual shares?

5. The profit from a business venture was divided among Dave, Ellen and Frank in the
ratio 1 : 3 : 6.
a) If Ellen received $375 what were Dave and Frank’s shares?
b) What was the total amount?

6. Four numbers are in the ratio 2 : 3 : 7 : 11. The sum of the numbers is 437. What are
the numbers?

7. Winnings are to be distributed among George, Helen and Irene in the ratio 3:7:11.
George and Helen's share combined is $750.
a) What is Irene's share?
b) What are the total winnings?
c) What are George and Helen’s individual shares?

1 1 1
8. A dividend is to be shared among three people in the ratio : : .
2 6 3
a) If the third person is given $1100, how much did the first two earn?
b) What was the total amount of the dividend?

9. A total is to be divided into three separate amounts in the ratio 2 : 3 : 5.

a) What fraction of the total is each of the three amounts?
b) What percent of the total is each of the three amounts?

10. An amount is to be divided into two parts in the ratio 1 to 3.

a) What fraction of the total is each part?
b) What percent of the total is each part?

Pg. 15
 11. An amount is to be divided into three parts in the ratio 1 : 3 : 4.
a) What fraction of the total is each part?
b) What percent of the total is each part?

12. Two partners establish a business by investing $2000 and $1250 respectively. How
should a profit of $650 be split between them?

1 1 1
13. A bonus is to be divided among three employees in the ratio : : . If the
8 2 4
amount of the bonus is $3850, determine each employee’s share.

Answers:

1. Bert receives $360 and Ernie receives $600.

2. 12 kg of pork, 30 kg of beef and 6 kg of lamb.
3. 5, 20 and 35
4. a) Bert’s share is $160.
b) The total is $480.
c) Anne’s share is $100 and Cathy’s share is $220.
5. a) Dave’s share was $125 and Frank’s share was $750.
b) The total amount was $1250.
6. The numbers are 38, 57, 133 and 209.
7. a) Irene's share is $825.
b) The total is $1575.
c) George’s share is $225 and Helen’s share is $525.
8. a) The first person's share is $1650 and the second person's share is $550.
b) The total amount is $3300.
1 3 1
9. a) , and
5 10 2
b) 20%, 30% and 50%
1 3
10. a) and
4 4
b) 25% and 75%
1 3 1
11. a) , and
8 8 2
b) 12.5%, 37.5% and 50%
12. The first partner’s share is $400 and the second partner’s share is $250.
13. The first employee’s share is $550, the second employee’s share is $2200 and the
third employee’s share is $1100.

Pg. 16
 PROPORTION PROBLEMS

1. Solve the following proportions.

5 a
a) 
8 6

3 3 7
b) :a  :
2 4 8

1 1 1
c) 2 :3  7 :x
2 4 2

5.2 24
d) 
3.9 z

2. For every dollar earned as revenue, Ace Retail spends 11¢ on advertising. If weekly
revenue averages $15,650, how much is spent per week on advertising?

3. A recent survey showed that 4 out of every 11 households in a particular

neighbourhood owned a DVD player. If there are 2178 households in this area, how
many of them own a DVD player?

3
4. Behzad earned $145.20 in 2 hours. If he continues to earn at the same rate, how
4
many hours will he have to work to earn $1500? Round your answer to one decimal
place.

5. The taxes on a piece of property assessed at $245,000 are $4525. Find the taxes, if
levied at the same rate, on a property worth $415,000.

Answers:

15 3 7 3 39 3
1.a) or 3 b) or 1 c) or 9 d) 18
4 4 4 4 4 4

2. $1721.50 3. 792 4. 28.4 hrs. 5. $7664.80

Pg. 17
 PERCENT PROBLEMS

1. Telephone rates will increase by 12½% on January 1. What will the increase be for
a residential phone that is currently billed $14.48 per month?

2. A textbook sales representative received a commission of $1092.50 for selling

$11,500 worth of textbooks. What was her rate of commission?

3. Marie paid $1957.50 in income taxes last year. If her taxes represent 14.5% of her
taxable income, what was her taxable income last year?

4. If your monthly rent of $480.60 has been increased by 6% effective January 15 th,
how much rent will you pay on January 15th?

5. If a suit was reduced from $100 to $75 and a jacket was reduced from $150 to $120,
which was reduced by the greater percent?

