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Comment Fixed Deposit vs Recurring
Finance Financial Express • 24 minutes ago Quote lookup

Like Deposit:
Fixed Deposit Know the features,
vs Recurring
Know the features, difference, taxabilit…
Deposit:
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Reblog difference, taxability
Fixed deposits and recurring and
deposit are among the most-

which is suitable for whom

preferred deposit schemes in India. Irrespective of age, most… Your list is empty.
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Finance Financial Express • 2 hours ago

Sensex, Nifty end FY19 on a high note;

biggest ever gains in 9 years
The Sensex and Nifty ended FY19 on a high note on Friday,
posting their biggest ever gains in the last 9 years. The Sens…

Finance GoodReturns • 2 hours ago

Sensex Ends FY19 With Best Gains In 4

Years
BSE's Sensex closed 127.19 points higher at 38,672.91, while
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fixed deposit, FDs, latest FD interest rates, FDs of small finance banks, small
Finance Financial Express • 3 hours ago
finance bank fd rates, FDs, latest interest rates of fixed deposits, FD in SBI,
Bank
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More fixed from
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Instructions forrecurring deposit
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deposit schemes in India. Irrespective of age, most people in India Financial Express

still Newsputting
prefer their
The Quint money
• 3 hours ago in bank FDs and RDs. The secure
naturePM Modi
and high Has
rates Opened
of interest Banktenures
with flexible Accounts,
are what adds © 2019 Verizon Media. All rights reserved.

to the But What

popularity andof Financial
attraction Inclusion?
of these schemes. However, most
times investors get confused
While account ownershipbetween a fixed
has grown rapidlydeposit and regime,
in the NDA a
thanks
recurring to thefor
deposit PMJDY, what about objectives.
their investment financial inclusion?

With RD one needsICICI

Sponsored to deposit
PrudentialaMutual
fixedFund
amount every month and can
SIP Starting
earn interest atbasis.
on a monthly Rs. 100!
The interest along with the amount
invested
Aimistopaid at maturity.
maximise returnsThe interest
over onterm
the long recurring deposit
with SIP. Invest in LA <3 Sonam & Anand
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remains the schemes of ICICI Prudential
same throughout Mutualthe
the term once Fund with as
investor muc…
has made
the investment. The tenure for recurring deposits ranges from 1 year
Financedepending
to 10 years, Yahoo India Finance
on the •banks.
4 hours ago
The tenor for this FD can
range Babynomics
between 12 and 60- months.
Financial planning
FDs are best suitedfor
for investors
your
who don kid’s
t need future
a regular is payout.
interest no child’s play
Whatever may be the good news, the joy of a baby arriving
While should
both the
notinvestments arethe
get marred by forfinancial
a fixed stress
tenure,and
fixed deposit
constraints…
investors need to invest an amount only once, whereas recurring
depositFinance
investors get to
Financial invest
Express • 4a fixed
hours agoamount at regular intervals.
PPF withdrawal rules 2019: Taxable if withdrawn
FD, PPF, ELSS, Ulip, Health insurance: 5 before 15 years or after 7 years but before
If you are also planning to invest in either of these schemes,
online tax saving investments to help… maturity?
find out how these two products differ and when you should Financial Express
Here are five tax-saving investments such as ELSS, PPF, 5-
opt foryear
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1. Both RD and FD are fixed income products offered by banks. The

Finance Financial Express • 5 hours ago
banks pay the investor a fixed interest on the invested amount at a
Investors Beware! In March-end rush, do
specific frequency till maturity.
not fall for these tricks banks play in…
2. Once you have invested in either of these products, the interest
rate remains the same throughout the term. The maturity amount
which includes your invested capital and accumulated interest is
paid at the end of the term. What Will Happen If You DoMore
Not Link PAN To
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3. Both RD and FD have the same taxability. The interest received Aadhaar By 31 March?
GoodReturns
from FD Search
and RDfor news, symbols
is added or companies
to the investor’s Search
total income and taxed at Sign in Mail

their personal income tax rate. For instance, if you fall in the 30 per
cent tax slab, the interest from RD and FD will be taxed at the same
rate.
4. However, in a fixed deposit, banks deduct TDS if the investor’s
interest income in a year exceeds Rs 10,000. No TDS deduction in
charged on recurring deposits. On this feature, RD scores over FD
when they are compared.
5. When compared, FD fetches more return than RD. The reason In Your 40s & Without A Retirement Plan? Take
being that in FD you invest a lump sum amount and hence, the These Steps
Bankbazaar.com
entire money earns interest for one year. However, in a recurring
deposit, the first installment earns interest for the 12-month period,
the second for 11 months, third for 10 months and so on.
6. Experts suggest although FD earns higher than RD, it s not
possible for a single product to meet all your needs. For instance,
people who do not have a lump sum to invest but can save a certain
amount from their income every month, RD is a more viable
product. But if you have a lump sum to invest, then FD is a better
choice.
7. Though both these products suit all class of investors, they are
mostly profitable for small investors who are mostly in lower tax
slabs.

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