Major departments or Administrative
Units of Bangladesh Bank:
Accounts & Budgeting Depariment
Agricultural Credit Department
. Anti-Money Laundering Department
+ Bangladesh Bank Training Academy
Banking Regulation and Policy Department
Central Bank Strengthening Project Cell
Common Services Department
Credit Information Bureau
+ Debt Management Department
Department of Banking Inspection 1
+ Department of Banking Inspection 2
Department of Currency Management and Payment System
+ Department of Financial institutions and Markets
Department of Off-Site Supervision
+ Department of Printing and Publications
Equity and Entrepreneurship Fund Unit
Expenditure Management Department
Major departments or Administrative
Units of Bangladesh Ban!
Foreian Exchange Inspection & Vcilance Department
Foreign Exchange Investment Deparment
Foren Exchange Operation Department
Foreign Excnange Poicy Department
Forex Reserve & Treasury Management Department
Governors Secretar!
Human Resout stent
formation Systems Development Department
{ngernal Aust Deparment
lnvestment Promotion & Financing Facity Project Cal
{T Operation & Communication Department
‘aw Department
Monetary Policy Deparment
Policy Analysis Unt
Research Department
Secutty Management Department
es Department
Slalistics Department
08-03-2008-03-2017
Objectives and importance of Bank:
= The objectives and importance of Bank can
be viewed from three different
perspectives namely from the view point
of owners, government and customers.
Objectives of Bank from owner's
viewpoint:
Earning profit: Profit motive of the owners of the Bank acts as a
driving force in engaging themselves in the business of|
banking like all other business.
Rendering Services: Bank renders various services to the|
society 25 a part of thelr social commitment and this is 2
prime objective for engaging in banking business. Bankers are
ot only to make profit but also to do some good to the
society,
Investment of fund: The owners of the bank treat the bank as
"2 sultable sector to invest their accumulated saved money.
The owners of bank take bank as a way of|
ill by enhancing the periphery of their banking
Earning good
earning good
business.
Raising efficiency: The owners sharpen their managerial skill
‘and efficiency by ensuring smooth operation of their banking
business.Objectives of Bank from
Government viewpoint:
Issuance of currency notes: Goverment issues currency notes as @
‘medium of exchange through banks.
Formation of capital in society: Government always encourages
Yormation of capital in society through households and bank act as 2
catalyzing force in formation of capital In different sectors of the
Society.
‘of ideal money. through its. various asset. products and expedites
industalization. Eventually this nelps the growth of GDP, alleviating
poverty and ensures equal distribution of wealth,
introl over money market: Bank by its various products helps in
‘controling money._market (supply of money in the market) and
‘Quards against the economy to be inflated
Creation _of employment opportunities: Bank to fulfil its human
“Sresource requirements and create a substantial employment
opportunities
‘ounseling in, financial matters: Banks sometimes put up effective
08-03-2017
Investment of capital and Industrialization: Bank helps investment L— | y¢/™
isuggestons to. Gove Th Tmarclal matters from thelr part
Objectives of Bank from Customer's
viewpoint:
Safe custodian of public money: Bank acts as a safe
custodian of public money. By depositing own money
into a Bank account people get rid of worries like theft,
burglary and snatching
Advice_and counseling: Sometimes bank acts as a
financial advisers to its customers in various aspects.
Representative or trustee: Bank sometimes performs
the role of a representative or trustee on behalf of its
customers.
Providing credit facility: Bank provides credit facility to
its~customers~and-makes opportunities to invest in
profitable sector and by the process create income
‘opportunities for customers.
mone Lanndeg
9