6. L.I.T. Electric Inc. reduced its staff from 4850 to 4500 employees. What was the
percent reduction, correct to one decimal place?

7. A few months later, L.I.T. Electric Inc. increased its staff from 4500 to 4850
employees. Determine the percent increase in its staff, correct to one decimal place.

8. An investor found that an investment in a mutual fund had declined 12¾ % in value
by December 2002 at which time the investment was worth $3490. Determine the
amount of the original investment.

9. Property taxes increased by 5.8% this year. If the taxes on a piece of property are
$2276.60 this year, what were the taxes last year?

10. Jeff’s Spa grossed $43,000 last year. This year’s gross income was $61,060.
Determine the percent rate of increase.

11. A couple made a down payment of $10,800 on a condominium. If the down payment
was 16⅔% of the price, determine the price.

12. Kevin earned $7500 working part time last year at Maurizio’s Pizza. Deductions
from his pay were 19% of his income. How much was deducted last year?

13. A $245 bicycle was reduced by $49 for a sale. What was the reduction as a
percent?

14. Andrew purchased a car stereo at a reduced price of $234.50. If the reduction was
30% of the regular price, what was the regular price?
15. Grace bought a pair of shoes on sale for $65. If the original price of the shoes was
$90, what was the percent reduction? Round your answer to two decimal places.

Pg. 18
16. Food prices are expected to rise 4.6% in the next year. If this happens, how much
will groceries that cost $125 today cost one year from now?

17. By adding an extra worker to an assembly line, the number of items produced per
day on the assembly line increased from 230 to 277. What was the percent
increase? Round your answer to two decimal places.

18. A landlord determines that if he increases the monthly rent on an apartment by 5%,
the rent would increase by $48. How much is the current monthly rent?

19. A new process on a factory floor has increased production by 15%. If production is
currently 161 units per day, what was the daily production before the new process
was introduced?

Answers:

1. $1.81 2. 9.5% 3. $13,500 4. $509.44

5. The suit was reduced by the greater percent. (Suit reduced by 25%, Jacket reduced by
20%)

6. 7.2% 7. 7.8% 8. $4000 9. $2151.80

10. 42% 11. $64,800 12. $1425 13. 20%

14. $335 15. 27.78% 16. $130.75 17. 20.43%

18. $960 19. 140 units

Pg. 19
 GRAPHING

1. Graph the following.

a) y  x 2  3x  4 for 2  x  5

b) y  3  2x  x2 for 4  x  4

c) y  x3  x2  10x  12 for 4  x  4

d) y  x2  x  2

e) y  2x for 2  x  2

f) y  3 x for 3  x  3

g) y  x3  3x2  5 for 4  x  2

2. Plot the graph given by the following values. Use the graph to answer the questions.

Year 1970 1975 1980 1985 1990 1995

Earnings in
$1000’s 10 45 60 73 83 91

a) Estimate the earnings in 1983 (interpolate).

b) Find the probable earnings in 1999 (extrapolate).
c) Estimate the year in which the earnings were $50,000.
d) In which year will the earnings probably be $100,000?

3. Plot the graph given by the following values. Use the graph to answer the questions.

Year 1750 1800 1850 1900 1950 1990

Population in
1,000,000’s 1.2 5.3 23.2 76.0 151.0 179.0

a) Estimate the population in 1920.

b) Find the probable population in 2000.
c) In which year did the population reach 50,000,000?

