Yearly

Monthly Total
Income [1] Monthly (net) Yearly Total (net) (Gross) (Gross) Tax % Expenses Summary [2] Total Yearly Total Percent of Income
Emily $1,600.00 $19,200.00 $0.00 $0.00 #DIV/0! Fixed $456.67 $5,480.04 28.54%
Name 2 $0.00 $0.00 $0.00 $0.00 #DIV/0! Variable $1,028.80 $12,345.60 64.30%
Total Income $1,600.00 $19,200.00 $0.00 $0.00 #DIV/0! Total $1,485.47 $17,825.64 92.84%
Unaccounted income $114.53 $1,374.36 7.16%

Fixed Expenses Percent of Percent of

(monthly) [3] $456.67 Yearly Total Expense Income Expenses Breakdown
Mortgage $416.67 $5,000.04 91.24% 26.04% Category Total Yearly Total Percent of Income
Property Tax $0.00 $0.00 0.00% 0.00% Housing $416.67 $5,000.04 26.04%
Electricity $0.00 $0.00 0.00% 0.00% Transportation $110.00 $1,320.00 6.88%
Condo Fee $0.00 $0.00 0.00% 0.00% Life $260.00 $3,120.00 16.25%
Car Payment $0.00 $0.00 0.00% 0.00% Debt Repayment $0.00 $0.00 0.00%
Car Insurance $0.00 $0.00 0.00% 0.00% Savings (monthly) $399.40 $4,792.80 24.96%
Life Insurance $0.00 $0.00 0.00% 0.00% Savings (Long Term) $299.40 $3,592.80 18.71%
House Insurance $0.00 $0.00 0.00% 0.00% Total $1,485.47 $17,825.64 74.13%
Long Term Savings $0.00 $0.00 0.00% 0.00%
Long Term Savings $0.00 $0.00 0.00% 0.00%
$0.00 $0.00 0.00% 0.00%
Public Transportation $0.00 $0.00 0.00% 0.00%
Car Tires & Maintenence (oil change) $40.00 $480.00 8.76% 2.50% Variable Expense Breakdown
$0.00 $0.00 0.00% 0.00% Jar Amount Yearly Total Percent of Var Exp
$0.00 $0.00 0.00% 0.00% Food&Personal Care $200.00 $2,400 19.44%
$0.00 $0.00 0.00% 0.00% Entertainment $0.00 $0 0.00%
$0.00 $0.00 0.00% 0.00% Pets, etc. $60.00 $720 5.83%
$0.00 $0.00 0.00% 0.00% Total $260.00 $3,120.00 25.27%
$0.00 $0.00 0.00% 0.00%

Variable Expenses Percent of Percent of

(monthly) [4] $1,028.80 Yearly Total Expense Income Gifts
Gas $70.00 $840.00 6.80% 4.38% What/Who Yearly Amount Monthly Total Percent of Var Exp
House Repairs $0.00 $0.00 0.00% 0.00% Weddings $0.00 $0.00 0.00%
$0.00 [5] $0.00 0.00% 0.00% Birthdays
$0.00 $0.00 0.00% 0.00% Birthday Name $0.00 $0.00 0.00%
Groceries $200.00 $2,400.00 19.44% 12.50% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Restaurant $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Monthly oversight $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Gifts $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Golf $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Movies Nights $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Pet, etc. $60.00 $720.00 5.83% 3.75% $0.00 $0.00 0.00%
Friend Events $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Sports $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Bank Fees $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
Emergency Fund $299.40 $3,592.80 29.10% 18.71% $0.00 $0.00 0.00%
Savings/Vacation $100.00 $1,200.00 9.72% 6.25% $0.00 $0.00 0.00%
Long Term Savings $299.40 $3,592.80 29.10% 18.71% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 [6] $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
 $0.00 $0.00 #DIV/0! #DIV/0! $0.00 $0.00 0.00%
$0.00 $0.00 #DIV/0! #DIV/0! $0.00 $0.00 0.00%
$0.00 $0.00 #DIV/0! #DIV/0! $0.00 $0.00 0.00%
$0.00 $0.00 #DIV/0! #DIV/0! $0.00 $0.00 0.00%
$0.00 $0.00 #DIV/0! #DIV/0! $0.00 $0.00 0.00%
$0.00 $0.00 0.00%
Debt Repayment [7] $0.00 $0.00 0.00%
Credit Card $0.00 $0.00 0.00% 0.00% Other
Loan 1 $0.00 $0.00 0.00% 0.00% Fathers Day $0.00 $0.00 0.00%
Loan 2 $0.00 $0.00 0.00% 0.00% Mothers Day $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 $0.00 0.00% 0.00% Chistmas
$0.00 $0.00 0.00% 0.00% Christmas Person $0.00 $0.00 0.00%
Total Debt Repayment $0.00 $0.00 0.00% 0.00% $0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
$0.00 $0.00 0.00%
Total $0.00 $0.00 0.00%
[1] Put your average monthly salary/wage after taxes here.

[2] You want to try to account for all income.

[3] Fixed Expenses are unchangable, required monthly expences. For example condo fees, electricity.

[4] Variable Expenses are adjustable/optional monthly expences. For example: Restaurants, cell phones, sports fees, Gas money.

[5] Changed from 200/12 to 260/12

--Trevor.Jones.8 Wed Jul 20 2011 17:56:46 GMT-0600 (MDT)

[6] 300 deducted by linode hosting

--Trevor.Jones.8 Sun Feb 20 2011 11:42:17 GMT-0700 (Mountain Standard Time)

[7] List all debts you currently have and a monthly payment you can afford to put toward repayment each month. The total will be used as the
maximum repayable amount on the "Debt" page.