Pg. 20
Answers:
y=x2-3x-4

1.a) y  x 2  3x  4 for 2  x  5
8

0
-3 -2 -1 0 1 2 3 4 5 6

-2

-4

-6

-8

x -2 -1 0 1 2 3 4 5
y 6 0 -4 -6 -6 -4 0 6

When x= 1.5, y= 6.25

y=3-2x-x2

y  3  2x  x2 4  x  4
10
b) for
5

0
-6 -4 -2 0 2 4 6
x -4 -3 -2 -1 0 1 2 3 4 -5

-10
y -5 0 3 4 3 0 -5 -12 -21
-15

-20

-25

Pg. 21
 y=x3-x2-10x+12

y  x3  x2  10x  12 4  x  4
25

c) for 20

15

10

x -4 -3 -2 -1 0 1 2 3 4 -5 -4 -3 -2 -1
0
0 1 2 3 4 5
-5

-10

y -28 6 20 20 12 2 -4 0 20 -15

-20

-25

-30

When x=1.5, y=21.4 -35

y=x2-x-2

20

15

10

0
-5 -4 -3 -2 -1 0 1 2 3 4 5

-5

Pg. 22
1.d) y  x2  x  2

x -4 -3 -2 -1 0 1 2 3 4
y 18 10 4 0 -2 -2 0 4 10

When x=0.5, y=2.25

y  2x 2  x  2
y=2x
e) for
4.5

x -2 -1 0 1 2 4

3.5

y 0.25 0.5 1 2 4 3

2.5

1.5

0.5

0
-2.5 -2 -1.5 -1 -0.5 0 0.5 1 1.5 2 2.5

f) y  3 x for 3  x  3

30

25
x y
-3 27 20
-2 9
-1 3 15
0 1
10
1 0.3333
2 0.1111 5
3 0.0370
0
-4 -2 0 2 4

Pg. 23
1.g) y  x3  3x2  5 for 4  x  2

x y 25
-4 21 20
-3 5 15
-2 1
10
-1 3
0 5 5
1 1 0
2 -15 -6 -4 -2 -5 0 2 4

-10
-15
-20

2. a) $68,000
Earnings
b) $97,000
c) 1976
d) 2003 100

90
$1000's

80

70

60

50

40

30

20

10

0
1965 1970 1975 1980 1985 1990 1995 2000

Year

Pg. 24
3. a) 107,000,000 Population
b) 182,000,000
200
c) 1875
180

160

140

120

millions
100

80

60

40

20

0
1700 1750 1800 1850 1900 1950 2000 2050

Year

Pg. 25
 SOLVING SYSTEMS OF LINEAR EQUATIONS

Solve each of the following systems graphically.

1. x y2 5. 2x  y  5
x  y  4 3x  y  5

2. x  y  2 6. yx 5
x  2y  10 2x  y  4

3. xy  9 7. y  3 x  12
xy 7 xy

8. 2x  y  4
4. x  5y  0
x  2y  3  0
x  2y  6

Solve each of the following systems using an algebraic method.

9. 5 x  2y  74 15. 0.4 x  1.5 y  16.8

7 x  2y  46 1.1x  0.9 y  6.0

10. 2x  9 y   13 16. 2 .4 x  1 .6 y  7 .6
2x  3 y  23 3 .8 x  0 .6 y  7 .2

11. 3 x  10  2y 3x 2y  13
17.  
5 y  3 x  38 4 3 6
4x 3y 123
 
12. 4 x  y   13 5 4 10
x  5 y   19
1 2 7
18. x  y 
3 5 15
13. 7 x  5 y   22
3 7
4x  3y  5 x  y  1
2 3

14. 12y  5 x  16
6 x  10y  54  0

Pg. 26
19. 4x  y  9 24. 4x  3y  9
3x  4y  2 3x  7y  16

20. y  x  1 25. 4x  6y  0
2x  y  5 5x  2y  11

2 1
21. x  3y  5 26. x  y 1
5 3
2x  3 y  4
3 2
x  y  5
5 3

2 1 11
22. 7x  3y  3 27. x  y 
3 2 6
x  2y  2
5 1 4
x  y 
6 3 3

23. 0.4x  0.9y   0.1 28. 2.25x  1.5y  3

0.3x  0.2y  0.8 1.75x  2.25y 1.25

Answers:

1. x = 3, y  1 2. x = 2, y = 4 3. x  8, y  1 4. x  10, y  2

5. x  2, y  1 6. x  3, y  2 7. x  3, y  3 8. x  1, y  2

9. x = 10, y = 12 10. x  7, y  3 11. x  6, y  4 12. x  4, y  3

13. x  1, y  3 14. x = 4, y = 3 15. x = 12, y = 8 16. x = 1.5, y = 2.5

17. x = 6, y = 10 18. x = ½, y = ¾ 19. x = 2, y = 1 20. x  2, y  1

21. x  1, y  2 22. x  0, y  1 23. x = 2, y = 1 24. x = 3, y = 1

25. x = 3, y = 2 26. x = 5, y = 3 27. x  2, y  1 28. x  2, y  1

Pg. 27
TEST 1 REVIEW

1. Evaluate. Show your work.

a. 12 – 8 ÷ 22 + 4×2 d. 10-5[(–2)2 – 3 + 4(–2)]
b. 20  6  3  5  2  1 e. [32  3  2(5)  (6)]  (1)
c. (42 − 32 ) − 3(2 − 5)2

2. Reduce:
35 121 152
a) 49 b) c) 114
132

3. Complete:
3 2 10 98
a) 7 = 28 b) 9 = c) =
4 28

4. Round to 2 decimal places:

a) 1.2046 b) 0.8753 c) 23.5962 d) 9. 6̇ e) 53. 4̇
Note repeating decimal in pts d & e

5. Express as a decimal to 2 decimal places.

7 7
a) 9 b) 558 c) 6

6. Evaluate to 3 dp: a. 2.5675 b. 0.562−2 c. (−5.86)3

Simplify the following. Leave your answers in exponent form.

d. 𝑚4 × 𝑚9
h. −4𝑎2 𝑏 −6 𝑐 −4 × 5𝑎5 𝑏 −4 𝑐
e. 7 2  714
18𝑎5 𝑏 3 𝑐 2
i. 27𝑎2 𝑏𝑐 5
f. [3−2 ]5
j. (−2𝑔2 ℎ−3 )3
g. (2x  1) 2  (2x  1)14

Simplify and write your answers with positive exponents only.

k. −2𝑎𝑏 2 𝑐 −3 × 5𝑎2 𝑏 −5 𝑐 3 m. [3p5 q−2 ]−1

6𝑐 8 𝑑 −1 𝑒 4 25m2 n2
2
l. n. (15m5 n−3 )
−18𝑐 3 𝑑 4 𝑒 4

Pg. 28
 7. Simplify.
a. (a 2  3b 2  c)  (2a 2  b 2  4c)

b.  2( x 2  4 x  2)  3( x 2  2 x  1) 15 x 3 y 4
h.
9x 6 y
c. (2 x 4 y)( x 3 y  4 z )
10 x 5  4 y 3
d. (𝑥 − 4)(3𝑥 − 𝑦 + 5) i.
2 xy
e. (2 x  1) 2
−8𝑚2 𝑛2 +4𝑚𝑛2 −12𝑚𝑛3
j.
f. 4a(a  7)(2a  3) 4𝑚𝑛2

g. ( y  3) 3

TEST 2 REVIEW

8. Evaluate. Show your work.

a. −35 ÷ 7 − 3(−6) c. 120 − 10{56 ÷ (7 − 5)3 + 3}
b. −24 × (−5)3 + 100

9. Evaluate to 2 dp:

a. P(1  rt) when P  300, r  0.05 and t  4

𝑃𝑟𝑒𝑠𝑒𝑛𝑡−𝑃𝑎𝑠𝑡
b. 𝑅𝑐 = × 100 when 𝑃𝑟𝑒𝑠𝑒𝑛𝑡 = 1.2331, 𝑃𝑎𝑠𝑡 = 1.1645
𝑃𝑎𝑠𝑡

c. 𝑆(1 + 𝑟)−𝑛 𝑤ℎ𝑒𝑛 𝑆 = 1581.15, 𝑟 = 0.025 𝑎𝑛𝑑 𝑛 = 36

d. 2x2 -5x +3 when x = 2, 0, -1 (no decimal places needed)

10. Factor completely:

a. 2mn – 4m c. 12a2b2 + 4ab – 8abc

b. 6x2y +18xy2 + 9xy

Pg. 29
11. Evaluate. Round your answers to 2 decimal places.
8.6×2.15 23
a.  0.08  12
4.2−3.1
e. 14001 
 12 
b. 428(1 − 0.15)(1 − 0.25)
 0.0625 72 
601    1
c. 1716.99(1 + 0.025)−28  4  
f.
0.0625
2350
d. 4
1+0.045×29
12 0.0348 −65
175{1−[1+ ] }
12
g. 0.0348
12

12. Solve for the unknown.

a. −3.5ℎ = 28 g. 7.2 − 6.1𝑏 = 8.4𝑏 − 21.8 + 1.9𝑏

𝑖 h. 6(5 + 3𝑔) − 3(2𝑔 − 7) − 5 = 0

b. = −0.86
17

i. 9𝑥 + 4[3𝑥 − 4] = 6 − 5[2 − 6𝑥 + 5 − 𝑥]
c. 21 = 16 + 𝑡
𝑦 2𝑦
d. 5𝑓 − 6 = 9 j. + =5
2 3

3𝑐 7𝑐 5𝑐
e. 11 − 𝑗 = 8 k. + −2 =
10 15 18

f. 0.4𝑎 + 𝑎 = 28

13. Rearrange for the indicated variable (letter).

a. 𝐼 = 𝑃𝑟𝑡 𝑓𝑜𝑟 𝑟 g. 𝐴 = ℎ(𝑎 + 𝑏) 𝑓𝑜𝑟 𝑎

𝑥 𝑁
b. ℎ = 𝑓𝑜𝑟 𝑥 h. 𝐿 = 𝑓𝑜𝑟 𝑁
𝑑 1−𝑑

𝑀 𝑆
c. 𝑅 = 𝑓𝑜𝑟 𝐶 i. 𝑃 = 𝑓𝑜𝑟 𝑡
𝐶 1+𝑟𝑡

d. 𝑆 = 𝐶 + 𝐸 + 𝑃 𝑓𝑜𝑟 𝑃 j. 𝐹 = 𝑚𝑇 − 𝑚𝑋 𝑓𝑜𝑟 𝑚

e. 𝑦 = 𝑎𝑥 + 𝑏 𝑓𝑜𝑟 𝑥 k. 𝑟 = 3𝑑 − 𝑑𝑟𝑚 𝑓𝑜𝑟 𝑟

f. 𝑁 = 𝐿(1 − 𝑑) 𝑓𝑜𝑟 𝐿 l. 𝑅 =
𝑁−𝐺
𝑓𝑜𝑟 𝐺
𝐺

Pg. 30
TEST 3 REVIEW

14. Evaluate. Round your answers to 2 decimal places

a. 512.86(1 − 0.35)(1 − 0.18)
1.2569−1.2466
b.
1.2466

0.028 52
c. 650 (1 + )
12

0.0349 8.6×4
d. 210 [1 + ]
4

15. Express as a percent and as a decimal, 2 dp:

5 2 1
a. 16 b. 2 3 c. 1 35

16. Express as a fraction and as a decimal, 3 dp:

1 1
a. 48% b. 120% c. 0.4% d. 8 % e. 10 3 %

17. Express as a percent (2 dp) and as a fraction.

a. 0.6 b. 0.56 c. 1.125 d. 0. 3̇ e. 0. 6̇
Note repeating decimal in d & e

18. Arrange from the smallest to largest.

5
a. , 60%, 0.61
8
1 1
b. 1 , 1.3, 130 %
3 3

19. Reduce to lowest terms.

a. 84 ∶ 90

b. 0.85 ∶ 0.125
3 2
c. ∶ 13
8

20. If it costs $215.65 to insulate a 95m2 wall, how much will it cost to insulate
315.75m2 at the same rate?

Pg. 31
21. Vince has invested $20,000 in shade coffee, pork futures, and high tech stocks
in the ratio 0.56 : 0.21 : 0.15. How much did he invest in shade coffee?

22. Dmitri will receive a 5% raise after one year. If his current salary is $28,400,
what will it be after one year?

23. In order for a company to break even on jackets they have ordered, it needs to
sell 25% of the the jackets. If they sold 54 jackets out of a stock of 205, have
they broken even?

24. A manufacturer’s rebate (discount) on a printer amounted to $45 or 15% of the

retail price. What was the retail price and the price after the rebate?

25. A surfboard is $485.9 including tax of 13%. Find the price before tax.

26. A Kijiji item is reduced by 18% to $139.40. What was the original price?

27. The US dollar has risen from 1.0256Cad to 1.03985Cad. Find the percent
change.

28. After Caribana, hotel occupancy rates fall from 68.94% to 41.58%. Find the
percent decrease in occupancy.

29. Solve the following algebraically.

𝑦 − 2𝑥 = 7
a.
2𝑦 − 𝑥 = 5

3𝑥 + 5𝑦 = 11
b.
2𝑥 − 2𝑦 = 18

3𝑎 = 2 + 2𝑏
c.
3𝑏 − 4𝑎 + 3 = 0

Pg. 32
TEST 4 REVIEW

30. Evaluate to 2 dp:

0.046 −53
190[1−(1+ ) ]
12
a. 1 − (1 − 0.15)(1 − 0.26) c. 0.046
80.56−79.23 12
b. × 100
79.23

0.25𝑚 + 0.015𝑛 = 1
31. Solve algebraically:
0.8𝑚 − 1.36𝑛 = 3.2
32. Graph the following:
a. y = 3 – 5x c. 𝑦 = 2 + 3𝑥 − 2𝑥 2 for −1 ≤
b. 𝑦 = 3𝑥 2 + 5𝑥 − 2 𝑓𝑜𝑟 − 3 ≤ 𝑥≤3
𝑥≤1

𝑦 = 2𝑥 + 5
33. Solve graphically:
3𝑥 + 𝑦 = −5

34. Rearrange for the indicated variable (letter)

a. 𝑎 = 𝑏𝑥 + 𝑡 for 𝑥 c. 𝑁𝑃 = 𝐿𝑃 (1 − 𝑑) for 𝑑
𝑅𝐵 d. 𝐹 = 𝑃 + 𝑃𝑟𝑡 for 𝑃
b. 𝐴 = for 𝑅
100

35. Change to a decimal, 4dp:

2
a. 12% b. 2111
16
% c. % d. 86.25% e. 6.55% f. 0.47%
3

36. Kirsten paid $8,650 into a mutual fund. One year later she had earned $419.53.
Find the rate of interest.

37. Siri bought an item online for £356.90. Import duty is 8.56%. How much is the
duty?

38. Dave paid a late fee of ₹21.29 on his internet bill. If the late fee is 1.4% of the
bill, find the amount of the bill.

39. The Nikkei Index rose by 0.36% to 18 561.92 points. Find the previous value.
By how many points did it rise?

40. After a surge in “fake news”, the number of followers on a social media site fell by
3.97% to 8 659 123. Find the number of followers before the surge. How many
followers left the site?
Pg. 33
 ANSWERS TESTS REVIEW

1. a. 18 b. 12 c. -20 d. 45 e. -13
2. a. 5/7 b. 11/12 c. 4/3
3. a. 12 b. 45 c. 14
4. a. 1.20 b. 0.88 c. 23.60 d. 9.67 e. 53.44
5. a. 0.78 b. 5.63 c. 1.17
6. a. 111.463 b. 3.166 c. -201.230 d. 𝑚13 e. 7−12 f. 3−10
g. (2𝑥 + 1)−12 h. −20𝑎7 𝑏−10 𝑐 −3 i. 23𝑎3 𝑏 2 𝑐 −3 j. −8𝑔6 ℎ−9
−10𝑎3 5 𝑞2 25𝑛10
k. l. −3𝑑𝑐 5 m. n.
𝑏3 3𝑝5 9𝑚6

7. a. −𝑎2 + 2𝑏 2 + 3𝑐 b. 𝑥 2 + 14𝑥 + 7 c. −2𝑥7 𝑦−3 𝑧

d. 3𝑥 2 − 𝑥𝑦 − 7𝑥 + 4𝑦 − 20 e. 4𝑥 2 − 4𝑥 + 1 f. 8𝑎3 − 44𝑎2 − 84𝑎
5 5𝑦 3 5𝑥 4 2𝑦 2
g. 𝑦 3 − 9𝑦 2 + 27𝑦 − 27 h. 𝑥 −3 𝑦 3 𝑜𝑟 i. + j. -2m+1-3n
3 3𝑥 3 𝑦 𝑥

8. a. 13 b. 2100 c. 20
9. a. 360.00 b. 5.89 c. 650.00 d. 1, 3, 10
10. a. 2m(n-2) b. 3𝑥𝑦(2𝑥 + 6𝑦 + 3) c. 4𝑎𝑏(3𝑎𝑏 + 1 − 2𝑐)
11. a. 16.81 b. 272.85 c. 860.00 d. 2119.50 e. 1 417.94
f. 7 885.59 g. 10 353.58
12. a. -8 b. -14.62 c. 5 d. 3 e. 3 f. 20 g. 1.77
23 13
h. − 𝑜𝑟 − 356 i. 𝑜𝑟 0.9286
6 14
45 1
j. 30
𝑜𝑟 427 𝑜𝑟 4.29 [4.29 is not exact. It is rounded to 2 dp] k. = 411= 4.09
7 11
𝐼 𝑀 𝑦−𝑏 𝑁 𝐴−𝑏ℎ
13. a. b. ℎ𝑑 c. d. 𝑆 − 𝐶 − 𝐸 e. f. g. h. 𝐿(1 − 𝑑)
𝑃𝑡 𝑅 𝑎 1−𝑑 ℎ
𝑆−𝑃 𝐹 3𝑑 𝑁
i. j. k. l.
𝑃𝑟 𝑇−𝑋 1+𝑑𝑚 𝑅+1
14. a. 273.35 b. 0.01 c. 733.75 d. 283.14
15. a. 31.25 %, 0.31 b. 266⅔ % or 266.67 %, 2.67 c. 10267 % 𝑜𝑟 102.86 % , 1.03
6
16. a. 12/25, 0.480 b. = 115, 1.200 c. 1/250, 0.004 d. 1/800, 0.001
5
e. 31/300, 0.103
17. a. 60.00 %, 3/5 b. 56.00 %, 14/25 c. 112.50 %, 118,98
d. 33.33 %, ⅓ e. 66.67 %, ⅔
18. a. 60% (0.6), 0.61, 0.625 (5/8) b. 1.3, 130⅓% (1.303̇), 1⅓ (1. 3̇)

Pg. 34
19. a. 14: 15 b. 34:5 c. 9:40
20. $716.75 26. $170.00
21. $12 173.91 27. 1.39 %
28. 39.69 % decrease or -39.69%
22. $29 820.00
29. a. -3, 1b. 7, -2 c. 0, -1
23. 25% is 51.25 jackets; yes OR
26.34%; yes 30. a. 0.37 b. 1.68 c. 9
24. $300, $255 097.24
25. $430.00 31. 4, 0
32.

#32
12
10
8
6
4 32a
2 32b
0 32c
-4 -3 -2 -1 0 1 2 3 4
-2
-4
-6
-8

33. -2, 1 , graph not shown.

𝑎−𝑡 100𝐴 𝐿𝑃 −𝑁𝑃 𝐹
34. a. b. c. d.
𝑏 𝐵 𝐿𝑃 1+𝑟𝑡
35. a. 0.1200 b. 0.2169 c. 0.0067 d. 0.8625 e. 0.0655
f. 0.0047
36. 4.85 %
37. £30.55
38. ₹1520.71
39. 18 495.34 points, +66.58 points
40. 9 017 101.9 followers, -357 978.9 followers

Pg. 35
 ADDITIONAL REVIEW QUESTIONS

1. Evaluate.

a) 16 – (– 4) (–3)  2 +5

b) 6[(62 – 52) – 4(5) – (–2)3]

c) –6 + (–4)3 + (–3)2[12 – 3 (7 – 4)]

2. Complete the following table.

Fraction Decimal Percent

(reduced to lowest terms) (correct to 3
decimal places)
7
1
12

3.005

0.6%

3. Simplify.

a) (3x3 + 3x2 – 4x + 5) + (x3 – 2x2 + x – 4)

b) (6x3 – 2x2 + 8x) – (4x3 – 11x + 10)

c) (7x2 – x – 4) – (x2 – 2x – 3) + (–2x3 + 3x2 + 5x)

d) x + 2[x – (3x – 8)+ 3]

e) [5 – (6x – 8) – 2x] – [(12x – 7) – (4x – 5)]

f) –4y – { 3x – [3y – 2x – (2y – 7)] – 4x + 5 }

g) (a2  3a)(a  2)

h) ( x  2)( x2  x  4)

Pg. 36
 1
3. i) ( 4xy 4 z0 )(5x5 y1z2 )( z)
2
 42a b 3 3
j)
7a2b3c 4
2
 x3 y2 
k)  
6 
 2 y 
3
 2x 0 y 3 y  2 
l)  2

 yz 
10x y  20y 2  15x 2 y
2 2
m)
10xy
4. a) Calculate N in the following equation if L= 500, r1 = 0.15 and r2 = 0.08.

N = L(1 – r1)(1 – r2)

b) Calculate S, correct to two decimal places, in the following equation if

R = 250, n = 10 and i= 0.01.

R[(1  i)n  1]
S
i

5. Factor completely.

a) ab2  a2b  a2b2

b) 9x3 y  15x2 y3  3x2 y2

c) 2pq(p  q)  6q(p  q)2

6. Evaluate the following. Round your answers to 2 decimal places.

 0.075 

47
65000 
 0.07  4
 12 
a) 50001   b)  42
 4   0.075 
1  1  
 12 

Pg. 37
7. Solve for the variable and verify your answers.

a) 13 + 4(2m – 3) = 2(m – 3) + 7

b) 5(–3a – 2) = –5(– 2a + 3)

c) (y – 2)(y – 4) = (y + 4)(y – 6)

x 1 x2
d)  
12 8 6

3 3
e) (1  2y )  3  (1  2y )
2 2

8. Solve for the indicated letter.

a) v = u + at for a

1
b) v  (w  t) for t
2

2r
c) d for r
3  rm

9. A car uses 24 litres of fuel to travel 252 km. How much fuel will be required to
travel 714 km?

10. Gina makes a party punch with ginger ale, lime juice and lemonade in the
1 1 1
ratio : : . How much ginger ale will she need in order to make 10.5 L of
2 8 4
punch?

11. After one year of accident-free driving, James can get a discount of 18% on
his insurance premiums of $865.00. Find his new premium if he has no
accidents.

12. Microsoft shares fell from $112.75 to $90.80. Calculate the percent decrease
correct to two decimal places.

13. Snowblowers are marked down 23% to $500.00. Find the original price.

14. 48,150 vehicles use the DVP during rush hour. This is a 7% increase from
last year. How many vehicles used the DVP last year?

Pg. 38
15. Hussain will get 27% off sunglasses if he orders them along with his
prescription eyewear. This will save him $21.87. How much will he pay for
the sunglasses after the discount?

16. a) Graph the following.

y  x2  6   x for  3  x  4
b) From your graph, determine the value(s) of x when y = - 4

17. Solve the following systems of equations.

a) 2.25x  0.75y  2.25

1.25x  1.75y  2.05

b) 3 x  8 y  44  0
7 x  12y  56

x 3y 2
c)  
4 7 21
2x 3y 7
 
3 2 36

18. Andy has a Frequent Buyer Card that gives him a 5.5% discount at Canadian
Tire and a 3.4% discount at Home Depot. He bought goods from the two
stores worth $1675 before the discount. If he saved $79 using his Frequent
Buyer Card, what was the value of the goods that he bought at each store?

19. Electroshop has an order for 45 printers and 24 scanners for a total of $8,835.
A second order for 30 printers and 36 scanners is worth $8,790. What is the
price of (a) a scanner (b) a printer?

20. A college theatre collected $1300 from the sale of 450 tickets. Some of the
tickets were worth $2.50 each and the rest were worth $3.50 each. How
many tickets of each type were sold?

Pg. 39
Answers:

1. a) 15 b) –6 c) –43

1 601 1 3
2. a) 1.583, 158 % b) or 3 , 300.5% c) , 0.006
3 200 200 500

3. a) 4x3 + x2 – 3x + 1 b) 2x3 – 2x2 + 19x – 10 c) –2x3 + 9x2 + 6x – 1

d) – 3x + 22 e) – 16x + 15 f) – x –3y + 2
g) a3  5a2  6a h) x3  3x 2  6x  8 i) 10x 6 y5 z3
 6a x6 z6 2y 3 x
j) 4 k) 8 l) m) xy  
c 4y 8 x 2

4. a) 391 b) 2615.55

5. a) ab(b  a  ab) b) 3x2 y(3x  5y2  y) c ) 2q(p  q)(2p  3q)

6. a) 4077.94 b) 1764.42

1 11 1 1
7. a) 0 b) c) 8 d)  or  5 e)
5 2 2 2

v u 3d
8. a) a  b) t  w  2v c) r 
t 2  md

9. 68 litres

10. 6 litres

11. $709.30

12. 19.47%

13. $649.35

14. 45,000

15. $59.13

Pg. 40
16. a)
x -3 -2 -1 0 1 2 3 4
y 6 0 -4 -6 -6 -4 0 6
y=x3-x2-10x+12
2
y= x -x- 6

10

-4 -3 -2 -1 0 1 2 3 4 5

-5

-10

b) when y = -4, x =2 and x = -1

2 1
17. a) x = 0.8, y = 0.6 b) x = 4, y = 7 c) x   , y 
3 6

18. Andy bought goods worth $1,050 at Canadian Tire and goods worth $625 at Home
Depot.

19. The price of a scanner is $145 and the price of a printer $119.

20. 275@$2.50, 175@$3.50

Pg. 41
Pg. 42